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Real Estate Owned | 12 Months Ended
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Jun. 30, 2022
Real Estate Owned [Abstract] |
REAL ESTATE OWNED | NOTE D - REAL ESTATE OWNED Activity in real estate owned for the years ended June 30 was as follows:
(in thousands) |  | 2022 |  |  | 2021 |
Balance at beginning of year |  | $ | 82 |  |  | $ | 640 |
Loans transferred to real estate owned |  |  | 45 |  |  |  | 358 |
Capitalized expenditures |  |  | - |  |  |  | 1 |
Valuation adjustments |  |  | - |  |  |  | (19 | )
Disposals |  |  | (117 | ) |  |  | (898 | )
Balance at end of year |  | $ | 10 |  |  | $ | 82 |

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- Definition The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 3 -URI https://asc.fasb.org/extlink&oid=124259787&loc=d3e4437-111522 + Details
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