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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net (loss)/ income $ (5,527,870) $ 12,008,286
Adjustments to reconcile net (loss)/ income to net cash provided by/ (used in) operating activities:    
Depreciation and impairment of lease merchandise 29,831,205 37,367,916
Other depreciation and amortization 3,710,703 2,059,323
Amortization of debt issuance costs 182,174 106,886
Amortization of discount on the promissory note related to acquisition 118,476
Compensation expense related to stock-based compensation 864,548 562,705
Provision for doubtful accounts 22,085,828 27,563,993
Interest in kind added to promissory notes balance 113,509
Deferred income tax (1,457,740) (12,561,074)
Net changes in the fair value of loans receivables at fair value 837,048 (2,457,851)
Changes in operating assets and liabilities:    
Lease receivables (25,773,184) (34,275,950)
Loans receivables at fair value 6,990,410 (16,516,074)
Prepaid expenses and other assets 412,391 (155,773)
Lease merchandise (22,878,600) (32,562,799)
Purchase consideration payable related to acquisition 208,921
Lease liabilities (12,243) (5,091)
Accounts payable (2,506,724) (2,740,017)
Accrued payroll and related taxes (11,079) 25,656
Accrued expenses (1,603,202) 1,794,983
Net cash provided by/ (used in) operating activities 5,471,062 (19,671,372)
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of property and equipment, including capitalized software costs (3,114,534) (2,924,537)
Purchases of data costs (343,428) (762,704)
Net cash used in investing activities (3,457,962) (3,687,241)
CASH FLOWS FROM FINANCING ACTIVITIES    
Proceeds from loan payable under credit agreement 2,750,000 17,800,000
Repayment of loan payable under credit agreement (2,795,000) (1,125,000)
Repayment of loan payable under Basepoint credit agreement (1,500,000)
Debt issuance related costs (115,403) (86,932)
Proceeds from exercise of stock options 1,185 137,057
Proceeds from promissory notes to related parties 7,000,000
Principal payment under finance lease obligation (4,917) (5,592)
Repayment of purchase consideration payable related to acquisition (143,330)
Repayment of installment loan (5,605)
Net cash provided by/ (used in) financing activities (1,807,465) 23,713,928
INCREASE IN CASH and RESTRICTED CASH 205,635 355,315
CASH and RESTRICTED CASH, beginning of period 6,173,349 5,094,642
CASH and RESTRICTED CASH, end of period 6,378,984 5,449,957
Supplemental cash flow information:    
Interest paid 8,453,511 3,953,765
Noncash investing and financing activities    
Due date extension of warrants $ 917,581