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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net (loss)/ income $ (4,587,769) $ 5,727,852
Adjustments to reconcile net (loss)/ income to net cash provided by/ (used in) operating activities:    
Depreciation and impairment of lease merchandise 42,893,163 56,114,813
Other depreciation and amortization 5,674,931 3,303,591
Amortization of debt issuance costs 376,857 163,169
Amortization of discount on the promissory note related to acquisition 177,714
Compensation expense related to stock-based compensation 1,336,367 950,003
Provision for doubtful accounts 32,123,950 42,639,102
Interest in kind added to promissory notes balance 128,223
Deferred income tax (1,192,223) (13,924,955)
Net changes in the fair value of loans receivables at fair value (6,258,279) 1,938,570
Changes in operating assets and liabilities:    
Lease receivables (38,004,947) (50,591,071)
Loans receivables at fair value 7,510,901 (24,970,008)
Prepaid expenses and other assets 641,039 344,766
Lease merchandise (34,939,330) (45,825,525)
Security deposits (4,956)
Purchase consideration payable related to acquisition 208,921
Lease liabilities (19,566) (8,732)
Accounts payable (2,501,399) (4,106,711)
Accrued payroll and related taxes 293,018 312,387
Accrued expenses (1,170,585) 264,019
Net cash provided by/ (used in) operating activities 2,562,763 (27,545,463)
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of property and equipment, including capitalized software costs (4,565,819) (4,855,150)
Purchases of data costs (570,820) (1,220,722)
Net cash used in investing activities (5,136,639) (6,075,872)
CASH FLOWS FROM FINANCING ACTIVITIES    
Proceeds from loan payable under credit agreement 7,800,000 32,855,000
Repayment of loan payable under credit agreement (2,795,000) (5,730,000)
Repayment of promissory notes to related parties (1,000,000)
Repayment of loan payable under Basepoint credit agreement (1,500,000)
Debt issuance related costs (115,403) (86,932)
Proceeds from exercise of stock options 1,185 261,505
Proceeds from promissory notes to related parties 7,000,000
Principal payment under finance lease obligation (7,308) (8,388)
Repayment of purchase consideration payable related to acquisition (144,913)
Purchases of treasury stock (100,225)
Repayment of installment loan (8,406)
Net cash provided by financing activities 2,138,336 34,282,779
(DECREASED)/ INCREASE IN CASH and RESTRICTED CASH (435,540) 661,444
CASH and RESTRICTED CASH, beginning of period 6,173,349 5,094,642
CASH and RESTRICTED CASH, end of period 5,737,809 5,756,086
Supplemental cash flow information:    
Interest paid 12,676,766 6,828,663
Due date extension of warrants $ 917,581