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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Cash flows from operating activities:    
Net income $ 655 $ 482
Adjustments to reconcile net income to net cash provided by operating activities    
Depreciation 145 133
Accretion of purchased loan credit discount (29) (56)
Amortization of purchased loan premium 4 5
Amortization of deferred loan origination costs (fees) (1) 45
Amortization of premiums on investment securities 4 5
Net gain on sale of loans (155) (40)
Net (gain) loss on sale of real estate owned 18 (7)
Valuation adjustments of real estate owned 19 24
ESOP compensation expense 60 48
Earnings on bank-owned life insurance (39) (38)
Provision for loan losses 192 64
Origination of loans held for sale (5,285) (1,376)
Proceeds from loans held for sale 4,377 1,165
Increase (decrease) in cash, due to changes in:    
Accrued interest receivable 136 68
Prepaid expenses and other assets 162 167
Accrued interest payable (7) 2
Other liabilities (121) (32)
Income taxes (24) 121
Net cash provided by operating activities 111 780
Cash flows from investing activities:    
Maturities of time deposits in other financial institutions 1,484 3,992
Securities maturities, prepayments and calls:    
Held to maturity 60 118
Available for sale 503 499
Loans originated for investment, net of principal collected (10,856) (882)
Proceeds from sale of real estate owned 753 172
Additions to real estate owned (1) (20)
Additions to premises and equipment, net (54) (141)
Net cash provided by (used in) investing activities (8,111) 3,738
Cash flows from financing activities:    
Net increase in deposits 4,025 4,123
Payments by borrowers for taxes and insurance, net (538) (532)
Proceeds from Federal Home Loan Bank advances 33,500 10,800
Repayments on Federal Home Loan Bank advances (27,167) (15,888)
Treasury stock purchased (101) (312)
Dividends paid on common stock (691) (686)
Net cash provided by (used in) financing activities 9,028 (2,495)
Net increase in cash and cash equivalents 1,028 2,023
Beginning cash and cash equivalents 13,702 9,861
Ending cash and cash equivalents 14,730 11,884
Cash paid during the period for:    
Federal income taxes 175
Interest on deposits and borrowings 1,175 1,872
Transfers of loans to real estate owned, net 276 295
Loans made on sale of real estate owned $ 37 $ 70