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Consolidated Statements of Cash Flows (unaudited) - USD ($)
 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 78,983 $ 1,581,579
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and impairment of lease merchandise 46,982,002 43,787,216
Other depreciation and amortization 1,889,690 1,879,935
Compensation expense related to issuance of stock options and warrants 1,052,281 530,724
Provision for doubtful accounts 23,643,556 25,075,156
Interest in kind added to promissory notes balance 7,814
Changes in operating assets and liabilities:    
Accounts receivable (23,226,544) (26,675,773)
Prepaid expenses and other (120,482) (290,556)
Lease merchandise (46,577,002) (35,764,135)
Security deposits 2,943 1,334
Accounts payable 485,878 (5,656,655)
Accrued payroll and related taxes 62,108 (161,009)
Accrued expenses 273,903 (317,173)
Net cash provided by operating activities 4,555,130 3,990,643
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of property and equipment, including capitalized software costs (2,099,654) (1,664,580)
Net cash used in investing activities (2,099,654) (1,664,580)
CASH FLOWS FROM FINANCING ACTIVITIES    
Principal payment under finance lease obligation (4,891) (1,243)
Refund of equity issuance related costs 23,147
Proceeds from exercise of warrants 131,250
Proceeds from exercise of stock options 5,267
Proceeds from promissory notes- Paycheck Protection Program, net of fees 1,914,100
Proceeds from promissory notes to related parties, net of fees 3,440,000
Proceeds from loan payable under credit agreement 2,412,000 2,523,828
Repayment of loan payable under credit agreement (7,023,250) (10,528,488)
Repayment of promissory note (500,000)
Repayment of instalment loan (8,405) (8,405)
Debt issuance related costs (243,750)
Net cash used in financing activities (2,573,929) (5,294,911)
DECREASE IN CASH (118,453) (2,968,848)
CASH, beginning of period 6,868,472 6,141,210
CASH, end of period 6,750,019 3,172,362
Supplemental cash flow information:    
Interest paid 3,021,833 2,700,709
Deemed dividend from exchange offer of warrants 713,212
Conversion of preferred stock to common stock $ 4,295 $ 341,070