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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 5,727,852 $ 2,639,454
Adjustments to reconcile net income to net cash (used in)/ provided by operating activities:    
Depreciation and impairment of lease merchandise 56,114,813 59,959,590
Other depreciation and amortization 3,303,591 2,032,811
Amortization of debt issuance costs 163,169 177,647
Compensation expense related to stock-based compensation and warrants 950,003 1,417,699
Provision for doubtful accounts 42,639,102 30,566,352
Proceeds from sale of lease receivables 7,611,586
Interest in kind added to promissory notes balance 128,223 9,460
Deferred income tax (13,924,955) 700,199
Gain on debt extinguishment (1,931,825)
Net changes in the fair value of loan receivables at fair value 1,938,570 54,236
Changes in operating assets and liabilities:    
Lease receivables (58,202,657) (39,915,536)
Loan receivables at fair value (24,970,008) (490,995)
Prepaid expenses and other assets 344,766 (80,795)
Lease merchandise (45,825,525) (50,470,104)
Security deposits (4,956) (8,338)
Lease liabilities (8,732) (2,595)
Accounts payable (4,106,711) (4,563,434)
Accrued payroll and related taxes 312,387 277,774
Accrued expenses 264,019 788,228
Net cash (used in)/ provided by operating activities (27,545,463) 1,159,828
Purchases of property and equipment, including capitalized software costs (4,855,150) (2,998,044)
Purchases of data costs (1,220,722) (461,379)
Net cash used in investing activities (6,075,872) (3,459,424)
CASH FLOWS FROM FINANCING ACTIVITIES    
Proceeds from loan payable under credit agreement 32,855,000 4,000,000
Repayment of loan payable under credit agreement (5,730,000) (6,575,000)
Debt issuance related costs (86,932) (529,608)
Proceeds from exercise of stock options 261,505 24,988
Proceeds from promissory notes 7,000,000
Principal payment under finance lease obligation (8,388) (5,684)
Repayment of installment loan (8,406) (8,406)
Net cash provided by/(used in) financing activities 34,282,779 (3,093,710)
INCREASE / (DECREASE) IN CASH and RESTRICTED CASH 661,444 (5,393,306)
CASH and RESTRICTED CASH, beginning of period 5,094,642 8,541,232
CASH and RESTRICTED CASH, end of period 5,756,086 3,147,926
Supplemental cash flow information:    
Interest paid $ 6,828,663 $ 3,702,949