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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Mar. 31, 2022
Mar. 31, 2021
Interest income        
Loans, including fees $ 2,513 $ 2,899 $ 8,190 $ 8,835
Mortgage-backed securities 2 3 8 11
Other securities 3
Interest-bearing deposits and other 46 38 118 122
Total interest income 2,561 2,940 8,316 8,971
Interest expense        
Interest-bearing demand deposits 10 8 29 23
Savings 68 69 203 194
Certificates of Deposit 258 310 823 1,110
Deposits 336 387 1,055 1,327
Borrowings 87 105 285 333
Total interest expense 423 492 1,340 1,660
Net interest income 2,138 2,448 6,976 7,311
Provision (credit) for loan losses (106) (106) 192
Net interest income after provision for loan losses 2,244 2,448 7,082 7,119
Non-interest income        
Earnings on bank-owned life insurance 19 19 59 58
Net gain on sales of loans 23 125 231 280
Net loss on sales of real estate owned (8) (18)
Valuation adjustment for real estate owned (19)
Other 52 38 140 132
Total non-interest income 94 182 422 433
Non-interest expense        
Employee compensation and benefits 1,237 1,362 3,675 3,964
Occupancy and equipment 159 166 460 488
FDIC insurance premiums 23 41 49 129
Voice and data communications 31 23 93 80
Advertising 20 38 106 114
Outside service fees 31 43 133 139
Data processing 109 138 416 430
Auditing and accounting 48 40 128 119
Franchise and other taxes 23 114 130
Regulatory Assessments 25 25 77 77
Foreclosure and real estate owned expenses (net) 23 19 67 66
Other 142 124 428 395
Total non-interest expense 1,871 2,019 5,746 6,131
Income before income taxes 467 611 1,758 1,421
Income tax expense 133 138 374 293
NET INCOME $ 334 $ 473 $ 1,384 $ 1,128
EARNINGS PER SHARE        
Basic and diluted (in Dollars per share) $ 0.04 $ 0.06 $ 0.17 $ 0.14
DIVIDENDS PER SHARE (in Dollars per share) $ 0.1 $ 0.1 $ 0.3 $ 0.3