Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
Mar. 31, 2023	Mar. 31, 2022
Cash flows from operating activities:
Net income	$ 891	$ 1,384
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation	195	194
Accretion of purchased loan credit discount	(34)	(38)
Amortization of deferred loan origination costs (fees)	(19)	(88)
Amortization of premiums on investment securities	(22)	2
Net gain on sale of loans	(6)	(231)
Net loss on sale of real estate owned		8
Net gain on sale of property & equipment	(10)
ESOP compensation expense	4	72
Earnings on bank-owned life insurance	(60)	(59)
Provision (credit) for loan losses	113	(106)
Origination of loans held for sale	(157)	(6,283)
Proceeds from loans held for sale	315	6,479
Increase (decrease) in cash, due to changes in:
Accrued interest receivable	(238)	63
Prepaid expenses and other assets	(38)	(118)
Accrued interest payable	36	(4)
Other liabilities		(63)
Income taxes	32	(68)
Net cash provided by operating activities	1,002	1,144
Cash flows from investing activities:
Purchase of investments available for sale	(4,974)
Purchase of FHLB stock	(251)
Maturities of time deposits in other financial institutions		247
Securities maturities, prepayments and calls:
Held to maturity	46	102
Available for sale	2,133	4
Proceeds from redemption of FHLB stock	2,061
Loans originated for investment, net of principal collected	(32,497)	28,724
Proceeds from sale of property and equipment held for sale	180
Proceeds from sale of real estate owned		26
Additions to premises and equipment, net	(122)	(127)
Net cash provided by (used in) investing activities	(33,424)	28,976
Cash flows from financing activities:
Net increase (decrease) in deposits	(30,466)	11,799
Payments by borrowers for taxes and insurance, net	(263)	(309)
Proceeds from Federal Home Loan Bank advances	119,750	8,000
Repayments on Federal Home Loan Bank advances	(72,917)	(24,091)
Treasury stock purchased	(394)	(61)
Dividends paid on common stock	(1,026)	(1,045)
Net cash provided by (used in) financing activities	14,684	(5,707)
Net increase (decrease) in cash and cash equivalents	(17,738)	24,413
Beginning cash and cash equivalents	25,823	21,648
Ending cash and cash equivalents	8,085	46,061
Cash paid during the period for:
Income taxes	250	500
Interest on deposits and borrowings	2,265	1,344
Transfers of loans to real estate owned, net	60	45
Loans made on sale of real estate owned		$ 32

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