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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Cash flows from operating activities:    
Net income $ 1,050 $ 655
Adjustments to reconcile net income to net cash provided by operating activities    
Depreciation 131 145
Accretion of purchased loan credit discount (26) (29)
Amortization of purchased loan premium 4
Amortization of deferred loan origination costs (fees) (139) (1)
Amortization of premiums on investment securities 2 4
Net gain on sale of loans (208) (155)
Net (gain) loss on sale of real estate owned 8 18
Valuation adjustments of real estate owned   19
ESOP compensation expense 70 60
Earnings on bank-owned life insurance (40) (39)
Provision for loan losses 192
Origination of loans held for sale (4,146) (5,285)
Proceeds from loans held for sale 5,076 4,377
Increase (decrease) in cash, due to changes in:    
Accrued interest receivable 45 136
Prepaid expenses and other assets (20) 162
Accrued interest payable (4) (7)
Other liabilities (171) (121)
Income taxes (203) (24)
Net cash provided by operating activities 1,425 111
Cash flows from investing activities:    
Maturities of time deposits in other financial institutions 247 1,484
Securities maturities, prepayments and calls:    
Held to maturity 49 60
Available for sale 3 503
Loans originated for investment, net of principal collected 21,347 (10,856)
Proceeds from sale of real estate owned 58 753
Additions to real estate owned (1)
Additions to premises and equipment, net (80) (54)
Net cash provided by (used in) investing activities 21,624 (8,111)
Cash flows from financing activities:    
Net increase in deposits 9,995 4,025
Payments by borrowers for taxes and insurance, net (592) (538)
Proceeds from Federal Home Loan Bank advances 8,000 33,500
Repayments on Federal Home Loan Bank advances (16,051) (27,167)
Treasury stock purchased (61) (101)
Dividends paid on common stock (696) (691)
Net cash provided by financing activities 595 9,028
Net increase in cash and cash equivalents 23,644 1,028
Beginning cash and cash equivalents 21,648 13,702
Ending cash and cash equivalents 45,292 14,730
Cash paid during the period for:    
Federal income taxes 500 175
Interest on deposits and borrowings 921 1,175
Transfers of loans to real estate owned, net 35 276
Loans made on sale of real estate owned $ 32 $ 70