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Stockholders' Equity and Regulatory Capital (Tables)
12 Months Ended
Jun. 30, 2021
Stockholders’ Equity and Regulatory Capital [Abstract]  
Schedule of regulatory capital
  Actual   Minimum Requirement For
Capital Adequacy Purposes
 
(Dollars in thousands)  Amount   Ratio   Amount   Ratio 
Risk-based capital:                    
Common Equity Tier 1 capital ratio  $51,349    27.5%  $8,408    4.5%
Tier 1 (core) capital ratio  $51,349    27.5   $11,211    6.0 
Total capital ratio  $51,349    27.5   $14,947    8.0 
                     
Leverage capital:                    
Tier 1 leverage capital to average assets  $51,349    15.4   $13,378    4.0 

 

   Actual   Minimum Requirement For
Capital Adequacy Purposes
 
(Dollars in thousands)  Amount   Ratio   Amount   Ratio 
Risk-based capital:                    
Common Equity Tier 1 capital ratio  $50,962    26.1%  $8,305    4.5%
Tier 1 (core) capital ratio  $50,962    26.1   $11,073    6.0 
Total capital ratio  $50,962    26.1   $14,764    8.0 
                     
Leverage capital:                    
Tier 1 leverage capital to average assets  $50,962    15.7   $13,220    4.0 

 

Schedule of banks’ regulatory capital
   Actual   Minimum Requirement For
Capital Adequacy Purposes
(Dollars in thousands)  Amount   Ratio   Amount    Ratio 
Community Bank Leverage Ratio:                      
First Federal Savings and Loan Association of Hazard  $18,376    20.9%  $ 7,021     8.0%
First Federal Savings Bank of Kentucky  $30,276    12.3   $ 19,734     8.0 

 

   Actual   Minimum Requirement For
Capital Adequacy Purposes
(Dollars in thousands)  Amount   Ratio   Amount    Ratio 
Community Bank Leverage Ratio:                      
First Federal Savings and Loan Association of Hazard  $18,256    21.9%  $ 3,740     8.0%
First Federal Savings Bank of Kentucky  $29,898    12.1   $ 15,153     8.0