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Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Interest income    
Loans, including fees $ 15,013 $ 11,812
Mortgage-backed securities 375 453
Interest-bearing deposits and other 889 493
Total interest income 16,277 12,758
Interest expense    
Deposits 6,060 1,811
Borrowings 3,223 2,091
Total interest expense 9,283 3,902
Net interest income 6,994 8,856
Provision for credit losses 24 113
Net interest income after provision for loan losses 6,970 8,743
Non-interest income    
Earnings on bank-owned life insurance 84 81
Net gains on sales of loans 14 5
Net gain on sale of property and equipment 10
Other 153 206
Total non-interest income 251 302
Non-interest expense    
Employee compensation and benefits 4,989 4,915
Data processing 517 518
Occupancy and equipment 592 610
FDIC insurance premiums 238 117
Voice and data communications 122 124
Advertising 167 151
Outside service fees 451 242
Audit and accounting 344 213
Franchise and other taxes 108 136
Foreclosure and REO expense, net 89 103
Regulatory Assessments 66 81
Goodwill Impairment 947
Other non-interest expense 551 608
Total non-interest expense 9,181 7,818
Income (loss) before income taxes (1,960) 1,227
Income tax expense (benefit)    
Current 50 528
Deferred (289) (234)
Total income tax expense (benefit) (239) 294
NET INCOME (LOSS) $ (1,721) $ 933
EARNINGS (LOSS) PER SHARE    
Basic (in Dollars per share) $ (0.21) $ 0.11