Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
Sep. 30, 2024	Sep. 30, 2023
Cash flows from operating activities:
Net loss	$ (15)	$ (175)
Adjustments to reconcile net loss to net cash from operating activities
Depreciation	53	59
Accretion of purchased loan credit discount	(9)	(11)
Amortization of deferred loan origination costs (fees)	(6)	(3)
Amortization of premiums on investment securities	(5)	(5)
Net (gain) loss on sale of loans	(60)	1
Net (gain) loss on sale of real estate owned		(4)
Earnings on bank-owned life insurance	(22)	(21)
Provision for credit losses	15	6
Origination of loans held for sale	(2,813)	(512)
Proceeds from loans held for sale	1,481	231
Deferred income taxes	(27)	(91)
Increase (decrease) in cash, due to changes in:
Accrued interest receivable	(108)	(101)
Prepaid expenses and other assets	(117)	(119)
Accrued interest payable	66	94
Other liabilities	160	81
Net cash used in operating activities	(1,407)	(570)
Cash flows from investing activities:
Held to maturity	13	16
Available for sale	559	674
Purchase of FHLB stock	(342)
Proceeds from redemption of FHLB stock	133	592
Loans originated for investment, net of principal collected	(148)	(4,870)
Proceeds from sale of real estate owned		64
Additions to premises and equipment, net	(2)	(21)
Net cash provided by (used in) investing activities	213	(3,545)
Cash flows from financing activities:
Net increase (decrease) in deposits	(1,224)	26,050
Payments by borrowers for taxes and insurance, net	333	330
Proceeds from Federal Home Loan Bank advances	11,750	16,100
Repayments on Federal Home Loan Bank advances	(10,683)	(33,611)
Dividends paid on common stock		(335)
Net cash provided by financing activities	176	8,534
Net increase (decrease) in cash and cash equivalents	(1,018)	4,419
Beginning cash and cash equivalents	18,287	8,167
Ending cash and cash equivalents	17,269	12,586
Supplemental disclosure of cash flow information:
Income taxes		125
Interest on deposits and borrowings	$ 2,684	$ 1,970

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