XML 35 R17.htm IDEA: XBRL DOCUMENT v3.25.2

Deposits

12 Months Ended

Jun. 30, 2025

Deposits [Abstract]

DEPOSITS

NOTE G - DEPOSITS

Deposits consist of the following major classifications at June 30:

(in thousands)		2025				2024
Non-interest bearing checking accounts		$	11,805			$	15,428
Interest bearing transaction accounts
Checking accounts			17,567				16,749
Savings Accounts			43,001				39,221
Money market demand deposits			5,615				8,169
Total interest bearing transaction accounts			66,183				64,139
Total demand, transaction and passbook deposits			77,988				79,567
Certificates of deposit			199,575				176,572
Total deposits		$	277,563			$	256,139

Maturities of outstanding certificates of deposit at June 30 are summarized as follows:

(in thousands)		2025
2026		$	166,788
2027			28,861
2028			3,332
2029			269
2030 and thereafter			325
		$	199,575

At June 30, 2025 and 2024, the Company had certificate of deposit accounts with balances equal to or in excess of $250,000 totaling approximately $34.6 million and $21.0 million, respectively. Brokered certificates of deposit totaled $44.0 million at June 30, 2025 compared to 52.0 million at June 30, 2024.

X

- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478353/942-405-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(12))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

+ Details

Name:	us-gaap_DepositLiabilitiesDisclosuresTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_DepositsAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration