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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
 3 Months Ended 6 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2023
Dec. 31, 2022
Interest income        
Loans, including fees $ 3,628,000 $ 2,895,000 $ 7,087,000 $ 5,539,000
Mortgage-backed securities 92,000 115,000 191,000 229,000
Interest-bearing deposits and other 207,000 121,000 383,000 248,000
Total interest income 3,927,000 3,131,000 7,661,000 6,016,000
Interest expense        
Interest-bearing demand deposits 8,000 9,000 16,000 20,000
Savings 55,000 71,000 112,000 173,000
Certificates of Deposit 1,445,000 224,000 2,595,000 461,000
Deposits 1,508,000 304,000 2,723,000 654,000
Borrowings 762,000 379,000 1,610,000 482,000
Total interest expense 2,270,000 683,000 4,333,000 1,136,000
Net interest income 1,657,000 2,448,000 3,328,000 4,880,000
Provision for loan losses 9,000   15,000 113,000
Net interest income after provision for loan losses 1,648,000 2,448,000 3,313,000 4,767,000
Non-interest income        
Earnings on bank-owned life insurance 21,000 20,000 42,000 41,000
Net gain on sales of loans 7,000 (1,000) 6,000 6,000
Net gain (loss) on sales of real estate owned 4,000
Net gain on sale of property and equipment held for sale 10,000
Other 18,000 50,000 69,000 110,000
Total non-interest income 46,000 69,000 121,000 167,000
Non-interest expense        
Employee compensation and benefits 1,273,000 1,260,000 2,515,000 2,454,000
Data processing 147,000 124,000 280,000 230,000
Occupancy and equipment 147,000 159,000 289,000 313,000
FDIC insurance premiums 72,000 20,000 107,000 41,000
Voice and data communications 19,000 27,000 57,000 61,000
Advertising 49,000 47,000 88,000 79,000
Outside service fees 135,000 46,000 213,000 104,000
Auditing and accounting 107,000 95,000 172,000 176,000
Regulatory assessments 15,000 25,000 32,000 50,000
Foreclosure and real estate owned expenses (net) 20,000 21,000 43,000 45,000
Franchise and other taxes 20,000 41,000 53,000 78,000
Other 145,000 165,000 283,000 327,000
Total non-interest expense 2,149,000 2,030,000 4,132,000 3,958,000
Income (loss) before income taxes (455,000) 487,000 (698,000) 976,000
Income tax expense (94,000) 113,000 (162,000) 229,000
NET INCOME (LOSS) $ (361,000) $ 374,000 $ (536,000) $ 747,000
EARNINGS PER SHARE        
Basic (in Dollars per share) $ (0.05) $ 0.04 $ (0.07) $ 0.09
DIVIDENDS PER SHARE (in Dollars per share) $ 0.1 $ 0.1 $ 0.1 $ 0.2