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Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Interest income    
Loans, including fees $ 11,812 $ 10,659
Mortgage-backed securities 453 23
Other securities
Interest-bearing deposits and other 493 232
Total interest income 12,758 10,914
Interest expense    
Deposits 1,811 1,387
Borrowings 2,091 367
Total interest expense 3,902 1,754
Net interest income 8,856 9,160
Provision (credit) for loan losses 113 (60)
Net interest income after provision for loan losses 8,743 9,220
Non-interest income    
Earnings on bank-owned life insurance 81 78
Net gains on sales of loans 5 255
Net loss on sales of REO (35)
Net gain on sale of property and equipment 10
Other 206 217
Total non-interest income 302 515
Non-interest expense    
Employee compensation and benefits 4,915 4,853
Data processing 518 545
Occupancy and equipment 610 632
FDIC insurance premiums 117 71
Voice and data communications 124 123
Advertising 151 135
Outside service fees 242 166
Audit and accounting 213 216
Franchise and other taxes 136 150
Foreclosure and REO expense, net 103 101
Regulatory Assessments 81 103
Other 608 573
Total non-interest expense 7,818 7,668
Income before income taxes 1,227 2,067
Income tax expense    
Current 528 202
Deferred (234) 275
Total income tax expense 294 477
NET INCOME $ 933 $ 1,590
EARNINGS PER SHARE    
Basic (in Dollars per share) $ 0.11 $ 0.19