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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Mar. 31, 2025
Mar. 31, 2024
Interest income        
Loans, including fees $ 4,456 $ 3,841 $ 13,158 $ 10,927
Mortgage-backed securities 72 97 229 288
Interest-bearing deposits and other 318 235 862 619
Total interest income 4,846 4,173 14,249 11,834
Interest expense        
Interest-bearing demand deposits 12 7 30 23
Savings 70 53 169 165
Certificates of Deposit 2,013 1,526 5,826 4,122
Deposits 2,095 1,586 6,025 4,310
Borrowings 620 822 2,186 2,432
Total interest expense 2,715 2,408 8,211 6,742
Net interest income 2,131 1,765 6,038 5,092
Provision for credit losses 21 (28) 36 (13)
Net interest income after provision for credit losses 2,110 1,793 6,002 5,105
Non-interest income        
Earnings on bank-owned life insurance 21 21 65 63
Net gain on sales of loans 22 8 162 14
Net gain on sales of real estate owned 4
Other 38 49 162 118
Total non-interest income 81 78 389 199
Non-interest expense        
Employee compensation and benefits 1,219 1,246 3,615 3,761
Data processing 180 115 451 395
Occupancy and equipment 142 153 414 442
FDIC insurance premiums 57 57 196 164
Voice and data communications 38 35 104 93
Advertising 40 36 131 124
Outside service fees 153 72 377 284
Auditing and accounting 92 86 258 258
Regulatory assessments 24 17 71 49
Foreclosure and real estate owned expenses (net) 23 21 64 64
Franchise and other taxes 31 28 101 80
Other 177 150 610 433
Total non-interest expense 2,176 2,016 6,392 6,147
Income (loss) before income taxes 15 (145) (1) (843)
Income tax expense (benefit) 8 (38) (6) (200)
Net income (loss) $ 7 $ (107) $ 5 $ (643)
EARNINGS (LOSS) PER SHARE        
Basic (in Dollars per share) $ 0 $ (0.01) $ 0 $ (0.08)
Diluted (in Dollars per share) 0 (0.01) 0 (0.08)
DIVIDENDS PER SHARE (in Dollars per share) $ 0 $ 0 $ 0 $ 0.2