Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
Sep. 30, 2022	Sep. 30, 2021
Cash flows from operating activities:
Net income	$ 373	$ 568
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation	68	78
Accretion of purchased loan credit discount	(12)	(13)
Amortization of deferred loan origination costs (fees)	(7)	(91)
Amortization of premiums on investment securities	(6)	2
Net gain on sale of loans	(7)	(162)
Net (gain) loss on sale of other real estate	(10)
Net (gain) loss on sale of real estate owned		11
ESOP compensation expense	3	36
Earnings on bank-owned life insurance	(20)	(19)
Provision for loan losses	113
Origination of loans held for sale	(157)	(2,544)
Proceeds from loans held for sale	316	3,923
Increase (decrease) in cash, due to changes in:
Accrued interest receivable	(150)	81
Prepaid expenses and other assets	7	(125)
Accrued interest payable	(1)	1
Other liabilities	50	296
Income taxes	(124)	84
Net cash provided by operating activities	436	2,126
Cash flows from investing activities:
Purchase of investments available for sale	(4,974)
Maturities of time deposits in other financial institutions		247
Securities maturities, prepayments and calls:
Held to maturity	17	24
Available for sale	735	2
Proceeds from redemption of FHLB stock	1,549
Proceeds from sale of other real estate	180
Loans originated for investment, net of principal collected	(18,170)	4,016
Proceeds from sale of real estate owned		20
Additions to premises and equipment, net	(69)	(52)
Net cash provided by (used in) investing activities	(20,732)	4,257
Cash flows from financing activities:
Net increase (decrease) in deposits	(13,565)	4,646
Payments by borrowers for taxes and insurance, net	329	124
Proceeds from Federal Home Loan Bank advances	70,500	500
Repayments on Federal Home Loan Bank advances	(53,814)	(7,018)
Dividends paid on common stock	(342)	(351)
Net cash provided by (used in) financing activities	3,108	(2,099)
Net increase (decrease) in cash and cash equivalents	(17,188)	4,284
Beginning cash and cash equivalents	25,823	21,648
Ending cash and cash equivalents	8,635	25,932
Cash paid during the period for:
Federal income taxes	200	100
Interest on deposits and borrowings	$ 454	$ 468

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