XML 30 R20.htm IDEA: XBRL DOCUMENT
v3.23.1

Loans Receivable (Tables) | 9 Months Ended
--- | ---
Mar. 31, 2023
Receivables [Abstract] |
Schedule of loan portfolio |
|  | March 31, |  |  | June 30, |
(in thousands) |  | 2023 |  |  | 2022 |
Residential real estate |  |  |  |  |  |
One- to four-family |  | $ | 236,796 |  |  | $ | 216,432 |
Multi-family |  |  | 19,859 |  |  |  | 14,252 |
Construction |  |  | 9,234 |  |  |  | 1,363 |
Land |  |  | 507 |  |  |  | 1,062 |
Farm |  |  | 1,290 |  |  |  | 1,338 |
Nonresidential real estate |  |  | 30,014 |  |  |  | 31,441 |
Commercial nonmortgage |  |  | 960 |  |  |  | 1,006 |
Consumer and other: |  |  |  |  |  |  |  |
Loans on deposits |  |  | 806 |  |  |  | 891 |
Home equity |  |  | 8,656 |  |  |  | 7,670 |
Automobile |  |  | 112 |  |  |  | 117 |
Unsecured |  |  | 359 |  |  |  | 540 |
|  |  | 308,593 |  |  |  | 276,112 |
Allowance for loan losses |  |  | (1,633 | ) |  |  | (1,529 | )
|  | $ | 306,960 |  |  | $ | 274,583 |
Schedule of allowance for loan losses by portfolio segment |
(in thousands) |  | Beginning balance |  |  | Provision (credit) for loan losses |  |  | Loans charged off |  |  | Recoveries |  |  | Ending balance |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to four-family |  | $ | 800 |  |  | $ | 44 |  |  | $ | (22 | ) |  | $ | 13 |  |  | $ | 835 |
Multi-family |  |  | 231 |  |  |  | 96 |  |  |  | – |  |  |  | – |  |  |  | 327 |
Construction |  |  | 4 |  |  |  | 29 |  |  |  | – |  |  |  | – |  |  |  | 33 |
Land |  |  | 3 |  |  |  | (2 | ) |  |  | – |  |  |  | – |  |  |  | 1 |
Farm |  |  | 5 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 5 |
Nonresidential real estate |  |  | 461 |  |  |  | (53 | ) |  |  | – |  |  |  | – |  |  |  | 408 |
Commercial nonmortgage |  |  | 2 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 2 |
Consumer and other: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans on deposits |  |  | 1 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 1 |
Home equity |  |  | 21 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 21 |
Automobile |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |
Unsecured |  |  | 1 |  |  |  | (1 | ) |  |  | – |  |  |  | – |  |  |  | – |
Totals |  | $ | 1,529 |  |  | $ | 113 |  |  | $ | (22 | ) |  | $ | 13 |  |  | $ | 1,633 |
(in thousands) |  | Beginning balance |  |  | Provision (credit) for loan losses |  |  | Loans charged off |  |  | Recoveries |  |  | Ending balance |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 778 |  |  | $ | 79 |  |  | $ | (22 | ) |  | $ | – |  |  | $ | 835 |
Multi-family |  |  | 363 |  |  |  | (36 | ) |  |  | – |  |  |  | – |  |  |  | 327 |
Construction |  |  | 26 |  |  |  | 7 |  |  |  | – |  |  |  | – |  |  |  | 33 |
Land |  |  | 1 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 1 |
Farm |  |  | 5 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 5 |
Nonresidential real estate |  |  | 457 |  |  |  | (49 | ) |  |  | – |  |  |  | – |  |  |  | 408 |
Commercial nonmortgage |  |  | 2 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 2 |
Consumer and other: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans on deposits |  |  | 1 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 1 |
Home equity |  |  | 21 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 21 |
Automobile |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |
Unsecured |  |  | 1 |  |  |  | (1 | ) |  |  | – |  |  |  | – |  |  |  | – |
Totals |  | $ | 1,655 |  |  | $ | – |  |  | $ | (22 | ) |  | $ | – |  |  | $ | 1,633 |
(in thousands) |  | Beginning balance |  |  | Provision (credit) for loan losses |  |  | Loans charged off |  |  | Recoveries |  |  | Ending balance |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 794 |  |  | $ | (4 | ) |  | $ | (31 | ) |  | $ | – |  |  | $ | 759 |
Multi-family |  |  | 291 |  |  |  | (68 | ) |  |  | – |  |  |  | – |  |  |  | 223 |
Construction |  |  | 12 |  |  |  | (7 | ) |  |  | – |  |  |  | – |  |  |  | 5 |
Land |  |  | 3 |  |  |  | 1 |  |  |  | – |  |  |  | – |  |  |  | 4 |
Farm |  |  | 5 |  |  |  | 1 |  |  |  | – |  |  |  | – |  |  |  | 6 |
Nonresidential real estate |  |  | 494 |  |  |  | (33 | ) |  |  | – |  |  |  | – |  |  |  | 461 |
Commercial nonmortgage |  |  | 5 |  |  |  | (3 | ) |  |  | – |  |  |  | – |  |  |  | 2 |
Consumer and other: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans on deposits |  |  | 2 |  |  |  | (1 | ) |  |  | – |  |  |  | – |  |  |  | 1 |
Home equity |  |  | 15 |  |  |  | 7 |  |  |  | – |  |  |  | – |  |  |  | 22 |
Automobile |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |
Unsecured |  |  | 1 |  |  |  | 1 |  |  |  | (3 | ) |  |  | 2 |  |  |  | 1 |
Totals |  | $ | 1,622 |  |  | $ | (106 | ) |  | $ | (34 | ) |  | $ | 2 |  |  | $ | 1,484 |
(in thousands) |  | Beginning balance |  |  | Provision (credit) for loan losses |  |  | Loans charged off |  |  | Recoveries |  |  | Ending balance |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 831 |  |  | $ | (58 | ) |  | $ | (14 | ) |  | $ | – |  |  | $ | 759 |
Multi-family |  |  | 212 |  |  |  | 11 |  |  |  | – |  |  |  | – |  |  |  | 223 |
Construction |  |  | 6 |  |  |  | (1 | ) |  |  | – |  |  |  | – |  |  |  | 5 |
Land |  |  | – |  |  |  | 4 |  |  |  | – |  |  |  | – |  |  |  | 4 |
Farm |  |  | 6 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 6 |
Nonresidential real estate |  |  | 526 |  |  |  | (65 | ) |  |  | – |  |  |  | – |  |  |  | 461 |
Commercial nonmortgage |  |  | 3 |  |  |  | (1 | ) |  |  | – |  |  |  | – |  |  |  | 2 |
Consumer and other: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans on deposits |  |  | 1 |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 1 |
Home equity |  |  | 17 |  |  |  | 5 |  |  |  | – |  |  |  | – |  |  |  | 22 |
Automobile |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |
Unsecured |  |  | 1 |  |  |  | (1 | ) |  |  | – |  |  |  | 1 |  |  |  | 1 |
Totals |  | $ | 1,603 |  |  | $ | (106 | ) |  | $ | (14 | ) |  | $ | 1 |  |  | $ | 1,484 |
Schedule of allowance for loan losses and the recorded investment in loans by portfolio |
(in thousands) |  | Loans individually evaluated |  |  | Loans acquired with deteriorated credit quality* |  |  | Unpaid principal balance and recorded investment |  |  | Ending allowance attributed to loans |
Loans individually evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 3,233 |  |  | $ | 366 |  |  | $ | 3,599 |  |  | $ | – |
Multi-family |  |  | 552 |  |  |  | – |  |  |  | 552 |  |  |  | – |
Farm |  |  | 270 |  |  |  | – |  |  |  | 270 |  |  |  | – |
Nonresidential real estate |  |  | 1,036 |  |  |  | – |  |  |  | 1,036 |  |  |  | – |
|  |  | 5,091 |  |  |  | 366 |  |  |  | 5,457 |  |  |  | – |
Loans collectively evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  |  |  |  |  |  |  |  |  | $ | 233,197 |  |  | $ | 835 |
Multi-family |  |  |  |  |  |  |  |  |  |  | 19,307 |  |  |  | 327 |
Construction |  |  |  |  |  |  |  |  |  |  | 9,234 |  |  |  | 33 |
Land |  |  |  |  |  |  |  |  |  |  | 507 |  |  |  | 1 |
Farm |  |  |  |  |  |  |  |  |  |  | 1,020 |  |  |  | 5 |
Nonresidential real estate |  |  |  |  |  |  |  |  |  |  | 28,978 |  |  |  | 408 |
Commercial nonmortgage |  |  |  |  |  |  |  |  |  |  | 960 |  |  |  | 2 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans on deposits |  |  |  |  |  |  |  |  |  |  | 806 |  |  |  | 1 |
Home equity |  |  |  |  |  |  |  |  |  |  | 8,656 |  |  |  | 21 |
Automobile |  |  |  |  |  |  |  |  |  |  | 112 |  |  |  | – |
Unsecured |  |  |  |  |  |  |  |  |  |  | 359 |  |  |  | – |
|  |  |  |  |  |  |  |  |  |  | 303,136 |  |  |  | 1,633 |
|  |  |  |  |  |  |  |  |  | $ | 308,593 |  |  | $ | 1,633 |
* | These loans were evaluated at acquisition date at their estimated fair value and there has been no subsequent deterioration since acquisition.
(in thousands) |  | Loans individually evaluated |  |  | Loans acquired with deteriorated credit quality* |  |  | Ending loans balance |  |  | Ending allowance attributed to loans |
Loans individually evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 3,221 |  |  | $ | 400 |  |  | $ | 3,621 |  |  | $ | – |
Multi-family |  |  | 570 |  |  |  | – |  |  |  | 570 |  |  |  | – |
Farm |  |  | 270 |  |  |  | – |  |  |  | 270 |  |  |  | – |
Nonresidential real estate |  |  | 1,073 |  |  |  | – |  |  |  | 1,073 |  |  |  | – |
Consumer and other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 87 |  |  |  | – |  |  |  | 87 |  |  |  | – |
Unsecured |  |  | 5 |  |  |  | – |  |  |  | 5 |  |  |  | – |
|  |  | 5,226 |  |  |  | 400 |  |  |  | 5,626 |  |  |  | – |
Loans collectively evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  |  |  |  |  |  |  |  |  | $ | 212,811 |  |  | $ | 800 |
Multi-family |  |  |  |  |  |  |  |  |  |  | 13,682 |  |  |  | 231 |
Construction |  |  |  |  |  |  |  |  |  |  | 1,363 |  |  |  | 4 |
Land |  |  |  |  |  |  |  |  |  |  | 1,062 |  |  |  | 3 |
Farm |  |  |  |  |  |  |  |  |  |  | 1,068 |  |  |  | 5 |
Nonresidential real estate |  |  |  |  |  |  |  |  |  |  | 30,368 |  |  |  | 461 |
Commercial and industrial |  |  |  |  |  |  |  |  |  |  | 1,006 |  |  |  | 2 |
Consumer and other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans on deposits |  |  |  |  |  |  |  |  |  |  | 891 |  |  |  | 1 |
Home equity |  |  |  |  |  |  |  |  |  |  | 7,583 |  |  |  | 21 |
Automobile |  |  |  |  |  |  |  |  |  |  | 117 |  |  |  | – |
Unsecured |  |  |  |  |  |  |  |  |  |  | 535 |  |  |  | 1 |
|  |  |  |  |  |  |  |  |  |  | 270,486 |  |  |  | 1,529 |
|  |  |  |  |  |  |  |  |  | $ | 276,112 |  |  | $ | 1,529 |
* | These loans were evaluated at acquisition date at their estimated fair value and there has been no subsequent deterioration since acquisition.
Schedule of carrying amount of those loans, net of a purchase credit discount |
(in thousands) |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Cash Basis Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Cash Basis Income Recognized |
|  | 2023 |  |  | 2022 |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 3,227 |  |  | $ | 147 |  |  | $ | 147 |  |  | $ | 3,494 |  |  | $ | 94 |  |  | $ | 94 |
Multi-family |  |  | 561 |  |  |  | 15 |  |  |  | 15 |  |  |  | 610 |  |  |  | 16 |  |  |  | 16 |
Farm |  |  | 270 |  |  |  | – |  |  |  | – |  |  |  | 274 |  |  |  | – |  |  |  | – |
Nonresidential real estate |  |  | 1,055 |  |  |  | 41 |  |  |  | 41 |  |  |  | 1,229 |  |  |  | 40 |  |  |  | 40 |
Consumer |  |  | 46 |  |  |  | 6 |  |  |  | 6 |  |  |  | 54 |  |  |  | 1 |  |  |  | 1 |
Purchased credit-impaired loans |  |  | 383 |  |  |  | 17 |  |  |  | 17 |  |  |  | 546 |  |  |  | 19 |  |  |  | 19 |
|  |  | 5,542 |  |  |  | 226 |  |  |  | 226 |  |  |  | 6,207 |  |  |  | 170 |  |  |  | 170 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |
|  | $ | 5,542 |  |  | $ | 226 |  |  | $ | 226 |  |  | $ | 6,207 |  |  | $ | 170 |  |  | $ | 170 |
(in thousands) |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Cash Basis Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Cash Basis Income Recognized |
|  | 2023 |  |  | 2022 |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 3,240 |  |  | $ | 66 |  |  | $ | 66 |  |  | $ | 3,329 |  |  | $ | 83 |  |  | $ | 83 |
Multi-family |  |  | 555 |  |  |  | 5 |  |  |  | 5 |  |  |  | 577 |  |  |  | 5 |  |  |  | 5 |
Farm |  |  | 265 |  |  |  | – |  |  |  | – |  |  |  | 274 |  |  |  | – |  |  |  | – |
Nonresidential real estate |  |  | 1,047 |  |  |  | 12 |  |  |  | 12 |  |  |  | 1,215 |  |  |  | 12 |  |  |  | 12 |
Consumer |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 57 |  |  |  | 1 |  |  |  | 1 |
Purchased credit-impaired loans |  |  | 371 |  |  |  | 6 |  |  |  | 6 |  |  |  | 487 |  |  |  | 5 |  |  |  | 5 |
|  |  | 5,478 |  |  |  | 89 |  |  |  | 89 |  |  |  | 5,939 |  |  |  | 106 |  |  |  | 106 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |  |  |  | – |
|  | $ | 5,478 |  |  | $ | 89 |  |  | $ | 89 |  |  | $ | 5,939 |  |  | $ | 106 |  |  | $ | 106 |
Schedule of purchased loans |
|  | March 31, 2023 |  |  | June 30, 2022 |
(in thousands) |  | Nonaccrual |  |  | Loans Past Due Over 90 Days Still Accruing |  |  | Nonaccrual |  |  | Loans Past Due Over 90 Days Still Accruing |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family residential real estate |  | $ | 3,513 |  |  | $ | 466 |  |  | $ | 3,528 |  |  | $ | 287 |
Multifamily |  |  | 552 |  |  |  | – |  |  |  | 570 |  |  |  | – |
Farm |  |  | 270 |  |  |  | – |  |  |  | 270 |  |  |  | – |
Nonresidential real estate and land |  |  | 1,036 |  |  |  | – |  |  |  | 1,073 |  |  |  | – |
Commercial and industrial |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 1 |
Consumer |  |  | 4 |  |  |  | 38 |  |  |  | 90 |  |  |  | – |
|  | $ | 5,375 |  |  | $ | 504 |  |  | $ | 5,531 |  |  | $ | 288 |
Schedule of principal balance outstanding in past due loans |
(in thousands) |  | 30-89 Days Past Due |  |  | 90 Days or Greater Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to four-family |  | $ | 2,465 |  |  | $ | 2,163 |  |  | $ | 4,628 |  |  | $ | 232,168 |  |  | $ | 236,796 |
Multi-family |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 19,859 |  |  |  | 19,859 |
Construction |  |  | 93 |  |  |  | – |  |  |  | 93 |  |  |  | 9,141 |  |  |  | 9,234 |
Land |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 507 |  |  |  | 507 |
Farm |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 1,290 |  |  |  | 1,290 |
Nonresidential real estate |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 30,014 |  |  |  | 30,014 |
Commercial non-mortgage |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 960 |  |  |  | 960 |
Consumer and other: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans on deposits |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 806 |  |  |  | 806 |
Home equity |  |  | 443 |  |  |  | 10 |  |  |  | 453 |  |  |  | 8,203 |  |  |  | 8,656 |
Automobile |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 112 |  |  |  | 112 |
Unsecured |  |  | 9 |  |  |  | 28 |  |  |  | 37 |  |  |  | 322 |  |  |  | 359 |
Total |  | $ | 3,010 |  |  | $ | 2,201 |  |  | $ | 5,211 |  |  | $ | 303,382 |  |  | $ | 308,593 |
(in thousands) |  | 30-89 Days Past Due |  |  | Greater than 90 Days Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 2,662 |  |  | $ | 1,326 |  |  | $ | 3,988 |  |  | $ | 212,444 |  |  | $ | 216,432 |
Multi-family |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 14,252 |  |  |  | 14,252 |
Construction |  |  | 5 |  |  |  | – |  |  |  | 5 |  |  |  | 1,358 |  |  |  | 1,363 |
Land |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 1,062 |  |  |  | 1,062 |
Farm |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 1,338 |  |  |  | 1,338 |
Nonresidential real estate |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 31,441 |  |  |  | 31,441 |
Commercial and industrial |  |  | 72 |  |  |  | 1 |  |  |  | 73 |  |  |  | 933 |  |  |  | 1,006 |
Consumer and other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans on deposits |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 891 |  |  |  | 891 |
Home equity |  |  | 188 |  |  |  | 71 |  |  |  | 259 |  |  |  | 7,411 |  |  |  | 7,670 |
Automobile |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 117 |  |  |  | 117 |
Unsecured |  |  | – |  |  |  | – |  |  |  | – |  |  |  | 540 |  |  |  | 540 |
|  | $ | 2,927 |  |  | $ | 1,398 |  |  | $ | 4,325 |  |  | $ | 271,787 |  |  | $ | 276,112 |
Schedule of analysis performed, the risk category of loans by class of loans |
(in thousands) |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 230,964 |  |  | $ | 179 |  |  | $ | 5,653 |  |  | $ | – |
Multi-family |  |  | 19,307 |  |  |  | – |  |  |  | 552 |  |  |  | – |
Construction |  |  | 9,234 |  |  |  | – |  |  |  | – |  |  |  | – |
Land |  |  | 507 |  |  |  | – |  |  |  | – |  |  |  | – |
Farm |  |  | 1,020 |  |  |  | – |  |  |  | 270 |  |  |  | – |
Nonresidential real estate |  |  | 28,290 |  |  |  | 688 |  |  |  | 1,036 |  |  |  | – |
Commercial nonmortgage |  |  | 960 |  |  |  | – |  |  |  | – |  |  |  | – |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans on deposits |  |  | 806 |  |  |  | – |  |  |  | – |  |  |  | – |
Home equity |  |  | 8,613 |  |  |  | – |  |  |  | 43 |  |  |  | – |
Automobile |  |  | 112 |  |  |  | – |  |  |  | – |  |  |  | – |
Unsecured |  |  | 354 |  |  |  | – |  |  |  | 5 |  |  |  | – |
|  | $ | 300,167 |  |  | $ | 867 |  |  | $ | 7,559 |  |  | $ | – |
(in thousands) |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 210,830 |  |  | $ | 194 |  |  | $ | 5,408 |  |  | $ | – |
Multi-family |  |  | 13,682 |  |  |  | – |  |  |  | 570 |  |  |  | – |
Construction |  |  | 1,363 |  |  |  | – |  |  |  | – |  |  |  | – |
Land |  |  | 1,062 |  |  |  | – |  |  |  | – |  |  |  | – |
Farm |  |  | 1,068 |  |  |  | – |  |  |  | 270 |  |  |  | – |
Nonresidential real estate |  |  | 29,666 |  |  |  | 702 |  |  |  | 1,073 |  |  |  | – |
Commercial nonmortgage |  |  | 1,006 |  |  |  | – |  |  |  | – |  |  |  | – |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans on deposits |  |  | 891 |  |  |  | – |  |  |  | – |  |  |  | – |
Home equity |  |  | 7,548 |  |  |  | – |  |  |  | 122 |  |  |  | – |
Automobile |  |  | 117 |  |  |  | – |  |  |  | – |  |  |  | – |
Unsecured |  |  | 535 |  |  |  | – |  |  |  | 5 |  |  |  | – |
|  | $ | 267,768 |  |  | $ | 896 |  |  | $ | 7,448 |  |  | $ | – |
Schedule of purchased loans |
(in thousands) |  | March 31, 2023 |  |  | June 30, 2022 |
One- to four-family residential real estate |  | $ | 366 |  |  | $ | 400 |
Schedule of accretable yield, or income expected to be collected |
(in thousands) |  | Nine months ended March 31, 2023 |  |  | Twelve months ended June 30, 2022 |
Balance at beginning of period |  | $ | 339 |  |  | $ | 390 |
Accretion of income |  |  | (34 | ) |  |  | (51 | )
Balance at end of period |  | $ | 305 |  |  | $ | 339 |

X
- Definition Schedule of accretable yield, or income expected to be collected. + References No definition available. + Details
Name: | kffb_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldTableTextBlock
Namespace Prefix: | kffb_
Data Type: | dtr:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of loan portfolio. + References No definition available. + Details
Name: | kffb_ScheduleOfClassificationOfLoansReceivableTableTextBlock
Namespace Prefix: | kffb_
Data Type: | dtr:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule Of Impaired Loans Receivable Additional Information Table Text Block. + References No definition available. + Details
Name: | kffb_ScheduleOfImpairedLoansReceivableAdditionalInformationTableTextBlock
Namespace Prefix: | kffb_
Data Type: | dtr:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | kffb_ScheduleOfPurchasedLoansTableTextBlock
Namespace Prefix: | kffb_
Data Type: | dtr:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-29 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-15 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 69B -Publisher FASB -URI https://asc.fasb.org//1943274/2147481568/470-20-55-69B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 69E -Publisher FASB -URI https://asc.fasb.org//1943274/2147481568/470-20-55-69E Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 3 -Subparagraph (SX 210.12-04(a)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-3 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482925/835-30-45-2 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 1A -Publisher FASB -URI https://asc.fasb.org//1943274/2147482925/835-30-45-1A Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481112/505-10-50-3 Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.22) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 55 -Paragraph 8 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482949/835-30-55-8 Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 942 -SubTopic 470 -Section 50 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org//1943274/2147480848/942-470-50-3 Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 8 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481112/505-10-50-8 Reference 11: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 505 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481112/505-10-50-6 Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 505 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481112/505-10-50-7 + Details
Name: | us-gaap_ScheduleOfDebtInstrumentsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable modified for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org//1943274/2147481933/310-10-55-12A Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 33 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-33 Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 34 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-34 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration