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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2020
Dec. 31, 2019
Interest income        
Loans, including fees $ 2,960 $ 3,125 $ 5,936 $ 6,297
Mortgage-backed securities 4 5 8 11
Other securities 5 3 11
Interest-bearing deposits and other 38 128 84 272
Total interest income 3,002 3,263 6,031 6,591
Interest expense        
Interest-bearing demand deposits 8 6 15 11
Savings 66 51 125 103
Certificates of Deposit 352 551 800 1,082
Deposits 426 608 940 1,196
Borrowings 103 314 228 673
Total interest expense 529 922 1,168 1,869
Net interest income 2,473 2,341 4,863 4,722
Provision for loan losses 108 5 192 64
Net interest income after provision for loan losses 2,365 2,336 4,671 4,658
Non-interest income        
Earnings on bank-owned life insurance 20 19 39 38
Net gain on sales of loans 97 34 155 40
Net gain (loss) on sales of real estate owned (19) 7 (18) 7
Valuation adjustment for real estate owned (19) (24) (19) (24)
Other 44 42 94 91
Total non-interest income 123 78 251 152
Non-interest expense        
Employee compensation and benefits 1,301 1,408 2,644 2,768
Occupancy and equipment 142 136 280 279
FDIC insurance premiums 31 88
Voice and data communications 36 39 57 100
Advertising 39 44 76 92
Outside service fees 33 43 96 94
Data processing 145 134 292 239
Auditing and accounting 39 52 79 99
Franchise and other taxes 65 64 130 129
Foreclosure and real estate owned expenses (net) 30 6 47 40
Other 168 182 323 370
Total non-interest expense 2,029 2,108 4,112 4,210
Income before income taxes 459 306 810 600
Federal income tax expense 89 58 155 118
NET INCOME $ 370 $ 248 $ 655 $ 482
EARNINGS PER SHARE        
Basic and diluted (in Dollars per share) $ 0.04 $ 0.03 $ 0.08 $ 0.06
DIVIDENDS PER SHARE (in Dollars per share) $ 0.10 $ 0.10 $ 0.20 $ 0.20