XML 55 R38.htm IDEA: XBRL DOCUMENT v3.24.3
Summary of Significant Accounting Policies (Details) - USD ($)
12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2022
Jul. 01, 2022
Mar. 31, 2005
Summary of Significant Accounting Policies [Line Items]          
Residential loans 180 days        
Other loans 90 days        
Non accrual loans 90 days        
Nonaccrual loans and loans past due 90 days        
Loans held for sale $ 110,000 $ 0      
Amortization related to mortgage servicing rights   14,000 $ 17,000    
Carrying value of mortgage servicing rights 163,000 174,000      
Mortgage servicing rights 207,000 262,000      
Mortgage loans and sold to the federal home loan bank 20,400,000 21,700,000      
Loan servicing fee income. servicing fees 3,000 42,000      
Lender reserve account held $ 331,000 333,000      
Mortgage loans 30 years        
Private mortgage insurance, percentage 95.00%        
Borrow up percentage 90.00%        
Loan to value ration 80.00%        
Estimated value percentage 80.00%        
Loans term 25 years        
Loans secured percentage 90.00%        
Fixed assets held for sale     0    
Tax benefit percentage 50.00%        
Total contributions   $ 147,300,000 $ 142,400,000    
Contribution percentage   5.00% 5.00%    
Expense related to the plan $ 454,000 $ 353,000      
Expenses employee stock ownership plan $ 4,000      
Total shares surrendered plan (in Shares) 110,660 110,660      
Maturity term 90 days        
Goodwill $ 947,000     $ 14,500,000
Carrying value of goodwill 947,000      
Adjustment to allowance for loan losses 54,000        
Retain earnings 414,000        
Deferred tax asset 137,000        
Minimum [Member]          
Summary of Significant Accounting Policies [Line Items]          
Adjustment to allowance for loan losses 497,000        
Goodwill [Member]          
Summary of Significant Accounting Policies [Line Items]          
Carrying value of goodwill   947,000      
Related Party [Member]          
Summary of Significant Accounting Policies [Line Items]          
Deposits from related parties $ 1,700,000 5,100,000      
Buildings [Member]          
Summary of Significant Accounting Policies [Line Items]          
Estimated useful lives of the assets 40 years        
Building Improvements [Member] | Maximum [Member]          
Summary of Significant Accounting Policies [Line Items]          
Estimated useful lives of the assets 40 years        
Building Improvements [Member] | Minimum [Member]          
Summary of Significant Accounting Policies [Line Items]          
Estimated useful lives of the assets 10 years        
Furniture and Equipment [Member] | Maximum [Member]          
Summary of Significant Accounting Policies [Line Items]          
Estimated useful lives of the assets 10 years        
Furniture and Equipment [Member] | Minimum [Member]          
Summary of Significant Accounting Policies [Line Items]          
Estimated useful lives of the assets 5 years        
Multi-family and Nonresidential Loans [Member]          
Summary of Significant Accounting Policies [Line Items]          
Estimated value percentage 80.00%        
Consumer lending [Member]          
Summary of Significant Accounting Policies [Line Items]          
Estimated value percentage 80.00%        
Home Equity Loans [Member]          
Summary of Significant Accounting Policies [Line Items]          
Estimated value percentage 90.00%        
Adjusted Funding Target Attainment Percentage [Member]          
Summary of Significant Accounting Policies [Line Items]          
Adjusted funding target attainment percentage       82.02%  
Supplemental Employee Retirement Plan [Member]          
Summary of Significant Accounting Policies [Line Items]          
Total shares surrendered plan (in Shares) 226,313        
Contributed Employee Stock Ownership Plan (ESOP) [Member]          
Summary of Significant Accounting Policies [Line Items]          
Expense related to the plan $ 0 $ 14,000,000