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Consolidated Statements of Cash Flows (unaudited) - USD ($)
 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 2,639,454 $ 78,983
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and impairment of lease merchandise 56,001,355 46,982,002
Other depreciation and amortization 2,032,811 1,655,407
Amortization of debt issuance costs 177,647 234,283
Compensation expense related to issuance of stock options and warrants 1,417,699 1,052,281
Provision for doubtful accounts 30,622,139 23,643,556
Interest in kind added to promissory notes balance 9,460 7,814
Deferred income tax 700,199
Gain on debt extinguishment (1,931,825)
Changes in operating assets and liabilities:    
Accounts receivable (40,240,674) (23,226,544)
Prepaid expenses and other (248,203) (120,482)
Lease merchandise (46,511,869) (46,577,002)
Security deposits (8,338) 2,943
Lease Liabilities (2,595)
Accounts payable (4,563,434) 485,878
Accrued payroll and related taxes 277,774 62,108
Accrued expenses 788,228 273,903
Net cash provided by operating activities 1,159,828 4,555,130
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of property and equipment, including capitalized software costs (3,459,424) (2,099,654)
Net cash used in investing activities (3,459,424) (2,099,654)
CASH FLOWS FROM FINANCING ACTIVITIES    
Proceeds from loan payable under credit agreement 4,000,000 2,412,000
Repayment of loan payable under credit agreement (6,575,000) (7,023,250)
Debt issuance related costs (529,608)
Proceeds from exercise of warrants 131,250
Proceeds from exercise of stock options 24,988 5,267
Proceeds from promissory notes, net of fees 1,914,100
Principal payment under finance lease obligation (5,684) (4,891)
Repayment of instalment loan (8,406) (8,405)
Net cash used in financing activities (3,093,710) (2,573,929)
DECREASE IN CASH (5,393,306) (118,453)
CASH, beginning of period 8,541,232 6,868,472
CASH, end of period 3,147,926 6,750,019
Supplemental cash flow information:    
Interest paid 3,702,949 3,021,833
Deemed dividend from exchange offer of warrants 713,212
Conversion of preferred stock to common stock $ 4,295