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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 12,008,286 $ 943,431
Adjustments to reconcile net income to net cash used in operating activities:    
Depreciation and impairment of lease merchandise 37,367,916 39,064,981
Other depreciation and amortization 2,059,323 1,324,049
Amortization of debt issuance costs 106,886 134,580
Compensation expense related to stock-based compensation and warrants 562,705 1,034,334
Provision for doubtful accounts 27,563,993 18,778,392
Proceeds from sale of lease receivables 6,604,507
Interest in kind added to promissory notes balance 113,509 9,461
Deferred income tax (12,561,074) 378,859
Gain on debt extinguishment (1,931,825)
Net changes in the fair value of loans receivable at fair value (2,457,851) 58,575
Changes in operating assets and liabilities:    
Accounts receivable (40,880,457) (21,775,777)
Loans receivable at fair value (16,516,074) (179,141)
Prepaid expenses and other (155,773) (174,222)
Lease merchandise (32,562,799) (33,875,960)
Security deposits 4,280
Lease liabilities (5,091) (2,598)
Accounts payable (2,740,017) (4,105,547)
Accrued payroll and related taxes 25,656 438,010
Accrued expenses 1,794,983 (158,248)
Net cash used in operating activities (19,671,372) (34,366)
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of property and equipment, including capitalized software costs and data costs (3,687,241) (1,367,154)
Net cash used in investing activities (3,687,241) (1,367,154)
CASH FLOWS FROM FINANCING ACTIVITIES    
Proceeds from loan payable under credit agreement 17,800,000 3,500,000
Repayment of loan payable under credit agreement (1,125,000) (4,975,000)
Debt issuance related costs (86,932) (526,565)
Proceeds from exercise of stock options 137,057 17,126
Proceeds from promissory notes, net of fees 7,000,000
Principal payment under finance lease obligation (5,592) (2,457)
Repayment of installment loan (5,605) (5,603)
Net cash provided by/(used in) financing activities 23,713,928 (1,992,499)
INCREASE / (DECREASE) IN CASH and RESTRICTED CASH 355,315 (3,394,019)
CASH and RESTRICTED CASH, beginning of period 5,094,642 8,541,232
CASH and RESTRICTED CASH, end of period 5,449,957 5,147,213
Supplemental cash flow information:    
Interest paid $ 3,953,765 $ 2,506,589