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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net (loss)/income $ (2,380,935) $ 1,237
Adjustments to reconcile net (loss)/income to net cash used in operating activities:    
Depreciation and impairment of lease merchandise 19,160,611 22,463,556
Other depreciation and amortization 937,062 651,396
Amortization of debt issuance costs 50,603 91,703
Compensation expense related to stock-based compensation and warrants 305,229 593,186
Provision for doubtful accounts 11,831,117 8,833,349
Interest in kind added to promissory notes balance 170,765 9,098
Deferred income tax (317,006)
Net changes in the fair value of loans receivable 523,424 16,993
Changes in operating assets and liabilities:    
Accounts receivable (15,030,174) (9,727,764)
Loans receivable (4,100,819) (118,417)
Prepaid expenses and other 25,658 (53,683)
Lease merchandise (14,816,328) (18,961,999)
Security deposits 4,280
Lease Liabilities (2,511) (1,033)
Accounts payable (3,165,343) (4,781,405)
Accrued payroll and related taxes 273,946 208,230
Accrued expenses (1,405,958) 208,266
Net cash used in operating activities (7,940,659) (563,007)
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of property and equipment, including capitalized software costs and data costs (1,553,810) (734,122)
Net cash used in investing activities (1,553,810) (734,122)
CASH FLOWS FROM FINANCING ACTIVITIES    
Proceeds from loan payable under credit agreement 6,800,000 3,500,000
Repayment of loan payable under credit agreement (1,125,000) (3,910,000)
Debt issuance related costs (86,931) (526,565)
Proceeds from exercise of stock options 137,057 12,912
Proceeds from promissory notes, net of fees 3,000,000
Principal payment under finance lease obligation (2,796) (1,833)
Repayment of instalment loan (2,802) (2,802)
Net cash provided by/used in financing activities 8,719,528 (928,288)
DECREASE IN CASH (774,941) (2,225,417)
CASH, beginning of period 5,094,642 8,541,232
CASH, end of period 4,319,701 6,315,815
Supplemental cash flow information:    
Interest paid $ 1,679,296 $ 1,282,781