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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net income (loss) $ 5 $ (643)
Adjustments to reconcile net income (loss) to net cash from operating activities    
Depreciation 173 178
Accretion of purchased loan credit discount (30)
Amortization of deferred loan origination costs (fees), net (18) 2
Amortization of premiums on investment securities (15) (18)
Net gain on sale of loans (162) (14)
Net gain on sale of real estate owned (8)
Earnings on bank-owned life insurance (64) (63)
Provision for (recovery of) credit losses 36 (13)
Origination of loans held for sale (5,010) (512)
Proceeds from loans held for sale 5,010 526
Deferred Income Taxes (79) (231)
Increase (decrease) in cash, due to changes in:    
Accrued interest receivable (258) (324)
Prepaid expenses and other assets (48) (287)
Accrued interest payable 468 80
Other liabilities (153) 89
Net cash used in operating activities (115) (1,268)
Securities maturities, prepayments and calls:    
Held to maturity 31 47
Available for sale 1,663 1,918
Proceeds from sale of FHLB stock 592 1,405
Purchase of FHLB stock (342) (1,310)
Loans originated for investment, net of principal collected 2,460 (14,780)
Proceeds from sale of real estate owned 68
Additions to premises and equipment, net (148) (60)
Net cash provided by (used in) investing activities 4,256 (12,712)
Cash flows from financing activities:    
Net increase in deposits 21,247 19,796
Payments by borrowers for taxes and insurance, net (361) (150)
Proceeds from Federal Home Loan Bank advances 14,446 70,003
Repayments on Federal Home Loan Bank advances (30,007) (67,742)
Dividends paid on common stock (671)
Net cash provided by financing activities 5,325 21,236
Net increase in cash and cash equivalents 9,466 7,256
Beginning cash and cash equivalents 18,287 8,167
Ending cash and cash equivalents 27,753 15,423
Cash paid during the period for:    
Income taxes 125
Interest on deposits and borrowings $ 7,743 $ 6,662