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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net loss $ (230,215) $ (2,380,935)
Adjustments to reconcile net loss to net cash provided by/ (used in) operating activities:    
Depreciation and impairment of lease merchandise 15,345,788 19,160,611
Other depreciation and amortization 1,826,157 937,062
Amortization of debt issuance costs 70,367 50,603
Amortization of discount on the promissory note related to acquisition 59,239
Compensation expense related to stock-based compensation 420,748 305,229
Provision for doubtful accounts 11,238,415 11,831,117
Interest in kind added to promissory notes balance 1,351 170,765
Deferred income tax (148,539) (317,006)
Net changes in the fair value of loans receivables at fair value (984,652) 523,424
Changes in operating assets and liabilities:    
Lease receivables (12,852,307) (15,655,280)
Loans receivables at fair value 4,599,208 (4,100,819)
Prepaid expenses and other assets 576,689 650,764
Lease merchandise (10,703,452) (14,816,328)
Purchase consideration payable related to acquisition 141,275
Lease liabilities (6,032) (2,511)
Accounts payable (2,668,765) (3,165,343)
Accrued payroll and related taxes 254,550 273,946
Accrued expenses (1,340,486) (1,405,958)
Net cash provided by/ (used in) operating activities 5,599,339 (7,940,659)
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of property and equipment, including capitalized software costs (1,753,800) (1,260,755)
Purchases of data costs (169,082) (293,055)
Net cash used in investing activities (1,922,882) (1,553,810)
CASH FLOWS FROM FINANCING ACTIVITIES    
Proceeds from loan payable under credit agreement 2,750,000 6,800,000
Repayment of loan payable under credit agreement (2,575,000) (1,125,000)
Debt issuance related costs (86,931)
Proceeds from exercise of stock options 1,185 137,057
Proceeds from promissory notes to related parties 3,000,000
Principal payment under finance lease obligation (2,526) (2,796)
Repayment of purchase consideration payable related to acquisition (153,938)
Repayment of installment loan (2,802)
Net cash provided by financing activities 19,721 8,719,528
INCREASE / (DECREASE) IN CASH and RESTRICTED CASH 3,696,178 (774,941)
CASH and RESTRICTED CASH, beginning of period 6,173,349 5,094,642
CASH and RESTRICTED CASH, end of period 9,869,527 4,319,701
Supplemental cash flow information:    
Interest paid $ 3,867,982 $ 1,679,296