Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
Sep. 30, 2025	Sep. 30, 2024
Cash flows from operating activities:
Net income (loss)	$ 344	$ (15)
Adjustments to reconcile net loss to net cash from operating activities
Depreciation	48	53
Accretion of purchased loan credit discount		(9)
Amortization of deferred loan origination fees	(27)	(6)
Amortization of premiums on investment securities	(10)	(5)
Net gain on sale of loans	(65)	(60)
Earnings on bank-owned life insurance	(22)	(21)
Provision for credit losses		15
Origination of loans held for sale	(2,002)	(2,813)
Proceeds from loans held for sale	2,639	1,481
Deferred income taxes	8	(27)
Accrued income taxes	(49)
Increase (decrease) in cash, due to changes in:
Accrued interest receivable	3	(108)
Prepaid expenses and other assets	(109)	(117)
Accrued interest payable	(553)	66
Other liabilities	245	159
Net cash provided by (used in) operating activities	450	(1,407)
Cash flows from investing activities:
Purchase of investments-AFS	(2,405)
Securities maturities, prepayments and calls:
Held to maturity	9	13
Available for sale	535	559
Proceeds from redemption of FHLB stock	617	133
Purchase of FHLB Stock	(78)	(342)
Loans originated for investment, net of principal collected	825	(148)
Additions to premises and equipment, net	(5)	(2)
Net cash provided by (used in) investing activities	(502)	213
Cash flows from financing activities:
Net decrease in deposits	(6,148)	(1,224)
Payments by borrowers for taxes and insurance, net	321	333
Proceeds from Federal Home Loan Bank advances	10,730	11,750
Repayments on Federal Home Loan Bank advances	(9,706)	(10,683)
Net cash provided by (used in) financing activities	(4,803)	176
Net decrease in cash and cash equivalents	(4,855)	(1,018)
Beginning cash and cash equivalents	19,480	18,287
Ending cash and cash equivalents	14,625	17,269
Cash paid during the period for:
Income taxes	150
Interest on deposits and borrowings	$ 3,101	$ 2,684

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