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Consolidated Statements of Cash Flows (unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 1,237 $ 51,685
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and impairment of lease merchandise 21,200,510 16,196,949
Other depreciation and amortization 651,394 460,013
Amortization of debt issuance costs 91,703 94,346
Compensation expense related to issuance of stock options and warrants 593,186 215,814
Provision for doubtful accounts 8,833,349 7,682,927
Interest in kind added to promissory notes balance 9,098 141,038
Changes in operating assets and liabilities:    
Accounts receivable (9,829,189) (7,870,539)
Prepaid expenses and other (53,683) (87,873)
Lease merchandise (17,698,951) (15,032,521)
Security deposits 4,280 2,943
Lease Liabilities (1,033) 100,014
Accounts payable (4,781,405) (1,406,398)
Accrued payroll and related taxes 208,230 (220,263)
Accrued expenses 208,271 230,394
Net cash provided by (used in) operating activities (563,003) 558,529
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of property and equipment, including capitalized software costs (734,122) (646,414)
Net cash used in investing activities (734,122) (646,414)
CASH FLOWS FROM FINANCING ACTIVITIES    
Proceeds from loan payable under credit agreement 3,500,000 1,900,000
Repayment of loan payable under credit agreement (3,910,000) (3,353,000)
Debt issuance related costs (526,565)
Proceeds from exercise of warrants 131,250
Proceeds from exercise of stock options 12,912
Principal payment under finance lease obligation (1,833) (1,515)
Repayment of installment loan (2,802) (2,802)
Net cash used in financing activities (928,290) (1,326,067)
DECREASE IN CASH (2,225,417) (1,413,952)
CASH, beginning of period 8,541,232 6,868,472
CASH, end of period 6,315,815 5,454,520
Supplemental cash flow information:    
Interest paid 1,282,781 985,763
Deemed dividend from exchange offer of warrants 713,212
Conversion of preferred stock to common stock