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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Interest income    
Loans, including fees $ 17,742 $ 15,013
Mortgage-backed securities 301 375
Interest-bearing deposits and other 1,194 889
Total interest income 19,237 16,277
Interest expense    
Deposits 8,146 6,060
Borrowings 2,750 3,223
Total interest expense 10,896 9,283
Net interest income 8,341 6,994
Provision for credit losses 39 24
Net interest income after provision for loan losses 8,302 6,970
Non-interest income    
Earnings on bank-owned life insurance 86 84
Net gains on sales of loans 201 14
Other 213 153
Total non-interest income 500 251
Non-interest expense    
Employee compensation and benefits 4,846 4,989
Data processing 674 517
Occupancy and equipment 550 592
FDIC insurance premiums 253 238
Voice and data communications 136 122
Advertising 186 167
Outside service fees 511 451
Audit and accounting 354 344
Franchise and other taxes 132 108
Foreclosure and REO expense, net 88 89
Regulatory Assessments 97 66
Goodwill Impairment 947
Other non-interest expense 737 551
Total non-interest expense 8,564 9,181
Income (loss) before income taxes 238 (1,960)
Income tax expense (benefit)    
Current 207 50
Deferred (150) (289)
Total income tax expense (benefit) 57 (239)
NET INCOME (LOSS) $ 181 $ (1,721)
EARNINGS (LOSS) PER SHARE    
Basic (in Dollars per share) $ 0.02 $ (0.21)
Diluted (in Dollars per share) $ 0.02 $ (0.21)