<SEC-DOCUMENT>0001104659-24-131438.txt : 20241226
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<ACCEPTANCE-DATETIME>20241223212230
ACCESSION NUMBER:		0001104659-24-131438
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		17
CONFORMED PERIOD OF REPORT:	20241223
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Termination of a Material Definitive Agreement
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Material Modifications to Rights of Security Holders
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20241226
DATE AS OF CHANGE:		20241223

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Binah Capital Group, Inc.
		CENTRAL INDEX KEY:			0001953984
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				883276689
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-41991
		FILM NUMBER:		241575475

	BUSINESS ADDRESS:	
		STREET 1:		17 BATTERY PLACE, ROOM 625
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10004
		BUSINESS PHONE:		(212) 404-7002

	MAIL ADDRESS:	
		STREET 1:		17 BATTERY PLACE, ROOM 625
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10004
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<p style="margin: 0">&#160;&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>UNITED STATES</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECURITIES AND EXCHANGE COMMISSION</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Washington, D.C. 20549</b></p>

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<p style="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><span style="text-transform: uppercase"><b>FORM
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><span style="text-transform: uppercase"><b>CURRENT
REPORT</b></span></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>PURSUANT TO SECTION 13 OR 15(d) OF THE</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECURITIES EXCHANGE ACT OF 1934</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Date of report (Date of earliest event reported):
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in its charter)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><br/>
(Former name or former address, if changed since last report)</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Check the appropriate box below if the Form 8-K
filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities registered pursuant to Section 12(b)
of the Act:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the
Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Emerging growth company&#160;<span style="font-family: Wingdings"><span style="font-family: Wingdings"><span id="xdx_90B_edei--EntityEmergingGrowthCompany_c20241223__20241223_zdbNqWw1EWY9"><ix:nonNumeric contextRef="AsOf2024-12-23" format="ixt:booleantrue" id="Fact000031" name="dei:EntityEmergingGrowthCompany">x</ix:nonNumeric></span></span></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If an emerging growth company, indicate by check
mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting
standards provided pursuant to Section 13(a) of the Exchange Act.&#160;<span style="font-family: Wingdings"><span id="xdx_90C_edei--EntityExTransitionPeriod_c20241223__20241223_znZkuOYvcZSb"><ix:nonNumeric contextRef="AsOf2024-12-23" format="ixt:booleanfalse" id="Fact000032" name="dei:EntityExTransitionPeriod">&#168;</ix:nonNumeric></span></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><b>Item 1.01. Entry into a Material Definitive
Agreement</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; background-color: white">On December 23, 2024 (the &#8220;<span style="text-decoration: underline">Closing
Date</span>&#8221;), Binah Capital Group, Inc., a Delaware corporation (the &#8220;<span style="text-decoration: underline">Borrower</span>&#8221; or the &#8220;Company&#8221;),
entered into a Credit Agreement (the &#8220;<span style="text-decoration: underline">Credit Agreement</span>&#8221;) with Byline Bank, as lender (the &#8220;<span style="text-decoration: underline">Lender</span>&#8221;),
pursuant to which the Lender agreed, at the Borrower&#8217;s request, to (i) make to the Borrower a term loan in the original principal
amount of $20,300,000 (the &#8220;<span style="text-decoration: underline">Term Loan</span>&#8221;), which was funded on the Closing Date; (ii) make to the Borrower, from time
to time, certain non-revolving loans (the &#8220;<span style="text-decoration: underline">Non-Revolving Loans</span>&#8221;) in an aggregate principal amount of up to $1,000,000
(the &#8220;<span style="text-decoration: underline">Non-Revolving Loan Commitment</span>&#8221;), to be funded through, but excluding, the Maturity Date (as defined below); and
(iii) issue to the Borrower, from time to time, letters of credit (the &#8220;<span style="text-decoration: underline">Letters of Credit</span>&#8221; and together with the Term
Loan and Non-Revolving Loans, the &#8220;<span style="text-decoration: underline">Loans</span>&#8221;) until the earliest to occur of (x) the one year from the Closing Date and
(b) the date on which the Non-Revolving Loans are fully drawn.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; background-color: white"><span style="font-family: Times New Roman, Times, Serif">Under
the terms of the Credit Agreement, to</span> the extent that the Borrower requests a Letter of Credit, the Non-Revolving Loan Commitment
shall be permanently reduced in an amount equal to the amount of such Letter of Credit. The Non-Revolving Loans may not be requested by
the Borrower and may only be advanced in connection with a repayment of a Letter of Credit (&#8220;<span style="text-decoration: underline">LC Payment</span>&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; background-color: white">The Loans (both principal and interest) made
by the Lender to the Borrower is scheduled to mature and become immediately due and payable in full on December 23, 2029. The obligations
under the Credit Agreement shall bear interest (i) as to the Term Loan, a per annum variable interest rate equal to the Applicable Margin
(as defined in the Credit Agreement) plus the greater of (x) the Term SOFR (as defined in the Credit Agreement) and (y) one percent (1.00%)
(the &#8220;<span style="text-decoration: underline">Term Loan Interest Rate</span>&#8221;); (ii) as to the Non-Revolving Loans or any reimbursement obligations relating to a
Letter of Credit, at an interest rate equal to the Term SOFR plus four percent (4.00%) per annum; and (iii) if any other obligations is
created under the Loan Documents (as defined in the Credit Agreement), at the Term Loan Interest Rate.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">The Term Loan must be used by the Borrower
to refinance Existing Credit Facilities (as defined in the Credit Agreement) and the Non-Revolving Loans must be used solely to reimburse
the Lender with respect to any Letters of Credit issued to the Borrower.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><span style="font-family: Times New Roman, Times, Serif">The
Credit Agreement also includes customary covenants for a transaction of this type, including covenants limiting the indebtedness that
can be incurred by the Borrower and restricting the Borrower&#8217;s ability to make certain loans and investments. Additionally, the
Borrower is subject to financial covenants whereby the Borrower and its subsidiaries on a consolidated basis may not have, as of the last
day of each fiscal quarter, commencing with fiscal quarter ending on March 31, 2025, (1) a fixed charge coverage ratio as of the last
day of the fiscal quarter for the twelve (12) month period then ended of not less than 1.20 to 1.00; (ii) a senior net leverage ratio
as of the last day of such Fiscal Quarter for the twelve (12) month period then ended, of (A) for the fiscal quarter ended </span>March
31, 2025 and each fiscal quarter through and including September 30, 2025, not more than 3.00 to 1.00; and (B) for the fiscal quarter
ended December 31, 2025 and each fiscal quarter ending thereafter, not more than 2.75 to 1.00; or (iii) an annualized revenue received
from custodians of at least $18,000,000.00.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">This summary is qualified in its entirety
by reference to the text of the Credit Agreement, which is included as Exhibit 10.1 to this Current Report on Form 8-K and is incorporated
herein by reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><b>Item 1.02. Termination of Material Definitive
Agreement</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; background-color: white">As previously disclosed, Wentworth Management
Services LLC, a Delaware limited liability company (&#8220;<span style="text-decoration: underline">Wentworth</span>&#8221;) entered into a debt facility with Oak Street Funding
LLC (&#8220;<span style="text-decoration: underline">Oak Street</span>&#8221;) in the amount of $25,000,000 (as amended by the First Amendment to Master Credit Agreement dated
as of June 19, 2020, the Second Amendment to Master Credit Agreement dated as of March 19, 2021, the Third Amendment to Master Credit
Agreement dated as of May 28, 2021, the Fourth Amendment to Master Credit Agreement dated as of October 17, 2022, and as further amended,
restated, amended and restated, extended, increased, supplemented or otherwise modified from time to time, the &#8220;<span style="text-decoration: underline">Oak Street Credit
Agreement&#8221;).</span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; background-color: white">Also as previously disclosed, Wentworth and
certain other borrowers entered into the Fifth Amendment to the Oak Street Credit Agreement (the &#8220;<span style="text-decoration: underline">Amendment</span>&#8221;) with
Oak Street, pursuant to which, Oak Street consented to, among other things (i) the consummation of the Business Combination, (ii) the
payoff of certain debt obligations and restructure of the notes, (iii) recognize each of Company, MHC Securities, LLC (&#8220;<span style="text-decoration: underline">MHC</span>&#8221;)
and KWAC as a &#8220;guarantor&#8221; under the terms of the Credit Agreement and (iv) amend and restate the existing guarantees executed
by Craig Gould and Alexander Markowitz to be unlimited guarantees.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; background-color: white">On December 23, 2024, the Company entered
in the Credit Agreement with the Lender and the proceeds from the Credit Agreement were used to payoff and terminate the Oak Street Credit
Agreement in full.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><b>Item 2.03. Creation of a Direct Financial
Obligation or an Obligation under an OffBalance Sheet Arrangement of a Registrant</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The information set forth under Item 1.01 is incorporated by reference
herein.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><b>Item 3.03 Material Modification to Rights
of Security Holders</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; background-color: white">As previously disclosed, on March 15, 2024
(the &#8220;<span style="text-decoration: underline">PIPE Closing Date</span>&#8221;), the Company entered into a subscription agreement (as amended, the &#8220;<span style="text-decoration: underline">Subscription
Agreement</span>&#8221;) with Pollen Street Capital Limited (the &#8220;<span style="text-decoration: underline">Piper Investor</span>&#8221;) pursuant to which on the PIPE Closing
Date the PIPE Investor subscribed for and purchased, and the Company issued and sold to the PIPE Investor, an aggregate of 1,500,000 Series
A Convertible Preferred Stock (the &#8220;<span style="text-decoration: underline">Series A Stock</span>&#8221;). The terms of the Series A Preferred Stock were as set forth in
the&#160;Certificate of Designation&#160;filed with the Secretary of State of the State of Delaware (the &#8220;<span style="text-decoration: underline">Secretary of State</span>&#8221;)
on March 7, 2024 (as amended, the &#8220;<span style="text-decoration: underline">Certificate of Designation</span>&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; background-color: white">On December 23, 2024, in connection with the
Company&#8217;s entry into the Credit Agreement and termination of the Oak Street Credit Agreement, the PIPE Investor entered into a subordination
agreement with lender and the Company filed of record with the Secretary of State the Amended and Restated Certificate of Designation
amending and restating the terms of the Series A Stock (the &#8220;<span style="text-decoration: underline">Amended Certificate of Designation</span>&#8221;). The Amended Certificate
of Designation among other things, amends the terms of the Series A Stock to provide that dividends will be payable in respect of the
Series A Stock in cash, except that Company may elect to pay up to 50% of the accrued and unpaid dividends outstanding by the delivery
of additional shares of Series&#160;A Stock, so long as no senior default exists under the Credit Agreement and related transaction documents.
If and to the extent that a senior default exists, then the Company may only pay accrued and unpaid dividends in respect of the Series
A Stock in shares of Series A Stock. Additionally, the Amended Certificate of Designation provides that the Company may redeem the outstanding
Series A Stock in accordance with its terms so long as the Company has satisfied the redemption conditions and given the Lender at least
10 business days&#8217; notice of such redemption and no senior default exists. As defined in the Amended Certificate of Designation,
a &#8220;senior default&#8221; means there is an &#8220;Event of Default,&#8221; as defined in the Credit Agreement, resulting from the
Borrower or its subsidiaries failure to pay on a timely basis any obligations under the senior debt documents and resulting from any other
&#8220;Event of Default,&#8221; as defined in the Credit Agreement, other than a payment default.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; background-color: white">The foregoing description of the Amended Certificate
of Amendment is qualified in its entirety by reference to the full text of Amended Certificate of Designation and Credit Agreement, which
are included as Exhibits 4.1 and 10.1 to this Current Report on Form 8-K and is incorporated herein by reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Item 9.01. Financial Statements and Exhibits.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>(d) Exhibits.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <tr>
    <td style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Exhibit <br/>
No.</b></span></td>
    <td>&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Description</b></span></td></tr>
  <tr style="vertical-align: top">
    <td><a href="tm2431922d1_ex4-1.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.1</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="tm2431922d1_ex4-1.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amendment to the Certificate of Designations</span></a></td></tr>
  <tr style="vertical-align: top">
    <td><a href="tm2431922d1_ex10-1.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.1</span></a></td>
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    <td style="text-align: justify"><a href="tm2431922d1_ex10-1.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Credit Agreement, dated December 23, 2024, by and between Binah Capital Group, Inc. and Byline Bank</span></a></td></tr>
  <tr style="vertical-align: top">
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">104</span></td>
    <td>&#160;</td>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SIGNATURES</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Dated: December 23, 2024</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td colspan="2"><span style="font-size: 10pt"><b>BINAH CAPITAL GROUP, INC.</b></span></td></tr>
  <tr style="vertical-align: top">
    <td style="width: 50%">&#160;</td>
    <td style="width: 5%">&#160;</td>
    <td style="width: 45%">&#160;</td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
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    <td style="border-bottom: black 1pt solid"><span style="font-size: 10pt">/s/ Craig Gould</span></td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td><span style="font-size: 10pt">Name: </span></td>
    <td><span style="font-size: 10pt">Craig Gould</span></td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td><span style="font-size: 10pt">Title: </span></td>
    <td><span style="font-size: 10pt">Chief Executive Officer and Director</span></td></tr>
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<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit&nbsp;4.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B><I>Execution Version</I></B></P>


<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Amended and Restated Certificate of Designation</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>of</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Series&nbsp;A Convertible Preferred Stock</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>of</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Binah Capital Group,&nbsp;Inc.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(pursuant to Section&nbsp;242 of the</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>General Corporation Law of the State of Delaware)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Binah Capital Group,&nbsp;Inc., a corporation
organized and existing under the laws of the State of Delaware (the &ldquo;<U>Corporation</U>&rdquo;), in accordance with the provisions
of Section&nbsp;242 thereof, hereby certifies as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">FIRST: The Board of Directors of the Corporation
(the &ldquo;<U>Board</U>&rdquo;), in accordance with the provisions of the Amended and Restated Certificate of Incorporation of the Corporation
and applicable law, duly adopted a resolution amending and restating the rights of the Series&nbsp;A Convertible Participating Preferred
Stock, declaring said amendment and restatement to be advisable and the holders of the Series&nbsp;A Convertible Participating Preferred
Stock have approved and authorized said amendment and restatement by unanimous written consent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">RESOLVED, that the rights
set forth in the Certificate of Designation of Series&nbsp;A Convertible Participating Preferred Stock (the &ldquo;<U>Certificate of Designation</U>&rdquo;),
are hereby amended and restated as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&nbsp;1. <U>Designation and Number</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">There is hereby created out of the authorized
and unissued shares of Preferred Stock of the Corporation a series of Preferred Stock designated as the &ldquo;Series&nbsp;A Convertible
Participating Preferred Stock,&rdquo; par value $0.0001 per share (the &ldquo;<U>Preferred Stock</U>&rdquo;), and the authorized number
of shares constituting such series shall be 1,500,000. Each share of Preferred Stock shall have a stated value equal to $10.00 per share,
subject to increase set forth in section 3 below (the &ldquo;<U>Stated Value</U>&rdquo;)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&nbsp;2. <U>Ranking</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Each share of Preferred Stock shall rank equally
in all respects and shall be subject to the provisions herein. The Preferred Stock shall, with respect to payment of dividends, redemption
payments, and rights (including as to the distribution of assets) upon Liquidation, rank senior and prior to the Corporation&rsquo;s Junior
Stock. The Preferred Stock shall rank junior to all of the Corporation&rsquo;s existing indebtedness and other liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&nbsp;3. <U>Dividends</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(a)&nbsp;Holders shall be entitled to receive,
and the Corporation shall pay, cumulative dividends at the rate per share (as a percentage of the Stated Value per share) of nine percent
(9%) per annum, payable and compounded quarterly on the last day of each calendar quarter, beginning on the first such date after the
Funding Date, on each Conversion Date (with respect only to Preferred Stock being converted) and on each Redemption Date (with respect
only to Preferred Stock being redeemed) (each such date, a &ldquo;<U>Dividend Payment Date</U>&rdquo;) (if any Dividend Payment Date is
not a Trading Day, the applicable payment shall be due on the next succeeding Trading Day) in cash (unless otherwise provided herein),
or at the Corporation&rsquo;s option, up to 50% of the amount due, in duly authorized, validly issued, fully paid and non-assessable shares
of Preferred Stock (&ldquo;<U>Dividend Shares</U>&rdquo;) or a combination thereof. For purposes hereof, each Dividend Share shall be
deemed to have a value of $10.00 per share. The Holders shall have the same rights and remedies with respect to the delivery of any such
shares as if such shares were being issued pursuant to Section&nbsp;8.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(i)&nbsp; For so long as no
Senior Default exists, dividends required by Section&nbsp;3(a)&nbsp;above may be paid by the Corporation in accordance with the terms
of this Section&nbsp;3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(ii)&nbsp;If,
and </FONT>to the extent that, a Senior Default exists<FONT STYLE="font-size: 10pt">, dividends required by Section&nbsp;3(a)&nbsp;above
may only be paid by the Corporation in kind by issuing Dividend Shares </FONT>equal to the amount of the dividend then payable<FONT STYLE="font-size: 10pt">,
in accordance with the terms of this Section&nbsp;3.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(b)&nbsp;Dividends shall cease to accrue with
respect to any Preferred Stock converted, provided that the Corporation actually delivers the Conversion Shares within the time period
required by Section&nbsp;7(c)(i)&nbsp;herein. Except as otherwise provided herein, if at any time the Corporation pays dividends partially
in cash and partially in shares, then such payment shall be distributed ratably among the Holders based upon the number of shares of Preferred
Stock held by each Holder on such Dividend Payment Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(c)&nbsp;So long as any Preferred Stock shall
remain outstanding, neither the Corporation nor any Subsidiary thereof shall directly or indirectly pay or declare any dividend or make
any distribution upon, nor shall any distribution be made in respect of, any Junior Stock, nor shall any monies be set aside for or applied
to the purchase or redemption (through a sinking fund or otherwise) of any Junior Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&nbsp;4. <U>Liquidation Preference</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)&nbsp;In
the event of a voluntary or involuntary liquidation, dissolution or winding up of the affairs of the Corporation (a &ldquo;<U>Liquidation</U>&rdquo;),
after payment or provision for payment of the debts and other liabilities of the Corporation, the Holders shall be entitled to receive,
with respect to each share of Preferred Stock held before any payment shall be made or any assets distributed to the holders of any Junior
Stock (i)&nbsp;first, the greater of (a)&nbsp;</FONT>$12.50 per share of Preferred Stock if such Liquidation occurs prior to and including
the first anniversary of the Funding Date, $13.00 per share if such Liquidation occurs prior to the second anniversary of the Funding
Date, $15.00 per share of Preferred Stock if such Liquidation occurs prior to third anniversary of the Funding Date and if the Liquidation
occurs after the third anniversary of the Funding Date, $16.00 per share of Preferred Stock plus, in each case, all accrued and unpaid
dividends on each share of Preferred Stock through the date of Liquidation or (b)&nbsp;the cash value of 1-&frac12; (or 1.5) shares of
Common Stock per share based on the VWAP immediately prior to the date of a Liquidation, plus in each case accrued but unpaid dividends
through the date of Liquidation (collectively, the &ldquo;<U>Liquidation Preference</U>&rdquo;) and (ii)&nbsp;second, after the full Liquidation
Preference has been paid or set aside the remaining amount shall be distributed <I>pro rata</I> and on a <I>pari passu </I>basis to holders
of Common Stock and the Holders as if each such share of Preferred Stock had been converted into Common Stock in accordance with the terms
hereof immediately prior to such Liquidation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(b)&nbsp;If in any Liquidation the assets available
for payment of the Liquidation Preference are insufficient to permit the payment of the full preferential amounts described in <U>Section&nbsp;4(a)(i)</U>&nbsp;to
the holders of the Preferred Stock then all the remaining available assets shall be distributed <I>pro rata</I> among the holders of the
then outstanding Preferred Stock in accordance with the respective aggregate Liquidation Preferences.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(c)&nbsp;Neither the consolidation or merger of
the Corporation into or with another entity nor the dissolution, liquidation, winding up or reorganization of the Corporation immediately
followed by the incorporation of another corporation to which such assets are distributed or transferred, nor the sale, lease, transfer
or conveyance of all or substantially all of the assets of the Corporation to another entity shall be deemed a Liquidation; <I>provided</I>
that, in each case, effective provision is made in the certificate of incorporation of the resulting or surviving entity or otherwise
for the preservation and protection of the rights of the Holders on substantially identical terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(d)&nbsp;To the extent not otherwise publicly
announced by the Corporation on a Current Report on Form&nbsp;8-K or by press release, the Corporation shall, within five (5)&nbsp;Business
Days following the date the Board approves any Liquidation or with respect to an acquisition that is an Acquisition Event, in the proxy
statement or join proxy statement/prospectus with respect to such Acquisition Event, or within ten (10)&nbsp;Business Days the commencement
of any involuntary bankruptcy or similar proceeding, concerning the Corporation, whichever is earlier, give each Holder written notice
of the event. Such written notice shall describe, to the extent known to the Corporation, the material terms and conditions of such event
relating to the treatment of the Preferred Stock and the Common Stock, including, to the extent known to the Corporation, a description
of the stock, cash and property to be received by the Holders with respect to their shares of Preferred Stock and by holders of Common
Stock as a result of the event and the date of delivery thereof. If any material change in the facts set forth in the initial notice shall
occur, the Corporation shall keep the Holders reasonably apprised, and in a manner consistent with any similar information provided to
holders of any other series of the Corporation&rsquo;s capital stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&nbsp;5. <U>Voting Rights</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(a)&nbsp;<I>In General</I>. Except to the extent
otherwise required by applicable Law or expressly set forth in this <U>Section&nbsp;5</U>, the Holders shall have no voting rights and
shall not be entitled to any vote with respect to shares of Preferred Stock held of record by such Holder on any matters on which any
of the Corporation&rsquo;s stockholders are entitled to vote.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(b)&nbsp;<I>Consolidation, Merger, Combination
or Other Transactions</I>. Notwithstanding <U>Section&nbsp;5(a)</U>&nbsp;and for so long as any shares of Preferred Stock remain issued
and outstanding, without the affirmative vote of the Holders of a majority of the outstanding voting power of the Preferred Stock, voting
together as a single class separate from all other classes or series of capital stock of the Corporation, the Corporation shall not and
shall not permit an Subsidiary to: (i)&nbsp;enter into any consolidation, merger, combination or similar transaction in which shares of
Common Stock are exchanged for, converted into or changed into other stock or securities, or the right to receive stock, securities, cash
or other property, (ii)&nbsp;effect or enter into an agreement to effect any Variable Rate Transaction to the extent such Variable Rate
Transaction would cause dilution to the Holders of the Preferred Stock or otherwise adversely affect the Holders of the Preferred Stock,
(iii)&nbsp;incur or guarantee, assume or suffer to exist any Indebtedness (other than Permitted Indebtedness); (iv)&nbsp;allow or suffer
to exist any mortgage, lien, pledge, charge, security interest or other encumbrance (&ldquo;Liens&rdquo;) upon or in any property or assets
owned by the Corporation or any of its Subsidiaries other than Permitted Liens, (v)&nbsp;sell, lease, license, assign, transfer, spin-off,
split-off, close, convey or otherwise dispose of any assets or rights of the Corporation or any Subsidiary owned or hereafter acquired
whether in a single transaction or a series of related transactions, or (vi)&nbsp;authorize or issue Senior Preferred Shares. Notwithstanding
the foregoing, no vote of the Holders of the Preferred Stock shall be required to consummate a transaction described in clauses (ii)&nbsp;(iii),
(v)&nbsp;or (vi)&nbsp;of the preceding sentence if the proceeds of such transaction are used to redeem all of the issued and outstanding
shares of Preferred Stock in accordance with Section&nbsp;7(a)&nbsp;substantially simultaneously with the consummation of such transaction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(c)&nbsp;<I>Amendment or Alteration of Terms of
Preferred Stock</I> Notwithstanding <U>Section&nbsp;5(a)</U>, the affirmative vote of the Holders of a majority of the voting power of
the Preferred Stock, voting together as a single class separate from all other classes or series of capital stock of the Corporation,
shall be required for the approval of any amendment, alteration or repeal of any provision of this Certificate of Designations (including
by merger, operation of Law or otherwise) which adversely affects the rights, preferences, privileges or voting powers of the Preferred
Stock; <I>provided</I>, <I>however</I>, that nothing herein contained shall require such vote or approval (i)&nbsp;in connection with
any increase in the total number of authorized shares under the Certificate of Incorporation or any authorization, designation or increase
of any class or series of shares under the Certificate of Incorporation or (ii)&nbsp;in connection with any consolidation, merger, combination
or similar transaction in which the Corporation is the surviving entity which does not adversely affect the rights, preferences, privileges
or voting powers of the Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(d)&nbsp;<I>One Vote Per Share.</I> On any matter
on which Holders are entitled to vote pursuant to this <U>Section&nbsp;5</U>, each Holder will have one (1)&nbsp;vote per share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(e)&nbsp;<I>Special Voting Rights</I>. If and
whenever the holders of the Preferred Stock convert shares of Preferred Stock initially issued by the Corporation on the Funding Date
that constitute five percent (5%) or more of the then outstanding voting power of the Corporation, the number of directors then constituting
the Board shall be increased by one (1)&nbsp;director and the then holders of a majority of the shares of Preferred Stock shall be entitled
to nominate the additional director of the Corporation (the &ldquo;<U>Initial Preferred Stock Director Nominee</U>&rdquo;). If and whenever
the holders of the Preferred Stock convert shares of Preferred Stock initially issued by the Corporation on the Funding Date that constitute
an aggregate of fifteen percent (15%) or more of the then outstanding voting power of the Corporation (inclusive of the 5% or more previously
converted by the holders of the Preferred Stock), the number of directors then constituting the Board shall be increased by one (1)&nbsp;director
and the then holders of a majority of the shares of Preferred Stock shall be entitled to nominate the additional director of the Corporation
(the &ldquo;<U>Second Preferred Stock Director Nominee</U>&rdquo; and together with the Initial Preferred Stock Director Nominee, the
 &ldquo;<U>Preferred Stock Director Nominees</U>&rdquo; and, individually, each a &ldquo;<U>Preferred Stock Director Nominee</U>&rdquo;).
Each Preferred Stock Director Nominee shall be designated as a class of director whose term will end at the next annual meeting of the
Corporation&rsquo;s stockholders following such nominee&rsquo;s appointment; provided, however, that if the foregoing would result in
the two Preferred Stock Director Nominees being of the same class of director, the Second Preferred Stock Director Nominee shall be designated
as a class of director whose term would end at the subsequent annual meeting of the Corporation&rsquo;s stockholders. The Preferred Stock
Director Nominees must be reasonably acceptable to the Board; provided, that the Preferred Stock Director Nominees do not need to qualify
as &ldquo;independent&rdquo; directors of the Corporation under Rule&nbsp;5605(a)(2)&nbsp;of the Nasdaq Listing Rules&nbsp;(or other national
securities exchange on which shares of Common Stock are listed) (or any successor rule&nbsp;thereof), but may be appointed to and serve
on a committee of the Board only if and to the extent that the Preferred Stock Director Nominee shall satisfy the requirements for service
on a committee of the Board under applicable laws and stock exchange rules, certificate of incorporation or bylaws of the Corporation
or committee charter; provided, further, that the Preferred Stock Directors Nominees do not need to have any specific qualifications to
be considered reasonably acceptable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&nbsp;6. <U>Covenants.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">Total leverage, including all Indebtedness
(excluding short-term payables and the current aged payables), all Related Party Notes and Senior Preferred Shares (other than Senior
Preferred Shares issued in respect of KWAC&rsquo;s agreed fees and expenses, including the sponsor loan), together with accrued but unpaid
interest thereon, but net of unrestricted cash and excluding any Junior Stock, shall not at any time exceed six times (6x) the Corporation&rsquo;s
trailing twelve-month Adjusted EBITDA. The foregoing shall be tested on the last Business Day of each calendar quarter and the Corporation
shall deliver by e-mail to each Holder a certificate attesting its compliance (or non-compliance, as applicable) with the foregoing covenant.
In addition, on each date that the financial covenant set forth in this Section&nbsp;6(a)&nbsp;is tested the (x)&nbsp;representations
and warranties of the Corporation set forth in paragraph 1 on <U>Annex 1</U> attached hereto shall be true and correct in all respects
on such date and (y)&nbsp;each of the representations and warranties set forth in paragraphs 2 through 4 on <U>Annex 1</U> attached hereto
shall be true and correct in all respects on such date except where the failure of such representations and warranties to be true and
correct in all respects would not reasonably be expected to have a Material Adverse Effect.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">If,
at any time following September&nbsp;30, 2024, the Corporation shall not be in compliance with the covenant set forth in subsection (a)&nbsp;of
this Section&nbsp;6 for more than two (2)&nbsp;consecutive fiscal quarters, then the Corporation shall be in </FONT>default of subsection
(a)&nbsp;of this Section&nbsp;6, unless the holders of at least a majority of the outstanding shares of Preferred Stock have issued or
consented to a waiver of compliance with the provisions of subsection (a)&nbsp;of this Section&nbsp;6, which waiver may be granted in
advance or be made retroactive to an earlier date.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">Unless all of the holders of the outstanding
shares of Preferred Stock elect to convert their shares pursuant to Section&nbsp;8(b)&nbsp;hereof, in the event the Corporation fails
to cure any default pursuant to subsection (b)&nbsp;of this Section&nbsp;6, any breach or default of Section&nbsp;7 or in the event of
a Cross Default, in each case, within 180 days thereafter, the holders of a majority of the outstanding shares of Preferred Stock shall
have the right, upon written notice to the Corporation&rsquo;s board of directors, to cause the Corporation to initiate a process for
an Acquisition Event. In connection therewith, the holders of a majority of the outstanding shares of the Preferred Stock shall have the
right (i)&nbsp;to obtain majority control of the Corporation&rsquo;s board of directors, and (ii)&nbsp;to require that the Corporation&rsquo;s
controlling stockholders to vote in favor of any sale transaction approved by the holders of a majority of the outstanding shares of the
Preferred Stock.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">For
so long as any shares of Preferred Stock remaining outstanding, the Corporation shall provide Holder with the following:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(i)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">within
forty five (45) days after the last day of each month, a company prepared unaudited consolidated and consolidating balance sheet, income
statement and statement of cash flows covering the Corporation and its Subsidiaries&rsquo; operations for such month, and a projection
of the cash flow of the Corporation and its Subsidiaries for the following six months, in each case, in form acceptable to the Holder,
certified by the Corporation&rsquo;s principal financial officer as having been prepared in accordance with United States generally accepted
accounting principles, consistently applied, except for the absence of footnotes, and subject to normal year-end adjustments;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(ii)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">not
later than the fifth Business Day after the 105th day following the end of each fiscal year of the Corporation (or such longer period
as may be permitted by the U.S. Securities and Exchange Commission (the &ldquo;<U>SEC</U>&rdquo;) for the filing of annual reports on
Form&nbsp;10-K) ending on or after December&nbsp;31, 2024, a copy of the audited consolidated balance sheet of the Corporation and its
consolidated Subsidiaries as at the end of such year and the related audited consolidated statements of operations, changes in common
stockholders&rsquo; equity and cash flows for such year, setting forth in each case in comparative form the figures for and as of the
end of the previous year, by an independent certified public accounting firm of nationally recognized standing (it being agreed that the
furnishing of the Corporation&rsquo;s annual report on Form&nbsp;10-K for such year, as filed with the SEC, will satisfy the Corporation&rsquo;s
obligation under this Section&nbsp;12(a)(i)&nbsp;with respect to such year;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(iii)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">not
later than the fifth Business Day after the 50th day following the end of each of the first three quarterly periods of each fiscal year
of the Corporation (or such longer period as may be permitted by the SEC for the filing of quarterly reports on Form&nbsp;10-Q), the unaudited
consolidated balance sheet of the Corporation and its consolidated Subsidiaries as at the end of such quarter and the related unaudited
consolidated statements of operations and cash flows of the Corporation and its consolidated Subsidiaries for such quarter and the portion
of the fiscal year through the end of such quarter, setting forth in each case in comparative form the figures for and as of the corresponding
periods of the previous year, certified by a Responsible Officer of the Corporation as fairly presenting in all material respects the
financial condition of the Corporation and its Subsidiaries in conformity with GAAP and prepared in reasonable detail in accordance with
GAAP applied consistently throughout the periods reflected therein and with prior periods that began on or after the Funding Date (except
as disclosed therein, and except for the absence of certain notes) (it being agreed that the furnishing of the Corporation&rsquo;s quarterly
report on Form&nbsp;10-Q for such quarter, as filed with the SEC, will satisfy the Corporation&rsquo;s obligations under this Section&nbsp;12(a)(ii)&nbsp;with
respect to such quarter);</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(iv)</FONT>&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">within forty-five (45) days after the end of each fiscal
year of the Corporation (and within five (5)&nbsp;days of any material modification thereto), an annual operating budget, on a
consolidated and consolidating basis (including income statements, balance sheets and cash flow statements, by month) for the
upcoming fiscal year of the Corporation, together with any related business forecasts used in the preparation thereof.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(v)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">within five (5)&nbsp;days of delivery, copies of all statements, reports
and notices generally made available to all stockholders or to any holders of Indebtedness unless such statements, reports and
notices are filed with the Securities and Exchange Commission and a link to such filing is posted on the Corporation&rsquo;s
website.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(vi)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">within five (5)&nbsp;days of filing, copies of all periodic and
other reports, proxy statements and other materials filed by the Corporation with the SEC, provided that such filings shall be
deemed to have been delivered on the date on which the Corporation posts such documents on Corporation&rsquo;s website.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(vii)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">a
prompt report of any legal actions pending or threatened in writing against the Corporation or any of its Subsidiaries that would reasonably
be expected to result in a Material Adverse Effect, or of the Corporation or any of its Subsidiaries taking or threatening legal action
against any third person with respect to a material claim, and with respect to any pending action or threatened action which was required
to be reported to the Holders pursuant to this clause (vii)&nbsp;of this Section&nbsp;6(d), a prompt report of any material development
with respect thereto.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(viii)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">at
the same time and in the same manner as it gives to the members of the Board, or any committee or subcommittee of the Board, copies of
all materials that the Corporation provides to its Board (or such committee or subcommittee) in connection with meetings of the Board
(or such committee or subcommittee), including any reports with respect to the Corporation&rsquo;s operations or performance, and after
receiving the requisite internal approvals, approved minutes of such meetings; provided, however, the foregoing may be subject to such
exclusions and redactions as necessary in order prevent impairment of the attorney client privilege with respect to pending or threatened
litigation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(ix)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">Each
Holder understands that the federal securities laws may prohibit such Holder from engaging in transactions of the Corporation&rsquo;s
securities while in knowing possession of material, non-public information of the Corporation. Notwithstanding anything contained herein
to the contrary, each Holder may, from time to time, upon written notice to the Corporation, waive receipt of the reports and other items
set forth in this Section&nbsp;6(d).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(x)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">The
Corporation shall not make any payments on the Related Party Notes whether for principal, interest or otherwise if, and for so long as:
(A)&nbsp;at least twenty-five percent of the shares of Preferred Stock initially issued at the Funding Date remain outstanding, (B)&nbsp;there
shall be any default of the covenants under Section&nbsp;6 hereof (or any successor provision thereof) that, even if waived, shall remain
uncured in accordance with the applicable terms hereof, and (C)&nbsp;the Corporation has failed to pay all dividends required to be paid
by the Corporation under Section&nbsp;3(a).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Section&nbsp;7. <U>Redemption.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">The
Corporation may, at its option, in whole or in part, redeem the Preferred Stock, on any anniversary of the Funding Date up to and including
the fourth anniversary of the Funding Date (the &ldquo;<U>Redemption Date</U>&rdquo;), by delivery of written notice to each Holder at
least sixty (60) days prior the applicable Redemption Date, at a redemption price of (i)&nbsp;$11.50 per share of Preferred Stock on the
first anniversary of the Funding Date; (ii)&nbsp;$13.00 per share of Preferred Stock on the second anniversary of the Funding Date; (iii)&nbsp;$15.00
per share of Preferred Stock on the third anniversary of the Funding Date and (iv)&nbsp;$16.00 per share of Preferred Stock on the fourth
anniversary of the Funding Date, plus, in each case, accrued but unpaid dividends. If the Preferred Stock have not previously been redeemed
or converted, the Preferred Stock will be redeemed by the Corporation on the fourth anniversary of the Funding Date. The Corporation may
redeem all or any portion of the Preferred Stock in accordance with the terms of this Section&nbsp;7 </FONT>so long as the Redemption
Conditions are satisfied <FONT STYLE="font-size: 10pt">at the time of the applicable Redemption Date or the Senior Lender has consented
to such redemption payment in its sole and absolute discretion.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">Notice
of the redemption of Preferred Stock under this Section&nbsp;7 shall be delivered by e-mail to each holder of record of Preferred Stock
to be redeemed at the address of each such holder as shown on the Corporation&rsquo;s records, at least sixty (60) days prior the applicable
Redemption Date. Neither the failure to e-mail any notice required by this Section&nbsp;7(b), nor any defect therein or in the e-mailing
thereof, to any particular holder, shall affect the sufficiency of the notice or the validity of the proceedings for redemption with respect
to the other holders. Any notice which was e-mailed in the manner herein provided shall be conclusively presumed to have been duly given
on the date e-mailed whether or not the holder receives the notice. Each such e-mailed notice shall state, as appropriate: (i)&nbsp;the
Redemption Date; (ii)&nbsp;if less than all of the shares of Preferred Stock are to be redeemed, the number of shares of Preferred Stock
to be redeemed; (iii)&nbsp;the redemption price set forth in Section&nbsp;5(a); and (iv)&nbsp;the place or places at which certificates,
if any, for such shares of Preferred Stock are to be surrendered (or, in the case of shares of Preferred Stock held in book-entry form,
the depositary or other facilities of which such shares of Preferred Stock shall be redeemed. Notice having been e-mailed as aforesaid,
from and after the Redemption Date (unless the Corporation shall fail to make available an amount of cash necessary to effect such redemption),
(x)&nbsp;except as otherwise provided herein, dividends on shares of Preferred Stock so called for redemption shall cease to accrue, (y)&nbsp;said
shares of Preferred Stock shall no longer be deemed to be outstanding, and (z)&nbsp;all rights of the holders thereof as holders of shares
of Preferred Stock of the Corporation shall cease (except the right to receive cash payable upon such redemption, without interest thereon,
upon surrender and endorsement of their certificates if so required or, in the case of shares of Preferred Stock held in book-entry form
through a depositary, upon delivery of such shares in accordance with such notice and the procedures of such depositary, and to receive
any dividends payable thereon). The Corporation&rsquo;s obligation to provide cash in accordance with the preceding sentence shall be
deemed fulfilled if, on or before the Redemption Date, the Corporation shall deposit with a bank or trust company (which may be an affiliate
of the Corporation) that has an office in the Borough of Manhattan, City of New York, and that has, or is an affiliate of a bank or trust
company that has, capital and surplus of at least $500,000,000, funds necessary for such redemption, in trust, with irrevocable instructions
that such cash be applied to the redemption of the shares of Preferred Stock so called for redemption. No interest shall accrue for the
benefit of the holders of shares of Preferred Stock to be redeemed on any cash so set aside by the Corporation. Subject to applicable
escheat laws, any such cash unclaimed at the end of two (2)&nbsp;years from the Redemption Date shall revert to the general funds of the
Corporation, after which reversion the holders of such Shares so called for redemption shall look only to the general funds of the Corporation
for the payment of such cash.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(c)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">As
promptly as practicable after the surrender or delivery in accordance with said notice of any such shares of Preferred Stock so redeemed
(properly endorsed or assigned for transfer, if the Corporation shall so require and if the notice shall so state, or, in the case of
shares of Preferred Stock held in book-entry form through a depositary, upon delivery of such shares in accordance with such notice and
the procedures of such depositary), such shares of Preferred Stock shall be exchanged for any cash (without interest thereon) for which
such shares of Preferred Stock have been redeemed.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">The
deposit of funds with a bank or trust company for the purpose of redeeming shares of Preferred Stock shall be irrevocable except that:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(i)</TD><TD STYLE="text-align: justify">the Corporation shall be entitled to receive from such bank or trust company the interest or other earnings,
if any, earned on any money so deposited in trust, and the holders of any shares redeemed shall have no claim to such interest or other
earnings; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(ii)</TD><TD STYLE="text-align: justify">any balance of monies so deposited by the Corporation and unclaimed by the holders of the shares of Preferred
Stock entitled thereto at the expiration of two (2)&nbsp;years from the applicable redemption date shall be repaid, together with any
interest or other earnings thereon, to the Corporation, and after any such repayment, the holders of the shares entitled to the funds
so repaid to the Corporation shall look only to the Corporation for payment of the redemption price without interest or other earnings.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;8. <U>Conversion</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)&nbsp;Each
share of Preferred Stock shall be convertible, in whole or in part, at any time and from time to time from and after the second anniversary
of the Funding Date and prior to their redemption, at the option of the Holder thereof, at a rate of </FONT>1 &frac12; (1.5) shares of
Common Stock per share of Preferred Stock, subject to the VWAP immediately prior to the Conversion Date being at least $10.00 per share,
provided that in no event shall the price per share of Common Stock be less than $10.00 per share (the &ldquo;<U>Conversion Rate</U>&rdquo;).
Holders shall effect conversions by providing the Corporation with the form of conversion notice attached hereto as <U>Annex A</U> (a
 &ldquo;<U>Notice of Conversion</U>&rdquo;). Each Notice of Conversion shall specify the number of shares of Preferred Stock to be converted,
the number of shares of Preferred Stock owned prior to the conversion at issue, the number of shares of Preferred Stock owned subsequent
to the conversion at issue and the date on which such conversion is to be effected, which date may not be prior to the date the applicable
Holder delivers by e-mail such Notice of Conversion to the Corporation (such date, the &ldquo;<U>Conversion Date</U>&rdquo;). If no Conversion
Date is specified in a Notice of Conversion, the Conversion Date shall be the date such Notice of Conversion to the Corporation is deemed
delivered hereunder. Upon delivery of the Notice of Conversion by a Holder, such Holder shall be deemed for all corporate purposes to
have become the holder of record of the Conversion Shares with respect to which the Preferred Stock has been converted, irrespective of
date of delivery of such Conversion Shares. No ink-original Notice of Conversion shall be required, nor shall any medallion guarantee
(or other type of guarantee or notarization) of any Notice of Conversion form be required. The calculations and entries set forth in the
Notice of Conversion shall control in the absence of manifest or mathematical error. Shares of Preferred Stock converted into Common Stock
or redeemed in accordance with the terms hereof shall be canceled and shall not be reissued.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)&nbsp;
Notwithstanding Section&nbsp;8(a), </FONT>in the event any breach of Section&nbsp;6(a)&nbsp;or Section&nbsp;7 or in the event of Cross
Default, then, upon written notice given by the Holder within 180 days of such default, such Holder shall thereafter have the right to
convert all or part of the Preferred Stock into Common Stock of the Corporation, at any time and from time to time, irrespective of the
price per share of the Common Stock and of whether or not the second anniversary of the Funding Date has occurred, in whole or in part
at a rate that is the greater of (i)&nbsp;1 &frac12; (1.5) shares of Common Stock per share of Preferred Stock; or (ii)&nbsp;the equivalent
of $11.50 of Common Stock per share of Preferred Stock if such conversion occurs prior to the first anniversary of the Funding Date, $13.00
of Common Stock per share of Preferred Stock if such conversion occurs prior to the second anniversary of the Funding Date, $15.00 of
Common Stock per share of Preferred Stock if such conversion occurs prior to the third anniversary of the Funding Date and thereafter
$16.00 of Common Stock per share of Preferred Stock. For purposes of this Section&nbsp;8(b), the value of the Common Stock required to
be issued to the Holder under this Section&nbsp;8(b)&nbsp;shall be equal to the VWAP for the trading day immediately preceding the Conversion
Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(c)&nbsp;Mechanics of Conversion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.2in; text-align: justify; text-indent: 0.75in">(i)&nbsp;Not later
than the earlier of (i)&nbsp;two (2)&nbsp;Trading Days and (ii)&nbsp;the number of Trading Days comprising the Standard Settlement Period
(as defined below) after each Conversion Date (the &ldquo;<U>Share Delivery Date</U>&rdquo;), the Corporation shall deliver, or cause
to be delivered, to the converting Holder (A)&nbsp;the number of Conversion Shares being acquired upon the conversion of the Preferred
Stock and (B)&nbsp;at the option of the holder (ii)&nbsp;the number of Dividend Shares or (ii)&nbsp;cash, in each case, in the amount
of accrued and unpaid dividends on the shares of Preferred Stock subject to conversion. The Corporation shall deliver the Conversion Shares
electronically through the Depository Trust Corporation or another established clearing corporation performing similar functions. As used
herein, &ldquo;<U>Standard Settlement Period</U>&rdquo; means the standard settlement period, expressed in a number of Trading Days, on
the Corporation&rsquo;s primary Trading Market with respect to the Common Stock as in effect on the date of delivery of the Notice of
Conversion, but in no event earlier than one (1)&nbsp;Trading Day after each Conversion Date. To the extent that the Conversion Shares
are subject to an effective registration covering the issuance of such Conversion Shares to, or resale of such Conversion Shares by, the
Holder, then such Conversion Shares shall be issued free and clear of any restrictive legends.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.2in; text-align: justify; text-indent: 0.75in">(ii)&nbsp;If,
in the case of any Notice of Conversion, such Conversion Shares are not delivered to or as directed by the applicable Holder by the Share
Delivery Date, the Holder shall be entitled to elect by written notice to the Corporation at any time on or before its receipt of such
Conversion Shares, to rescind such Conversion, in which event the Corporation shall promptly return to the Holder any original Preferred
Stock certificate delivered to the Corporation and the Holder shall promptly return to the Corporation the Conversion Shares issued to
such Holder pursuant to the rescinded Notice of Conversion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.2in; text-align: justify; text-indent: 0.75in">(iii)&nbsp;The
Corporation&rsquo;s obligation to issue and deliver the Conversion Shares upon conversion of Preferred Stock in accordance with the terms
hereof are absolute and unconditional, irrespective of any action or inaction by a Holder to enforce the same, any waiver or consent with
respect to any provision hereof, the recovery of any judgment against any Person or any action to enforce the same, or any setoff, counterclaim,
recoupment, limitation or termination, or any breach or alleged breach by such Holder or any other Person of any obligation to the Corporation
or any violation or alleged violation of law by such Holder or any other person, and irrespective of any other circumstance which might
otherwise limit such obligation of the Corporation to such Holder in connection with the issuance of such Conversion Shares; <U>provided</U>,
<U>however</U>, that such delivery shall not operate as a waiver by the Corporation of any such action that the Corporation may have against
such Holder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.2in; text-align: justify; text-indent: 0.75in">(iv)&nbsp;The
Corporation covenants that it will at all times reserve and keep available out of its authorized and unissued shares of Common Stock for
the sole purpose of issuance upon conversion of the Preferred Stock and payment of dividends on the Preferred Stock, each as provided
herein, free from preemptive rights or any other actual contingent purchase rights of Persons other than the Holder (and the other holders
of the Preferred Stock), not less than such aggregate number of shares of the Common Stock as shall (subject to the terms and conditions
set forth in the Purchase Agreement) be issuable (taking into account the adjustments and restrictions of Section&nbsp;8) upon the conversion
of the then outstanding shares of Preferred Stock and payment of dividends hereunder. The Corporation covenants that all shares of Common
Stock that shall be so issuable shall, upon issue, be duly authorized, validly issued, fully paid and nonassessable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.2in; text-align: justify; text-indent: 0.75in">(v)&nbsp;No fractional
shares or scrip representing fractional shares shall be issued upon the conversion of the Preferred Stock. As to any fraction of a share
which the Holder would otherwise be entitled to purchase upon such conversion, the Corporation shall at its election, either pay a cash
adjustment in respect of such final fraction in an amount equal to such fraction multiplied by the Conversion Rate or round up to the
next whole share. Notwithstanding anything to the contrary contained herein, but consistent with the provisions of this subsection with
respect to fractional Conversion Shares, nothing shall prevent any Holder from converting fractional shares of Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.2in; text-align: justify; text-indent: 0.75in">(vi)&nbsp; The
issuance of Conversion Shares on conversion of this Preferred Stock shall be made without charge to any Holder for any documentary stamp
or similar taxes that may be payable in respect of the issue or delivery of such Conversion Shares, provided that the Corporation shall
not be required to pay any tax that may be payable in respect of any transfer involved in the issuance and delivery of any such Conversion
Shares upon conversion in a name other than that of the Holders of such shares of Preferred Stock and the Corporation shall not be required
to issue or deliver such Conversion Shares unless or until the Person or Persons requesting the issuance thereof shall have paid to the
Corporation the amount of such tax or shall have established to the satisfaction of the Corporation that such tax has been paid. The Corporation
shall pay all Transfer Agent fees required for same-day processing of any Notice of Conversion and all fees to the Depository Trust Corporation
(or another established clearing corporation performing similar functions) required for same-day electronic delivery of the Conversion
Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(d)&nbsp;If, at any time while the Preferred Stock
is outstanding, (i)&nbsp;the Corporation, directly or indirectly, in one or more related transactions is a party to any merger or consolidation
of the Corporation, (ii)&nbsp;the Corporation, directly or indirectly, effects any sale, lease, license, assignment, transfer, conveyance
or other disposition of all or substantially all of its assets in one or a series of related transactions, (iii)&nbsp;any, direct or indirect,
purchase offer, tender offer or exchange offer (whether by the Corporation or another Person) is completed, (iv)&nbsp;the Corporation,
directly or indirectly, in one or more related transactions effects any reclassification, reorganization or recapitalization of the Common
Stock or any compulsory share exchange, in each case pursuant to which the Common Stock is converted into, exchanged for or represents
solely the right to receive, other securities, cash or property, or any combination thereof (such other securities, cash or property,
or combination thereof, the &ldquo;<U>Reference Property</U>,&rdquo; and the amount and kind of Reference Property that a holder of one
share of Common Stock would be entitled to receive on account of such transaction, a &ldquo;Reference Property Unit&rdquo;) (each such
transaction, a &ldquo;<U>Fundamental Transaction</U>&rdquo;), then, notwithstanding anything to the contrary herein, (I)&nbsp;at the effective
time of such Fundamental Transaction, the Conversion Shares due upon conversion of any Preferred Stock shall be determined in the same
manner as if each reference to any number of shares of Common Stock in this Certificate of Designation were instead a reference to the
same number of Reference Property Units and (II)&nbsp;if such Reference Property Unit consists of any security of a Person other than
the Corporation, then such Person (and, as a condition to the Corporation effecting such Fundamental Transaction, the Corporation shall
ensure that such Person) shall execute such instruments as shall be necessary to give effect to this Section&nbsp;8(d). If holders of
Common Stock are given any choice as to the securities, cash or property to be received in such Fundamental Transaction, then each Holder
shall be given the same choice as to the Reference Property Unit it receives upon any conversion of the Preferred Stock following such
Fundamental Transaction. To the extent necessary to effectuate the foregoing provisions, any successor to the Corporation or surviving
entity in such Fundamental Transaction shall file a new Certificate of Designation with the same terms and conditions and issue to the
Holders new preferred stock consistent with the foregoing provisions and evidencing the Holders&rsquo; right to convert such preferred
stock into Reference Property Units. The Corporation shall cause any successor entity in a Fundamental Transaction in which the Corporation
is not the survivor (the &ldquo;<U>Successor Entity</U>&rdquo;) to assume in writing all of the obligations of the Corporation under this
Certificate of Designation and the other Transaction Documents in accordance with the provisions of this Section&nbsp;8(d)&nbsp;pursuant
to written agreements in form and substance reasonably satisfactory to the Holders and approved by the Holders (without unreasonable delay)
prior to such Fundamental Transaction and shall, at the option of the Holders, deliver to the Holder in exchange for the Preferred Stock
a security of the Successor Entity evidenced by a written instrument substantially similar in form and substance to the Preferred Stock
which is convertible in accordance with this Section&nbsp;8(d), and which is reasonably satisfactory in form and substance to the Holders.
Upon the occurrence of any such Fundamental Transaction, the Successor Entity shall succeed to, and, except in the case of a lease, be
substituted for (so that from and after the date of such Fundamental Transaction, the provisions of this Certificate of Designation and
the other Transaction Documents referring to the &ldquo;Corporation&rdquo; shall refer instead to the Successor Entity), and may exercise
every right and power of the Corporation and shall assume all of the obligations of the Corporation under this Certificate of Designation
and the other Transaction Documents with the same effect as if such Successor Entity had been named as the Corporation herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;9. <U>Adjustments; Rights of Holders
Upon Certain Dividends, Distributions or Fundamental Transactions.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(a)&nbsp;If the Corporation, at any time while
any Preferred Stock is outstanding: (i)&nbsp;pays a stock dividend or otherwise makes a distribution or distributions payable in shares
of Common Stock on shares of Common Stock, (ii)&nbsp;subdivides outstanding shares of Common Stock into a larger number of shares or (iii)&nbsp;combines
(including by way of a reverse stock split) outstanding shares of Common Stock into a smaller number of shares, then the Conversion Rate
shall be adjusted to equal an amount equal to such Conversion Rate immediately before such adjustment multiplied by a fraction of which
the numerator shall be the number of shares of Common Stock outstanding immediately before giving effect to such event, and of which the
denominator shall be the number of shares of Common Stock outstanding immediately after giving effect to such event as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(b)&nbsp;In addition to any adjustments pursuant
to Section&nbsp;8(a)&nbsp;above, if at any time the Corporation grants, issues or sells any Common Stock Equivalents or rights to purchase
stock, warrants, securities or other property pro rata to the record holders of any class of shares of Common Stock (the &ldquo;<U>Purchase
Rights</U>&rdquo;), then, without duplication of any dividends to be due on Preferred Stock pursuant to Section&nbsp;3(a), each Holder
will be entitled to acquire, upon the terms applicable to such Purchase Rights, the aggregate Purchase Rights which the Holder could have
acquired if such Holder had held the number of shares of Common Stock acquirable upon conversion of such Holder&rsquo;s Preferred Stock
(without regard to any limitations on exercise hereof) on the date on which a record is taken for the grant, issuance or sale of such
Purchase Rights, or, if no such record is taken, the date as of which the record holders of shares of Common Stock are to be determined
for the grant, issue or sale of such Purchase Rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(c)&nbsp;All calculations under this Section&nbsp;8
shall be made to the nearest cent or the nearest 1/100th of a share, as the case may be. For purposes of this Section&nbsp;8, the number
of shares of Common Stock deemed to be issued and outstanding as of a given date shall be the sum of the number of shares of Common Stock
(excluding any treasury shares of the Corporation) issued and outstanding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(d)&nbsp;Notice to Holders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: 0.75in">(i)&nbsp;Whenever
the Conversion Rate is adjusted pursuant to any provision of this Section&nbsp;8, the Corporation shall promptly deliver to each Holder
a notice setting forth the Conversion Rate after such adjustment and setting forth a brief statement of the facts requiring such adjustment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: 0.75in">(ii)&nbsp;If (A)&nbsp;the
Corporation shall declare a dividend (or any other distribution in whatever form) on the Common Stock, (B)&nbsp;the Corporation shall
declare a special nonrecurring cash dividend on or a redemption of the Common Stock, (C)&nbsp;the Corporation shall authorize the granting
to all holders of the Common Stock of rights or warrants to subscribe for or purchase any shares of capital stock of any class or of any
rights, (D)&nbsp;the approval of any stockholders of the Corporation shall be required in connection with any reclassification of the
Common Stock, any consolidation or merger to which the Corporation is a party, any sale or transfer of all or substantially all of the
assets of the Corporation, or any compulsory share exchange whereby the Common Stock is converted into other securities, cash or property
or (E)&nbsp;the Corporation shall authorize the voluntary or involuntary dissolution, liquidation or winding up of the affairs of the
Corporation, then, in each case, the Corporation shall cause to be filed at each office or agency maintained for the purpose of conversion
of the Preferred Stock, and shall cause to be delivered to each Holder at its last address as it shall appear upon the stock books of
the Corporation, at least twenty (20) calendar days prior to the applicable record or effective date hereinafter specified, a notice stating
(x)&nbsp;the date on which a record is to be taken for the purpose of such dividend, distribution, redemption, rights or warrants, or
if a record is not to be taken, the date as of which the holders of the Common Stock of record to be entitled to such dividend, distributions,
redemption, rights or warrants are to be determined or (y)&nbsp;the date on which such reclassification, consolidation, merger, sale,
transfer, share exchange, dissolution, liquidation or winding up is expected to become effective or close, and the date as of which it
is expected that holders of the Common Stock of record shall be entitled to exchange their shares of the Common Stock for securities,
cash or other property deliverable upon such reclassification, consolidation, merger, sale, transfer, share exchange, dissolution, liquidation
or winding up, provided that the failure to deliver such notice or any defect therein or in the delivery thereof shall not affect the
validity of the corporate action required to be specified in such notice. To the extent that any notice provided hereunder constitutes,
or contains, material non-public information regarding the Corporation or any of the Subsidiaries, the Corporation shall simultaneously
file such notice with the Commission pursuant to a Current Report on Form&nbsp;8-K. For the avoidance of doubt, notwithstanding such notice
or corporate event, each Holder shall remain entitled to convert the Conversion Amount of its Preferred Stock (or any part hereof) as
provided herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;10. <U>Repurchased or Reacquired
Shares</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Shares of Preferred Stock that have been repurchased
or reacquired by the Corporation shall be restored to the status of authorized, unissued and undesignated shares that shall be available
for future issuance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;11. <U>Record Holders</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">To the fullest extent permitted by applicable
Law, the Corporation and the Corporation&rsquo;s transfer agent for the Preferred Stock may deem and treat the Holder of any share of
Preferred Stock as the true and lawful owner thereof for all purposes, and neither the Corporation nor such transfer agent shall be affected
by any notice to the contrary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;12. <U>Notices</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Except as otherwise expressly provided hereunder,
all notices and other communications referred to herein shall be in writing and delivered personally or sent by e-mail or by reputable
overnight courier service, charges prepaid:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(a)&nbsp;If to the Corporation as follows, or
as otherwise specified in a written notice given to each of the Holders in accordance with this <U>Section&nbsp;12</U>:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Binah Capital Group,&nbsp;Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">80 State Street</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Albany, NY 12207</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Attention: Craig Gould</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">E-mail: craig.gould@binahcap.com</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(b)&nbsp;If to any Holder, by e-mail if such Holder
has provided an e-mail address to the Corporation or its transfer agent for purposes of notification, or, if no such e-mail address is
available, to such Holder&rsquo;s address as it appears in the stock records of the Corporation or as otherwise specified in a written
notice given by such Holder to the Corporation or, at the Corporation&rsquo;s option with respect to any notice from the Corporation to
a Holder, in accordance with customary practices of the Corporation&rsquo;s transfer agent. Any such notice or communication given as
provided above shall be deemed received by the receiving party upon: actual receipt, if delivered personally; actual delivery, if delivered
in accordance with customary practices of the Corporation&rsquo;s transfer agent; on the next Business Day after deposit with an overnight
courier, if sent by an overnight courier; or on the next Business Day after transmission, if sent by e-mail.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;13. <U>Absolute Obligation.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Except as expressly provided herein, no provision
of this Certificate of Designation shall alter or impair the obligation of the Corporation, which is absolute and unconditional, to pay
liquidated damages, accrued dividends and accrued interest, as applicable, on the shares of Preferred Stock at the time, place, and rate,
and in the coin or currency, herein prescribed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;14. <U>Replacement Certificates</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Corporation shall replace any mutilated certificate
at the Holder&rsquo;s expense upon surrender of that certificate to the Corporation. The Corporation shall replace certificates that become
destroyed, stolen or lost at the Holder&rsquo;s expense upon delivery to the Corporation of reasonably satisfactory evidence that the
certificate has been destroyed, stolen or lost, together with any indemnity that may be reasonably required by the Corporation and any
other documentation as may be required by the Corporation&rsquo;s transfer agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;15. <U>Waiver.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Any waiver by the Corporation or a Holder of a
breach of any provision of this Certificate of Designation shall not operate as or be construed to be a waiver of any other breach of
such provision or of any breach of any other provision of this Certificate of Designation or a waiver by any other Holders. The failure
of the Corporation or a Holder to insist upon strict adherence to any term of this Certificate of Designation on one or more occasions
shall not be considered a waiver or deprive that party (or any other Holder) of the right thereafter to insist upon strict adherence to
that term or any other term of this Certificate of Designation on any other occasion. Any waiver by the Corporation or a Holder must be
in writing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;16. <U>Severability</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If any provision of this Certificate of Designation
is invalid, illegal or unenforceable, the balance of this Certificate of Designation shall remain in effect, and if any provision is inapplicable
to any Person or circumstance, it shall nevertheless remain applicable to all other Persons and circumstances. If it shall be found that
any interest or other amount deemed interest due hereunder violates the applicable law governing usury, the applicable rate of interest
due hereunder shall automatically be lowered to equal the maximum rate of interest permitted under applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;17. <U>Next Business Day</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Whenever any payment or other obligation hereunder
shall be due on a day other than a Business Day, such payment shall be made on the next succeeding Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;18. <U>Headings</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The headings contained herein are for convenience
only, do not constitute a part of this Certificate of Designation and shall not be deemed to limit or affect any of the provisions hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;19. <U>Status of Converted or Redeemed
Preferred Stock</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Shares of Preferred Stock may only be issued pursuant
to the Purchase Agreement. If any shares of Preferred Stock shall be converted, redeemed or reacquired by the Corporation, such shares
shall resume the status of authorized but unissued shares of preferred stock and shall no longer be designated as Series&nbsp;A Preferred
Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;20. <U>Other Rights</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The shares of Preferred Stock shall not have any
rights, preferences, privileges or voting powers or relative, participating, optional or other special rights, or qualifications, limitations
or restrictions thereof, other than as set forth herein or in the Certificate of Incorporation or as required by applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Section&nbsp;21. <U>Defined Terms</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Capitalized terms used and not otherwise defined
in this Certificate of Designations shall have their respective meanings as defined below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Acquisition Event</U>&rdquo; means (A)&nbsp;the
merger, reorganization or consolidation of the Corporation into or with another corporation (except if the Corporation is the surviving
entity) or other similar transaction or series of related transactions (i)&nbsp;in which 25% or more of the voting power of the Corporation
is disposed, or (ii)&nbsp;in which the stockholders of the Corporation immediately prior to such merger, reorganization or consolidation
own less than 75% of the Corporation&rsquo;s voting power immediately after such merger, reorganization or consolidation, the sale of
all or substantially all the assets of the Corporation, or a consolidation or merger of the Corporation into another entity in which the
stockholders of the Corporation receive cash, securities or other consideration in exchange for the shares of capital stock of the Corporation
held by them or (B)&nbsp;the sale of substantially all or a material portion of the Corporation&rsquo;s and its Subsidiaries&rsquo; assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 14 -->
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&quot;<U>Adjusted EBITDA</U>&quot; means in respect
of any Relevant Period, the Consolidated Operating Profit of the Corporation and its Subsidiaries on consolidated basis before taxation:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol">&middot;</FONT><FONT STYLE="font-family: Symbol"></FONT></FONT></TD><TD STYLE="text-align: justify">before deducting any interest, foreign exchange, and other finance payments;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">not including any accrued interest owing to any member of Wentworth Management Services, LLC or its Subsidiaries;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">after adding back any amount attributable to the amortisation, depreciation or impairment of assets;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">before taking into account any professional fees related to a company merger or acquisition by Wentworth
Management Services LLC and its Subsidiaries</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">before taking into account any Exceptional Items;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">before capitalised expenditure up to an amount equal to $100,000 in any Relevant Period;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">before taking into account any gain or loss arising from an upward or downward revaluation of any other
asset; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol">&middot;</FONT></FONT></TD><TD STYLE="text-align: justify">before taking into account extraordinary losses arising from legal claims or legal actions against the
Corporation or any Subsidiary that the holders of a majority of the outstanding shares of Preferred Stock reasonably deem legitimate after
consultation with the Corporation;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">in each case, to the extent added, deducted or
taken into account, as the case may be, for the purposes of determining Consolidated Operating Profit of the Corporation and its Subsidiaries
on consolidated basis before taxation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Affiliate</U>&rdquo; means, with respect
to any specified Person, any Person that, directly or indirectly, controls, is controlled by, or is under common control with, such specified
Person, through one or more intermediaries or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Board</U>&rdquo; has the meaning set
forth in the preamble.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Books</U>&rdquo; means books and records
including ledgers, federal and state tax returns, records regarding Corporation&rsquo;s and its Subsidiaries&rsquo; assets or liabilities,
business operations and/or financial condition, and all computer programs or storage or any equipment containing such information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Business Day</U>&rdquo; means any day
except a Saturday, a Sunday and any day which is a federal legal holiday in the United States or any day on which banking institutions
in the State of New York are authorized or required by law or other governmental action to close.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Byline Loan Documents</U>&rdquo; shall
mean the Senior Credit Agreement and all other agreements, documents and instruments executed from time to time in connection therewith,
as the same may be amended, supplemented or otherwise modified from time to time as permitted herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Certificate of Designation</U>&rdquo;
means this Certificate of Designation relating to the Preferred Stock, as it may be amended from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Certificate of Incorporation</U>&rdquo;
means the Amended and Restated Certificate of Incorporation of the Corporation, as it may be amended from time to time, and shall include
this Certificate of Designation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Common Stock</U>&rdquo; means the common
stock of the Corporation, par value $0.0001 per share, and stock of any other class of securities into which such securities may hereafter
be reclassified or changed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Common Stock Equivalents</U>&rdquo;
means any securities of the Corporation or the Subsidiaries which would entitle the holder thereof to acquire at any time Common Stock,
including, without limitation, preferred stock, rights, options, warrants or other instrument that is at any time convertible into or
exercisable or exchangeable for, or otherwise entitles the holder thereof to receive, Common Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Consolidated Operating Profit</U>&rdquo;
means, for any period, revenue less the sum of (A)&nbsp;direct costs, and (b)&nbsp;selling and administrative expenses on a consolidated
income statement of the Corporation and its Subsidiaries for such period, all as determined in accordance with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Contingent Obligation</U>&rdquo; means,
as to any Person, any direct or indirect liability, contingent or otherwise, of that Person with respect to any Indebtedness, lease, dividend
or other obligation of another Person if the primary purpose or intent of the Person incurring such liability, or the primary effect thereof,
is to provide assurance to the obligee of such liability that such liability will be paid or discharged, or that any agreements relating
thereto will be complied with, or that the holders of such liability will be protected (in whole or in part) against loss with respect
thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Conversion Amount</U>&rdquo; means the
sum of the Stated Value at issue.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Conversion Date</U>&rdquo; shall have
the meaning set forth in Section&nbsp;6(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Conversion Rate</U>&rdquo; has the meaning
set forth in <U>Section&nbsp;7(a)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Corporation</U>&rdquo; has the meaning
set forth in the preamble.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Conversion Shares</U>&rdquo; means,
collectively, the shares of Common Stock issuable upon conversion of the shares of Preferred Stock in accordance with the terms hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Dividend Payment Date</U>&rdquo; shall
have the meaning set forth in Section&nbsp;3(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<U>Cross
Default</U>&rdquo; means </FONT>the Corporation or any Subsidiary (1)&nbsp;fails to pay when due any of its senior Indebtedness with Byline
Bank (or any refinancing or replacement thereof with Byline Bank or any other lender) (&ldquo;<U>Senior Debt</U>&rdquo;) or (2)&nbsp;the
Corporation or any Subsidiary fails to observe or perform any covenant, obligation, condition or agreement contained in any agreement
or other instrument evidencing Senior Debt and, in each case (with respect to clauses (1)&nbsp;or (2)), such failure results in the acceleration
of the Corporation&rsquo;s or such Subsidiary&rsquo;s obligation to repay such Senior Debt in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Dividend Shares</U>&rdquo; shall have
the meaning set forth in Section&nbsp;3(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Exceptional Items</U>&rdquo; means in
respect of any Relevant Period, any exceptional, one off, non-recurring or extraordinary items which in aggregate shall not exceed an
amount equal to $500,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Exchange Act</U>&rdquo; means the U.S.
Securities Exchange Act of 1934, as amended (or any successor legislation which shall be in effect at the time).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Fundamental Transaction</U>&rdquo; shall
have the meaning set forth in Section&nbsp;8(d).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<U>Funding
Date</U>&rdquo; shall mean </FONT>the date of the closing of the Business Combination (as defined in the Subscription Agreement) or such
earlier date as may be agreed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Governmental Authority</U>&rdquo; means
any United States, European Union, national, federal, state, provincial, county, municipal or other local government or governmental department,
commission, board, bureau, agency or instrumentality, or any court, in each case whether of the United States of America or any other
country applicable to a specified Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Holder</U>&rdquo; means a holder of
record of one (1)&nbsp;or more shares of Preferred Stock, as reflected in the stock records of the Corporation or the transfer agent,
which may be treated by the Corporation and the transfer agent as the absolute owner of such shares for all purposes to the fullest extent
permitted by applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Indebtedness</U>&rdquo; means of any
Person means, without duplication (A)&nbsp;all indebtedness for borrowed money, (B)&nbsp;all obligations issued, undertaken or assumed
as the deferred purchase price of property or services, including, without limitation, &ldquo;capital leases&rdquo; in accordance with
United States generally accepted accounting principles consistently applied for the periods covered thereby (other than trade payables
entered into in the ordinary course of business consistent with past practice), (C)&nbsp;all reimbursement or payment obligations with
respect to letters of credit, surety bonds and other similar instruments, (D)&nbsp;all obligations evidenced by notes, bonds, debentures
or similar instruments, including obligations so evidenced incurred in connection with the acquisition of property, assets or businesses,
(E)&nbsp;all indebtedness created or arising under any conditional sale or other title retention agreement, or incurred as financing,
in either case with respect to any property or assets acquired with the proceeds of such indebtedness (even though the rights and remedies
of the seller or bank under such agreement in the event of default are limited to repossession or sale of such property), (F)&nbsp;all
monetary obligations under any leasing or similar arrangement which, in connection with United States generally accepted accounting principles,
consistently applied for the periods covered thereby, is classified as a capital lease, (G)&nbsp;all indebtedness referred to in clauses
(A)&nbsp;through (F)&nbsp;above secured by (or for which the holder of such Indebtedness has an existing right, contingent or otherwise,
to be secured by) any mortgage, deed of trust, lien, pledge, charge, security interest or other encumbrance of any nature whatsoever in
or upon any property or assets (including accounts and contract rights) with respect to any asset or property owned by any Person, even
though the Person which owns such assets or property has not assumed or become liable for the payment of such indebtedness, and (H)&nbsp;all
Contingent Obligations in respect of indebtedness or obligations of others of the kinds referred to in clauses (A)&nbsp;through (G)&nbsp;above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Junior Stock</U>&rdquo; means the Common
Stock and any other class or series of equity securities of the Corporation, whether currently issued or issued in the future, which ranks
junior to the Preferred Stock either or both as to the payment of dividends and/or as to the distribution of assets on any Liquidation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Law</U>&rdquo; means any statute, law,
ordinance, rule&nbsp;or regulation of any Governmental Authority.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Liquidation</U>&rdquo; has the meaning
set forth in <U>Section&nbsp;4(a)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Liquidation Preference</U>&rdquo; has
the meaning set forth in <U>Section&nbsp;4(a)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<U>Material
Adverse Effect</U>&rdquo; </FONT>means the effect of any event, condition, action, omission or circumstance, which, alone or when taken
together with other events, conditions, actions, omissions or circumstances occurring or existing concurrently therewith, (a)&nbsp;has,
or with the passage of time is reasonably likely to have, a material adverse effect upon the business, operations, properties, liabilities
(contingent or otherwise), or condition (financial or otherwise) of the Corporation and its Subsidiaries taken as a whole, (b)&nbsp;has
or could be reasonably expected to have any material adverse effect upon the validity or enforceability of this Certificate of Designations,
or (c)&nbsp;materially impairs the ability of the Corporation to perform its obligations hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Notice of Conversion</U>&rdquo; shall
have the meaning set forth in Section&nbsp;7(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Permitted Indebtedness</U>&rdquo; means
(i)&nbsp;Indebtedness under the Senior Credit Agreement in amount not to exceed $25,000,000 and any refinancing thereof which does not
increase the outstanding principal balance thereof or impose more burdensome conditions on the Corporation and its Subsidiaries and (ii)&nbsp;any
unsecured Indebtedness outstanding at any time in an aggregate principal amount not to exceed $500,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Permitted Liens</U>&rdquo; means (i)&nbsp;any
Lien for taxes not yet due or delinquent or being contested in good faith by appropriate proceedings for which adequate reserves have
been established in accordance with United States generally accepted accounting principles, (ii)&nbsp;any statutory Lien arising in the
ordinary course of business by operation of law with respect to a liability that is not yet due or delinquent, (iii)&nbsp;any Lien created
by operation of law, such as materialmen&rsquo;s liens, mechanics&rsquo; liens and other similar liens, arising in the ordinary course
of business with respect to a liability that is not yet due or delinquent or that are being contested in good faith by appropriate proceedings,
(iv)&nbsp;Liens (A)&nbsp;upon or in any equipment acquired or held by the Corporation or any of its Subsidiaries to secure the purchase
price of such equipment or Indebtedness incurred solely for the purpose of financing the acquisition or lease of such equipment, or (B)&nbsp;existing
on such equipment at the time of its acquisition, provided that the Lien is confined solely to the property so acquired and improvements
thereon, and the proceeds of such equipment, in either case, with respect to Indebtedness in an aggregate amount not to exceed $150,000,
and (v)&nbsp;Liens securing Permitted Indebtedness described in clause (i)&nbsp;of the definition thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Permitted Refinancing</U>&rdquo; shall
mean any refinancing or replacement of the Senior Debt under the Byline Loan Documents (or any Permitted Refinancing Senior Debt Documents)
provided that the financing documentation entered into by the Corporation (together with any other Person that became or becomes an obligor
in respect of the Senior Debt) in connection with such Permitted Refinancing constitute Permitted Refinancing Senior Debt Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Permitted Refinancing Senior Debt Documents</U>&rdquo;
shall mean any financing documentation which replaces the Byline Loan Documents (or any Permitted Refinancing Senior Debt Documents) and
pursuant to which the Senior Debt under the Byline Loan Documents (or any Permitted Refinancing Senior Debt Documents) is refinanced or
replaced, as such financing documentation may be amended, supplemented or otherwise modified from time to time in compliance with the
Credit Agreement, but specifically excluding any such financing documentation to the extent that it contains, either initially or by amendment
or other modification, any terms, conditions, covenants or defaults other than those which then exist in the Byline Loan Documents (or
any Permitted Refinancing Senior Debt Documents), or could be included in the Byline Loan Documents (or any Permitted Refinancing Senior
Debt Documents) by an amendment or other modification that would not be prohibited by the terms of the Subordination Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Person</U>&rdquo; means an individual,
corporation, partnership, limited liability company, estate, trust, common or collective fund, association, private foundation, joint
stock company or other entity and includes a group as that term is used for purposes of Section&nbsp;13(d)(3)&nbsp;of the Exchange Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Preferred Stock</U>&rdquo; has the meaning
set forth in <U>Section&nbsp;1</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Redemption Conditions</U>&rdquo; means,
with respect to any redemption payment, the following conditions: (i)&nbsp;the Corporation shall have notified the Senior Lender in writing
of any redemption payment no later than ten (10)&nbsp;Business Days prior to the date of any such redemption payment; and (ii)&nbsp;no
Senior Default exists at the time of such redemption payment or would result therefrom.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&ldquo;<U>Related
Party Notes</U>&rdquo; means all promissory notes and other Indebtedness due to Affiliates of the Corporation or to members of Wentworth
Management Services, LLC and the </FONT>promissory notes having an outstanding balance of $11,952,000 as of June&nbsp;30, 2023, due to
certain sellers of PKS Holdings, LLC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Relevant Period</U>&rdquo; means the
period of twelve months to the end of the most recent completed month.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Senior Credit Agreement</U>&rdquo; means
that certain Credit Agreement dated as of December&nbsp;23, 2024 by and among the Corporation and Byline Bank and any other party thereto
from time to time in accordance with its terms, as from time to time amended, restated, renewed, supplemented or otherwise modified (to
the extent permitted hereunder), and any successor to or replacement or refinancing of such agreement or the credit facilities evidenced
thereby by Byline Bank or any other lender or group of lenders (in the case of any successor, refinancing, refunding or replacement),
as each such successor or replacement may from time to time be entered into, amended, renewed, supplemented or otherwise modified.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Senior Debt Documents</U>&rdquo; shall
mean the Byline Loan Documents and, after the consummation of any Permitted Refinancing, the Permitted Refinancing Senior Debt Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Senior Default</U>&rdquo; means any
Senior Payment Default or Senior Covenant Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Senior Covenant Default</U>&rdquo; shall
mean any &ldquo;Event of Default&rdquo; under the Senior Debt Documents (other than a Senior Payment Default).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Senior Lender</U>&rdquo; means Byline
Bank together with its successor and permitted assigns.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Senior Payment Default</U>&rdquo; shall
mean any &ldquo;Event of Default&rdquo; under the Senior Debt Documents resulting from the failure of the Companies to pay, on a timely
basis, any principal, interest, fees or other obligations under the Senior Debt Documents including, without limitation, any default in
payment of Senior Debt after acceleration thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Senior Preferred Shares</U>&rdquo; shares
of capital stock that is of senior or pari passu rank to the Preferred Stock in respect of the preferences as to dividends, distributions
and payments upon the liquidation, dissolution and winding up of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>&ldquo;Share
Delivery Date</U></FONT>&rdquo; shall have the meaning set forth in Section&nbsp;7(c).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Stated Value</U>&rdquo; shall have the
meaning set forth in Section&nbsp;1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Subordination Agreement</U>&rdquo; means
the Preferred Stock Subordination and Intercreditor Agreement, dated December&nbsp;23, 2024, by and between Byline Bank and the Holder
of the Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Subscription Agreement</U>&rdquo; means
the Subscription Agreement, dated March&nbsp;7, 2024, among the Corporation and the original Holders, as amended, modified or supplemented
from time to time in accordance with its terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Subsidiary</U>&rdquo; means any subsidiary
of the Corporation and shall, where applicable, also include any direct or indirect subsidiary of the Corporation formed or acquired after
the date of the Purchase Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>Successor
Entity</U></FONT>&rdquo; shall have the meaning set forth in Section&nbsp;8(d).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Trading Day</U>&rdquo; means a day on
which the principal Trading Market is open for business.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Trading Market</U>&rdquo; means any
of the following markets or exchanges on which the Common Stock is listed or quoted for trading on the date in question: the NYSE American,
the Nasdaq Capital Market, the Nasdaq Global Market, the Nasdaq Global Select Market, the New York Stock Exchange, OTCQB or OTCQX (or
any successors to any of the foregoing).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Transaction Documents</U>&rdquo; means
this Certificate of Designation, the Subscription Agreement, all exhibits and schedules thereto and hereto and any other documents or
agreements executed in connection with the transactions contemplated pursuant to the Subscription Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Transfer Agent</U>&rdquo; means Continental
Stock Transfer&nbsp;&amp; Trust Corporation, the current transfer agent of the Corporation, and any successor transfer agent of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>Variable Rate Transaction</U>&rdquo;
means a transaction in which the Corporation (i)&nbsp;issues or sells any debt or equity securities that are convertible into, exchangeable
or exercisable for, or include the right to receive additional shares of Common Stock either (A)&nbsp;at a conversion price, exercise
price or exchange rate or other price that is based upon and/or varies with the trading prices of or quotations for the shares of Common
Stock at any time after the initial issuance of such debt or equity securities, or (B)&nbsp;with a conversion, exercise or exchange price
that is subject to being reset at some future date after the initial issuance of such debt or equity security or upon the occurrence of
specified or contingent events directly or indirectly related to the business of the Corporation or the market for the Common Stock or
(ii)&nbsp;enters into, or effects a transaction under, any agreement, including, but not limited to, an equity line of credit or an &ldquo;at-the-market
offering&rdquo;, whereby the Corporation may issue securities at a future determined price regardless of whether shares pursuant to such
agreement have actually been issued and regardless of whether such agreement is subsequently canceled.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&ldquo;<U>VWAP</U>&rdquo; means the 30-day volume
weighted average price of the Common Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">22. <U>Audit and Inspection Rights</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(a)&nbsp;At the request of any Holder at any time
such Holder reasonably believes that the Corporation has breached or defaulted on any provision of this Agreement, Corporation shall hire
an independent, reputable investment bank selected by Corporation and approved by such Holder to investigate as to whether any breach
of the Certificate of Designations has occurred (the &ldquo;Independent Investigator&rdquo;). If the Independent Investigator determines
that such breach of the Certificate of Designations has occurred, the Independent Investigator shall notify Corporation of such breach
and Corporation shall deliver written notice to each Holder of such breach. In connection with such investigation, the Independent Investigator
may, during normal business hours, inspect all contracts, books, records, personnel, offices and other facilities and properties of Corporation
and its Subsidiaries and, to the extent available to Corporation after Corporation uses reasonable efforts to obtain them, the records
of its legal advisors and accountants (including the accountants&rsquo; work papers) and any books of account, records, reports and other
papers not contractually required of Corporation to be confidential or secret, or subject to attorney-client or other evidentiary privilege,
and the Independent Investigator may make such copies and inspections thereof as the Independent Investigator may reasonably request.
The Corporation shall furnish the Independent Investigator with such financial and operating data and other information with respect to
the business and properties of Corporation as the Independent Investigator may reasonably request. The Corporation shall permit the Independent
Investigator to discuss the affairs, finances and accounts of Corporation with, and to make proposals and furnish advice with respect
thereto to, Corporation&rsquo;s officers, directors, key employees and independent public accountants or any of them (and by this provision
Corporation authorizes said accountants to discuss with such Independent Investigator the finances and affairs of Corporation and any
Subsidiaries), all at such reasonable times, upon reasonable notice, and as often as may be reasonably requested.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(b)&nbsp;Without limiting the foregoing Section&nbsp;22(a),
Corporation shall allow each Holder, or its respective agents, to inspect, audit and copy the Corporation&rsquo;s Books. Such inspections
or audits shall be conducted upon reasonable notice, during normal business hours and on no more than five occasions every twelve (12)
months unless there is a continuing breach of this Certificate of Designation by the Corporation in which case such inspections and audits
shall occur as often as such Holder shall determine is necessary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">* * * * * *</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">IN WITNESS WHEREOF, the undersigned has caused this Amended and Restated
Certificate of Designation to be executed by its duly authorized officer on this 23<SUP>rd</SUP> day of December, 2024.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>BINAH CAPITAL GROUP,&nbsp;INC.</B></FONT></TD></TR>
  <TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; vertical-align: top; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Craig Gould</FONT></TD></TR>
  <TR>
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 3%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; width: 42%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Craig Gould</FONT></TD></TR>
  <TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Executive Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Annex 1</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt"><U>Absence
of Certain Changes</U>. Since the last day of the prior fiscal quarter (the &ldquo;<U>Last Test Date</U>&rdquo;) of the Corporation, no
Material Adverse Effect has occurred.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt"><U>Litigation
and Proceedings</U>. There are no pending or, to the knowledge of the Corporation, threatened, claim, action, suit, assessment, charge,
complaint, inquiry, investigation, examination, hearing, petition, suit, mediation, arbitration or proceeding (each an &ldquo;<U>Action</U>&rdquo;),
in each case that is by or before any federal, state, provincial, municipal, local or foreign government, governmental authority, non-governmental
authority, regulatory or administrative agency, governmental commission, department, board, bureau, agency or instrumentality, court or
tribunal (&ldquo;<U>Governmental Authority</U>&rdquo;) and, to the knowledge of the Corporation, there are no pending or threatened investigations,
in each case, against the Corporation or its Subsidiaries, or otherwise affecting the Corporation or its Subsidiaries or their assets,
including any condemnation or similar proceedings. Neither the Corporation nor its Subsidiaries or any property, asset or business of
the Corporation or its Subsidiaries is subject to any Governmental Order, or, to the knowledge of the Corporation, any continuing investigation
by, any Governmental Authority. There is no unsatisfied judgment or any open injunction binding upon the Corporation or its Subsidiaries.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt"><U>Compliance
with Laws</U>.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(a)&nbsp;Since the Last Test Date, the Corporation
has been, in compliance with all applicable Laws. Neither the Corporation nor its Subsidiaries have received any written notice from any
Governmental Authority of a violation of any applicable Law by the Corporation or its Subsidiaries at any time since the Last Test Date.
Each Broker-Dealer Subsidiary is conducting, and since the Last Test Date has conducted, its business in compliance with all applicable
Laws. Since the Last Test Date, none of the Broker-Dealer Subsidiaries has received any written notice alleging, or was charged with,
any violation of any such Laws. No event has occurred, and no condition or circumstance exists that will constitute or result in a violation
by a Broker-Dealer Subsidiary or a failure on the part of a Broker-Dealer Subsidiary to comply with any applicable Law. None of the Broker-Dealer
Subsidiaries nor any of its associated persons is, or since the Last Test Date has been, (i)&nbsp;subject to &ldquo;statutory disqualification&rdquo;
(as defined in the Exchange Act), or (ii)&nbsp;the subject of any approval, satisfaction, determination, judgment, acceptance, or similar
action or event requiring disclosure on SEC Form&nbsp;BD, Form&nbsp;U4, or otherwise with any Governmental Authority that has not been
so disclosed. The Corporation and each Subsidiary of the Corporation has timely filed all reports, registrations and other documents,
together with any amendments required to be made with respect thereto, that were required to be filed with any Governmental Authority
since the Last Test Date and has paid all fees and assessments due and payable in connection therewith. For purposes hereof, &ldquo;Broker-Dealer
Subsidiary&rdquo; means each of Broadstone Securities (CRD No.&nbsp;101600), Cabot Lodge Securities LLC (CRD No.&nbsp;159712), Purshe
Kaplan Sterling Investments (CRD No.&nbsp;35747), and World Equity Group,&nbsp;Inc. (CRD No.&nbsp;29087).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt"><U>Privacy;
Data Security</U>.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(a)&nbsp;There have been no unauthorized uses
or intrusions of, or breaches (including any &ldquo;security incident&rdquo; (as defined in 45 C.F.R &sect; 164.304) or &ldquo;breach&rdquo;
(as defined in 45 C.F.R &sect; 164.402)) to the information technology systems computer systems, networks, software or hardware used by
the Corporation or any of its Subsidiaries (&ldquo;<U>IT Systems</U>&rdquo;). or any other loss, unauthorized disclosure or use of any
sensitive or confidential information, including Personal Information, in the custody or control of the Corporation or any Subsidiary.
For purposes hereof, &ldquo;Personal Information&rdquo; means all information regarding or capable of being associated with an identifiable
individual person, including (a)&nbsp;information that identifies, could be used to identify or is otherwise identifiable with an individual
or a device, including name, physical address, telephone number, email address, financial information, financial account number or government
issued identifier (including Social Security number, driver&rsquo;s license number, passport number),medical, health, or insurance information,
gender, date of birth, educational or employment information, and any other data used or intended to be used to identify, contact or precisely
locate an individual (e.g., geolocation data), (b)&nbsp;information or data bearing on an individual person&rsquo;s credit standing (c)&nbsp;any
data regarding an individual&rsquo;s activities online or on a mobile device or other application (e.g., searches conducted, web pages&nbsp;or
content visited or viewed), and (d)&nbsp;Internet Protocol addresses, device identifiers or other persistent identifiers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(b)&nbsp;The Corporation and each of its Subsidiaries
are, and for the past three (3)&nbsp;years have been, in compliance with all privacy and security obligations to which they are subject
under (i)&nbsp;all applicable privacy policies and online terms of use, (ii)&nbsp;any applicable Law, including Privacy Laws, and (iii)&nbsp;any
contract, including all contractual commitments that the Corporation or a Subsidiary has entered into with respect to the receipt, collection,
compilation, use, storage, processing, sharing, safeguarding, security, disposal, destruction, disclosure, or transfer of Personal Information
or User Data (collectively, &ldquo;<U>Data Security Requirements</U>&rdquo;). There have not been any investigations regarding, and neither
the Corporation nor its Subsidiaries have received any written notice from any Governmental Authority or Person alleging, any violation
of any Data Security Requirements. The Corporation and each of its Subsidiaries have provided accurate and complete disclosure with respect
to their privacy policies and privacy and data security practices, including providing any type of notice and obtaining any type of consent
required by Privacy Laws. For purposes hereof, &ldquo;Privacy Laws&rdquo; means all applicable Laws governing the receipt, collection,
compilation, use, analysis, retention, storage, processing, sharing, safeguarding, security, disposal, destruction, disclosure or transfer
of Personal Information or User Data, including, without limitation, the EU General Data Protection Regulation (GDPR), the Federal Trade
Commission Act, the Privacy Act of 1974, the FCRA and its state law equivalents, each as amended from time to time, and all applicable
Laws governing data breach notification and &ldquo;User Data&rdquo; means any Personal Information or other data or information collected
by or on behalf of the Corporation or its Subsidiaries from users of the Corporation&rsquo;s or its Subsidiaries&rsquo; websites, any
mobile app, or any Software, devices, or products of the Corporation or its Subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>3
<FILENAME>tm2431922d1_ex10-1.htm
<DESCRIPTION>EXHIBIT 10.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: right; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Exhibit&nbsp;10.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: right; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 337.5pt"><B>EXECUTION VERSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="border-top: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><IMG SRC="tm2431922d1_ex10-1img001.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="border-top: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>CREDIT AGREEMENT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">dated as of December&nbsp;23,
2024</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">by and between</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>WENTWORTH MANAGEMENT
SERVICES LLC</B>,</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">as Borrower</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">and</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>BYLINE BANK</B>,<BR>
as Lender</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Table
of Contents</U></B></FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Page</B></P>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; text-transform: uppercase; padding-bottom: 2pt"><U>Article I</U> . DEFINITIONS AND ACCOUNTING TERMS </TD>
    <TD STYLE="padding-top: 2pt; text-align: right; text-transform: uppercase; vertical-align: bottom; padding-bottom: 2pt">1</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; width: 10%; padding-bottom: 2pt"><FONT STYLE="color: #010000">1.01</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; width: 85%; padding-bottom: 2pt"><U>Defined Terms</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; width: 5%; padding-bottom: 2pt">1</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">1.02</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Other Interpretive Provisions</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">31</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">1.03</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Accounting Terms; Generally</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">32</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">1.04</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Changes in GAAP</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">32</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">1.05</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Rounding</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">32</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">1.06</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Uniform Commercial Code</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">32</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">1.07</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Times of Day</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">33</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; text-transform: uppercase; padding-bottom: 2pt"><U>Article II</U> </TD>
    <TD STYLE="padding-top: 2pt; text-align: right; text-transform: uppercase; vertical-align: bottom; padding-bottom: 2pt">33</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; text-transform: uppercase; padding-bottom: 2pt"><U>ARTICLE II</U>&nbsp;&nbsp;&nbsp;TERM LOAN, NON-REVOLVING LOANS AND LETTERS OF CREDIT </TD>
    <TD STYLE="padding-top: 2pt; text-align: right; text-transform: uppercase; vertical-align: bottom; padding-bottom: 2pt">33</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.01</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Loan Commitments; Letters of Credit</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">33</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.02</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Manner of Borrowing and Funding the Term Loan and Non-Revolving Loans</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">35</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.03</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Reserved</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">36</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.04</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Interest</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">36</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.05</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Prepayments</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">37</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.06</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Repayment of the Loans</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">39</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.07</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Fees</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">39</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.08</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Payments Generally</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">39</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.09</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Computation of Interest and Fees</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">40</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.10</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Evidence of Debt</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">40</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">2.11</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Marshaling; Payments Set Aside</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">40</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; text-transform: uppercase; padding-bottom: 2pt"><U>Article III</U> TAXES, RATES &amp; BENCHMARK REPLACEMENT </TD>
    <TD STYLE="padding-top: 2pt; text-align: right; text-transform: uppercase; vertical-align: bottom; padding-bottom: 2pt">40</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">3.01</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Taxes</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">40</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">3.02</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Rates; Benchmark Replacement</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">44</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">3.03</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Survival</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">45</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; text-transform: uppercase; padding-bottom: 2pt"><U>Article IV</U> CONDITIONS PRECEDENT </TD>
    <TD STYLE="padding-top: 2pt; text-align: right; text-transform: uppercase; vertical-align: bottom; padding-bottom: 2pt">46</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">4.01</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Conditions Precedent to Closing, Term Loan, Letters of Credit and Non-Revolving
    Loans</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">46</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">4.02</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Conditions to all Credit Extensions</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">48</TD></TR>
</TABLE>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; text-transform: uppercase; padding-bottom: 2pt"><U>Article V</U> REPRESENTATIONS AND WARRANTIES </TD>
    <TD STYLE="padding-top: 2pt; text-align: right; text-transform: uppercase; vertical-align: bottom; padding-bottom: 2pt">49</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt; width: 10%"><FONT STYLE="color: #010000">5.01</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt; width: 85%"><U>Existence, Qualification and Power</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt; width: 5%">49</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.02</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Authorization; No Contravention; Enforceability</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">49</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.03</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Governmental Authorization; Other Consents</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">50</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.04</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Binding Effect</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">50</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.05</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Financial Statements; No Material Adverse Effect</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">50</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.06</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Litigation</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">50</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.07</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>No Default</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">51</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.08</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Insurance</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">51</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.09</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Taxes</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">51</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.10</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>ERISA Compliance</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">51</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.11</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Subsidiaries; Equity Interests</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">52</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.12</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Federal Regulations; Investment Company Act</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">52</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.13</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Disclosure</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">53</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.14</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Compliance with Laws</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">53</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.15</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Solvency</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">53</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.16</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Collateral Documents</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">53</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.17</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Deposit Accounts</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">54</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.18</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Bank Secrecy Act; OFAC Representations and Warranties</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">54</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.19</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Business Loan</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">54</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.20</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Principal Place of Business; Location of Collateral</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">55</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.21</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Patents, Trademarks and Licenses; Permits</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">55</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.22</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Subordinated Documents</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">55</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.23</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Broker-Dealer</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">55</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.24</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Material Contracts</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">56</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.25</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Trade Relations</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">56</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.26</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Labor Relations</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">56</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.27</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>EEA Financial Institutions</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">56</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.28</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Brokers</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">57</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.29</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Surety Obligations</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">57</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.30</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Holdings</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">57</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">5.31</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Investment Advisor</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">57</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; text-transform: uppercase; padding-bottom: 2pt"><U>Article VI</U> AFFIRMATIVE COVENANTS </TD>
    <TD STYLE="padding-top: 2pt; text-align: right; text-transform: uppercase; vertical-align: bottom; padding-bottom: 2pt">57</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.01</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Financial Statements</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">57</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt; width: 10%"><FONT STYLE="color: #010000">6.02</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt; width: 85%"><U>Certificates; Other Information</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt; width: 5%">59</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.03</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Notices</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">59</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.04</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Payment of Obligations</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">60</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.05</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Preservation of Existence, Etc</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">60</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.06</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Maintenance of Properties</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">60</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.07</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Maintenance of Insurance</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">60</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.08</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Compliance with Laws</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">61</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.09</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Books and Records</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">61</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.10</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Inspection Rights</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">62</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.11</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Use of Proceeds</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">62</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.12</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Taxes</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">62</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.13</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Further Assurances</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">62</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.14</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Depository Relationship</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">62</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.15</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Joinder of New Subsidiaries; Covenant to Give Security</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">63</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.16</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Collateral Access Agreements</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">63</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.17</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Preservation of Existence</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">64</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.18</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Anti-Corruption Laws</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">64</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.19</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Limitations on Activities of Holdings</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">64</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.20</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Status under Securities Laws</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">64</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.21</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Regulatory Matters</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">64</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.22</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Registration; Qualification</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">65</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.23</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Advisory Entities Accounts</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">65</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.24</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>View-Only Access Rights..</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">65</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.25</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>A/P Reserve Account.</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">65</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">6.26</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Post-Closing Covenants</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">65</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; text-transform: uppercase; padding-bottom: 2pt"><U>Article VII</U> NEGATIVE COVENANTS </TD>
    <TD STYLE="padding-top: 2pt; text-align: right; text-transform: uppercase; vertical-align: bottom; padding-bottom: 2pt">65</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.01</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Indebtedness</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">65</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.02</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Liens</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">67</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.03</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Investments</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">69</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.04</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Fundamental Changes</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">70</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.05</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Dispositions</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">70</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.06</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Restricted Payments</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">71</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.07</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Change in Nature of Business</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">71</TD></TR>
</TABLE>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt; width: 10%"><FONT STYLE="color: #010000">7.08</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt; width: 85%"><U>Affiliate Transactions</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt; width: 5%">72</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.09</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Plan</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">72</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.10</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Use of Proceeds</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">72</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.11</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Subsidiaries</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">72</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.12</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Amendments to Subordinated Debt; Pollen Street Equity Documents</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">73</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.13</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Advisory Entities..</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">73</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">7.14</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Financial Covenants</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">73</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; text-transform: uppercase; padding-bottom: 2pt"><U>Article VIII</U> EVENTS OF DEFAULT AND REMEDIES </TD>
    <TD STYLE="padding-top: 2pt; text-align: right; text-transform: uppercase; vertical-align: bottom; padding-bottom: 2pt">74</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">8.01</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Events of Default</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">74</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">8.02</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Remedies Upon Event of Default</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">77</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">8.03</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Application of Funds</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">77</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">8.04</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Cross-Default and Cross-Collateralization.</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">78</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; text-transform: uppercase; padding-bottom: 2pt"><U>Article IX</U> MISCELLANEOUS &#8239;</TD>
    <TD STYLE="padding-top: 2pt; text-align: right; text-transform: uppercase; vertical-align: bottom; padding-bottom: 2pt">78</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.01</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Amendments, Etc</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">78</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.02</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Notices; Effectiveness; Electronic Communication</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">78</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.03</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>No Waiver; Cumulative Remedies; Enforcement</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">79</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.04</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Expenses; Indemnity; Damage Waiver</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">79</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.05</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Payments Set Aside</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">80</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.06</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Successors and Assigns</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">80</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.07</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Treatment of Certain Information; Confidentiality</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">81</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.08</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Right of Setoff</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">82</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.09</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Interest Rate Limitation</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">82</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.10</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Counterparts; Integration; Effectiveness</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">82</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.11</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Survival of Representations and Warranties</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">82</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.12</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Severability</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">83</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.13</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Power of Attorney</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">83</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.14</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Governing Law; Jurisdiction; Etc.</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">83</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.15</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Waiver of Jury Trial</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">84</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.16</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>No Advisory or Fiduciary Responsibility</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">84</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.17</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>USA PATRIOT Act</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">85</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.18</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>OFAC</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">85</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.19</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Anti-Terrorism Laws</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">85</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.20</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Acknowledgement and Consent to Bail-In of Affected Financial Institutions</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">86</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.21</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>Commodity Exchange Act</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">86</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.25in; padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><FONT STYLE="color: #010000">9.22</FONT></TD>
    <TD STYLE="padding-top: 2pt; font-variant: small-caps; padding-bottom: 2pt"><U>ENTIRE AGREEMENT</U></TD>
    <TD STYLE="padding-top: 2pt; text-align: right; font-variant: small-caps; vertical-align: bottom; padding-bottom: 2pt">86</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>SCHEDULES</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 18%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 1.01(a)</FONT></TD>
    <TD STYLE="width: 7%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="width: 75%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment Advisor Subsidiaries</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 1.01(b)</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Broker-Dealer Subsidiaries</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 1.01(c)</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">KeyBank Accounts</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 2.06(a)</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amortization Payments</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 5.05</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Financial Statements</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 5.10</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pension Plans</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 5.11</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Subsidiaries; Equity Interests</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 5.17</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Deposit Accounts</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 5.20</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Principal Place of Business; Location of Collateral</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 5.21</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Intellectual Property</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 6.26</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Post-Closing Covenants</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 7.01</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Indebtedness</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 7.02</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Liens</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 7.03</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investments</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 7.08</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Affiliate Transactions</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 7.09</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Plans</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Schedule 9.02</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Certain Addresses for Notices</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>EXHIBITS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">A&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Form&nbsp;of
Committed Loan Notice</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">B&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Form&nbsp;of
Compliance Certificate</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>CREDIT AGREEMENT</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This <B>CREDIT AGREEMENT</B>
(&ldquo;<U>Agreement</U>&rdquo;) is entered into as of December&nbsp;23, 2024, by and between <B>WENTWORTH MANAGEMENT SERVICES LLC</B>,
a Delaware limited liability company (the &ldquo;<U>Borrower</U>&rdquo;) and <B>BYLINE BANK</B> (together with its successors and permitted
assigns, &ldquo;<U>Lender</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Borrower has requested that
Lender provide certain senior-secured credit facilities to Borrower, and Lender is willing to do so on the terms and conditions set forth
herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In consideration of the mutual
covenants and agreements herein contained, the parties hereto covenant and agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Article&nbsp;I</U></B></FONT>.<B><BR>
DEFINITIONS AND ACCOUNTING TERMS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>1.01&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Defined
Terms</U></B>. As used in this Agreement, the following terms shall have the meanings set forth below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Accoun</U>t&rdquo;
as defined in the UCC, including all rights to payment for goods sold or leased, or for services rendered.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Acquisition</U>&rdquo;
means a transaction or series of transactions resulting in (a)&nbsp;acquisition of a business, division or substantially all assets of
a Person; (b)&nbsp;record or beneficial ownership of fifty percent (50%) or more of the Equity Interests of a Person; or (c)&nbsp;merger,
consolidation or combination of Borrower or any Subsidiary with another Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Advisory Entities</U>&rdquo;
means, collectively, PKS Advisory Services, LLC, a New York limited liability company, World Equity Group,&nbsp;Incorporated, an Illinois
corporation, and CL Wealth Management, LLC, a Virginia limited liability company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Advisory Entities
Accounts</U>&rdquo; shall have the meaning set forth in the Cash Sweep and Disbursement Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Advisory Fee Revenue</U>&rdquo;
shall have the meaning set forth in the Cash Sweep and Disbursement Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Affected Financial
Institution</U>&rdquo; means (a)&nbsp;any EEA Financial Institution or (b)&nbsp;any UK Financial Institution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Affiliate</U>&rdquo;
means, with respect to any Person, another Person that directly, or indirectly through one or more intermediaries, Controls or is Controlled
by or is under common Control with the Person specified.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Aged A/P</U>&rdquo;
means the accounts payable to certain law firms for legal costs that are greater than ninety (90) days outstanding and are approximately
Three Million Eight Hundred Ninety-Seven Thousand and 00/100 Dollars ($3,897,000.00).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Agreement</U>&rdquo;
has the meaning specified in the preamble hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Anti-Terrorism Order</U>&rdquo;
has the meaning specified in <U>Section&nbsp;9.19</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Annualized Revenue
Received from Custodians</U>&rdquo; means, without duplication, as of the end of each Fiscal Quarter, the aggregate amount of the Advisory
Fee Revenue paid in cash by the Custodians to Borrower and its Subsidiaries and deposited into the Advisory Entities Accounts during such
Fiscal Quarter, multiplied by four (4).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&ldquo;<U>A/P Reserve Account</U>&rdquo; means
a deposit account maintained by Borrower with Lender into which reserves for the Aged A/P shall be deposited by the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Applicable Margin</U>&rdquo;
means for any day, with respect to the Term Loan, the applicable rate per annum set forth below under the caption &ldquo;Applicable Margin&rdquo;,
based upon the Senior Net Leverage Ratio for the preceding twelve (12) fiscal months as of the most recent determination date in respect
thereof; <U>provided that</U>, until delivery to Lender of Borrower&rsquo;s financial statements for the fiscal quarter ending September&nbsp;30,
2025, the Applicable Margin with respect to the Term Loan, shall be the rate per annum set forth in Level II below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 18%; border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Level</U></B></FONT></TD>
    <TD STYLE="width: 42%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Senior NET Leverage Ratio</U></B></FONT></TD>
    <TD STYLE="width: 40%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Applicable Margin</U></B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">I</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">Less than or equal to 2.00 to 1.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">3.50%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">II</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">Greater than 2.00 to 1.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">4.00%</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For purposes of the foregoing, (a)&nbsp;the Applicable
Margin shall be determined as of the end of each Fiscal Quarter of Borrower based upon Borrower&rsquo;s delivery of financial statements
pursuant to <U>Section&nbsp;6.01(b)</U>&nbsp;and the Compliance Certificate for each such Fiscal Quarter and (b)&nbsp;no change in the
Applicable Margin shall be effective until the first Business Day of the month immediately following the date on which the financial statements
are required to be delivered pursuant to <U>Section&nbsp;6.01(b)</U>&nbsp;and a Compliance Certificate pursuant to Section&nbsp;6.01(h)&nbsp;calculating
the Senior Net Leverage Ratio; <U>provided that</U> the Applicable Margin shall be deemed to be at Level II set forth above if Borrower
fails to deliver the financial statements and the related Compliance Certificate, in each case, required to be delivered by it pursuant
to <U>Section&nbsp;6.01</U>, during the period commencing with the date the delivery thereof was required and continuing through the date
such financial statements and related Compliance Certificate have been delivered. If, as a result of any restatement of or other adjustment
to the financial statements of the Borrower or for any other reason, Lender determines that (a)&nbsp;the Senior Net Leverage Ratio as
calculated by Borrower as of any applicable date was inaccurate and (b)&nbsp;a proper calculation of the Senior Net Leverage Ratio would
have resulted in different pricing for any period, then if the proper calculation of the Senior Net Leverage Ratio would have resulted
in higher pricing for such period, then, Borrower shall automatically and retroactively be obligated to pay to Lender promptly on demand
by Lender, an amount equal to the excess of the amount of interest and fees that should have been paid for such period over the amount
of interest and fees actually paid for such period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Attributable Indebtedness</U>&rdquo;
means, on any date, (a)&nbsp;in respect of any Capital Lease of any Person, the capitalized amount thereof that would appear on a balance
sheet of such Person prepared as of such date in accordance with GAAP and (b)&nbsp;in respect of any Synthetic Lease Obligation, the capitalized
amount of the remaining lease or similar payments under the relevant lease or other applicable agreement or instrument that would appear
on a balance sheet of such Person prepared as of such date in accordance with GAAP if such lease or other agreement or instrument were
accounted for as a Capital Lease.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Audited Financial
Statements</U>&rdquo; means the audited consolidated balance sheet of Borrower and its Subsidiaries for the fiscal year ended December&nbsp;31,
2023, and the related consolidated statements of income or operations, shareholders&rsquo; equity and cash flows for such fiscal year
of Borrower and its Subsidiaries, including the notes thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Authorized Employee</U>&rdquo;
means, as of the Closing Date, Craig Gould, as Chief Executive Officer and David Shane, as Chief Financial Officer; <U>provided that</U>,
the Borrower may revise the list of Authorized Employees by providing written notice to the Lender. Any document delivered hereunder that
is signed by an Authorized Employee shall be conclusively presumed to have been authorized by all necessary corporate, partnership and/or
other action on the part of the applicable Loan Party and such Authorized Employee shall be conclusively presumed to have acted on behalf
of such Loan Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Bail-In Action</U>&rdquo;
means the exercise of any Write-Down and Conversion Powers by the applicable Resolution Authority in respect of any liability of an Affected
Financial Institution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Bail-In Legislation</U>&rdquo;
means, (a)&nbsp;with respect to any EEA Member Country implementing Article&nbsp;55 of Directive 2014/59/EU of the European Parliament
and of the Council of the European Union, the implementing law, regulation, rule&nbsp;or requirement for such EEA Member Country from
time to time which is described in the EU Bail-In Legislation Schedule and (b)&nbsp;with respect to the United Kingdom, Part&nbsp;I of
the United Kingdom Banking Act 2009 (as amended from time to time) and any other law, regulation or rule&nbsp;applicable in the United
Kingdom relating to the resolution of unsound or failing banks, investment firms or other financial institutions or their affiliates (other
than through liquidation, administration or other insolvency proceeding).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Bank Product</U>&rdquo;
means, any of the following products, services or facilities extended to a Loan Party or Affiliate of a Loan Party by Lender or any of
Lender&rsquo;s Affiliates: (a)&nbsp;Secured Cash Management Agreements; (b)&nbsp;products under Secured Hedge Agreements; (c)&nbsp;commercial
credit card and merchant card services; and (d)&nbsp;leases and other banking products or services, other than Letters of Credit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Bank Product Debt</U>&rdquo;
means,&nbsp;Indebtedness, obligations and other liabilities of a Loan Party or Affiliate of a Loan Party with respect to Bank Products.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Bankruptcy Code</U>&rdquo;
means the provisions of Title 11 of the United States Code, 11 U.S.C. &sect;&sect; 101 <U>et seq</U>., as amended from time to time (including
any successor statute) or other applicable bankruptcy, insolvency or similar laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Board of Governors</U>&rdquo;
means, the Board of Governors of the Federal Reserve System.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Borrower</U>&rdquo;
has the meaning specified in the introductory paragraph hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Borrowing</U>&rdquo;
means a Term Loan Borrowing or a Non-Revolving Loan Borrowing, as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Business Day</U>&rdquo;
means any day other than a Saturday, Sunday or other day on which commercial banks are authorized to close under the Laws of, or are in
fact closed in, the State of Illinois, and in reference to Term SOFR Loans shall also mean any such day that is also a U.S. Government
Securities Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Broker-Dealer Debt</U>&rdquo;
means the obligations incurred or otherwise arising in connection with the Securities Trading Activities of any Broker-Dealer Subsidiary,
<U>provided</U>, <U>that</U> &ldquo;Broker-Dealer Debt&rdquo; shall not include Borrowings under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Broker-Dealer Subsidiary</U>&rdquo;
means (i)&nbsp;as of the Closing Date, each of the Subsidiaries listed on <U>Schedule 1.01(b)</U>&nbsp;attached hereto; and (ii)&nbsp;after
the Closing Date, any other Subsidiary that becomes duly registered as a broker or dealer with the SEC under the Securities Exchange Act
of 1934 and becomes a member of FINRA with written notice of such occurrence provided by the Borrower to the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Capital Expenditures</U>&rdquo;
means, for any period, as of the date of determination, the aggregate capital expenditures (as determined in accordance with GAAP) for
such period of the Loan Parties, excluding, in each case, (i)&nbsp;expenditures made in connection with the acquisition, replacement,
substitution or restoration of assets to the extent financed (a)&nbsp;from insurance proceeds (or other similar recoveries) paid on account
of the loss of or damage to the assets being replaced or restored, (b)&nbsp;with cash awards of compensation arising from the taking by
eminent domain or condemnation of the assets being replaced or (c)&nbsp;with cash proceeds of Dispositions that are reinvested in accordance
with this Agreement, (ii)&nbsp;expenditures made to fund the purchase price for assets acquired in Permitted Acquisitions, and (iii)&nbsp;expenditures
made with the proceeds of equity issuances or contributions permitted hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Capital Leases</U>&rdquo;
means all leases that have been or are required to be recorded, in accordance with GAAP, as capitalized leases; provided that all leases
of any Person that are or would be characterized as operating leases in accordance with GAAP immediately prior to December&nbsp;31, 2018
(whether or not such operating leases were in effect on such date) shall continue to be accounted for as operating leases (and not as
Capital Leases) for purposes of this Agreement regardless of any change in GAAP following such date that would otherwise require such
leases to be recharacterized as Capital Leases.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Cash Collateral</U>&rdquo;
means, cash and any interest or other income earned thereon, that is delivered to Lender to Cash Collateralize any Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Cash Collateral
Account</U>&rdquo; means, a demand deposit, money market or other account maintained with Lender and subject to a Lien in favor of Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Cash Collateralize</U>&rdquo;
means, the deposit of Cash Collateral into a Cash Collateral Account as security for the payment of Obligations, in an amount equal to
(a)&nbsp;with respect to LC Obligations, one hundred and one percent (101%) of the aggregate LC Obligations, and (b)&nbsp;with respect
to any inchoate, contingent or other Obligations (including Obligations arising under Bank Products), Lender&rsquo;s good faith estimate
of the amount due or to become due, including fees, expenses and indemnification hereunder. &ldquo;Cash Collateralization&rdquo; has a
correlative meaning.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Cash Equivalents</U>&rdquo;
(a)&nbsp;marketable obligations issued or unconditionally guaranteed by, and backed by the full faith and credit of, the U.S. government,
maturing within twelve (12) months of the date of acquisition; (b)&nbsp;certificates of deposit, time deposits and bankers&rsquo; acceptances
maturing within twelve (12) months of the date of acquisition, and overnight bank deposits, in each case which are issued by Lender or
a commercial bank organized under the laws of the United States or any state or district thereof, rated A-1 (or better) by S&amp;P or
P-1 (or better) by Moody&rsquo;s at the time of acquisition, and (unless issued by Lender) not subject to offset rights; (c)&nbsp;repurchase
obligations with a term of not more than thirty (30) days for underlying investments of the types described in clauses (a)&nbsp;and (b)&nbsp;entered
into with any bank described in clause (b); (d)&nbsp;commercial paper issued by Lender or rated A-1 (or better) by S&amp;P or P-1 (or
better) by Moody&rsquo;s, and maturing within nine months of the date of acquisition; (e)&nbsp;shares of any money market fund that has
substantially all of its assets invested continuously in the types of investments referred to above, has net assets of at least Five Hundred
Million and 00/100 Dollars ($500,000,000.00) and has the highest rating obtainable from either Moody&rsquo;s or S&amp;P; and (f)&nbsp;other
short term liquid investments approved in writing by Lender in its reasonable discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Cash Management
Agreement</U>&rdquo; means any agreement to provide cash management services, including treasury, depository, overdraft, credit or debit
card, purchasing card, electronic funds transfer and other cash management arrangements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Cash Sweep and Disbursement
Agreement</U>&rdquo; means that certain Cash Sweep and Disbursement Agreement dated as of the date hereof by and among Borrower, Advisory
Entities and Lender, as amended, restated, supplemented or otherwise modified from time to time in accordance with the terms thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>CERCLA</U>&rdquo;
means, the Comprehensive Environmental Response Compensation and Liability Act (42 U.S.C. &sect; 9601 <U>et seq</U>.).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Change in Law</U>&rdquo;
means the occurrence, after the date of this Agreement, of any of the following: (a)&nbsp;the adoption or taking effect of any law, rule,
regulation or treaty, (b)&nbsp;any change in any law, rule, regulation or treaty or in the administration, interpretation, implementation
or application thereof by any Governmental Authority, or (c)&nbsp;the making or issuance of any request, guideline or directive (whether
or not having the force of law) by any Governmental Authority; <U>provided that</U> notwithstanding anything herein to the contrary, (x)&nbsp;the
Dodd-Frank Wall Street Reform and Consumer Protection Act and all requests, rules, guidelines or directives thereunder or issued in connection
therewith, and (y)&nbsp;all requests, rules, guidelines or directives promulgated by the Bank for International Settlements, the Basel
Committee on Banking Supervision (or any successor or similar authority) or the United States regulatory authorities, in each case pursuant
to Basel III, shall in each case be deemed to be a &ldquo;Change in Law&rdquo;, regardless of the date enacted, adopted or issued.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Change of Control</U>&rdquo;
means (a)&nbsp;Parent, shall at any time cease to own, directly or indirectly, free and clear of all Liens or other encumbrances, one
hundred percent (100%) of the issued and outstanding Equity Interests of Holdings; (b)&nbsp;Holdings shall at any time cease to own, directly
or indirectly, free and clear of all Liens or other encumbrances, one hundred percent (100%) of the issued and outstanding Equity Interests
of Borrower, (c)&nbsp;Borrower shall at any time cease to own, directly or indirectly, free and clear of all Liens or other encumbrances,
one hundred percent (100%) of the issued and outstanding Equity Interests of any of its Subsidiaries, except pursuant to a sale of all
or substantially all of the Equity Interests of such applicable Subsidiary consented to by the Lender in its sole and absolute discretion,
(d)&nbsp;a &ldquo;change of control&rdquo; or any comparable term under, and as defined in, the Pollen Street Equity Documents, (e)&nbsp;a
 &ldquo;change of control&rdquo; or any comparable term under, and as defined in, any Subordinated Debt Documents, (f)&nbsp;a &ldquo;change
of control&rdquo; or any comparable term under, and as defined in, the Series&nbsp;B Preferred Stock Documents, (g)&nbsp;Craig Gould shall
at any time cease to own, directly or indirectly, three hundred thousand (300,000) of the issued and outstanding Equity Interests of Parent,
and on and after the issuance and vesting of the restricted stock units, eight hundred thousand (800,000) of the issued and outstanding
Equity Interests of Parent, or (h)&nbsp;Craig Gould and David Shane cease to be members of the board of directors (or any other similar
governing body) of Parent or cease to have executive roles at Parent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Closing Date</U>&rdquo;
means December&nbsp;23, 2024.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Code</U>&rdquo;
means the Internal Revenue Code of 1986, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Collateral</U>&rdquo;
means all of the &ldquo;Collateral&rdquo; referred to in any of the Collateral Documents and all of the other property of any kind that
is or is intended under the terms of this Agreement or any Collateral Document to be subject to Liens in favor or for the benefit of Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Collateral Access
Agreement</U>&rdquo; shall mean an agreement in form and substance reasonably acceptable to Lender pursuant to which a mortgagee or lessor
of real property on which any Collateral is stored or otherwise located, or a warehouseman, processor or other bailee of inventory or
other property owned by Borrower or any Subsidiary, acknowledges the Liens of Lender and waives or subordinates any Liens held by such
Person on such property, and, in the case of any such agreement with a mortgagee or lessor, permits Lender reasonable access to and use
of such real property following the occurrence and during the continuance of an Event of Default to remove any Collateral stored or otherwise
located thereon.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Collateral Documents</U>&rdquo;
means, collectively, the Security Agreement, the Pledge Agreement, the Limited Guaranty, the Control Agreements, the Perfection Certificate
and any other collateral assignments, security agreements, pledge agreements or other similar agreements delivered to Lender on or after
the Closing Date, including any joinders or supplements to any of the foregoing, and each of the other agreements, instruments or documents
that creates or purports to create a Lien in favor or for the benefit of Lender and is executed and delivered to Lender to evidence, secure
or guaranty the Obligations, in each case, in their original form and as amended, restated or replaced from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Commitment Fee</U>&rdquo;
has the meaning specified in <U>Section&nbsp;2.07(a)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Committed Loan Notice</U>&rdquo;
means a notice from Borrower requesting the funding of the Term Loan on the Closing Date or a funding of the Non-Revolving Loans (which
shall be deemed to have been delivered as of date of any LC Payment), which shall be substantially in the form of <U>Exhibit&nbsp;A</U>
or such other form as may be acceptable to Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Commodity Exchange
Act</U>&rdquo; means, the Commodity Exchange Act (7 U.S.C. &sect; 1 <I>et seq</I>.), as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Compliance Certificate</U>&rdquo;
means a certificate substantially in the form of <U>Exhibit&nbsp;B</U> or such other form as may be reasonably acceptable to Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Consolidated Net
Income</U>&rdquo; with respect to Borrower and its Subsidiaries on a consolidated basis for any period, the net income or loss of the
Borrower and its Subsidiaries determined in accordance with GAAP, applied on a consistent basis (i)&nbsp;without giving effect to purchase
accounting or similar adjustments required or permitted under GAAP, and (ii)&nbsp;excluding (to the extent otherwise included therein)
(A)&nbsp;extraordinary non-cash gains and profits and (B)&nbsp;extraordinary non-cash losses and charges, but (iii)&nbsp;specifically
including any non-cash charges that are reserved for a cash charge in any future period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Control</U>&rdquo;
means the possession, directly or indirectly, of the power to direct or cause the direction of the management or policies of a Person,
whether through the ability to exercise voting power, by contract or otherwise. &ldquo;<U>Controlling</U>&rdquo; and &ldquo;<U>Controlled</U>&rdquo;
have meanings correlative thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Control Agreement</U>&rdquo;
means an agreement, among a Loan Party, a depository institution or securities intermediary and the Lender, in form and substance reasonably
acceptable to the Lender, providing the Lender with &ldquo;control&rdquo; (as such term is used in Article&nbsp;9 of the UCC) over the
deposit account(s)&nbsp;or securities account(s)&nbsp;described therein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Corporate Guarantor</U>&rdquo;
means, collectively, Parent, Holdings, PKS Holdings, LLC, a New York limited liability company, Wentworth Risk Management LLC, a Delaware
limited liability company,&nbsp;Insurance Audit Agency Inc., a Michigan corporation, CL Wealth Management, LLC, a Virginia limited liability
company, PKS Advisory Services, LLC, a New York limited liability company, Wentworth Financial Partners LLC, a Delaware limited liability
company and PKS Financial Services,&nbsp;Inc., a New York corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Custodian</U>&rdquo;
means each of Fidelity, Schwab, RBC, Pershing, Raymond James, and each other entity that provides custodial services to Borrower or any
of its Subsidiaries in connection with their respective broker/dealer or retail investment advisor operations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>CWA</U>&rdquo; means,
the Clean Water Act (33 U.S.C. &sect;&sect; 1251 <U>et seq</U>.).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Debtor Relief Laws</U>&rdquo;
means the Bankruptcy Code of the United States, and all other liquidation, conservatorship, bankruptcy, assignment for the benefit of
creditors, moratorium, rearrangement, receivership, insolvency, reorganization, or similar debtor relief Laws of the United States or
other applicable jurisdictions from time to time in effect and affecting the rights of creditors generally.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Debt Service Reserve
Account</U>&rdquo; means a demand deposit account maintained by Borrower with Lender ending in 2917 into which the Lender shall sweep
the Advisory Fee Revenue of the Advisory Entities from the Advisory Entities Accounts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Default</U>&rdquo;
means any event or condition that constitutes an Event of Default or that, with the giving of any notice, the passage of time, or both,
would be an Event of Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Default Rate</U>&rdquo;
means, an interest rate equal to the Interest Rate <U>plus</U> two percent (2%) per annum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Deposit Accounts</U>&rdquo;
means, all demand deposit, time deposit, money market, securities accounts, savings and all other bank accounts of any Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Disposition</U>&rdquo;
or &ldquo;<U>Dispose</U>&rdquo; means the sale, transfer, license, lease or other disposition (including any sale and leaseback transaction)
of any property by any Person (or the granting of any option or other right to do any of the foregoing), including any sale, assignment,
transfer or other disposal, with or without recourse, of any notes or accounts receivable or any rights and claims associated therewith.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Dollar</U>&rdquo;
and &ldquo;<U>$</U>&rdquo; mean lawful money of the United States.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>EBITDA</U>&rdquo;
means, for any period, for the Parent and its Subsidiaries on a consolidated basis, each item determined in accordance with GAAP, the
sum of Consolidated Net Income <U>plus</U>, to the extent deducted or excluded in determining Consolidated Net Income for such period,
without duplication:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
amounts treated as expenses for interest;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
taxes and Tax Distributions;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
amounts treated as expenses for depreciation and the amortization of any kind;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>fees,
costs and expenses related to the initial public offering of Parent that occurred in March&nbsp;of 2024 and the related restructurings
in an amount not to exceed Two Million Nine Hundred Thousand and 00/100 Dollars ($2,900,000.00);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>transaction
fees, costs and expenses related to the documentation and negotiation of this Agreement and the other Loan Documents and the payoff of
the Existing Credit Facilities in an aggregate amount not to exceed One Million One Hundred Three Thousand and 00/100 Dollars ($1,103,000.00);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>fees
payable to directors, including outside directors, in an aggregate amount not to exceed Seventy-Five Thousand and 00/100 Dollars ($75,000.00
(or such greater amount as is acceptable to Lender in its sole and absolute discretion) for such period;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>non-cash
stock compensation expense, but solely to the extent such expense is reserved for a cash payment only upon the occurrence of a Change
of Control;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(viii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
non-cash losses or expenses (or minus non-cash income or gain), including, without limitation, stock-based awards compensation expense
and non-cash charges, expenses or write-downs arising from stock options, stock appreciation or other similar rights), restricted stock
or other equity incentive programs, but excluding any non-cash loss or expense (A)&nbsp;that is an accrual of a reserve for a cash expenditure
or payment to be made, or anticipated to be made, in a future period or (B)&nbsp;relating to a write-down, write off or reserve with respect
to accounts and inventory;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(ix)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>one-time,
non-recurring fees and expenses incurred in connection with the consummation of any Permitted Acquisition or other Investments permitted
hereunder (&ldquo;<U>Permitted Acquisition Fees&nbsp;&amp; Expenses</U>&rdquo;); <U>provided</U>, <U>that</U> the aggregate amount of
all Permitted Acquisition Fees&nbsp;&amp; Expenses, Non-Recurring Expenses and Cost Savings added back pursuant to clauses (ix), (x)&nbsp;and
(xi)&nbsp;shall not exceed ten percent (10%) of EBITDA for such period (calculated before giving effect to any such add-backs);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(x)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>one-time,
non-recurring, or unusual expenses including, without limitation, severance costs, lease termination costs, relocation costs, recruiting
costs, restructuring charges and other one-time expenses not otherwise added back to Consolidated Net Income and incurred on an arms-length
basis in connection with the consummation of a Permitted Acquisition or other Investment permitted hereunder (collectively, &ldquo;<U>Non-Recurring
Expenses</U>&rdquo;); <U>provided</U>, <U>that</U> the aggregate amount of all Permitted Acquisition Fees&nbsp;&amp; Expenses, Non-Recurring
Expenses and Cost Savings added back pursuant to clauses (ix), (x)&nbsp;and (xi)&nbsp;shall not exceed ten percent (10%) of EBITDA for
such period (calculated before giving effect to any such add-backs);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(xi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
amount of &ldquo;run-rate&rdquo; cost savings, synergies and operating expense reductions (collectively, the &ldquo;<U>Cost Savings</U>&rdquo;)
projected by the Borrower in good faith and certified by an officer of the Borrower in writing to result from actions taken prior to the
last day of such measurement period, which Cost Savings shall be calculated on a pro forma basis as though such Cost Savings had been
realized on the first day of such period, net of the amount of actual benefits realized during such period from such actions (it is understood
and agreed that &ldquo;run-rate&rdquo; means the full recurring benefit for a period that is associated with any action taken); <U>provided</U>,
that an officer of the Borrower shall have provided a reasonably detailed statement or schedule of such Cost Savings and shall have certified
to Lender that (1)&nbsp;such Cost Savings are reasonably identifiable, reasonably attributable to the actions specified and reasonably
anticipated to result from such actions and (2)&nbsp;such actions have been taken and are ongoing; <U>provided</U>, <U>that</U> the aggregate
amount of all Permitted Acquisition Fees&nbsp;&amp; Expenses, Non-Recurring Expenses and Cost Savings added back pursuant to clauses (ix),
(x)&nbsp;and (xi)&nbsp;shall not exceed ten percent (10%) of EBITDA for such period (calculated before giving effect to any such add-backs);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(xii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
non-cash purchase accounting adjustments and any non-cash adjustments as required or permitted by the application of FASB 141 (requiring
the use of purchase method of accounting for acquisitions and consolidations), and any adjustments required or permitted by FASB 141(R)&nbsp;(relating
to adjustments of earnouts and other contingent consideration incurred in connection with a Permitted Acquisition or other Investment
permitted hereunder) and FASB 142 (relating to changes in accounting for the amortization of good will and certain other intangibles);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(xiii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>losses,
expenses and payments that are covered by insurance, indemnification, reimbursement, guaranty or purchase price adjustment provisions
in any agreement entered into by Parent, a Borrower or any Subsidiary to the extent such losses, expenses and payments have been reimbursed
in cash pursuant to the applicable third-party insurance, indemnity, guaranty or acquisition agreement in (A)&nbsp;such period or (B)&nbsp;an
earlier period if not added back to Consolidated Net Income in such earlier period;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(xiv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
costs or expenses (excluding non-cash charges) incurred by Parent, a Borrower or a Subsidiary pursuant to any management equity plan or
stock option plan or any other management or employee benefit plan or agreement or any stock subscription or shareholder agreement, to
the extent that such costs or expenses are funded with cash proceeds contributed to the capital of such Person or net cash proceeds of
any issuance of Equity Interests;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(xv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
amount of extraordinary, nonrecurring or unusual losses or expenses or legal settlements (including all fees and expenses relating thereto),
including legal settlements in respect of private placements sold by GPB Capital Holdings and sale of bonds from GWG Holdings Inc. (A)&nbsp;incurred
prior to the Closing Date, or (B)&nbsp;incurred on or after the Closing Date and, solely with respect to this subclause (B), in an amount
not to exceed One Million Eight Hundred Fifty-Thousand and 00/100 Dollars ($1,850,000.00); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(xvi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>such
other addbacks as may be agreed to by the Lender from time to time in its sole and absolute discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>EEA Financial Institution</U>&rdquo;
means (a)&nbsp;any credit institution or investment firm established in any EEA Member Country which is subject to the supervision of
an EEA Resolution Authority, (b)&nbsp;any entity established in an EEA Member Country which is a parent of an institution described in
clause (a)&nbsp;of this definition or (c)&nbsp;any financial institution established in an EEA Member Country which is a subsidiary of
an institution described in clauses (a)&nbsp;or (b)&nbsp;of this definition and is subject to consolidated supervision with its parent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>EEA Member Country</U>&rdquo;
means any of the member states of the European Union,&nbsp;Iceland, Liechtenstein, and Norway.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>EEA Resolution Authority</U>&rdquo;
means any public administrative authority or any person entrusted with public administrative authority of any EEA Member Country (including
any delegee) having responsibility for the resolution of any EEA Financial Institution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Environmental Laws</U>&rdquo;
means any and all Federal, state, local, and foreign statutes, laws, regulations, ordinances, rules, judgments, orders, decrees, permits,
concessions, grants, franchises, licenses, agreements or governmental restrictions applicable to Borrower or any Subsidiary relating to
pollution and the protection of the environment or the release of any materials into the environment, including those related to hazardous
substances or wastes, air emissions and discharges to waste or public systems, including without limitation, CERCLA, RCRA and CWA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Environmental Liability</U>&rdquo;
means any liability, contingent or otherwise (including any liability for damages, costs of environmental remediation, fines, penalties
or indemnities), of Borrower or any Subsidiary directly or indirectly resulting from or based upon (a)&nbsp;violation of any Environmental
Law, (b)&nbsp;the generation, use, handling, transportation, storage, treatment or disposal of any Hazardous Materials in violation of
an Environmental Law, (c)&nbsp;exposure to any Hazardous Materials, (d)&nbsp;the release or threatened release of any Hazardous Materials
into the environment or (e)&nbsp;any contract, agreement or other consensual arrangement pursuant to which liability is assumed or imposed
with respect to any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Equity Interests</U>&rdquo;
means, with respect to any Person, all of the shares of capital stock of (or other ownership or profit interests in) such Person, all
of the warrants, options or other rights for the purchase or acquisition from such Person of shares of capital stock of (or other ownership
or profit interests in) such Person, all of the securities convertible into or exchangeable for shares of capital stock of (or other ownership
or profit interests in) such Person or warrants, rights or options for the purchase or acquisition from such Person of such shares (or
such other interests), and all of the other ownership or profit interests in such Person (including partnership, member or trust interests
therein).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ERISA</U>&rdquo;
means the Employee Retirement Income Security Act of 1974, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ERISA Affiliate</U>&rdquo;
means any trade or business (whether or not incorporated) that together with Borrower is treated as a single employer under Section&nbsp;414(b)&nbsp;or
(c)&nbsp;of the Code (and Sections 414(m)&nbsp;and (o)&nbsp;of the Code for purposes of provisions relating to Section&nbsp;412 of the
Code).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>ERISA Event</U>&rdquo;
means (a)&nbsp;the occurrence of a Reportable Event with respect to a Pension Plan; (b)&nbsp;the withdrawal of Borrower or any ERISA Affiliate
from a Pension Plan subject to Section&nbsp;4063 of ERISA during a plan year in which such entity was a &ldquo;substantial employer&rdquo;
as defined in Section&nbsp;4001(a)(2)&nbsp;of ERISA or a cessation of operations that is treated as such a withdrawal under Section&nbsp;4062(e)&nbsp;of
ERISA; (c)&nbsp;a complete or partial withdrawal by Borrower or any ERISA Affiliate from a Multiemployer Plan; (d)&nbsp;the filing of
a notice of intent to terminate or the treatment of a Pension Plan amendment as a termination under Section&nbsp;4041 or 4041A of ERISA;
(e)&nbsp;the institution by the PBGC of proceedings to terminate a Pension Plan or Multiemployer Plan; (f)&nbsp;any event or condition
which constitutes grounds under Section&nbsp;4042 of ERISA for the termination of, or the appointment of a trustee to administer, any
Pension Plan or Multiemployer Plan or which would be expected to result in the imposition of any Lien on the assets of Borrower by operation
of Section&nbsp;4069 of ERISA; (g)&nbsp;the determination that any Pension Plan is considered an at-risk plan (within the meaning of Section&nbsp;430
of the Code or Section&nbsp;303 of ERISA) or that a Multiemployer Plan is insolvent (within the meaning of Section&nbsp;4245 of ERISA)
or in endangered or critical status (within the meaning of Section&nbsp;432 of the Code or Section&nbsp;305 of ERISA); (h)&nbsp;any failure
by any Pension Plan to satisfy the minimum funding standards (within the meaning of Section&nbsp;412 and 430 of the Code or Section&nbsp;302
of ERISA) applicable to such Pension Plan, whether or not waived; (i)&nbsp;any failure to make by its due date a required installment
under Section&nbsp;430(j)&nbsp;of the Code with respect to any Pension Plan or the failure by any Loan Party or an ERISA Affiliate to
make any required contribution to a Multiemployer Plan; or (j)&nbsp;the imposition of any liability under Title IV of ERISA, other than
for PBGC premiums due but not delinquent under Section&nbsp;4007 of ERISA, upon Borrower or any ERISA Affiliate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>EU Bail-In Legislation
Schedule</U>&rdquo; means the document described as such and published by the Loan Market Association (or any successor person) from time
to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Event of Default</U>&rdquo;
has the meaning specified in <U>Section&nbsp;8.01</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Examining Authority</U>&rdquo;
has the meaning set forth in Rule&nbsp;15c3-1(c)(12) under the Securities Exchange Act of 1934, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Excess Cash Flow</U>&rdquo;
means, for any Fiscal Year of Borrower and its Subsidiaries, the excess, if any, of (a)&nbsp;EBITDA for such period, minus (b)&nbsp;the
sum, without duplication, of (i)&nbsp;the aggregate amount actually paid by Borrower and its Subsidiaries in cash during such Fiscal Year
on account of Unfinanced Capital Expenditures, (ii)&nbsp;Interest Expense during such period to extent actually paid in cash, (iii)&nbsp;scheduled
payments of principal of Indebtedness for such period paid in cash (to the extent, with respect to any Indebtedness other than the Obligations,
permitted hereunder and under the applicable Subordination Agreement), (iv)&nbsp;income taxes, including (without duplication) Tax Distributions
permitted under <U>Section&nbsp;7.06</U>, paid in cash, (v)&nbsp;all payments made in cash upon the consummation of a Permitted Acquisition
or other permitted Investment to effect such Permitted Acquisition or other permitted Investment (except to the extent such payments are
funded with proceeds of equity or Indebtedness), (vi)&nbsp; Restricted Payments to the extent paid in cash during such period and permitted
under <U>Section&nbsp;7.06</U>, (vii)&nbsp;to the extent included in the determination of EBITDA and without duplication of any other
deduction set forth in this definition (x)&nbsp;all Cost-Savings and (y)&nbsp;non-cash losses and charges, in each case, added back in
determining EBITDA for such period, and (viii)&nbsp;any other amounts paid in cash and added to EBITDA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Excluded Swap Obligation</U>&rdquo;
means, with respect to a Loan Party, each Swap Obligation as to which, and only to the extent that, such Loan Party&rsquo;s guaranty of
or grant of a Lien as security for such Swap Obligation is or becomes illegal under the Commodity Exchange Act because a Loan Party does
not constitute an &ldquo;eligible contract participant&rdquo; as defined in the act (determined after giving effect to any keepwell, support
or other agreement for the benefit of such Loan Party and all guarantees of Swap Obligations by other Loan Parties) when such guaranty
or grant of Lien becomes effective with respect to the Swap Obligation. If a Secured Hedge Agreement governs more than one Swap Obligation,
only the Swap Obligation(s)&nbsp;or portions thereof described in the foregoing sentence shall be Excluded Swap Obligation(s)&nbsp;for
the applicable Loan Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Excluded Taxes</U>&rdquo;
means, with respect to Lender or any other recipient of any payment to be made by or on account of any obligation of Borrower or any Subsidiary
hereunder, (a)&nbsp;Taxes imposed on or measured by net income, (however denominated), franchise Taxes, and branch profits Taxes, in each
case, (i)&nbsp;imposed as a result of such recipient being organized under the Laws of, or having its principal office or, in the case
of any Lender, its applicable lending office located in, the jurisdiction imposing such Tax (or any political subdivision thereof) or
(ii)&nbsp;that are Other Connection Taxes, (b)&nbsp;in the case of a Lender, U.S. federal withholding Taxes imposed on amounts payable
to or for the account of such Lender with respect to an applicable interest in a Loan pursuant to a law in effect on the date on which
(i)&nbsp;such Lender acquires such interest in the Loan (other than pursuant to an assignment request by the Borrower under Section&nbsp;3.02(f))
or (ii)&nbsp;such Lender changes its lending office, except in each case to the extent that, pursuant to Section&nbsp;3.01, amounts with
respect to such Taxes were payable either to such Lender's assignor immediately before such Lender became a party hereto or to such Lender
immediately before it changed its lending office, and (c)&nbsp;Taxes attributable to such recipient&rsquo;s failure to comply with Section&nbsp;3.01(e)&nbsp;any
U.S. federal withholding Taxes imposed under FATCA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Existing Credit
Facilities</U>&rdquo; means the credit facilities provided by Oak Street Funding LLC in connection with that certain Master Credit Agreement
dated as of June&nbsp;19, 2020 (as may be amended, amended and restated or modified from time to time).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>FATCA</U>&rdquo;
means Sections 1471 through 1474 of the Code, as of the date of this Agreement (or any amended or successor version that is substantively
comparable and not materially more onerous to comply with), and any current or future regulations or official interpretations thereof,
and any applicable intergovernmental agreements with respect thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>FINRA</U>&rdquo;
means the Financial Industry Regulatory Authority,&nbsp;Inc., or any other self-regulatory body which succeeds to the functions of the
Financial Industry Regulatory Authority,&nbsp;Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fiscal Month</U>&rdquo;
means, each calendar month.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fiscal Quarter</U>&rdquo;
means, the three month period ending on each March&nbsp;31<SUP>st</SUP>, June&nbsp;30<SUP>th</SUP>, September&nbsp;30<SUP>th</SUP> and
December&nbsp;31<SUP>st</SUP>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fiscal Year</U>&rdquo;
means, each twelve-month period ending on each December&nbsp;31<SUP>st</SUP>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fixed Charges</U>&rdquo;
means for any measuring period, (a)&nbsp;cash Interest Expense (excluding in all instances any interest paid in kind), <U>plus</U> (b)&nbsp;regularly
scheduled payments of principal of Indebtedness made in cash for such period (excluding any mandatory prepayments required by the terms
of this Agreement and the Broker-Dealer Debt) <U>plus</U> (c)&nbsp;Pollen Street Dividend Payments paid in cash and <U>plus</U> (d)&nbsp;Series&nbsp;B
Convertible Preferred Stock Payments paid in cash; <U>provided that</U>, (i)&nbsp;Fixed Charges for the three-month period ending March&nbsp;31,
2024 shall be deemed to be One Million Five Hundred Thirteen Thousand and 00/100 Dollars ($1,513,000.00); (ii)&nbsp;Fixed Charges for
the three-month period ending June&nbsp;30, 2024 shall be deemed to be One Million Six Hundred Forty-Two Thousand and 00/100 Dollars ($1,642,000.00);
and (iii)&nbsp;Fixed Charges for the three-month period ending September&nbsp;30, 2024 shall be deemed to be One Million Six Hundred Twenty
Thousand and 00/100 Dollars ($1,620,000.00).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Fixed Charge Coverage
Ratio</U>&rdquo; means for any measuring period, the ratio of (a)&nbsp;the sum of (i)&nbsp;EBITDA <U>minus</U> the item set forth in clause
(vi)&nbsp;of EBITDA to the extent added back to EBITDA and paid in cash during such period, <U>minus</U>, without duplication, (ii)&nbsp;Unfinanced
Capital Expenditures, <U>minus</U> without duplication, (iii)&nbsp;any taxes paid in cash and added back in the calculation of EBITDA,
<U>minus</U>, without duplication, (iv)&nbsp;Tax Distributions, <U>minus</U>, without duplication, (v)&nbsp;Restricted Payments paid in
cash (which, for the avoidance of doubt, shall not include the Pollen Street Dividend Payments and the Series&nbsp;B Convertible Preferred
Stock) to (b)&nbsp;Fixed Charges.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Foreign Lender</U>&rdquo;
means any Lender who is not a &ldquo;United States Person&rdquo; within the meaning of Section&nbsp;7701(a)(30) of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>FRB</U>&rdquo; means
the Board of Governors of the Federal Reserve System of the United States.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>GAAP</U>&rdquo;
means generally accepted accounting principles in the United States set forth in the opinions and pronouncements of the Accounting Principles
Board and the American Institute of Certified Public Accountants and statements and pronouncements of the Financial Accounting Standards
Board or such other principles as may be approved by a significant segment of the accounting profession in the United States, that are
applicable to the circumstances as of the date of determination, consistently applied.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Governmental Authority</U>&rdquo;
means the government of the United States or any other nation, or of any political subdivision thereof, whether state or local, and any
agency, authority, instrumentality, regulatory body, court, central bank or other entity exercising executive, legislative, judicial,
taxing, regulatory or administrative powers or functions of or pertaining to government (including any supra-national bodies such as the
European Union or the European Central Bank) which has jurisdiction over Borrower or any Subsidiary (or, to the extent the context so
provides, Lender and its Affiliates).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Guarantee</U>&rdquo;
means, as to any Person, (a)&nbsp;any obligation, contingent or otherwise, of such Person guaranteeing or having the economic effect of
guaranteeing any Indebtedness or other obligation payable or performable by another Person (the &ldquo;primary obligor&rdquo;) in any
manner, whether directly or indirectly, and including any obligation of such Person, direct or indirect, (i)&nbsp;to purchase or pay (or
advance or supply funds for the purchase or payment of) such Indebtedness or other obligation, (ii)&nbsp;to purchase or lease property,
securities or services for the purpose of assuring the obligee in respect of such Indebtedness or other obligation of the payment or performance
of such Indebtedness or other obligation, (iii)&nbsp;to maintain working capital, equity capital or any other financial statement condition
or liquidity or level of income or cash flow of the primary obligor so as to enable the primary obligor to pay such Indebtedness or other
obligation, or (iv)&nbsp;entered into for the purpose of assuring in any other manner the obligee in respect of such Indebtedness or other
obligation of the payment or performance thereof or to protect such obligee against loss in respect thereof (in whole or in part), or
(b)&nbsp;any Lien on any assets of such Person securing any Indebtedness or other obligation of any other Person, whether or not such
Indebtedness or other obligation is assumed by such Person (or any right, contingent or otherwise, of any holder of such Indebtedness
to obtain any such Lien). The amount of any Guarantee shall be deemed to be an amount equal to the stated or determinable amount of the
related primary obligation, or portion thereof, in respect of which such Guarantee is made or, if not stated or determinable, the maximum
reasonably anticipated liability in respect thereof as determined by the guaranteeing Person in good faith. The term &ldquo;Guarantee&rdquo;
as a verb has a corresponding meaning. For the avoidance of doubt, &ldquo;Guarantee&rdquo; shall not include any obligations, contingent
or otherwise, of any Person guaranteeing or having the economic effect of guaranteeing Broker-Dealer Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Guarantor</U>&rdquo;
means, any Corporate Guarantor, the Individual Guarantor, each other Subsidiary of the Borrower that is not a Broker-Dealer Subsidiary
or any other Person that guarantees payment or performance of all or any portion of the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Hazardous Materials</U>&rdquo;
means all explosive or radioactive substances or wastes and all hazardous or toxic substances, wastes or other pollutants, including petroleum
or petroleum distillates, asbestos or asbestos-containing materials, polychlorinated biphenyls, radon gas, infectious or medical wastes
and all other substances or wastes of any nature regulated pursuant to any Environmental Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Holdings</U>&rdquo;
means Binah Capital Corp., a Delaware corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Indebtedness</U>&rdquo;
means, as to any Person at a particular time, without duplication, all of the following, whether or not included as indebtedness or liabilities
in accordance with GAAP:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
obligations of such Person for borrowed money and all obligations of such Person evidenced by bonds, debentures, notes, loan agreements
or other similar instruments;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
maximum amount of all direct or contingent obligations of such Person arising under outstanding letters of credit (including standby and
commercial), bankers&rsquo; acceptances, bank guaranties, surety bonds and similar instruments;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Swap Termination Value under any Swap Contract of such Person;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
obligations of such Person to pay the deferred purchase price of property or services (other than trade accounts payable in the ordinary
course of business);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>indebtedness
(excluding prepaid interest thereon) secured by a Lien on property owned or being purchased by such Person (including indebtedness arising
under conditional sales or other title retention agreements), whether or not such indebtedness shall have been assumed by such Person
or is limited in recourse;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Attributable Indebtedness of such Person;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
obligations of such Person to purchase, redeem, retire, defease or otherwise make any payment in respect of any Equity Interest in such
Person or any other Person, valued, in the case of a redeemable preferred interest, at the greater of its voluntary or involuntary liquidation
preference plus accrued and unpaid dividends; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>all
Guarantees of such Person in respect of any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For all purposes hereof, the Indebtedness of any
Person shall include the Indebtedness of any partnership or joint venture (other than a joint venture that is itself a corporation or
limited liability company) in which such Person is a general partner or a joint venturer, unless such Indebtedness is expressly made non-recourse
to such Person. Notwithstanding the foregoing,&nbsp;Indebtedness shall not include Broker-Dealer Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Indemnified Taxes</U>&rdquo;
means (a)&nbsp;Taxes, other than Excluded Taxes, imposed on or with respect to any payment made by or on account of any obligation of
any Loan Party under any Loan Document, and (b)&nbsp;to the extent not otherwise described in (a), Other Taxes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Indemnitees</U>&rdquo;
has the meaning specified in <U>Section&nbsp;9.04(b)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Individual Guarantor</U>&rdquo;
means Craig Gould, an individual.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Information</U>&rdquo;
has the meaning specified in <U>Section&nbsp;9.07</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Interest Determination
Date</U>&rdquo; means the date that is two U.S. Government Securities Business Days prior to the first day of the applicable Interest
Period for which Term SOFR is being determined.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Interest Expense</U>&rdquo;
means for any measuring period interest expense (whether cash or non-cash) determined in accordance with GAAP and deducted in the calculation
of Consolidated Net Income, including capitalized interest expense.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Interest Payment
Date</U>&rdquo; means the twenty-fifth day of each Fiscal Month, with the first such Interest Payment Date under this Agreement on January&nbsp;25,
2025 and the final such Interest Payment Date on the Term Loan Maturity Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Interest Period</U>&rdquo;
means, each one (1)&nbsp;month period from, and including, the previous Interest Payment Date (or, in the case of the first Interest Period
under this Agreement, the Closing Date of this Agreement) to, but excluding, the following Interest Payment Date (or, in the case of the
final Interest Period, the Term Loan Maturity Date); <U>provided</U>, that the Interest Period for each Non-Revolving Loan advanced after
the Closing Date shall commence on the date of such advance and end on the last day of the Fiscal Month in which such advance occurs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Interest Rate</U>&rdquo;
means, for any Interest Period, a per annum variable rate equal to the Applicable Margin plus the greater of (i)&nbsp;Term SOFR and (ii)&nbsp;one
percent (1.00%).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Interim Financial
Statements</U>&rdquo; means the unaudited consolidated financial statements of Parents and its Subsidiaries for the month ended June&nbsp;30,
2024, including balance sheets and statements of income.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Inventory</U>&rdquo;
shall have the meaning set forth in the UCC, including all goods intended for sale, lease, display or demonstration; all work in process;
and all raw materials, and other materials and supplies of any kind that are or could be used in connection with the manufacture, printing,
packing, shipping, advertising, sale, lease or furnishing of such goods, or otherwise used or consumed in Borrower&rsquo;s business (but
excluding Equipment (as defined in the UCC)).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Investment</U>&rdquo;
means, as to any Person, any direct or indirect acquisition or investment by such Person, by means of (a)&nbsp;an Acquisition, or (b)&nbsp;a
loan, advance or capital contribution to, Guarantee or assumption of debt of, or purchase or other acquisition of any other debt or equity
participation or interest in, another Person, including any partnership or joint venture interest in such other Person and any arrangement
pursuant to which the investor Guarantees Indebtedness of such other Person. For purposes of covenant compliance, the amount of any Investment
shall be the amount actually invested, without adjustment for subsequent increases or decreases in the value of such Investment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Investment Advisor
Subsidiary</U>&rdquo; means each of the Subsidiaries listed on Schedule 1.01(a)&nbsp;attached hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>IRS</U>&rdquo; means
the United States Internal Revenue Service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>KeyBank Deposit
Accounts</U>&rdquo; means the accounts set forth on <U>Schedule 1.01(c)</U>&nbsp;hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Laws</U>&rdquo;
means, collectively, all international, foreign, federal, state and local statutes, treaties, rules, guidelines, regulations, ordinances,
codes and administrative or judicial precedents or authorities, including the interpretation or administration thereof by any Governmental
Authority charged with the enforcement, interpretation or administration thereof, and all applicable administrative orders, directed duties,
requests, licenses, authorizations and permits of, and agreements with, any Governmental Authority, in each case whether or not having
the force of law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>LC Application</U>&rdquo;
means, an application by Borrower to Lender for issuance of a Letter of Credit, in form and substance satisfactory to Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>LC Conditions</U>&rdquo;
means, upon issuance of the Letter of Credit (and after giving effect thereto): (a)&nbsp;each condition in <U>Section&nbsp;4.02</U> is
satisfied; (b)&nbsp;total LC Obligations do not exceed the Letter of Credit Sublimit, and the Non-Revolver Usage does not exceed the Non-Revolving
Loan Commitment, as applicable; (c)&nbsp;the Letter of Credit and payments thereunder are denominated in Dollars or other currency satisfactory
to Lender in its discretion; and (d)&nbsp;the purpose and form of the Letter of Credit are satisfactory to Lender in its discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>LC Documents</U>&rdquo;
means, all documents, instruments and agreements (including LC Requests and LC Applications) delivered by Borrower or any other Person
to Lender in connection with any Letter of Credit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>LC Obligations</U>&rdquo;
means, the sum of (a)&nbsp;all amounts owing by Borrower for drawings under Letters of Credit; and (b)&nbsp;the Stated Amount of all outstanding
Letters of Credit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>LC Payment</U>&rdquo;
has the meaning specified in <U>Section&nbsp;2.01(c)(ii)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>LC Request</U>&rdquo;
means, a request for issuance of a Letter of Credit, to be provided by Borrower, in form satisfactory to Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Lender</U>&rdquo;
has the meaning specified in the preamble hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Letter of Credit</U>&rdquo;
means any documentary or standby letter of credit issued or to be issued by Lender or any Affiliate of Lender for the account of Borrower
or any Subsidiary pursuant to <U>Section&nbsp;2.01(c)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Letter of Credit
Sublimit</U>&rdquo; means One Million and 00/100 Dollars ($1,000,000).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Lien</U>&rdquo;
means any mortgage, pledge, hypothecation, assignment, deposit arrangement, encumbrance, lien (statutory or other), charge, or preference,
priority or other security interest or preferential arrangement in the nature of a security interest of any kind or nature whatsoever
(including any conditional sale or other title retention agreement, any easement, right of way or other encumbrance on title to real property,
and any financing lease having substantially the same economic effect as any of the foregoing); provided, however, that for the purposes
hereof, a &ldquo;Lien&rdquo; shall not include general restrictions on the transfer of securities under state or federal securities laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Limited Guaranty</U>&rdquo;
means that certain Limited Guaranty dated as of the Closing Date, executed by the Individual Guarantor in favor of Lender, as may be amended,
amended and restated or modified from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Liquidity</U>&rdquo;
shall mean, as of any date of determination, the aggregate amount of Unrestricted Cash of Borrower as of such date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Loan Documents</U>&rdquo;
means, collectively, this Agreement, the Term Note, the Non-Revolving Loan Note, the Cash Sweep and Disbursement Agreement, and the Collateral
Documents, the Subordination Agreements, the Collateral Access Agreements, any intercreditor and subordination agreements and all other
documents executed and delivered to Lender to evidence, secure or guaranty the Obligations (or any portion thereof) or delivered in connection
therewith, in their original form, and as the same may be amended, amended and restated, modified or replaced from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Loan Parties</U>&rdquo;
means, collectively, Borrower and the Corporate Guarantors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Loans</U>&rdquo;
means, collectively, the Term Loan and all Non-Revolving Loans made pursuant to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Margin Stock</U>&rdquo;
as defined in Regulation U of the Board of Governors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Material Adverse
Effect</U>&rdquo; means (a)&nbsp;a material adverse change in, or a material adverse effect on, the operations, business, assets, properties,
liabilities (actual or contingent), or financial condition of Borrower and its Subsidiaries taken as a whole, (b)&nbsp;a material impairment
of the rights and remedies of Lender under any Loan Document, or of the ability of and its Subsidiaries taken as a whole to perform its
obligations under any Loan Document to which it is a party, or (c)&nbsp;a material adverse effect upon the legality, validity, binding
effect or enforceability against Borrower or any Subsidiary of any Loan Document to which it is a party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Material Contract</U>&rdquo;
any agreement or arrangement to which Borrower or any Subsidiary is party (other than the Loan Documents) (a)&nbsp;for which breach, termination,
nonperformance or failure to renew could reasonably be expected to have a Material Adverse Effect; and (b)&nbsp;which contract amount
accounts for at least twenty percent (20%) of the annual revenue of the Loan Parties taken as a whole. For the avoidance of doubt, Material
Contracts shall specifically include the Custodian Agreements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Material Location</U>&rdquo;
has the meaning specified in <U>Section&nbsp;6.16</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Moody&rsquo;s</U>&rdquo;
means Moody&rsquo;s Investors Service,&nbsp;Inc. and any successor thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Multiemployer Plan</U>&rdquo;
means any employee benefit plan of the type described in Section&nbsp;4001(a)(3)&nbsp;of ERISA, to which Borrower or any ERISA Affiliate
makes or is obligated to make contributions, or during the preceding five plan years, has made or been obligated to make contributions
or with respect to which Borrower has liability, contingent or otherwise, including by reason of being an ERISA Affiliate with any Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Net Capital Rule</U>&rdquo;
means Rule&nbsp;15c3-1 under the Securities Exchange Act of 1934, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Net Cash Proceeds</U>&rdquo;
means:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>with
respect to an issuance of Equity Interests, the cash proceeds received by Holdings as a result of such issuance, net of reasonable direct
expenses of the transaction;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>with
respect to any Disposition, the aggregate cash payments received by Borrower or any Subsidiary from such Disposition (after taking into
account the disposition of any Permitted Liens on the assets that are the subject of the Disposition), net of: (i)&nbsp;direct reasonable
expenses of such Disposition, (ii)&nbsp;Taxes paid or payable in cash as a result of such Disposition (which for purposes hereof shall
be assumed to be the then-highest capital gains rate applicable to Borrower or any Subsidiary, as applicable), and (iii)&nbsp;escrowed
cash amounts (provided that such escrowed cash amounts shall, to the extent later released to Borrower or any Subsidiary, be considered
to be a part of the Net Cash Proceeds).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Non-Revolver Usage</U>&rdquo;
means, the aggregate principal amount of outstanding Non-Revolving Loans, plus the aggregate Stated Amount of all outstanding Letters
of Credit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Non-Revolving Loan
Draw Period Expiration Date</U>&rdquo; means, the earlier of: (a)&nbsp;the date which is the one (1)&nbsp;year anniversary of the Closing
Date, and (b)&nbsp;the date on which the Non-Revolving Loans are fully drawn or the Non-Revolving Loan Commitment is reduced to zero ($0.00).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Non-Revolving Loan</U>&rdquo;
has the meaning specified in <U>Section&nbsp;2.01(b)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Non-Revolving Loan
Borrowing</U>&rdquo; means a borrowing of Non-Revolving Loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Non-Revolving Loan
Commitment</U>&rdquo; means One Million and 00/100 Dollars ($1,000,000.00).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Non-Revolving Loan
Note</U>&rdquo; means a demand promissory note in form and substance reasonably acceptable to Lender, made by Borrower in favor of Lender
to evidence the Non-Revolving Loans, as may be amended, amended and restated or modified from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Oak Street Note</U>&rdquo;
means that certain Convertible Promissory Note, dated as of December&nbsp;19, 2024, in the principal amount of Two Hundred Thousand and
00/100 Dollars ($200,000.00) issued by the Loan Parties party thereto that were borrowers under the Existing Credit Facilities in favor
of Oak Street Funding LLC, in connection with the payoff of the Existing Credit Facilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Obligations</U>&rdquo;
means all advances to, and debts, liabilities, obligations, covenants and duties of Borrower arising under any Loan Document or otherwise
with respect to the Loans, any Letter of Credit, any Bank Product, any Secured Cash Management Agreement or any Secured Hedge Agreement,
in each case whether direct or indirect (including those acquired by assumption), absolute or contingent, due or to become due, now existing
or hereafter arising and including interest and fees that accrue after the commencement by or against Borrower or any Subsidiary of any
proceeding under any Debtor Relief Laws naming Borrower or any Subsidiary as the debtor in such proceeding, regardless of whether such
interest and fees are allowed claims in such proceeding; <U>provided that</U> Obligations of Borrower and any Guarantor shall not include
their respective Excluded Swap Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>OFAC</U>&rdquo;
means, the Office of Foreign Assets Control of the U.S. Treasury Department.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Organizational Documents</U>&rdquo;
means (a)&nbsp;with respect to any corporation, the certificate or articles of incorporation and the bylaws (or equivalent or comparable
constitutive documents with respect to any non-U.S. jurisdiction), (b)&nbsp;with respect to any limited liability company, the certificate
or articles of formation or organization and operating agreement or limited liability company agreement (or equivalent or comparative
constitutive documents with respect to any non-U.S. jurisdiction), and (c)&nbsp;with respect to any partnership, joint venture, trust
or other form of business entity, the partnership, joint venture or other applicable agreement of formation or organization and any agreement,
instrument, filing or notice with respect thereto filed in connection with its formation or organization with the applicable Governmental
Authority in the jurisdiction of its formation or organization and, if applicable, any certificate or articles of formation or organization
of such entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Other Connection
Taxes</U>&rdquo; means, with respect to any Recipient, Taxes imposed as a result of a present or former connection between such Recipient
and the jurisdiction imposing such Tax (other than connections arising from such recipient having executed, delivered, become a party
to, performed its obligations under, received payments under, received or perfected a security interest under, engaged in any other transaction
pursuant to or enforced any Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Other Taxes</U>&rdquo;
means all present or future stamp, documentary, intangible, recording, filing or similar taxes or any other excise or property taxes,
charges or similar levies arising from any payment made hereunder or under any other Loan Document or from the execution, delivery or
enforcement of, from the receipt or perfection of a security interest under or otherwise with respect to, this Agreement or any other
Loan Document except any such Taxes that are Other Connection Taxes imposed with respect to an assignment (other than an assignment made
pursuant to <U>Section&nbsp; 3.02(f)</U>).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Parent</U>&rdquo;
means Binah Capital Group,&nbsp;Inc., a Delaware corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Parent Indebtedness</U>&rdquo;
shall mean, unsecured Indebtedness incurred by the Parent so long as (a)&nbsp;no Default or Event of Default shall exist at the time of,
or result from, such funding of such unsecured Indebtedness; (b)&nbsp;with respect to the unsecured Indebtedness, such unsecured Indebtedness
shall be subject to a Subordination Agreement on terms acceptable to the Lender in its sole discretion; (c)&nbsp;the interest or coupon
required to be paid in cash with respect to such unsecured Indebtedness shall not exceed twelve percent (12%) and such cash interest payment
shall be included in the calculation of Fixed Charges; and (d)&nbsp;the proceeds from the unsecured Indebtedness shall be utilized (i)&nbsp;to
refinance existing Subordinated Debt, (ii)&nbsp;to fund a Permitted Acquisition or Permitted Investment; (iii)&nbsp;for working capital
purposes; or (iv)&nbsp;as balance sheet cash.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>PBGC</U>&rdquo;
means the Pension Benefit Guaranty Corporation or, if applicable, any successor entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pension Act</U>&rdquo;
means the Pension Protection Act of 2006.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pension Funding
Rules</U>&rdquo; means the rules&nbsp;of the Code and ERISA regarding minimum required contributions (including any installment payment
thereof) to Pension Plans and set forth in, with respect to plan years ending prior to the effective date of the Pension Act, Section&nbsp;412
of the Code and Section&nbsp;302 of ERISA, each as in effect prior to the Pension Act and, thereafter, Section&nbsp;412, 430, 431, 432
and 436 of the Code and Sections 302, 303, 304 and 305 of ERISA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pension Plan</U>&rdquo;
means any employee pension benefit plan (including a Multiple Employer Plan but not including a Multiemployer Plan) that is maintained
or is contributed to by Borrower or any ERISA Affiliate, or to which Borrower or any ERISA Affiliate has made contributions at any time
during the immediately preceding five plan years, and is either covered by Title IV of ERISA or is subject to the minimum funding standards
under Section&nbsp;412 of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Perfection Certificate</U>&rdquo;
means, that certain Perfection Certificate executed by Borrower and Guarantors in favor of Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted Acquisition</U>&rdquo;
shall mean any acquisition by the Borrower or any Subsidiary that is a Loan Party of all or substantially all of the assets of another
Person, or of a division or line of business of another Person, or any Equity Interests of another Person which (i)&nbsp;is agreed-to
in writing by the Borrower and the Lender to constitute a Permitted Acquisition or (ii)&nbsp;otherwise satisfies and/or is conducted in
accordance with the following requirements:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)&nbsp;Such acquisition
is of a business or Person engaged in a line of business which is compatible with, or complementary to, or reasonably related to the business
of the Borrower or such Subsidiary;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)&nbsp;If such acquisition
is structured as an acquisition of the Equity Interests of any Person, then the Person so acquired shall (x)&nbsp;become a wholly-owned
direct Subsidiary of the Borrowers or of a Subsidiary and the Borrowers or the applicable Subsidiary shall cause such acquired Person
to comply with <U>Section&nbsp;6.15</U> hereof or (y)&nbsp;provided that the Loan Parties continue to comply with <U>Section&nbsp;6.15</U>
hereof, be merged with and into the Borrower or such Subsidiary (and, in the case of the Borrower, with the Borrower being the surviving
entity);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c)&nbsp;If such acquisition
is structured as the acquisition of assets, such assets shall be acquired directly by Borrower or a Subsidiary that is a Loan Party;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(d)&nbsp;The Borrower shall
have delivered to the Lender not less than ten (10)&nbsp;(or such shorter period of time agreed to by the Lender) nor more than ninety
(90) days prior to the date of such acquisition, (x)&nbsp;notice of such acquisition together with copies of all material documents relating
to such acquisition (including the acquisition agreement and any related document), description of the method of financing the Permitted
Acquisition (which shall be limited to balance sheet cash and/or equity issuance for the purpose of consummating such Permitted Acquisition)
and historical financial information (including income statements, balance sheets and cash flows) covering at least three (3)&nbsp;complete
Fiscal Years of the acquisition target, if available, prior to the effective date of the acquisition or the entire credit history of the
acquisition target, whichever period is shorter, and (y)&nbsp;to the extent the purchase price for such proposed Permitted Acquisition
exceeds Five Million and 00/100 Dollars ($5,000,000.00), the Pro Forma Projected Financial Information with respect to such Permitted
Acquisition, in each case in form and substance reasonably satisfactory to the Lender;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(e)&nbsp;Both immediately
before and after the consummation of such acquisition, no Default or Event of Default shall have occurred and be continuing;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(f)&nbsp;With respect to any
proposed Permitted Acquisition for which the purchase price exceeds Two Million and 00/100 Dollars ($2,000,000.00), the Lender shall have
received satisfactory evidence showing that the business or Person being acquired has positive EBITDA;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(g)&nbsp;The board of directors
(or other Person(s)&nbsp;exercising similar functions) of the seller of the assets or issuer of the Equity Interests being acquired shall
not have disapproved such transaction or recommended that such transaction be disapproved;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(h)&nbsp;All governmental,
quasi-governmental, agency, regulatory or similar licenses, authorizations, exemptions, qualifications, consents and approvals necessary
under any laws applicable to the Borrower or Subsidiary making the acquisition, or the acquisition target (if applicable) for or in connection
with the proposed acquisition and all necessary non-governmental and other third-party approvals which, in each case, are material to
such acquisition shall have been obtained, and all necessary or appropriate declarations, registrations or other filings with any court,
governmental or regulatory authority, securities exchange or any other Person, which in each case, are material to the consummation of
such acquisition or to the acquisition target, if applicable, have been made, and evidence thereof reasonably satisfactory in form and
substance to the Lender shall have been delivered, or caused to have been delivered, by the Borrower to the Lender;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(i)&nbsp;There shall be no
actions, suits or proceedings pending or, to the knowledge of any Loan Party, threatened (in writing) against or affecting the acquisition
target in any court or before or by any governmental department, agency or instrumentality, which could reasonably be expected to be decided
adversely to the acquisition target and which, if decided adversely, could reasonably be expected to have a material adverse effect on
the business, operations, properties or financial condition of the acquisition target and its subsidiaries (taken as a whole) or would
materially adversely affect the ability of the acquisition target to enter into or perform its obligations in connection with the proposed
acquisition, nor shall there be any actions, suits, or proceedings pending, or to the knowledge of any Loan Party threatened (in writing)
against the Loan Party that is making the acquisition which would materially adversely affect the ability of such Loan Party to enter
into or perform its obligations in connection with the proposed acquisition;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(j)&nbsp;Both immediately
before and after the consummation of such acquisition and after giving effect to the Pro Forma Projected Financial Information, the Loan
Parties shall be in pro forma compliance with the financial covenants set forth in <U>Section&nbsp;7.14</U>; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(k)&nbsp;The Lender shall
have received any other diligence, documentation or certificates reasonably requested by the Lender from the Loan Parties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted Investments</U>&rdquo;
means:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;direct
obligations of, or obligations the principal of and interest on which are unconditionally guaranteed by, the United States (or by any
agency thereof to the extent such obligations are backed by the full faith and credit of the United States), in each case maturing within
one year from the date of acquisition thereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;commercial
paper having the highest rating, at the time of acquisition thereof, of S&amp;P or Moody&rsquo;s and in either case maturing within six
months from the date of acquisition thereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;certificates
of deposit, bankers&rsquo; acceptances and time deposits maturing within one hundred eighty (180) days of the date of acquisition thereof
issued or guaranteed by or placed with, and money market deposit accounts issued or offered by, any domestic office of any commercial
bank organized under the laws of the United States or any state thereof which has a combined capital and surplus and undivided profits
of not less than Two Hundred Fifty Million and 00/100 Dollars ($250,000,000.00); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;fully
collateralized repurchase agreements with a term of not more than thirty (30) days for securities described in clause (a)&nbsp;above and
entered into with a financial institution satisfying the criteria described in clause (c)&nbsp;above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted Liens</U>&rdquo;
means, at any time, Liens in respect of property of Borrower or any Subsidiary permitted to exist at such time pursuant to <U>Section&nbsp;7.02</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Person</U>&rdquo;
means any natural person, corporation, limited liability company, trust, joint venture, association, company, partnership, Governmental
Authority or other entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Plan</U>&rdquo;
means any &ldquo;employee benefit plan&rdquo; within the meaning of Section&nbsp;3(3)&nbsp;of ERISA (including a Pension Plan), established
or maintained for employees of Borrower or any ERISA Affiliate or any such Plan to which Borrower or any ERISA Affiliate is required to
contribute on behalf of any of its employees.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pledge Agreement</U>&rdquo;
means the Pledge Agreement dated as of the Closing Date, executed by Representatives Indemnity Co., a British Virgin Islands entity, Corporate
Guarantors, Broker-Dealer Subsidiaries and Borrower in favor and for the benefit of Lender, as may be amended, amended and restated or
modified from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pollen Street Entity</U>&rdquo;
means, collectively, Pollen Street Limited, an English private limited company number 09899024.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pollen Street Dividend
Payment</U>&rdquo; means the nine percent (9%) annual dividend payment required to be paid in four quarterly payments by Parent to the
Pollen Street Entity pursuant to the Pollen Street Equity Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pollen Street Equity
Documents</U>&rdquo; means (i)&nbsp;the Subscription Agreement, dated as of March&nbsp;15, 2024, by and between Parent, Borrower and the
Pollen Street Entity, (ii)&nbsp;the Lock-Up Agreement, dated as of March&nbsp;15, 2024, by and among Parent, the members of the Borrower,
the Pollen Street Entity and the other holders party thereto, (iii)&nbsp;the Registration Rights Agreement, dated as of March&nbsp;15,
2024, by and among Parent, the members of the Borrower, Pollen Street Entity and the other holders party thereto; and (iv)&nbsp;the Certificate
of Designation of Series&nbsp;A Convertible Preferred Stock of Binah Capital Group,&nbsp;Inc. filed with the Secretary of State of the
State of Delaware on March&nbsp;14, 2024 (as amended by that certain Amended and Restated Certificate of Designation of Series&nbsp;A
Convertible Preferred Stock dated on or about the date hereof)), as each may be amended, modified, amended and restated or modified from
time to time as permitted under the Pollen Street Subordination Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pollen Street Subordination
Agreement</U>&rdquo; means that certain Preferred Stock Subordination and Intercreditor Agreement dated as on or about the date hereof,
executed by the Pollen Street Entity and Lender, as may be amended, modified, amended and restated or modified from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Prepayment Premium</U>&rdquo;
has the meaning specified in Section&nbsp;2.05(d).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Pro Forma Projected
Financial Information</U>&rdquo; shall mean, as to any proposed acquisition involving a purchase price in excess of Five Million and 00/100
Dollars ($5,000,000.00), a statement executed by the Borrower (supported by reasonable detail) setting forth the total consideration to
be paid or incurred in connection with the proposed acquisition, and pro forma combined projected financial information for the Loan Parties
and the acquisition target (if applicable), consisting of projected balance sheets as of the proposed effective date of the acquisition
and as of the end of at least the next succeeding three (3)&nbsp;Fiscal Years following the acquisition and projected statements of income
and cash flows for each of those years, including sufficient detail to permit calculation of the ratios described in <U>Section&nbsp;7.14</U>
hereof, as projected as of the effective date of the acquisition and as of the ends of those Fiscal Years and accompanied by (i)&nbsp;a
statement setting forth a calculation of the ratio so described, (ii)&nbsp;a statement in reasonable detail specifying all material assumptions
underlying the projections and (iii)&nbsp;such other information as the Lender shall reasonably request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Properly Contested</U>&rdquo;
means, with respect to any obligation of a Loan Party, (a)&nbsp;the obligation is subject to a bona fide dispute regarding amount or the
Loan Party&rsquo;s liability to pay; (b)&nbsp;the obligation is being properly contested in good faith by appropriate proceedings promptly
instituted and diligently pursued; (c)&nbsp;appropriate reserves have been established in accordance with GAAP; (d)&nbsp;non-payment could
not reasonably be expected to result in a Material Adverse Effect, nor result in forfeiture or sale of any material assets of the Loan
Parties; (e)&nbsp;no Lien is imposed on assets of the Loan Party, unless bonded and stayed to the satisfaction of Lender; and (f)&nbsp;if
the obligation results from entry of a judgment or other order, such judgment or order is stayed pending appeal or other judicial review.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Qualified ECP Guarantor</U>&rdquo;
means, a Loan Party with total assets exceeding Ten Million and 00/100 Dollars ($10,000,000.00), or that constitutes an &ldquo;eligible
contract participant&rdquo; under the Commodity Exchange Act and can cause another Person to qualify as an &ldquo;eligible contract participant&rdquo;
under Section&nbsp;1a(18)(A)(v)(II)&nbsp;of such act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>RCRA</U>&rdquo;
means, the Resource Conservation and Recovery Act (42 U.S.C. &sect;&sect; 6991-6991i).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Recipient</U>&rdquo;
means, Lender or any other recipient of a payment to be made by a Loan Party under a Loan Document or on account of an Obligation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Redemption Conditions</U>&rdquo;
shall mean, with respect to any redemption payment the following conditions: the redemption payment is made with the proceeds of Parent
Indebtedness or with cash on the balance sheet; <U>provided that</U>, in the event that the redemption payment is made from cash on the
balance sheet of the Loan Parties, then, after giving to such redemption payment, the Loan Parties&rsquo; cash on the balance sheet shall
not be less than Six Million and 00/100 Dollars ($6,000,000.00).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Reimbursement Date</U>&rdquo;
has the meaning specified in <U>Section&nbsp;2.01(c)(ii)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Related Parties</U>&rdquo;
means, with respect to any Person, such Person&rsquo;s Affiliates and the partners, directors, officers, employees, agents, trustees and
advisors of such Person and of such Person&rsquo;s Affiliates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Replacement Index</U>&rdquo;
has the meaning set forth in <U>Section&nbsp;3.02(b)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Reportable Event</U>&rdquo;
means any of the events set forth in Section&nbsp;4043(c)&nbsp;of ERISA, other than events for which the thirty (30) day notice period
has been waived.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Resolution Authority</U>&rdquo;
means an EEA Resolution Authority or, with respect to any UK Financial Institution, a UK Resolution Authority.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Restricted Payment</U>&rdquo;
means any dividend or other distribution (whether in cash, securities or other property) with respect to (i)&nbsp;any capital stock or
other Equity Interest of Borrower, or any payment (whether in cash, securities or other property), including any sinking fund or similar
deposit, on account of the purchase, redemption, retirement, acquisition, cancellation or termination of any such capital stock or other
Equity Interest, or on account of any return of capital to Borrower&rsquo;s stockholders or members (or the equivalent Person thereof)
and (ii)&nbsp;any management fees and other fees and expenses paid or accrued under a management agreement or similar agreement with any
affiliate of Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>S&amp;P</U>&rdquo;
means Standard&nbsp;&amp; Poor&rsquo;s Financial Services LLC, a subsidiary of The McGraw-Hill Companies,&nbsp;Inc., and any successor
thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>SDN List</U>&rdquo;
has the meaning specified in <U>Section&nbsp;9.18</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>SEC</U>&rdquo; means
the U.S. Securities and Exchange Commission, or any Governmental Authority succeeding to any of its principal functions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Secured Cash Management
Agreement</U>&rdquo; means any Cash Management Agreement that is entered into by and among Borrower or any Subsidiary and Lender or any
Affiliate of Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Secured Hedge Agreement</U>&rdquo;
means any Swap Contract permitted under <U>Article&nbsp;VII</U> that is entered into by and among Borrower or any Subsidiary and Lender
or any Affiliate of Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Securities Trading
Activities</U>&rdquo; means the activities in the ordinary course of business of a Broker-Dealer Subsidiary, including, without limitation,
acting as a broker for clients and/or as a dealer in the purchase and sale of securities traded on exchanges or in the over-the-counter
markets and engaging in other capital markets activities for customer facilitation, entering into securities repurchase agreements and
reverse repurchase agreements, securities lending and borrowing and securities clearing, either through agents or directly through clearing
systems.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Security Agreement</U>&rdquo;
means that certain Guaranty and Security Agreement dated as of the Closing Date, executed by Borrower and Guarantors in favor and for
the benefit of Lender, as may be amended, amended and restated and modified from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Senior Debt</U>&rdquo;
means, on a consolidated basis, all Indebtedness of the Loan Parties other than Subordinated Debt and Broker-Dealer Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Senior Net Leverage
Ratio</U>&rdquo; means, for any measuring period, the ratio of (a)&nbsp;(i)&nbsp;Senior Debt of the Borrower and its Subsidiaries on a
consolidated basis, as of the last day of such period, minus (ii)&nbsp;up to $2,000,000 of the sum of (x)&nbsp;the aggregate balance of
the Debt Service Reserve Account and (y)&nbsp;Unrestricted Cash as of the last day of such period, to (b)&nbsp;EBITDA for such period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Series&nbsp;B Convertible
Preferred Stock Payment</U>&rdquo; means the seven percent (7%) annual dividend payment required to be paid in four quarterly payments
by Parent to the Series&nbsp;B Preferred Stockholders pursuant to the Series&nbsp;B Preferred Stock Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Series&nbsp;B Preferred
Stock Documents</U>&rdquo; means (i)&nbsp;the Subscription Agreement, dated on September&nbsp;4, 2024 about the date hereof, by and between
Parent, Borrower and the Series&nbsp;B Preferred Stockholders and (ii)&nbsp;the Certificate of Designation of Series&nbsp;B Convertible
Preferred Stock of Binah Capital Group,&nbsp;Inc. filed with the Secretary of State of the State of Delaware on September&nbsp;4, 2024,
as each may be amended, modified, amended and restated or modified from time to time as permitted under the Series&nbsp;B Subordination
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Series&nbsp;B Preferred
Stockholders</U>&rdquo; means the holders of the Series&nbsp;B Convertible Preferred Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Series&nbsp;B Subordination
Agreement</U>&rdquo; means that certain Preferred Stock Subordination and Intercreditor Agreement dated as on or about the date hereof,
executed by the Series&nbsp;B Preferred Stockholders and Lender, as may be amended, modified, amended and restated or modified from time
to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>SOFR</U>&rdquo;
means the Secured Overnight Financing Rate, as administered by the Federal Reserve Bank of New York (or a successor administrator).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Solvent</U>&rdquo;
and &ldquo;<U>Solvency</U>&rdquo; mean, with respect to any Person on any date of determination, that on such date (a)&nbsp;the fair value
of the property of such Person is greater than the total amount of liabilities, including contingent liabilities, of such Person, (b)&nbsp;the
present fair salable value of the assets of such Person is not less than the amount that will be required to pay the probable liability
of such Person on its debts as they become absolute and matured, (c)&nbsp;such Person does not intend to, and does not believe that it
will, incur debts or liabilities beyond such Person&rsquo;s ability to pay such debts and liabilities as they mature, (d)&nbsp;such Person
is not engaged in business or a transaction, and is not about to engage in business or a transaction, for which such Person&rsquo;s property
would constitute an unreasonably small capital, and (e)&nbsp;such Person is able to pay its debts and liabilities, contingent obligations
and other commitments as they mature in the ordinary course of business. The amount of contingent liabilities at any time shall be computed
as the amount that, in the light of all the facts and circumstances existing at such time, represents the amount that can reasonably be
expected to become an actual or matured liability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Stated Amount</U>&rdquo;
means, the outstanding amount of a Letter of Credit available for drawing thereunder, including any automatic increase or tolerance (whether
or not then in effect) thereto provided by the Letter of Credit or related LC Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subordinated Creditors</U>&rdquo;
means, collectively, (i)&nbsp;the Subordinated Note Creditors; (ii)&nbsp;the Pollen Street Entity; (iii)&nbsp;Series&nbsp;B Preferred
Stockholders and (iv)&nbsp;the provider of any Indebtedness with respect to the Subordinated Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subordinated Debt</U>&rdquo;
means the Indebtedness incurred under the Subordinated Notes, the Pollen Street Dividend Payment, the Series&nbsp;B Convertible Stock
Payment and any other Indebtedness that is expressly subordinate and junior in right of payment to payment in full of all Obligations,
and is on terms (including maturity, interest, fees, repayment, covenants and subordination) satisfactory to Lender in its sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subordinated Debt
Documents</U>&rdquo; means, collectively, (i)&nbsp;the Subordinated Notes and all other instruments, agreements and other documents related
thereto; (ii)&nbsp;the Pollen Street Equity Documents and all other instruments, agreements and other documents related thereto, (iii)&nbsp;the
Series&nbsp;B Preferred Stock Documents and all other instruments, agreements and other documents evidencing related thereto and (iv)&nbsp;any
other instruments, agreements and other documents evidencing or governing any other Subordinated Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subordinated Notes
Subordination Agreement</U>&rdquo; means that certain Subordination Agreement dated as of the Closing Date, executed by the Subordinated
Note Creditors and Lender, as may be amended, modified, amended and restated or modified from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subordinated Note
Creditors</U>&rdquo; means, collectively, David Purcell, J. Peter Purcell and Peter Sheehan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subordinated Notes</U>&rdquo;
means (i)&nbsp;that certain Promissory Note dated as of March&nbsp;15, 2024, made by Borrower in favor of David Purcell; (ii)&nbsp;that
certain Promissory Note dated March&nbsp;15, 2024, made by Borrower in favor of Peter Sheehan; and (iii)&nbsp;that certain Promissory
Note dated March&nbsp;15, 2024, made by Borrower in favor of J. Peter Purcell, in each case, as amended, amended and restated, modified
or replaced from time to time in accordance with this Agreement and the Subordinated Notes Subordination Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subordination Agreement</U>&rdquo;
means, collectively, the (i)&nbsp;Pollen Street Subordination Agreement, (ii)&nbsp;Subordinated Notes Subordination Agreement, (iii)&nbsp;the
Series&nbsp;B Subordination Agreement and (iv)&nbsp;any other subordination agreement entered into by the Borrower, Lender and any other
Subordinated Creditor in connection with any Subordinated Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subsidiary</U>&rdquo;
of a Person means a corporation, partnership, joint venture, limited liability company or other business entity of which a majority of
the shares of securities or other interests having ordinary voting power for the election of directors or other governing body (other
than securities or interests having such power only by reason of the happening of a contingency) are at the time beneficially owned, or
the management of which is otherwise controlled, directly, or indirectly through one or more intermediaries, or both, by such Person.
Unless otherwise specified, all references herein to a &ldquo;Subsidiary&rdquo; or to &ldquo;Subsidiaries&rdquo; shall refer to a Subsidiary
or Subsidiaries of Borrower and Subsidiaries thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Swap Contract</U>&rdquo;
means (a)&nbsp;any and all rate swap transactions, basis swaps, credit derivative transactions, forward rate transactions, commodity swaps,
commodity options, forward commodity contracts, equity or equity index swaps or options, bond or bond price or bond index swaps or options
or forward bond or forward bond price or forward bond index transactions, interest rate options, forward foreign exchange transactions,
cap transactions, floor transactions, collar transactions, currency swap transactions, cross-currency rate swap transactions, currency
options, spot contracts, or any other similar transactions or any combination of any of the foregoing (including any options to enter
into any of the foregoing), whether or not any such transaction is governed by or subject to any master agreement, and (b)&nbsp;any and
all transactions of any kind, and the related confirmations, which are subject to the terms and conditions of, or governed by, any form
of master agreement published by the International Swaps and Derivatives Association,&nbsp;Inc., any International Foreign Exchange Master
Agreement, or any other master agreement (any such master agreement, together with any related schedules, a &ldquo;<U>Master Agreement</U>&rdquo;),
including any such obligations or liabilities under any Master Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Swap Obligations</U>&rdquo;
means, with respect to a Loan Party, its obligations under a Hedge Agreement that constitutes a &ldquo;swap&rdquo; within the meaning
of Section&nbsp;1a(47) of the Commodity Exchange Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Swap Termination
Value</U>&rdquo; means, in respect of any one or more Swap Contracts, after taking into account the effect of any legally enforceable
netting agreement relating to such Swap Contracts, (a)&nbsp;for any date on or after the date such Swap Contracts have been closed out
and termination value(s)&nbsp;determined in accordance therewith, such termination value(s), and (b)&nbsp;for any date prior to the date
referenced in clause (a), the amount(s)&nbsp;determined as the mark-to-market value(s)&nbsp;for such Swap Contracts, as determined based
upon one or more mid-market or other readily available quotations provided by any recognized dealer in such Swap Contracts (which may
include Lender or any Affiliate of a Lender).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Synthetic Lease
Obligation</U>&rdquo; means the monetary obligation of a Person under (a)&nbsp;a so-called synthetic, off-balance sheet or tax retention
lease, or (b)&nbsp;an agreement for the use or possession of property creating obligations that do not appear on the balance sheet of
such Person but which, upon the insolvency or bankruptcy of such Person, would be characterized as the indebtedness of such Person (without
regard to accounting treatment).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Tax Distributions</U>&rdquo;
means, with respect to any Person treated as a partnership or disregarded entity under the Code for income tax purposes, any distribution
to any holder of such Person&rsquo;s Equity Interests to permit such holders to pay federal income taxes and all relevant state and local
income taxes at a rate equal to the highest marginal applicable tax rate for the applicable tax year, however denominated (together with
any interest, penalties, additions to tax, or additional amounts with respect thereto) imposed as a result of taxable income attributed
to such holder as a partner (or, in the event such Person is disregarded for federal income tax purposes, as a sole member) of such Person
under federal, state, and local income tax laws, determined on a basis that combines those liabilities arising out of the net effect of
the income, gains, deductions, losses, and credits of such Person and attributable to it, and taking into account, any income tax benefit
arising from such owners&rsquo; ownership of Equity Interests in such Person that could be utilized in the current or any prior taxable
year (including any tax deductions, losses or tax credits (including, without limitation, deductions for state and local taxes and deductions
pursuant to Section&nbsp;199A of the Code) and taking into account differences in rates applying to different categories of income (e.g.,
capital gains) in proportion and to the extent in which such holders hold Equity Interests of such Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Taxes</U>&rdquo;
means all present or future taxes, levies, imposts, duties, deductions, withholdings (including backup withholding), assessments, fees
or other charges imposed by any Governmental Authority, including any interest, additions to tax or penalties applicable thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term Loan</U>&rdquo;
means, a loan made pursuant to <U>Section&nbsp;2.01(a)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term Loan Borrowing</U>&rdquo;
means a borrowing of a Term Loan on the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term Loan Commitment</U>&rdquo;
means, Lender&rsquo;s obligation to make a Term Loan in an amount equal to Twenty Million Three Hundred Thousand and 00/100 Dollars ($20,300,000.00).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term Loan Maturity
Date</U>&rdquo; shall mean December&nbsp;23, 2029.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term Note</U>&rdquo;
means, a promissory note made by Borrower in favor of Lender in the amount of the Term Loan Commitment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term SOFR</U>&rdquo;
means, for any Interest Period, the Term SOFR Reference Rate on the related Interest Determination Date, as such rate is published by
the Term SOFR Administrator at approximately 5:00 a.m., Chicago time; <U>provided</U>, <U>however</U>, that if as of 5:00 p.m.&nbsp;(Chicago
time) on any Interest Determination Date the Term SOFR Reference Rate has not been published by the Term SOFR Administrator, then Term
SOFR shall be the Term SOFR Reference Rate as published by the Term SOFR Administrator on the first preceding U.S. Government Securities
Business Day for which such Term SOFR Reference Rate was published by the Term SOFR Administrator so long as such first preceding U.S.
Government Securities Business Day is not more than three (3)&nbsp;U.S. Government Securities Business Days prior to such Interest Determination
Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If Lender determines, in Lender&rsquo;s
sole discretion, that Term SOFR remains not published or otherwise unavailable more than three (3)&nbsp;U.S. Government Securities Business
Days prior to such Interest Determination Date then, at Lender&rsquo;s option, upon notice of such circumstances from the Lender to the
Borrower (a)&nbsp;the obligation to make Term SOFR advances shall be suspended until Lender notifies the Borrower that the circumstances
giving rise to the suspension no longer exists, and (b)&nbsp;subject to the terms and conditions of this Agreement and the Loan Documents,
the entire outstanding balance of any advance shall be replaced at the end of such Interest Period with an advance bearing interest at
the Lender&rsquo;s &ldquo;prime rate&rdquo; which may be adjusted by Lender to include a different spread or margin (as so adjusted, the
<B>&ldquo;</B><U>Alternate Rate</U><B>&rdquo;</B>) and the Borrower may request advances under this Agreement bearing interest at the
Alternate Rate. For purposes of this Agreement, the Lender&rsquo;s &ldquo;prime rate&rdquo; shall be the &ldquo;U.S. prime rate&rdquo;
as published in The Wall Street Journal.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding the foregoing
and unless there is an interest rate swap or other hedging instrument in place in connection with this Agreement, if Term SOFR is less
than zero, then during such time, Term SOFR shall be deemed to be zero.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term SOFR Administrator</U>&rdquo;
means the CME Group Benchmark Administration Limited (or a successor administrator of the Term SOFR Reference Rate determined by the Lender
in its reasonable discretion).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term SOFR Reference
Rate</U>&rdquo; means the rate per annum of a 1-month forward-looking term rate based on SOFR that is published by the Term SOFR Administrator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term SOFR Transition
Date</U>&rdquo; has the meaning set forth in <U>Section&nbsp;3.5.2</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Term SOFR Loan</U>&rdquo;
means any Loan or any portion thereof bearing interest at the Interest Rate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Threshold Amount</U>&rdquo;
means Five Hundred Thousand and 00/100 Dollars ($500,000.00).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>UCC</U>&rdquo; means
the Uniform Commercial Code as in effect in the State of Illinois; <U>provided that</U>, if perfection or the effect of perfection or
non-perfection or the priority of any security interest in any Collateral is governed by the Uniform Commercial Code as in effect in a
jurisdiction other than the State of Illinois, &ldquo;UCC&rdquo; shall mean the Uniform Commercial Code as in effect from time to time
in such other jurisdiction for purposes of the provisions hereof relating to such perfection, effect of perfection or non-perfection or
priority.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>UK Financial Institution</U>&rdquo;
means any BRRD Undertaking (as such term is defined under the PRA Rulebook (as amended from time to time) promulgated by the United Kingdom
Prudential Regulation Authority) or any person falling within IFPRU 11.6 of the FCA Handbook (as amended from time to time) promulgated
by the United Kingdom Financial Conduct Authority, which includes certain credit institutions and investment firms, and certain affiliates
of such credit institutions or investment firms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>UK Resolution Authority</U>&rdquo;
means the Bank of England or any other public administrative authority having responsibility for the resolution of any UK Financial Institution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Unfinanced Capital
Expenditures</U>&rdquo; shall mean all Capital Expenditures of the Loan Parties other than those made utilizing (i)&nbsp;financing provided
by the applicable seller or third party lenders and permitted under <U>Section&nbsp;7.01(d)</U>, and/or (ii)&nbsp;capital contributions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>United States</U>&rdquo;
and &ldquo;<U>U.S.</U>&rdquo; mean the United States of America.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Unrestricted Cash</U>&rdquo;
shall mean, at any time, the aggregate amount of cash and Cash Equivalents held in accounts of the Borrower (other than cash held in the
Debt Service Reserve Account) so long as such cash and Cash Equivalents (i)&nbsp;are at all times maintained in deposit accounts at Lender,
(ii)&nbsp;do not appear (and are not required to appear) as &ldquo;restricted&rdquo; on the consolidated balance sheet of the Borrower
(unless such appearance is related to the Liens granted to the Lender to secure the Obligations), (iii)&nbsp;are not subject to any Lien
in favor of any person other than (A)&nbsp;the perfected first priority Lien in favor of the Lender and (B)&nbsp;bankers&rsquo; liens
arising in connection with depository relations or securities accounts entered into in the ordinary course of business and (iv)&nbsp;are
otherwise generally available for use by the Borrower, in each case, solely to the extent any such cash and Cash Equivalents are (or would
be) included on the balance sheet of the Borrower, in each case, as of such date of determination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>U.S. Borrower</U>&rdquo;
means Borrower that is a U.S. Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>U.S. Government
Securities Business Day</U>&rdquo; means any day except for (i)&nbsp;a Saturday, (ii)&nbsp;a Sunday or (iii)&nbsp;a day on which the Securities
Industry and Financial Markets Association recommends that the fixed income departments of its members be closed for the entire day for
purposes of trading in United States government securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>U.S. Person</U>&rdquo;
means any Person that is a &ldquo;United States Person&rdquo; as defined in Section&nbsp;7701(a)(30) of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Write-Down and Conversion
Powers</U>&rdquo; means, with respect to any (a)&nbsp;EEA Resolution Authority, the write-down and conversion powers of such EEA Resolution
Authority from time to time under the Bail-In Legislation for the applicable EEA Member Country, which write-down and conversion powers
are described in the EU Bail-In Legislation Schedule, and (b)&nbsp;with respect to the United Kingdom, any powers of the applicable Resolution
Authority under the Bail-In Legislation to cancel, reduce, modify or change the form of a liability of any UK Financial Institution or
any contract or instrument under which that liability arises, to convert all or part of that liability into shares, securities or obligations
of that person or any other person, to provide that any such contract or instrument is to have effect as if a right had been exercised
under it or to suspend any obligation in respect of that liability or any of the powers under that bail-In Legislation that are related
to or ancillary to any of those powers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>1.02&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Other
Interpretive Provisions</U></B>. With reference to this Agreement and each other Loan Document, unless otherwise specified herein or in
such other Loan Document:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
definitions of terms herein shall apply equally to the singular and plural forms of the terms defined. Whenever the context may require,
any pronoun shall include the corresponding masculine, feminine and neuter forms. The words &ldquo;<U>include</U>,&rdquo; &ldquo;<U>includes</U>&rdquo;
and &ldquo;<U>including</U>&rdquo; shall be deemed to be followed by the phrase &ldquo;without limitation.&rdquo; The word &ldquo;<U>will</U>&rdquo;
shall be construed to have the same meaning and effect as the word &ldquo;<U>shall</U>.&rdquo; Unless the context requires otherwise,
(i)&nbsp;any definition of or reference to any agreement, instrument or other document (including any Organizational Document) shall be
construed as referring to such agreement, instrument or other document as from time to time amended, supplemented or otherwise modified
(subject to any restrictions on such amendments, supplements or modifications set forth herein or in any other Loan Document), (ii)&nbsp;any
reference herein to any Person shall be construed to include such Person&rsquo;s successors and assigns (subject to any restrictions on
assignment set forth herein or in any other Loan Document), (iii)&nbsp;the words &ldquo;<U>hereto</U>,&rdquo; &ldquo;<U>herein</U>,&rdquo;
 &ldquo;<U>hereof</U>&rdquo; and &ldquo;<U>hereunder</U>,&rdquo; and words of similar import when used in any Loan Document, shall be construed
to refer to such Loan Document in its entirety and not to any particular provision thereof, (iv)&nbsp;all references in a Loan Document
to Articles, Sections, Exhibits and Schedules shall be construed to refer to Articles and Sections of, and Exhibits and Schedules to,
the Loan Document in which such references appear, (v)&nbsp;any reference to any law shall include all statutory and regulatory provisions
consolidating, amending, replacing or interpreting such law and any reference to any law or regulation shall, unless otherwise specified,
refer to such law or regulation as amended, modified or supplemented from time to time, and (vi)&nbsp;the words &ldquo;<U>asset</U>&rdquo;
and &ldquo;<U>property</U>&rdquo; shall be construed to have the same meaning and effect and to refer to any and all tangible and intangible
assets and properties, including cash, securities, accounts and contract rights. All references to Loans and other amounts herein shall
be denominated in Dollars, unless expressly provided otherwise, and all determinations (including calculations of financial covenants)
made from time to time under the Loan Documents shall be made in light of the circumstances existing at such time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the computation of periods of time from a specified date to a later specified date, the word &ldquo;from&rdquo; means &ldquo;from and
including;&rdquo; the words &ldquo;to&rdquo; and &ldquo;until&rdquo; each mean &ldquo;to but excluding;&rdquo; and the word &ldquo;through&rdquo;
means &ldquo;to and including.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Section&nbsp;headings
herein and in the other Loan Documents are included for convenience of reference only and shall not affect the interpretation of this
Agreement or any other Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>1.03&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Accounting
Terms; Generally</U></B>. All accounting terms not specifically or completely defined herein shall be construed in conformity with, and
all financial data (including financial ratios and other financial calculations) required to be submitted pursuant to this Agreement
shall be prepared in conformity with, GAAP applied on a consistent basis, as in effect from time to time, applied in a manner consistent
with that used in preparing the Audited Financial Statements, <U>except</U> as otherwise specifically prescribed herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>1.04&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Changes
in GAAP</U></B>. If at any time any change in GAAP would affect the computation of any financial ratio or requirement set forth in any
Loan Document, and Borrower, any Subsidiary or Lender shall so request, Borrower, any Subsidiaries and Lender shall amend such ratio
or requirement to preserve the original intent thereof in light of such change in GAAP (subject to the approval of Lender); <U>provided
that</U>, until so amended, (i)&nbsp;such ratio or requirement shall continue to be computed in accordance with GAAP prior to such change
therein and (ii)&nbsp;Borrower shall provide or cause to be provided to Lender all financial statements and other documents required
under this Agreement or as reasonably requested hereunder setting forth a reconciliation between calculations of such ratio or requirement
made before and after giving effect to such change in GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>1.05&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Rounding</U></B>.
Any financial ratios required to be maintained by Borrower or any other Person pursuant to this Agreement shall be calculated by dividing
the appropriate component by the other component, carrying the result to one place more than the number of places by which such ratio
is expressed herein and rounding the result up or down to the nearest number (with a rounding-up if there is no nearest number).<FONT STYLE="color: #010000"><B></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>1.06&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Uniform
Commercial Code</U></B>. As used herein, the following terms are defined in accordance with the UCC in effect in the State of Illinois
from time to time: &ldquo;Chattel Paper,&rdquo; &ldquo;Commercial Tort Claim,&rdquo; &ldquo;Deposit Account,&rdquo; &ldquo;Document,&rdquo;
 &ldquo;Equipment,&rdquo; &ldquo;General Intangibles,&rdquo; &ldquo;Goods,&rdquo; &ldquo;Instrument,&rdquo; &ldquo;Investment Property,&rdquo;
 &ldquo;Letter-of-Credit Right&rdquo; and &ldquo;Supporting Obligation.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>1.07&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Times
of Day</U></B>. Unless otherwise specified, all references herein to times of day shall be references to Central Time (daylight or standard,
as applicable).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>ARTICLE&nbsp;II</U><BR>
TERM LOAN, NON-REVOLVING LOANS AND LETTERS OF CREDIT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.01&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Loan
Commitments</U></B><U>; <B>Letters of Credit</B></U>. Subject to the terms and conditions set forth herein, Lender agrees to make the
following loans and financial accommodations to Borrower:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Term
Loan Commitment</U>. Lender agrees, on and subject to the terms set forth herein, to make a term loan to Borrower (the &ldquo;<U>Term
Loan</U>&rdquo;) in the original principal amount of the Term Loan Commitment. Subject to the satisfaction of all conditions precedent
set forth herein and in the other Loan Documents, the Term Loan shall be advanced in full in a single advance on the Closing Date. Amounts
repaid on the Term Loan may not be reborrowed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Non-
Revolving Loan Commitment</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Non-Revolving
Loans</I>. Lender agrees, on and subject to the terms set forth herein, to make certain non-revolving loans (each such loan, a &ldquo;<U>Non-Revolving
Loan</U>&rdquo;) to Borrower in an aggregate amount up to the Non-Revolving Loan Commitment, from time to time through, but excluding,
the Term Loan Maturity Date. To the extent that the Borrower requests a Letter of Credit, the Non-Revolving Loan Commitment shall be
permanently reduced in an amount equal to the original Stated Amount of such Letter of Credit. In no event shall Lender have any obligation
to honor a request for a Letter of Credit if the Non-Revolver Usage at such time plus the requested Letter of Credit would exceed the
remaining Non-Revolving Loan Commitment. Non-Revolving Loans may not be requested by Borrower or any other Loan Party, except in accordance
with Section&nbsp;2.01(c)&nbsp;in connection with an LC Payment. Non-Revolving Loans, when repaid, may not be reborrowed. All Non-Revolving
Loans, when made, shall be payable by Borrower immediately without any demand therefor by Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Voluntary
Reduction or Termination of Non-Revolving Loan Commitment</I>. The Non-Revolving Loan Commitment shall terminate on the Non-Revolving
Loan Draw Period Expiration Date, unless sooner terminated in accordance with this Agreement. On and after the Revolving Loan Draw Period
Expiration Date, Lender shall have no obligation to issue Letters of Credit, but Lender may fund Non-Revolving Loans on account of existing
Letters of Credit issued prior to such date in accordance with Section&nbsp;2.01(c). On the Term Loan Maturity Date, to the extent not
previously paid in accordance with the terms hereof, Borrower shall pay to Lender the entire principal amount of all outstanding Non-Revolving
Loans, plus any accrued and unpaid interest thereon and any other amounts then payable to Lender under this Agreement or the other Loan
Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Letters
of Credit</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I><U>Issuance
of Letters of Credit</U></I>. Lender agrees to issue Letters of Credit from time to time until the Non-Revolving Loan Draw Period Expiration
Date, on the terms set forth herein, including the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(A)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Borrower
acknowledges that Lender&rsquo;s willingness to issue any Letter of Credit is conditioned upon its receipt of an LC Application with
respect to the requested Letter of Credit, as well as such other instruments and agreements as Lender may customarily require for issuance
of a letter of credit of similar type and amount. Lender shall have no obligation to issue any Letter of Credit unless (a)&nbsp;it receives
an LC Request and an LC Application at least five (5)&nbsp;Business Days prior to the requested date of issuance; and (b)&nbsp;each LC
Condition is satisfied.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(B)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Letters
of Credit may be requested by Borrower to support obligations incurred in the ordinary course of business, or as otherwise approved by
Lender in its reasonable discretion. Increase, renewal or extension of a Letter of Credit shall be treated as issuance of a new Letter
of Credit, except that Lender may require a new LC Application in its discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(C)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Borrower
assumes all risks of the acts, omissions or misuses of any Letter of Credit by the beneficiary. In connection with issuance of any Letter
of Credit, Lender shall not be responsible for (A)&nbsp;the existence, character, quality, quantity, condition, packing, value or delivery
of any goods purported to be represented by any LC Documents; any differences or variation in the character, quality, quantity, condition,
packing, value or delivery of any goods from that expressed in any LC Documents; the form, validity, sufficiency, accuracy, genuineness
or legal effect of any LC Documents or of any endorsements thereon; (B)&nbsp;the time, place, manner or order in which shipment of goods
is made; partial or incomplete shipment of, or failure to ship, any goods referred to in a Letter of Credit or LC Documents; (C)&nbsp;any
deviation from instructions, delay, default or fraud by any shipper or other Person in connection with any goods, shipment or delivery;
(D)&nbsp;any breach of contract between a shipper or vendor and Borrower; (E)&nbsp;errors, omissions, interruptions or delays in transmission
or delivery of any messages, by mail, cable, telegraph, telex, telecopy, e-mail, telephone or otherwise; (F)&nbsp;errors in interpretation
of technical terms; (G)&nbsp;the misapplication by a beneficiary of any Letter of Credit or the proceeds thereof; or (H)&nbsp;any consequences
arising from causes beyond the control of Lender, including any act or omission of a Governmental Authority. No Indemnitee shall be liable
to any Loan Party or other Person for any action taken or omitted to be taken in connection with any Letter of Credit or LC Documents
except as a result of its gross negligence or willful misconduct, in each case, as determined by a court of competent jurisdiction in
a final and non-appealable judgment. Lender shall be fully subrogated to the rights and remedies of each beneficiary whose claims against
Borrower are discharged with proceeds of any Letter of Credit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(D)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
connection with its administration of and enforcement of rights or remedies under any Letters of Credit or LC Documents, Lender shall
be entitled to act, and shall be fully protected in acting, upon any certification, documentation or communication in whatever form reasonably
believed by Lender, in good faith, to be genuine and correct and to have been signed, sent or made by a proper Person. Lender may consult
with and employ legal counsel, accountants and other experts to advise it concerning its obligations, rights and remedies, and shall
be entitled to act upon, and shall be fully protected in any action taken in good faith reliance upon, any advice given by such experts.
Lender may employ agents and attorneys-in-fact in connection with any matter relating to Letters of Credit or LC Documents, and shall
not be liable for the negligence or misconduct of agents and attorneys-in-fact selected with reasonable care.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I><U>Reimbursement</U></I>.
If Lender honors any request for payment under a Letter of Credit (each, an &ldquo;<U>LC Payment</U>&rdquo;), Borrower shall pay to Lender,
on the same day (&ldquo;<U>Reimbursement Date</U>&rdquo;), the amount paid under such Letter of Credit, together with interest at an
interest rate equal to Term SOFR plus four precent (4.00%) per annum from the Reimbursement Date until payment by Borrower. The obligation
of Borrower to reimburse Lender for any payment made under a Letter of Credit shall be absolute, unconditional, irrevocable, and shall
be paid without regard to any lack of validity or enforceability of any Letter of Credit or the existence of any claim, setoff, defense
or other right that Borrower may have at any time against the beneficiary. Whether or not Borrower submits a request therefor, Borrower
shall be deemed to have requested a Borrowing of Non-Revolving Loans in an amount necessary to pay all amounts due in respect of any
LC Payment on any Reimbursement Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I><U>Cash
Collateral</U></I>. If at any time (a)&nbsp;an Event of Default exists or (b)&nbsp;the Term Loan Maturity Date has occurred, then Borrower
shall, at Lender&rsquo;s request, Cash Collateralize all outstanding Letters of Credit. If Borrower fails to provide any Cash Collateral
as required hereunder, Lender may (but shall have no obligation to do so) advance, as Non-Revolving Loans, the amount of Cash Collateral
required.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.02&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Manner
of Borrowing and Funding the Term Loan and Non-Revolving Loans</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notice
of Borrowing</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I><U>Term
Loan</U></I>. To request a Term Loan Borrowing, an Authorized Employee of the Borrower shall deliver a duly completed and executed Committed
Loan Notice to the Lender. The Committed Loan Notice must be received by Lender not later than 11:00 a.m.&nbsp;on the Closing Date. Notices
received after such time may be deemed received on the next Business Day. The Committed Loan Notice shall be irrevocable and shall specify
(A)&nbsp;the amount of the Term Loan Borrowing and (B)&nbsp;the requested funding date (which must be a Business Day). The Term Loan
shall be disbursed in a single Borrowing on the closing Date. After giving effect to the funding of the Term Loan Commitment on the Closing
Date, the Term Loan Commitment shall terminate immediately and without further action.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I><U>Non-Revolving
Loans</U></I>. Non-Revolving Loans may only be advanced in accordance with Section&nbsp;2.01(c)&nbsp;in connection with an LC Payment,
and whether or not Borrower or any other Loan Party has delivered any such notice, Borrower shall be deemed to have delivered a Committed
Loan Notice as of the date of such LC Payment requesting a Non-Revolving Loan Borrowing in an amount equal to such LC Payment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notices</U>.
Borrower may request Borrowings based on telephonic or e-mailed instructions to Lender. Borrower shall confirm each such request by prompt
delivery to Lender of a Committed Loan Notice, but if it differs materially from the action taken by Lender, the records of Lender shall
govern. Lender shall not have any liability for any loss suffered by Borrower or any other Loan Party as a result of Lender acting upon
its understanding of telephonic or e-mailed instructions from a person believed in good faith to be a person authorized to give such
instructions on Borrower&rsquo;s behalf.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Term Loans, Non-Revolving Loans, the LC Obligations and other Obligations shall constitute one general obligation of Borrower and are
secured by Lender&rsquo;s Lien on all Collateral; <U>provided</U>, <U>however</U>, that Lender shall be deemed to be a creditor of, and
the holder of a separate claim against, Borrower to the extent of any Obligations owed by Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.03&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Reserved</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.04&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Interest</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Obligations shall bear interest (a)&nbsp;as to the Term Loan, at the Interest Rate, (b)&nbsp;as to the Non-Revolving Loan or any reimbursement
obligations relating to a Letter of Credit, at an interest rate equal to Term SOFR plus four precent (4.00%) per annum; and (c)&nbsp;if
any other Obligation created under the Loan Documents (including, to the extent permitted by law, interest not paid when due) not paid
when due, at the Interest Rate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>During
any Event of Default, at the option of the Lender, all Obligations shall bear interest at the Default Rate; <U>provided that</U>, upon
the occurrence of an Event of Default under <U>Section&nbsp;8.01(a)</U>, <U>Section&nbsp;8.01(f)</U>&nbsp;or <U>Section&nbsp;8.01(g)</U>,
the Default Rate shall apply automatically to all Obligations. It is agreed that the Default Rate shall apply as of the date upon which
such Event of Default first occurred or such later date approved by the Lender in its sole and absolute discretion. Borrower acknowledges
that the cost and expense to Lender due to an Event of Default are difficult to ascertain and that the Default Rate is fair and reasonable
compensation for this.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Interest
shall accrue from the date the Term Loan or a Non-Revolving Loan is advanced or any Obligation is incurred or payable, until paid in
full by Borrower. Interest accrued on each Loan shall be due and payable in arrears, (i)&nbsp;with respect to the Term Loan, on each
Interest Payment Date and with respect to any Non-Revolving Loan, upon demand; (ii)&nbsp;on any date of prepayment, with respect to the
principal amount of the Term Loan or Non-Revolving Loan being prepaid; and (iii)&nbsp;on the payment in full of the Obligations. Interest
accrued on any other Obligations shall be due and payable as provided in the Loan Documents and, if no payment date is specified, shall
be due and payable on demand. Notwithstanding the foregoing, interest accrued at the Default Rate shall be due and payable on demand.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.05&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Prepayments</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Optional
Prepayments</U>. Borrower may, upon notice to Lender, at any time or from time to time voluntarily prepay the Term Loan; <U>provided
</U>that such notice must be received by Lender not later than 11:00 a.m.&nbsp;three (3)&nbsp;Business Days prior to any date of prepayment
of the Term Loan. Each such notice shall specify the date and amount of such prepayment. If such notice is given by Borrower, Borrower
shall make such prepayment and the payment amount specified in such notice shall be due and payable on the date specified therein. Any
prepayment of a Term Loan shall be accompanied by all accrued interest on the amount prepaid, together with any additional amounts required
pursuant to <U>Sections 2.05(d)&nbsp;and 3.04</U>, and shall be applied first towards the payment of such interest and other amounts,
and then towards the payment of installments of principal on the Term Loan, as applicable, as Borrower shall direct by notice to be received
by Lender on or before the date of such payment or, in the absence of such notice and so long as no Event of Default shall then exist,
in direct order of maturity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Mandatory
Prepayments</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Borrower
shall, on the sooner of Lender&rsquo;s demand or the first Business Day after Borrower has knowledge thereof, repay any outstanding Non-Revolving
Loans together with all accrued and unpaid interest thereon.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
Borrower or any Subsidiary incurs any Indebtedness or if Borrower issues any Equity Interests, then the Net Cash Proceeds from such incurrence
or issuance shall be applied to the Obligations in accordance with clause (iv)&nbsp;below; <U>provided</U>, <U>however</U>, that Borrower
shall only be required to remit such Net Cash Proceeds in respect of issuances of Equity Interests to the extent (and only in the amount
by which) such Net Cash Proceeds exceed Five Hundred Thousand and 00/100 Dollars ($500,000.00) in any fiscal year. Notwithstanding anything
set forth herein to the contrary, the prepayment required by this <U>Section&nbsp;2.05(b)(ii)</U>&nbsp;shall not apply to: (A)&nbsp;the
proceeds of any Indebtedness permitted by <U>Section&nbsp;7.01</U>; or (B)&nbsp;the proceeds of any issuance of Equity Interests by Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
Borrower or any Subsidiary makes a Disposition pursuant to <U>Section&nbsp;7.05(d)</U>, then to the extent that in the aggregate Net
Cash Proceeds of all such Dispositions in any fiscal year exceed Five Hundred Thousand and 00/100 Dollars ($500,000.00), such excess
shall be applied to the Obligations in accordance with clause (iv)&nbsp;below but only to the extent that the Net Cash Proceeds therefrom
have not been applied to repair, restore or replace such property or asset or reinvested in other assets used or useful in the business
of the Loan Parties within one hundred eighty (180) days after such event (or, if committed to be so applied or reinvested within one
hundred eighty (180) days after such event, within an additional one hundred eighty (180) day period after the end of such initial one
hundred eighty (180) day period).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
prepayment made pursuant to clauses (ii)&nbsp;or (iii)&nbsp;above shall be applied to the outstanding principal balance of the Term Loan,
with payments being applied in the inverse order of maturity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Excess
Cash Flow Recapture</U>. Within fifteen (15) Business Days following the date on which audited financial statements for each Fiscal Year
are required to be delivered pursuant to <U>Section&nbsp;6.01(a)</U>, commencing with the Fiscal Year ending December&nbsp;31, 2025,
Borrower shall prepay the Term Loan in an amount equal to fifty percent (50%) of the Excess Cash Flow for such Fiscal Year minus all
voluntary prepayments of the Loans (together with any Prepayment Premium) made during such Fiscal Year; <U>provided that</U>, the amount
of any such prepayment shall not exceed Two Million and 00/100 Dollars ($2,000,000.00) in any Fiscal Year (each such payment, an &ldquo;<U>Excess
Cash Flow Payment</U>&rdquo;); <U>provided however</U>, the Borrower shall not be required to make an Excess Cash Flow Payment for any
Fiscal Year to the extent that the Senior Net Leverage Ratio is less than 2.00 to 1.00 as of the last day of such Fiscal Year. The Excess
Cash Flow calculation shall be based on the audited Financial Statements for Parent and its Subsidiaries and set forth on the Compliance
Certificate for such Fiscal Year and shall be prior to giving effect to such Excess Cash Flow prepayment. Any prepayments from Excess
Cash Flow paid pursuant to this <U>Section&nbsp;2.05(c)</U>&nbsp;shall be applied as follows: <U>first</U>, in payment of the principal
amount of the Term Loan applied against installment payments in inverse order of maturity; and <U>second</U>, to all other Obligations
then due and owing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Prepayment
Premium</U>. If all or any part of the principal balance of the Term Loan is paid on or prior to the second anniversary of the Closing
Date for any reason (including, but not limited to, whether voluntary or mandatory (other than, for the avoidance of doubt, (x)&nbsp;scheduled
amortization payments required pursuant to Section&nbsp;2.06(a), (y)&nbsp;mandatory prepayments required pursuant to <U>Section&nbsp;2.05(c)</U>&nbsp;and
(z)&nbsp;any refinancing of the Loans with Lender), the Borrower shall pay to the Lender a prepayment premium equal to one percent (1.00%)
of the amount so prepaid (the &ldquo;<U>Prepayment Premium</U>&rdquo;). Without limiting the generality of the foregoing, and notwithstanding
anything to the contrary in this Agreement or any other Loan Document, it is understood and agreed that if the Obligations are accelerated
as a result of the occurrence and continuance of any Event of Default (including by operation of law or otherwise) on or prior to the
second anniversary of the Closing Date, the Prepayment Premium, if any, determined as of the date of acceleration, will also be due and
payable and will be treated and deemed as though the Term Loans were prepaid as of such date and shall constitute part of the Obligations
for all purposes herein. Any Prepayment Premium payable in accordance with this <U>Section&nbsp;2.05(d)</U>&nbsp;shall be presumed to
be equal to the liquidated damages sustained by the Lender as the result of the occurrence of the prepayment of all or any part of the
principal balance of the Term Loan, and the Loan Parties agree that it is reasonable under the circumstances currently existing. The
Prepayment Premium, if any, shall also be payable in the event the Obligations (and/or this Agreement) are satisfied or released by foreclosure
(whether by power of judicial proceeding), deed in lieu of foreclosure or by any other means. THE LOAN PARTIES EXPRESSLY WAIVE THE PROVISIONS
OF ANY PRESENT OR FUTURE STATUTE OR LAW THAT PROHIBITS OR MAY&nbsp;PROHIBIT THE COLLECTION OF THE FOREGOING PREPAYMENT PREMIUM IN CONNECTION
WITH ANY SUCH ACCELERATION. The Loan Parties expressly agree that (i)&nbsp;the Prepayment Premium is reasonable and is the product of
an arm&rsquo;s length transaction between sophisticated business people, ably represented by counsel, (ii)&nbsp;the Prepayment Premium
shall be payable notwithstanding the then prevailing market rates at the time payment is made, (iii)&nbsp;there has been a course of
conduct between Lender and the Loan Parties giving specific consideration in this transaction for such agreement to pay the Prepayment
Premium, (iv)&nbsp;the Loan Parties shall be estopped hereafter from claiming differently than as agreed to in this <U>Section&nbsp;2.05(d)</U>,
(v)&nbsp;their agreement to pay the Prepayment Premium is a material inducement to the Lender to provide the Term Loan Commitments and
make the Term Loan, and (vi)&nbsp;the Prepayment Premium represents a good faith, reasonable estimate and calculation of the lost profits
or damages of the Lender and that it would be impractical and extremely difficult to ascertain the actual amount of damages to the Lender
or profits lost by the Lender as a result of the prepayment of all or any part of the principal balance of the Term Loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Prepayments
Related to Secured Hedge Agreements</U>. Prepayment of the principal amount of the Term Note, in whole or in part, whether voluntary
or involuntary, will be subject to payment by Borrower to Lender of all assessments, losses, fees and costs of any kind or nature incurred
by Lender under any and all Secured Hedge Agreements by and between Borrower and Lender, which arise, directly or indirectly, as a result
of such prepayment. Moreover, at no time during the term of the Term Loan may the then principal balance of the Term Loan be less than
the then remaining notional amount of the &ldquo;swap&rdquo; within the meaning of Section&nbsp;1a(47) of the Commodity Exchange Act,
and any prepayment of the Term Note below the notional amount will require an equivalent reduction in the notional amount under the Secured
Hedge Agreements. This prepayment penalty provision is only applicable if the Borrower and Lender have entered into a Swap Contract evidenced
by a Secured Hedge Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.06&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Repayment
of the Loans</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Repayment
of Term Loan</U>. Borrower shall make payments of principal on the Term Loan on the dates and in the amounts set forth on <U>Schedule
2.06(a)</U>&nbsp;hereto, and any remaining outstanding principal and interest on the Term Loan shall be due and payable on the Term Loan
Maturity Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Repayment
of the Non-Revolving Loans</U>. To the extent that any LC Payment is made and a Non-Revolving Loan is advanced in accordance with this
Agreement, the Borrower shall repay, on demand, the aggregate principal amount of the Non-Revolving Loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.07&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Fees</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Commitment
Fee</U>. Borrower shall pay to Lender a commitment fee on the Closing Date in the amount of Two Hundred Three Thousand and 00/100 Dollars
($203,000.00) in connection with the Loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>LC
Facility Fees</U>. Borrower shall pay to Lender (a)&nbsp;a fronting fee equal to two percent (2.00%) per annum on the Stated Amount of
each Letter of Credit, which fee shall be payable annually, in advance, on the date of issuance and each anniversary thereof so long
as such Letter of Credit is outstanding; and (b)&nbsp;all customary charges associated with the issuance, amending, negotiating, payment,
processing, transfer and administration of Letters of Credit, which charges shall be paid as and when incurred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.08&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Payments
Generally</U></B>. All payments to be made by Borrower shall be made without condition or deduction for any counterclaim, defense, recoupment
or setoff. All payments by Borrower hereunder shall be made to Lender, at Lender&rsquo;s office in Dollars and in immediately available
funds not later than 2:00 p.m.&nbsp;Central Time on the date specified herein. All payments received by Lender after 2:00 p.m.&nbsp;Central
Time, may in the Lender&rsquo;s sole discretion, be deemed received on the next succeeding Business Day and any applicable interest or
fee shall continue to accrue. If any payment to be made by Borrower shall come due on a day other than a Business Day, including if any
Interest Payment Date shall be a day other than a Business Day, payment shall be made on the next following Business Day, and such extension
of time shall be reflected in computing interest or fees, as the case may be. The Lender is authorized, at its election and in accordance
with the Cash Sweep and Disbursement Agreement, to debit (i)&nbsp;the Debt Service Reserve Account for principal and interest payments
as and when due and payable in accordance with this Agreement, and (ii)&nbsp;if any payment required to be made by Borrower hereunder
is not made when due and the Debt Service Reserve Account does not have sufficient funds to make such payments, any of the Borrower&rsquo;s
or any other Loan Party&rsquo;s other deposit accounts at Byline Bank for the payment of such amounts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.09&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Computation
of Interest and Fees</U></B>. All computations of fees and interest shall be made on the basis of a 360-day year and actual days elapsed.
Interest and fees shall accrue on each Loan for the day on which such Loan is made, and shall not accrue on a Loan, or any portion thereof,
for the day on which such Loan or such portion is paid; <U>provided</U> that any Loan that is repaid on the same day on which it is made
shall bear interest for one day. Each determination by Lender of an interest rate or fee hereunder shall be conclusive and binding for
all purposes, absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Evidence
of Debt</U></B>. The Loans made by Lender shall be evidenced by one or more accounts or records maintained by Lender in the ordinary
course of business. The accounts or records maintained by Lender shall, absent manifest error, be conclusive of the amount of the Loans
made by Lender to Borrower and the interest and payments thereon. Any failure to so record or any error in doing so shall not, however,
limit or otherwise affect the obligation of Borrower hereunder to pay any amount owing with respect to the Obligations. Simultaneously
with the execution and delivery of this Agreement, Borrower shall execute and deliver to Lender (i)&nbsp;the Term Note, which shall evidence
Lender&rsquo;s Term Loan in addition to such accounts and records, and (ii)&nbsp;the Non-Revolving Loan Note, which shall evidence the
Non-Revolving Loan Commitments in addition to such accounts and records.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>2.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Marshaling</U></B><U>;
<B>Payments Set Aside</B></U>. Lender shall have no obligation to marshal any assets in favor of any Loan Party or against any Obligations.
If any payment by or on behalf of Borrower is made to Lender or if Lender exercises a right of setoff, and any of such payment or setoff
is subsequently invalidated, declared to be fraudulent or preferential, set aside or required (including pursuant to any settlement entered
into by Lender in its discretion) to be repaid to a trustee, receiver or any other Person, then the Obligation originally intended to
be satisfied, and all Liens, rights and remedies relating thereto, shall be revived and continued in full force and effect as if such
payment or setoff had not occurred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Article&nbsp;III</U></B></FONT><B><BR>
TAXES, RATES&nbsp;&amp; BENCHMARK REPLACEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>3.01&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Taxes</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Payments
Free of Taxes; Obligation to Withhold; Payments on Account of Taxes</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>All
payments of Obligations by Loan Parties shall be made without deduction or withholding for any Taxes, except as required by Law. If a
Loan Party is required by any Law to withhold or deduct Taxes from any payment, then the Loan Party, to the extent required by Law, shall
be entitled to make such deduction or withholding and shall timely pay the full amount to be withheld or deducted to the relevant Governmental
Authority, in accordance with such Law. In each case, to the extent the withholding or deduction is made on account of Indemnified Taxes,
the sum payable by the applicable Loan Party shall be increased as necessary so that after such deduction or withholding has been made
(including such deductions and withholdings applicable to additional sums payable under this Section) the Recipient receives an amount
equal to the sum it would have received had no such withholding or deduction been made.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Without
limiting the foregoing, Borrower shall timely pay all Other Taxes to the relevant Governmental Authority in accordance with Law or, at
Lender&rsquo;s option, timely reimburse Lender for payment thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Tax
Indemnification</U>. Borrower shall indemnify and hold harmless each Recipient against any Indemnified Taxes (including those imposed
or asserted on or attributable to amounts payable under this <U>Section&nbsp;3.01</U>) payable or paid by a Recipient or required to
be withheld or deducted from a payment to a Recipient, and any penalties, interest and reasonable expenses arising therefrom or with
respect thereto, whether or not such Indemnified Taxes were correctly or legally imposed or asserted by the relevant Governmental Authority.
Borrower shall make payment within ten (10)&nbsp;days after demand for any amount or liability payable under this <U>Section&nbsp;3.01</U>.
A certificate delivered to Borrower by Lender (for itself or on behalf of a Recipient) as to the amount of such payment or liability,
shall be conclusive absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Evidence
of Payments</U>. If a Loan Party pays any Taxes pursuant to this <U>Section&nbsp;3.01</U>, then upon request, Borrower, shall deliver
to Lender a copy of a receipt issued by the appropriate Governmental Authority evidencing the payment, a copy of any return required
by Law to report the payment, or other evidence of payment reasonably satisfactory to Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Treatment
of Certain Refunds</U>. If Lender determines in its discretion exercised in good faith that it or another Recipient has received a refund
of any Taxes that were indemnified by Borrower or with respect to which Borrower paid additional amounts pursuant to this <U>Section&nbsp;3.01</U>,
Lender shall pay or shall cause the other Recipient to pay to Borrower the amount of such refund (but only to the extent of indemnity
payments made, or additional amounts paid, by Borrower with respect to the Taxes giving rise to the refund), net of all out-of-pocket
expenses (including Taxes) incurred by the Recipient and without interest (other than any interest paid by the relevant Governmental
Authority with respect to such refund). Borrower shall, upon request by Lender, repay to the Recipient any refund amount so paid over
to Borrower (plus any penalties, interest or other charges imposed by the relevant Governmental Authority) if the Recipient is required
to repay such refund to the Governmental Authority. Notwithstanding anything herein to the contrary, no Recipient shall be required to
pay any amount to Borrower if such payment would place the Recipient in a less favorable net after-Tax position than it would have been
in if the Tax subject to indemnification and giving rise to such refund had not been deducted, withheld or otherwise imposed and the
indemnification payments or additional amounts with respect to such Tax had never been paid. In no event shall any Recipient be required
to make its tax returns (or any other information relating to its taxes that it deems confidential) available to any Loan Party or other
Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Status
of Lender</U>. If Lender is entitled to an exemption from or reduction of withholding Tax with respect to payments of Obligations, it
shall deliver to Borrower, at the time or times reasonably requested by the Borrower, properly completed and executed documentation reasonably
requested by Borrower as will permit such payments to be made without or at a reduced rate of withholding. In addition, Lender, if reasonably
requested by Borrower, shall deliver such other documentation prescribed by Law as is necessary to enable Borrower to determine whether
Lender is subject to backup withholding or information reporting requirements. Notwithstanding the foregoing, the completion, execution
and submission of such documentation (other than such documentation set forth in paragraphs (i)(A), (i)(B)&nbsp;and (i)(D)&nbsp;of <U>Section&nbsp;3.01(e)</U>)
shall not be required if Lender believes delivery of the documentation would subject it to any material unreimbursed cost or expense
or would materially prejudice its legal or commercial position.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Without
limiting the generality of the foregoing, in the event that Borrower is a U.S. Borrower,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(A)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
Lender that is a U.S. Person shall deliver to the Borrower on or about the date on which such Lender becomes a Lender under this Agreement
(and from time to time thereafter upon the reasonable request of the Borrower), executed copies of IRS Form&nbsp;W-9 certifying that
such Lender is exempt from U.S. federal backup withholding tax;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(B)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
Foreign Lender shall, to the extent it is legally entitled to do so, deliver to the Borrower (in such number of copies as shall be requested
by the recipient) on or about the date on which such Foreign Lender becomes a Lender under this Agreement (and from time to time thereafter
upon the reasonable request of the Borrower), whichever of the following is applicable:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 2in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="color: #010000">1.</FONT></TD><TD STYLE="text-align: justify">in the
                                            case of a Foreign Lender claiming the benefits of an income tax treaty to which the United
                                            States is a party (x)&nbsp;with respect to payments of interest under any Loan Document,
                                            executed copies of IRS Form&nbsp;W-8BEN or IRS Form&nbsp;W-8BEN-E establishing an exemption
                                            from, or reduction of, U.S. federal withholding Tax pursuant to the &ldquo;interest&rdquo;
                                            article of such tax treaty and (y)&nbsp;with respect to any other applicable payments under
                                            any Loan Document,&nbsp;IRS Form&nbsp;W-8BEN or IRS Form&nbsp;W-8BEN-E establishing an exemption
                                            from, or reduction of, U.S. federal withholding Tax pursuant to the &ldquo;business profits&rdquo;
                                            or &ldquo;other income&rdquo; article of such tax treaty;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 2in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="color: #010000">2.</FONT></TD><TD STYLE="text-align: justify">executed
                                            copies of IRS Form&nbsp;W-8ECI;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 2in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="color: #010000">3.</FONT></TD><TD STYLE="text-align: justify">in the
                                            case of a Foreign Lender claiming the benefits of the exemption for portfolio interest under
                                            Section&nbsp;881(c)&nbsp;of the Code, (x)&nbsp;a certificate substantially to the effect
                                            that such Foreign Lender is not a &ldquo;bank&rdquo; within the meaning of Section&nbsp;881(c)(3)(A)&nbsp;of
                                            the Code, a &ldquo;10 percent shareholder&rdquo; of Borrower within the meaning of Section&nbsp;871(h)(3)(B)&nbsp;of
                                            the Code, or a &ldquo;controlled foreign corporation&rdquo; related to Borrower as described
                                            in Section&nbsp;881(c)(3)(C)&nbsp;of the Code (a &ldquo;<U>U.S. Tax Compliance Certificate</U>&rdquo;)
                                            and (y)&nbsp;executed copies of IRS Form&nbsp;W-8BEN or IRS Form&nbsp;W-8BEN-E; or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 2in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="color: #010000">4.</FONT></TD><TD STYLE="text-align: justify">to the
                                            extent a Foreign Lender is not the beneficial owner, executed copies of IRS Form&nbsp;W-8IMY,
                                            accompanied by IRS Form&nbsp;W-8ECI,&nbsp;IRS Form&nbsp;W-8BEN,&nbsp;IRS Form&nbsp;W-8BEN-E,
                                            a U.S. Tax Compliance Certificate,&nbsp;IRS Form&nbsp;W-9, and/or other certification documents
                                            from each beneficial owner, as applicable; <U>provided that</U> if the Foreign Lender is
                                            a partnership and one or more direct or indirect partners of such Foreign Lender are claiming
                                            the portfolio interest exemption, such Foreign Lender may provide a U.S. Tax Compliance Certificate
                                            on behalf of each such direct and indirect partner;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(C)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
Foreign Lender shall, to the extent it is legally entitled to do so, deliver to the Borrower (in such number of copies as shall be requested
by the recipient) on or about the date on which such Foreign Lender becomes a Lender under this Agreement (and from time to time thereafter
upon the reasonable request of the Borrower), executed copies of any other form prescribed by Law as a basis for claiming exemption from
or a reduction in U.S. federal withholding Tax, duly completed, together with such supplementary documentation as may be prescribed by
Law to permit the Borrower to determine the withholding or deduction required to be made;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(D)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
payment of any Obligation to Lender would be subject to U.S. federal withholding Tax imposed by FATCA if Lender were to fail to comply
with the applicable reporting requirements of FATCA (including those contained in Section&nbsp;1471(b)&nbsp;or 1472(b)&nbsp;of the Code),
Lender shall deliver to Borrower at the time(s)&nbsp;prescribed by law and otherwise as reasonably requested by Borrower such documentation
prescribed by Law (including Section&nbsp;1471(b)(3)(C)(i)&nbsp;of the Code) and such additional documentation reasonably requested by
Borrower as may be necessary for them to comply with their obligations under FATCA and to determine that Lender has complied with its
obligations under FATCA or to determine the amount to deduct and withhold from such payment. Solely for purposes of the preceding sentence,
 &ldquo;FATCA&rdquo; shall include any amendments made to FATCA after the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Lender agrees that if any form or certification
it previously delivered expires or becomes obsolete or inaccurate in any respect, it shall update such form or certification or promptly
notify the Borrower in writing of its legal inability to do so.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Documentation</U>.
Without limiting the foregoing, Lender shall deliver to Borrower, from time to time upon reasonable request, executed originals of IRS
Form&nbsp;W-9, certifying that Lender is exempt from U.S. federal backup withholding Tax. If payment of any Obligation to Lender would
be subject to U.S. federal withholding Tax imposed by FATCA if Lender were to fail to comply with the applicable reporting requirements
of FATCA (including those contained in Section&nbsp;1471(b)&nbsp;or 1472(b)&nbsp;of the Code), Lender shall deliver to Borrower at the
time(s)&nbsp;prescribed by law and otherwise as reasonably requested by Borrower such documentation prescribed by Law (including Section&nbsp;1471(b)(3)(C)(i)&nbsp;of
the Code) and such additional documentation reasonably requested by Borrower as may be necessary for them to comply with their obligations
under FATCA and to determine that Lender has complied with its obligations under FATCA or to determine the amount to deduct and withhold
from such payment. Solely for purposes of the preceding sentence, &ldquo;FATCA&rdquo; shall include any amendments made to FATCA after
the date hereof. If any form or certification delivered by Lender pursuant to this <U>Section&nbsp;3.01</U> expires or becomes obsolete
or inaccurate in any respect, Lender shall update the form or certification or notify Borrower in writing of its inability to do so.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>3.02&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Rates;
Benchmark Replacement</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Rates</U>.
Lender does not warrant or accept responsibility for, and shall not have any liability with respect to (a)&nbsp;the continuation of,
administration of, submission of, calculation of or any other matter related to Term SOFR or any replacement rate thereto, including
whether the replacement rate will produce the same value or economic equivalence of, or have the same volume or liquidity as the Term
SOFR prior to its discontinuance or unavailability, or (b)&nbsp;the effect, implementation or composition of any conforming changes made
to a replacement rate. Lender may select information sources or services in its reasonable discretion to ascertain Term SOFR or a replacement
rate, in each case pursuant to the terms of this Agreement, and shall have no liability to the Borrower or any other person or entity
for damages of any kind, including direct or indirect, special, punitive, incidental or consequential damages, costs, losses or expenses
(whether in tort, contract or otherwise and whether at law or in equity), for any error or calculation of any such rate (or component
thereof) provided by any such information source or service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Benchmark
Replacement</U>. If at any time Lender determines, in Lender&rsquo;s sole discretion, that Term SOFR has ceased, will cease, or is not,
or as of a specified future date, will not be representative or in compliance with IOSCO Principles for Financial Benchmarks, then, at
Lender&rsquo;s option, Lender may establish a new index, in Lender&rsquo;s sole discretion, which may be adjusted by Lender to include
any different spread or margin (as so adjusted, the &ldquo;<U>Replacement Index</U>&rdquo;). Lender will notify Borrower in writing (a
 &ldquo;<U>Transition Notice</U>&rdquo;) setting forth the Replacement Index, the new applicable rate, the date the same will become effective
(the &ldquo;<U>Term SOFR Transition Date</U>&rdquo;) and the manner in which the applicable rate will be periodically reset (which shall
be no less than once each month) based upon changes in the Replacement Index. The Term SOFR Transition Date will be no sooner than ten
(10)&nbsp;days following the Transition Notice. Notwithstanding the foregoing and unless there is an interest rate swap or other hedging
instrument in place in connection with this Agreement, if the Replacement Index is less than zero, then the Replacement Index shall be
deemed to be zero.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Increased
Term SOFR Funding Costs</U>. If, after the date hereof, the introduction of, any Change in Law would impose or increase reserve requirements
(other than as taken into account in the definition of Term SOFR) or otherwise increase the cost to Lender of making or maintaining the
Loans, then Borrower shall from time to time within fifteen (15) days after notice and demand from Lender (together with the certificate
referred to in the next sentence) pay to Lender additional amounts sufficient to compensate Lender for such increased cost; <U>provided</U>,
that Borrower shall not be liable to pay for any such amounts incurred or accrued more than one hundred eighty (180) days prior to the
date on which notice of the event giving rise to the obligation to make such payment is given to Borrower (provided that this limitation
shall not apply to increased costs arising out of the retroactive application of any Change in Law which arises during such one hundred
eighty (180) day period). A certificate as to the amount of such cost prepared in good faith and showing with reasonable backup detail
the basis of the computation of such cost submitted by Lender to Borrower shall, save for manifest error, be presumptive evidence of
the matters set forth therein. Lender agrees that, as promptly as is practicable after it becomes aware of any circumstances referred
to above which would result in any such increased cost, Lender shall, to the extent not inconsistent with Lender&rsquo;s internal policies
of general application, use reasonable commercial efforts to minimize costs and expenses incurred by it and payable to it by Borrower
pursuant to this <U>Section&nbsp;3.02(c)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compensation</U>.
Failure or delay on the part of Lender to demand compensation pursuant to this <U>Section&nbsp;3.02</U> shall not constitute a waiver
of its right to demand such compensation, but Borrower shall not be required to compensate Lender for any increased costs or reductions
suffered more than nine (9)&nbsp;months (plus any period of retroactivity of the Change in Law giving rise to the demand) prior to the
date that Lender notifies Borrower of the applicable Change in Law and of Lender&rsquo;s intention to claim compensation therefor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Mitigation</U>.
If Lender requests compensation under <U>Section&nbsp;3.02</U>, or if Borrower is required to pay any Indemnified Taxes or additional
amounts under <U>Section&nbsp;3.01</U>, then at the request of Borrower, Lender shall use reasonable efforts to designate a different
lending office or to assign its rights and obligations hereunder to another of its offices, branches or Affiliates, if, in the reasonable
judgment of Lender, such designation or assignment (a)&nbsp;would eliminate the need for such notice or reduce amounts payable or to
be withheld in the future, as applicable; and (b)&nbsp;would not subject Lender to any unreimbursed cost or expense and would not otherwise
be disadvantageous to it or unlawful. Borrower shall pay all reasonable costs and expenses incurred by Lender in connection with any
such designation or assignment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>3.03&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Survival</U></B>.
All of Borrower&rsquo;s obligations under this <U>Article&nbsp;III</U> shall survive the termination of the Loan Documents, the termination
of the Term Loan Commitment and the Non-Revolving Loan Commitment, the payment in full of the Loans, and the repayment, satisfaction
or discharge of all the other Obligations (other than contingent indemnification obligations not then due and Bank Product Debt not then
due and payable).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Article&nbsp;IV</U></B></FONT><B><BR>
CONDITIONS PRECEDENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>4.01&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Conditions
Precedent to Closing</U></B><U>, <B>Term Loan</B>, <B>Letters of Credit and Non-Revolving Loans</B></U>. This Agreement shall become
effective upon, and the obligation of Lender to make the Term Loan, any requested Non-Revolving Loan hereunder and the obligation of
Lender to issue any Letter of Credit is subject to satisfaction of the following conditions precedent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Loan
Documents</U>. Lender shall have received all executed counterparts of this Agreement, the Collateral Documents, the Term Note, the Non-Revolving
Loan Note and any other Loan Document (including, for the avoidance of doubt, Subordinated Notes Subordination Agreement, but excluding
the Series&nbsp;B Subordination Agreement, which shall be delivered post-closing in accordance with <U>Schedule 6.26</U>), each of which
shall be (i)&nbsp;originals or copies (followed promptly by originals) unless otherwise specified, (ii)&nbsp;properly executed by an
Authorized Employee of Borrower, each Guarantor or any other party thereto, dated as of the Closing Date and (iii)&nbsp;in form and substance
satisfactory to Lender;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Organizational
Documents, Resolutions, Etc.</U>. Lender shall have received certificates from an Authorized Employee of Borrower and each Corporate
Guarantor (each of which shall be originals or copies (followed promptly by originals), in form and substance reasonably satisfactory
to Lender) certifying (i)&nbsp;the identity, authority and capacity of each Authorized Employee thereof authorized to act as an Authorized
Employee in connection with this Agreement and the other Loan Documents to which Borrower or such Guarantor is a party or is to be a
party and (ii)&nbsp;that attached thereto are true, correct and complete copies of (A)&nbsp;the Organizational Documents of Borrower
and such Guarantor (including all amendments thereto), which in the case of the certificate or articles of incorporation or organization
(as the case may be) shall be certified as of a recent date by the appropriate Governmental Authority in the jurisdiction of incorporation
or formation, (B)&nbsp;resolutions duly adopted by the board of directors or board of managers (or appropriate equivalent governing body)
of Borrower and such Guarantor authorizing the transactions contemplated hereunder and the execution, delivery and performance of this
Agreement and the other Loan Documents to which Borrower and such Guarantor is a party or is to be a party and (C)&nbsp;certificates
of good standing for such Loan Party, evidencing that such Loan Party is in good standing and qualified to engage in business in the
jurisdiction of incorporation or formation, certified as of a recent date by the appropriate Governmental Authority (to the extent that
any such Governmental Authority provides such certificates in the applicable jurisdiction);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Closing
Certificate</U>. Lender shall have received a closing certificate signed by an Authorized Employee of Borrower, in form and substance
satisfactory to Lender, (i)&nbsp;either (A)&nbsp;attaching copies of all consents, licenses and approvals required in connection with
the execution, delivery and performance by Borrower and the validity against Borrower of the Loan Documents, the absence of which would
reasonably be expected to have a Material Adverse Effect, and certifying that any such consents, licenses and approvals are in full force
and effect, or (B)&nbsp;certifying that no such consents, licenses or approvals are so required, (ii)&nbsp;certifying that there has
been no event or circumstance (or series thereof) since date of the Interim Financial Statements that has had or would be reasonably
expected to cause, either individually or in the aggregate, a Material Adverse Effect, (iii)&nbsp;after giving effect to the Term Loans
and the Non-Revolving Loans and the transactions hereunder, (a)&nbsp;Borrower is Solvent and the Loan Parties and their Subsidiaries,
taken as a whole, are Solvent; (b)&nbsp;the representations and warranties set forth in <U>Article&nbsp;V</U> are true and correct in
all material respects (except for those representations and warranties that are qualified by materiality, Material Adverse Effect or
a dollar basket in which case such representations and warranties shall be true and correct in all respects); <U>provided</U>, <U>that
</U>representations and warranties made as of a particular date shall be true and correct in all material respects (except for those
representations and warranties that are qualified by materiality, Material Adverse Effect or a dollar basket in which case such representations
and warranties shall be true and correct in all respects) as of such date; and (c)&nbsp;no Default or Event of Default has occurred and
is continuing as of the date hereof and after giving effect to the funding of the Loans on the Closing Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Legal
Opinions</U>. Lender shall have received favorable opinions of counsel to the Loan Parties (which shall provide for all permitted assignees
of Lender to rely on such opinion after the Closing Date), addressed to and in form and substance reasonably satisfactory to Lender,
as to the authority, legality, validity, binding effect, and enforceability of the Loan Documents and any other matters concerning the
Loan Parties (as applicable), the Loan Documents and the Collateral as Lender may reasonably request;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Collateral</U>.
Lender shall have received each of the following, in form and substance reasonably satisfactory to it:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">&#8239;(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Lien
Searches</U>. Lender shall have received a lien search report from the appropriate filing officers of the State (and county, if applicable)
in which any Collateral is located, a litigation report indicating that no judgments, tax or other liens, security interests, leases
of personalty, financing statements or other encumbrances (other than Permitted Liens) are of record or on file encumbering any portion
of the Collateral, and that there are no judgments, tax liens, pending litigation or bankruptcy actions outstanding with respect to Borrower
or Guarantors, other than Permitted Liens or those otherwise acceptable to Lender;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">&#8239;(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Filings
and Recordings</U>. All financing statements, in proper form for filing under the UCC of all jurisdictions that Lender may deem necessary
or desirable in order to perfect the Liens created under the Security Agreement, the Pledge Agreement and the other Collateral Documents
covering the Collateral described in said agreements, and other filings and recordings against Borrower and Guarantors that are necessary
to perfect the security interests for the benefit of Lender in the Collateral, together with evidence reasonably satisfactory to Lender
that upon such filings and recordings, such security interests constitute valid and perfected first-priority Liens thereon (subject only
to Permitted Liens); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&#8239;<FONT STYLE="color: #010000">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Other
Actions</U>. Evidence that all other actions that Lender may deem necessary or desirable in order to create and perfect the Liens created
or intended to be created under the Security Agreement, the Pledge Agreement and the other Collateral Documents have been taken, including
the payment of all taxes, fees and other charges in connection with the execution, delivery, recording, filing and registration of any
of the Loan Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Insurance</U>.
Lender shall have received copies of policies or certificates of insurance for the insurance policies carried by Borrower, all in compliance
with the Loan Documents, together with evidence that Lender has been named (i)&nbsp;in respect of property and casualty insurance, as
a lender&rsquo;s loss payable and (ii)&nbsp;in respect of general liability insurance, additional insured on all related insurance policies;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Financial
Statements</U>. Lender shall have received the Interim Financial Statements;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Subordinated
Debt Documents; Pollen Street Equity Documents</U>. Lender shall have received copies of and be satisfied with the Subordinated Notes
and the Pollen Street Equity Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Pro
Forma Compliance with Financial Covenants; Closing Date EBITDA and Liquidity</U>. Lender shall have received satisfactory evidence (including
delivery of financial statements) that (i)&nbsp;Borrower is in pro-forma compliance with all of the financial covenants set forth in
<U>Section&nbsp;7.14</U>; (ii)&nbsp;EBITDA for the twelve month period ended July&nbsp;31, 2024 shall not be less than Three Million
Nine Hundred Thousand and 00/100 Dollars ($3,900,000.00); and (iii)&nbsp;Borrower has Liquidity (after giving effect to the use of the
proceeds and the other transactions occurring on the Closing Date) of at least Two Million Five Hundred Thousand and 00/100 Dollars ($2,500,000.00);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Payoff
of Existing Credit Facilities</U>. Lender shall have received evidence (including, without limitation, complete and final payoff letters
and drafts of UCC termination statements) satisfactory to Lender that all Existing Credit Facilities (other than Indebtedness permitted
under <U>Article&nbsp;VII</U> hereof) has been or will be satisfied as of the Closing Date upon the issuance of the Term Loan to be made
on the Closing Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>A/P
Reserve Account</U>. The Borrower shall deposit One Million and 00/100 Dollars ($1,000,000.00) into the A/P Reserve Account.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Fees
and Expenses</U>. Borrower shall have, simultaneously with the funding of the Loans, paid to Lender all fees required to be paid to it
on or before the Closing Date, including all reasonable and documented fees, charges and disbursements of counsel to Lender (directly
to such counsel if requested by Lender) to the extent accrued and unpaid prior to or on the Closing Date, plus such additional amounts
of such fees, charges and disbursements as shall constitute its reasonable estimate of such fees, charges and disbursements incurred
or to be incurred by it through the closing proceedings; <U>provided that</U> such estimate shall not thereafter preclude a final settling
of accounts between Borrower and Lender; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>PATRIOT
Act</U>. Lender shall have received all documentation and other information required by regulatory authorities under applicable &ldquo;know
your customer&rdquo; and anti-money laundering rules&nbsp;and regulations, including, without limitation, the PATRIOT Act, that has been
reasonably requested by Lender not less than three (3)&nbsp;Business Days prior to the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>4.02&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Conditions
to all Credit Extensions</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The obligation of Lender
to fund the Term Loan, or issue any Letter of Credit to or for the benefit of the Borrower, is subject to the following conditions precedent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
representations and warranties contained in <U>Article&nbsp;V</U> or any other Loan Document, or which are contained in any of the financial
statements from time to time furnished pursuant hereto or thereto, shall be true and correct in all material respects on and as of the
date of such Committed Loan Notice (and the date of the applicable advance) with the same effect as if made on and as of such date (except
that (i)&nbsp;to the extent that such representations and warranties specifically refer to an earlier date, they shall be true and correct
in all material respects as of such earlier date, and (ii)&nbsp;for purposes of this <U>Section&nbsp;4.02</U>, the representations and
warranties contained in subsections (a)&nbsp;and (b)&nbsp;of <U>Section&nbsp;5.05</U> shall be deemed to refer to the most recent statements
furnished pursuant to clauses (a)&nbsp;and (b), respectively, of <U>Section&nbsp;6.01</U>);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Default or Event of Default shall exist at the time of, or result from, such funding, issuance or grant;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
event shall have occurred or circumstances exist that has or would reasonably be expected to have a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>With
respect to a Letter of Credit issuance, all LC Conditions shall be satisfied; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Lender
shall have received a Committed Loan Notice in accordance with the requirements hereof, which Committed Loan Notice shall be deemed to
be a representation and warranty by Borrower that the conditions specified in <U>Sections 4.02(a)-(d)</U>&nbsp;have been satisfied on
and as of the date of the Term Loan or issuance of any Letter of Credit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Article&nbsp;V</U></B></FONT><B><BR>
REPRESENTATIONS AND WARRANTIES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Borrower represents and warrants
to Lender that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.01&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Existence</U></B><U>,
<B>Qualification and Power</B></U>. Each Loan Party (a)&nbsp;is duly organized, validly existing and in good standing under the Laws
of the jurisdiction of its organization, (b)&nbsp;has (i)&nbsp;all requisite company power and authority and (ii)&nbsp;all requisite
governmental licenses, authorizations, consents and approvals to (A)&nbsp;own or lease its assets and carry on its business and (B)&nbsp;execute,
deliver and perform its obligations under the Loan Documents to which it is a party, and (c)&nbsp;is duly qualified and, as applicable,
in good standing under the Laws of each jurisdiction where its ownership, lease or operation of properties or the conduct of its business
requires such qualification; except in each case referred to in clause (b)(ii)(A)&nbsp;or (c), to the extent that failure to do so would
not reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.02&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Authorization</U></B><U>;
<B>No Contravention</B>; <B>Enforceability</B></U>. The execution, delivery and performance by each Loan Party of each Loan Document
to which it is a party, has been duly authorized by all necessary corporate action, and does not and will not (a)&nbsp;contravene the
terms of each such Loan Party&rsquo;s Organizational Documents; (b)&nbsp;conflict with or result in any breach or contravention of, or
the creation of any Lien under, or require any payment to be made under (i)&nbsp;any Material Contract to which each such Loan Party
is a party or affecting any Loan Party or the real property Collateral (or any portion thereof) or (ii)&nbsp;any order, injunction, writ
or decree of any Governmental Authority or any arbitral award to which any Loan Party or the real property Collateral (or any portion
thereof) is subject; or (c)&nbsp;violate any Law. Each Loan Document to which any Loan Party is a party is a legal, valid and binding
obligation of such Loan Party party thereto, enforceable against such Loan Party party thereto in accordance with its terms, except as
enforceability may be limited by bankruptcy, insolvency or similar laws affecting the enforcement of creditors&rsquo; rights generally
and to general principles of equity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.03&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Governmental
Authorization</U></B><U>; <B>Other Consents</B></U>. No approval, consent, exemption, authorization, or other action by, or notice to,
or filing with, any Governmental Authority or any other Person is necessary or required in connection with (a)&nbsp;the execution, delivery
or performance by, or enforcement against the Loan Parties (as applicable) of this Agreement or any other Loan Document, (b)&nbsp;the
grant by the Loan Parties (as applicable) of the Liens granted by it pursuant to the Collateral Documents, or (c)&nbsp;the perfection,
maintenance or enforcement of the Liens created under the Collateral Documents (including the first priority nature thereof), except,
(i)&nbsp;as have been obtained or made and are in full force and effect, (ii)&nbsp;filings necessary to perfect Liens created under the
Loan Documents, or (iii)&nbsp;with respect to Persons other than Governmental Authorities, to the extent the absence thereof would not
reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.04&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Binding
Effect</U></B>. This Agreement has been, and each other Loan Document, when delivered hereunder, will have been, duly executed and delivered
by the Loan Parties (as applicable). This Agreement constitutes, and each other Loan Document when so delivered will constitute, a legal,
valid and binding obligation of the Loan Parties (as applicable), enforceable against each such the Loan Parties (as applicable) in accordance
with its terms, except as such enforceability may be limited by Debtor Relief Laws or by equitable principles.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.05&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Financial
Statements</U></B><U>; <B>No Material Adverse Effect</B></U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of the financial statements delivered pursuant to <U>Section&nbsp;6.01(a)</U>&nbsp;(i)&nbsp;were prepared in accordance with GAAP consistently
applied throughout the period covered thereby, except as otherwise expressly noted therein, (ii)&nbsp;fairly present in all material
respects the financial condition of the Loan Parties as of the date thereof and its results of operations for the period covered thereby
in accordance with GAAP consistently applied throughout the period covered thereby, except as otherwise expressly noted therein, and
(iii)&nbsp;show all material indebtedness and other liabilities, direct or contingent, of the Loan Parties as of the date thereof, including
liabilities for taxes, material commitments and Indebtedness to the extent required by GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of the financial statements delivered pursuant to <U>Section&nbsp;6.01(b)</U>&nbsp;(i)&nbsp;were prepared in accordance with GAAP consistently
applied throughout the period covered thereby, except as otherwise expressly noted therein, and (ii)&nbsp;fairly present in all material
respects the financial condition of the Loan Parties as of the date thereof and its results of operations for the period covered thereby,
subject, in the case of clauses (i)&nbsp;and (ii), to the absence of footnotes and to normal year-end audit adjustments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Since
the date of the quarterly report on Form&nbsp;10-Q for the Fiscal Quarter ended June&nbsp;30, 2024, there has been no event or circumstance,
either individually or in the aggregate, that has had or would reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.06&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Litigation</U></B>.
There are no actions, suits, proceedings, claims or disputes pending or, to the knowledge of Borrower, threatened (in writing), at law,
in equity, in arbitration or before any Governmental Authority, by or against any the Loan Parties or against any of the Collateral that
(a)&nbsp;challenges the validity of this Agreement or any other Loan Document, or any of the transactions contemplated hereby, or (b)&nbsp;either
individually or in the aggregate, if determined adversely, could reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.07&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>No
Default</U></B>. No event or circumstance has occurred and is continuing that constitutes a Default or Event of Default. No Loan Party
is in default, and no event or circumstance has occurred and is continuing that with the passage of time or giving of notice would constitute
a default with respect to any Material Contract. There is no basis upon which any party (other than any Loan Party) could terminate a
Material Contract prior to its scheduled termination date. No Default would result from the consummation of the transactions contemplated
by this Agreement or any other Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.08&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Insurance</U></B>.
The Collateral and other property of the Loan Parties are insured with financially sound and reputable insurance companies not Affiliates
of any the Loan Party, in such amounts, with such deductibles and covering such risks as are customarily carried by companies engaged
in similar businesses and owning similar property in localities where any Loan Party operates and in accordance with any applicable requirements
of the Collateral Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.09&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Taxes</U></B>.
Each Loan Party has filed all federal and state income tax returns and other material tax returns and reports required to be filed, and
has paid all federal, state and other material taxes, assessments, fees and other governmental charges levied or imposed upon it or its
properties, income or assets otherwise due and payable, except those which are being Properly Contested. There is no proposed tax assessment
against any Loan Party that would, if made, have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>ERISA
Compliance</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Plan is in compliance in all respects with the applicable provisions of ERISA, the Code and other Federal or state laws, except to the
extent that such non-compliance would not reasonably be expected to result in a Material Adverse Effect. Each Plan that is intended to
be a qualified plan under Section&nbsp;401(a)&nbsp;of the Code either (i)&nbsp;has obtained from the IRS a favorable determination letter
from the IRS as to its qualified status under the Code, or the expiration of the requisite period under applicable regulations promulgated
by the IRS under the Code or IRS pronouncements in which to apply for such determination letter and to make any amendments necessary
to obtain a favorable determination has not occurred, or (ii)&nbsp;has been established under a prototype plan for which an IRS opinion
letter has been obtained by the plan sponsor and is valid as to the adopting employer, and nothing has occurred that would reasonably
be expected to cause the loss of such qualification and, except as could not reasonably be expected to result in a Material Adverse Effect,
nothing has occurred that would prevent or cause the loss of such tax-qualified status.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as could not reasonably be expected to result in a Material Adverse Effect, (i)&nbsp;there are no pending or threatened claims, actions
or lawsuits, or action by any Governmental Authority, with respect to any Plan, and (ii)&nbsp;there has been no prohibited transaction
or violation of the fiduciary responsibility rules&nbsp;with respect to any Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>(i)&nbsp;
No ERISA Event has occurred that will or would be reasonably expected to result in a Material Adverse Effect for any Loan Party, and
neither any Loan Party nor any ERISA Affiliate is aware of any fact, event or circumstance that could reasonably be expected to constitute
or result in an ERISA Event with respect to any Pension Plan that could result in a Material Adverse Effect; (ii)&nbsp;any Loan Party
and each ERISA Affiliate have met all applicable requirements under the Pension Funding Rules&nbsp;in respect of each Pension Plan, and
no waiver of the minimum funding standards under the Pension Funding Rules&nbsp;has been applied for or obtained by such Loan Party;
(iii)&nbsp;as of the most recent valuation date for any Pension Plan, the funding target attainment percentage (as defined in Section&nbsp;430(d)(2)&nbsp;of
the Code) is 60% or higher and neither any Loan Party nor any ERISA Affiliate knows of any facts or circumstances that could reasonably
be expected to cause the funding target attainment percentage for any such plan to drop below 60% as of the most recent valuation date
and result in a Material Adverse Effect; (iv)&nbsp;neither any Loan Party nor any ERISA Affiliate has incurred any liability to the PBGC
other than for the payment of premiums and other than such liabilities as, in the aggregate, would not reasonably be expected to result
in a Material Adverse Effect, and there are no premium payments which have become due that are unpaid that could reasonably be expected
to result in a Material Adverse Effect; (v)&nbsp;except as could not reasonably be expected to result in a Material Adverse Effect, neither
any Loan Party nor any ERISA Affiliate has engaged in a transaction that could be subject to Section&nbsp;4069 or Section&nbsp;4212(c)&nbsp;of
ERISA; and (vi)&nbsp;except as could not reasonably be expected to result in a Material Adverse Effect, (A)&nbsp;no Pension Plan has
been terminated by the plan administrator thereof nor by the PBGC, and (B)&nbsp;no event or circumstance has occurred or exists that
could reasonably be expected to cause the PBGC to institute proceedings under Title IV of ERISA to terminate any Pension Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Loan Party maintains or contributes to, nor does any Loan Party have any unsatisfied obligation to contribute to, or liability under,
any active or terminated Pension Plan other than (i)&nbsp;on the Closing Date, those listed on <U>Schedule 5.10</U> hereto; and (ii)&nbsp;thereafter,
Pension Plans not otherwise prohibited by this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Subsidiaries</U></B><U>;
<B>Equity Interests</B></U>. As of the Closing Date, Holdings and Borrower have no Subsidiaries and have no Equity Interests in any other
Person other than those specifically disclosed in <U>Schedule 5.11</U>. All issued and outstanding Equity Interests of Holdings, Borrower
and each of their Subsidiaries are duly authorized and validly issued, if applicable, fully paid, non-assessable and free and clear of
all Liens other than those in favor of Lender, and such Equity Interests were issued in compliance with all applicable state and federal
laws concerning the issuance of securities. As of the Closing Date, there are no pre-emptive or other outstanding rights, options, warrants,
conversion rights or other similar agreements or understandings for the purchase or acquisition of any Equity Interests of Holdings,
Borrower or any of their Subsidiaries (if any).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Federal
Regulations</U></B><U>; <B>Investment Company Act</B></U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Loan Party is engaged, principally or as one of its important activities, in the business of extending credit for the purpose of purchasing
or carrying any Margin Stock. No Loan proceeds will be used by the Loan Parties to purchase or carry, or to reduce or refinance any Indebtedness
incurred to purchase or carry, any Margin Stock or for any related purpose governed by Regulations T, U or X of the Board of Governors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Loan Party is (a)&nbsp;an &ldquo;investment company&rdquo; or a &ldquo;person directly or indirectly controlled by or acting on behalf
of an investment company&rdquo; within the meaning of the Investment Company Act of 1940; or (b)&nbsp;subject to regulation under the
Federal Power Act, the Interstate Commerce Act, any public utilities code or any other Law regarding its authority to incur Indebtedness.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Disclosure</U></B>.
No report, financial statement, certificate or other information furnished by or on behalf of Borrower to Lender in connection with the
transactions contemplated hereby and the negotiation of this Agreement or delivered hereunder or under any other Loan Document (in each
case, as modified or supplemented by other information so furnished), taken as a whole, to Borrower&rsquo;s actual knowledge, contains
any material misstatement of fact or omits to state any material fact necessary to make the statements therein, in the light of the circumstances
under which they were made, taken as a whole, not misleading; <U>provided that</U>, with respect to projected financial and other forward-looking
information, Borrower represents only that such information was prepared in good faith based upon assumptions believed to be reasonable
at the time (it being understood that such forecasts, estimates, pro forma information, projections and other forward-looking information
(a)&nbsp;are as to future events and are not to be viewed as facts, (b)&nbsp;are subject to significant uncertainties and contingencies,
many of which are outside of any Loan Party&rsquo;s control, (c)&nbsp;that no assurance can be given that any particular result will
be realized and (d)&nbsp;that actual results during the period or periods covered by such forecasts, estimates, pro forma information,
projects and other forward-looking information may differ significantly from the projected results and such differences may be material).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Compliance
with Laws</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Loan Party has duly complied, and its business operations is in compliance, in all material respects with all Laws, except where noncompliance
could not reasonably be expected to have a Material Adverse Effect. There have been no citations, notices or orders of material noncompliance
issued to any Loan Party under any material Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as disclosed on <U>Schedule 5.14</U>, no Loan Party&rsquo;s past or present operations, real properties are subject to any federal, state
or local investigation to determine whether any remedial action is needed to address any environmental pollution, Hazardous Materials
or environmental clean-up that could reasonably be expected to have a Material Adverse Effect. No Loan Party has received any notice
regarding an Environmental Liability that could reasonably be expected to have a Material Adverse Effect. No Loan Party has any Environmental
Liability on any real property now or previously owned, leased or operated by it that could reasonably be expected to have a Material
Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Solvency</U></B>.
The Loan Parties and their Subsidiaries, taken as a whole, is Solvent and will be Solvent, after incurring the Loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Collateral
Documents</U></B>. The security interest granted pursuant to the Security Agreement constitutes a valid and continuing perfected security
interest in favor of Lender in the following described &ldquo;Collateral&rdquo; thereunder subject to the occurrence of the following:
(i)&nbsp;in the case of all Collateral in which a security interest may be perfected by filing a financing statement under the UCC, the
completion of the filing of such financing statements, (ii)&nbsp;with respect to any deposit account, the execution of control agreements
or Lender becoming the host depository bank with respect to such deposit accounts, (iii)&nbsp;in the case of all Copyrights, Trademarks
and Patents for which UCC filings are insufficient, all appropriate filings having been made with the United States Copyright Office
or the United States Patent and Trademark Office, as applicable, (iv)&nbsp;in the case of letter-of-credit rights that are not supporting
obligations of Collateral, the execution of a contractual obligation granting control to Lender over such letter-of-credit rights, and
(v)&nbsp;in the case of electronic chattel paper, the completion of all steps necessary to grant control to Lender over such electronic
chattel paper.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Deposit
Accounts</U></B>. As of the Closing Date, there are no Deposit Accounts held by the Loan Parties, other than those identified on <U>Schedule
5.17</U> hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Bank
Secrecy Act</U></B><U>; <B>OFAC Representations and Warranties</B></U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
of the date of this Agreement, each Loan Party is and, during the term of this Agreement shall remain, in full compliance with all applicable
laws and regulations of the United States that prohibit, regulate or restrict financial transactions, including but not limited to, conducting
any activity or failing to conduct any activity, if such action or inaction constitutes a money laundering crime, including any money
laundering crime prohibited under the Money Laundering Control Act, 18 U.S.C. 1956, 1957, or the Bank Secrecy Act, 31 U.S.C. 5311 <I>et
seq.</I> and any amendments or successors thereto and any applicable regulations promulgated thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Loan Party represents and warrants that: (a)&nbsp;neither it, nor any of its owners, officers, directors or employees, is named as a
 &ldquo;Specially Designated National and Blocked Person&rdquo; as designated by the United States Department of the Treasury&rsquo;s
Office of Foreign Assets Control or as a person, group, entity or nation designated in Presidential Executive Order 13224 as a person
who commits, threatens to commit, or supports terrorism; (b)&nbsp;it is not owned or controlled, directly or indirectly, by the government
of any country that is subject to a United States Embargo; and (c)&nbsp;it is not acting, directly or indirectly, for or on behalf of
any person, group, entity or nation named by the United States Treasury Department as a &ldquo;Specially Designated National and Blocked
Person,&rdquo; or for or on behalf of any person, group, entity or nation designated in Presidential Executive Order 13224 as a person
who commits, threatens to commit, or supports terrorism; and that it is not engaged in this transaction directly or indirectly on behalf
of, or facilitating this transaction directly or indirectly on behalf of, any such person, group, entity or nation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Loan Party acknowledges that it understands and has been advised by its own legal counsel on the requirements of the applicable laws
referred to above, including the Money Laundering Control Act, 18 U.S.C. 1956, 1957, the Bank Secrecy Act, 31 U.S.C. 5311 <I>et seq.,
</I>the applicable regulations promulgated thereunder, and the Foreign Assets Control Regulations, 31 C.F.R. Section&nbsp;500 <I>et seq</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Loan Party is an &ldquo;enemy&rdquo; or an &ldquo;ally of the enemy&rdquo; within the meaning of Section&nbsp;2 of the Trading with the
Enemy Act (50 U.S.C. App. &sect;&sect; 1 et seq.), as amended. Neither any Loan Party nor any of its Affiliates is in violation of, nor
will the use of the Loans violate, the Trading with the Enemy Act, as amended, or any executive orders, proclamations or regulations
issued pursuant thereto, including, without limitation, regulations administered by the Office of Foreign Asset Control of the Department
of the Treasury (31 C.F.R. Subtitle B, Chapter V).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Business
Loan</U></B>. The Loans, including the interest rate, fees and charges as contemplated hereby (i)&nbsp;are business loans within the
purview of 815 ILCS 205/4(1)(c), as amended from time to time, (ii)&nbsp;are exempted transactions under the Truth In Lending Act, 12
U.S.C. 1601 <U>et seq</U>., as amended from time to time, and (iii)&nbsp;do not, and when disbursed will not, violate the provisions
of the Illinois usury laws, any consumer credit laws or the usury laws of any state which may have jurisdiction over this transaction,
Loan Parties or any property securing the Loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.20&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Principal
Place of Business</U></B><U>; <B>Location of Collateral</B></U>. The principal place of business and books and records of the Loan Parties
is set forth in <U>Schedule 9.02</U>, and the location of all Collateral, if other than at such principal place of business, is as set
forth on <U>Schedule 5.20</U>, as amended from time to time by notice from Borrower to Lender, and Borrower shall promptly notify Lender
of any change in such locations. Each Loan Party will not remove or permit the Collateral to be removed from such locations without the
prior written consent of Lender, except for inventory sold in the usual and ordinary course of such Loan Party&rsquo;s business and Collateral:
(i)&nbsp;that is in-transit, (ii)&nbsp;that is worn-out or obsolete, (iii)&nbsp;that is out for repair, or (iv)&nbsp;that is used by
and in the possession of employees in the performance of their duties as an employee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.21&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Patents</U></B><U>,
<B>Trademarks and Licenses</B>; <B>Permits</B></U>. The Loan Parties possess (either directly or via a legally enforceable license) adequate
assets, licenses, permits, patents, patent applications, copyrights, service marks, trademarks, trademark applications, trade styles
and trade names, governmental approvals or other authorizations, and other rights that legally are reasonably necessary for it to continue
to conduct its business as conducted currently, other than those for which the failure to so possess would not reasonably cause a Material
Adverse Effect. All material licenses, permits, patents, patent applications, registered copyrights, service marks, trademarks, trademark
applications, trade styles, trade names, and governmental approvals or authorizations, in each case, as of the Closing Date are listed
on <U>Schedule 5.21</U>. The Loan Parties have obtained all material authorizations, consents, approvals, licenses, permits, exemptions
of, or filings or registrations with all commissions, boards, bureaus, agencies, and instrumentalities reasonably necessary to carry
on its business activities as contemplated currently, for the valid execution, delivery, and performance by the Loan Parties of this
Agreement, and to effectuate the transactions contemplated by this Agreement and the other Loan Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.22&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Subordinated
Documents</U></B>. The subordination provisions of each Subordination Agreement are enforceable against the respective counterparties
to such Subordination Agreement. The Obligations constitute Senior Debt entitled to the benefits of the subordination provisions contained
in each Subordination Agreement. Borrower acknowledges that Lender is entering into this Agreement and is providing the Loans in reliance
upon the subordination provisions of each Subordination Agreement and this <U>Section&nbsp;5.22</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.23&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Broker-Dealer</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;(i)&nbsp;Each
Broker-Dealer Subsidiary is duly registered as a broker or dealer with the SEC under the Securities Exchange Act of 1934, is a member
of FINRA and such other self-regulatory organizations of which it is required to be a member in order to conduct its business as currently
conducted, and is duly registered under state Laws. There is no proceeding pending or threatened in writing with respect to the suspension,
revocation, or termination of any such registrations and the termination or withdrawal of any such registrations is not contemplated
by Holdings, the Borrower or any such Broker-Dealer Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&#8239;(ii)&nbsp;Each
Broker-Dealer Subsidiary is in compliance in all material respects with the applicable provisions of the Securities Exchange Act of 1934
and all applicable rules&nbsp;of FINRA and such other self-regulatory organizations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&#8239;(iii)&nbsp;All
natural persons associated with each Broker-Dealer Subsidiary required to be registered or licensed with FINRA or with any other self-regulatory
organization or other Governmental Authority are duly registered or licensed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;To
the knowledge of the Borrower, none of the Broker-Dealer Subsidiaries or any such Person&rsquo;s &ldquo;associated persons&rdquo; (as
defined in Section&nbsp;3(a)(18) of the Securities Exchange Act of 1934) who are required to be registered as such, is currently subject
to a statutory disqualification as defined in Section&nbsp;3(a)(39) of the Securities Exchange Act of 1934 except for such statutory
disqualifications which (i)&nbsp;have been waived by the SEC or (ii)&nbsp;are the subject of an MC-400 or MC-400A approved by FINRA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
information contained in the currently effective Form&nbsp;BD (the uniform application for broker-dealer registration) of each Broker-Dealer
Subsidiary and any amendments thereto filed with the SEC and FINRA by any such Person, was, at the time of filing, complete and accurate
in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
Broker-Dealer Subsidiary has received a notice from the SEC, FINRA, or any other Governmental Authority, self-regulatory organization
or securities exchange of any alleged rule&nbsp;violation or other circumstance which could reasonably be expected to have a Material
Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;No
governmental authorization, and no notice to or filing with, any Governmental Authority or any other third party is required for the
exercise by the Lender of its rights under the Loan Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.24&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Material
Contracts</U></B>. Borrower is not in default (after giving effect to any applicable grace or cure periods) of any of its obligations
under any Material Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.25&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Trade
Relations</U></B>. There exists no actual or threatened in writing termination, limitation or modification of any business relationship
between any Loan Party and any customer or supplier, or any group of customers or suppliers, who individually or in the aggregate are
material to the business of any Loan Party. There exists no condition or circumstance that could reasonably be expected to have a Material
Adverse Effect on the ability of Loan Parties, taken as a whole, to conduct their business at any time hereafter in substantially the
same manner as conducted on the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.26&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Labor
Relations</U></B>. Except as set forth on <U>Schedule 5.26</U>, as of the Closing Date no Loan Party is party to or bound by any collective
bargaining agreement, management agreement or consulting agreement. There are no grievances, disputes or controversies with any union
or other organization of any Loan Party&rsquo;s employees, or, to each Loan Party&rsquo;s knowledge, any asserted or threatened (in writing)
strikes, work stoppages&nbsp;or demands for collective bargaining, in each case that would reasonably be expected to have a Material
Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.27&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>EEA
Financial Institutions</U></B>. No Loan Party is an EEA Financial Institution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.28&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Brokers</U></B>.
As of the Closing Date, there are no brokerage commissions, finder&rsquo;s fees or investment banking fees payable in connection with
any transactions contemplated by the Loan Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.29&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Surety
Obligations</U></B>. No Loan Party is obligated as surety or indemnitor under any bond or other contract that assures payment or performance
of any obligation of any Person, except as permitted hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.30&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Holdings</U></B>.
Holdings has not engaged in any activities other than acting as a holding company and transactions incidental thereto and holds no assets
other than all of the issued and outstanding Equity Interests of Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>5.31&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Investment
Advisor</U></B>. Each Investment Advisor Subsidiary is duly registered as an &ldquo;investment adviser&rdquo; under the Investment Advisers
Act of 1940 and under the applicable laws of each state in which such registration is required in connection with the investment advisory
business of the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Article&nbsp;VI</U></B></FONT><B><BR>
AFFIRMATIVE COVENANTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">So long as Lender shall have
the Term Loan Commitment, any Non-Revolving Loan Commitment, the Term Loan, any Non-Revolving Loan or other Obligation (other than contingent
indemnification obligations not then due and Bank Product Debt not then due and payable) hereunder shall remain unpaid or unsatisfied,
Borrower shall, and shall cause each Loan Party to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.01&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Financial
Statements</U></B>. Deliver to Lender or cause to be delivered to Lender, in form and detail reasonably satisfactory to Lender <FONT STYLE="color: #010000">(a)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>as
soon as available, but in any event within one hundred fifty (150) days after the end of each Fiscal Year of Parent and the Loan Parties,
commencing with the Fiscal Year ending December&nbsp;31, 2024, balance sheets as of the end of such Fiscal Year and the related statements
of income, cash flow and shareholders&rsquo; equity for such Fiscal Year, on a consolidated basis for Parent and the Loan Parties, which
consolidated statements shall be audited and certified (without qualification) by a firm of independent certified public accountants
of recognized standing selected by Borrower and reasonably acceptable to Lender, and shall set forth in comparative form corresponding
figures for the preceding Fiscal Year; <U>provided that</U>, the Borrower may satisfy this requirement by Parent filing its annual report
on Form&nbsp;10-K within one hundred fifty (150) days after the end of such Fiscal Year of Parent and the Loan Parties;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>as
soon as available, but in any event within forty-five (45) days after the end of each Fiscal Quarter, commencing with the Fiscal Quarter
ending December&nbsp;31, 2024, company prepared consolidated balance sheets as of the end of such Fiscal Quarter and the related statements
of income and cash flow for such quarter and for the portion of the Fiscal Year then elapsed, on a consolidated basis for Parent and
the Loan Parties, certified by an Authorized Employee of Borrower and prepared in accordance with GAAP and fairly presenting, in all
material respects, the financial position and results of operations for such quarter and period, subject to normal year-end adjustments
and the absence of footnotes; <U>provided that</U>, the Borrower may satisfy this requirement by Parent filing its quarterly report on
Form&nbsp;10-Q within forty-five (45) days after the end of such Fiscal Quarter of Parent and the Loan Parties;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>as
soon as available, but in any event within forty-five (45) days after the end of each Fiscal Month, commencing with the Fiscal Month
ending December&nbsp;31, 2024 (other than the Fiscal Months ending December&nbsp;31, 2024, which shall be sixty (60) days), company prepared
consolidated balance sheets as of the end of such Fiscal Month and the related statements of income and cash flow for such month and
for the portion of the Fiscal Year then elapsed, on a consolidated basis for Parent and the Loan Parties, certified by an Authorized
Employee of Borrower and prepared in accordance with GAAP and fairly presenting, in all material respects, the financial position and
results of operations for such month and period, subject to normal year-end adjustments and the absence of footnotes; <U>provided that</U>,
so long as no Default or Event of Default has occurred and is continuing under this Agreement or any other Loan Document, the Borrower
shall not be required to deliver the financial statements set forth in this <U>Section&nbsp;6.01(c)</U>&nbsp;on or after January&nbsp;31,
2025;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>a
copy of the quarterly assets under management report of Parent and the Loan Parties contemporaneously with the filing of the quarterly
report on Form&nbsp;10-Q and the annual report on Form&nbsp;10-K;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>as
soon as available, but in any event within thirty (30) days after the end of each Fiscal Year of the Loan Parties, commencing with the
Fiscal Year ending December&nbsp;31, 2024, (i)&nbsp;an annual budget of Parent and the Loan Parties for the next Fiscal Year; and (ii)&nbsp;projections
with respect to balance sheets, results of operations and cash flow for the next Fiscal Year, month by month, in each case on a consolidated
basis for Parent and the Loan Parties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>as
soon as available, but in any event within forty five (45) days after the end of each Fiscal Quarter of the Loan Parties (other than
the Fiscal Quarter ending on December&nbsp;31, 2024, which shall be ninety (90) days), or more frequently if requested by Lender during
the continuance of an Event of Default, commencing with the Fiscal Quarter ending on December&nbsp;31, 2024, (i)&nbsp;a duly completed
Compliance Certificate signed by an Authorized Employee of Borrower (which delivery may, unless Lender requests executed originals, be
by electronic communication including fax or email and shall be deemed to be an original authentic counterpart thereof for all purposes);
(ii)&nbsp;a schedule of Deposit Accounts maintained by the Loan Parties (other than the Deposit Accounts maintained with the Lender);
and (iii)&nbsp;a detailed list of any legal and regulatory matters resulting in liability to the Borrower in an amount equal to or greater
than Five Hundred Thousand and 00/100 Dollars ($500,000.00); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>as
soon as available, but in any event within ninety (90) days after the end of each Fiscal Year of the Broker-Dealer Subsidiaries, commencing
with the Fiscal Year ending December&nbsp;31, 2024, balance sheets as of the end of such Fiscal Year and the related statements of income,
cash flow and shareholders&rsquo; equity for such Fiscal Year, on a consolidated basis for the Broker-Dealer Subsidiaries, which consolidated
statements shall be audited and certified (without qualification) by a firm of independent certified public accountants of recognized
standing selected by Borrower and reasonably acceptable to Lender, and shall set forth in comparative form corresponding figures for
the preceding Fiscal Year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.02&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Certificates</U></B><U>;
<B>Other Information</B></U>. Deliver to Lender, in form and detail reasonably satisfactory to Lender:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>within
ten (10)&nbsp;Business Days after any written request by Lender, copies of any detailed audit reports submitted to the managers or members
of the Loan Parties by independent accountants in connection with the accounts or books of any such Person, or any audit of any such
Person; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>within
ten (10)&nbsp;Business Days after any written request by Lender, such additional information, including reports or statements, regarding
the business, financial or corporate affairs of the Loan Parties, or compliance with the terms of the Loan Documents, as Lender may from
time to time reasonably request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.03&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Notices</U></B>.
Promptly, but in any event not later than five (5)&nbsp;Business Days of any Loan Party&rsquo;s knowledge thereof, notify Lender:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>of
the occurrence of any Default or Event of Default;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>of
any matter that has resulted or would reasonably be expected to result in a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>of
the occurrence of any ERISA Event that could reasonably be expected to result in a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>of
any violation or asserted violation of any Law (including ERISA or any Environmental Laws), if an adverse resolution could have a Material
Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>of
any default under or termination of a Material Contract;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>of
the discharge of or any withdrawal or resignation by Borrower&rsquo;s or Holdings&rsquo; independent accountants;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>of
the threat (in writing) or the commencement of any proceeding or investigation, whether or not covered by insurance, if an adverse determination
would reasonably be expected to have a Material Adverse Effect; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>of
any judgment against any Loan Party in an amount exceeding the Threshold Amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each notice pursuant to this
<U>Section&nbsp;6.03</U> shall be accompanied by a statement of an Authorized Employee of Borrower setting forth details of the occurrence
referred to therein and stating what action Borrower has taken and proposes to take with respect thereto. Each notice pursuant to <U>Section&nbsp;6.03(a)</U>&nbsp;shall
describe with particularity any and all provisions of this Agreement and any other Loan Document that have been breached.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.04&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Payment
of Obligations</U></B>. Pay and discharge as the same shall become due and payable, all of its material obligations and liabilities,
including all material (a)&nbsp;tax liabilities, assessments and governmental charges or levies upon it or its properties or assets,
unless the same are being Properly Contested; (b)&nbsp;lawful claims which, if unpaid, would by law become a Lien (other than Permitted
Liens) upon any of its property; and (c)&nbsp;Indebtedness with a principal amount in excess of the Threshold Amount, as and when due
and payable, but subject to any subordination provisions contained in any instrument or agreement evidencing such Indebtedness.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.05&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Preservation
of Existence</U></B><U>, <B>Etc</B></U>. (a)&nbsp;Preserve, renew and maintain in full force and effect its legal existence and good
standing (or the equivalent) under the Laws of the jurisdiction of its organization; (b)&nbsp;take all reasonable action to maintain
all rights, privileges, permits, licenses and franchises necessary or desirable in the normal conduct of its business, except to the
extent that failure to do so would not reasonably be expected to have a Material Adverse Effect; and (c)&nbsp;preserve or renew all of
its registered patents, trademarks, trade names and service marks, the non-preservation of which would reasonably be expected to have
a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.06&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Maintenance
of Properties</U></B>. Except where the failure to do so would not reasonably be expected to have a Material Adverse Effect, (a)&nbsp;maintain,
preserve and protect all of the Collateral and its other material assets and equipment necessary in the operation of its business in
good working order and condition, ordinary wear and tear excepted; (b)&nbsp;make all necessary repairs thereto and renewals and replacements
thereof; and (c)&nbsp;use the standard of care typical in the industry in the operation and maintenance of its facilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.07&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Maintenance
of Insurance</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Maintain
insurance with respect to the Collateral, covering casualty, hazard, theft, malicious mischief and other risks and in amounts as is customarily
carried by companies engaged in similar businesses in similar localities where such Loan Party operates with financially sound and reputable
insurers. From time to time upon reasonable request, Borrower shall promptly deliver to Lender certified copies of its insurance policies
and updated flood plain searches; <U>provided however</U>, that Lender will only request Borrower maintains flood insurance and delivers
updated flood plain searches if and to the extent that there is fee-owned real property included in the Collateral. Unless Lender shall
agree otherwise, subject to <U>Section&nbsp;6.08</U>, each policy shall include satisfactory endorsements (i)&nbsp;in respect of property
and casualty insurance, showing Lender as (A)&nbsp;mortgagee and lender&rsquo;s loss payable (where applicable) or (B)&nbsp;lender&rsquo;s
loss payable; (ii)&nbsp;in respect of general liability insurance, showing Lender as an additional insured; (iii)&nbsp;requiring thirty
(30) days prior written notice to Lender in the event of cancellation of the policy for any reason whatsoever (other than for non-payment
of premium in which ten (10)&nbsp;day notice is required); and (iv)&nbsp;in respect of property and casualty insurance, specifying that
the interest of Lender shall not be impaired or invalidated by any act or neglect of Borrower or the owner of the property, nor by the
occupation of the premises for purposes more hazardous than are permitted by the policy. If Borrower fails to provide and pay for any
insurance, Lender may, at its option, but shall not be required to, procure the insurance and charge Borrower therefor. While no Event
of Default exists, Borrower may settle, adjust or compromise any insurance claim. If an Event of Default exists, only Lender shall be
authorized to settle, adjust and compromise such claims.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
proceeds of insurance (other than proceeds from workers&rsquo; compensation, E&amp;O or D&amp;O insurance or cyber insurance to the extent
such proceeds are payable to third-party customers) and any awards arising from condemnation of any Collateral shall, subject to clause
(c)&nbsp;below, be paid to Lender, in each case, to the extent such proceeds are in excess of Five Hundred Thousand and 00/100 Dollars
($500,000.00) in any Fiscal Year. Subject to clause (c)&nbsp;below, any proceeds or awards in excess of Five Hundred Thousand and 00/100
Dollars ($500,000.00) in any Fiscal Year shall be applied to the Obligations in such order as determined by Lender in its sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
requested by Borrower in writing within fifteen (15) days after receipt of any insurance proceeds or condemnation awards relating to
any loss or destruction of Collateral, in excess of Five Hundred Thousand and 00/100 Dollars ($500,000.00) in any Fiscal Year, Borrower
may use such proceeds or awards to repair or replace such Collateral as long as (i)&nbsp;no Default or Event of Default exists; (ii)&nbsp;such
repair or replacement is promptly undertaken and concluded within twelve (12) months of such request; (iii)&nbsp;to the extent applicable,
replacement buildings are constructed on the sites of the original casualties and are of comparable size, quality and utility to the
destroyed buildings; and (iv)&nbsp;the repaired or replaced property is free of Liens, other than Permitted Liens.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Pursuant
to the requirements of the Illinois Collateral Protection Act (815 ILCS 180/1), Borrower is hereby notified as follows: Unless the Borrower
provides the Lender with evidence of the insurance coverage required by this Agreement, or any of the other Loan Documents, Lender may
purchase insurance at Borrower&rsquo;s expense to protect Lender&rsquo;s interests in the Collateral. This insurance may, but need not
protect Borrower&rsquo;s interests. The coverage the Lender purchases may not pay any claim that Borrower makes or any claim that is
made against Borrower in connection with the Collateral. Borrower may later cancel any insurance purchased by Lender but only after providing
Lender with evidence that Borrower has obtained insurance as required by this Agreement, or any of the other Loan Documents. If Lender
purchases insurance for the Collateral, Borrower will be responsible for the costs of that insurance, including interest and any other
charges that Lender may lawfully impose in connection with the placement of the insurance, until the effective date of the cancellation
or expiration of the insurance. The costs of the insurance may be added to the total outstanding Indebtedness. The costs of the insurance
may be more than the cost of insurance that Borrower may be able to obtain on their own.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.08&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Compliance
with Laws</U></B>. Comply with all Laws, including ERISA, Environmental Laws, Anti-Terrorism Laws, and laws regarding collection and
payment of Taxes, and maintain all governmental approvals necessary to the ownership of its Collateral or conduct of its business, unless
failure to comply (other than failure to comply with Anti-Terrorism Laws) or maintain could not reasonably be expected to have a Material
Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.09&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Books
and Records</U></B>. (a)&nbsp;Maintain proper books of records and accounts, in which full, true and correct entries in conformity with
GAAP consistently applied shall be made of all financial transactions and matters involving the assets and business of such Loan Party,
as the case may be; and (b)&nbsp;maintain such books of records and accounts in material conformity with all applicable requirements
of any Governmental Authority having regulatory jurisdiction over such Loan Party, as the case may be.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Inspection
Rights</U></B>. Permit representatives and independent contractors of Lender to visit and inspect any of the Collateral, to examine the
Loan Parties&rsquo; company, corporate, financial and operating records, and make copies thereof or abstracts therefrom, and to discuss
its affairs, finances and accounts with their respective directors, officers, and, so long as a senior member of management of the Borrower
is present, its independent public accountants, all at the reasonable expense of Borrower and at such reasonable times during normal
business hours and as often as may be reasonably desired, upon reasonable advance notice to Borrower; <U>provided</U> that so long as
no Event of Default exists, such visits shall be limited to one (1)&nbsp;visit per year at the expense of Borrower; <U>provided further
</U>that when an Event of Default exists, Lender (or any of its representatives or independent contractors) may do any of the foregoing
at the expense of Borrower at any time during normal business hours and without advance notice. Notwithstanding anything to the contrary
in this <U>Section&nbsp;6.10</U>, none of the Loan Parties will be required to disclose, permit the inspection, examination or making
copies or abstracts of, or discussion of, any document, information or other matter that (a)&nbsp;in respect of which disclosure to Lender
(or its respective representatives or contractors) is prohibited by law or any binding agreement not created in contemplation thereof
or (b)&nbsp;is subject to attorney-client or similar privilege or constitutes attorney work product.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Use
of Proceeds</U></B>. Use the proceeds of the Term Loan to refinance the Existing Credit Facilities and pay fees and expenses in connection
with the negotiation of this Agreement and the other Loan Documents and use the proceeds of the Non-Revolving Loans solely to reimburse
Lender with respect to any LC Payments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Taxes</U></B>.
Pay and discharge all federal, state, income and other material Taxes prior to the date on which they become delinquent or penalties
attach, unless such Taxes are being Properly Contested.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Further
Assurances</U></B>. Promptly upon request by Lender, (a)&nbsp;correct any material defect or error that may be discovered in any Loan
Document or in the execution, acknowledgment, filing or recordation thereof, and (b)&nbsp;do, execute, acknowledge, deliver, record,
re-record, file, re-file, register and re-register any and all such further acts, deeds, certificates, assurances and other instruments
as Lender may reasonably require (taking into account the applicable laws and customs in a particular jurisdiction) from time to time
in order to carry out more effectively the purposes of the Loan Documents and (i)&nbsp;to the fullest extent permitted by applicable
Law, subject such Loan Party&rsquo;s properties, assets, rights or interests (other than Excluded Property, as defined in the Security
Agreement) to the Liens now or hereafter intended to be covered by any of the Collateral Documents, (ii)&nbsp;perfect and maintain the
validity, effectiveness and priority of any of the Collateral Documents and any of the Liens intended to be created thereunder and (iii)&nbsp;assure,
convey, grant, assign, transfer, preserve, protect and confirm more effectively unto Lender the rights granted or now or hereafter intended
to be granted to Lender under any Loan Document or under any other instrument executed in connection with any Loan Document to which
such Loan Party is a party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Depository
Relationship</U></B>. Maintain Lender as its exclusive depositary bank (except for deposit accounts referenced on <U>Schedule 5.17</U>,
which such accounts and all other accounts (other than any custodial accounts (including, without limitation, any National Securities
Clearing Corporation clearing accounts and participant accounts)) of the Advisory Entities and the Broker-Dealer Subsidiaries shall be
transitioned to Lender within one hundred twenty (120) days of the Closing Date (or such later date agreed to by Lender in its sole and
absolute discretion)); <U>provided that</U>, the Borrower shall not be required to transition the KeyBank Deposit Accounts to the Lender,
but instead, shall be required to deliver to the Lender, within one hundred twenty (120) days of the Closing Date, Control Agreements
related to the KeyBank Deposit Accounts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Joinder
of New Subsidiaries</U></B><U>; <B>Covenant to Give Security</B></U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Promptly after any Person
becomes a direct or indirect domestic Subsidiary of Holdings, Borrower or any other Loan Party, Borrower shall promptly notify Lender
thereof in writing (including the legal name and jurisdiction of formation of such Subsidiary) and, in each case within thirty (30) days
thereafter (or such later date as agreed to by the Lender) and at Borrower&rsquo;s sole cost and expense, Borrower shall:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>cause
such Person to become a co-borrower to this Agreement by duly executing and delivering to Lender a joinder, supplement or such other
document as Lender shall deem appropriate for such purpose (in form and substance acceptable to Lender);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>cause
such Person to become a party as a grantor to the Security Agreement by duly executing and delivering to Lender a joinder, supplement
or such other document as Lender shall reasonably deem appropriate for such purpose (in form and substance reasonably acceptable to Lender);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>cause
such Person to deliver to Lender those items and instruments of the type specified in <U>Section&nbsp;4.01(e)</U>, securing the payment
of all Obligations under the Loan Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>cause
such Person to deliver to Lender documents of the type referred to in <U>Section&nbsp;4.01(b)</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>upon
the request of Lender, deliver to Lender a signed copy of a favorable opinion of counsel for such Subsidiary, which shall be addressed
and reasonably acceptable to Lender and in scope substantially consistent with the opinion delivered to Lender on the date hereof; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>upon
the request of Lender, execute and deliver to Lender (or cause the direct parent of any indirect Subsidiary to execute and deliver to
Lender) a pledge agreement (or a supplement or addendum to the Pledge Agreement) in form and substance reasonably acceptable to Lender,
whereby Holdings, Borrower or any other Loan Party (or such direct parent) pledges all of the Equity Interests in the applicable Subsidiary
as additional collateral for the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Collateral
Access Agreements</U></B>. For the properties located at 425 N. Martingale Road, Suite&nbsp;1220, Schaumburg,&nbsp;Illinois 60173 and
80 State Street, Albany, New York 12207 (collectively, the &ldquo;<U>Existing Material Locations</U>&rdquo;), the Borrower shall use
commercially reasonable efforts to obtain a Collateral Access Agreement executed by the applicable Loan Party, as the case may be, and
each landlord, warehouseman or other bailee with respect thereto. Such Collateral Access Agreements shall be delivered to Lender within
ninety (90) days after the Closing Date. After the date of this Agreement, (a)&nbsp;if any of the Existing Material Locations are replaced
and the applicable Loan Party enters into a new lease, and (b)&nbsp;whenever any Loan Party enters into a new lease for a location where
such Loan Party maintains material back-office operations (each such location in sub-section (a)&nbsp;and sub-section (b)&nbsp;being
referred to as a &ldquo;<U>Material Location</U>&rdquo;), each such party shall use commercially reasonable efforts to obtain a Collateral
Access Agreement with respect to such new Material Location contemporaneously with the execution of such new lease.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Preservation
of Existence</U></B>. (a)&nbsp;Preserve, renew and maintain in full force and effect its legal existence and good standing under the
Laws of the jurisdiction of its organization; and (b)&nbsp;take all reasonable action to maintain all rights, privileges, permits, licenses
and franchises necessary in the normal conduct of their businesses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Anti-Corruption
Laws</U></B>. Conduct its business in compliance with applicable anti-corruption laws and maintain policies and procedures designed to
promote and achieve compliance with such laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Limitations
on Activities of Holdings</U></B>. Notwithstanding any provisions in this Agreement or any other Loan Document to the contrary, cause
or permit Holdings to: (a)&nbsp;conduct any business operations other than owning, directly or indirectly, the Equity Interests of Borrower
and its Subsidiaries; (b)&nbsp;have any liabilities other than its obligations under the Loan Documents and payroll, tax and other liabilities
in the ordinary course of business and any administrative expense (including fees of accountants and other professionals and travel expenses,
reimbursement obligations and indemnities) incurred in connection with the foregoing or clause (c)&nbsp;below; or (c)&nbsp;own, hold
or lease any operating assets; <U>provided that</U> the foregoing clauses (a)-(c)&nbsp;shall not prohibit (i)&nbsp;Holdings&rsquo; ownership
of the equity interests of Borrower and its Subsidiaries and activities incidental thereto, (ii)&nbsp;the maintenance of its legal existence
(including the ability to incur and pay, as applicable, fees, costs and expenses and taxes relating to such maintenance) and (iii)&nbsp;the
performance of its obligations with respect to the transactions contemplated by the Loan Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.20&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Status
under Securities Laws</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Cause
each Broker-Dealer Subsidiary (i)&nbsp;to maintain its status as a registered &ldquo;broker/dealer&rdquo; under the Securities Exchange
Act of 1934 and under the laws of each state in which such registration is required in connection with the business of such Broker-Dealer
Subsidiary and where a failure to obtain such registration would be likely to have a Material Adverse Effect, and (ii)&nbsp;to maintain
its membership in FINRA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Cause
each Investment Advisor Subsidiary to maintain its status as a registered &ldquo;investment adviser&rdquo; under (i)&nbsp;the Investment
Advisers Act of 1940 and (ii)&nbsp;under the laws of each state in which such registration is required in connection with the investment
advisory business of such Investment Advisor Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.21&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Regulatory
Matters</U></B>. Cause each Broker-Dealer Subsidiary to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Take
all reasonable action to maintain all rights, privileges, broker-dealer licenses and memberships and broker-dealer registrations necessary
in the normal conduct of such Person&rsquo;s business and where a failure to obtain such license, membership or registration would be
likely to have a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Comply
with all rules&nbsp;and regulations of the SEC and FINRA applicable to such Person (including such rules&nbsp;and regulations dealing
with net capital requirements) and, to the extent applicable to such Person, all similar, equivalent or comparable foreign statutes,
rules, regulations and other regulatory requirements; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;At
all times, maintain net capital in an amount not less than that required by the Net Capital Rule.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.22&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Registration;
Qualification</U></B>. Each Broker-Dealer Subsidiary must maintain its registration or comparable qualification with its applicable Examining
Authority.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.23&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Advisory
Entities Accounts</U></B>. Borrower shall cause the Advisory Entities to deposit all of the Advisory Fee Revenue, or transfer all of
the Advisory Fee Revenue at the Custodians that are due and payable to the Advisory Entities, into the Advisory Entities Accounts in
accordance with the Cash Sweep and Disbursement Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.24&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>View-Only
Access Rights</U></B>. Borrower shall cause each of the Advisory Entities to provide the Lender with view only access (or other means
reasonably satisfactory to the Lender) of such Advisory Entity&rsquo;s deposit accounts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.25&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>A/P
Reserve Account</U></B>. On or before March&nbsp;1, 2025, Borrower shall enter into a final payment settlement agreement with the law
firms that it is indebted to and reduce the Aged A/P by at least twenty five percent (25%) and provide a copy of such settlement agreement
to the Lender. If the Borrower fails to reduce the Aged A/P by at least twenty-five percent (25%) by such date, then the Borrower shall
immediately, but no later than two (2)&nbsp;Business Days after March&nbsp;1, 2025, disburse an additional Five Hundred Thousand and
00/100 Dollars ($500,000.00) into the A/P Reserve Account, whereby the amount of the A/P Reserve Account shall equal One Million Five
Hundred Thousand and 00/100 Dollars ($1,500,000.00). Upon the reduction of the Aged A/P by twenty-five percent (25%), the Borrower shall
be permitted to utilize the funds in the A/P Reserve Account for additional payments and/or settlements to further reduce the Aged A/P.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>6.26&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Post-Closing
Covenants</U></B>. Notwithstanding the conditions precedent in <U>Section&nbsp;4.01</U> above, Borrower shall satisfy the requirements
and/or provide to Lender each of the documents, instruments, agreements and information set forth on <U>Schedule 6.26</U>, in form and
substance reasonably acceptable to Lender, on or before the date specified for such requirement on <U>Schedule 6.26</U> or such later
date to be determined by Lender in its reasonable discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Article&nbsp;VII</U></B></FONT><B><BR>
NEGATIVE COVENANTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">So long as Lender shall have
any Term Loan Commitment, Non-Revolving Loan Commitment, any Term Loan, any Non-Revolving Loan or other Obligation (other than contingent
indemnification obligations not then due and Bank Product Debt not then due and payable) hereunder shall remain unpaid or unsatisfied:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.01&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Indebtedness</U></B>.
The Borrower shall not, nor shall it permit any other Loan Party to, directly or indirectly, create, incur, assume or suffer to exist
any Indebtedness and any Swap Obligations (other than Excluded Swap Obligations) and any Banking Services Obligations, except:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Indebtedness
owed to the Lender under the Loan Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Indebtedness
outstanding on the Closing Date and listed on <U>Schedule 7.01</U> and any refinancings, refundings, renewals or extensions thereof;
<U>provided that</U> (i)&nbsp;the amount of such Indebtedness is not increased at the time of such refinancing, refunding, renewal or
extension except by an amount equal to a reasonable premium or other reasonable amount paid, and fees and expenses reasonably incurred,
in connection with such refinancing and by an amount equal to any existing commitments unutilized thereunder; and (ii)&nbsp;the terms
relating to principal amount, amortization, maturity, and subordination (if any), and other material terms taken as a whole, of any such
refinancing, refunding, renewing or extending Indebtedness, and of any agreement entered into and of any instrument issued in connection
therewith, are no less favorable in any material respect to any Loan Party or Lender than the terms of any agreement or instrument governing
the Indebtedness being refinanced, refunded, renewed or extended;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>obligations
(contingent or otherwise) of any Loan Party existing or arising under any Swap Contract; <U>provided that</U> (i)&nbsp;such obligations
are (or were) entered into by any Loan Party in the ordinary course of business for the purpose of directly mitigating risks associated
with liabilities, commitments, investments, assets, or property held or reasonably anticipated by such Person, or changes in the value
of securities issued by such Person, and not solely for purposes of speculation or taking a &ldquo;market view&rdquo;; and (ii)&nbsp;such
Swap Contract does not contain any provision exonerating the non-defaulting party from its obligation to make payments on outstanding
transactions to the defaulting party;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Indebtedness
in respect of Capital Leases, Synthetic Lease Obligations and purchase money obligations for fixed or capital assets within the parameters
set forth in <U>Section&nbsp;7.02(h)</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>unsecured
Indebtedness under (x)&nbsp;the Subordinated Notes and any refinancings, refundings, renewals or extensions thereof (subject to the proviso
in <U>Section&nbsp;7.01(b)</U>) so long as the Subordinated Notes remain subject to the Subordinated Notes Subordination Agreement and
(y)&nbsp;any other Subordinated Debt so long as such Indebtedness is subject to a Subordination Agreement in form and substance reasonably
acceptable to Lender;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Indebtedness
owed to insurance carriers to finance insurance premiums in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Guarantees
permitted hereunder;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>unsecured
Indebtedness owed by any Loan Party to any other Loan Party to the extent that, at the request of Lender, such Indebtedness is subordinated
to the Indebtedness in favor of Lender pursuant to a subordination agreement acceptable to Lender and otherwise documented in a manner
reasonably satisfactory to Lender (including, if requested, evidenced by a promissory note to be delivered to Lender as Collateral);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>contingent
obligations arising under guarantees by a Loan Part&nbsp;of Indebtedness or other obligations of any Loan Party, which Indebtedness or
other obligations are otherwise permitted hereunder; <U>provided that</U>, if such obligation is subordinated to the Obligations, such
guarantee shall be subordinated to the same extent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Indebtedness
incurred in the ordinary course of business in respect of credit cards, credit card processing services, debit cards, stored value cards,
purchase cards (including so called &ldquo;procurement cards&rdquo; or &ldquo;P cards&rdquo;), or cash management services; provided,
that such Indebtedness is paid off on a monthly basis;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>contingent
obligations arising with respect to customary indemnification obligations in favor of purchasers in connection with dispositions permitted
under <U>Section&nbsp;7.05</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Indebtedness
constituting obligations arising from agreements providing for indemnification or adjustment of purchase price in respect of working
capital adjustment requirements or similar obligations, securing the performance of Borrower or another Loan Party pursuant to such agreements,
in each case, in connection with any Permitted Acquisition;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Indebtedness
in respect of netting services, overdraft protection and other similar arrangements in connection with deposit accounts in the ordinary
course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(n)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>contingent
obligations consisting of payment, performance, surety or other similar bonds obtained by any Loan Party in the ordinary course of business
in an aggregate amount not to exceed Two Hundred Fifty Thousand and 00/100 Dollars ($250,000.00) and permitted under <U>Section&nbsp;7.02</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(o)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>unsecured
Indebtedness in an aggregate principal amount not to exceed Five Hundred Thousand and 00/100 Dollars ($500,000.00) at any time outstanding
as all or part of the consideration for the purchase or redemption of Equity Interests of the Parent owned by officers, directors or
employees of the Loan Parties;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(p)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>to
the extent constituting Indebtedness, the Aged A/P;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(q)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Parent
Indebtedness;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(r)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Indebtedness
under the Oak Street Note; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(s)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>other
unsecured Indebtedness in the aggregate not to exceed Five Hundred Thousand and 00/100 Dollars ($500,000.00) at any time outstanding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.02&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Liens</U></B>.
No Loan Party shall, directly or indirectly, create, incur, assume or suffer to exist any Lien upon any of its property, assets or revenues,
whether now owned or hereafter acquired, other than the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
in favor of Lender created pursuant to any Loan Document;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
existing on the Closing Date and listed on <U>Schedule 7.02</U> and any renewals or extensions thereof, <U>provided that</U> (i)&nbsp;the
property covered thereby is not changed, (ii)&nbsp;the amount secured or benefited thereby is not increased except as permitted by <U>Section&nbsp;7.01</U>,
(iii)&nbsp;the direct or any contingent obligor with respect thereto is not changed, and (iv)&nbsp;any renewal or extension of the obligations
secured or benefited thereby is permitted by <U>Section&nbsp;7.01</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
for Taxes not yet due or which are being Properly Contested;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
arising by operation of law, such as carriers&rsquo;, warehousemen&rsquo;s, mechanics&rsquo;, materialmen&rsquo;s, repairmen&rsquo;s
or other like Liens arising in the ordinary course of business which are not overdue for a period of more than sixty (60) days and which
are being Properly Contested;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>pledges
or deposits in the ordinary course of business in connection with workers&rsquo; compensation, unemployment insurance and other social
security legislation, other than any Lien imposed by ERISA, which Lien could reasonably be expected to have a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>deposits
to secure the performance of bids, trade contracts and leases (other than Indebtedness), statutory obligations, surety and appeal bonds,
performance bonds and other obligations of a like nature incurred in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
securing judgments for the payment of money not constituting an Event of Default under <U>Section&nbsp;8.01(i)</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
securing Indebtedness in respect of Capital Leases, Synthetic Lease Obligations and purchase money obligations for fixed or capital assets;
<U>provided that</U> (i)&nbsp;such Liens do not at any time encumber any property other than the property financed by such Indebtedness
and (ii)&nbsp;the Indebtedness secured thereby does not exceed the cost or fair market value, whichever is lower, of the property being
acquired on the date of acquisition;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
arising by virtue of deposits in the ordinary course of business to secure liability for premiums to insurance carriers;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
consisting of minor imperfections of title and easements, rights-of-way, covenants, consents, reservations, encroachments, variations
and zoning and other similar restrictions, charges, encumbrances or title defects affecting real property, which would not reasonably
be expected to cause a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>operating
leases or subleases (and precautionary UCC filings with respect thereto) granted by or to any Loan Party or from any other Person in
the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Liens
(including the right of setoff) in favor of a bank or other depository institution arising as a matter of law encumbering deposits at
such bank or other depository institution;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
interest or title of a lessor or sublessor under any lease or sublease not prohibited by this Agreement (including, without limitation,
any leases, subleases and other agreements and modifications thereto (whether written or oral and whether now or hereafter in effect)
to which Borrower or any Subsidiary is a party, pursuant to which any Person is granted a possessory interest in, or right to use or
occupy all or any portion of any space in real property); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(n)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>other
Liens which do not secure Indebtedness for borrowed money or letters of credit and as to which the aggregate amount of all such obligations
secured thereby does not exceed Five Hundred Thousand and 00/100 Dollars ($500,000.00).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.03&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Investments</U></B>.
No Loan Party shall, directly or indirectly, make any Investments, except:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Investments
held by any Loan Party existing as of the Closing Date and set forth on <U>Schedule 7.03</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Investments
held by any Loan Party in the form of cash or Cash Equivalents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Permitted
Investments;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>loans
and/or advances to officers, managers, directors and employees of any Loan Party in an aggregate amount not to exceed Two Hundred Thousand
and 00/100 Dollars ($200,000.00) at any time outstanding;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Investments
consisting of extensions of credit in the nature of accounts receivable or notes arising from the grant of credit in the ordinary course
of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Guarantees
and Swap Contracts permitted by <U>Section&nbsp;7.01</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
acceptance of a form of deferred cash or Cash Equivalents in connection with the sale or disposition of assets permitted under <U>Section&nbsp;7.05</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Investments
(other than Investments described in clause (a)&nbsp;of the definition thereof) (i)&nbsp;in wholly owned domestic Subsidiaries that are
Loan Parties and (ii)&nbsp;by any Subsidiary of a Loan Party to or in a Loan Party or any other Subsidiary of such Loan Party which is
itself a Loan Party;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Investments
consisting of loans made by Parent, Holdings or any of its Subsidiaries to officers, directors and employees of any such Person which
are used by such Person to simultaneously purchase equity interests of such Person in an aggregate outstanding amount not to exceed Five
Hundred Thousand and 00/100 Dollars ($500,000.00);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Permitted
Acquisitions;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>bank
deposits in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Investments
in securities of account debtors received pursuant to any plan of reorganization or similar arrangement upon the bankruptcy or insolvency
of such account debtors or acquired in connection with the settlement of delinquent accounts in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>other
Investments (other than Investments described in clause (a)&nbsp;of the definition thereof) that, in the aggregate, are not in excess
of Five Hundred Thousand and 00/100 Dollars ($500,000.00) at any given time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.04&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Fundamental
Changes</U></B>. Except as permitted by <U>Section&nbsp;7.05</U>, no Loan Party shall, directly or indirectly, merge, dissolve, liquidate,
consolidate with or into another Person, except that, so long as no Event of Default has occurred and is continuing or would result therefrom,
any Loan Party may merge or consolidate with another person so long as such Loan Party is the surviving Person of such merger or consolidation;
<U>provided that</U> in any such merger or consolidation to which Borrower is a party, Borrower shall be the surviving Person. No Loan
Party shall change (i)&nbsp;its name or conduct business under any fictitious name (unless such Loan Party gives Lender notice of such
change or conduct not later than thirty (30) days after such change or conduct is effectuated); (ii)&nbsp;its tax, charter or other organizational
identification number (unless such Loan Party gives notice of such change at least ten (10)&nbsp;days prior to such change being effectuated);
(iii)&nbsp;its form or state of organization (unless such Loan Party gives Lender notice of such change at least ten (10)&nbsp;days prior
to such change being effectuated); and (iv)&nbsp;liquidate, wind up its affairs or dissolve itself; <U>provided that</U> any Subsidiary
of the Borrower may liquidate or dissolve if (x)&nbsp;the Borrower determines in good faith that such liquidation or dissolution is in
the best interests of the Borrower and its Subsidiaries and is not disadvantageous to Lender, (y)&nbsp;any and all assets owned or held
by such Subsidiary is transferred to a Loan Party, and (z)&nbsp;the Lender is provided not less than ten (10)&nbsp;days&rsquo; prior
written notice of such liquidation or dissolution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.05&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Dispositions</U></B>.
No Loan Party shall, directly or indirectly, make any Disposition or enter into any agreement to make any Disposition, except:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Dispositions
of obsolete or worn out property, whether now owned or hereafter acquired, in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Dispositions
of inventory in the ordinary course of business, including trades made in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Dispositions
of equipment to the extent that (i)&nbsp;such equipment is exchanged for credit against the purchase price of similar replacement equipment
or (ii)&nbsp;the proceeds of such Disposition are promptly applied to the purchase price of such replacement equipment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Dispositions
by any Loan Party not otherwise permitted under this <U>Section&nbsp;7.05</U> so long as (i)&nbsp;at the time of such Disposition, no
Default shall exist or would result therefrom, (ii)&nbsp;such Disposition is at fair market value, and (iii)&nbsp;the Net Cash Proceeds
from such Disposition are applied to the Obligations to the extent required by <U>Section&nbsp;2.05(b)(iii)</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>sales,
transfers and dispositions between or among one or more Loan Parties;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
sale of discount of accounts receivable arising in the ordinary course of business in connection with the compromise or collection thereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>licenses,
sublicenses, leases or subleases granted to third parties in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
conveyance, sale, lease assign, transfer or other disposition constituting a transaction otherwise expressly permitted by this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>dispositions
resulting from any casualty events; provided, the proceeds thereof are applied in accordance with the terms of this Agreement, as applicable;
and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
abandonment or other Disposition of intellectual property in the reasonable business judgment of any Loan Party and provided that such
abandonment or Disposition could not reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.06&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Restricted
Payments</U></B>. No Loan Party shall declare or make, directly or indirectly, any Restricted Payment, or incur any obligation (contingent
or otherwise) to do so; <U>provided</U>, <U>however</U>, that,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Loan Parties may make Tax Distributions; <U>provided that</U>, any Tax Distributions to any entity or individual above Parent cannot
be made unless consented to by the Lender in its sole and absolute discretion (which consent shall not be unreasonably withheld, delayed
or conditioned);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>so
long as no Default or Event of Default exists or would result therefrom, subject to the Pollen Street Subordination Agreement, (i)&nbsp;Holdings
may pay the Pollen Street Dividend Payment in cash, as and when due pursuant to the Pollen Street Equity Documents, and (ii)&nbsp;Holdings
may redeem the Series&nbsp;A Convertible Preferred Stock owned by the Pollen Street Entity subject to the satisfaction of the Redemption
Conditions or with the prior written consent of the Lender; <U>provided that</U>, Holdings may make such payments directly as permitted
in this <U>Section&nbsp;7.06</U> or make a distribution in the amount of such payment to its immediate parent in order to enable such
parent to make such payment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>so
long as no Default or Event of Default exists or would result therefrom, subject to the terms of the Subordinated Notes Subordination
Agreement, the Borrower may (i)&nbsp;make regularly scheduled interest (but not principal) payments on the Subordinated Notes so long
as (x)&nbsp;the Fixed Charge Coverage Ratio, calculated on a pro forma basis as if such Restricted Payment had been made on the first
day of the relevant testing period, is not less than 1.20:1.00 as of the most recently ended fiscal year for which financial statements
shall have been delivered, (y)&nbsp;the Borrower has delivered a Compliance Certificate signed by an Authorized Employee of Borrower
certifying to compliance with the foregoing clause (x), and (z)&nbsp;the Lender has consented in writing to such payment, (ii)&nbsp;pay
the Permitted Non-Blockable Payments (as defined in the Subordinated Notes Subordination Agreement) and (iii)&nbsp;pay all amounts outstanding
in respect of the Subordinated Notes upon the satisfaction of the Repayment Conditions (as defined in the Subordinated Notes Subordination
Agreement) or with the prior written consent of the Lender;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>subject
to the terms of the Series&nbsp;B Subordination Agreement and so long as no Default or Event of Default exists or would result therefrom,
(i)&nbsp;Holdings may pay, or may make a distribution to Parent to enable Parent to pay the Series&nbsp;B Convertible Preferred Stock
Payment, (i)&nbsp;in kind with respect to the seven percent (7%) annual dividend payment payable and compounded quarterly on the last
day of each calendar quarter after the issuance thereof and (ii)&nbsp;in cash with respect to the foregoing on the dates required in
the documents governing the Series&nbsp;B Convertible Preferred Stock, and (ii)&nbsp;Holdings may redeem the Series&nbsp;B Convertible
Preferred Stock subject to the satisfaction of the Redemption Conditions or with the prior written consent of the Lender; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Loan Parties may make such other Restricted Payments consented to by Lender in writing, in its sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.07&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Change
in Nature of Business</U></B>. No Loan Party shall, directly or indirectly, engage in any material line of business substantially different
from those lines of business conducted by such Loan Party on the Closing Date or any business substantially related or incidental thereto
or ancillary thereto or a reasonable extension thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.08&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Affiliate
Transactions</U></B>. No Loan Party shall enter into or be party to any transaction with an Affiliate, except:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>transactions
expressly permitted by the Loan Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>transactions
between or among the Loan Parties and their Subsidiaries not involving any other Affiliates;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>payment
of compensation to officers, members of management, consultants and employees in amounts and manners consistent with those in place as
of the Closing Date or that are reasonable payments for services actually rendered, and payment of customary directors&rsquo; fees and
directors&rsquo; and officers&rsquo; indemnities;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
issuance of Equity Interests of the Loan Parties to any officers, directors, employees or consultants of the Borrower or its Subsidiaries
pursuant to any benefit plan; <U>provided that</U> in order to make such payments, a Loan Party may either make such payments as permitted
in this <U>Section&nbsp;7.08</U> or make a distribution to its immediate parent in the amount of such payment in order to enable such
parent to make such payment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>transactions
with Affiliates consummated prior to the Closing Date, as shown on <U>Schedule 7.08</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>purchase
agreements and documents and agreements related thereto in connection with Acquisitions or other Investments consummated prior to the
Closing Date, as shown on <U>Schedule 7.08</U>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>transactions
pursuant to stock option plans and employee benefit plans and arrangements; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>transactions
with Affiliates in the Ordinary Course of Business, upon fair and reasonable terms disclosed to Lender and no less favorable than would
be obtained in a comparable arm&rsquo;s-length transaction with a non-Affiliate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.09&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Plan</U></B>.
No Loan Party shall become party to any Multiemployer Plan, other than any in existence on the Closing Date and disclosed on Schedule
7.09 attached hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Use
of Proceeds</U></B>. No Loan Party shall use the proceeds of the Term Loan or any Non-Revolving Loan, whether directly or indirectly,
and whether immediately, incidentally or ultimately, to purchase or carry margin stock (within the meaning of Regulation U of the FRB)
or to extend credit to others for the purpose of purchasing or carrying margin stock or to refund indebtedness originally incurred for
such purpose.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Subsidiaries</U></B>.
No Loan Party shall create or acquire any new Subsidiaries after the Closing Date unless it complies with <U>Section&nbsp;6.15</U> of
this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Amendments
to Subordinated Debt; Pollen Street Equity Documents</U></B>. No Loan Party shall amend, supplement or otherwise modify any document,
instrument or agreement, relating to any Subordinated Debt or the Pollen Street Equity Documents, if such modification would violate
the applicable Subordination Agreement or otherwise would be materially adverse to the Lender in any respect. For the avoidance of doubt,
the Loan Parties shall not redeem the preferred equity shares issued pursuant to the Pollen Street Equity Documents without the express
written consent of the Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Advisory
Entities</U></B>. No Loan Party, Advisory Entity or Broker-Dealer Subsidiary shall open or otherwise establish, or deposit or otherwise
transfer funds, including without limitation, the Advisory Fee Revenues, into, any Deposit Account (other than any custodial accounts
(including, without limitation, any National Securities Clearing Corporation clearing accounts and participant accounts)), except for
the Deposit Accounts maintained at Lender and the Deposit Accounts in existence as of the Closing Date and, with respect to the Loan
Parties, listed on Schedule 5.17).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>7.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Financial
Covenants</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Minimum
Fixed Charge Coverage Ratio</U>. Borrower and its Subsidiaries on a consolidated basis shall have, at the end of each Fiscal Quarter,
commencing with the Fiscal Quarter ending on March&nbsp;31, 2025, a Fixed Charge Coverage Ratio as of the last day of such Fiscal Quarter
for the twelve (12) month period then ended of not less than 1.20 to 1.00.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Maximum
Senior Net Leverage Ratio</U>. Borrower and its Subsidiaries on a consolidated basis shall have, as of the last day of each Fiscal Quarter,
commencing with Fiscal Quarter ending on March&nbsp;31, 2025, a Senior Net Leverage Ratio as of the last day of such Fiscal Quarter for
the twelve (12) month period then ended, of not more than the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; width: 50%; border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><B>FISCAL QUARTER</B></TD>
    <TD STYLE="vertical-align: bottom; width: 50%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><B>MAXIMUM
    SENIOR NET LEVERAGE <BR>
RATIO</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">March&nbsp;31,
    2025 and each Fiscal Quarter through and including September&nbsp;30, 2025</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">3.00&#8239;to 1.00</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">December&nbsp;31,
    2025 and each Fiscal Quarter ending thereafter</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">2.75
    to 1.00</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Minimum
Annualized Revenue Received from Custodians</U>. Borrower and its Subsidiaries on a consolidated basis shall have, as of the last day
of each Fiscal Quarter, commencing with the Fiscal Quarter ending on March&nbsp;31, 2025, an Annualized Revenue Received from Custodians
of at least Eighteen Million and 00/100 Dollars ($18,000,000.00).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Article&nbsp;VIII</U></B></FONT><B><U><BR>
</U>EVENTS OF DEFAULT AND REMEDIES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>8.01&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Events
of Default</U></B>. Any of the following shall constitute an Event of Default:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Non-Payment</U>.
(i)&nbsp;Borrower fails to pay when due, any installment of principal or interest on the Loans, (ii)&nbsp;Borrower fails to pay any fees
or any other amounts due hereunder on the third (3<SUP>rd</SUP>) Business Day following the date when and as the same become due and
payable; or (iii)&nbsp;Borrower fails to pay the Obligations in full on or before the Term Loan Maturity Date, whether by acceleration
or otherwise; provided that, in the event there are sufficient funds in the Debt Service Reserve Account on any date a payment of principal
or interest is due and payable hereunder and the Lender shall not have debited such payment amount from the Debt Service Reserve Account
in accordance with the Cash Sweep and Disbursement Agreement such failure by the Lender shall not constitute an Event of Default hereunder;
or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Specific
Covenants</U>. Borrower fails to perform or observe any term, covenant or agreement contained in any of <U>Sections 6.01</U>, <U>6.03</U>,
<U>6.04</U>, <U>6.05(a)&nbsp;or (b)</U>, <U>6.06</U>, <U>6.07</U>, <U>6.08</U>, <U>6.10</U>, <U>6.11</U>, <U>6.12, 6.19, 6.20, 6.21,
6.22</U>, <U>6.23</U>, <U>6.24</U> or <U>6.25</U> or <U>Article&nbsp;VII</U>; <U>provided</U>, that with respect to any failure to perform
or observe the covenant in <U>Section&nbsp;6.23</U>, Borrower shall have the opportunity to cure such default by the earlier of (x)&nbsp;ten
(10)&nbsp;Business Days after the next succeeding Interest Payment Date after the end of the applicable Fiscal Quarter; and (y)&nbsp;ten
(10)&nbsp;Business Days after an Authorized Employee of Borrower has knowledge thereof to cure such default; <U>provided</U>, <U>further
</U>that with respect to any failure to perform or observe the covenant in <U>Section&nbsp;6.24</U>, Borrower shall have ten (10)&nbsp;Business
Days after an Authorized Employee of Borrower has knowledge thereof to cure such default to the extent that such failure is capable of
being cured within such period; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Other
Defaults</U>. Any Loan Party fails to perform or observe any other covenant or agreement (not specified in subsection (a)&nbsp;or (b)&nbsp;above)
contained in any Loan Document on its part to be performed or observed and such failure continues for a period of thirty (30) days after
an Authorized Employee of such Loan Party has knowledge thereof; <U>provided</U>, <U>however</U>, that the notice and opportunity to
cure such default within the time period above shall not apply if the breach or failure is not capable of being cured within such period
or is a willful breach by a Loan Party; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Representations
and Warranties</U>. Any representation, warranty, certification or statement of fact made or deemed made by or on behalf of any Loan
Party herein, in any other Loan Document, or in any document delivered by an Authorized Employee in connection herewith or therewith
shall be materially incorrect or materially misleading when made or deemed made; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Cross-Default;
Guarantee</U>. (i)&nbsp;Any Loan Party fails to make any payment when due (after any applicable grace or cure period), whether by scheduled
maturity, required prepayment, acceleration, demand or otherwise, in respect of any (A)&nbsp;Indebtedness (including any Swap Contract)
or any Broker-Dealer Debt in an aggregate principal amount in excess of the Threshold Amount, or (C)&nbsp;Guarantee in favor of Lender,
or (ii)&nbsp;any breach or default of any Loan Party, or the occurrence of any condition or event, with respect to any Indebtedness in
an aggregate principal amount in excess of the Threshold Amount, if the effect of such failure to pay, breach, default or occurrence
is to cause or to permit the holder or holders thereof to cause any such Indebtedness to become or be declared due prior to their stated
maturity; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Involuntary
Bankruptcy; Appointment of Receiver, Etc</U>. (i)&nbsp;A court enters a decree or order for relief with respect to any Loan Party in
an involuntary case under the Bankruptcy Code, which decree or order is not stayed or other similar relief is not granted under any applicable
federal or state law; or (ii)&nbsp;the continuance of any of the following events for sixty (60) days unless dismissed, bonded, vacated
or discharged: (A)&nbsp;an involuntary case is commenced against any Loan Party, under any Debtor Relief Law; or (B)&nbsp;a decree or
order of a court for the appointment of a receiver, liquidator, sequestrator, trustee, custodian or other officer having similar powers
over any Loan Party, or over all or a substantial part of its property, is entered; or (C)&nbsp;a receiver, interim receiver, receiver/manager,
sequestrator, conservator, administrator, liquidator, trustee or other custodian is appointed without the consent of a Loan Party, for
all or a substantial part of the property of the Loan Party; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Voluntary
Bankruptcy; Appointment of Receiver, Etc</U>. (i)&nbsp;any Loan Party commences a voluntary case under the Bankruptcy Code or other Debtor
Relief Law, or consents to the entry of an order for relief in an involuntary case or to the conversion of an involuntary case to a voluntary
case under any such law or consents to the appointment of or taking possession by a receiver, interim receiver, receiver/manager, sequestrator,
conservator, administrator, liquidator, trustee or other custodian for all or a substantial part of its property; or (ii)&nbsp;any Loan
Party makes any assignment for the benefit of creditors; or (iii)&nbsp;the board of directors or the governing body of any Loan Party
adopts any resolution or otherwise authorizes action to approve any of the actions referred to in this <U>Section&nbsp;8.01(g)</U>; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Solvency;
Inability to Pay Debts; Attachment</U>. (i)&nbsp;any Loan Party ceases to be Solvent, (ii)&nbsp;any Loan Party becomes unable or admits
in writing its inability or fails generally to pay its debts as they become due, or (iii)&nbsp;any writ or warrant of attachment or execution
or similar process is issued or levied against all or any material part of the property of any Loan Party and is not released, vacated
or fully bonded within sixty (60) days after its issue or levy; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Judgments</U>.
There is entered against any Loan Party (i)&nbsp;one or more final judgments or orders for the payment of money in an aggregate amount
(as to all such judgments or orders) exceeding the Threshold Amount (to the extent not covered by independent third-party insurance as
to which the insurer does not dispute coverage), or (ii)&nbsp;any one or more non-monetary final judgments that have, or could reasonably
be expected to have, individually or in the aggregate, a Material Adverse Effect and, in either case, (A)&nbsp;enforcement proceedings
are commenced by any creditor upon such judgment or order, or (B)&nbsp;there is a period of sixty (60) consecutive days during which
a stay of enforcement of such judgment, by reason of a pending appeal or otherwise, is not in effect; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>ERISA</U>.
(i)&nbsp;An ERISA Event occurs which, alone or together with other ERISA Events, has resulted or could reasonably be expected to result
in liability of any Loan Party in an amount that would reasonably be expected to have a Material Adverse Effect, or (ii)&nbsp;any Loan
Party or any ERISA Affiliate fails to pay when due, after the expiration of any applicable grace period, any installment payment with
respect to its withdrawal liability under Section&nbsp;4201 of ERISA under a Multiemployer Plan and such failure would reasonably be
expected to have a Material Adverse Effect; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Invalidity
of Loan Documents</U>. Either (i)&nbsp;any material provision (as determined by Lender) of any Loan Document, at any time after its execution
and delivery and for any reason other than as expressly permitted hereunder or thereunder or satisfaction in full of all the Obligations
(other than contingent indemnification obligations not then due and Bank Product Debt not then due and payable), ceases to be in full
force and effect; (ii)&nbsp;any Loan Party or any other Person contests in any manner the validity or enforceability of any material
provision (as determined by Lender) of any Loan Document; (iii)&nbsp;any Loan Party denies that it has any or further liability or obligation
under any Loan Document, or purports to revoke, terminate or rescind any provision of any Loan Document; or (iv)&nbsp;for any reason
other than as expressly permitted hereunder or thereunder or satisfaction in full of all the Obligations, any Collateral Document shall
for any reason fail or cease to create a valid and perfected first priority Lien on the Collateral (subject to Permitted Liens) covered
thereby except as expressly permitted in the Loan Documents; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Theft;
Damage</U>. A loss, theft, damage or destruction occurs with respect to any Collateral if the amount not covered by insurance exceeds
the Threshold Amount; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Injunction
on Business Activities</U>. (i)&nbsp;A Loan Party is enjoined, restrained or in any way prevented by any Governmental Authority from
conducting any part of its business; (ii)&nbsp;a Loan Party suffers the loss, revocation or termination of any license, permit, lease
or agreement necessary to its business; (iii)&nbsp;there is a cessation of any part of its business for a material period of time; or
(iv)&nbsp;any Collateral of a Loan Party is taken or impaired through condemnation, in the case of each of clauses (i)&nbsp;through (iv),
to the extent such injunction, restraint, loss, revocation, cessation, or taking could reasonably be expected to have a Material Adverse
Effect; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(n)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>Felony</U>.
A Loan Party, a Broker-Dealer Subsidiary or any of its </FONT>Authorized Employees <FONT STYLE="font-family: Times New Roman, Times, Serif">is
criminally indicted or convicted for (i)&nbsp;a felony committed in the conduct of its business, or (ii)&nbsp;violating any state or
federal law (including the Controlled Substances Act, Money Laundering Control Act of 1986 and Illegal Exportation of War Materials Act)
that could lead to forfeiture of any Collateral valued in excess of the Threshold Amount; or</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(o)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Subordinated
Debt</U>. Any subordination provision in any document or instrument governing material Subordinated Debt, or any subordination provision
in any subordination agreement that relates to any material Subordinated Debt, or any subordination provision in any guaranty by any
Loan Party of any material Subordinated Debt, shall cease to be in full force and effect, or any Loan Party or any Affiliate of a Loan
Party shall contest in any manner the validity, binding nature or enforceability of any such provision; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(p)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Subordinated
Debt Default</U>. Any default (after giving effect to any notice, grace or cure period thereunder) under the Subordinated Debt Documents;
or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(q)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Regulatory
Matters - Broker/Dealer</U>. Any of the Broker-Dealer Subsidiaries shall become subject to regulatory restrictions on its business as
a result of falling below capital early warning levels and such restrictions could reasonably be expected to have a Material Adverse
Effect on the Borrower and its Subsidiaries, taken as a whole; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(r)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Change
of Control</U>. There occurs any Change of Control;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(s)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Material
Adverse Effect</U>. The occurrence of any Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>8.02&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Remedies
Upon Event of Default</U></B>. If any Event of Default occurs and is continuing, Lender may take any or all of the following actions,
in Lender&rsquo;s sole and absolute discretion:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>declare
Lender&rsquo;s commitment to make Non-Revolving Loans to be terminated, whereupon such commitment and obligation shall be terminated;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>declare
the unpaid principal amount of the outstanding Term Loan and all outstanding Non-Revolving Loans, all interest accrued and unpaid thereon,
and all other amounts owing or payable hereunder or under any other Loan Document to be immediately due and payable, without presentment,
demand, protest or other notice of any kind, all of which are hereby expressly waived by Borrower;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>require
Loan Parties to Cash Collateralize its Bank Product Debt and other Obligations that are contingent or not yet due and payable, and if
the Loan Parties fail to deposit such Cash Collateral, Lender may advance the required Cash Collateral as Revolving Loans; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>exercise
all rights and remedies available to it under the Loan Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>provided</U> that upon the occurrence of an
Event of Default described in <U>Section&nbsp;8.01(f)</U>, <U>Section&nbsp;8.01(g)</U>&nbsp;and <U>Section&nbsp;8.01(r)</U>, the obligation
of Lender to make Non-Revolving Loans shall automatically terminate and the unpaid principal amount of the outstanding Term Loan and
all outstanding Non-Revolving Loans and all interest and other amounts as aforesaid shall automatically become due and payable, in each
case, without presentment, demand, protest, notice of intent to accelerate, notice of acceleration or other requirements of any kind,
all of which are hereby expressly waived by Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>8.03&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Application
of Funds</U></B>. After the exercise of remedies provided for in <U>Section&nbsp;8.02</U> with respect to Borrower or the Obligations
(or after any of the Term Loan or Non-Revolving Loans have automatically become immediately due and payable), any amounts received on
account of the Obligations shall be applied by Lender in the following order:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>First</U>, to payment
of that portion of the Obligations constituting fees, indemnities, expenses (including protective advances) and other amounts (including
fees, charges and disbursements of counsel to Lender and amounts payable under <U>Article&nbsp;III</U>) payable to Lender;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Second</U>, to payment
of that portion of the Obligations constituting accrued and unpaid interest on the Term Loan and the Non-Revolving Loans (in such order
as Lender shall determine in its sole discretion) and other obligations arising under the Loan Documents with respect to the Obligations;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Third</U>, to (a)&nbsp;payment
of that portion of the Obligations constituting unpaid principal of the Term Loan, (b)&nbsp;payment of that portion of the Obligations
constituting unpaid principal of the Non-Revolving Loans, and (c)&nbsp;payment of Obligations then owing under Bank Product Debt, Secured
Hedge Agreements and Secured Cash Management Agreements (in such order as Lender shall determine in its sole discretion); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Last</U>, the balance,
if any, after all of the Obligations (other than contingent indemnification obligations not then due and Bank Product Debt not then due
and payable) have been indefeasibly paid in full, to Borrower or as otherwise required by Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>8.04&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Cross-Default
and Cross-Collateralization</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Borrower acknowledges and agrees that an Event of Default under this Agreement or any other Loan Document shall also constitute an event
of default under all Swap Contracts and Secured Hedge Agreements. In addition to Lender&rsquo;s rights set forth herein, upon the occurrence
of an Event of Default under this Agreement and the other Loan Documents, the Lender has the right to demand payment of any Swap Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Borrower acknowledges and agrees that any and all Collateral granted to secure the Loans shall also secure any and all Swap Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Article&nbsp;IX</U></B></FONT><B><BR>
MISCELLANEOUS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.01&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Amendments</U></B><U>,
<B>Etc</B></U>. No amendment or waiver of any provision of this Agreement or any other Loan Document, and no consent to any departure
by Borrower therefrom, shall be effective unless in writing signed by Lender and Borrower, and each such waiver or consent shall be effective
only in the specific instance and for the specific purpose for which given.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.02&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Notices</U></B><U>;
<B>Effectiveness</B>; <B>Electronic Communication</B></U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notices
Generally</U>. Except as otherwise expressly provided in this Agreement, any notice required hereunder or under any Loan Document shall
be in writing addressed to the respective party as set forth on <U>Schedule 9.02</U>, and may be personally served, sent by email, sent
by overnight courier service or U.S. mail and shall be deemed to have given: (a)&nbsp;if delivered in person, when delivered; (b)&nbsp;if
sent by email, by the sender&rsquo;s receipt of an email acknowledgment confirming delivery thereof; (c)&nbsp;if delivered by overnight
courier, one (1)&nbsp;Business Day after delivery to the courier properly addressed with postage prepaid; or (d)&nbsp;if delivered by
U.S. mail, four (4)&nbsp;Business Days after deposit with postage prepaid and properly addressed. Any written communication that is not
sent in conformity with the foregoing provisions shall nevertheless be effective on the date actually received by the noticed party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Change
of Address, Etc</U>. The Borrower and Lender may change its address, facsimile or telephone number for notices and other communications
hereunder by notice to the other party hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Reliance
by Lender</U>. Lender shall be entitled to rely and act upon any notices (including telephonic and email Committed Loan Notices) purportedly
given by or on behalf of Borrower even if (i)&nbsp;such notices were not made in a manner specified herein, were incomplete or were not
preceded or followed by any other form of notice specified herein, or (ii)&nbsp;the terms thereof, as understood by the recipient, varied
from any confirmation thereof. Borrower shall indemnify Lender and the Related Parties of Lender from all losses, costs, expenses and
liabilities resulting from the reliance by such Person on each notice purportedly given by or on behalf of Borrower. All telephonic notices
to and other telephonic communications with Lender may be recorded by Lender, and each of the parties hereto hereby consents to such
recording.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.03&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>No
Waiver</U></B><U>; <B>Cumulative Remedies</B>; <B>Enforcement</B></U>. No failure by Lender to exercise, and no delay by Lender in exercising,
any right, remedy, power or privilege hereunder shall operate as a waiver thereof; nor shall any single or partial exercise of any right,
remedy, power or privilege hereunder preclude any other or further exercise thereof or the exercise of any other right, remedy, power
or privilege. The rights, remedies, powers and privileges herein provided are cumulative and not exclusive of any rights, remedies, powers
and privileges provided by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.04&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Expenses</U></B><U>;
<B>Indemnity</B>; <B>Damage Waiver</B></U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Costs
and Expenses</U>. Borrower shall pay (i)&nbsp;all reasonable and documented out-of-pocket expenses incurred by Lender (including the
reasonable and documented fees, charges and disbursements of one primary outside counsel for Lender, plus special counsel in each relevant
area of expertise and local counsel to Lender in each relevant jurisdiction), in connection with the credit facilities provided for herein,
the preparation, negotiation, execution and delivery of this Agreement and the other Loan Documents or any amendments, modifications
or waivers of the provisions hereof or thereof (whether or not the transactions contemplated hereby or thereby shall be consummated),
and (ii)&nbsp;all reasonable and documented out-of-pocket expenses incurred by Lender (including the fees, charges and disbursements
of one primary outside counsel for Lender, plus special counsel in each relevant area of expertise and local counsel to Lender in each
relevant jurisdiction), in connection with the enforcement or protection of its rights (A)&nbsp;in connection with this Agreement and
the other Loan Documents, including its rights under this <U>Section&nbsp;9.04</U>, or (B)&nbsp;in connection with the Term Loan and
the Non-Revolving Loans made hereunder, including all such reasonable and documented out-of-pocket expenses incurred during any workout,
restructuring or negotiations in respect of the Term Loan and the Non-Revolving Loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Indemnification
by Borrower</U>. Borrower shall indemnify Lender and each Related Party of Lender (each such Person being called an &ldquo;<U>Indemnitee</U>&rdquo;)
against, and hold each Indemnitee harmless from, any and all losses, claims, damages, liabilities and related expenses (including the
fees, charges and disbursements of one primary outside counsel for the Indemnitees, taken as a whole, plus special counsel in each relevant
area of expertise for the Indemnitees, taken as a whole, and local counsel to Indemnitees, taken as a whole in each relevant jurisdiction
(plus, in the case of a conflict among Indemnitees, one additional primary outside counsel, special counsel and local counsel with respect
to the conflicted parties), incurred by any Indemnitee or asserted against any Indemnitee by any third party or by Borrower arising out
of, in connection with, or as a result of (i)&nbsp;the execution or delivery of this Agreement, any other Loan Document or any agreement
or instrument contemplated hereby or thereby, the performance by the parties hereto of their respective obligations hereunder or thereunder,
the consummation of the transactions contemplated hereby or thereby, (ii)&nbsp;the Loans, any Letters of Credit or the use or proposed
use of the proceeds therefrom, (iii)&nbsp;any actual or alleged presence or release of Hazardous Materials on or from any property owned
or operated by Borrower, or any Environmental Liability related in any way to Borrower, or (iv)&nbsp;any actual or prospective claim,
litigation, investigation or proceeding relating to any of the foregoing, whether based on contract, tort or any other theory, whether
brought by a third party or by Borrower, and regardless of whether any Indemnitee is a party thereto; <U>provided</U> that such indemnity
shall not, as to any Indemnitee, be available to the extent that such losses, claims, damages, liabilities or related expenses are determined
by a court of competent jurisdiction by a final and non-appealable judgment to have resulted from the gross negligence or willful misconduct
of such Indemnitee. Section&nbsp;9.04(b)&nbsp;shall not apply with respect to Taxes other than any Taxes that represent losses, claims,
damages,&nbsp;etc. arising from any non-Tax claim.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Waiver
of Consequential Damages, Etc</U>. To the fullest extent permitted by applicable law, Borrower shall not assert, and Borrower hereby
waives, any claim against any Indemnitee, on any theory of liability, for special, indirect, consequential or punitive damages (as opposed
to direct or actual damages) arising out of, in connection with, or as a result of, this Agreement, any other Loan Document or any agreement
or instrument contemplated hereby, the transactions contemplated hereby or thereby, the Loans or any Letter of Credit or the use of the
proceeds thereof. No Indemnitee referred to in subsection (b)&nbsp;above shall be liable for any damages arising from the use by unintended
recipients of any information or other materials distributed to such unintended recipients by such Indemnitee through telecommunications,
electronic or other information transmission systems in connection with this Agreement or the other Loan Documents or the transactions
contemplated hereby or thereby other than for direct or actual damages resulting from the gross negligence or willful misconduct of such
Indemnitee as determined in a final and non-appealable judgment by a court of competent jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Payments</U>.
All amounts due under this <U>Section&nbsp;9.04</U> shall be payable not later than five (5)&nbsp;Business Days after demand therefor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Survival</U>.
The agreements in this <U>Section&nbsp;9.04</U> shall survive the termination of the Loan Documents, the termination of the Term Loan
Commitment and Non-Revolving Loan Commitment, the payment in full of the Loans, and the repayment, satisfaction or discharge of all the
other Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.05&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Payments
Set Aside</U></B>. To the extent that any payment by or on behalf of Borrower is made to Lender, or Lender exercises its right of setoff,
and such payment or the proceeds of such setoff or any part thereof is subsequently invalidated, declared to be fraudulent or preferential,
set aside or required (including pursuant to any settlement entered into by Lender in its discretion) to be repaid to a trustee, receiver
or any other party, in connection with any proceeding under any Debtor Relief Law or otherwise, then to the extent of such recovery,
the obligation or part thereof originally intended to be satisfied shall be revived and continued in full force and effect as if such
payment had not been made or such setoff had not occurred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.06&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Successors
and Assigns</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Successors
and Assigns Generally</U>. The provisions of this Agreement shall be binding upon and inure to the benefit of the parties hereto and
their respective successors and assigns permitted hereby, except that Borrower may not assign or otherwise transfer any of its rights
or obligations hereunder without the prior written consent of Lender. Nothing in this Agreement, expressed or implied, shall be construed
to confer upon any Person any legal or equitable right, remedy or claim under or by reason of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Assignments
by Lender</U>. Lender may at any time assign or participate to one or more assignees or participants all or a portion of its rights and
obligations under this Agreement (including all or a portion of its Term Loan Commitment, Term Loan, Non-Revolving Loan Commitment and
the Non-Revolving Loans at the time owing to it; provided that, the Borrower shall have given its prior written consent (which consent
shall not be unreasonably withheld or delayed) to any assignment, except for any assignment (x)&nbsp;to an Affiliate of the Lender, (y)&nbsp;of
all of the Loans as a result of an acquisition and/or merger of the Lender by another financial institution or entity, or (y)&nbsp;during
the occurrence and continuation of an Event of Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Certain
Pledges</U>. Lender may at any time pledge or assign a security interest in all or any portion of its rights under this Agreement (including
under the Term Note and the Non-Revolving Loan Note) to secure obligations of Lender, including any pledge or assignment to secure obligations
to a Federal Reserve Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.07&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Treatment
of Certain Information</U></B><U>; <B>Confidentiality</B></U>. Lender agrees to maintain the confidentiality of the Information (as defined
below), except that Information may be disclosed (a)&nbsp;to its Affiliates and to its and its Affiliates&rsquo; respective partners,
directors, officers, employees, agents, trustees, advisors and representatives (it being understood that the Persons to whom such disclosure
is made will be informed of the confidential nature of such Information and instructed to keep such Information confidential), (b)&nbsp;to
the extent requested by any regulatory authority purporting to have jurisdiction over it (including any self-regulatory authority), (c)&nbsp;to
the extent required by applicable laws or regulations or by any subpoena or similar legal process, (d)&nbsp;to any other party hereto,
(e)&nbsp;in connection with the exercise of any remedies hereunder or under any other Loan Document or any action or proceeding relating
to this Agreement or any other Loan Document or the enforcement of rights hereunder or thereunder, (f)&nbsp;subject to an agreement containing
provisions substantially the same as those of this <U>Section&nbsp;9.07</U>, to (i)&nbsp;any assignee of or participant in, or any prospective
assignee of or participant in, any of its rights or obligations under this Agreement or (ii)&nbsp;any actual or prospective counterparty
(or its advisors) to any swap or derivative transaction relating to Borrower and its obligations, (g)&nbsp;with the consent of Borrower
(h)&nbsp;to the extent such Information (x)&nbsp;becomes publicly available other than as a result of a breach of this <U>Section&nbsp;9.07
</U>or (y)&nbsp;becomes available to Lender or any of its Affiliates on a non-confidential basis from a source other than Borrower. For
purposes of this <U>Section&nbsp;9.07</U>, &ldquo;Information&rdquo; means all information received from Borrower, Guarantors, Holdings
or any Subsidiary relating to such Persons or any of their businesses, other than any such information that is available to Lender on
a non-confidential basis prior to disclosure by Borrower, Guarantors, Holdings or any Subsidiary unless in the case of information received
from such Persons after the Closing Date, such information is clearly identified at the time of delivery as PUBLIC. Any Person required
to maintain the confidentiality of Information as provided in this <U>Section&nbsp;9.07</U> shall be considered to have complied with
its obligation to do so if such Person has exercised the same degree of care to maintain the confidentiality of such Information as such
Person would accord to its own confidential information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Lender acknowledges that
(a)&nbsp;the Information may include material non-public information concerning Borrower, (b)&nbsp;it has developed compliance procedures
regarding the use of material non-public information and (c)&nbsp;it will handle such material non-public information in accordance with
applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.08&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Right
of Setoff</U></B>. If an Event of Default shall have occurred and be continuing, Lender and each of its Affiliates is hereby authorized
at any time and from time to time, to the fullest extent permitted by applicable law, to set off and apply any and all deposits (general
or special, time or demand, provisional or final, in whatever currency) at any time held and other obligations (in whatever currency)
at any time owing by Lender or any such Affiliate to or for the credit or the account of Borrower against any and all of the obligations
of Borrower now or hereafter existing under this Agreement or any other Loan Document to Lender, irrespective of whether or not Lender
shall have made any demand under this Agreement or any other Loan Document and although such obligations of Borrower may be contingent
or unmatured. Lender agrees to notify Borrower promptly after any such setoff and application; <U>provided that</U> the failure to give
such notice shall not affect the validity of such setoff and application.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.09&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Interest
Rate Limitation</U></B>. Notwithstanding anything to the contrary contained in any Loan Document, the interest paid or agreed to be paid
under the Loan Documents shall not exceed the maximum rate of non-usurious interest permitted by applicable Law (the &ldquo;<U>Maximum
Rate</U>&rdquo;). If Lender shall receive interest in an amount that exceeds the Maximum Rate, the excess interest shall be applied to
the principal of the Term Loan or the Non-Revolving Loan or, if it exceeds such unpaid principal, refunded to Borrower. In determining
whether the interest contracted for, charged, or received by Lender exceeds the Maximum Rate, Lender may, to the extent permitted by
applicable Law, (a)&nbsp;characterize any payment that is not principal as an expense, fee, or premium rather than interest, (b)&nbsp;exclude
voluntary prepayments and the effects thereof, and (c)&nbsp;amortize, prorate, allocate, and spread in equal or unequal parts the total
amount of interest throughout the contemplated term of the Obligations hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Counterparts</U></B><U>;
<B>Integration</B>; <B>Effectiveness</B></U>. This Agreement may be executed in counterparts (and by different parties hereto in different
counterparts), each of which shall constitute an original, but all of which when taken together shall constitute a single contract. This
Agreement and the other Loan Documents constitute the entire contract among the parties relating to the subject matter hereof and supersede
any and all previous agreements and understandings, oral or written, relating to the subject matter hereof. Except as provided in <U>Section&nbsp;4.01</U>,
this Agreement shall become effective when it shall have been executed by Lender and when Lender shall have received counterparts hereof
that, when taken together, bear the signatures of each of the other parties hereto. Delivery of an executed counterpart of a signature
page&nbsp;of this Agreement by telecopy or other electronic imaging means shall be effective as delivery of a manually executed counterpart
of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Survival
of Representations and Warranties</U></B>. All representations and warranties made hereunder and in any other Loan Document or other
document delivered pursuant hereto or thereto or in connection herewith or therewith shall survive the execution and delivery hereof
and thereof. Such representations and warranties have been or will be relied upon by Lender, regardless of any investigation made by
Lender or on its behalf and notwithstanding that Lender may have had notice or knowledge of any Default at the time of Term Loan or at
the time of any Non-Revolving Loan, and shall continue in full force and effect as long as any portion of the Loans or any other Obligation
shall remain unpaid or unsatisfied.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Severability</U></B>.
If any provision of this Agreement or the other Loan Documents is held to be illegal, invalid or unenforceable, (a)&nbsp;the legality,
validity and enforceability of the remaining provisions of this Agreement and the other Loan Documents shall not be affected or impaired
thereby and (b)&nbsp;the parties shall endeavor in good faith negotiations to replace the illegal, invalid or unenforceable provisions
with valid provisions the economic effect of which comes as close as possible to that of the illegal, invalid or unenforceable provisions.
The invalidity of a provision in a particular jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Power
of Attorney</U></B>. Borrower hereby irrevocably makes, constitutes and appoints Lender (and any officer of Lender or any Person designated
by Lender for that purpose) during the existence of any Event of Default, as Borrower&rsquo;s true and lawful proxy and attorney-in-fact
(and agent-in-fact) in Borrower&rsquo;s name, place and stead, with full power of substitution, to (i)&nbsp;take such actions as are
required of Borrower by the terms of this Agreement, (ii)&nbsp;execute such financing statements and other documents and to do such other
acts as Lender may require to perfect and preserve Lender&rsquo;s security interest in, and to enforce such interests in the Collateral,
and (iii)&nbsp;carry out any remedy provided for in this Agreement, including endorsing Borrower&rsquo;s name to checks, drafts, instruments
and other items of payment, and proceeds of the Collateral, executing change of address forms with the postmaster of the United States
Post Office serving the address of Borrower, changing the address of Borrower to that of Lender, opening all envelopes addressed to Borrower
and applying any payments contained therein to the Obligations. Borrower hereby acknowledges that the constitution and appointment of
such proxy and attorney-in-fact are coupled with an interest and are irrevocable. Borrower hereby ratifies and confirms all that such
attorney-in-fact may do or cause to be done by virtue of any provision of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Governing
Law</U></B><U>; <B>Jurisdiction</B>; <B>Etc</B></U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>GOVERNING
LAW</U>. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAW OF THE STATE OF ILLINOIS, WITHOUT REGARD TO ITS
CONFLICT OF LAW PRINCIPLES.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>SUBMISSION
TO JURISDICTION</U>. THE OBLIGORS IRREVOCABLY AND UNCONDITIONALLY SUBMIT, FOR THEMSELVES AND THEIR PROPERTY, TO THE EXCLUSIVE JURISDICTION
OF THE COURTS OF THE STATE OF ILLINOIS SITTING IN COOK COUNTY,&nbsp;IN THE CITY OF CHICAGO, AND OF THE UNITED STATES DISTRICT COURT FOR
THE NORTHERN DISTRICT OF ILLINOIS, AND ANY APPELLATE COURT FROM ANY THEREOF,&nbsp;IN ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATING
TO THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT, OR FOR RECOGNITION OR ENFORCEMENT OF ANY JUDGMENT, AND EACH OF THE PARTIES HERETO IRREVOCABLY
AND UNCONDITIONALLY AGREES THAT ALL CLAIMS IN RESPECT OF ANY SUCH ACTION OR PROCEEDING MAY&nbsp;BE HEARD AND DETERMINED IN SUCH ILLINOIS
STATE COURT OR, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW,&nbsp;IN SUCH FEDERAL COURT. EACH OF THE PARTIES HERETO AGREES THAT
A FINAL JUDGMENT IN ANY SUCH ACTION OR PROCEEDING SHALL BE CONCLUSIVE AND MAY&nbsp;BE ENFORCED IN OTHER JURISDICTIONS BY SUIT ON THE
JUDGMENT OR IN ANY OTHER MANNER PROVIDED BY LAW. NOTHING IN THIS AGREEMENT OR IN ANY OTHER LOAN DOCUMENT SHALL AFFECT ANY RIGHT THAT
LENDER MAY&nbsp;OTHERWISE HAVE TO BRING ANY ACTION OR PROCEEDING RELATING TO THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT AGAINST BORROWER
OR ITS PROPERTIES IN THE COURTS OF ANY JURISDICTION.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>WAIVER
OF VENUE</U>. BORROWER IRREVOCABLY AND UNCONDITIONALLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY OBJECTION THAT
IT MAY&nbsp;NOW OR HEREAFTER HAVE TO THE LAYING OF VENUE OF ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT OR
ANY OTHER LOAN DOCUMENT IN ANY COURT REFERRED TO IN PARAGRAPH (b)&nbsp;OF THIS <U>SECTION&nbsp;9.14</U>. EACH OF THE PARTIES HERETO HEREBY
IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE DEFENSE OF AN INCONVENIENT FORUM TO THE MAINTENANCE OF SUCH
ACTION OR PROCEEDING IN ANY SUCH COURT.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>SERVICE
OF PROCESS</U>. EACH PARTY HERETO IRREVOCABLY CONSENTS TO SERVICE OF PROCESS IN THE MANNER PROVIDED FOR NOTICES IN <U>SECTION&nbsp;9.02</U>.
NOTHING IN THIS AGREEMENT WILL AFFECT THE RIGHT OF ANY PARTY HERETO TO SERVE PROCESS IN ANY OTHER MANNER PERMITTED BY APPLICABLE LAW.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Waiver
of Jury Trial</U></B>. EACH PARTY HERETO HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT IT MAY&nbsp;HAVE
TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT
OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY (WHETHER BASED ON CONTRACT, TORT OR ANY OTHER THEORY). EACH PARTY HERETO (A)&nbsp;CERTIFIES
THAT NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PERSON HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PERSON WOULD NOT,&nbsp;IN
THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER AND (B)&nbsp;ACKNOWLEDGES THAT IT AND THE OTHER PARTIES HERETO HAVE BEEN
INDUCED TO ENTER INTO THIS AGREEMENT AND THE OTHER LOAN DOCUMENTS BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS
<U>SECTION&nbsp;9.15</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>No
Advisory or Fiduciary Responsibility</U></B>. In connection with all aspects of each transaction contemplated hereby (including in connection
with any amendment, waiver or other modification hereof or of any other Loan Document), Borrower acknowledges and agrees, and acknowledges
its Affiliates&rsquo; understanding, that: (i)&nbsp;(A)&nbsp;it has consulted its own legal, accounting, regulatory and tax advisors
to the extent it has deemed appropriate, and (B)&nbsp;it is capable of evaluating, and understanding and accept, the terms, risks and
conditions of the transactions contemplated hereby and by the other Loan Documents, and (ii)&nbsp;Lender does not have any obligation
to it or any of its Affiliates with respect to the transactions contemplated hereby except those obligations expressly set forth herein
and in the other Loan Documents. To the fullest extent permitted by Law, Borrower hereby waives and releases any claims that it may have
against Lender and its Affiliates with respect to any breach of agency or fiduciary duty in connection with any transaction contemplated
by a Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>USA
PATRIOT Act</U></B>. Lender is subject to the Act (as hereinafter defined) and hereby notifies Borrower that pursuant to the requirements
of the USA PATRIOT Act (Title III of Pub. L. 107-56 (signed into law October&nbsp;26, 2001)) (the &ldquo;<U>Act</U>&rdquo;), it is required
to obtain, verify and record information that identifies Borrower, which information includes the name and address of Borrower and other
information that will allow Lender to identify Borrower in accordance with the Act. Borrower shall, promptly following a request by Lender,
provide all documentation and other information that Lender requests in order to comply with its ongoing obligations under applicable
 &ldquo;know your customer&rdquo; and anti-money laundering rules&nbsp;and regulations, including the Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>OFAC</U></B>.
Borrower and each of its Subsidiaries is and will remain in compliance in all material respects with all U.S. economic sanctions laws,
Executive Orders and implementing regulations as promulgated by OFAC, and all applicable anti-money laundering and counter-terrorism
financing provisions of the Bank Secrecy Act and all regulations issued pursuant to it. Neither Borrower nor any Subsidiary (a)&nbsp;is
a Person designated by the U.S. government on the list of the Specially Designated Nationals and Blocked Persons (the &ldquo;<U>SDN List</U>&rdquo;)
with which a U.S. Person cannot deal with or otherwise engage in business transactions, (b)&nbsp;is a Person who is otherwise the target
of U.S. economic sanctions laws such that a U.S. Person cannot deal or otherwise engage in business transactions with such Person or
(c)&nbsp;is controlled by (including without limitation by virtue of such person being a director or owning voting shares or interests),
or acts, directly or indirectly, for or on behalf of, any person or entity on the SDN List or a foreign government that is the target
of U.S. economic sanctions prohibitions such that the entry into, or performance under, this Agreement or any other Loan Document would
be prohibited under U.S. law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Anti-Terrorism
Laws</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Loan Party (and, to the knowledge of each Loan Party, no joint venture or subsidiary thereof) is in violation in any material respects
of any United States requirements of any Anti-Terrorism Law, including the United States Executive Order No.&nbsp;13224 on Terrorist
Financing (the &ldquo;<U>Anti-Terrorism Order</U>&rdquo;) and the USA PATRIOT Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Loan Party (and, to the knowledge of each Loan Party, no joint venture or subsidiary thereof) (i)&nbsp;is listed in the annex to, or
is otherwise subject to the provisions of, the Anti-Terrorism Order, (ii)&nbsp;is owned or controlled by, or acting for or on behalf
of, any person listed in the annex to, or is otherwise subject to the provisions of, the Anti-Terrorism Order, (iii)&nbsp;commits, threatens
or conspires to commit or supports &ldquo;terrorism&rdquo; as defined in the Anti-Terrorism Order or (iv)&nbsp;is named as a &ldquo;specially
designated national and blocked person&rdquo; in the most current SDN List published by OFAC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Loan Party (and, to the knowledge of each Loan Party, no joint venture or Affiliate thereof) (i)&nbsp;conducts any business or engages
in making or receiving any contribution of funds, goods or services to or for the benefit of any person described in clauses (b)(i)&nbsp;through
(b)(iv)&nbsp;above, (ii)&nbsp;deals in, or otherwise engages in any transactions relating to, any property or interests in property blocked
pursuant to the Anti-Terrorism Order or (iii)&nbsp;engages in or conspires to engage in any transaction that evades or avoids, or has
the purpose of evading or avoiding, or attempts to violate, any of the prohibitions set forth in any Anti-Terrorism Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.20&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Acknowledgement
and Consent to Bail-In of Affected Financial Institutions</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding anything
to the contrary in this Agreement or any Loan Document or in any other agreement, arrangement or understanding among any such parties,
each party hereto acknowledges that any liability of any Affected Financial Institution arising under this Agreement or any Loan Document,
to the extent such liability is unsecured, may be subject to the Write-Down and Conversion Powers of the applicable Resolution Authority
and agrees and consents to, and acknowledges and agrees to be bound by:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
application of any Write-Down and Conversion Powers by the applicable Resolution Authority to any such liabilities arising hereunder
which may be payable to it by any party hereto that is an Affected Financial Institution; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
effects of any Bail-In Action on any such liability, including, if applicable:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&#8239;<FONT STYLE="color: #010000">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>a
reduction in full or in part or cancellation of any such liability;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">&#8239;(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>a
conversion of all, or a portion of, such liability into shares or other instruments of ownership in such Affected Financial Institution,
its parent entity, or a bridge institution that may be issued to it or otherwise conferred on it, and that such shares or other instruments
of ownership will be accepted by it in lieu of any rights with respect to any such liability under this Agreement or any Loan Document;
or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">&#8239;(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
variation of the terms of such liability in connection with the exercise of the Write-Down and Conversion Powers of any applicable Resolution
Authority.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.21&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>Commodity
Exchange Act</U></B>. Notwithstanding anything to the contrary in this Agreement or any other Loan Document, no Loan Party shall be deemed
to be a guarantor of another Loan Party&rsquo;s Swap Obligations owing to any Lender if such Loan Party is not a Qualified ECP Guarantor
to the extent that the providing of such guaranty by such Loan Party would violate the eligible contract participant rules&nbsp;or any
other applicable law or regulation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"><B>9.22&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</B></FONT><B><U>ENTIRE
AGREEMENT</U></B>. THIS AGREEMENT AND THE OTHER LOAN DOCUMENTS REPRESENT THE FINAL AGREEMENT AMONG THE PARTIES AND MAY&nbsp;NOT BE CONTRADICTED
BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS AMONG THE
PARTIES.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[Signature Pages&nbsp;Follow]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>IN WITNESS WHEREOF</B>,
this Agreement has been executed and delivered as of the date set forth above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 3%"><FONT STYLE="font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 47%"><FONT STYLE="font-size: 10pt">/s/Scott Mier</FONT></TD></TR>
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<P STYLE="margin: 0"></P>

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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 5%"><FONT STYLE="font-size: 10pt">Name: </FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 45%"><FONT STYLE="font-size: 10pt">Scott Mier</FONT></TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Title: </FONT></TD>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">[Signature Page to Credit Agreement]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="margin: 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">[Signature Page to Credit Agreement]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>6
<FILENAME>bcg-20241223_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
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    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Entity Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Elected Not To Use the Extended Transition Period</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentAccountingStandard" xlink:label="dei_DocumentAccountingStandard" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAccountingStandard" xlink:to="dei_DocumentAccountingStandard_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAccountingStandard_lbl" xml:lang="en-US">Document Accounting Standard</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_OtherReportingStandardItemNumber" xlink:label="dei_OtherReportingStandardItemNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_OtherReportingStandardItemNumber" xlink:to="dei_OtherReportingStandardItemNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_OtherReportingStandardItemNumber_lbl" xml:lang="en-US">Other Reporting Standard Item Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Entity Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityBankruptcyProceedingsReportingCurrent" xlink:to="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xml:lang="en-US">Entity Bankruptcy Proceedings, Reporting Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BCG_WarrantsEachExercisableForOneShareOfCommonStockAtAnExercisePriceOf11.50PerShareMember" xlink:to="BCG_WarrantsEachExercisableForOneShareOfCommonStockAtAnExercisePriceOf11.50PerShareMember_doc" xlink:type="arc" />
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>7
<FILENAME>bcg-20241223_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
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<html>
<head>
<title></title>
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<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm46142175195040">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Dec. 23, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 23,  2024<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-41991<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Binah Capital Group, Inc.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001953984<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">88-3276689<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">80 State Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Albany<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NY<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">12207<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">212<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">404-7002<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityExTransitionPeriod', window );">Elected Not To Use the Extended Transition Period</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=BCG_CommonStockParValue0.0001PerShareMember', window );">Common Stock, par value $0.0001 per share [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, par value $0.0001 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BCG<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=BCG_WarrantsEachExercisableForOneShareOfCommonStockAtAnExercisePriceOf11.50PerShareMember', window );">Warrants, each exercisable for one share of Common Stock at an exercise price of $11.50 per share [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Warrants, each exercisable for one share of Common Stock at an exercise price of $11.50 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BCGWW<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityExTransitionPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 7A<br> -Section B<br> -Subsection 2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityExTransitionPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td>xbrli:booleanItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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