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Consolidated Statements of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net (loss) income $ (693,681) $ 378,859
Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:    
Depreciation and amortization 38,326 19,804
Compensation expense related to issuance of stock options and warrants 51,721 31,307
Allowance for uncollectible accounts    62,949
Decrease (increase) in retained interest in purchased accounts receivable 2,053,125 (751,256)
Increase in due from client (256,313)   
Decrease (increase) in earned but uncollected 30,325 (11,735)
Decrease (increase) in prepaid expenses and other 48,094 (30,074)
Increase in lease merchandise (8,004)   
Increase in security deposits (3,462) (537)
(Decrease) increase in accounts payable (39,458) 41,396
(Decrease) increase in accrued payroll and related taxes (1,197) 8,420
Decrease in collected but not earned (16,314) (8,297)
Increase (decrease) in accrued expenses (3,840) 29,643
Net cash provided by (used in) operating activities 1,199,322 (229,521)
CASH FLOWS FROM INVESTING ACTIVITIES:    
Patent costs (30,760) 0
Purchases of property and equipment (82,148) (17,031)
Net cash used in investing activities (112,908) (17,031)
CASH FLOWS FROM FINANCING ACTIVITIES:    
(Payments to) proceeds from financial institution, net (1,736,821) 550,420
Proceeds from capital contributions 1,000,000   
Net cash (used in) provided by financing activities (736,821) 550,420
INCREASE IN CASH 349,593 303,868
CASH, beginning of period 610,439 306,571
CASH, end of period $ 960,032 $ 610,439