EX-21 3 f10k2023ex21_kentuckyfirst.htm SUBSIDIARIES

Exhibit 21

SUBSIDIARIES OF THE REGISTRANT

|  | State or Other |  |  |
|  | Jurisdiction of |  | Percentage |
|  | Incorporation |  | Ownership |
Parent |  |  |  |  |  |
Kentucky First Federal Bancorp |  | United States |  |  | N/A |
Subsidiaries (1) |  |  |  |  |  |
First Federal Savings and Loan Association of Hazard |  | United States |  |  | 100 | %
Frankfort First Bancorp, Inc. |  | Delaware |  |  | 100 | %
First Federal Savings Bank of Kentucky (2) |  | United States |  |  | 100 | %

(1) | The assets, liabilities and operations of the subsidiaries are included in the consolidated financial statements contained in the Annual Report to Stockholders attached hereto as Exhibit 13.

(2) | Wholly owned subsidiary of Frankfort First Bancorp, Inc., which is a wholly-owned subsidiary of Parent.