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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2021
Dec. 31, 2020
Interest income        
Loans, including fees $ 2,743 $ 2,960 $ 5,677 $ 5,936
Mortgage-backed securities 3 4 6 8
Other securities 3
Interest-bearing deposits and other 35 38 72 84
Total interest income 2,781 3,002 5,755 6,031
Interest expense        
Interest-bearing demand deposits 10 8 19 15
Savings 67 66 135 125
Certificates of Deposit 274 352 565 800
Deposits 351 426 719 940
Borrowings 97 103 198 228
Total interest expense 448 529 917 1,168
Net interest income 2,333 2,473 4,838 4,863
Provision for loan losses 108 192
Net interest income after provision for loan losses 2,333 2,365 4,838 4,671
Non-interest income        
Earnings on bank-owned life insurance 21 20 40 39
Net gain on sales of loans 46 97 208 155
Net gain (loss) on sales of real estate owned 3 (19) (8) (18)
Valuation adjustment for real estate owned (19) (19)
Other 30 44 88 94
Total non-interest income 100 123 328 251
Non-interest expense        
Employee compensation and benefits 1,096 1,301 2,438 2,644
Data processing 186 145 307 292
Occupancy and equipment 150 142 301 280
FDIC insurance premiums 22 31 26 88
Voice and data communications 30 36 62 57
Advertising 43 39 86 76
Outside service fees 75 33 102 96
Auditing and accounting 26 39 80 79
Regulatory assessments 26 52
Foreclosure and real estate owned expenses (net) 38 30 44 47
Franchise and other taxes 90 65 91 130
Other 112 168 286 323
Total non-interest expense 1,894 2,029 3,875 4,112
Income before income taxes 539 459 1,291 810
Income tax expense 57 89 241 155
NET INCOME $ 482 $ 370 $ 1,050 $ 655
EARNINGS PER SHARE        
Basic and diluted (in Dollars per share) $ 0.06 $ 0.04 $ 0.13 $ 0.08
DIVIDENDS PER SHARE (in Dollars per share) $ 0.1 $ 0.1 $ 0.2 $ 0.2