<SEC-DOCUMENT>0001213900-23-048565.txt : 20230613
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<ACCEPTANCE-DATETIME>20230613160514
ACCESSION NUMBER:		0001213900-23-048565
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20230607
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20230613
DATE AS OF CHANGE:		20230613

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FlexShopper, Inc.
		CENTRAL INDEX KEY:			0001397047
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-EQUIPMENT RENTAL & LEASING, NEC [7359]
		IRS NUMBER:				205456087
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37945
		FILM NUMBER:		231011276

	BUSINESS ADDRESS:	
		STREET 1:		901 YAMATO ROAD
		STREET 2:		SUITE 260
		CITY:			BOCA RATON
		STATE:			FL
		ZIP:			33431
		BUSINESS PHONE:		(561) 367-1504

	MAIL ADDRESS:	
		STREET 1:		901 YAMATO ROAD
		STREET 2:		SUITE 260
		CITY:			BOCA RATON
		STATE:			FL
		ZIP:			33431

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Anchor Funding Services, Inc.
		DATE OF NAME CHANGE:	20070419
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>UNITED STATES</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECURITIES AND EXCHANGE COMMISSION</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>WASHINGTON, DC 20549</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>CURRENT REPORT</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Pursuant to Section 13 or 15(d) of the</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Date of Report (Date of earliest event reported):
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in its charter)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">N/A</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Former name or former address, if changed since
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities registered pursuant to Section 12(b)
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Check the appropriate box below if the Form 8-K
filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (<i>see </i>General
Instruction A.2. below):</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

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    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></td></tr>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If an emerging growth company, indicate by check
mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting
standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>CURRENT REPORT ON FORM 8-K</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>FlexShopper, Inc. (the &#8220;Company&#8221;)</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>June 7, 2023</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.3pt"><b>Item 1.01. Entry into a Material Definitive
Agreement.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.3pt"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.3pt"><b>Waterfall Asset Management Credit Agreement</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: -1in"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">On March 6, 2015, the Company,
through a wholly-owned subsidiary (the &#8220;Borrower&#8221;), entered into a credit agreement (as amended and supplemented from time
to time, the &#8220;Credit Agreement&#8221;) with Wells Fargo Bank, National Association, as paying agent, various lenders from time to
time party thereto, and WE 2014-1, LLC, an affiliate of Waterfall Asset Management, LLC, as administrative agent and lender. The Borrower
is permitted to borrow funds under the Credit Agreement based on the Company&#8217;s cash on hand and the Amortized Order Value of its
Eligible Leases and Loans (as such terms are defined in the Credit Agreement), less certain deductions described in the Credit Agreement.
Under the terms of the Credit Agreement, subject to the satisfaction of certain conditions, the Borrower may currently borrow up to $110,000,000
from the lender until the Commitment Termination Date (as defined in the Credit Agreement) (the &#8220;Commitment Amount&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">On June 7, 2023, FlexShopper
2, LLC, as the Borrower, and Powerscourt Investments 32, LP, as administrative agent and lender, entered into Amendment No. 17 to the
Credit Agreement, pursuant to which, the administrative agent and lender consented, on a one-time basis, to:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"></td><td style="width: 0.25in">-</td><td style="text-align: justify">the Company&#8217;s execution and performance of the Revolution Agreements between the Company and BP
Fundco, LLC to incur certain indebtedness and grant a security interest in certain of its assets in connection with (i) a Limited Payment
Guaranty (Flex Revolution Loan) between the Company and BP Fundo, LLC and (ii) a Pledge Agreement among the Company, Flex Revolution,
LLC and BP Fundco, LLC (collectively, the &#8220;Revolution Agreements&#8221;), and</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"></td><td style="width: 0.25in">-</td><td style="text-align: justify">the formation of a new subsidiary, Flex TX, LLC</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The foregoing description
of Amendment No. 17 to the Credit Agreement does not purport to be complete and is qualified in its entirety by reference to the full
text of Amendment No. 17 to Credit Agreement, a copy of which is attached hereto as Exhibit 10.1 and is incorporated herein by reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.3pt"><b>Item 2.03. Creation of a Direct Financial Obligation
or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.3pt"><b>Basepoint Credit Agreement</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.3pt"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">On June 7, 2023, the Company,
through a wholly owned subsidiary, Flex Revolution, LLC (the &#8220;New Borrower&#8221;) entered into a Joinder Agreement to a credit
agreement (the &#8220;Basepoint Credit Facility&#8221;) with Revolution Financial, Inc. (the &#8220;Existing Borrower&#8221;), the subsidiary
guarantors party thereto, the lenders party thereto, the individual guarantor party and BP Fundco, LLC, as administrate agent.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Existing Borrower with
certain of its subsidiaries (collectively, the &#8220;Seller&#8221;) and Flex Revolution, LLC (the &#8220;Buyer&#8221;) entered into an
Asset Purchase Agreement, dated October 11, 2022 (the &#8220;Asset Purchase Agreement&#8221;), pursuant to which the Seller agreed to,
among other things, transfer substantially all of its assets to the Buyer.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Basepoint Credit Facility
provides for an up to a $20 million credit facility for the origination of consumer loans. The annual interest rate on loans under the
Basepoint Credit Facility is 13.42%. The principal balance outstanding under the Basepoint Credit Facility will due on June 7, 2026. There
is currently $7.4 million drawn on the credit facility.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.3pt"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The foregoing description
of the Basepoint Credit Facility does not purport to be complete and is qualified in its entirety by reference to the full text of the
Basepoint Credit Facility, a copy of which is attached hereto as Exhibit 10.2 and is incorporated herein by reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: -1in"><b>Item 9.01. Financial Statements and Exhibits.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: -1in"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d) <span style="text-decoration: underline">Exhibits</span>. The exhibits listed in the
following Exhibit Index are filed as part of this current report.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <tr>
    <td style="border-bottom: black 1.5pt solid; vertical-align: top; width: 9%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exhibit No.</span></td>
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    <td style="border-bottom: black 1.5pt solid; vertical-align: top; width: 90%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Description</span></td></tr>
  <tr>
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    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top">&#160;</td></tr>
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    <td style="vertical-align: top; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.1</span></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top; text-align: justify"><a href="ea180276ex10-1_flexshopper.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amendment No. 17 to Credit Agreement, dated as of June 5, 2023, between FlexShopper 2, LLC, as borrower, and Powerscourt Investment 32, LP, as administrative agent and lender.</span></a></td></tr>
  <tr style="background-color: White">
    <td style="vertical-align: top; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.2</span></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="text-align: justify; vertical-align: top"><a href="ea180276ex10-2_flexshopper.htm">Joinder Agreement, Consent, Waiver and Second Amendment to Credit Agreement, dated as of June 7, 2023, between Revolution Financial, Inc., as existing borrower, and Flex Revolution, LLC, as the new borrower, the subsidiary guarantors party hereto, the lenders party thereto, the individual guarantor party hereto, and BP Fundco, LLC, as administrate agent.*</a>&#160;</td></tr>
  <tr style="background-color: rgb(204,238,255)">
    <td style="vertical-align: top; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">104</span></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cover Page Interactive Data File (embedded within the Inline XBRL document)</span></td></tr>
</table>

<p style="margin: 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0in; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0.25in; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">*</span></td><td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pursuant
to Item 601(b)(2) of Regulation S-K, the schedules to Exhibit 10.2 have been omitted from this Report and will be furnished supplementally
to the Securities and Exchange Commission upon request by the Commission.</span></td>
</tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SIGNATURES</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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    <td>&#160;</td>
    <td colspan="3"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>FLEXSHOPPER, INC.</b></span></td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td colspan="3">&#160;</td></tr>
  <tr style="vertical-align: top">
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dated: June 13, 2023</span></td>
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</span></td>
    <td colspan="2" style="border-bottom: Black 1.5pt solid">/s/ H. Russell Heiser, Jr.</td></tr>
  <tr style="vertical-align: top">
    <td style="width: 60%">&#160;</td>
    <td style="width: 4%">&#160;</td>
    <td style="width: 5%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:&#160;</span></td>
    <td style="width: 31%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">H. Russell Heiser, Jr.</span></td></tr>
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    <td>&#160;</td>
    <td>&#160;</td>
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</span></td>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>ea180276ex10-1_flexshopper.htm
<DESCRIPTION>AMENDMENT NO. 17 TO CREDIT AGREEMENT, DATED AS OF JUNE 5, 2023, BETWEEN FLEXSHOPPER 2, LLC, AS BORROWER, AND POWERSCOURT INVESTMENT 32, LP, AS ADMINISTRATIVE AGENT AND LENDER
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
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<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0; text-align: right"><B>Exhibit
10.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0; text-align: right"><B>EXECUTION VERSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0"><B></B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>AMENDMENT NO. 17 TO CREDIT
AGREEMENT AND CONSENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0pt">This <B>AMENDMENT NO. 17
TO CREDIT AGREEMENT AND CONSENT</B> (this &ldquo;<U>Agreement</U>&rdquo;) is made and entered into as of June 5, 2023 between
FLEXSHOPPER 2, LLC (the &ldquo;<U>Company</U>&rdquo;), Powerscourt Investments 32, LP, as administrative agent (in such capacity,
the &ldquo;<U>Administrative Agent</U>&rdquo;) and as a lender (the &ldquo;<U>Lender</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>BACKGROUND</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0pt; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>,
the Company, the Administrative Agent, Wells Fargo Bank, National Association, as paying agent (the &ldquo;<U>Paying Agent</U>&rdquo;)
and various lenders from time to time party thereto are party to a certain Credit Agreement, dated March 6, 2015 (as amended, supplemented
and otherwise modified as of the date hereof, the &ldquo;<U>Credit Agreement</U>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0pt; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>, the parties to the Credit Agreement desire
to amend the Credit Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0pt; text-align: justify; text-indent: 0.5in"><B>NOW, THEREFORE</B>,
in consideration of the premises and the mutual agreements herein contained, the parties hereto agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 23pt"></TD><TD STYLE="width: 18pt">1.</TD><TD STYLE="text-align: justify"><U>Defined Terms</U>. Capitalized definitional terms used in this Agreement and
not otherwise defined herein shall have the meanings assigned to them in the Credit Agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 23pt"></TD><TD STYLE="width: 18pt">2.</TD><TD STYLE="text-align: justify"><U>Amendment to the Credit Agreement</U>. Effective as of the date first written
above, upon the satisfaction of the conditions set forth in Section 4 below, the Credit Agreement is hereby amended as follows:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">a.</TD><TD>The definition of &ldquo;Key Person&rdquo; in <U>Section 1.1</U> of the Credit Agreement is hereby deleted
and replaced with the following:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 113pt; text-align: justify">&ldquo;<B>Key Person Event</B>&rdquo;
means the termination or resignation of any of the employees or Persons identified on Schedule 6 that are not replaced with Persons acceptable
to Administrative Agent within 90 days from the date of termination or resignation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">b.</TD><TD STYLE="text-align: justify">The Persons listed on Schedule 6 to the Credit Agreement is hereby deleted and replaced with the following:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 113pt">Russ Heiser, Chief Executive Officer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 113pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 113pt">John Davis, Chief
Operating Officer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 113pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 113pt">Any person serving in a c-suite position or as an executive
vice president.</P>




<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 23pt"></TD><TD STYLE="width: 18pt">3.</TD><TD STYLE="text-align: justify"><U>Consent to Revolution-BasePoint Agreements</U>. Flexshopper, Inc. (&ldquo;<U>Parent</U>&rdquo;)
has informed Administrative Agent and the Lender that it intends to (a) incur certain indebtedness and grant security interests in certain
of its assets in connection with (i) a Limited Payment Guaranty (Flex Revolution Loan) between Parent and BP Fundco LLC and (ii) a Pledge
Agreement among Parent, Flex Revolution, LLC and BP Fundco LLC, each to be dated on or about the date of this Agreement (collectively,
in the forms presented by Parent to Administrative Agent on the date hereof, the &ldquo;<U>Revolution Agreements</U>&rdquo;) and (b) form
a new subsidiary, Flex Tex, LLC, for origination of Texas CSO loans (the &ldquo;<U>Subsidiary Formation</U>&rdquo;). Sections 6.01(d),
6.2, 6.3 and 6.5 of the Credit Agreement prohibit the incurrence of such indebtedness and granting of such security interest and formation
of new subsidiaries. Administrative Agent and the Lender hereby consent, on a one-time basis, to Parent&rsquo;s execution and performance
of the Revolution Agreements and the Subsidiary Formation. The consent set forth in this Section 3 is effective solely for the purposes
set forth herein, shall be limited precisely as written and does not allow for any other or further departure from the terms and conditions
of the Credit Agreement or any other Credit Documents, and shall not be deemed to: (a) except as expressly provided herein, be a consent
to any amendment, waiver or modification of any term or condition of the Credit Agreement or of any other Credit Document, which shall
remain and continue in full force and effect; (b) prejudice any right that Administrative Agent or Lender have or may have in the future
under or in connection with the Credit Agreement or any other Credit Document; (c) waive any Default, Event of Default or Servicer Default
that may exist and is continuing as of the date hereof or occur hereafter; or (d) establish a custom or course of dealing among Parent
or Borrower, on the one hand, and Administrative Agent or any Lender, on the other hand.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 23pt"></TD><TD STYLE="width: 18pt">4.</TD><TD STYLE="text-align: justify"><U>Effectiveness</U>. This Agreement shall become effective as of the date first
written above upon delivery to the Administrative Agent of counterparts of this Agreement duly executed by each of the parties hereto.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 23pt"></TD><TD STYLE="width: 18pt">5.</TD><TD><U>Binding Effect; Ratification</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">a.</TD><TD STYLE="text-align: justify">The Credit Agreement, as amended hereby, remains in full force and effect. Any
reference to the Credit Agreement from and after the date hereof shall be deemed to refer to the Credit Agreement as amended hereby, unless
otherwise expressly stated.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">b.</TD><TD STYLE="text-align: justify">Except as expressly amended hereby, the Credit Agreement shall remain in full force
and effect and each is hereby ratified and confirmed by the parties hereto.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">c.</TD><TD STYLE="text-align: justify">The Company represents and warrants to the Lender that (a) each and every of its
representations and warranties contained in Section 4 of the Credit Agreement, as amended hereby, are true and correct as of the date
hereof and (b) no Event of Default or Default has occurred and is continuing and, immediately after the execution and delivery of this
Amendment, no Event of Default or Default shall have occurred or be continuing.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">d.</TD><TD STYLE="text-align: justify">Notwithstanding anything to the contrary herein or in the Credit Document, by signing
this Agreement, neither the Lender nor the Administrative Agent is waiving or consenting, nor has either of them agreed to waive or consent
to in the future, the breach of (or any rights and remedies related to the breach of) any provisions of any of the Credit Documents.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">e.</TD><TD STYLE="text-align: justify">The Company agrees to promptly reimburse the Administrative Agent for all of the
reasonable out-of-pocket expenses, including, without limitation, reasonable legal fees, it has heretofore or hereafter incurred or incurs
in connection with the preparation, negotiation and execution of this Agreement and all other instruments, documents and agreements executed
and delivered in connection with this Agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 23pt"></TD><TD STYLE="width: 18pt">6.</TD><TD><U>Miscellaneous</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">a.</TD><TD STYLE="text-align: justify">THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN ACCORDANCE
WITH, THE LAWS OF THE STATE OF NEW YORK WITHOUT REGARD TO THE CONFLICT OF LAW PRINCIPLES THEREOF (OTHER THAN SECTIONS 5-1401 AND 5-1402
OF NEW YORK GENERAL OBLIGATIONS LAW).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">b.</TD><TD STYLE="text-align: justify">The captions and headings used herein are for convenience of reference only and
shall not affect the interpretation hereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">c.</TD><TD STYLE="text-align: justify">This Agreement may be executed in any number of counterparts, each of which when
so executed shall be deemed to be an original and all of which taken together shall constitute one and the same agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 59pt"></TD><TD STYLE="width: 18pt">d.</TD><TD>Executed counterparts of this Agreement may be delivered electronically.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">[SIGNATURES
FOLLOW]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 58.3pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 58.3pt; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 58.3pt; text-align: center">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt; text-indent: 0.5in">IN WITNESS WHEREOF, the parties hereto
have caused this Agreement to be duly executed by their respective officers as of the day and year first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ADMINISTRATIVE AGENT and LENDER:</B></FONT></P>
                    <P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
                    <P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>POWERSCOURT INVESTMENTS 32, LP</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%">&nbsp;</TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>By: </B></FONT></TD>
    <TD STYLE="width: 35%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Powerscourt Investments GP, LLC, as general partner</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>By: </B></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Maples Fiduciary Services (Delaware) Inc., as managing member</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid">/s/ Scott Huff</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Scott Huff</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Authorized Signatory</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>COMPANY: <BR>
FLEXSHOPPER 2, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid">/s/ Russ Heiser</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD>Russ Heiser</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD>President</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Agreed to and acknowledged: <BR>
FLEXSHOPPER, INC.</B></FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="width: 35%">&nbsp;</TD>
    <TD STYLE="width: 60%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Russ Heiser&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT>&nbsp;</TD>
    <TD>Russ Heiser</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD>CEO</TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0">&nbsp;</P>

<P STYLE="text-align: right; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0pt">(Amendment No. 17 to Credit Agreement)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">4</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0pt"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

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<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>ea180276ex10-2_flexshopper.htm
<DESCRIPTION>JOINDER AGREEMENT, CONSENT, WAIVER AND SECOND AMENDMENT TO CREDIT AGREEMENT, DATED AS OF JUNE 7, 2023, BETWEEN REVOLUTION FINANCIAL, INC., AS EXISTING BORROWER, AND FLEX REVOLUTION, LLC, AS THE NEW BORROWER
<TEXT>
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<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit 10.2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B><I>Execution Version</I></B></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">JOINDER AGREEMENT, CONSENT, WAIVER AND SECOND
AMENDMENT TO CREDIT AGREEMENT</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This JOINDER AGREEMENT, CONSENT,
WAIVER AND SECOND AMENDMENT TO CREDIT AGREEMENT is dated and entered into as of June 7, 2023 (this &ldquo;<U>Amendment</U>&rdquo;), by
and among REVOLUTION FINANCIAL, INC., a Texas corporation (&ldquo;<U>Existing Borrower</U>&rdquo;), <FONT STYLE="text-transform: uppercase">FLEX
REVOLUTION, LLC</FONT>, a Delaware limited liability company (&ldquo;<U>New Borrower</U>&rdquo; and together with Existing Borrower, individually
and collectively, the &ldquo;<U>Borrower</U>&rdquo;), the Subsidiary Guarantors party hereto, the Lenders party hereto, the Individual
Guarantor party hereto, and BP FUNDCO LLC, a Delaware limited liability company, as Administrative Agent (the &ldquo;<U>Administrative
Agent</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>R E C I T A L S</U></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, reference is made
to that certain Credit Agreement, dated as of September 2, 2020, by and among the Existing Borrower, the Subsidiary Guarantors, the Lenders
and the Administrative Agent (as amended or modified by (i) that certain Interim Waiver to the Credit Agreement dated as of January 11,
2022 and (ii) that certain First Amendment to Credit Agreement dated as of March 2, 2022) (as so amended or modified and as the same may
be further amended, restated, amended and restated, supplemented or otherwise modified from time to time, the &ldquo;<U>Credit Agreement</U>&rdquo;).
Capitalized terms used but not otherwise defined herein shall have the meanings ascribed to such terms in the Credit Agreement. As of
the date hereof, the Outstanding Legal Balance of all Revolving Credit Loans is $7,412,606.56 (after giving effect to the prepayment on
the date hereof permitted pursuant to Section 2.05(b)(i)(x) of the Credit Agreement);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, Existing Borrower,
First Money In, LLC, a Texas limited liability company (&ldquo;<U>First Money</U>&rdquo;), Infinity Loans of Idaho, LLC, an Idaho limited
liability company (&ldquo;<U>Infinity of Idaho</U>&rdquo;), ACAC, Inc., a Delaware corporation (&ldquo;<U>ACAC</U>&rdquo;), Blue Sky Acquire,
Inc., a Texas corporation (&ldquo;<U>Blue Sky</U>&rdquo;), Infinity Loans of West Valley, Utah, LLC, a Utah limited liability company
(&ldquo;<U>Utah I</U>&rdquo;), Infinity Loans of West Valley II, Utah, LLC, a Utah limited liability company (&ldquo;<U>Utah II</U>&rdquo;
and together with Revolution, First Money, Infinity of Idaho, ACAC, Blue Sky and Utah I, collectively, the &ldquo;<U>Seller</U>&rdquo;)
and New Borrower, as the buyer (in such capacity, the &ldquo;<U>Buyer</U>&rdquo;) entered into that certain Asset Purchase Agreement dated
October 11, 2022 (the &ldquo;<U>Asset Purchase Agreement</U>&rdquo;), pursuant to which Seller will, among other things, transfer substantially
all of its assets to Buyer (such transfer pursuant to the Asset Purchase Agreement and the related transactions contemplated thereby,
the &ldquo;<U>Asset Transfer Transaction</U>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, the consummation
by the Existing Borrower and the other Loan Parties party to the Asset Transfer Agreement of the Asset Transfer Transaction is prohibited
by certain provisions of the Credit Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, the Loan Parties
have requested that the Required Lenders (x) consent to the consummation of the Asset Transfer Transaction and (y) in connection therewith,
permit the New Borrower to become a party to the Credit Agreement and the other Loan Documents as a &ldquo;Borrower&rdquo; and a &ldquo;Grantor&rdquo;,
as applicable;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, pursuant to Section&nbsp;10.1
of the Credit Agreement, no amendment or waiver of any provision of the Credit Agreement or any other Loan Document and no consent to
any departure therefrom shall be effective without the written concurrence of the Lender party hereto (which, as the sole Lender, constitutes
the Required Lenders) (the &ldquo;<U>Consenting Lender</U>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, the Consenting Lender
has agreed to (w) consent to the consummation of the Asset Transfer Transaction on the terms and in the manner set forth herein, (x) waive
certain Events of Default, (y) permit the New Borrower to become a party to the Credit Agreement and the other Loan Documents as a &ldquo;Borrower&rdquo;
and a &ldquo;Grantor&rdquo;, as applicable and (z) amend certain provisions of the Credit Agreement on the terms and in the manner set
forth herein; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, Borrower and each
Guarantor hereto each acknowledge and confirm respectively that (a) they will derive substantial direct and indirect benefits from the
execution, delivery and performance by the Lender of this Amendment, (b) this Amendment constitutes valuable consideration to the Borrower
and each Guarantor, (c) the agreements of the Borrower and each Guarantor hereunder (and under each of the other Loan Documents to which
they are a party) are intended to be an inducement to Lender to execute, deliver and perform this Amendment and (d) the Administrative
Agent and each Lender is relying upon the agreements of Borrower and each Guarantor hereunder (and under each of the other Loan Documents
to which they are a party) in entering into and performing under this Amendment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">NOW, THEREFORE, in reliance
upon the foregoing facts and in consideration of the mutual agreements of the parties hereto, the parties hereby agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in"><B>ARTICLE I. AMENDMENTS
TO CREDIT AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in">The Credit Agreement
is hereby amended as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 1.1. </U>Effective
as of the Amendment Effective Date, the Credit Agreement is hereby amended to delete the stricken text (indicated textually in the same
manner as the following example: <FONT STYLE="color: red"><STRIKE>stricken text</STRIKE></FONT>) and to add the double-underlined text
(indicated textually in the same manner as the following example: <FONT STYLE="text-underline-style: double; color: blue"><U>double-underlined
text</U></FONT>) as set forth in the form of the Credit Agreement attached hereto as <U>Annex I</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 1.2. </U>Effective
as of the Amendment Effective Date, the Schedules to the Credit Agreement are hereby amended to delete the stricken text (indicated textually
in the same manner as the following example: <FONT STYLE="color: red"><STRIKE>stricken text</STRIKE></FONT>) and to add the double-underlined
text (indicated textually in the same manner as the following example: <FONT STYLE="text-underline-style: double; color: blue"><U>double-underlined
text</U></FONT>) as set forth in the form of the Schedules to the Credit Agreement attached hereto as <U>Annex I</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 1.3. </U>Effective
as of the Amendment Effective Date, the following Exhibits to the Credit Agreement are hereby amended to delete the stricken text (indicated
textually in the same manner as the following example: <FONT STYLE="color: red"><STRIKE>stricken text</STRIKE></FONT>) and to add the
double-underlined text (indicated textually in the same manner as the following example: <FONT STYLE="text-underline-style: double; color: blue"><U>double-underlined
text</U></FONT>) as set forth in the form of the Exhibits to the Credit Agreement attached hereto as <U>Annex I</U>: Exhibit 1-A, Exhibit
1-B, Exhibit 2, Exhibit A, Exhibit B, Exhibit C, Exhibit D. Exhibit E, Exhibit H and Exhibit I.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 1.4. </U>This
Amendment (i) is strictly limited to the amendments set forth in Article I hereof; and all the other terms, provisions and conditions
of the Credit Agreement shall remain in full force and effect, (ii) shall not extend nor be deemed to extend to any Cease Funding Event,
Default or Event of Default whether similar or dissimilar to the matters amended or modified herein, (iii) shall not impair, restrict
or limit any right or remedy of any Lender or the Administrative Agent with respect to any other event that may hereafter arise under
the Credit Agreement or any other Loan Document, and (iv) shall not constitute any course of dealing or other basis for altering any obligation
of Borrower or any of the Guarantors or any right, privilege or remedy of any Lender or the Administrative Agent under the Credit Agreement
or any other Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 1.5. </U>Except
as expressly set forth in Article II hereof, this Amendment is limited precisely as written and shall not be deemed be a waiver of or
amendment to or consent to modify any other term or condition of the Credit Agreement or any other Loan Document, which may not be waived,
amended or modified, except pursuant to a written agreement signed by each of the parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in"><B>ARTICLE II. CONSENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 2.1. </U>The
Loan Parties have advised the Required Lenders of their desire to consummate the Asset Transfer Transaction. The Loan Parties hereby acknowledge
that the Asset Transfer Transaction is not permitted by certain provisions of the Credit Agreement. The Loan Parties have therefore requested
that the Consenting Lender consent to the Asset Transfer Transaction. The Consenting Lender hereby consents to the Asset Transfer Transaction,
subject to the terms and conditions contained in this Amendment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 2.2. </U>The
Loan Parties each hereby acknowledge that the consent in this Article II is specific in time and in intent and does not constitute and
is not deemed a consent to any other actions or a waiver of any right, power or privilege under the Credit Agreement or any other Loan
Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in"><B>ARTICLE III. WAIVER</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 3.1. </U>Effective
as of the Amedment Effective Date, the Administrative Agent and the Consenting Lender, hereby waive:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(a) the
failure to comply with the financial covenants set forth in <U>Section 6.12</U> or to deliver certificates or notices required pursuant
to <U>Sections 6.02</U> or <U>6.03 </U>of the Existing Credit Agreement for any period ending prior to the Amendment Effective Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(b) the
failure of Revolution to comply with Requirements of Law with respect to the Consumer Receivables or the Consumer Receivables Obligors
prior to the Amendment Effective Date so long as such failure is no longer continuing after the Amendment Effective Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(c) the
failure of Revolution to maintain its properties and comply with Environmental Laws related thereto;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(d) any
other Cease Funding Events, Defaults or Event of Defaults identified to the Administrative Agent and the Consenting Lender prior to the
Amendment Effective Date, so long as such events have been remedied to the satisfaction of the Administrative Agent and Consenting Lender
after giving effect to this Amendment on the Amendment Effective Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(e) the
failure of the Credit Parties to notify the Administrative Agent of any Cease Funding Event resulting from the occurrence of any of the
Events of Default described in the foregoing clauses (a) through (d) upon a Responsible Office of a Loan Party obtaining knowledge thereof,
in violation of <U>Section 6.03(b)(i)</U> of the Existing Credit Agreement, and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(f) the
failure to notify the Administrative Agent of the occurrence of any of the Events of Defaults (and, any Defaults that occurred prior to
maturing to such Event of Default) described in clauses (a) through (e), in violation of <U>Section 6.03(b)(xiii)</U> of the Existing
Credit Agreement (collectively, the &ldquo;<U>Specified Defaults</U>&rdquo;), with such waiver to be effective as of the date of the occurrence
of each Specified Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Notwithstanding the foregoing,
the waivers set forth above do not establish a course of conduct between the Loan Parties, the Administrative Agent and the Lender and
each Loan Party hereby agrees that the Administrative Agent and the Lender are not obligated to waive the testing of the financial covenants
set forth in the Credit Agreement for any future period or waive any future Cease Funding Event, Default or Event of Default under the
Credit Agreement or any other Loan Document. For the avoidance of doubt, no Cease Funding Event, Default or Event of Default under the
Credit Agreement or any other Loan Document that occurs or continues after the Amendment Effective Date is waived hereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in"><B>ARTICLE IV. JOINDER
OF NEW BORROWER</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The New Borrower, for value
received, agrees to become a &ldquo;Borrower&rdquo; and a &ldquo;Grantor&rdquo;, as applicable, under the Credit Agreement and the other
Loan Documents, pursuant to the following terms and conditions hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 4.1. </U>Effective
as of the date hereof, New Borrower shall automatically be deemed a to be a &ldquo;Borrower&rdquo; and a &ldquo;Grantor&rdquo;, as applicable,
under the Credit Agreement and the other Loan Documents, with all the rights, obligations, liabilities and duties of a &ldquo;Borrower&rdquo;
and a &ldquo;Grantor&rdquo;, as applicable, thereunder, and the New Borrower hereby agrees that it is and shall hereafter be a &ldquo;Borrower&rdquo;
and a &ldquo;Grantor&rdquo;, as applicable, under the Credit Agreement and the other Loan Documents, with all the rights, obligations,
liabilities and duties of a &ldquo;Borrower&rdquo; and a &ldquo;Grantor&rdquo;, as applicable, thereunder, in each case regardless of
when such obligations, liabilities and duties first arose.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 4.2. </U>The
New Borrower hereby: (i) joins in, becomes a party to, and agrees to comply with and be bound by, as a &ldquo;Borrower&rdquo; and a &ldquo;Grantor&rdquo;,
as applicable, the terms and conditions of the Credit Agreement and each other Loan Document to the same extent as if the New Borrower
was an original signatory thereto; (ii) assigns, pledges and grants to the Administrative Agent for its benefit and for the ratable benefit
of each Lender a continuing security interest in and to and Lien on all of its Collateral, whether now owned or existing or hereafter
created, acquired or arising and wheresoever located and free and clear of all Liens (other than Permitted Liens), pursuant to the terms
and provisions of the Credit Agreement and the other Loan Documents; and (iii) agrees that it is a direct obligor (and not a surety) under
the Credit Agreement. Without limiting the foregoing, the New Borrower agrees, and Existing Borrower acknowledges and confirms, that the
New Borrower shall be jointly and severally liable with the Existing Borrower for all Obligations regardless of when they first arose
under the Credit Agreement and the other Loan Documents, and the New Borrower acknowledges and confirms that it has received a copy of
the Credit Agreement and the other Loan Documents, in each case, including all exhibits, schedules, other attachments and amendments thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 4.3. </U>Existing
Borrower hereby acknowledges and confirms (i) the joinder by New Borrower to the Credit Agreement and the other Loan Documents, (ii) that
all of their obligations under the Credit Agreement and the other Loan Documents, upon the New Borrower becoming a &ldquo;Borrower&rdquo;
thereunder or otherwise party thereto pursuant to the terms hereof, shall continue to be in full force and effect on a joint and several
basis, and (iii) that, as of the date hereof, the term &ldquo;Obligations&rdquo;, as used in the Credit Agreement shall include all Obligations
of the New Borrower under the Credit Agreement and each other Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 4.4. </U>Attached
hereto as <U>Annex II</U> are supplements to the Schedules to the Security Agreement, which update the applicable existing Schedules with
respect to the New Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in"><B>ARTICLE V. CONDITIONS
TO EFFECTIVENESS </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This Amendment shall become
effective and binding on the parties hereto (the &ldquo;<U>Amendment Effective Date</U>&rdquo;) upon the satisfaction of the following
conditions precedent by the Lenders and the Administrative Agent with delivery by the Lenders and the Administrative Agent of their signature
pages to this Amendment evidencing such Person&rsquo;s acknowledgement that the conditions set forth in this Article IV have been satisfied,
unless otherwise waived in writing):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 5.1. Receipt
of Certain Documents</U>. Unless delivery of any of the following is waived by the Administrative Agent, the Administrative Agent shall
have received the following, each of which shall be in form and substance satisfactory to the Administrative Agent and each of which shall
be, unless otherwise specified herein or otherwise required by the Administrative Agent, originals (or telefacsimiles or portable document
format versions thereof (in either such case, promptly followed by originals thereof), each, to the extent to be executed by a Loan Party,
properly executed by a Responsible Officer of such Loan Party, each dated the Amendment Effective Date (or, in the case of certificates
of governmental officials, a recent date before the Amendment Effective Date), all in sufficient number as the Administrative Agent shall
separately identify (including, if specified by the Administrative Agent, for purposes of the distribution thereof to the Administrative
Agent, the Lenders and the Borrower):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a) (i)
this Amendment duly executed and delivered on behalf of each party hereto; (ii) an amended and restated Note, executed by the Existing
Borrower and New Borrower; (iii) the FlexShopper Guaranty, executed by FlexShopper, (iv) the FlexShopper Pledge Agreement, executed by
FlexShopper and the Administrative Agent, and (v) a Subordination Agreement, executed by Existing Borrower, New Borrower and the Administrative
Agent, with respect to the New Borrower&rsquo;s obligations under the Seller Note (as defined in the Asset Purchase Agreement);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b) to
the extent not previously delivered to the Administrative Agent, any certificated securities representing shares of Equity Interests owned
by or on behalf of any Credit Party constituting Collateral as of the Amendment Effective Date after giving effect to the Asset Transfer
Transaction together with undated stock powers with respect thereto executed in blank;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c) to
the extent not previously delivered to the Administrative Agent, any promissory notes and other instruments evidencing all loans, advances
and other debt owed or owing to any Loan Party constituting Collateral as of the Amendment Effective Date after giving effect to the Asset
Transfer Transaction together with undated instruments of transfer with respect thereto executed in blank;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(d) all
instruments and other documents, including UCC financing statements, required by Law or reasonably requested by the Administrative Agent
to be filed, registered or recorded to create or perfect the Liens intended to be created under the Security Agreement (as supplemented
by this Amendment) with respect to the New Borrower and any other applicable Collateral Document;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(e) a
Perfection Certificate with respect to the New Borrower, dated the Amendment Effective Date and duly executed by a Responsible Officer
of the New Borrower;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(f) such
certificates of resolutions or other action, incumbency certificates or other certificates of Responsible Officers of the Borrower and
the other Credit Parties as the Administrative Agent may reasonably require evidencing the identity, authority and capacity of each Responsible
Officer thereof authorized to act as a Responsible Officer in connection with this Amendment and the other Loan Documents to which the
Borrower and the other Loan Parties is a party;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(g) such
documents and certifications as the Administrative Agent may reasonably require to evidence that Borrower and each other Credit Party
is duly organized or formed, and that each of FlexShopper and New Borrower is validly existing, in good standing and qualified to engage
in business in: (A) the State of its organization; and (B) each jurisdiction where its ownership, lease or operation of properties or
the conduct of its business requires such qualification, except to the extent that failure to do so could not reasonably be expected to
have a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(h) favorable
opinions of counsel to FlexShopper and New Borrower reasonably acceptable to the Administrative Agent addressed to the Administrative
Agent and each Lender, as to such matters as are reasonably required by the Administrative Agent or any Lender with respect to FlexShopper
and New Borrower, this Amendment and the other Loan Documents delivered in connection herewith;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(i) reserved;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(j) a
certificate of a Responsible Officer of New Borrower either: (A) attaching copies of all consents, licenses and approvals required in
connection with the execution, delivery and performance by New Borrower and the validity against New Borrower of this Amendment and the
other Loan Documents to which it is a party, and such consents, licenses and approvals shall be in full force and effect (other than the
consents and documents delivered pursuant to <U>Section 5.1(g)</U>); or (B) stating that no such consents, licenses or approvals are so
required;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(k) a
certificate signed by a Responsible Officer of Borrower and the other Loan Parties certifying that: (A) the conditions specified in Article
IV of this Amendment have been satisfied; (B) since December 1, 2022, there has been no event or circumstance which, individually or in
the aggregate with any other events or circumstances, that has had, or could be reasonably expected to have, a Material Adverse Effect;
(C) attached are true, correct and complete copies of the Asset Transfer Agreement and related documents, together with any and all amendments
thereto (and attaching the same thereto); and (D) the Borrower and all of the other Loan Parties have complied with the conditions precedent
set forth in Article IV of this Amendment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(l) a
certificate of solvency by the chief executive officer of Existing Borrower and New Borrower, in form and substance satisfactory to the
Administrative Agent; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(m) such
other documents, opinions, certificates, information and consents as the Administrative Agent shall reasonably request in connection herewith.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 5.2. Asset Transfer
Transaction</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a) The
Asset Transfer Transaction and the consummation thereof shall be in compliance in all material respects with all applicable Laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b) The
Asset Transfer Transaction shall have been, or shall be, consummated in a manner consistent with the Asset Transfer Agreement, unless
otherwise consented to by the Administrative Agent (such consent not to be unreasonably withheld or delayed). All conditions precedent
to the consummation of the Asset Transfer Transaction, as set forth in the Asset Transfer Agreement, shall have been satisfied in all
material respects, and not otherwise waived in any material respect except, in each case, with the consent of the Administrative Agent
(such consent not to be unreasonably withheld or delayed), to the satisfaction of the Administrative Agent. The Administrative Agent shall
have been furnished true and complete copies of the Asset Transfer Agreement (and related documents).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c) The
Existing Borrower, New Borrower and each other Loan Party party to the Asset Transfer Agreement shall have obtained all orders, approvals
or consents of any Governmental Authority required in connection with the Asset Transfer Agreement or the making and carrying out of this
Amendment and the other Loan Documents, the making of the borrowings pursuant to the Credit Agreement, and the execution and delivery
of this Amendment and the other Loan Documents, and all applicable waiting periods and appeal periods shall have expired, in each case
without the imposition of any burdensome condition. The Loan Parties shall have obtained all amendments or consents of any other Person
under any applicable loan or financing agreement or other debt instrument of any of the Loan Parties that are necessary or reasonably
desirable to permit the consummation of (a) the Asset Transfer Transaction on the terms contemplated by the Asset Transfer Agreement (and
related documents) and (b) this Amendment and the other Loan Documents and the transactions contemplated hereunder and thereunder on the
terms contemplated hereby and thereby (including without limitation, the security arrangements contemplated by the Credit Agreement),
each of which amendments or consents shall be in form and substance satisfactory to the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 5.3. Post-Closing
Obligations</U>. The Loan Parties shall perform or cause to be performed each of the following conditions within the time periods specified
below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a) No
later than thirty (30) days following the Amendment Effective Date (or such later date as the Administrative Agent may agree to in writing
(including by email) at its sole option), evidence that all insurance required to be maintained by New Borrower pursuant to the Loan Documents
has been obtained and is in effect, together with copies of insurance certificates and endorsements adding the Administrative Agent as
an additional insured or lender loss payee, as applicable, with respect to such insurance, in form and substance reasonably satisfactory
to the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b) No
later than thirty (30) days following the Amendment Effective Date (or such later date as the Administrative Agent may agree to in writing
(including by email) at its sole option), the Borrower shall have caused all of its and the other Loan Parties&rsquo; respective deposit
accounts that are required by the terms of the Credit Agreement to be subject to an Account Control Agreement duly executed by all the
parties thereto, which Account Control Agreement shall cover each such deposit account and be in form and substance reasonably satisfactory
to the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in"><B>ARTICLE VI. REPRESENTATIONS
AND WARRANTIES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Borrower and each Guarantor
each hereby represents and warrants to each Lender and the Administrative Agent, on and as of the Amendment Effective Date, that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a) After
giving effect to this Amendment, the representations and warranties of each of Borrower and such Guarantor under each of the Loan Documents
to which it is a party are true and correct in all material respects as if made and restated on the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b) (i)
The individual executing this Amendment on behalf of Borrower and such Guarantor is duly authorized to do so, (ii) Borrower and such Guarantor
have full right and authority to enter into this Amendment and to consummate the transactions described in this Amendment and (iii) this
Amendment constitutes the valid and legally binding obligation of Borrower and such Guarantor, enforceable against Borrower and such Guarantor
in accordance with its terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c) No
Default or an Event of Default exists; and no event or condition, the occurrence of which immediately is or, with the lapse of time or
the giving of notice or both, would become a Backup Servicing Trigger Event or Cease Funding Event, before or after giving effect to this
Amendment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(d) The
execution and delivery by Borrower and such Guarantor of this Amendment and the performance by Borrower and such Guarantor of their obligations
under this Amendment and the other Loan Documents to which they are a party, in each case, have been duly authorized by all necessary
action on the part of Borrower and such Guarantor and do not and will not, in the case of Borrower and such Guarantor (i) violate, conflict
with or constitute a breach of, or constitute a default under, any provision of Borrower and such Guarantor organizational documents;
(ii) violate, conflict with or constitute a breach of, or constitute a default under, any provision of any statute, rule, regulation,
order, writ, judgment, injunction, decree, determination, or award presently in effect to which Borrower and such Guarantor are a party
or is subject, or by which any of their assets are bound or affected; (iii) result in, or require the creation or imposition of, any Lien
upon or with respect to any asset of Borrower and such Guarantor other than Liens in favor of the Administrative Agent and the Permitted
Liens; or (iv) result in a breach of, or constitute a default by Borrower and such Guarantor under, any indenture, loan, or credit agreement
or any other agreement, document, instrument, or certificate to which Borrower and such Guarantor are a party or subject or by which they
or any of their assets are bound or affected, including, but not limited to, any loan from or agreement of any type with a third-party
lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(e) No
approval, authorization, order, license, permit, franchise, or consent of, or registration, declaration, qualification, or filing with,
any Governmental Authority or other Person is required in connection with the execution and delivery of this Amendment by Borrower and
such Guarantor and the performance by Borrower and such Guarantor of their obligations under this Amendment or any of the other Loan Documents
to which they are a party, in addition to those that have already been obtained.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in"><B>ARTICLE VII. REAFFIRMATION
AND ACKNOWLEDGMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 7.1. Reaffirmations
and Acknowledgments</U>. Each of Borrower and each Guarantor hereby: (i) acknowledges, confirms, affirms and reaffirms in all respects
the terms and provisions of, and confirms the validity and effectiveness of, each of the Loan Documents to which it is a party; (ii) acknowledges,
confirms, affirms and reaffirms its respective obligations, guarantees and security interests under each of the Loan Documents to which
it is a party; and (iii) confirms and agrees that it has no defenses to or offsets against any of its respective obligations under any
of the Loan Documents to which it is a party (any such offset, defense or counterclaim as may exist being hereby irrevocable waived by
each of Borrower and such Guarantor).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in"><B>ARTICLE VIII. RELEASE
OF THE INDIVIDUAL GUARANTOR</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 8.1. Release
of the Individual Guarantor</U>. The Administrative Agent hereby releases the Individual Guarantor from any and all obligations under
the Individual Limited Guaranty, which Limited Payment Guaranty shall be of no further force or effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in"><B>ARTICLE IX. MISCELLANEOUS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 58.5pt; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 9.1. Entire
Agreement</U>. This Amendment and the Loan Documents sets forth the entire agreement of the parties hereto with respect to the subject
matter hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 9.2. Amendment</U>.
Neither this Amendment nor any provision hereof may be waived, amended or modified, except pursuant to a written agreement signed by each
of the parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 9.3. Release
of Claims</U>. In consideration of the Lender&rsquo;s agreements contained in this Amendment, Borrower and each Guarantor hereby irrevocably
releases and forever discharge the Lender and the other Indemnified Lender Parties (each, a &ldquo;<U>Released Person</U>&rdquo;) of and
from any and all claims, suits, actions, investigations, proceedings or demands, whether based in contract, tort, implied or express warranty,
strict liability, criminal or civil statute or common law of any kind or character, known or unknown, which such Borrower and Guarantor
ever had or now has against the Lender or any other Released Person which relates, directly or indirectly, to any acts or omissions of
the Lender or any other Released Person relating to the Loan Documents on or prior to the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 9.4. Incorporation
by Reference</U>. The terms of the Credit Agreement with respect to Sections 10.02 (Notices), 10.04 (Expenses), 10.10 (Counterparts etc),
10.12 (Severability), 10.15 (Governing Law), and 10.16 (Waiver of Right to Jury Trial) are incorporated herein by reference, mutatis mutandis,
and the parties hereto agree to such terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 9.5. References</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a) From
and after the Amendment Effective Date, (i) all references in the Credit Agreement to &ldquo;this Amendment&rdquo;, &ldquo;hereto&rdquo;,
&ldquo;hereof&rdquo;, &ldquo;hereunder&rdquo; or words of like import referring to the Credit Agreement shall mean the Credit Agreement
(as amended or modified hereby), and (ii) all references in the other Loan Documents to the &ldquo;Credit Agreement&rdquo;, &ldquo;thereto&rdquo;,
&ldquo;thereof&rdquo;, &ldquo;thereunder&rdquo; or words of like import referring to the Credit Agreement shall mean the Credit Agreement
(as amended or modified hereby).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b) This
Amendment shall constitute a Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 9.6. Counterparts</U>.
This Amendment may be executed in counterparts (and by different parties hereto on different counterparts), each of which shall constitute
an original, but all of which when taken together shall constitute a single contract. Delivery of an executed counterpart of a signature
page of this Amendment by telecopy, electronic &ldquo;PDF&rdquo; or other electronic means shall be effective as delivery of a manually
executed counterpart of this Amendment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><U>Section 9.7. </U>Borrower
shall pay to or otherwise reimburse each Lender and the Administrative Agent upon demand all reasonable fees, costs and expenses (including
all reasonable fees and expenses of the Administrative Agent&rsquo;s counsel) incurred by each Lender and the Administrative Agent in
connection with or arising out of the negotiation, preparation, review, execution and delivery of this Amendment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">[Remainder of page intentionally
left blank; signature pages follow.]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF, the parties
hereto have caused this Amendment to be duly executed by as of the day and year first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><U>EXISTING BORROWER</U>:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%; text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="width: 5%; text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="width: 35%; text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>REVOLUTION FINANCIAL, INC.</B>, a Texas corporation</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Michael Brent Turner</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Executive Chairman</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><U>SUBSIDIARY GUARANTORS</U>:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>BLUESKY ACQUIRE, INC.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>INFINITY HOLDING CORPORATION</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>INFINITY OF NEVADA, INC.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>INFINITY OF UTAH, INC.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>INFINITY OF NEW MEXICO, INC.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>MAIN ST. PERSONAL FINANCE, INC.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>ACAC, INC.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>QUIK LEND, INC.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">For each of the foregoing entities:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Name:&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Michael Brent Turner</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Executive Chairman</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>FIRST MONEY IN, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>INFINITY LOANS OF DEMING, NEW MEXICO, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>INFINITY LOANS OF SUNLAND PARK, NEW MEXICO, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">For each of the foregoing entities:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Michael Brent Turner</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Authorized Signatory</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.5in; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[Signature Page to the Joinder Agreement, Consent
and Second Amendment to Credit Agreement]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%; text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Idaho, LLC </B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>INFINITY WAGES AND BENEFITS, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>INFINITY LOANS OF MURRAY, UTAH, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of WEST VALLEY, UTAH, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Espanola II, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Albuquerque, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Albuquerque II, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Albuquerque III, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Carlsbad, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Chaparral, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Clovis, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Espanola, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Farmington, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Gallup, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Albuquerque IV, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Las Cruces, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Las Vegas, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Los Lunas, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Rio Rancho, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Roswell, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans of Santa Fe, New Mexico, LLC</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><B>Infinity Loans Online, LLC</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.5in; text-align: left; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">For each of the foregoing entities:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in; width: 60%">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in; width: 35%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Name:&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Michael Brent Turner</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Manager</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><U>INDIVIDUAL GUARANTOR</U>:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>MICHAEL BRENT TURNER</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.5in; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[Signature Page to the Joinder Agreement, Consent
and Second Amendment to Credit Agreement]</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.5in; text-align: left; text-indent: 0in">&nbsp;<U> </U></P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.5in; text-align: justify; text-indent: 0in"><FONT STYLE="text-transform: uppercase">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><U>new BORROWER</U>:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in; width: 60%">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in; width: 35%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase"><B>flex revolution, LLC</B></FONT><FONT STYLE="font-size: 10pt">, a Delaware limited liability company</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: justify; text-indent: 0in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Name:</FONT>&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="text-align: left; text-indent: 0in">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[Signature Page to the Joinder Agreement, Consent
and Second Amendment to Credit Agreement]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.5in; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; text-transform: uppercase">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><U>ADMINISTRATIVE AGENT</U>:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 5%; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 35%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><B>BP FUNDCO LLC</B>, as Administrative Agent</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">Michael Petronio</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Authorized Signatory</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; text-transform: uppercase">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; text-transform: uppercase"><U>LENDERS</U>:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; text-transform: uppercase">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; text-transform: uppercase">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt"><B>BP FUNDCO LLC</B>, as a Lender and holder of Promissory Note A</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Michael Petronio</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Authorized Signatory</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt"><B>BP FUNDCO LLC</B>, as a Lender and holder of Promissory Note B</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Michael Petronio</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Authorized Signatory</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[Signature Page to the Joinder Agreement, Consent
and Second Amendment to Credit Agreement]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>COMPOSITE OF THE CREDIT AGREEMENT DATED AS
OF SEPTEMBER 2, 2020, AS AMENDED PRIOR TO THE DATE HEREOF, AND AS FURTHER AMENDED BY THE JOINDER AGREEMENT, CONSENT AND SECOND AMENDMENT
TO CREDIT AGREEMENT DATED AS OF JUNE 7, 2023 [(NOTE FOR CONVENIENCE PURPOSES ONLY, SOME OF THE EXHIBITS WERE NOT INCLUDED IN THIS ANNEX
I)]. </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ANNEX I</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>TO</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>JOINDER AGREEMENT, CONSENT AND SECOND AMENDMENT
TO CREDIT AGREEMENT </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>NOTE: The amendments to the Credit Agreement
set forth below are reflected as follows: deletions are shown by the stricken text (indicated textually in the same manner as the following
example: <FONT STYLE="color: red"><STRIKE>stricken text</STRIKE></FONT>); and additions are shown by the double-underlined text (indicated
textually in the same manner as the following example: <FONT STYLE="text-underline-style: double; color: #0033CC"><U>double-underlined
text</U></FONT>)</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CREDIT AGREEMENT </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>dated as of September 2, 2020</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>by and among</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>REVOLUTION FINANCIAL, INC., and</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FLEX REVOLUTION, LLC,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>individually and collectively,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>as the Borrower,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>The Subsidiaries of the Borrower Party Hereto,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>as Subsidiary Guarantors,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>The Lenders Party Hereto,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>as Lenders,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>and</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>BP FUNDCO LLC,<BR>
as Administrative Agent</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0pt; margin-bottom: 0pt; width: 100%"><DIV STYLE="border-top: Black 1pt solid; font-size: 1pt; border-bottom: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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    <DIV STYLE="border-bottom: Black 1.5pt solid; margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">TABLE OF CONTENTS</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom">
    <TD STYLE="padding-bottom: 1.5pt; padding-left: -0.125in; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1.5pt; text-align: left">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><B>Page</B></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="padding-left: -0.125in; width: 15%; text-align: left">ARTICLE 1</TD>
    <TD STYLE="width: 75%; text-align: left">CERTAIN DEFINED TERMS; CERTAIN RULES OF CONSTRUCTION</TD>
    <TD STYLE="width: 10%; text-align: center">1</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 1.01</TD>
    <TD STYLE="text-align: left">CERTAIN DEFINED TERMS.</TD>
    <TD STYLE="text-align: center">1</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 1.02</TD>
    <TD STYLE="text-align: left">CERTAIN RULES OF CONSTRUCTION.</TD>
    <TD STYLE="text-align: center">30</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 1.03</TD>
    <TD STYLE="text-align: left">DIVISIONS.</TD>
    <TD STYLE="text-align: center">32</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">ARTICLE 2</TD>
    <TD STYLE="text-align: left">TERMS OF REVOLVING CREDIT LOANS</TD>
    <TD STYLE="text-align: center">32</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 2.01</TD>
    <TD STYLE="text-align: left">REVOLVING CREDIT LOANS.</TD>
    <TD STYLE="text-align: center">32</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 2.02</TD>
    <TD STYLE="text-align: left">PROCEDURES FOR BORROWING.</TD>
    <TD STYLE="text-align: center">33</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 2.03</TD>
    <TD STYLE="text-align: left">[INTENTIONALLY OMITTED].</TD>
    <TD STYLE="text-align: center">34</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 2.04</TD>
    <TD STYLE="text-align: left">[INTENTIONALLY OMITTED].</TD>
    <TD STYLE="text-align: center">34</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 2.05</TD>
    <TD STYLE="text-align: left">COLLATERAL SHORTFALL; PAYMENTS AND PREPAYMENTS.</TD>
    <TD STYLE="text-align: center">34</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 2.06</TD>
    <TD STYLE="text-align: left">TERMINATION OR REDUCTION OF AGGREGATE COMMITMENTS.</TD>
    <TD STYLE="text-align: center">35</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 2.07</TD>
    <TD STYLE="text-align: left">FINAL REPAYMENT</TD>
    <TD STYLE="text-align: center">35</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 2.08</TD>
    <TD STYLE="text-align: left">INTEREST.</TD>
    <TD STYLE="text-align: center">35</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 2.09</TD>
    <TD STYLE="text-align: left">YIELD MAINTENANCE FEE; BACKUP SERVICING FEES.</TD>
    <TD STYLE="text-align: center">36</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 2.10</TD>
    <TD STYLE="text-align: left">COMPUTATIONS OF INTEREST AND FEES.</TD>
    <TD STYLE="text-align: center">36</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 2.11</TD>
    <TD STYLE="text-align: left">EVIDENCE OF DEBT.</TD>
    <TD STYLE="text-align: center">36</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="vertical-align: top; text-align: center">SECTION 2.12</TD>
    <TD STYLE="text-align: left">PAYMENTS GENERALLY; RIGHT OF ADMINISTRATIVE AGENT TO MAKE DEDUCTIONS AUTOMATICALLY.</TD>
    <TD STYLE="text-align: center">37</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 2.13</TD>
    <TD STYLE="text-align: left">SHARING OF PAYMENTS.</TD>
    <TD STYLE="text-align: center">38</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 2.14</TD>
    <TD STYLE="text-align: left">[INTENTIONALLY OMITTED].</TD>
    <TD STYLE="text-align: center">39</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 2.15</TD>
    <TD STYLE="text-align: left">SECURITY FOR THE OBLIGATIONS; SERVICE PROVIDERS.</TD>
    <TD STYLE="text-align: center">39</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 2.16</TD>
    <TD STYLE="text-align: left">DEFAULTING LENDERS.</TD>
    <TD STYLE="text-align: center">39</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">ARTICLE 3</TD>
    <TD STYLE="text-align: left">TAXES, YIELD PROTECTION AND ILLEGALITY</TD>
    <TD STYLE="text-align: center">39</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 3.01</TD>
    <TD STYLE="text-align: left">TAXES.</TD>
    <TD STYLE="text-align: center">39</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 3.02</TD>
    <TD STYLE="text-align: left">ILLEGALITY.</TD>
    <TD STYLE="text-align: center">41</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 3.03</TD>
    <TD STYLE="text-align: left">INABILITY TO DETERMINE RATES.</TD>
    <TD STYLE="text-align: center">41</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 3.04</TD>
    <TD STYLE="text-align: left">INCREASED COSTS.</TD>
    <TD STYLE="text-align: center">41</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 3.05</TD>
    <TD STYLE="text-align: left">COMPENSATION FOR LOSSES.</TD>
    <TD STYLE="text-align: center">42</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 3.06</TD>
    <TD STYLE="text-align: left">MITIGATION OBLIGATIONS.</TD>
    <TD STYLE="text-align: center">42</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 3.07</TD>
    <TD STYLE="text-align: left">REMOVAL OR REPLACEMENT OF LENDERS.</TD>
    <TD STYLE="text-align: center">42</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 3.08</TD>
    <TD STYLE="text-align: left">SURVIVAL.</TD>
    <TD STYLE="text-align: center">43</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">ARTICLE 4</TD>
    <TD STYLE="text-align: left">CONDITIONS PRECEDENT</TD>
    <TD STYLE="text-align: center">44</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 4.01</TD>
    <TD STYLE="text-align: left">CONDITIONS TO EFFECTIVENESS AND INITIAL BORROWING.</TD>
    <TD STYLE="text-align: center">44</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 4.02</TD>
    <TD STYLE="text-align: left">CONDITIONS TO ALL BORROWINGS.</TD>
    <TD STYLE="text-align: center">47</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">ARTICLE 5</TD>
    <TD STYLE="text-align: left">REPRESENTATIONS AND WARRANTIES</TD>
    <TD STYLE="text-align: center">48</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.01</TD>
    <TD STYLE="text-align: left">CORPORATE EXISTENCE AND POWER.</TD>
    <TD STYLE="text-align: center">48</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.02</TD>
    <TD STYLE="text-align: left">CORPORATE AUTHORIZATION; NO CONTRAVENTION.</TD>
    <TD STYLE="text-align: center">49</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center; width: 15%">SECTION 5.03</TD>
    <TD STYLE="text-align: left; width: 75%">GOVERNMENTAL AUTHORIZATION; COMPLIANCE WITH LAWS.</TD>
    <TD STYLE="text-align: center; width: 10%">49</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.04</TD>
    <TD STYLE="text-align: left">BINDING EFFECT.</TD>
    <TD STYLE="text-align: center">49</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.05</TD>
    <TD STYLE="text-align: left">LITIGATION.</TD>
    <TD STYLE="text-align: center">50</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.06</TD>
    <TD STYLE="text-align: left">NO DEFAULTS, CEASE FUNDING EVENT OR BACKUP SERVICING TRIGGER EVENT.</TD>
    <TD STYLE="text-align: center">50</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.07</TD>
    <TD STYLE="text-align: left">EMPLOYEE BENEFIT PLANS.</TD>
    <TD STYLE="text-align: center">50</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.08</TD>
    <TD STYLE="text-align: left">USE OF PROCEEDS.</TD>
    <TD STYLE="text-align: center">51</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.09</TD>
    <TD STYLE="text-align: left">TITLE TO PROPERTIES.</TD>
    <TD STYLE="text-align: center">51</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.10</TD>
    <TD STYLE="text-align: left">TAXES.</TD>
    <TD STYLE="text-align: center">51</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.11</TD>
    <TD STYLE="text-align: left">FINANCIAL CONDITION.</TD>
    <TD STYLE="text-align: center">51</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.12</TD>
    <TD STYLE="text-align: left">ENVIRONMENTAL MATTERS.</TD>
    <TD STYLE="text-align: center">51</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.13</TD>
    <TD STYLE="text-align: left">MARGIN REGULATIONS; REGULATED ENTITIES.</TD>
    <TD STYLE="text-align: center">52</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.14</TD>
    <TD STYLE="text-align: left">SWAP OBLIGATIONS.</TD>
    <TD STYLE="text-align: center">52</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.15</TD>
    <TD STYLE="text-align: left">INTELLECTUAL PROPERTY.</TD>
    <TD STYLE="text-align: center">52</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="vertical-align: top; text-align: center">SECTION 5.16</TD>
    <TD STYLE="text-align: left">EQUITY INTERESTS OWNED BY THE BORROWER AND ITS SUBSIDIARIES; EQUITY INTERESTS IN THE BORROWER.</TD>
    <TD STYLE="text-align: center">52</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.17</TD>
    <TD STYLE="text-align: left">INSURANCE.</TD>
    <TD STYLE="text-align: center">53</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.18</TD>
    <TD STYLE="text-align: left">COLLATERAL AND COLLATERAL DOCUMENTS.</TD>
    <TD STYLE="text-align: center">53</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.19</TD>
    <TD STYLE="text-align: left">LABOR RELATIONS.</TD>
    <TD STYLE="text-align: center">53</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.20</TD>
    <TD STYLE="text-align: left">SOLVENCY.</TD>
    <TD STYLE="text-align: center">54</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.21</TD>
    <TD STYLE="text-align: left">FULL DISCLOSURE.</TD>
    <TD STYLE="text-align: center">54</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.22</TD>
    <TD STYLE="text-align: left">CERTAIN AGREEMENTS.</TD>
    <TD STYLE="text-align: center">54</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 5.23</TD>
    <TD STYLE="text-align: left">ANTI-CORRUPTION LAWS AND SANCTIONS.</TD>
    <TD STYLE="text-align: center">54</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 5.24</TD>
    <TD STYLE="text-align: left">FORM OF CONSUMER RECEIVABLE DOCUMENTS.</TD>
    <TD STYLE="text-align: center">55</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">ARTICLE 6</TD>
    <TD STYLE="text-align: left">AFFIRMATIVE COVENANTS</TD>
    <TD STYLE="text-align: center">55</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 6.01</TD>
    <TD STYLE="text-align: left">FINANCIAL STATEMENTS.</TD>
    <TD STYLE="text-align: center">55</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 6.02</TD>
    <TD STYLE="text-align: left">CERTIFICATES; OTHER INFORMATION.</TD>
    <TD STYLE="text-align: center">57</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 6.03</TD>
    <TD STYLE="text-align: left">NOTICES.</TD>
    <TD STYLE="text-align: center">58</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 6.04</TD>
    <TD STYLE="text-align: left">PAYMENT OF CERTAIN OBLIGATIONS.</TD>
    <TD STYLE="text-align: center">60</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 6.05</TD>
    <TD STYLE="text-align: left">PRESERVATION OF EXISTENCE, ETC.</TD>
    <TD STYLE="text-align: center">60</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 6.06</TD>
    <TD STYLE="text-align: left">MAINTENANCE OF PROPERTIES.</TD>
    <TD STYLE="text-align: center">60</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 6.07</TD>
    <TD STYLE="text-align: left">MAINTENANCE OF INSURANCE.</TD>
    <TD STYLE="text-align: center">61</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 6.08</TD>
    <TD STYLE="text-align: left">COMPLIANCE WITH LAWS.</TD>
    <TD STYLE="text-align: center">61</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 6.09</TD>
    <TD STYLE="text-align: left">BOOKS AND RECORDS.</TD>
    <TD STYLE="text-align: center">61</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 6.10</TD>
    <TD STYLE="text-align: left">INSPECTION RIGHTS; DATA ACCESS; BACK-UP SERVICER.</TD>
    <TD STYLE="text-align: center">61</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 6.11</TD>
    <TD STYLE="text-align: left">USE OF PROCEEDS.</TD>
    <TD STYLE="text-align: center">62</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 6.12</TD>
    <TD STYLE="text-align: left">FINANCIAL COVENANTS</TD>
    <TD STYLE="text-align: center">62</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="vertical-align: top; text-align: center">SECTION 6.13</TD>
    <TD STYLE="text-align: left">CONCENTRATION ACCOUNTS; COLLECTIONS; CASH MANAGEMENT; SERVICING AND ADMINISTRATION OF CONSUMER RECEIVABLES</TD>
    <TD STYLE="text-align: center">63</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 6.14</TD>
    <TD STYLE="text-align: left">FURTHER ASSURANCES.</TD>
    <TD STYLE="text-align: center">64</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 6.15</TD>
    <TD STYLE="text-align: left">POST-CLOSING REQUIREMENTS.</TD>
    <TD STYLE="text-align: center">65</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">ARTICLE 7</TD>
    <TD STYLE="text-align: left"> NEGATIVE COVENANTS</TD>
    <TD STYLE="text-align: center">65</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 7.01</TD>
    <TD STYLE="text-align: left">LIENS.</TD>
    <TD STYLE="text-align: center">65</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 7.02</TD>
    <TD STYLE="text-align: left">INVESTMENTS.</TD>
    <TD STYLE="text-align: center">67</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 7.03</TD>
    <TD STYLE="text-align: left">DEBT.</TD>
    <TD STYLE="text-align: center">68</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center; width: 15%">SECTION 7.04</TD>
    <TD STYLE="text-align: left; width: 75%">FUNDAMENTAL CHANGES.</TD>
    <TD STYLE="text-align: center; width: 10%">70</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 7.05</TD>
    <TD STYLE="text-align: left">DISPOSITIONS.</TD>
    <TD STYLE="text-align: center">71</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 7.06</TD>
    <TD STYLE="text-align: left">RESTRICTED PAYMENTS.</TD>
    <TD STYLE="text-align: center">72</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 7.07</TD>
    <TD STYLE="text-align: left">CAPITAL EXPENDITURES.</TD>
    <TD STYLE="text-align: center">73</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 7.08</TD>
    <TD STYLE="text-align: left">TRANSACTIONS WITH AFFILIATES.</TD>
    <TD STYLE="text-align: center">73</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 7.09</TD>
    <TD STYLE="text-align: left">BURDENSOME AGREEMENTS.</TD>
    <TD STYLE="text-align: center">73</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 7.10</TD>
    <TD STYLE="text-align: left">USE OF PROCEEDS.</TD>
    <TD STYLE="text-align: center">73</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 7.11</TD>
    <TD STYLE="text-align: left">CERTAIN GOVERNMENTAL REGULATIONS.</TD>
    <TD STYLE="text-align: center">74</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 7.12</TD>
    <TD STYLE="text-align: left">AMENDMENT OF MATERIAL DOCUMENTS.</TD>
    <TD STYLE="text-align: center">74</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 7.13</TD>
    <TD STYLE="text-align: left">DISQUALIFIED EQUITY INTERESTS</TD>
    <TD STYLE="text-align: center">75</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 7.14</TD>
    <TD STYLE="text-align: left">FOREIGN SUBSIDIARIES.</TD>
    <TD STYLE="text-align: center">75</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">ARTICLE 8</TD>
    <TD STYLE="text-align: left">EVENTS OF DEFAULT AND REMEDIES</TD>
    <TD STYLE="text-align: center">75</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 8.01</TD>
    <TD STYLE="text-align: left">EVENTS OF DEFAULT</TD>
    <TD STYLE="text-align: center">75</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 8.02</TD>
    <TD STYLE="text-align: left">REMEDIES UPON EVENT OF DEFAULT.</TD>
    <TD STYLE="text-align: center">78</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 8.03</TD>
    <TD STYLE="text-align: left">APPLICATION OF FUNDS.</TD>
    <TD STYLE="text-align: center">79</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">ARTICLE 9</TD>
    <TD STYLE="text-align: left">ADMINISTRATIVE AGENT</TD>
    <TD STYLE="text-align: center">81</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 9.01</TD>
    <TD STYLE="text-align: left">APPOINTMENT OF AUTHORIZATION OF ADMINISTRATIVE AGENT.</TD>
    <TD STYLE="text-align: center">81</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 9.02</TD>
    <TD STYLE="text-align: left">RIGHTS AS A LENDER.</TD>
    <TD STYLE="text-align: center">81</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 9.03</TD>
    <TD STYLE="text-align: left">EXCULPATORY PROVISIONS.</TD>
    <TD STYLE="text-align: center">81</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 9.04</TD>
    <TD STYLE="text-align: left">RELIANCE BY ADMINISTRATIVE AGENT.</TD>
    <TD STYLE="text-align: center">82</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 9.05</TD>
    <TD STYLE="text-align: left">DELEGATION OF DUTIES.</TD>
    <TD STYLE="text-align: center">82</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 9.06</TD>
    <TD STYLE="text-align: left">RESIGNATION OF ADMINISTRATIVE AGENT.</TD>
    <TD STYLE="text-align: center">83</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 9.07</TD>
    <TD STYLE="text-align: left">NON-RELIANCE ON ADMINISTRATIVE AGENT AND OTHER LENDERS.</TD>
    <TD STYLE="text-align: center">84</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 9.08</TD>
    <TD STYLE="text-align: left">[INTENTIONALLY OMITTED.]</TD>
    <TD STYLE="text-align: center">84</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 9.09</TD>
    <TD STYLE="text-align: left">ADMINISTRATIVE AGENT MAY FILE PROOFS OF CLAIM.</TD>
    <TD STYLE="text-align: center">84</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 9.10</TD>
    <TD STYLE="text-align: left">GUARANTY MATTERS.</TD>
    <TD STYLE="text-align: center">84</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 9.11</TD>
    <TD STYLE="text-align: left">COLLATERAL MATTERS.</TD>
    <TD STYLE="text-align: center">85</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">ARTICLE 10</TD>
    <TD STYLE="text-align: left"> GENERAL PROVISIONS</TD>
    <TD STYLE="text-align: center">86</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 10.01</TD>
    <TD STYLE="text-align: left">AMENDMENTS, ETC.</TD>
    <TD STYLE="text-align: center">86</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 10.02</TD>
    <TD STYLE="text-align: left">NOTICES; EFFECTIVENESS; ELECTRONIC COMMUNICATIONS.</TD>
    <TD STYLE="text-align: center">87</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 10.03</TD>
    <TD STYLE="text-align: left">NO WAIVER; CUMULATIVE REMEDIES.</TD>
    <TD STYLE="text-align: center">89</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 10.04</TD>
    <TD STYLE="text-align: left">EXPENSES; INDEMNITY; DAMAGE WAIVER.</TD>
    <TD STYLE="text-align: center">89</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="vertical-align: top; text-align: center">SECTION 10.05</TD>
    <TD STYLE="text-align: left">MARSHALLING; PAYMENTS SET ASIDE; RELEASES UPON DISCHARGE OF SECURED OBLIGATIONS</TD>
    <TD STYLE="text-align: center">91</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 10.06</TD>
    <TD STYLE="text-align: left">SUCCESSORS AND ASSIGNS.</TD>
    <TD STYLE="text-align: center">92</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 10.07</TD>
    <TD STYLE="text-align: left">TREATMENT OF CERTAIN INFORMATION; CONFIDENTIALITY.</TD>
    <TD STYLE="text-align: center">94</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 10.08</TD>
    <TD STYLE="text-align: left">RIGHT OF SETOFF.</TD>
    <TD STYLE="text-align: center">94</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 10.09</TD>
    <TD STYLE="text-align: left">INTEREST RATE LIMITATION.</TD>
    <TD STYLE="text-align: center">95</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 10.10</TD>
    <TD STYLE="text-align: left">COUNTERPARTS; INTEGRATION; EFFECTIVENESS; ELECTRONIC EXECUTION.</TD>
    <TD STYLE="text-align: center">95</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 10.11</TD>
    <TD STYLE="text-align: left">SURVIVAL OF REPRESENTATIONS AND WARRANTIES.</TD>
    <TD STYLE="text-align: center">95</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 10.12</TD>
    <TD STYLE="text-align: left">SEVERABILITY.</TD>
    <TD STYLE="text-align: center">96</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 10.13</TD>
    <TD STYLE="text-align: left">USA PATRIOT ACT NOTICE.</TD>
    <TD STYLE="text-align: center">96</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 10.14</TD>
    <TD STYLE="text-align: left">GUARANTY BY SUBSIDIARIES.</TD>
    <TD STYLE="text-align: center">96</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 10.15</TD>
    <TD STYLE="text-align: left">GOVERNING LAW; JURISDICTION; ETC.</TD>
    <TD STYLE="text-align: center">101</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 10.16</TD>
    <TD STYLE="text-align: left">WAIVER OF RIGHT TO JURY TRIAL.</TD>
    <TD STYLE="text-align: center">102</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 10.17</TD>
    <TD STYLE="text-align: left">APPOINTMENT OF PROCESS AGENT.</TD>
    <TD STYLE="text-align: center">102</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 10.18</TD>
    <TD STYLE="text-align: left">INDEPENDENCE OF COVENANTS.</TD>
    <TD STYLE="text-align: center">103</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 10.19</TD>
    <TD STYLE="text-align: left">EXCLUSIVITY.</TD>
    <TD STYLE="text-align: center">103</TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center">SECTION 10.20</TD>
    <TD STYLE="text-align: left">NOT A SECURITY.</TD>
    <TD STYLE="text-align: center">104</TD></TR>
  <TR STYLE="font: normal 10pt Times New Roman, Times, Serif; text-align: left; vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">SECTION 10.21</TD>
    <TD STYLE="text-align: left">JOINT AND SEVERAL LIABILITY OF BORROWER</TD>
    <TD STYLE="text-align: center">104</TD></TR>
</TABLE>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>SCHEDULES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.01</FONT></TD>
    <TD STYLE="width: 90%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Applicable States</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.02</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Deposit Accounts</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.04</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Flow of Funds</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.05</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">List of Processors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.01</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lenders; Commitments; Percentage Shares</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.05</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Litigation</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.09</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Owned and Leased Locations of Loan Parties</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.12</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Environmental Matters</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.16</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Subsidiaries of the Borrower; Equity Interests in Other Persons; Equity Interests in the Borrower</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.18</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Applicable Filing Offices</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.19</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Labor Issues</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.15</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Post-Closing Requirements</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.01</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Existing Liens</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.03</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Existing Debt</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.04(b)(iv) </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dormant or Immaterial Subsidiaries</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.04(c)(ii)</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Permitted Payments of Specified Subordinated Debt</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.08</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Affiliate Transactions</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.02</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Administrative Agent&rsquo;s Office; Certain Addresses for Notices</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>EXHIBITS</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1-A</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Agreed Concentration Targets</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1-B</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Agreed Portfolio Trigger Events; Agreed Defaulted Receivable Criteria; and Agreed First Payment Default Permissible Percentage</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Receivable Eligibility Criteria</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Program Summary</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Underwriting Guidelines</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.01(g)(i)</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Loan Summary File</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.01(g)(ii)</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Transaction File</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.01(g)(iii) </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weekly Contacts File</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">A</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form of Assignment and Assumption</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">B</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form of Compliance Certificate</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">C</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form of Joinder Agreement</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">D</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form of Notice of Borrowing</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">E</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form of Promissory Note</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">F</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">[Intentionally Omitted]</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">G</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form of Security Agreement</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">H</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form of Borrowing Base Certificate</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">I</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form of Data Field Certificate</FONT></TD></TR>
  </TABLE>

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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CREDIT AGREEMENT</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This CREDIT AGREEMENT, dated
as of September 2, 2020, is by and among <B>REVOLUTION FINANCIAL, INC.</B>, a Texas corporation (&ldquo;<B><I>Revolution</I></B>&rdquo;),
<B>FLEX REVOLUTION, LLC</B>, a Delaware limited liability company (&ldquo;<B><I>NewCo</I></B>&rdquo;; and together with Revolution, individually
and collectively, jointly and severally, the &ldquo;<B><I>Borrower</I></B>&rdquo;), the Subsidiary Guarantors from time to time party
hereto, the Lenders from time to time party hereto, and <B>BP FUNDCO LLC</B>, a Delaware limited liability company, as Administrative
Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: small-caps bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Recitals</P>

<P STYLE="font: small-caps bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, the Borrower has
requested that the Lenders provide a revolving credit facility and certain other financial accommodations, Lenders have agreed severally
to make available to the Borrower the extensions of credit referenced herein on the terms and conditions contained herein;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">NOW, THEREFORE, in consideration
of the mutual agreements, provisions and covenants contained herein and for other good and valuable consideration (the receipt and sufficiency
of which are hereby acknowledged), the parties agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: small-caps bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Agreement</P>

<P STYLE="font: small-caps bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">ARTICLE 1<BR>
CERTAIN DEFINED TERMS; CERTAIN RULES OF CONSTRUCTION</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 1.01&#9;CERTAIN
DEFINED TERMS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">As used herein:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>ACAC</I></B>&rdquo;
means ACAC, Inc., a Delaware corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Account Control
Agreement</I></B>&rdquo; means an agreement in form and substance satisfactory to Administrative Agent, in its Permitted Discretion, which
provides Administrative Agent with &ldquo;control&rdquo; over (within the meaning of the Uniform Commercial Code), and a first priority,
perfected Lien on, each Eligible Deposit Account or Concentration Account of each Loan Party and the proceeds of Collateral and all other
property and assets from time to time on deposit or otherwise credited thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Accounting Firm</I></B>&rdquo;
means a firm of independent certified public accountants reasonably acceptable to the Administrative Agent. As of the Second Amendment
Closing Date, the Lenders acknowledge that Grant Thornton is reasonably acceptable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>ACH Network</I></B>&rdquo;
means the Automated Clearing House Network.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Acquiree</I></B>&rdquo;
has the meaning ascribed thereto in the definition of &ldquo;<B><I>Permitted Acquisition</I></B>&rdquo; contained herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Acquisition</I></B>&rdquo;
means any transaction or series of related transactions resulting, directly or indirectly, in: (a) the acquisition by any Person of: (i)
all or substantially all of the assets of another Person; or (ii) any business unit or division of another Person; (b) the acquisition
by any Person of in excess of 50.00% of the Equity Interests of any other Person, or otherwise causing any other Person to become a Subsidiary
of such Person; or (c) a merger or consolidation, or any other combination, of any Person with another Person (other than a Person that
is a wholly-owned Subsidiary) in which the Borrower or a Subsidiary of the Borrower is the surviving Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Act</I></B>&rdquo;
means the USA Patriot Act (Title III of Pub. L. 107 56 (signed into law October 26, 2001)).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Administrative
Agent</I></B>&rdquo; means, at any time, the Person acting as the administrative agent for itself and for the Lenders under each of the
Loan Documents (which, initially, shall be BP FUNDCO LLC), and the successors and assigns of such Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Administrative
Agent&rsquo;s Office</I></B>&rdquo; means Administrative Agent&rsquo;s address and, as appropriate, account as set forth on <B>Schedule
10.02</B>, or such other address or account as Administrative Agent may from time to time notify the Borrower, Guarantors and each Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Administrative
Detail Form</I></B>&rdquo; means an administrative detail form in a form supplied by, or otherwise acceptable to, Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Affiliate</I></B>&rdquo;
means, with respect to any Person, another Person that directly, or indirectly through one or more intermediaries, Controls or is Controlled
by or is under common Control with the Person specified.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Aggregate Cash-in-Store</I></B>&rdquo;
means, as of any Business Day, the unrestricted Cash (determined in accordance with GAAP) of the Borrower and the Subsidiary Guarantors
that has been received in a Revolution Store&rsquo;s vault and is not subject to an Account Control Agreement, as of the close of business
on such Business Day, subject to a maximum amount of $400,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Aggregate Commitments</I></B>&rdquo;
means, at any time, the combined Revolving Credit Commitments of all Revolving Credit Lenders. The Aggregate Commitments as of the Closing
Date is $40,000,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Agreed Concentration
Targets</I></B>&rdquo; means the product-specific concentration targets determined in accordance with pro-forma underwriting and performance
projections established by mutual agreement between the Administrative Agent and the Borrower prior to the Second Amendment Closing Date
and set forth on <U>Exhibit 1-A</U>, as the same is amended or modified from time to time with the prior written consent of the Lenders
in their Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Agreement</I></B>&rdquo;
means this Credit Agreement, dated as of the date hereof, as the same may be amended, restated, supplemented or otherwise modified from
time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Amortization
Period</I></B>&rdquo; means the twelve (12) calendar month period commencing on the last day of the Draw Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Amortization
Period MPA</I></B>&rdquo; means, as of any date of determination, (a) the Outstanding Legal Balance as of the last day of the Draw Period,
minus (b) the product of (i) the Outstanding Legal Balance as of the last day of the Draw Period, (ii) eight and 33/100th percent (8.33%)
and (iii) the number of months since the last day of the Draw Period. For purposes of this definition of &ldquo;Amortization Period MPA&rdquo;,
the determination date shall be the last Business Day of the first calendar month after the end of the Draw Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Anti-Corruption
Laws</I></B>&rdquo; means the FCPA and any other similar laws, rules and regulations of any jurisdiction applicable to any of the Credit
Parties concerning or relating to bribery or corruption.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Applicable State</I></B>&rdquo;
means as to the related Loan Party and Consumer Receivable specified in the Program Summary (a) each of the States identified on <B>Schedule
1.01</B> hereto as of the Second Amendment Closing Date as the same may be amended, restated or replaced from time to time with the prior
written consent of the Administrative Agent in its Permitted Discretion, so long as the related Loan Party specified therein is, or, in
the case of NewCo, will be, licensed or registered to originate or service consumer loans having similar terms and conditions as the Consumer
Receivables and Administrative Agent has received evidence from the applicable Loan Party that the forms used to document such Consumer
Receivables conform with applicable Law and the Regulatory Legal Opinion (including, for the avoidance of doubt, a supplement to the Regulatory
Legal Opinion in form and substance acceptable to Administrative Agent which addresses NewCo&rsquo;s origination of Consumer Receivables
in such States), and (b) any other state in which such Loan Party is licensed or registered to originate or service consumer loans having
similar terms and conditions as the Consumer Receivables, provided that, in each case, Administrative Agent has approved the addition
of such state as an Applicable State in its Permitted Discretion following its and its counsel&rsquo;s due diligence of the same, <U>provided</U>,
that upon the occurrence of any Regulatory Action, any impacted Loan Party shall provide immediate written notice thereof to Administrative
Agent, and such Applicable State may, in the Permitted Discretion of the Administrative Agent, be deemed to no longer be an Applicable
State (a &ldquo;<B><I>Removal Event</I></B>&rdquo;); <U>provided</U>, that, in each case, (a) upon the favorable resolution of such action
or proceeding (whether by judgment, withdrawal of such action or proceeding or settlement of such action or proceeding), or (b) further
consultation with the Borrower with respect to any Removal Event such state may, in Administrative Agent&rsquo;s sole discretion be reinstated
as an Applicable State.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Asset Purchase
Agreement</I></B>&rdquo; means that certain Asset Purchase Agreement, dated as of October 11, 2022, by and among Revolution, First Money
In, LLC, a Texas limited liability company, Infinity Loans of Idaho, LLC, an Idaho limited liability company, ACAC, Blue Sky Acquire,
Inc., a Texas corporation, Infinity Loans of West Valley, Utah, LLC, a Utah limited liability company, Infinity Loans of West Valley II,
Utah, LLC a Utah limited liability company, collectively, seller and NewCo, as buyer, as amended, restated, modified or supplemented from
time to time with the consent of the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Asset Sale</I></B>&rdquo;
means any direct or indirect Disposition (whether in one transaction or a series of related transactions) by the Borrower or any Subsidiary
thereof to any Person other than the Borrower or any wholly owned Subsidiary thereof: (a) any Equity Interests of any Subsidiary of the
Borrower; or (b) any other property of the Borrower or any Subsidiary thereof; provided that &ldquo;Asset Sale&rdquo; shall not include:
(i) any Disposition by the Borrower or any Subsidiary thereof of Investments of the type described in, <B>Section 7.02(a)</B>, <B>7.02(b)</B>,
<B>7.02(c)</B> or <B>7.02(f)</B>; (ii) any Disposition that is governed by and complies with <B>Section 7.05(a)</B>, <B>7.05(b)</B>, <B>7.05(c)</B>,
<B>7.05(d)</B> or <B>7.05(e)</B>; or (iii) any issuance by the Borrower of common Equity Interests.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Asset Transfer
Release Conditions</I></B>&rdquo; means, with respect to the release by Administrative Agent of (x) its Lien on Revolution and its Subsidiaries
and (y) Revolution and its Subsidiaries from its obligations under the Loan Documents, the satisfaction of the following conditions, as
determined by Administrative Agent in its sole discretion: (i) Revolution and its Subsidiaries party to the Asset Purchase Agreement shall
be in compliance with the terms and conditions of the Asset Purchase Agreement; (ii) NewCo shall have delivered to Revolution Transfer
Notices (as defined in the Asset Purchase Agreement) with respect to all Non-Transferred Assets (as defined in the Asset Purchase Agreement);
(iii) all of Revolution&rsquo;s and its Subsidiaries&rsquo; party to the Asset Purchase Agreement, right, title and interest in the Purchased
Assets (as defined in the Asset Purchase Agreement) shall have been transferred to NewCo or its Subsidiaries, as applicable; (iv) no Regulatory
Action, Event of Default, Cease Funding Event, Backup Servicing Trigger Event or Collateral Shortfall shall exist immediately before giving
effect to, or shall result therefrom; (v) Revolution and its Subsidiaries shall have delivered assignments of all leases in respect of
all leased real property of Revolution and its Subsidiaries set forth on <B>Schedule 5.09</B> in favor of NewCo or its Subsidiaries, as
applicable and, to the extent the existing landlord subordination agreements with respect to such leased properties are no longer effective
following such assignment, landlord subordination agreements, in form and substance acceptable to Administrative Agent in its sole discretion,
have been delivered to Administrative Agent in respect of all such leased real property; (vi) NewCo and its Subsidiaries shall have complied
with the requirements set forth in <B>Sections 6.13</B> and <B>6.14 </B>and delivered all Collateral Documents requested by the Administrative
Agent relating to the Purchased Assets, all Deposit Accounts of NewCo and its Subsidiaries and all other Collateral of NewCo and its Subsidiaries;
and (vii) Revolution and its Subsidiaries party to the Asset Purchase Agreement shall have transferred servicing of, and all related responsibilities
with respect to, the Purchased Assets to NewCo and its Subsidiaries. For the avoidance of doubt, no Lien of Administrative Agent shall
be released with respect to Revolution or its Subsidiaries and none of Revolution or any of its Subsidiaries shall be released of its
obligations hereunder until all Asset Transfer Release Conditions have been satisfied, as determined by Administrative Agent in its sole
discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Assignment and
Assumption</I></B>&rdquo; means an assignment and assumption entered into by a Lender and an Eligible Assignee (with the consent of any
party whose consent is required by <B>Section 10.06(b)</B>), and accepted by Administrative Agent, in substantially the form of <B>Exhibit
A</B> or any other form approved by Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Attributable
Debt</I></B>&rdquo; means, on any date of determination: (a) in respect of any capital lease of any Person, the capitalized amount thereof
that would appear on a balance sheet of such Person prepared as of such date in accordance with GAAP; and (b) in respect of any Synthetic
Lease Obligation, the capitalized amount of the remaining lease payments under the relevant lease that would appear on a balance sheet
of such Person prepared as of such date in accordance with GAAP if such lease were accounted for as a capital lease.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Backup Servicing
Agent</I></B>&rdquo; means such Person as may be approved or otherwise selected by Administrative Agent, in its Permitted Discretion,
in writing, who shall service the Eligible Consumer Receivables pledged as Collateral on and after the occurrence of Backup Servicing
Trigger Event, all in accordance with the terms and conditions of a Backup Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Backup Servicing
Agreement</I></B>&rdquo; means a master services agreement or a backup servicing agreement entered into from time to time, in form and
substance satisfactory to Administrative Agent, in its Permitted Discretion, in each case as amended, restated, modified or supplemented
from time to time, and which shall detail the Backup Servicing Agent&rsquo;s rights and duties with respect to the administration of the
Consumer Receivables and other Collateral.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Backup Servicing
Trigger Event</I></B>&rdquo; means any of the following events:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a) The
occurrence of an Event of Default or the occurrence of a Cease Funding Event, in each case, which impairs in any material respect the
ability of any Loan Party, Processor or custodian of the Consumer Receivables to perform its duties or obligations hereunder with respect
to Collections of Consumer Receivables, as determined by the Administrative Agent in its Permitted Discretion;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b) Any
Loan Party or Processor fails (for any reason, whether voluntary or involuntary) to service the Consumer Receivables in accordance with
the Program Summary, Consumer Receivable Documents or as required by the Loan Documents, provided that such failure continues for a period
of thirty (30) days after such Loan Party or Processor receives written notice of said failure from the Administrative Agent or any other
Person on behalf of the Administrative Agent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c) (i)
A case is commenced or a petition is filed against any Credit Party under any Bankruptcy Law or any material asset of any Credit Party
is appointed by court order and such order remains in effect for more than thirty (30) days, or if any material asset of any Credit Party
is sequestered by court order and such order remains in effect for more than thirty (30) days; or (ii) any Credit Party voluntarily seeks,
consents to, or acquiesces in the benefit of any provision of any Bankruptcy Law, whether now or hereafter in effect, consents to the
filing of any petition against it under such law, makes an assignment for the benefit of its creditors, admits in writing its inability
to pay its debts generally as they become due, or consents to or suffers the appointment of a receiver, trustee, liquidator, or conservator
for it or any part of its assets; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(d) Any
modification, amendment, rescission or revocation of any Processor Direction Letter not consented to in writing by Administrative Agent,
any failure by the Borrower to cause Collections to be deposited and remitted into a Concentration Account and/or any failure to comply
with <B>Section 6.13</B>, without the prior written consent of Administrative Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Bankruptcy Code</I></B>&rdquo;
means the federal Bankruptcy Reform Act of 1978 (11 U.S.C. Sections 101 <I>et seq</I>.).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Bankruptcy Laws</I></B>&rdquo;
means, collectively: (a) the Bankruptcy Code; and (b) all other liquidation, conservatorship, bankruptcy, assignment for the benefit of
creditors, moratorium, rearrangement, receivership, insolvency, reorganization, or similar debtor relief Laws of the United States or
other applicable jurisdictions from time to time in effect and affecting the rights of creditors generally.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Borrower Funding
Account</I></B>&rdquo; means a Concentration Account into which all Revolving Credit Loans made by Lenders to the Borrower are deposited
as specified in the applicable Notice of Borrowing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Borrowing</I></B>&rdquo;
means a borrowing consisting of Revolving Credit Loans made on the same date pursuant to <B>Section 2.01(a)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Borrowing Base</I></B>&rdquo;
means, as of any Remittance/Funding Date or other date of determination, an amount, as set forth on the most current Borrowing Base Certificate
delivered to the Administrative Agent, equal to one hundred percent (100%) of the Eligible Principal Balance of all Eligible Consumer
Receivables. The Borrower, the Administrative Agent and the Lenders acknowledge and agree that (i) the advance rates set forth in this
definition with respect the Eligible Principal Balance of all Eligible Consumer Receivables are solely to establish the parameters for
the Borrowing Base that constitutes part of Revolving Credit Availability in accordance with its terms, and (ii) this definition does
not constitute nor shall it be deemed to constitute an express or implied representation or determination by Lenders that the recovery
on the Eligible Principal Balance of all Eligible Consumer Receivables in a forced liquidation scenario would be equal to the advance
rates established herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Borrowing Base
Certificate</I></B>&rdquo; means a certificate, in substantially the form of <B>Exhibit H</B> attached hereto and made a part hereof,
setting forth the Borrowing Base and the component calculations thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>BP FUNDCO&rdquo;
</I></B>means BP FUNDCO LLC, a Delaware limited liability company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Business Day</I></B>&rdquo;
means any day other than a Saturday, Sunday or other day on which commercial banks are authorized to close under the Laws of, or are in
fact closed in, New York, New York or the city and state where Administrative Agent&rsquo;s Office is located.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Capital Expenditures</I></B>&rdquo;
means all expenditures (whether paid in cash or other consideration or accrued as a liability and including that portion of capital leases
that is capitalized on the balance sheet of such Person including in connection with a sale leaseback transaction) by such Person for
the acquisition or leasing of fixed or capital assets or additions to equipment (including replacements, capitalized repairs and improvements
during such period) that are required to be capitalized under GAAP on a balance sheet of such Person. For purposes of this definition:
(a) the purchase price of equipment that is purchased simultaneously with the trade in of existing equipment owned by such Person thereof
or with insurance proceeds shall be included in Capital Expenditures only to the extent of the gross amount of such purchase price minus
the credit granted by the seller of such equipment for such equipment being traded in at such time, or the amount of such proceeds, as
the case may be; and (b) an Acquisition complying with <B>Section 7.02(e)</B> shall not constitute a &ldquo;<B><I>Capital Expenditure</I></B>.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Cash</I></B>&rdquo;
means cash denominated in Dollars.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Cash Equivalents</I></B>&rdquo;
means, as to any Person: (a) securities issued or directly and fully guaranteed or insured by the United States or any agency or instrumentality
thereof (but only so long as the full faith and credit of the United States is pledged in support thereof) having maturities of not more
than twelve months from the date of acquisition; (b) securities issued by any state of the United States or any political subdivision
of any such state or any public instrumentality thereof having maturities of not more than ninety days from the date of acquisition and
having one of the two highest ratings from either Standard &amp; Poor&rsquo;s Corporation or Moody&rsquo;s Investors Service, Inc.; (c)
domestic and LIBOR certificates of deposit, time or demand deposits or bankers&rsquo; acceptances maturing within six months after the
date of acquisition issued or guaranteed by or placed with, and money market deposit accounts issued or offered by: (i) any Lender; (ii)
any commercial bank other than a Lender which is organized under the Laws of the United States or any state thereof or the District of
Columbia having combined capital and surplus of not less than $250,000,000; and (iii) any federally insured financial institution but
only up to the Federal Deposit Insurance Corporation insured deposit limit; (d) repurchase obligations with a term of not more than thirty
days for underlying securities of the types described in clause (a) and (b) of this definition entered into with any bank meeting the
qualifications specified in clause (c) of this definition; (e) commercial paper issued by the parent corporation of any Lender or any
commercial bank (provided that the parent corporation and the bank are both incorporated in the United States) having capital and surplus
in excess of $250,000,000 and commercial paper issued by any Person incorporated in the United States, which commercial paper is rated
at least A 1 or the equivalent thereof by Standard &amp; Poor&rsquo;s Corporation or at least P 1 or the equivalent thereof by Moody&rsquo;s
Investors Service, Inc., and in each case maturing not more than ninety days after the date of acquisition by such Person; and (f) investments
in money market funds substantially all the assets of which are comprised of securities of the types described in clauses (a) through
(e) of this definition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>CARES Act</I></B>&rdquo;
means the Coronavirus Aid, Relief, and Economic Security Act, or the CARES Act, and applicable rules and regulations, as amended from
time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Cease Funding
Event</I></B>&rdquo; means, as of any date of determination, as determined by the Administrative Agent in its Permitted Discretion the
occurrence of:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a) a
Default or a Portfolio Trigger Event; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b) the
aggregate outstanding and unpaid principal balance of the Eligible Consumer Receivables included in the Borrowing Base originated in any
calendar month (a &ldquo;monthly vintage&rdquo;) that experience First Payment Defaults, as a percentage of the aggregate outstanding
and unpaid principal balance of all Eligible Consumer Receivables included in such monthly vintage is greater than the First Payment Default
Permissible Percentage for two consecutive calendar months; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c) any
event, condition, obligation, liability or circumstance (or set of events, conditions, obligations, liabilities or circumstances), or
any change(s) including, without limitation, changes in the Laws of any Applicable State or any changes in any other applicable Laws,
any Change in Law, the existence of any Regulatory Action (or any changes with respect thereto) or the existence of any Federal Regulatory
Event (or changes with respect thereto) which, as determined by the Administrative Agent, in its Permitted Discretion, (i) could have
a material adverse effect upon or change in the legality, validity, binding effect or enforceability of a material portion of the Consumer
Receivables or any Loan Document; (ii) could have a material adverse effect on the value, marketability or collectability of a material
portion of the Collateral, including the Consumer Receivables, the Loan Parties&rsquo; interest therein or the duly perfected first-priority
security interest of the Administrative Agent therein (based on the deviation from the projections, estimates, concentrations and criteria
provided to the Administrative Agent as of the Closing Date (including, without limitation, delinquency and default projections)); or
(iii) could have a material adverse effect on the business, operations, properties, prospects, assets, liabilities or financial condition
of any Credit Party or a material impairment of the ability of any Credit Party to conduct its business as presently conducted in compliance
with the Laws of any Applicable State or any other applicable Laws, including, without limitation, any origination, servicing, and other
obligations under any of the Loan Documents (or any repudiation or breach thereof);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>provided</U>, <U>however</U>, that, in each
case (a), (b) and (c) above in this definition of &ldquo;Cease Funding Event&rdquo;, the Administrative Agent may, in its Permitted Discretion
(and without any obligation to do so), provide the Borrower with thirty (30) days to cure (to the satisfaction of the Administrative Agent)
any Cease Funding Event.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Change in Law</I></B>&rdquo;
means the occurrence, after the date of this Agreement, of any of the following: (a) the adoption or taking effect of any Law, rule, regulation
or treaty, (b) any change in any Law, rule, regulation or treaty or in the administration, interpretation, implementation or application
thereof by any Governmental Authority or (c) the making or issuance of any request, rule, guideline or directive (whether or not having
the force of law) by any Governmental Authority; provided that notwithstanding anything herein to the contrary, (x) the Dodd-Frank Wall
Street Reform and Consumer Protection Act and all requests, rules, guidelines or directives thereunder or issued in connection therewith
and (y) all requests, rules, guidelines or directives promulgated by the Bank for International Settlements, the Basel Committee on Banking
Supervision (or any successor or similar authority) or the United States or foreign regulatory authorities, in each case pursuant to Basel
III, shall in each case be deemed to be a &ldquo;Change in Law&rdquo;, regardless of the date enacted, adopted or issued.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Change of Control</I></B>&rdquo;
means, except as may be acceptable to the Lenders in their sole discretion, (a) any &ldquo;person&rdquo; or &ldquo;group&rdquo; (as such
terms are used in Sections 13(d) and 14(d) of the Securities Exchange Act of 1934, but excluding any employee benefit plan of such person
or its Subsidiaries, and any person or entity acting in its capacity as trustee, agent or other fiduciary or administrator of any such
plan) becomes the &ldquo;beneficial owner&rdquo; (as defined in Rules 13d-3 and 13d-5 under the Securities Exchange Act of 1934, except
that a person or group shall be deemed to have &ldquo;beneficial ownership&rdquo; of all securities that such person or group has the
right to acquire, whether such right is exercisable immediately or only after the passage of time (such right, an &ldquo;option right&rdquo;)),
directly or indirectly, of 50% or more of the Equity Interests of FlexShopper entitled to vote for members of the board of directors or
equivalent governing body of FlexShopper on a fully-diluted basis (and taking into account all such securities that such person or group
has the right to acquire pursuant to any option right), (b) the failure of FlexShopper to own, or be the beneficial owners of, and Control,
directly or indirectly, beneficially and of record, free and clear of all Liens or other encumbrances (other than Liens in favor of the
Administrative Agent), 100% of the aggregate ordinary voting power and economic interests represented by the issued and outstanding Equity
Interests of the Borrower, (c) the failure of a majority of the seats (other than vacant seats) on the board of directors of the Borrower
to be occupied by Persons who were nominated by the board of directors of the Borrower or appointed by directors so nominated, or (d)
the failure of the Borrower to own and Control, directly or indirectly, beneficially and of record, free and clear of all Liens or other
encumbrances (other than Liens in favor of the Administrative Agent), 100% of the aggregate ordinary voting power and economic interests
represented by the issued and outstanding Equity Interests of each Subsidiary of the Borrower (or such lesser percentage as may be owned,
directly or indirectly, as of the Closing Date or the later acquisition thereof) except where such failure is as a result of a transaction
expressly permitted hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Charge-Off</I></B>&rdquo;
means a Consumer Receivable that is deemed by a Loan Party uncollectable for any reason, including a Consumer Receivable that (a) may
not be collected because it does not comply with applicable Law, (b) subjects any Loan Party to any fines or damages for failure to comply
with applicable Law or (c) is subject to setoff or counterclaim.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Claims</I></B>&rdquo;
means, collectively, any claim or cause of action based upon or arising out of this Agreement, the other Loan Documents or any of the
transactions contemplated hereby or thereby, including contract claims, tort claims, breach of duty claims, and all other common Law or
statutory claims.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Closing Date</I></B>&rdquo;
means the first date on which all of the conditions precedent in <B>Section 4.01</B> are satisfied (or waived in accordance with <B>Section
10.01</B>).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Code</I></B>&rdquo;
means the Internal Revenue Code of 1986.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Collateral</I></B>&rdquo;
means all property and interests in property including, without limitation, related books and records and proceeds thereof now owned or
hereafter acquired by the Borrower or any Subsidiary thereof in or upon which a Lien now or hereafter exists in favor of Administrative
Agent, for the benefit of itself and the other Secured Parties (or any of the foregoing), whether under this Agreement or under any other
Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Collateral Documents</I></B>&rdquo;
means, collectively, (a) each Guaranty, (b) the Security Agreement, (c) the FlexShopper Pledge Agreement, (d) each Account Control Agreement,
deposit account control agreement or securities account control agreement, by and among a Loan Party, the Administrative Agent and the
applicable depositary bank or securities intermediary, each in form and substance satisfactory to the Administrative Agent, (e) each intellectual
property assignment or security agreement by a Loan Party in favor of the Administrative Agent, each in form and substance satisfactory
to the Administrative Agent, (f) each Processor Direction Letter, (g) each landlord subordination agreement, (h) all other security agreements,
pledge agreements, mortgages, deeds of trust, patent, trademark or copyright assignments, lease assignments and other similar documents
between any Loan Party and Administrative Agent, for the benefit of itself and each other Secured Party (or any of the foregoing), now
or hereafter delivered to the Administrative Agent pursuant to or in connection with the transactions contemplated hereby or thereby,
and (i) all financing statements (or comparable documents now or hereafter filed in accordance with the Uniform Commercial Code or other
comparable Law) against the Borrower or any Subsidiary thereof as debtor in favor of Administrative Agent, as secured party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Collateral Shortfall</I></B>&rdquo;
has the meaning ascribed thereto in <B>Section 2.05(a)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Collection/Advance
Period</I></B>&rdquo; means, with respect to any Remittance/Funding Date, the seven (7) day period ending on the Saturday that immediately
precedes such Remittance/Funding Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Collections</I></B>&rdquo;
means, in respect of any and all Collateral (including, without limitation, all Consumer Receivables), all payments and proceeds (including,
without limitation, liquidation proceeds, sales proceeds or other proceeds), whether by cash, check, remote check, wire transfer, credit
card, ACH, or other manner of payment, including all payments and proceeds of fees, interest, principal, prepayments (both voluntary and
mandatory), late fees, insufficient funds charges or other amounts of any and every description payable pursuant to such Collateral, or
any other related documents or instruments, received in connection with such Collateral, or any other Collateral related to the replacement
or renewal thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Commitment</I></B>&rdquo;
means, as to any Lender, such Lender&rsquo;s Revolving Credit Commitment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Commodity Exchange
Act</I></B>&rdquo; means the Commodity Exchange Act (7 U.S.C. &sect; 1 et seq.), as amended from time to time, and any successor statute.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Compliance Certificate</I></B>&rdquo;
means a certificate substantially in the form of <B>Exhibit B</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Concentration
Account</I></B>&rdquo; means the Eligible Deposit Accounts of the applicable Loan Parties that are expressly identified as &ldquo;Concentration
Accounts&rdquo; on the Flow of Funds, and, in each case, which shall be maintained with a Concentration Account Bank and be subject to
an Account Control Agreement at all times.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Concentration
Account Bank</I></B>&rdquo; means such domestic bank(s) as may be approved by the Administrative Agent from time to time in writing in
advance in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Consolidated
Net Income</I></B>&rdquo; means, with respect to any Person for any period, the sum of net income (or loss) after taxes for such period
of such Person and its Subsidiaries on a consolidated basis determined in accordance with GAAP, but excluding the following (without duplication):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(a) any
income of any Person if such Person is not a Subsidiary of such Person, except that such Person&rsquo;s direct or indirect equity in the
net income of any such Person for such period shall be included in such Consolidated Net Income up to the aggregate amount of cash actually
distributed by such Person during such period to such Person or a Subsidiary of such Person as a dividend or other distribution;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(b) the
income of any Subsidiary of such Person to the extent that the declaration or payment of dividends or similar distributions by the Subsidiary
of such Person of that income is prohibited by operation of the terms of its charter or any agreement, instrument, judgment, decree, statute,
rule or governmental regulation applicable to the Subsidiary of such Person;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(c) amortization,
depreciation or any other non-cash charge or loss, including those resulting from any amortization, write-up, write-down or write-off
of goodwill or of fair value;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(d) any
non-cash income (loss) attributable to deferred compensation plans or trusts;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(e) any
gains or non-cash losses from the sale or liquidation of discontinued operations;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(f) any
impairment of goodwill; <U>provided</U> that such amount shall be reasonably identifiable and disclosed to the Administrative Agent and
approved by the Administrative Agent in its Permitted Discretion;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(g) any
bad debt expense incurred associated with a restatement of the bad debt reserve existing at the beginning of the applicable Fiscal Quarter;
<U>provided</U> that such expense shall be reasonably identifiable and disclosed to the Administrative Agent and approved by the Administrative
Agent in its Permitted Discretion;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(h) any
out-side counsel legal fees payable by the Borrower on or before the Closing Date in connection with the transactions contemplated by
this Agreement and the Loan Documents; <U>provided</U> that such legal fees shall be reasonably identifiable and disclosed to the Administrative
Agent and approved by the Administrative Agent in its Permitted Discretion;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i) (x)
any out-side counsel legal fees payable by the Borrower in connection with the Main Street Acquisition and (y) any out-side counsel legal
fees payable by the Borrower in connection with possible Acquisitions identified by the Borrower to the Administrative Agent prior to
the date hereof; <U>provided</U> that, in each case with respect to subclauses (x) and (y) immediately above, such legal fees shall be
reasonably identifiable and disclosed to the Administrative Agent and approved by the Administrative Agent in its Permitted Discretion;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(j) any
fees of a new Accounting Firm incurred by the Borrower in connection with engaging such Accounting Firm; <U>provided</U> that such fees
shall be reasonably identifiable and disclosed to the Administrative Agent and approved by the Administrative Agent in its Permitted Discretion;
and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(k) any
other extraordinary, unusual or non-recurring loss, cost or expense that the Administrative Agent approves in writing to be excluded in
its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Consumer Receivable</I></B>&rdquo;
and &ldquo;<B><I>Consumer Receivables</I></B>&rdquo; means any or all Accounts and Payment Intangibles owed to the Loan Parties which
are consumer credit receivables originated by the Borrower and its Subsidiaries (including those acquired from a third-party lender in
connection with a CSO Program), including Installment Loans, Lines of Credit, Payday Loans and Title Loans as the context may require.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Consumer Receivable
Documents</I></B>&rdquo; means all promissory notes, loan agreements, documents, instruments, servicing records, and other agreements
entered into, evidencing or executed in connection with the application for or disclosure with respect to a Consumer Receivable extended
by a Loan Party or otherwise related to any Collateral.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Consumer Receivable
Obligor</I></B>&rdquo; means any maker, co-maker, guarantor, or other obligor with respect to a Consumer Receivable. In respect of each
Consumer Receivable, if there is more than one Consumer Receivable Obligor (husband and wife, for example), references herein to Consumer
Receivable Obligor shall mean any or all of such Consumer Receivable Obligors, as the context may require.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Contractual Obligation</I></B>&rdquo;
means, as to any Person, any document or other agreement or undertaking to which such Person is a party or by which it or any of its property
is bound.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Control</I></B>&rdquo;
means the possession, directly or indirectly, of the power to direct or cause the direction of the management or policies of a Person,
whether through the ability to exercise voting power, by contract or otherwise. The terms &ldquo;<B><I>Controlling</I></B>&rdquo; and
&ldquo;<B><I>Controlled</I></B>&rdquo; have meanings correlative thereto. Without limiting the generality of the foregoing, a Person shall
be deemed to be Controlled by another Person if such other Person possesses, directly or indirectly, the power to vote 5.00% or more of
the securities having ordinary voting power for the election of directors, managing general partners or the equivalent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Covid-19</I></B>&rdquo;
means the 2019 Novel Coronavirus global pandemic.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Covid-19 Effects</I></B>&rdquo;
means the national emergency declared by the U.S. President on March 13, 2020 with respect to Covid-19, governmental actions in response
to Covid-19, and/or other resulting circumstances and/or effects, whether now or in the future, from Covid-19.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Credit Parties</I></B>&rdquo;
means, collectively, the Loan Parties and FlexShopper.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Credit Protection
Laws</I></B>&rdquo; means all federal, state and local laws in respect of the business of extending credit to borrowers, including without
limitation, solicitation and disclosure requirements; the Truth in Lending Act (and Regulation Z promulgated thereunder), Equal Credit
Opportunity Act, Electronic Funds Transfer Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, GLBA, Financial Institutions
Reform, Recovery and Enforcement Act of 1989, as amended, anti-discrimination and fair lending laws, laws relating to servicing procedures
or maximum charges and rates of interest, and other similar laws, each to the extent applicable, and all applicable regulations in respect
of any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>CSO LC</I></B>&rdquo;
means any letter of credit issued by a CSO LC Issuer to an unaffiliated third-party lender for the account of a borrower of a consumer
loan in connection with the CSO Program.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>CSO LC Disbursement</I></B>&rdquo;
means a disbursement by a CSO LC Issuer to an unaffiliated third-party lender in connection with a drawing under a CSO LC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>CSO LC Issuer</I></B>&rdquo;
means, with respect to any CSO LC, the Borrower or any of the Loan Parties that issued such CSO LC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>CSO Program</I></B>&rdquo;
means the credit services organization program or credit access business, or a substantially similar program, implemented from time to
time by the Borrower or any of the Loan Parties in compliance with all applicable Laws (including without limitation any federal banking
Laws and, in those instances where Texas Law is applicable, the Texas Finance Code and Sections 302 and 393 thereof).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Data Field Certificate</I></B>&rdquo;
means a certificate, in substantially the form of <B>Exhibit I</B> attached hereto and made a part hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Debt</I></B>&rdquo;
means, as to any Person as of any date of determination, without duplication, all of the following, whether or not included as indebtedness
or liabilities in accordance with GAAP: (a) all obligations of such Person for borrowed money and all obligations of such Person evidenced
by bonds, debentures, notes, loan agreements or other similar instruments; (b) all direct or contingent obligations of such Person arising
under letters of credit (including standby and commercial letters of credit), bankers&rsquo; acceptances, bank guaranties, surety bonds
and similar instruments; (c) the Swap Termination Value under all Swap Contracts to which such Person is a party; (d) all obligations
of such Person to pay the deferred purchase price of property or services (other than trade accounts payable in the ordinary course of
business not past due for more than sixty days after the date on which such trade account payable was created); (e) indebtedness (excluding
prepaid interest thereon) secured by a Lien on property owned or being purchased by such Person (including indebtedness arising under
conditional sales or other title retention agreements), whether or not such indebtedness shall have been assumed by such Person or is
limited in recourse; (f) the amount of Attributable Debt in respect of all capital lease obligations and Synthetic Lease Obligations of
such Person; (g) all obligations of such Person to purchase, redeem, retire, defease or otherwise make a payment in respect of Disqualified
Equity Interests valued, in the case of a redeemable preferred interest, at the greater of its voluntary or involuntary liquidation preference
plus accrued and unpaid dividends; and (h) all Guarantees of such Person in respect of any of the foregoing. For all purposes hereof,
the Debt of any Person shall (1) include the Debt of any partnership or joint venture (other than a joint venture that is itself a corporation
or limited liability company) in which such Person is a general partner or a joint venturer, unless such Debt is expressly made non-recourse
to such Person, and (2) exclude any CSO LC or CSO LC Disbursement, which, for the avoidance of doubt shall not be restricted by the terms
of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Default</I></B>&rdquo;
means any Event of Default or any event or condition that, with the giving of notice, the passage of time, or both, would constitute an
Event of Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Default Rate</I></B>&rdquo;
means a per annum rate equal to the sum of (i) the interest rate then otherwise applicable to such Revolving Credit Loans, plus (ii) 400.0
basis points.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Defaulted Receivable</I></B>&rdquo;
means (a) a Consumer Receivable that was included in the Borrowing Base for an advance of a Revolving Credit Loan as to which any scheduled
payment is unpaid for more than 30 days from its original due date for single pay loans or 60 days from its original due date for multi-pay
loans or (b) as to which the related Consumer Receivable Obligor is the subject of any bankruptcy, insolvency, or similar proceeding or
(c) the related Loan Party has determined in good faith that it has received all amounts it expects to recover and such Consumer Receivable
is the subject of a Charge-Off.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Defaulting Lender</I></B>&rdquo;
means any Lender that (a) has failed to (i) fund all or any portion of its Revolving Credit Loans within two (2) Business Days of the
date such Loans were required to be funded hereunder unless such Lender notifies the Administrative Agent and the Borrower in writing
that such failure is the result of such Lender&rsquo;s determination that one or more conditions precedent to funding (each of which conditions
precedent, together with any applicable default, shall be specifically identified in such writing) has not been satisfied, or (ii) pay
to the Administrative Agent or any other Lender any other amount required to be paid by it hereunder within two (2) Business Days of the
date when due, (b) has notified the Borrower or the Administrative Agent in writing that it does not intend to comply with its funding
obligations hereunder, or has made a public statement to that effect (unless such writing or public statement relates to such Lender&rsquo;s
obligation to fund a Revolving Credit Loan hereunder and states that such position is based on such Lender&rsquo;s determination that
a condition precedent to funding (which condition precedent, together with any applicable default, shall be specifically identified in
such writing or public statement) cannot be satisfied), (c) has failed, within three (3) Business Days after written request by the Administrative
Agent or the Borrower, to confirm in writing to the Administrative Agent and the Borrower that it will comply with its prospective funding
obligations hereunder (<I>provided</I> that such Lender shall cease to be a Defaulting Lender pursuant to this clause (c) upon receipt
of such written confirmation by the Administrative Agent and the Borrower), or (d) has, or has a direct or indirect parent company that
has, (i) become the subject of a proceeding under any Bankruptcy Law, or (ii) had appointed for it a receiver, custodian, conservator,
trustee, administrator, assignee for the benefit of creditors or similar Person charged with reorganization or liquidation of its business
or assets, including the Federal Deposit Insurance Corporation or any other state or federal regulatory authority acting in such a capacity;
provided that a Lender shall not be a Defaulting Lender solely by virtue of the ownership or acquisition of any equity interest in that
Lender or any direct or indirect parent company thereof by a Governmental Authority so long as such ownership interest does not result
in or provide such Lender with immunity from the jurisdiction of courts within the United States or from the enforcement of judgments
or writs of attachment on its assets or permit such Lender (or such Governmental Authority) to reject, repudiate, disavow or disaffirm
any contracts or agreements made with such Lender. Any determination by the Administrative Agent that a Lender is a Defaulting Lender
under clauses (a) through (d) above shall be conclusive and binding absent manifest error, and such Lender shall be deemed to be a Defaulting
Lender upon delivery of written notice of such determination to the Borrower and each Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Deposit Account</I></B>&rdquo;
means, both individually and collectively, any and all bank or other deposit accounts of the Loan Parties, a true, correct and complete
list of which as of the Second Amendment Closing Date are set forth on <B>Schedule 1.02</B> hereto, as the same is amended or modified
from time to time with the prior written consent of the Administrative Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Discharge of
Secured Obligations</I></B>&rdquo; means (a) the indefeasible payment and performance in full of the Outstanding Legal Balance of all
Revolving Credit Loans and all other Obligations, (b) the Commitments have been terminated or expired and (c) there exists no Specified
Claims.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Disqualified
Equity Interest</I></B>&rdquo; means any Equity Interest of any Person that, by its terms (or by the terms of any security into which
it is convertible or for which it is exchangeable at the option of the holder thereof), or upon the happening of any event, matures or
is mandatorily redeemable, pursuant to a sinking fund obligation or otherwise, or is redeemable at the option of the holder thereof, in
whole or in part, or requires or mandates payments or distributions in cash, on or prior to the date that is one year after the Maturity
Date. The term &ldquo;Disqualified Equity Interest&rdquo; shall also include any options, warrants or other rights that are convertible
into Disqualified Equity Interest or that are redeemable at the option of the holder, or required to be redeemed, prior to the date that
is one year after the Maturity Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Disposition</I></B>&rdquo;
means the sale, assignment transfer, conveyance, license, lease or other disposition (including any sale and leaseback transaction) of
any property by any Person, including any sale, assignment, transfer, conveyance or other disposal, with or without recourse, of any notes
or accounts receivable or any rights and claims associated therewith. The term &ldquo;<I>Dispose</I>&rdquo; has a meaning correlative
thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Dollar</I></B>&rdquo;
and &ldquo;<B><I>$</I></B>&rdquo; mean lawful money of the United States.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Domestic Subsidiary</I></B>&rdquo;
of any Person means any Subsidiary of such Person formed, incorporated or organized under the Laws of the United States, any State thereof
or the District of Columbia.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Draw Period</I></B>&rdquo;
means the period commencing on the Closing Date and ending on the earliest to occur of (a) the date that is twenty-four (24) months from
the Second Amendment Closing Date, and (b) the Draw Period Termination Date; <I>provided</I>, that the Borrower may seek to extend the
Draw Period by an additional one (1) year in accordance with <B>Section 2.01(b)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Draw Period Termination
Date</I></B>&rdquo; means the earliest to occur of (a) the occurrence of a Cease Funding Event (subject to cure in the case of a Cease
Funding Event arising out a of Portfolio Trigger Event, in accordance with the definition thereof), and (b) the Maturity Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Electronic Platform</I></B>&rdquo;
means an electronic system for the delivery of information (including documents), such as SyndTrak or Dropbox or secure FTP site, that
may or may not be provided or administered by Administrative Agent or an Affiliate thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Eligible Assignee</I></B>&rdquo;
means any of the following: (a) a Lender; (b) an Affiliate of a Lender; or (c) any Person (other than a natural person) that is (or will
be) engaged in making, purchasing, holding or otherwise investing in commercial loans and similar extensions of credit in the ordinary
course of business to the extent such Person is administered or managed by: (i) a Lender; or (ii) an Affiliate of a Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Eligible Consumer
Receivable</I></B>&rdquo; means a Consumer Receivable that as of each Remittance/Funding Date or other date of determination, both (a)
satisfies all of the Eligibility Criteria as determined by the Administrative Agent in its Permitted Discretion and (b) (i) is not a Defaulted
Receivable, (ii) is not a Charge-Off, (iii) is not a First Payment Default and (iv) is not Past Due.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Eligibility Criteria</I></B>&rdquo;
means all of the Eligibility Criteria set forth on <B>Exhibit 2</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Eligible Deposit
Account</I></B>&rdquo; means, both individually and collectively, each Deposit Account subject to an Account Control Agreement and identified
as an &ldquo;Eligible Deposit Account&rdquo; on <B>Schedule 1.02</B>, as the same is amended or modified from time to time with the prior
written consent of the Administrative Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Eligible Principal
Balance</I></B>&rdquo; means, as of any Remittance/Funding Date or other date of determination, the principal amount of all Eligible Consumer
Receivables that are subject to a duly perfected first-priority security interest and Lien in the Administrative Agent&rsquo;s favor,
for the benefit of the Administrative Agent and the Lenders, less the aggregate (without duplication) of all of the following with respect
to such Consumer Receivables:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(a) all
payments of principal actually received as Collections during the applicable Collection/Advance Period with respect to such Consumer Receivables
and which have not yet been applied to reduce the outstanding principal balance thereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(b) all
full or partial voluntary prepayments received as Collections during the applicable Collection/Advance Period and which have not yet been
applied to reduce the outstanding principal balance thereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(c) the
greater of the Charge-Offs made or required to be made by the Borrower in the preceding Collection/Advance Period with respect to such
Eligible Consumer Receivables; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(d) the
Excess Concentration Amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Enforcement Action</I></B>&rdquo;
means any action to enforce any Obligations or Loan Documents or to realize upon any Collateral (whether by judicial action, self-help,
notification of account debtors, exercise of setoff or recoupment, or otherwise).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Environmental
Claims</I></B>&rdquo; means all claims, however asserted, by any Governmental Authority or other Person alleging Environmental Liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Environmental
Laws</I></B>&rdquo; means any and all Federal, state, local, and foreign statutes, Laws, regulations, ordinances, rules, judgments, orders,
decrees, permits, concessions, grants, franchises, licenses, agreements or governmental restrictions relating to pollution, the protection
of the environment or the release of any materials into the environment, including those related to Hazardous Materials or wastes, air
emissions and discharges to waste or public systems.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Environmental
Liability</I></B>&rdquo; means any liability, contingent or otherwise (including any liability for damages, costs of environmental remediation,
fines, penalties or indemnities), of the Borrower, any other Loan Party or any of their respective Subsidiaries, or any other Credit Party,
in each case directly or indirectly resulting from or based upon: (a) violation of any Environmental Law; (b) the generation, use, handling,
transportation, storage, treatment or disposal of any Hazardous Materials; (c) exposure to any Hazardous Materials; (d) the release or
threatened release of any Hazardous Materials into the environment; or (e) any contract, agreement or other consensual arrangement pursuant
to which liability is assumed or imposed with respect to any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Environmental
Permit</I></B>&rdquo; means any permit, approval, authorization, certificate, license, variance, filing or permission required by or from
any Governmental Authority pursuant to any Environmental Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Equity Interests</I></B>&rdquo;
means, with respect to any Person, all of the shares of capital stock of (or partnership interests, membership interests, limited membership
interests in limited liability company, other ownership or profit interests in) such Person, all of the warrants, options or other rights
for the purchase or acquisition from such Person of shares of capital stock of (or partnership interests, membership interests, limited
membership interests in limited liability company, trust interests, or other ownership or profit interests in) such Person, all of the
securities convertible into or exchangeable for shares of capital stock of (or partnership interests, membership interests, limited membership
interests in limited liability company, trust interests, or other ownership or profit interests in) such Person or warrants, rights or
options for the purchase or acquisition from such Person of such shares (or such partnership interests, membership interests, limited
membership interests in limited liability company, trust interests, or other interests), and all of the other ownership or profit interests
in such Person (including partnership, member or trust interests therein), whether voting or nonvoting, and whether or not such shares,
warrants, options, rights or other interests are outstanding on any date of determination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>ERISA</I></B>&rdquo;
means the Employee Retirement Income Security Act of 1974.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>ERISA Affiliate</I></B>&rdquo;
means any trade or business (whether or not incorporated) under common control with the Borrower or any Subsidiary thereof within the
meaning of Section 414(b) or (c) of the Code (and Sections 414(m) and (o) of the Code for purposes of provisions relating to Section 412
of the Code).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>ERISA Event</I></B>&rdquo;
means any of the following: (a) a Reportable Event with respect to a Pension Plan; (b) the incurrence by the Borrower or an ERISA Affiliate
of any liability with respect to a withdrawal by the Borrower or any ERISA Affiliate from a Pension Plan subject to Section 4063 of ERISA
during a plan year in which it was a substantial employer (as defined in Section 4001(a)(2) of ERISA) or a cessation of operations that
is treated as such a withdrawal under Section 4062(e) of ERISA; (c) the incurrence by the Borrower or any ERISA Affiliate of any liability
with respect to a complete or partial withdrawal by the Borrower or any ERISA Affiliate from a Multiemployer Plan or the receipt by the
Borrower or an ERISA Affiliate of notification that a Multiemployer Plan is in reorganization; (d) the filing of a notice of intent to
terminate, the treatment of a Plan amendment as a termination under Sections 4041 or 4041A of ERISA, or the commencement of proceedings
by the PBGC to terminate a Pension Plan or Multiemployer Plan; (e) an event or condition that constitutes grounds under Section 4042 of
ERISA for the termination of, or the appointment of a trustee to administer, any Pension Plan or Multiemployer Plan; (f) the imposition
of any liability under Title IV of ERISA, other than for PBGC premiums due but not delinquent under Section 4007 of ERISA, upon the Borrower
or any ERISA Affiliate; or (g) the determination that a Pension Plan is, or is expected to be, in &ldquo;at risk&rdquo; status (within
the meaning of Section 430 of the Code or Section 303 of ERISA) or that a Multiemployer Plan is in critical or endangered status (within
the meaning of Section 432 of the Code or Section 305 of ERISA).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Event of Default</I></B>&rdquo;
has the meaning ascribed thereto in <B>Section 8.01</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Excess Concentration
Amount</I></B>&rdquo; means, as of any Remittance/Funding Date or other date of determination, for all Consumer Receivables that are subject
to a duly perfected first-priority security interest and Lien in the Administrative Agent&rsquo;s favor, for the benefit of the Administrative
Agent and the Lenders, the portion of the otherwise Eligible Principal Balance that exceeds the Agreed Concentration Targets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Exchange Act</I></B>&rdquo;
means the Securities Exchange Act of 1934.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Excluded Taxes</I></B>&rdquo;
means, with respect to the Administrative Agent, any Lender or any other recipient of any payment to be made by or on account of any obligation
of the Loan Parties hereunder, (a) taxes imposed on or measured by its overall net income (however denominated), and franchise taxes imposed
on it (in lieu of net income taxes), by the jurisdiction (or any political subdivision thereof) under the Laws of which the Administrative
Agent, Lender or such recipient is organized or in which its principal office is located or, in the case of any Lender, in which its applicable
lending office is located, (b) any branch profits taxes imposed by the United States or any similar tax imposed by any other jurisdiction
in which the Borrower is located and (c) in the case of a Foreign Lender (other than an assignee pursuant to a request by the Borrower
under <B>Section 3.07</B>), any withholding tax that is imposed on amounts payable to such Foreign Lender at the time such Foreign Lender
becomes a party hereto (or designates a new lending office) or is attributable to such Foreign Lender&rsquo;s failure or inability (other
than as a result of a Change in Law) to comply with <B>Section 3.01(f)</B>, except to the extent that such Foreign Lender (or its assignor,
if any) was entitled, at the time of designation of a new lending office (or assignment), to receive additional amounts from the Borrower
with respect to such withholding tax pursuant to <B>Section 3.01(a)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Existing Guaranteed
Obligations</I></B>&rdquo; has the meaning ascribed thereto in <B>Section 10.14(j)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Existing WF Credit
Facility</I></B>&rdquo; means the Second Amended and Restated Credit Agreement, dated December 18, 2017, by and among ACAC, Quik Lend,
Main Street and Wells Fargo Bank, National Association, as amended, supplemented or otherwise modified prior to the date hereof, as amended,
supplemented or otherwise modified prior to the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>FCPA</I></B>&rdquo;
means the United States Foreign Corrupt Practices Act of 1977, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Federal Funds
Rate</I></B>&rdquo; means, for any day, the rate per annum equal to the weighted average of the rates on overnight Federal funds transactions
with members of the Federal Reserve System arranged by Federal funds brokers on such day, as published by the Federal Reserve Bank of
New York on the Business Day next succeeding such day; provided that: (a) if such day is not a Business Day, then the Federal Funds Rate
for such day shall be such rate on such transactions on the next preceding Business Day as so published on the next succeeding Business
Day; and (b) if no such rate is so published on such next succeeding Business Day, then the Federal Funds Rate for such day shall be the
average rate (rounded upward, if necessary, to a whole multiple of one one-hundredth of 1.00%) quoted to the Administrative Agent for
such day for such transactions from three federal funds brokers of recognized standing selected by Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Federal Regulatory
Event</I></B>&rdquo; means the enactment, adoption or issuance of any Law, rule or regulation by the United States federal government,
the effect of which is to regulate the origination, purchase or collection of or limit the enforceability of Consumer Receivables in a
manner that would, in the Administrative Agent&rsquo;s Permitted Discretion, materially and adversely affect the Borrower&rsquo;s or any
other Credit Party&rsquo;s ability to timely repay any Revolving Credit Loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Financial Statements</I></B>&rdquo;
means the unaudited consolidated balance sheet for Revolution for the year ended December 31, 2019, and the related consolidated statements
of income or operations, shareholders&rsquo; equity and cash flows for such year, including the notes thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>First Payment
Default</I></B>&rdquo; means:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)  with
respect to any Consumer Receivable that is a Payday Loan or a single pay Title Loan, that the first scheduled payment, consisting of both
principal and interest, due on such Consumer Receivable was not made within fifteen (15) days after the due date for such scheduled payment
for such Consumer Receivable; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b) with
respect to any other Consumer Receivable, that the first scheduled payment, consisting of both principal and interest, due on such Consumer
Receivable was not made prior to the due date for the second scheduled payment for such Consumer Receivable; <U>provided</U>, <U>however</U>,
that a Consumer Receivable shall no longer be a First Payment Default if and to the extent such first schedule payment is thereafter paid
in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>First Payment
Default Permissible Percentage</I></B>&rdquo; means, with respect to any Consumer Receivable, the applicable percentage specified in the
<B>Exhibit 1-B</B> for each product type.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Fiscal Period</I></B>&rdquo;
means, as of any date of determination with respect to the Borrower or any Subsidiary thereof, each Fiscal Quarter occurring during each
of the Borrower&rsquo;s Fiscal Years.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Fiscal Quarter</I></B>&rdquo;
means any period of three consecutive months ending on March 31, June 30, September 30 or December 31 of each calendar year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Fiscal Year</I></B>&rdquo;
means, in the case of Revolution and its Subsidiaries, each period of twelve consecutive months ending on June 30 of each calendar year
and, in the case of NewCo and its Subsidiaries, each period of twelve consecutive months ending on December 31 of each calendar year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>FlexShopper</I></B>&rdquo;
means FlexShopper, Inc., a Delaware corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>FlexShopper Guaranty</I></B>&rdquo;
means that certain Limited Payment Guaranty, dated as of the Second Amendment Closing Date, by FlexShopper in favor of the Administrative
Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>FlexShopper Pledge
Agreement</I></B>&rdquo; means the Pledge Agreement, dated as of the Second Amendment Closing Date, by and between FlexShopper and the
Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Flow of Funds</I></B>&rdquo;
means the agreed flow of funds regarding all Collections, Concentration Accounts and other Deposit Accounts as of the Second Amendment
Closing Date attached hereto as <B>Schedule 1.04</B>, as the same may be amended, restated or replaced from time to time only with the
prior written consent of the Administrative Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Foreign Lender</I></B>&rdquo;
means a Lender that is not a United States Person under Section 7701(a)(30) of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Foreign Subsidiary</I></B>&rdquo;
of any Person means any Subsidiary of such Person that is not a Domestic Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>FRB</I></B>&rdquo;
means the Board of Governors of the Federal Reserve System of the United States.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Frontier Creditor</I></B>&rdquo;
means Frontier Capital Group, Ltd., a Texas limited partnership.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Frontier Indebtedness</I></B>&rdquo;
means the Debt of Revolution owing to the Frontier Creditor under the Frontier Note. As of the Closing Date, the aggregate outstanding
principal amount of the Frontier Indebtedness (before giving effect to any repayment thereof on the Closing Date) is $8,300,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Frontier Note</I></B>&rdquo;
means the Promissory Note, dated January 31, 2019, by Revolution and payable to the Frontier Creditor in the original principal sum of
$9,000,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Frontier Subordination
Agreement</I></B>&rdquo; means the Subordination Agreement, dated as of the Closing Date, by and among Revolution, the Frontier Creditor
and the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>GAAP</I></B>&rdquo;
means generally accepted accounting principles in the United States set forth in the opinions and pronouncements of the Accounting Principles
Board and the American Institute of Certified Public Accountants and statements and pronouncements of the Financial Accounting Standards
Board or such other principles as may be approved by a significant segment of the accounting profession in the United States, that are
applicable to the circumstances as of the date of determination, consistently applied.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Governmental
Authority</I></B>&rdquo; means any federal, state, municipal, national, local or other governmental department, court, commission, board,
bureau, agency, regulatory body, authority or instrumentality or political subdivision thereof, including without limitation, any attorney
general or agency related thereto, the Consumer Financial Protection Bureau, or any entity or officer exercising executive, legislative
or judicial, taxing, regulatory or administrative functions of or pertaining to any government or any court, in each case, whether of
the United States or a state, territory or possession thereof, a foreign sovereign entity or country or jurisdiction or the District of
Columbia.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Guarantee</I></B>&rdquo;
means, as to any Person, any obligation, contingent or otherwise, of such Person guaranteeing or having the economic effect of guaranteeing
any Debt or other obligation payable or performable by another Person (the &ldquo;<B><I>primary obligor</I></B>&rdquo;) in any manner,
whether directly or indirectly, and including any obligation of such Person, direct or indirect: (a) to purchase or pay (or advance or
supply funds for the purchase or payment of) such Debt or other obligation; (b) to purchase or lease property, securities or services
for the purpose of assuring the obligee in respect of such Debt or other obligation of the payment or performance of such Debt or other
obligation; (c) to maintain working capital, equity capital or any other financial statement condition or liquidity or level of income
or cash flow of the primary obligor so as to enable the primary obligor to pay such Debt or other obligation; or (d) entered into for
the purpose of assuring in any other manner the obligee in respect of such Debt or other obligation of the payment or performance thereof
or to protect such obligee against loss in respect thereof (in whole or in part). The amount of any Guarantee shall be deemed to be an
amount equal to the stated or determinable amount of the related primary obligation, or portion thereof, in respect of which such Guarantee
is made or, if not stated or determinable, the maximum reasonably anticipated liability in respect thereof as determined by the guaranteeing
Person in good faith. The term &ldquo;<B><I>Guarantee&rdquo;</I></B> as a verb has a corresponding meaning.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Guaranteed Obligations</I></B>&rdquo;
has the meaning ascribed thereto in Section 10.14(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Guarantors</I></B>&rdquo;
means, collectively: (a) each Subsidiary Guarantor (including each Subsidiary of the Borrower who executes a Joinder Agreement following
the date hereof); (b) FlexShopper; and (c) each other Person who, following the date hereof, is required pursuant to the terms hereof
to be a guarantor of the Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Guaranty</I></B>&rdquo;
means each of (i) <B>Section 10.14</B> of this Agreement, (ii) the FlexShopper Guaranty, and (iii) any other guaranty agreement, in form
and substance acceptable to Administrative Agent, made by a Guarantor for the benefit of the Administrative Agent and the other Secured
Parties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Hazardous Materials</I></B>&rdquo;
means all explosive or radioactive substances or wastes and all hazardous or toxic substances, wastes or other pollutants, including petroleum
or petroleum distillates, asbestos or asbestos containing materials, polychlorinated biphenyls, radon gas, infectious or medical wastes
and all other substances or wastes of any nature regulated pursuant to any Environmental Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Indemnified Taxes</I></B>&rdquo;
means Taxes other than Excluded Taxes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Indemnitees</I></B>&rdquo;
means, collectively, Administrative Agent (and any sub-agent thereof), each Lender and each Related Party of any of the foregoing Persons.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Individual Guarantor</I></B>&rdquo;
means Michael Brent Turner, an individual, as guarantor under the Individual Limited Guaranty.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Individual Limited
Guaranty</I></B>&rdquo; means that certain Limited Payment Guaranty, dated as of the date hereof, by the Individual Guarantor in favor
of the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><I>&ldquo;Infinity Wage
and Benefits</I></B>&rdquo; means Infinity Wage and Benefits, LLC, a Nevada limited liability company and a Subsidiary of Revolution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Installment Loan</I></B>&rdquo;
means an unsecured Consumer Receivable with a set dollar amount that is repaid through a set number of scheduled payments and which satisfies
the applicable criteria set forth in the Program Summary for an &ldquo;Installment Loan&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Investment</I></B>&rdquo;
means, as to any Person, any direct or indirect acquisition or investment by such Person in another Person, whether by means of: (a) the
purchase or other acquisition of Equity Interests or other securities of another Person; (b) a loan, advance or capital contribution to,
Guarantee or assumption of debt of, or purchase or other acquisition of any other debt or equity participation or interest in, another
Person, including any partnership or limited liability company interest in such other Person and any arrangement pursuant to which the
investor Guarantees Debt of such other Person; or (c) the purchase or other acquisition (in one transaction or a series of transactions)
of assets of another Person that constitute a business unit. For purposes of covenant compliance, the amount of any Investment shall be
the amount actually invested, without adjustment for subsequent increases or decreases in the value of such Investment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>IRS</I></B>&rdquo;
means the United States Internal Revenue Service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Joinder Agreement</I></B>&rdquo;
means an agreement entered into by a Subsidiary of the Borrower following the date hereof to join in the Guaranty set forth in <B>Section
10.14</B>, in substantially the form of <B>Exhibit C</B> or any other form approved by the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Laws</I></B>&rdquo;
means, collectively, all international, foreign, Federal, state and local statutes, treaties, rules, guidelines, regulations, ordinances,
codes and administrative or judicial precedents or authorities, including the interpretation or administration thereof by any Governmental
Authority charged with the enforcement, interpretation or administration thereof, and all applicable administrative orders, directed duties,
requests, licenses, authorizations and permits of, and agreements with, any Governmental Authority, in each case whether or not having
the force of law, and other legal requirements of any and every conceivable type applicable to the Revolving Credit Loans, the Loan Documents,
the Borrower, any other Credit Party, any Processor or the Collateral or any portion thereof, including, but not limited to, Credit Protection
Laws, credit disclosure laws and regulations, the Fair Labor Standards Act, and all applicable state and federal usury laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Lender</I></B>&rdquo;
means, as applicable, a Revolving Credit Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Lending Office</I></B>&rdquo;
means, as to any Lender, the office or offices of such Lender described as such in such Lender&rsquo;s Administrative Detail Form, or
such other office or offices as a Lender may from time to time notify the Borrower, the Administrative Agent and the Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Lien</I></B>&rdquo;
means any mortgage, pledge, hypothecation, assignment, security interest, deposit arrangement, encumbrance, lien (statutory or other),
charge, or preference, priority or other security interest or preferential arrangement in the nature of a security interest of any kind
or nature whatsoever (including any conditional sale or other title retention agreement and any easement, right of way or other encumbrance
on title to real property).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Line of Credit</I></B>&rdquo;
means an unsecured Consumer Receivable in the form of a line of credit that permits the Consumer Receivable Obligor to borrow and repay
as needed and which satisfies the applicable criteria set forth in the Program Summary for a &ldquo;Line of Credit&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Liquidity</I></B>&rdquo;
means, with respect to any Loan Party as of any date of determination, the unrestricted Cash of such Loan Party that is maintained in
compliance with the terms of <B>Section 6.13</B>; <U>provided</U>, <U>however</U>, that, for purposes of determining Liquidity, if any
such Cash is included in the calculation of the then current Revolving Credit Availability, then such Cash shall be excluded from such
determination of Liquidity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Loan</I></B>&rdquo;
means any Revolving Credit Loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Loan Documents</I></B>&rdquo;
means, collectively, this Agreement, each Note, each Collateral Document, the Backup Servicing Agreement, each Specified Subordination
Agreement, and each other Subordination Agreement, and all other agreements, documents, instruments and certificates heretofore or hereafter
executed or delivered to Administrative Agent or Lenders in connection with any of the foregoing or the Revolving Credit Loans, together
with any and all renewals, modifications, amendments, restatements, consolidations, substitutions, replacements and extensions and modifications
of any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Loan Parties</I></B>&rdquo;
means, collectively, the Borrower and all the Guarantors (other than FlexShopper).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Main Street</I></B>&rdquo;
means Main St. Personal Finance, Inc., a Delaware corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Main Street Acquisition</I></B>&rdquo;
means the acquisition by Revolution of all of the Equity Interests in Main Street, pursuant to the Main Street Acquisition Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Main Street Acquisition
Agreement</I></B>&rdquo; means that certain Stock Purchase Agreement, dated as of September 2, 2020, by and among the &ldquo;Sellers&rdquo;
(as defined therein) party thereto, Revolution, and Main Street, which agreement shall be in form and substance satisfactory to the Administrative
Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Main Street Entities</I></B>&rdquo;
means Main Street and any of its direct or indirect Subsidiaries that are Subsidiary Guarantors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Main Street Portfolio</I></B>&rdquo;
means all Eligible Consumer Receivables originated by each of the Main Street Entities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Material Adverse
Effect</I></B>&rdquo; means, as of any date of determination, as determined by the Administrative Agent in its Permitted Discretion, the
occurrence of: any event, condition, obligation, liability or circumstance (or set of events, conditions, obligations, liabilities or
circumstances), or any change(s) including, without limitation, a Portfolio Trigger Event, changes in the Laws of any Applicable State
or any changes in any other applicable Laws, any Change in Law, the existence of any Regulatory Action (or any changes with respect thereto)
or the existence of any Federal Regulatory Event (or changes with respect thereto) which, as determined by the Administrative Agent, in
its Permitted Discretion, (i) has a material adverse effect upon or change in the legality, validity, binding effect or enforceability
of a material portion of the Consumer Receivables or any Loan Document; (ii) has a material adverse effect on the value, marketability
or collectability of a material portion of the Collateral, including the Consumer Receivables, the Loan Parties&rsquo; interest therein
or the duly perfected first-priority security interest of the Administrative Agent therein (based on the deviation from the projections,
estimates, concentrations and criteria provided to the Administrative Agent as of the Closing Date (including, without limitation, delinquency
and default projections)); or (iii) has a material adverse effect on the business, operations, properties, prospects, assets, liabilities
or financial condition of any Credit Party or a material impairment of the ability of any Credit Party (x) to conduct its business as
presently conducted in compliance with the Laws of any Applicable State or any other applicable Laws, including, without limitation, any
origination, servicing, and other obligations under any of the Loan Documents (or any repudiation or breach thereof) or (y) to perform
any of their obligations under any of the Loan Documents</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Maturity Date</I></B>&rdquo;
means the earliest of: (a) the date that is the last day of the Amortization Period; (b) the date of the termination of the Aggregate
Commitments pursuant to <B>Section 2.06</B>; and (c) the date of the acceleration of the Outstanding Legal Balance and all other Obligations
pursuant to <B>Section 8.02(b)</B> following the occurrence of an Event of Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Maximum Rate</I></B>&rdquo;
means, at any time, the maximum rate of non-usurious interest permitted by applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Motus Note</I></B>&rdquo;
means that certain Unsecured Demand Promissory Note, effective and dated February 1, 2019, by Revolution (f/k/a Revolution Financial,
LP) and payable to the order of Motus Advisors, Inc., a Texas corporation, in the original principal sum of $1,500,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Multiemployer
Plan</I></B>&rdquo; means any employee benefit plan of the type described in Section 4001(a)(3) of ERISA to which the Borrower or any
ERISA Affiliate makes or is obligated to make contributions, or during the preceding five plan years, has made or been obligated to make
contributions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>NewC</I></B>o&rdquo;
has the meaning given to such term in the preamble to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Note</I></B>&rdquo;
or &ldquo;<B><I>Notes</I></B>&rdquo; means, individually or collectively as the context may require, the promissory note(s) executed by
the Borrower in favor of the applicable Lender pursuant to <B>Section 2.11</B> in the form of <B>Exhibit E</B>, which promissory note
shall evidence each Revolving Credit Loan made by a Lender having a Revolving Credit Commitment hereunder, in each case, as the same may
be amended, divided, split, supplemented and/or restated from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Notice of Borrowing</I></B>&rdquo;
means a notice, pursuant to <B>Section 2.02(a)</B>, of a borrowing of Revolving Credit Loans; which, if in writing, shall be in the form
of <B>Exhibit D</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Obligations</I></B>&rdquo;
means all advances, debts, liabilities, obligations, covenants and duties, including treasury management obligations, of any Credit Party
to Administrative Agent or any Lender under or in respect of any Loan Document or otherwise, whether with respect to any Loan, whether
direct or indirect (including those acquired by assumption), absolute or contingent, due or to become due, now existing or hereafter arising
and including interest and fees that accrue after the commencement by or against any Credit Party or any Affiliate thereof of any proceeding
under any Bankruptcy Law naming such Person as the debtor in such proceeding, regardless of whether such interest and fees are allowed
claims in such proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>OFAC</I></B>&rdquo;
means the Office of Foreign Assets Control of the U.S. Department of the Treasury.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Online</I></B>&rdquo;
means, as to any Consumer Receivable for which the Consumer Receivable Obligor has submitted an application via the internet (as opposed
to in-person in a retail store operated by a Loan Party).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Organizational
Documents</I></B>&rdquo; means: (a) with respect to any corporation, the certificate or articles of incorporation and the bylaws (or equivalent
or comparable constitutive documents with respect to any non-U.S. jurisdiction) of such Person; (b) with respect to any limited liability
company, the certificate or articles of formation or organization and operating agreement of such Person; and (c) with respect to any
partnership, joint venture, trust or other form of business entity, the partnership, joint venture or other applicable agreement of formation
or organization of such Person and any agreement, instrument, filing or notice with respect thereto filed in connection with such Person&rsquo;s
formation or organization with the applicable Governmental Authority in the jurisdiction of its formation or organization and, if applicable,
any certificate or articles of formation or organization of such Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Other Taxes</I></B>&rdquo;
means all present or future stamp, intangible or documentary Taxes or any other excise or property taxes, charges or similar levies arising
from any payment made hereunder or under any other Loan Document or from the execution, delivery or enforcement of, or otherwise with
respect to, this Agreement or any other Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Outstanding Legal
Balance</I></B>&rdquo; means, with respect to any or all Revolving Credit Loans, as the context may require and as determined weekly as
of the close of the previous week, the sum of (a) the aggregate outstanding principal amount of such Revolving Credit Loans plus all accrued
and unpaid interest thereon, compounded on a weekly basis as of the last day immediately preceding Remittance/Funding Date, plus (b) all
accrued and due fees owed to any third parties in connection with any Account Control Agreements, Processor Direction Letters or any other
arrangements with third parties entered into pursuant to or in connection with the Loan Documents, plus (c) all other unpaid and due Obligations
of the Credit Parties allocable to such Revolving Credit Loans as determined by the Administrative Agent in its Permitted Discretion.
With respect to any Note, as of any date of determination, the aggregate Outstanding Legal Balance of all related Revolving Credit Loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Participant</I></B>&rdquo;
any Person who by separate written agreement with a Lender is expressly provided with all of the rights of a &ldquo;Participant&rdquo;
as provided herein (and shall not include the holder of a silent sub-participation).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Pass-Through
Tax Liabilities</I></B>&rdquo; means the amount of state and federal income tax expensed by the Borrower and to be paid by the Borrower&rsquo;s
shareholders on taxable income earned by the Borrower and attributable to the shareholders as a result of the Borrower&rsquo;s &ldquo;pass-through&rdquo;
tax status, assuming the highest marginal income tax rate for federal and state (for the state or states in which any owner is liable
for income taxes with respect to such income) income tax purposes, after taking into account any deduction for state income taxes in calculating
the federal income tax liability and all other deductions, credits, deferrals and other reductions available to the shareholders from
or through the Borrower, taking into account any applicable deductions pursuant to Code Section 199A.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Past Due</I></B>&rdquo;
means a Consumer Receivable as to which the most recent schedule payment was not fully and timely satisfied, and is, as of any date of
determination, in the case of a first-time borrower, thirty (30) days past due, and in the case of a repeat borrower, thirty-five (35)
days past due.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Payday Loan</I></B>&rdquo;
means an unsecured Consumer Receivable in the form of a payday loan which satisfies the applicable criteria set forth in the Program Summary
for a &ldquo;Payday Loan&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Payment Intangibles</I></B>&rdquo;
has the meaning set forth in the Uniform Commercial Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>PBGC</I></B>&rdquo;
means the Pension Benefit Guaranty Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Pension Plan</I></B>&rdquo;
means any &ldquo;employee pension benefit plan&rdquo; (as that term is defined in Section 3(2) of ERISA), other than a Multiemployer Plan,
that is subject to Title IV of ERISA and is sponsored or maintained by the Borrower or any ERISA Affiliate or to which the Borrower or
any ERISA Affiliate contributes or has an obligation to contribute, or in the case of a multiple employer or other plan described in Section
4064(a) of ERISA, has made contributions at any time during the immediately preceding five plan years.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Percentage Share</I></B>&rdquo;
means, as to any Lender, its Revolving Credit Percentage Share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Perfection Certificate</I></B>&rdquo;
means the Perfection Certificate substantially in the form of Exhibit A to the Security Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Permitted Acquisition</I></B>&rdquo;
means any Acquisition so long as: (a) such Acquisition is undertaken in accordance with all applicable Laws; (b) no Event of Default exists
immediately prior to, or would exist immediately after, giving effect to such Acquisition; (c) in connection with such Acquisition, the
Borrower has obtained and delivered to Administrative Agent the prior, effective written consent of the board of directors or equivalent
governing body of the Person or business so acquired (the &ldquo;<B><I>Acquiree</I></B>&rdquo;); (d) the Acquiree (or the business unit
or division of the Acquiree to be acquired) shall be engaged principally in the same business as the Borrower or the Subsidiary of the
Borrower proposing to effect such Acquisition or a Related Business, and shall be organized under the Laws of a State of the United States
unless otherwise consented to by the Administrative Agent in its Permitted Discretion; (e) upon the closing of any such Acquisition (other
than the Main Street Acquisition) a Responsible Officer of the Borrower delivers a certificate to Administrative Agent and Lenders: (i)
to the effect that each of clauses (a) through (d), inclusive, of this definition has been satisfied; and (ii) detailing pro forma compliance
with all financial covenants set forth in <B>Section 6.12</B> as of the most recent test date and as of the date of the proposed Acquisition;
(f) if such Acquisition is to be consummated at any time after the date that is the ninetieth (90<SUP>th</SUP>) day following the date
hereof, the Administrative Agent shall have consented to such Acquisition in its Permitted Discretion; and (g) such Acquisition does not
involve the Acquisition, whether directly or indirectly, of any Equity Interest of any Foreign Subsidiary of any Person. Notwithstanding
the foregoing in this definition of &ldquo;Permitted Acquisition&rdquo;, the Main Street Acquisition shall constitute a &ldquo;Permitted
Acquisition&rdquo; for purposes of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Permitted Grace
Period</I></B>&rdquo; means that, if any Loan Party fails to deliver or cause to be delivered any payments received under any Eligible
Consumer Receivable, pledged as Collateral, to the Administrative Agent, for the benefit of itself and the Lenders, as required by <B>Section
6.13</B> hereof (other than by reason of any action which Administrative Agent shall deem, in Administrative Agent&rsquo;s Permitted Discretion,
to be a conversion of all or any portion of the Collateral or fraudulent with respect to Administrative Agent and Lenders), such failure
shall not be an Event of Default unless (a) such Loan Party has failed to promptly (and, in no event, greater than five (5) Business Days
after such Loan Party knew or should have known about such failure or such later time period agreed to by the Administrative Agent in
its Permitted Discretion) deliver to a Deposit Account of the Loan Parties maintained in compliance with <B>Section 6.13</B>, such accidentally
misdirected payments, and (b) the cumulative amount of such failures pursuant to the foregoing clause (a) exceeds $25,000 in any annual
twelve-month period commencing on the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Permitted Discretion</I></B>&rdquo;
means a determination or judgment made in good faith in the exercise of reasonable (from the perspective of a secured asset-based lender)
credit or business judgment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Permitted Liens</I></B>&rdquo;
has the meaning ascribed thereto in <B>Section 7.01</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Permitted Subordinated
Debt</I></B>&rdquo; means any Debt that has been subordinated to the Obligations on terms and conditions, and pursuant to documents, satisfactory
to Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Person</I></B>&rdquo;
means any natural person, corporation, limited liability company, trust, joint venture, association, company, partnership, Governmental
Authority or other entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Plan</I></B>&rdquo;
means any &ldquo;employee benefit plan&rdquo; (as such term is defined in Section 3(3) of ERISA) established, maintained or contributed
to by the Borrower or any ERISA Affiliate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Portfolio Trigger
Event</I></B>&rdquo; means as of any Remittance/Funding Date or other date of determination, any or all of the events set forth on <B>Exhibit
1-B</B> has occurred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Prepayment Lockout
Date</I></B>&rdquo; means December 7, 2024.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Process Agent</I></B>&rdquo;
has the meaning ascribed to such term in <B>Section 10.17</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Processor Direction
Letter</I></B>&rdquo; means, individually and collectively as the context may require, the instruction letter(s) delivered by Loan Parties,
any Processor or Backup Servicing Agent to Processor on the date hereof or from time to time regarding the direction of Collections and/or
amounts on deposit or to be directed to or at the direction of any Loan Party or Backup Servicing Agent) from time to time on account
of the Consumer Receivables that irrevocably direct that such Collections be deposited, without offset, to a Concentration Account, in
form and substance satisfactory to the Administrative Agent in its Permitted Discretion, and, in each case, as the same may be amended,
modified, supplemented, restated, replaced or renewed in writing from time to time in accordance with the terms hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Processor</I></B>&rdquo;
means any vendor of a Loan Party as of the Second Amendment Closing Date set forth on <B>Schedule 1.05</B> (as such schedule may be amended
or modified from time to time with the prior written consent of Lender in its Permitted Discretion) that at any time processes, administers
or directs Collections (including, without limitation, proceeds of Eligible Consumer Receivables) on behalf of any Loan Party or Backup
Servicing Agent, as the case may be.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Program Summary</I></B>&rdquo;
means the written &ldquo;Program Summary by State&rdquo; of the Borrower and the other Loan Parties in place as of the Closing Date and
attached hereto as <B>Exhibit 3</B>, as the same may be amended, restated or replaced from time to time with the prior written consent
of the Administrative Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Quik Lend</I></B>&rdquo;
means Quik Lend, Inc., a Delaware corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Register</I></B>&rdquo;
means a register for the recordation of the names and addresses of Lenders and, as applicable, the Commitments of, and Outstanding Legal
Balance of the Loans owing to, each Lender pursuant to the terms hereof from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Regulatory Action</I></B>&rdquo;
means (a) the formal commencement by written notice by any Governmental Authority of any legal action or adversarial proceeding against
any Loan Party, any Subsidiary of any Loan Party or any of their respective Related Parties (other than Affiliates of such Person and
of such Person&rsquo;s Affiliates) challenging its authority to originate, hold, own, service, collect or enforce any Consumer Receivable,
or otherwise alleging any material non-compliance by any Loan Party, any Subsidiary of any Loan Party or any of their respective Related
Parties (other than Affiliates of such Person and of such Person&rsquo;s Affiliates) with any Laws of any Applicable State or any other
applicable Laws related to originating, holding, collecting, servicing or enforcing such Consumer Receivable, which inquiry, investigation,
legal action or proceeding is not released or terminated in a manner acceptable to Administrative Agent at its Permitted Discretion or
(b) the issuance or entering of any stay, order, judgment, cease and desist order, injunction, temporary restraining order, or other judicial
or non-judicial sanction (other than the imposition of a monetary fine), order or ruling against any Loan Party, any Subsidiary of any
Loan Party or any of their respective Related Parties (other than Affiliates of such Person and of such Person&rsquo;s Affiliates) related
in any way to the originating, holding, pledging, collecting, servicing or enforcing of any Consumer Receivables; <I>provided</I>, that,
in each case, upon the favorable resolution of any investigation, action or proceeding as determined by Administrative Agent in its Permitted
Discretion, such Regulatory Action shall cease to exist immediately upon such determination by Administrative Agent. For the avoidance
of doubt, a Routine Inquiry shall not, on its own, constitute a Regulatory Action.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Regulatory Legal
Opinion</I></B>&rdquo; means that certain legal opinion dated the Closing Date issued by Hudson Cook LLP, counsel to the Administrative
Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Related Business</I></B>&rdquo;
means any business that is the same, similar or otherwise reasonably related, ancillary or complementary to the businesses of the Borrower
and its Subsidiaries on the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Related Parties</I></B>&rdquo;
means, with respect to any Person, such Person&rsquo;s Affiliates and the respective partners, members, directors, officers, trustees,
managers, agents, representatives and non-ministerial employees of such Person and such Person&rsquo;s Affiliates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Remittance/Funding
Date</I></B>&rdquo; means the first Friday after the Closing Date and each Friday occurring thereafter (or the next Business Day if such
Friday is not a Business Day).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Removal Event</I></B>&rdquo;
has the meaning ascribed thereto in the definition of Applicable State.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Replacement Lender</I></B>&rdquo;
has the meaning ascribed thereto in <B>Section 3.07(a)(iii)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Reportable Event</I></B>&rdquo;
means any of the events set forth in Section 4043(c) of ERISA, other than events for which the thirty-day notice period has been waived.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Required Lenders</I></B>&rdquo;
means: (a) at any time that Loans are outstanding and the Aggregate Commitments are in effect, Lenders holding in excess of 50.0% of the
sum of the Aggregate Commitments of the Notes; (b) at any time that Loans are outstanding but the Aggregate Commitments have been terminated
or expired, Lenders holding in excess of 50.0% of the aggregate Outstanding Legal Balance of the Notes; (c) at any time on or prior to
the Closing Date that no Loans are outstanding, Lenders holding in excess of 50.0% of the Aggregate Commitments of the Notes; and (d)
at any time following the Closing Date that no Loans are outstanding, Lenders holding in excess of 50.0% of the Aggregate Commitments
of the Notes; <I>provided</I> that any Revolving Credit Commitment of, and the portion of the Outstanding Legal Balance held or deemed
held by, any Defaulting Lender shall be excluded for purposes of making a determination of Required Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Responsible Officer</I></B>&rdquo;
means: (a) with respect to the Borrower in connection with any Compliance Certificate or any other certificate or notice pertaining to
any financial information required to be delivery by the Borrower hereunder, the president, chief executive officer, chief financial officer
or controller of the Borrower; and (b) otherwise (including any Notice of Borrowing), with respect to the Borrower or any other Loan Party,
the chief executive officer, chief financial officer, president, any vice-president or manager of such Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Restricted Payment</I></B>&rdquo;
means, as to any Person, (a) any dividend or other distribution by such Person (whether in cash, securities or other property) with respect
to any Equity Interests of such Person (other than any dividends or distributions payable solely in its Equity Interests (other than Disqualified
Equity Interests) and dividends or distributions payable to the Borrower or any of its Subsidiaries (and, if such Subsidiary has stockholders
other than the Borrower or other Subsidiaries of the Borrower, to its other stockholders on no more than a <I>pro rata</I> basis)), (b)
any payment (whether in cash, securities or other property), including any sinking fund or similar deposit, on account of the purchase,
redemption, retirement, acquisition, cancellation or termination of any such Equity Interest (in each case other than held by the Borrower
or a Subsidiary of the Borrower), (c) any payment of principal or interest or any purchase, redemption, retirement, acquisition or defeasance
with respect to any Debt of such Person which is subordinated to the payment of the Obligations, and (d) with respect to clauses (a) through
(c) above, any transaction that has a substantially similar effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Revolution Entities</I></B>&rdquo;
means the Borrower (including, for the avoidance of doubt, NewCo) and each of its direct and indirect Subsidiaries that are Subsidiary
Guarantors (other than the Main Street Entities).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Revolution Portfolio</I></B>&rdquo;
means all Eligible Consumer Receivables originated by each of the Revolution Entities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Revolution Loan
Parties</I></B>&rdquo; means, collectively, Revolution and each of its direct and indirect Subsidiaries that are Subsidiary Guarantors
as of the Second Amendment Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Revolution Store</I></B>&rdquo;
means a retail store operating under the Borrower and/or any of the Subsidiary Guarantors through which the Borrower or any of the Subsidiary
Guarantors originate Consumer Receivables, receive Collections on Consumer Receivables and conduct other consumer financial activities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Revolving Credit
Availability</I></B>&rdquo; means, at any time, the <I>lesser of</I>:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)   the
Aggregate Commitments at such time; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)   the
sum of the following: (i) the Borrowing Base at such time <I>less</I> (ii) the Outstanding Legal Balance (other than any interest that
is not then due and payable, if any, in accordance with this Agreement) at such time, <I>plus</I> (iii) one hundred percent (100%) of
Cash on deposit in each Eligible Deposit Account, <I>plus </I>(iv) one hundred percent (100%) of Aggregate Cash-in-Store (such clause
(iv), the &ldquo;<B><I>Incremental Credit Availability</I></B>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>provided, however</I>, that the Borrower may
seek to increase Revolving Credit Availability in accordance with <B>Section 2.01(c)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Revolving Credit
Commitment</I></B>&rdquo; means, as to each Lender at any time any determination thereof is to be made, its obligation to make Revolving
Credit Loans to the Borrower hereunder, all in an aggregate principal amount at any one time outstanding not to exceed the amount set
forth opposite such Lender&rsquo;s name on <B>Schedule 2.01</B>, or in the Assignment and Assumption or other documentation pursuant to
which such Lender became a party hereto, as such amount may be adjusted from time to time in accordance with this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Revolving Credit
Lender</I></B>&rdquo; means, collectively, (a) each Person listed on <B>Schedule 2.01</B> as a &ldquo;Revolving Credit Lender&rdquo; and
(b) any other Person that shall have become a Lender hereunder pursuant to an Assignment and Assumption or otherwise, in each case other
than any such Person that ceases to be a party hereto pursuant to an Assignment and Assumption Agreement or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Revolving Credit
Loan</I></B>&rdquo; has the meaning ascribed thereto in <B>Section 2.01(a)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Revolving Credit
Percentage Share</I></B>&rdquo; means as to any Revolving Credit Lender at any time, the percentage (expressed as a decimal carried out
to the twelfth decimal place) of the Aggregate Commitments represented by the sum of such Lender&rsquo;s Revolving Credit Commitment at
such time; <U>provided</U> that, if the commitment of each Revolving Credit Lender to make Revolving Credit Loans have been terminated
pursuant to <B>Section 8.02</B> or if the Aggregate Commitments have expired, then the Revolving Credit Percentage Share of each Revolving
Credit Lender shall be determined based upon such Lender&rsquo;s Revolving Credit Percentage Share most recently in effect, giving effect
to any subsequent assignments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Routine Inquiry</I></B>&rdquo;
means any inquiry or request, written or otherwise, formal or informal, made by a competent Governmental Authority with legal authority
to regulate the activities of a Loan Party or any of their respective Affiliates, or otherwise with legal authority or mandate to request
information, made via a form letter or otherwise in connection with (a) the routine transmittal of a consumer complaint, or (b) a request
for information that is routine in nature, is unconnected with any alleged pattern or practice of wrongdoing, or otherwise consists of
a general request for information relating to the activities of a Loan Party or any of their respective Affiliates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Sanctioned Country</I></B>&rdquo;
means, at any time, a country, region or territory which is itself the subject or target of any Sanctions (at the time of this Agreement,
Crimea, Cuba, Iran, North Korea and Syria).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Sanctioned Person</I></B>&rdquo;
means, at any time, (a) any Person listed in any Sanctions-related list of designated Persons maintained by OFAC, the U.S. Department
of State, the United Nations Security Council, the European Union, any European Union member state, Her Majesty&rsquo;s Treasury of the
United Kingdom or other relevant sanctions authority, (b) any Person operating, organized or resident in a Sanctioned Country, (c) any
Person owned or controlled by any such Person or Persons described in the foregoing clauses (a) or (b), or (d) any Person otherwise the
subject of any Sanctions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Sanctions</I></B>&rdquo;
means all economic or financial sanctions or trade embargoes imposed, administered or enforced from time to time by (a) the U.S. government,
including those administered by OFAC or the U.S. Department of State or (b) the United Nations Security Council, the European Union, any
European Union member state, Her Majesty&rsquo;s Treasury of the United Kingdom or other relevant sanctions authority.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Second Amendment</I></B>&rdquo;
means that certain Joinder Agreement, Consent and Second Amendment to Credit Agreement, by and among the Borrower, the Subsidiary Guarantors
party thereto, the Lenders party thereto, the Individual Guarantor party thereto, FlexShopper and Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Second Amendment
Closing Date</I></B>&rdquo; means the first date on which all of the conditions precedent in Sections 4.1 and 4.2 of the Second Amendment
are satisfied (or waived in accordance with <B>Section 10.01</B>).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Secured Parties</I></B>&rdquo;
shall have the meaning assigned to such term in the Security Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Security Agreement</I></B>&rdquo;
means the Security Agreement, dated as of the Closing Date, among the Borrower, the Subsidiaries of the Borrower listed on Schedule A
thereto, each Additional Grantor (as defined therein) from time to time party thereto, and the Administrative Agent, substantially in
the form of <B>Exhibit G</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Seller Creditor</I></B>&rdquo;
means Revolution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Seller Note</I></B>&rdquo;
means that certain Non-Negotiable Promissory Note, effective and dated October 11, 2022, 2022, by NewCo and payable to the order of the
Seller Creditor in the original principal sum of $5,000,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Seller Indebtedness</I></B>&rdquo;
means the unsecured Debt of NewCo owing to the Seller Creditor under the Seller Note. As of the Second Amendment Closing Date, the aggregate
outstanding principal amount of the Seller Indebtedness is $5,000,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Seller Subordination
Agreement</I></B>&rdquo; means the Subordination Agreement, dated as of the Second Amendment Closing Date, by and among NewCo, the Seller
Creditor and the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Solvent</I></B>&rdquo;
means, as to any Person at any time, that: (a) the fair value of the property of such Person on a going concern basis is greater than
the amount of such Person&rsquo;s liabilities (including contingent liabilities), as such value is established and such liabilities are
evaluated for purposes of Section 101(32) of the Bankruptcy Code and, in the alternative, for purposes of the Uniform Fraudulent Transfer
Act or any similar state statute applicable to the Borrower or any Subsidiary thereof; (b) the present fair salable value of the property
of such Person is not less than the amount that will be required to pay the probable liability of such Person on its debts as they become
absolute and matured; (c) such Person is able to realize upon its property and pay its debts and other liabilities (including contingent
liabilities) as they mature in the normal course of business; (d) such Person does not intend to, and does not believe that it will, incur
debts or liabilities beyond such Person&rsquo;s ability to pay as such debts and liabilities mature; and (e) such Person is not engaged
in business or a transaction, and is not about to engage in business or a transaction, for which such Person&rsquo;s property would constitute
unreasonably small capital.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Specified Action</I></B>&rdquo;
means any demand, action, request, claim, inquiry, investigation, interrogatories, requests for information or documents, subpoena, civil
or criminal investigative demand, other legal process, or litigation, arbitration or other similar proceedings with respect to Administrative
Agent and/or any other Indemnitee or in which Administrative Agent and/or any other any Indemnitee has been named a party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Specified Claims</I></B>&rdquo;
means any claim subject to indemnification by a Loan Party under <B>Section 10.04(b)</B> for which Administrative Agent has notified the
Borrower and which claim (a) constitutes a Specified Action and (b) has not been reduced to a monetary amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Specified Lender</I></B>&rdquo;
means, at any time, any Lender: (a) that has requested compensation under <B>Section 3.04</B> and has not rescinded such request within
five (5) Business Days of the making thereof; (b) to whom the Borrower must pay an additional amount (or on whose behalf the Borrower
must pay an additional amount to a Governmental Authority) pursuant to <B>Section 3.01</B>; and, in the case of clause (a) or (b), such
Lender has declined or is unable to designate a different lending office in accordance with <B>Section 3.06</B>; (c) [intentionally omitted];
or (d) that is a Lender that may, but does not, provide its consent to any matter as to which Required Lenders may give and have given
their consent pursuant to <B>Section 10.01</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Specified Materials</I></B>&rdquo;
means, collectively, all materials or information provided by or on behalf of the Borrower or any Subsidiary thereof, as well as documents
and other written materials relating to the Borrower, the Loan Parties or any of their respective Subsidiaries or Affiliates, or FlexShopper,
or any other materials or matters relating to the Loan Documents (including any amendments or waivers of the terms thereof or supplements
thereto).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Specified Subordinated
Agreements</I></B>&rdquo; means the Seller Subordination Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B><I>&ldquo;Specified Subordinated
Debt&rdquo; </I></B>means the Seller Indebtedness.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Specified Subordinated
Documents</I></B>&rdquo; means the Seller Note.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Subordination
Agreements</I></B>&rdquo; means, collectively, (a) each Specified Subordination Agreement, and (b) any other subordination or intercreditor
agreement entered into in connection with any other Permitted Subordinated Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Subsidiary</I></B>&rdquo;
of a Person means a corporation, partnership, joint venture, limited liability company or other business entity of which a majority of
the shares of securities or other interests having ordinary voting power for the election of directors or other governing body (other
than securities or interests having such power only by reason of the happening of a contingency) are at the time beneficially owned, or
the management of which is otherwise Controlled, directly, or indirectly through one or more intermediaries, or both, by such Person.
Unless otherwise specified, all references herein to a &ldquo;<B><I>Subsidiary</I></B>&rdquo; or to &ldquo;<B><I>Subsidiaries</I></B>&rdquo;
shall refer to a Subsidiary or Subsidiaries of the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Subsidiary Guarantor</I></B>&rdquo;
has the meaning ascribed thereto in <B>Section 10.14(a)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Subsidiary Guarantor
Subordinated Debt</I></B>&rdquo; has the meaning ascribed thereto in <B>Section 10.14(i)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Subsidiary Guarantor
Subordinated Debt Payments</I></B>&rdquo; has the meaning ascribed thereto in <B>Section 10.14(i)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Swap Contract</I></B>&rdquo;
means: (a) any and all rate swap transactions, basis swaps, credit derivative transactions, forward rate transactions, commodity swaps,
commodity options, forward commodity contracts, equity or equity index swaps or options, bond or bond price or bond index swaps or options
or forward bond or forward bond price or forward bond index transactions, interest rate options, forward foreign exchange transactions,
cap transactions, floor transactions, collar transactions, currency swap transactions, cross currency rate swap transactions, currency
options, spot contracts, or any other similar transactions or any combination of any of the foregoing (including any options to enter
into any of the foregoing), whether or not any such transaction is governed by or subject to any master agreement; and (b) any and all
transactions of any kind, and the related confirmations, that are subject to the terms and conditions of, or governed by, any form of
master agreement published by the International Swaps and Derivatives Association, Inc., any International Foreign Exchange Master Agreement,
or any other master agreement including any such obligations or liabilities under any such master agreement (in each case, together with
any related schedules).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Swap Termination
Value</I></B>&rdquo; means, in respect of any one or more Swap Contracts, after taking into account the effect of any legally enforceable
netting agreement relating to such Swap Contracts: (a) for any date on or after the date such Swap Contracts have been closed out and
termination value(s) determined in accordance therewith, such termination value(s); and (b) for any date prior to the date referenced
in clause (a) of this definition, the amount(s) determined as the mark to market value(s) for such Swap Contracts, as determined based
upon one or more mid-market or other readily available quotations provided by any recognized dealer in such Swap Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Synthetic Lease
Obligation</I></B>&rdquo; means the monetary obligation of a Person under either: (a) a so called synthetic, off balance sheet or tax
retention lease; or (b) an agreement for the use or possession of property creating obligations that do not appear on the balance sheet
of such Person but which, upon the insolvency or bankruptcy of such Person, would be characterized as the indebtedness of such Person
(without regard to accounting treatment).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Tangible Net
Worth</I></B>&rdquo; means as of any date of determination, (a) all amounts that would, in conformity with GAAP, be included on a consolidated
balance sheet of the Borrower and its Subsidiaries under total assets (excluding intangible assets on such date, including, without limitation,
goodwill, franchises, licenses, patents, trademarks, trade names, copyrights and service marks) on such date, less (b) all amounts that
would in conformity with GAAP, be included on a consolidated balance sheet of the Borrower and its Subsidiaries under total liabilities
on such date. For purposes of determining Tangible Net Worth, it is expressly understood and agreed that all amounts outstanding under
the Seller Note shall be considered to be capital investments made by the Seller Creditor and not treated as Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Taxes</I></B>&rdquo;
means all present or future taxes, levies, imposts, duties, deductions, withholdings, assessments, fees or other charges imposed by any
Governmental Authority, including any interest, additions to tax or penalties applicable thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Third Party Collateral
Pool</I></B>&rdquo; has the meaning ascribed to such term in <B>Section 10.19</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Third Party Financing</I></B>&rdquo;
has the meaning ascribed to such term in <B>Section 10.19</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Third Party Financing
SPV</I></B>&rdquo; has the meaning ascribed to such term in <B>Section 10.19</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Third Party Lender</I></B>&rdquo;
has the meaning ascribed to such term in <B>Section 10.19</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Threshold Amount</I></B>&rdquo;
means $400,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Title Loan</I></B>&rdquo;
means an unsecured Consumer Receivable in the form of a title loan which satisfies the applicable criteria set forth in the Program Summary
for a &ldquo;Title Loan&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Transactions</I></B>&rdquo;
means (i) the execution, delivery and performance by each Credit Party of each Loan Document to which it is a party, (ii) the borrowing
of the Loans, (iii) the use of the proceeds of the Loans and (iv) the consummation of the Main Street Acquisition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Underwriting
Guidelines</I></B>&rdquo; means the written &ldquo;[Brand] Underwriting Process - Overview&rdquo; and &ldquo;DE Underwriting Flow&rdquo;
chart of the Borrower and the other Loan Parties in place as of the Closing Date and attached hereto as <B>Exhibit 4</B>, as the same
may be amended, restated or replaced from time to time with the prior written consent of the Administrative Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Uniform Commercial
Code</I></B>&rdquo; means the Uniform Commercial Code as in effect from time to time in any applicable jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>United States</I></B>&rdquo;
and &ldquo;<B><I>U.S.</I></B>&rdquo; mean the United States of America.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Withholding Agent</I></B>&rdquo;
means any Loan Party or the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Withdrawal Liability</I></B>&rdquo;
means liability to a Multiemployer Plan as a result of a complete or partial withdrawal from such Multiemployer Plan, as such terms are
defined in Part I of Subtitle E of Title IV of ERISA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<B><I>Yield Maintenance
Fee</I></B>&rdquo; means, with respect to any voluntary repayment of Revolving Credit Loans prior to the Prepayment Lockout Date, an amount
equal to the total interest amount (calculated at the Interest Rate) that would have otherwise been earned on such Revolving Credit Loans
(or the portion thereof repaid), calculated from the date of repayment through the last business day of the Draw Period, in each case,
as determined as of the date of such prepayment. Administrative Agent&rsquo;s calculation of the Yield Maintenance Fee shall be conclusive
and binding for all purposes, absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 1.02 CERTAIN
RULES OF CONSTRUCTION.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>General
Rules</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   Unless
the context otherwise clearly requires, the meaning of a defined term is applicable equally to the singular and plural forms thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   The
words &ldquo;<B><I>hereof</I></B>,&rdquo; &ldquo;<B><I>herein</I></B>,&rdquo; &ldquo;<B><I>hereunder</I></B>&rdquo; and similar words
refer to this Agreement as a whole and not to any particular provision of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   The
word &ldquo;<B><I>documents</I></B>&rdquo; includes instruments, documents, agreements, certificates, indentures, notices and other writings,
however evidenced.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv)   The
words &ldquo;<B><I>include</I></B>&rdquo; and &ldquo;<B><I>including</I></B>&rdquo; are not limiting and the word &ldquo;or&rdquo; is
not exclusive.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(v)   In
the computation of periods of time from a specified date to a later specified date, the word &ldquo;<B><I>from</I></B>&rdquo; means &ldquo;<B><I>from
and including</I></B>&rdquo;; the words &ldquo;<B><I>to</I></B>&rdquo; and &ldquo;<B><I>until</I></B>&rdquo; each mean &ldquo;<B><I>to
but excluding</I></B>&rdquo; and the word &ldquo;<B><I>through</I></B>&rdquo; means &ldquo;<B><I>to and including</I></B>.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(vi)   Unless
the context otherwise clearly requires, the words &ldquo;<B><I>property</I></B>,&rdquo; &ldquo;<B><I>properties</I></B>,&rdquo; &ldquo;<B><I>asset</I></B>&rdquo;
and &ldquo;<B><I>assets</I></B>&rdquo; refer to both personal property (whether tangible or intangible) and real property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(vii)   Unless
the context otherwise clearly requires: (A) Article, Section, subsection, clause, Schedule and Exhibit references are to this Agreement;
(B) references to documents (including this Agreement) shall be deemed to include all subsequent amendments and other modifications thereto,
but only to the extent such amendments and other modifications are not prohibited by the terms of any Loan Document; (C) references to
any statute or regulation are to be construed as including all statutory and regulatory provisions consolidating, amending, replacing,
supplementing or interpreting the statute or regulation; and (D) references to any Person shall be deemed to include such Person&rsquo;s
successors and assigns.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Time
and Fiscal Year References</B>. Unless the context otherwise clearly requires: (i) all references herein to times of day shall be references
to Eastern time (daylight or standard, as applicable); and (ii) all references herein to &ldquo;<B><I>Fiscal Year</I></B>&rdquo; refer
to the Fiscal Year of the applicable Borrower, as context requires.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Captions</B>.
The captions and headings of this Agreement are for convenience of reference only and shall not affect the interpretation of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Cumulative
Nature of Certain Provisions</B>. This Agreement and the other Loan Documents may use several different limitations, tests or measurements
to regulate the same or similar matters. All such limitations, tests and measurements are cumulative and shall be performed in accordance
with their respective terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)   </FONT><B>No
Construction Against Any Party</B>. This Agreement and the other Loan Documents are the result of negotiations among, and have been reviewed
by counsel to, the Credit Parties, Administrative Agent and Lenders and are the products of all parties. Accordingly, they shall not be
construed against Administrative Agent or any Lender merely because of the involvement of any or all of the preceding Persons in their
preparation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f)   </FONT><B>GAAP</B>.
Unless the context otherwise clearly requires, all accounting terms not expressly defined herein shall be construed, and all financial
computations required under this Agreement shall be made, in accordance with GAAP. If at any time any change in GAAP would affect the
computation of any financial ratio or requirement set forth in any Loan Document, and either the Borrower or Required Lenders shall so
request, Administrative Agent, Lenders and the Borrower shall negotiate in good faith to amend such ratio or requirement to preserve the
original intent thereof in light of such change in GAAP (subject to the approval of Required Lenders); <I>provided</I> that, until so
amended: (i) such ratio or requirement shall continue to be computed in accordance with GAAP prior to such change therein; and (ii) the
Borrower shall provide to Administrative Agent and Lenders financial statements and other documents required under this Agreement or as
reasonably requested hereunder setting forth a reconciliation between calculations of such ratio or requirement made before and after
giving effect to such change in GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g)   </FONT><B>Rounding</B>.
Any financial ratios required to be maintained by the Loan Parties or any of them pursuant to the Loan Documents shall be calculated by
dividing the appropriate component by the other component, carrying the result to one place more than the number of places by which such
ratio is expressed herein and rounding the result up or down to the nearest number using the common &ndash; or symmetric arithmetic &ndash;
method of rounding (in other words, rounding up if there is no nearest number).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h)   </FONT><B>Computations
of Certain Financial Covenants</B>. For purposes of computing the financial covenants set forth in <B>Section 6.12</B> as of any date,
all components of such financial tests shall include or exclude, as the case may be, for the period consisting of the four Fiscal Periods
ending on such date all financial results (without duplication of amounts) attributable to any business or assets the subject of any Acquisition
or Disposition by the Borrower or any Subsidiary thereof effected during such period, as determined in good faith by the Borrower on a
pro forma basis for such period as if such Acquisition or Disposition had occurred (and any Debt incurred or repaid in connection therewith
had been incurred and repaid, as the case may be) on (in the case of any balance sheet item) the last day of such period or on (in the
case of any other item) the first day of such period (including cost savings reasonably projected by the Borrower that would have been
realized had such Acquisition occurred on such day and which inclusion when not otherwise permitted under GAAP has been approved by the
Administrative Agent).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i)   </FONT><B>Documents
Executed by Responsible Officers</B>. Any document delivered hereunder that is signed by a Responsible Officer of a Loan Party shall be
conclusively presumed to have been authorized by all necessary corporate or other organizational action on the part of such Loan Party
and such Responsible Officer shall be conclusively presumed to have acted on behalf of such Loan Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(j)   </FONT><B>Borrower
Actions</B>. Notwithstanding anything contained herein to the contrary, any discretionary action or consent of the Borrower required hereunder
may only be undertaken or given with the unilateral consent of NewCo.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 1.03 DIVISIONS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">For all purposes under the
Loan Documents, in connection with any division or plan of division under Delaware law (or any comparable event under a different jurisdiction&rsquo;s
laws): (a) if any asset, right, obligation or liability of any Person becomes the asset, right, obligation or liability of a different
Person, then it shall be deemed to have been transferred from the original Person to the subsequent Person; and (b) if any new Person
comes into existence, such new Person shall be deemed to have been organized and acquired on the first date of its existence by the holders
of its Equity Interests at such time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">ARTICLE 2<BR>
TERMS OF REVOLVING CREDIT LOANS</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.01 REVOLVING
CREDIT LOANS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Subject to the terms and conditions
set forth herein:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Revolving
Credit Loans</B>. Each Revolving Credit Lender severally agrees to make loans (each such loan, a &ldquo;<B><I>Revolving Credit Loan</I></B>&rdquo;)
to the Borrower, on the Closing Date and thereafter from time to time not more frequently than one (1) time per week on a Business Day
occurring during the Draw Period, in an aggregate outstanding principal amount not to exceed at any time such Lender&rsquo;s applicable
Revolving Credit Commitment, provided that, after giving effect to any Borrowing:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   the
aggregate outstanding principal balance of all Revolving Credit Loans shall not exceed the Aggregate Commitments;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   the
aggregate outstanding principal balance of all Revolving Credit Loans shall not exceed Revolving Credit Availability; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   the
aggregate outstanding principal balance of the Revolving Credit Loans of any Revolving Credit Lender shall not exceed such Lender&rsquo;s
Revolving Credit Commitment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Within the limits of each Revolving Credit Lender&rsquo;s
applicable Revolving Credit Commitment, and subject to the other terms and conditions hereof, the Borrower may borrow under this <B>Section
2.01,</B> prepay under <B>Section 2.05</B> and reborrow under this <B>Section 2.01</B>. For the avoidance of doubt, no Lender will make
a Revolving Credit Loan to the Borrower following the occurrence and during the continuance of an Event of Default, a Cease Funding Event,
a Backup Servicing Trigger Event, the Revolving Credit Termination Date or after the end of the Draw Period, unless such Lender agrees
to advance such Revolving Credit Loans in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Extension
of Draw Period</B>. In the event that the Outstanding Legal Balance of all Revolving Credit Loans equals or exceeds 80% of the Borrowing
Base at such time, then the Borrower may, by written request to the Administrative Agent delivered no later than six (6) months prior
to the end of the date set forth in clause (a) of the definition of &ldquo;Draw Period&rdquo; set forth in <B>Section 1.01</B>, request
that the Lenders extend the date set forth in clause (a) of the definition of &ldquo;Draw Period&rdquo; set forth in <B>Section&nbsp;1.01</B>
by an additional one (1) year period; provided, however, that such extension request may be granted or rejected by the Lenders within
thirty (30) days of their receipt of such request in the Lenders&rsquo; sole and absolute discretion. If Lenders have not consented to
an extension at the expiration of such 30-day period, then Lenders shall be deemed to have declined the Borrower&rsquo;s request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Increase
of Revolving Credit Availability</B>. In the event that the Outstanding Legal Balance of all Revolving Credit Loans equals or exceeds
85% of Revolving Credit Availability at such time, the Borrower may, by written request to the Administrative Agent delivered no earlier
than six (6) months prior to the end of the Draw Period, request that the Lenders consider whether to increase Revolving Credit Availability;
<I>provided</I>, <I>however</I>, further that such request may be granted or rejected by the Lenders in whole or in part within thirty
(30) days of their receipt of such request in the exercise of the Lenders&rsquo; sole and absolute discretion. If Lenders have not consented
to an increase at the expiration of such 30-day period, then Lenders shall be deemed to have declined the Borrower&rsquo;s request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Revolving
Credit Loans Generally</B>. Each Revolving Credit Loan shall be made by each Lender in accordance with its respective applicable Revolving
Credit Commitment, <I>provided</I>, <I>however</I>, that the failure of any Lender to make any Revolving Credit Loan shall not in itself
relieve any other Lender of its obligation to lend hereunder (it being understood, however, that no Lender shall be responsible for the
failure of any other Lender to make any Revolving Credit Loan required to be made by such other Lender).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.02 PROCEDURES
FOR BORROWING.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Notices
of Borrowing</B>. Each Borrowing shall be made upon NewCo&rsquo;s irrevocable notice to Administrative Agent issued not more frequently
than one (1) time per week, which may, subject to the provisions of <B>Section 10.02(b)</B> and <B>Section 10.02(d)</B>, be given by approved
electronic communication. Each such notice must be received by Administrative Agent not later than on a Wednesday (and Business Day) by
11:00 a.m. prior to the requested Friday date (and a Business Day) of any Borrowing. Notwithstanding anything to the contrary contained
herein, but subject to the provisions of <B>Section 10.02(b)</B> and <B>Section 10.02(d)</B>, any electronic communication by the Borrower
pursuant to this <B>Section 2.02(a)</B> may be given by an individual who has been authorized in writing to do so by an appropriate Responsible
Officers of NewCo. Each such electronic communication must be confirmed promptly by delivery to Administrative Agent of a written Notice
of Borrowing, appropriately completed and signed by an appropriate Responsible Officers of NewCo.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Amount
of Borrowing</B>. Each Borrowing shall be in a principal amount of $250,000.00 or a whole multiple of $250,000.00 in excess thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Notices
of Borrowing Generally</B>. Each Notice of Borrowing shall be delivered on a Wednesday (and a Business Day), in the form of <B>Exhibit
D</B>, and shall specify with respect to the requested Borrowing: (i) the requested date of such Borrowing, which shall be a Friday (and
a Business Day); and (ii) the principal amount of the Revolving Credit Loans to be borrowed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Procedures
Concerning the Making of Loans</B>. Following receipt of a Notice of Borrowing in the form of <B>Exhibit D</B> by 11:00 a.m. on a Wednesday
(and Business Day) in accordance with <B>Section 2.02(a)</B>, Administrative Agent shall promptly notify each applicable Lender of the
amount of its Applicable Percentage Share of the requested Borrowings. Each Lender shall make the amount of its applicable Loan available
to Administrative Agent in immediately available funds at Administrative Agent&rsquo;s Office. on Friday (and a Business Day) of that
week as specified in the applicable Notice of Borrowing. Upon satisfaction of the applicable conditions set forth in <B>Section 4.02</B>
(and, if such Borrowing is the initial Borrowing, <B>Section 4.01</B>), Administrative Agent shall make all funds so received available
to NewCo in like funds such Friday as received by Administrative Agent by wire transfer of such funds, in each case in accordance with
instructions provided to (and reasonably acceptable to) Administrative Agent by NewCo.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.03 [INTENTIONALLY
OMITTED].</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.04 [INTENTIONALLY
OMITTED].</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.05 COLLATERAL
SHORTFALL; PAYMENTS AND PREPAYMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Collateral
Shortfall</B>. If as of any Wednesday (or the next Business Day if such Wednesday is not a Business Day) following the Closing Date, the
result of the calculation derived pursuant to clause (b) of the definition of Revolving Credit Availability set forth in this Agreement
is a negative number (the &ldquo;<B><I>Collateral Shortfall</I></B>&rdquo;), then on the next Remittance/Funding Date, the Borrower shall
(i) deposit or cause to be deposited Cash into an Eligible Deposit Account, (ii) cause additional Eligible Consumer Receivables that were
not previously included in the Borrowing Base to be added as Collateral and/or (iii) repay a principal amount of the Revolving Credit
Loans, in an amount necessary to eliminate the Collateral Shortfall, without the necessity of any notice or demand; provided, however
that such Consumer Receivables being added to the Borrowing Base, or portions thereof, have not otherwise deemed ineligible by the Administrative
Agent in the exercise of its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Voluntary
Prepayments</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   The
Borrower may not voluntarily prepay Revolving Credit Loans in whole or in part prior to the Prepayment Lockout Date other than (x) on
the Second Amendment Closing Date, a one-time prepayment in an amount not to exceed $1,500,000 made with amounts available from the Borrower&rsquo;s
current cash on hand, and (y) on any Remittance/Funding Date, with amounts available from Collections permitted to be released to the
Borrower in strict compliance with the Flow of Funds and <B>Section 6.13</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   Following
the Prepayment Lockout Date, upon notice to Administrative Agent, at any time or from time to time, the Borrower may voluntarily prepay
Revolving Credit Loans in whole or in part; <I>provided</I> that: (A) such notice must be received by Administrative Agent not later than
11:00 a.m. (3) three Business Days prior to any date of prepayment of Revolving Credit Loans; and (B) any prepayment of any Revolving
Credit Loans shall be in a principal amount of $1,000,000.00 or a whole multiple of $500,000.00 in excess thereof, or, if less, the entire
principal amount thereof then outstanding. Each such notice shall specify the date and amount of such prepayment. Administrative Agent
will promptly notify each Revolving Credit Lender of its receipt of each such notice and of the amount of such Lender&rsquo;s Revolving
Credit Percentage Share thereof. If the Borrower gives such notice, then the Borrower&rsquo;s prepayment obligation shall be irrevocable,
and the Borrower shall make such prepayment and the payment amount specified in such notice shall be due and payable on the date specified
therein. Any prepayment of a Revolving Credit Loan shall be accompanied by all accrued interest on the amount prepaid, together with any
additional amounts required pursuant to <B>Section 3.05</B>. Each such prepayment shall be applied to the Revolving Credit Loans of the
Revolving Credit Lenders in accordance with their respective Revolving Credit Percentage Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Mandatory
Prepayments During Amortization Period</B>. On each Remittance/Funding Date during the Amortization Period, the Borrower shall make a
principal payment on the Outstanding Legal Balance to the Administrative Agent, for the benefit of the Administrative Agent and the Lenders,
in an amount equal to the greater of (i) the decrease in the amount of the Eligible Principal Balance of all Eligible Consumer Receivables
calculated from the prior Remittance/Funding Date and (ii) the minimum cumulative principal payment amount, if any, which is necessary
to reduce the Outstanding Legal Balance to the Amortization Period MPA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.06 TERMINATION
OR REDUCTION OF AGGREGATE COMMITMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Voluntary
Reductions; Termination</B>. The Borrower may, upon notice to Administrative Agent, terminate the Aggregate Commitments, or from time
to time permanently reduce the Aggregate Commitments in part; <I>provided</I> that: (a) any such notice shall be irrevocable and received
by Administrative Agent not later than 11:00 a.m. three (3) Business Days prior to the date of termination or reduction; (b) any such
partial reduction shall be in an aggregate amount of $1,000,000.00 or any whole multiple of $1,000,000.00 in excess thereof; (c) the Borrower
shall not terminate or reduce the Aggregate Commitments if, after giving effect thereto and to any concurrent prepayments hereunder, the
Outstanding Legal Balance would exceed the lesser of (x) Aggregate Commitments or (y) the sum of the Borrowing and 100% of Cash on deposit
in each Eligible Deposit Account; and (d) Revolution shall not be permitted to terminate or reduce the Aggregate Commitments without the
prior consent of NewCo. Administrative Agent will promptly notify Lenders of any such notice of termination or reduction of the Aggregate
Commitments. Any reduction of the Aggregate Commitments shall be applied to the commitment of each Revolving Credit Lender according to
its Revolving Credit Percentage Share thereof. Upon and to the extent of any such termination of commitments, the Borrower shall pay the
Yield Maintenance Fee set forth in <B>Section 2.09</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>[Intentionally
Omitted].</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.07 FINAL
REPAYMENT</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">All Obligations, including,
without limitation, the aggregate Outstanding Legal Balance of all Revolving Credit Loans shall be due and payable in full, if not earlier
in accordance with this Agreement, on the Maturity Date, and the Borrower hereby unconditionally promises to pay to the Administrative
Agent for the account of the applicable Secured Parties all such Obligations on the Maturity Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.08 INTEREST.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Interest
Generally</B>. Subject to the provisions of <B>Section 2.08(b)</B>, the Outstanding Legal Balance of all Revolving Credit Loans shall
bear interest at a rate per annum at all times equal to 13.42% from the date of disbursement through the date of repayment in accordance
with the terms of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Default
Rate</B>. Immediately upon the occurrence of an Event of Default (other than an Event of Default under <B>Section 8.01(f)</B> or <B>8.01(g)</B>),
at the election of the Administrative Agent, in its sole discretion, the Outstanding Legal Balance of all Revolving Credit Loans shall
bear interest at a fluctuating interest rate per annum at all times equal to the Default Rate; provided, however, that if an Event of
Default under <B>Section 8.01(f)</B> or <B>8.01(g)</B> occurs, then the Outstanding Legal Balance of all Revolving Credit Loans shall
immediately bear interest at a fluctuating interest rate per annum at all times equal to the Default Rate without further action on the
part of the Administrative Agent. Accrued and unpaid interest on past due amounts (including interest on past due interest) shall be due
and payable upon demand.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Payment
Dates; Accrual of Interest</B>. Interest on each Loan shall be due and payable in arrears on each Remittance/Funding Date, on the Maturity
Date and at such other times as may be specified herein, and the Borrower unconditionally promises to pay to Administrative Agent for
the account of the applicable Lenders such Interest on such dates and at such other times. Interest hereunder shall be due and payable
in accordance with the terms hereof both before and after judgment, and both before and after the commencement of any proceeding under
any Bankruptcy Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.09 YIELD
MAINTENANCE FEE; BACKUP SERVICING FEES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In addition to any other fees
payable pursuant to this Agreement or the other Loan Documents, (a) if all or any portion of the Outstanding Legal Balance of the Revolving
Credit Loans is repaid prior to the Prepayment Lockout Date (other than pursuant to <B>Section 2.05(a)</B>, <B>2.05(b)(i)</B>, or <B>Section
2.05(c)</B>, then such repayment shall be accompanied by the Yield Maintenance Fee; (b) and (c) the Borrower shall pay all fees payable
to any Backup Servicing Agent in accordance with <B>Section&nbsp;6.10(c)</B> on each Remittance/Funding Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.10 COMPUTATIONS
OF INTEREST AND FEES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">All computations of interest
and fees hereunder shall be made on the basis of a year of 360 days and actual days elapsed. Interest shall accrue on each Revolving Credit
Loan for the day on which the Revolving Credit Loan is made, and shall not accrue on a Revolving Credit Loan, or any portion thereof,
for the day on which the Revolving Credit Loan or such portion is paid, <I>provided</I> that any Revolving Credit Loan that is repaid
on the same day on which it is made shall, subject to <B>Section 2.12(a)</B>, bear interest for one day. Each determination by Administrative
Agent of an interest rate or fee hereunder shall be conclusive and binding for all purposes, absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.11 EVIDENCE
OF DEBT.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Evidence
of Payments</B>. The Revolving Credit Loans made by each Lender shall be evidenced by one or more accounts or records maintained by such
Lender and by Administrative Agent in the ordinary course of business. The accounts or records maintained by Administrative Agent and
each Lender shall be conclusive absent manifest error of the amount of the Revolving Credit Loans made by Lenders to the Borrower and
the interest and payments thereon. Any failure to so record or any error in doing so shall not, however, limit or otherwise affect the
obligation of the Borrower hereunder to pay any amount owing with respect to the Obligations. If any conflict exists between the accounts
and records maintained by any Lender and the accounts and records of Administrative Agent in respect of such matters, the accounts and
records of Administrative Agent shall control in the absence of manifest error. The Revolving Credit Loans shall further be evidenced
by the Notes, which shall evidence the Loans in addition to such accounts or records. Each Lender may attach schedules to its respective
Note and endorse thereon the date, amount and maturity of its Revolving Credit Loans and payments with respect thereto. In the event of
the mutilation, destruction, loss or theft of any Notes, the Borrower shall, upon the written request of the holder of such Notes, and
in any event within three (3) Business Days of any such request, execute and deliver to such Lender new replacement Notes in the same
form and original principal balance amount and original date as the Notes so mutilated, destroyed, lost or stolen, and such replaced Notes
shall then be deemed no longer outstanding hereunder. If the Notes being replaced have been mutilated, they shall be surrendered to the
Borrower after the applicable Lender&rsquo;s receipt of the replacement Notes and if such replaced Notes have been destroyed, lost or
stolen, such holder shall furnish the Borrower with an indemnity in writing reasonably acceptable such Lender to save them harmless in
respect of such replaced Note.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Administrative
Agent&rsquo;s Records Control</B>. If any conflict exists between the accounts and records maintained by Administrative Agent and the
accounts and records of any Lender in respect of such matters, the accounts and records of Administrative Agent shall control in the absence
of manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.12 PAYMENTS
GENERALLY; RIGHT OF ADMINISTRATIVE AGENT TO MAKE DEDUCTIONS AUTOMATICALLY.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Payments
Generally</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   All
payments to be made by the Borrower shall be made without condition or deduction for any counterclaim, defense, recoupment or setoff.
Except as otherwise expressly provided herein, all payments by the Borrower hereunder shall be made to Administrative Agent, for the account
of the respective Lenders to which such payment is owed, at the Administrative Agent&rsquo;s Office in Dollars and in immediately available
funds not later than 2:00 p.m. on the date specified herein. Administrative Agent will promptly distribute to each Lender its applicable
Percentage Share (or other applicable share as provided herein) of such payment in like funds as received by wire transfer to such Lender&rsquo;s
Lending Office. All payments received by Administrative Agent after 2:00 p.m. shall be deemed received on the next succeeding Business
Day and any applicable interest or fee shall continue to accrue. If any payment to be made by the Borrower shall come due on a day other
than a Business Day, payment shall be made on the next following Business Day, and such extension of time shall be reflected in computing
interest or fees, as the case may be.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   The
Borrower hereby authorizes Administrative Agent: (A) to deduct automatically all principal, interest or fees when due hereunder or under
any Note from any account of the Borrower maintained with Administrative Agent; and (B) if and to the extent any payment of principal,
interest or fees under this Agreement or any Note is not made when due to deduct any such amount from any or all of the accounts of the
Borrower maintained at or controlled by Administrative Agent, as the case may be. Administrative Agent agrees to provide written notice
to the Borrower of any automatic deduction made pursuant to this <B>Section 2.12(a)(ii)</B> showing in reasonable detail the amounts of
such deduction. Each Lender agrees to reimburse the Borrower based on its applicable Percentage Share for any amounts deducted from such
accounts in excess of amount due hereunder and under any other Loan Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Fundings
by Lenders, Payments by the Borrower and Presumptions by Administrative Agent</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   Unless
Administrative Agent shall have received notice from a Lender prior to the proposed date of any Borrowing that such Lender will not make
available to Administrative Agent such Lender&rsquo;s share of such Borrowing, Administrative Agent may assume that such Lender has made
such share available on such date in accordance with <B>Section 2.02</B> and may, in reliance upon such assumption, make available to
the Borrower a corresponding amount. In such event, if a Lender has not in fact made its share of the applicable Borrowing available to
Administrative Agent, then the applicable Lender, on the one hand, and the Borrower, on the other hand, each severally agrees to pay to
Administrative Agent forthwith on demand such corresponding amount in immediately available funds with interest thereon, for each day
from the date such amount is made available to the Borrower to the date of payment to Administrative Agent, at: (A) in the case of a payment
to be made by such Lender, the greater of the Federal Funds Rate and a rate determined by Administrative Agent in accordance with banking
industry rules on interbank compensation, plus any administrative, processing or similar fees customarily charged by Administrative Agent
in connection with the foregoing; and (B) in the case of a payment to be made by the Borrower, the interest rate applicable to Revolving
Credit Loans. If the Borrower and such Lender shall pay such interest to Administrative Agent for the same or an overlapping period, Administrative
Agent shall promptly remit to the Borrower the amount of such interest paid by the Borrower for such period. If such Lender pays its share
of the applicable Borrowing to Administrative Agent, then the amount so paid shall constitute such Lender&rsquo;s Revolving Credit Loan
included in such Borrowing. Any payment by the Borrower shall be without prejudice to any claim the Borrower may have against a Lender
that shall have failed to make such payment to Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   Unless
Administrative Agent shall have received notice from the Borrower prior to the date on which any payment is due hereunder to Administrative
Agent for the account of Lenders that the Borrower will not make such payment, Administrative Agent may assume that the Borrower has made
such payment on such date in accordance herewith and may, in reliance upon such assumption, distribute to Lenders the amount due. In such
event, if the Borrower has not in fact made such payment, then Lenders each severally agrees to repay to Administrative Agent forthwith
on demand the amount so distributed to such Lenders in immediately available funds with interest thereon, for each day from the date such
amount is distributed to it to the date of payment to Administrative Agent, at the greater of the Federal Funds Rate and a rate determined
by Administrative Agent in accordance with banking industry rules on interbank compensation. A&nbsp;notice of Administrative Agent to
any Lender or the Borrower with respect to any amount owing under this subsection (b) shall be conclusive, absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Failure
to Satisfy Conditions Precedent</B>. If any Lender makes available to Administrative Agent funds for any Revolving Credit Loan to be made
by such Lender as provided in the foregoing provisions of this <B>Article II</B>, and such funds are not made available to the Borrower
by Administrative Agent because the conditions to the applicable Borrowing set forth in <B>Article IV</B> are not satisfied or waived
in accordance with the terms hereof, Administrative Agent shall return such funds (in like funds as received from such Lender) to such
Lender, without interest.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Obligations
of Lenders Several</B>. The obligations of Lenders hereunder to make Revolving Credit Loans and to make payments under <B>Section 10.04(c)</B>
are several and not joint. The failure of any Lender to make any Revolving Credit Loan, to fund any such participation or to make any
payment under <B>Section 10.04(c)</B> on any date required hereunder shall not relieve any other Lender of its corresponding obligation
to do so on such date, and no Lender shall be responsible for the failure of any other Lender to so make its Revolving Credit Loan, purchase
its participation or to make its payment under <B>Section 10.04(c)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)   </FONT><B>Funding
Sources</B>. Nothing herein shall be deemed to obligate any Lender to obtain the funds for any Revolving Credit Loan in any particular
place or manner or to constitute a representation by any Lender that it has obtained or will obtain the funds for any Revolving Credit
Loan in any particular place or manner.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.13 SHARING
OF PAYMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If any Lender shall, by exercising
any right of setoff or counterclaim or otherwise, obtain payment in respect of any principal of or interest on any of the Revolving Credit
Loans made by it, resulting in such Lender receiving payment of a proportion of the aggregate amount of such Revolving Credit Loans or
accrued interest thereon greater than its Percentage Share (or other applicable share as provided herein) thereof as provided herein,
then the Lender receiving such greater proportion shall: (a) notify Administrative Agent of such fact; and (b) purchase (for cash at face
value) participations in the Revolving Credit Loans of the other Lenders, or make such other adjustments as shall be equitable, so that
the benefit of all such payments shall be shared by Lenders ratably in accordance with the aggregate amount of principal of and accrued
interest on their respective Revolving Credit Loans and other amounts owing them; provided that: (i) if any such participations or subparticipations
are purchased and all or any portion of the payment giving rise thereto is recovered, such participations or subparticipations shall be
rescinded and the purchase price restored to the extent of such recovery, without interest; and (ii) the provisions of this <B>Section&nbsp;2.13</B>
shall not be construed to apply to: (A) any payment made by the Borrower pursuant to and in accordance with the express terms of this
Agreement; or (B) any payment obtained by a Lender as consideration for the assignment of or sale of a participation in any of its Revolving
Credit Loans to any assignee or participant, other than to the Borrower or any Subsidiary thereof (as to which the provisions of this
<B>Section 2.13</B> shall apply).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Loan Party consents to
the foregoing and agrees, to the extent it may effectively do so under applicable Law, that any Lender acquiring a participation pursuant
to the foregoing arrangements may exercise against such Loan Party rights of setoff and counterclaim with respect to such participation
as fully as if such Lender were a direct creditor of such Loan Party in the amount of such participation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.14 [INTENTIONALLY
OMITTED].</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.15 SECURITY
FOR THE OBLIGATIONS; SERVICE PROVIDERS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Except as otherwise specifically
provided in any Loan Document, all Obligations shall be secured pursuant to the terms of the Collateral Documents. All cash collateral
required to secure the Obligations (or any portion thereof) shall be maintained in accordance with <B>Section 6.13</B>, and be subject
to the perfected, first priority security interest of the Administrative Agent, for the benefit of the Administrative Agent and the other
Secured Parties. The Borrower shall and shall cause each of its Subsidiaries to use commercially reasonable efforts to cause each Processor
to acknowledge the perfected, first priority security interest of the Administrative Agent, for the benefit of the Administrative Agent
and the Lenders, in and to all Collections of the Borrower or such Subsidiary, as the case may be, and also in and to all Contractual
Obligations between the Borrower or such Subsidiary on the one hand, and the Processor, on the other hand, and, if requested by the Administrative
Agent, shall also use commercially reasonable efforts to cause each Processor to promptly execute a collateral assignment of rights with
respect to such Contractual Obligations, in form and substance satisfactory to the Administrative Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 2.16 DEFAULTING
LENDERS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding any provision
of this Agreement to the contrary, if any Lender becomes a Defaulting Lender, then the following provisions shall apply for so long as
such Lender is a Defaulting Lender:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT>such
Defaulting Lender shall not be entitled to receive any portion of the Yield Maintenance Fee, if any, payable pursuant to <B>Section 2.09</B>;
and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT>In
the event that the Administrative Agent and the Borrower agree that a Defaulting Lender has adequately remedied all matters that caused
such Lender to be a Defaulting Lender, then on such date such Lender shall purchase at par such of the Revolving Credit Loans of the other
Revolving Credit Lenders as the Administrative Agent shall determine may be necessary in order for such Lender to hold such Revolving
Credit Loans in accordance with its Revolving Credit Percentage Share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">ARTICLE 3<BR>
TAXES, YIELD PROTECTION AND ILLEGALITY</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 3.01 TAXES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Payments
Free of Taxes</B>. Any and all payments by any Loan Party to or on account of any obligation of any Loan Party hereunder or under any
other Loan Document shall be made free and clear of and without reduction or withholding for any Taxes, <I>provided</I> that, if any Withholding
Agent shall be required by any applicable Law to deduct any Taxes from such payments, then: (i) if such Tax is an Indemnified Tax, the
sum payable by the applicable Loan Party shall be increased as necessary so that after making all required deductions (including deductions
applicable to additional sums payable under this <B>Section 3.01</B>), Administrative Agent or Lender, as the case may be, receives an
amount equal to the sum it would have received had no such deductions been made; (ii) the applicable Withholding Agent shall make such
deductions; and (iii) the applicable Withholding Agent shall timely pay the full amount deducted to the relevant Governmental Authority
in accordance with applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Payment
of Other Taxes by the Borrower</B>. Without limiting the provisions of <B>Section&nbsp;3.01(a)</B>, the Borrower shall timely pay any
Other Taxes to the relevant Governmental Authority in accordance with applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Indemnification
by the Borrower</B>. The Loan Parties shall indemnify Administrative Agent and each Lender, within ten days after written demand therefor,
for the full amount of any Indemnified Taxes or Other Taxes (including Taxes imposed or asserted on or attributable to amounts payable
under this <B>Section 3.01</B>) paid by Administrative Agent or Lenders, as the case may be, and any penalties, interest and reasonable
expenses arising therefrom or with respect thereto, whether or not such Indemnified Taxes or Other Taxes were correctly or legally imposed
or asserted by the relevant Governmental Authority. A certificate as to the amount of such payment or liability delivered to the Borrower
by any Lender (with a copy to Administrative Agent), or by Administrative Agent on its own behalf or on behalf of a Lender, shall be conclusive
absent manifest error.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Indemnification
by the Lenders</B>. Each Lender shall jointly and severally indemnify the Administrative Agent, within 10 days after demand therefor,
for (i) any Indemnified Taxes attributable to such Lender (but only to the extent that any Loan Party has not already indemnified the
Administrative Agent for such Indemnified Taxes and without limiting the obligation of the Loan Parties to do so), (ii) any Taxes attributable
to such Lender&rsquo;s failure to comply with the provisions of <B>Section 10.6(c)</B> relating to the maintenance of a Register and (iii)
any Excluded Taxes attributable to such Lender, in each case, that are payable or paid by the Administrative Agent in connection with
any Loan Document, and any reasonable expenses arising therefrom or with respect thereto, whether or not such Taxes were correctly or
legally imposed or asserted by the relevant Governmental Authority. A certificate as to the amount of such payment or liability delivered
to any Lender by the Administrative Agent shall be conclusive absent manifest error. Each Lender hereby authorizes the Administrative
Agent to set off and apply any and all amounts at any time owing to such Lender under any Loan Document or otherwise payable by the Administrative
Agent to the Lender from any other source against any amount due to the Administrative Agent under this paragraph (d).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)   </FONT><B>Evidence
of Payments</B>. If requested in writing by Administrative Agent, any Loan Party shall deliver to Administrative Agent, as soon as practicable
after any payment of Taxes under this <B>Section&nbsp;3.01</B> by any Loan Party to a Governmental Authority, the original or a certified
copy of a receipt issued by such Governmental Authority evidencing such payment, a copy of the return reporting such payment or other
evidence of such payment reasonably satisfactory to Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f)   </FONT><B>Foreign
Lenders</B>. Each Foreign Lender shall submit to the Borrower and Administrative Agent on or before the date such financial institution
becomes a party hereto, two duly signed completed copies of either IRS Form W 8BEN or IRS Form W-8BEN-E, as applicable, or any successor
thereto (relating to such Person and entitling it to an exemption from, or reduction of, withholding tax on all payments to be made to
such Person by the Borrower pursuant to this Agreement) or IRS Form W 8ECI or any successor thereto (relating to all payments to be made
to such Person by the Borrower pursuant to this Agreement) or such other evidence satisfactory to the Borrower and Administrative Agent
that such Person is entitled to an exemption from, or reduction of, United States withholding tax. Thereafter and from time to time upon
reasonable request of the Borrower or the Administrative Agent, each such Person shall: (i) promptly submit to Administrative Agent and
the Borrower such additional duly completed and signed copies of one of such forms (or such successor forms as shall be adopted from time
to time by the relevant United States taxing authorities) as may then be available under then current United States Laws and regulations
to avoid, or such evidence as is satisfactory to the Borrower and Administrative Agent of any available exemption from or reduction of,
United States withholding taxes in respect of all payments to be made to such Person by the Borrower or Administrative Agent pursuant
to this Agreement; and (ii) promptly notify Administrative Agent and the Borrower of any change in circumstances that would modify or
render invalid any claimed exemption or reduction. If such Person fails to deliver the forms referred to in this subsection or other documentation,
then Administrative Agent may withhold from any interest payment to such Person an amount equivalent to the applicable withholding tax
imposed by Sections 1441 and 1442 of the Code, without reduction. If any Governmental Authority asserts that Administrative Agent did
not properly withhold any tax or other amount from payments made in respect of such Person, such Person shall indemnify Administrative
Agent therefor, including all penalties and interest, any taxes imposed by any jurisdiction on the amounts payable to Administrative Agent
under this <B>Section 3.01</B>, and costs and expenses (including reasonable attorneys&rsquo; fees) of Administrative Agent. The obligation
of Lenders under this <B>Section 3.01</B> shall survive the termination of the Aggregate Commitments, repayment of all Obligations and
the resignation or replacement of Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g)   </FONT><B>Treatment
of Certain Refunds</B>. If Administrative Agent or any Lender receives a refund of any Taxes or Other Taxes as to which it has been indemnified
by the Borrower or with respect to which the Borrower has paid additional amounts pursuant to this <B>Section 3.01</B>, it shall pay to
the Borrower an amount equal to such refund (but only to the extent of indemnity payments made, or additional amounts paid, by the Borrower
under this <B>Section 3.01</B> with respect to the Taxes or Other Taxes giving rise to such refund), net of all out of pocket expenses
(including Taxes) of Administrative Agent or such Lender, as the case may be, and without interest (other than any interest paid by the
relevant Governmental Authority with respect to such refund); <I>provided</I> that the Borrower , upon the request of Administrative Agent
or such Lender, as applicable, agrees to repay the amount paid over to the Borrower (plus any penalties, interest or other charges imposed
by the relevant Governmental Authority) to Administrative Agent or such Lender, as applicable, in the event Administrative Agent or such
Lender, as applicable is required to repay such refund to such Governmental Authority. Notwithstanding anything to the contrary in this
paragraph (g), in no event will the Administrative Agent or Lender be required to pay any amount to the Borrower or other Loan Party pursuant
to this paragraph (g) the payment of which would place the Administrative Agent or Lender (as applicable) in a less favorable net after-Tax
position than such party would have been in if the Tax subject to indemnification and giving rise to such refund had not been deducted,
withheld or otherwise imposed and the indemnification payments or additional amounts with respect to such Tax had never been paid This
subsection (g) shall not be construed to require Administrative Agent or any Lender to make available its tax returns (or any other information
relating to its taxes that it deems confidential) to the Borrower or any other Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 3.02 ILLEGALITY.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">[Intentionally Omitted].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 3.03 INABILITY
TO DETERMINE RATES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">[Intentionally Omitted].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 3.04 INCREASED
COSTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Increased
Costs Generally</B>. If any Change in Law shall:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   impose,
modify or deem applicable any reserve, special deposit, compulsory loan, insurance charge or similar requirement against assets of, deposits
with or for the account of, or credit extended or participated in by, any Lender;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   subject
any Lender to any tax of any kind whatsoever with respect to this Agreement, or change the basis of taxation of payments to such Lender
in respect thereof (except for Indemnified Taxes or Other Taxes covered by <B>Section 3.01</B> and the imposition of, or any change in
the rate of, any Excluded Tax payable by such Lender); or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   impose
on any Lender any other condition, cost or expense affecting this Agreement or Loans made by such Lender or participation therein;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">and the result of any of the foregoing shall be
to increase the cost to such Lender, or to reduce the amount of any sum received or receivable by such Lender hereunder (whether of principal,
interest or any other amount), then, upon request of such applicable Lender, the Borrower will pay to such Lender such additional amount
or amounts as will compensate such Lender for such additional costs incurred or reduction suffered.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Capital
Requirements</B>. If any Lender determines that any Change in Law affecting such Lender or the Lending Office of such Lender or such Lender&rsquo;s
holding company, if any, regarding capital requirements has or would have the effect of reducing the rate of return on such Lender&rsquo;s
capital or on the capital of such Lender&rsquo;s holding company, if any, as a consequence of this Agreement, the Commitments of such
Lender or the Revolving Credit Loans made by such Lender, to a level below that which such Lender or such Lender&rsquo;s holding company
could have achieved but for such Change in Law (taking into consideration such Lender&rsquo;s policies and the policies of such Lender&rsquo;s
holding company with respect to capital adequacy), then from time to time the Borrower will pay to such Lender such additional amount
or amounts as will compensate such Lender or such Lender&rsquo;s holding company for any such reduction suffered; provided, that the applicable
Lender, the Administrative Agent and the Borrower each agree to negotiate in good faith to address such additional amount(s).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Certificates
for Reimbursement</B>. A certificate of a Lender or setting forth the amount or amounts necessary to compensate such Lender or its holding
company, as the case may be, as specified in subsection (a) or (b) of this <B>Section 3.04</B>, as well as the basis for determining such
amount or amounts, and delivered to the Borrower shall be conclusive absent manifest error. The Borrower shall pay such Lender the amount
shown as due on any such certificate within ten (10) days after receipt thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Delay
in Requests</B>. Failure or delay on the part of any Lender to demand compensation pursuant to the foregoing provisions of this <B>Section
3.04</B> shall not constitute a waiver of such Lender&rsquo;s right to demand such compensation, <I>provided</I> that the Borrower shall
not be required to compensate a Lender pursuant to the foregoing provisions of this <B>Section 3.04</B> for any increased costs incurred
or reductions suffered more than nine (9) months prior to the date that such Lender notifies the Borrower of the Change in Law giving
rise to such increased costs or reductions and of such Lender&rsquo;s intention to claim compensation therefor (except that, if the Change
in Law giving rise to such increased costs or reductions is retroactive, then the nine (9) month period referred to in this subsection
(d) shall be extended to include the period of retroactive effect thereof).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 3.05 COMPENSATION
FOR LOSSES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Upon demand of any Lender
(with a copy to Administrative Agent) from time to time, the Borrower shall promptly compensate such Lender for and hold such Lender harmless
from any loss, cost or expense incurred by it as a result of: (a) any payment or prepayment of any Loan on a day other than the applicable
Remittance/Funding Date (whether voluntary, mandatory, automatic, by reason of acceleration, or otherwise); (b) any failure by the Borrower
(for a reason other than the failure of such Lender to make a Revolving Credit Loan), to prepay (including any failure to prepay pursuant
to <B>Section 2.05(b)</B>), any Revolving Credit Loan on the date or in the amount notified by the Borrower; or (c) any assignment of
a Loan other than on the Remittance/Funding Date applicable thereto as a result of a request by the Borrower pursuant to <B>Section 3.06</B>;
including, in each of the foregoing cases, any loss of anticipated profits and any loss or expense arising from the liquidation or reemployment
of funds obtained by it to maintain such Revolving Credit Loan or from fees payable to terminate the deposits from which such funds were
obtained.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 3.06 MITIGATION
OBLIGATIONS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding anything to
the contrary contained in <B>Section 10.01</B>, if any Lender requests compensation under <B>Section 3.04</B>, or the Borrower is required
to pay any additional amount to any Lender or any Governmental Authority for the account of any Lender pursuant to <B>Section 3.01</B>,
then such Lender, at the request of the Borrower, shall use reasonable efforts to designate a different Lending Office for funding or
booking its Revolving Credit Loans hereunder or to assign its rights and obligations hereunder to another of its offices, branches or
affiliates, if, in the reasonable judgment of such Lender, such designation or assignment: (i) would eliminate or reduce amounts payable
pursuant to <B>Section 3.01</B> or <B>Section 3.04</B>, as the case may be, in the future; and (ii) in each case, would not subject such
Lender to any unreimbursed cost or expense and would not otherwise be disadvantageous to such Lender as reasonably determined by such
Lender. The Borrower hereby agrees to pay all reasonable costs and expenses incurred by any Lender in connection with any such designation
or assignment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 3.07 REMOVAL
OR REPLACEMENT OF LENDERS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding anything to
the contrary contained in <B>Section 10.01</B>:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Removal
or Replacement of Lenders Generally</B>. The Borrower may with respect to any Specified Lender, at its sole expense and effort, upon notice
to such Lender and Administrative Agent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   remove
such Specified Lender by terminating such Specified Lender&rsquo;s Commitments;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   request
one or more of the other Lenders to acquire and assume all of such Specified Lender&rsquo;s Revolving Credit Loans and Commitments, which
Lender or Lenders shall have the right, but not the obligation, to so acquire and assume such Specified Lender&rsquo;s Revolving Credit
Loans and Commitments pursuant to the procedures set forth in <B>Section 10.06(b)</B>; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   with
the prior written consent of Administrative Agent (which consent shall not be unreasonably withheld or delayed), designate a replacement
bank or financial institution that is an Eligible Assignee (a &ldquo;<B><I>Replacement Lender</I></B>&rdquo;), which Replacement Lender
shall assume all of the Revolving Credit Loans and Commitments of such Specified Lender pursuant to the procedures set forth in <B>Section
10.06(b)</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><I>provided</I> that the Borrower may not remove such Specified
Lender, or require such Specified Lender to make any assignment and delegation, pursuant to the immediately preceding clauses (i), (ii)
or (iii), as applicable, if: (1) a Default then exists; (2) such Specified Lender became a Specified Lender as a result of being a Defaulting
Lender and the Administrative Agent and the Borrower has agreed, prior to the effectiveness of such action, that such Lender is no longer
a Defaulting Lender; or (3) the Borrower has not concurrently taken an action under clause (i), clause (ii) or clause (iii) of this subsection
(a) with respect to all other Lenders who at the time are Specified Lenders under the same clause of the definition thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">Any removal of,
or assignment and delegation by, a Specified Lender pursuant to this <B>Section 3.07(a)</B> shall be subject to <B>Section 3.05</B> and
to payment to such Specified Lender of the aggregate Outstanding Legal Balance of all of its Revolving Credit Loans at the time owing
to it, all accrued and unpaid interest thereon, all accrued and unpaid fees and all other amounts payable to it hereunder, which amounts
shall be paid to such Specified Lender by: (A) in the case of a removal of such Specified Lender, the Borrower; or (B) in the case of
an assignment and delegation by such Specified Lender, the applicable assignee (to the extent of all such outstanding principal and accrued
and unpaid interest and fees) and the Borrower (to the extent of all such other amounts).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Certain
Actions Incident to Removal</B>. In the case of the removal of any Specified Lender pursuant to <B>Section 3.07(a)(i)</B>, the Borrower
shall also release such Specified Lender from its obligations under the Loan Documents. Each Lender hereby grants to Administrative Agent
a power of attorney (which power of attorney, being coupled with an interest, is irrevocable) to execute and deliver, on behalf of such
Lender, as assignor, any Assignment and Assumption necessary to effectuate any assignment of such Lender&rsquo;s interests hereunder in
circumstances contemplated by this <B>Section 3.07</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Certain
Rights as a Lender</B>. Upon the prepayment of all amounts owing to any Specified Lender and the termination of such Lender&rsquo;s Commitments
pursuant to this <B>Section 3.07</B>, such Specified Lender shall no longer constitute a &ldquo;<B><I>Lender</I></B>&rdquo; for purposes
hereof; <I>provided</I> that any rights of such Specified Lender to indemnification hereunder with respect to matters that occurred prior
to the date on which such Specified Lender&rsquo;s Commitments were terminated shall survive as to such Specified Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Evidence
of Removal or Replacement</B>. Promptly following the removal or replacement of any Specified Lender in accordance with this <B>Section
3.07</B>, Administrative Agent shall distribute an amended <B>Schedule 2.01</B>, which shall be deemed incorporated into this Agreement,
to reflect changes in the identities of Lenders and adjustments of their respective Commitments or Percentage Shares, as applicable, resulting
from any such removal or replacement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 3.08 SURVIVAL.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">All obligations of the Borrower
under this <B>Article III</B> shall survive termination of the Aggregate Commitments and repayment of all Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">ARTICLE 4<BR>
CONDITIONS PRECEDENT</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 4.01 CONDITIONS
TO EFFECTIVENESS AND INITIAL BORROWING.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This Agreement shall become
binding on the parties hereto upon, and the obligation of each Lender to make its initial extension of Revolving Credit Loans hereunder
is subject to, the satisfaction of the following conditions precedent (all Loan Documents and other documents to be delivered to Administrative
Agent or any Lender pursuant to this <B>Section 4.01</B> shall be subject to prior approval as to form and substance (including as to
results) by Lender and Administrative Agent, with delivery by a Lender or Administrative Agent of its signature page to this Agreement
evidencing such Person&rsquo;s acknowledgement that the conditions set forth in this <B>Section 4.01</B> have been satisfied, unless otherwise
waived in writing):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Receipt
of Certain Documents</B>. Unless delivery of any of the following is waived by Administrative Agent, Administrative Agent shall have received
the following, each of which shall be in form and substance satisfactory to the Administrative Agent and each of which shall be, unless
otherwise specified herein or otherwise required by Administrative Agent, originals (or telefacsimiles or portable document format versions
thereof (in either such case, promptly followed by originals thereof), each, to the extent to be executed by a Loan Party, properly executed
by a Responsible Officer of such Loan Party, each dated the Closing Date (or, in the case of certificates of governmental officials, a
recent date before the Closing Date), all in sufficient number as Administrative Agent shall separately identify (including, if specified
by Administrative Agent, for purposes of the distribution thereof to Administrative Agent, Lenders and the Borrower):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   counterparts
of this Agreement, executed by each of the parties hereto;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   (A)
Promissory Note A, executed by the Borrower; (B) Promissory Note B, executed by the Borrower; and (C) the Frontier Subordination Agreement,
executed by the parties thereto;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   counterparts
of the other Loan Documents (including Account Control Agreements with respect to the Concentration Accounts, an initial Processor Direction
Letter from each Processor and all other applicable Collateral Documents), executed by each of the parties thereto, together with:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(A)   any
certificated securities representing shares of Equity Interests owned by or on behalf of any Loan Party constituting Collateral as of
the Closing Date after giving effect to the Transactions together with undated stock powers with respect thereto executed in blank;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(B)   any
promissory notes and other instruments evidencing all loans, advances and other debt owed or owing to any Loan Party constituting Collateral
as of the Closing Date after giving effect to the Transactions together with undated instruments of transfer with respect thereto executed
in blank;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(C)   all
instruments and other documents, including UCC financing statements, required by Law or reasonably requested by the Administrative Agent
to be filed, registered or recorded to create or perfect the Liens intended to be created under the Security Agreement and any other applicable
Collateral Document (<U>provided</U>, that the Borrower shall not be obligated to deliver an Account Control Agreement with respect to
any Deposit Account that is not an Eligible Deposit Account, and the Administrative Agent shall be satisfied with the results of all UCC,
litigation and other similar searches conducted by it or on its behalf prior to the Closing Date; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(D)   a
Perfection Certificate with respect to the Loan Parties, dated the Closing Date and duly executed by a Responsible Officer of the Borrower
together with results of a search of the UCC (or equivalent) filings made and tax and judgment lien searches with respect to the Loan
Parties in the jurisdictions contemplated by the Security Agreement and copies of the financing statements (or similar documents) disclosed
by such search and evidence reasonably satisfactory to the Administrative Agent that the Liens indicated by such financing statements
(or similar documents) are expressly permitted by <B>Section 7.01</B> or have been released.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv)   such
certificates of resolutions or other action, incumbency certificates or other certificates of Responsible Officers of each Loan Party
as Administrative Agent may reasonably require evidencing the identity, authority and capacity of each Responsible Officer thereof authorized
to act as a Responsible Officer in connection with the Loan Documents to which such Loan Party is a party;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(v)   such
documents and certifications as Administrative Agent may reasonably require to evidence that each Loan Party is duly organized or formed,
and that each Loan Party is validly existing, in good standing and qualified to engage in business in: (A) the State of its organization;
and (B) each jurisdiction where its ownership, lease or operation of properties or the conduct of its business requires such qualification,
except to the extent that failure to do so could not reasonably be expected to have a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(vi)   favorable
opinions of counsel to the Credit Parties reasonably acceptable to Administrative Agent addressed to Administrative Agent and each Lender,
as to such matters as are reasonably required by Administrative Agent or any Lender with respect to the Credit Parties and the Loan Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(vii)   a
certificate of a Responsible Officer of each Loan Party either: (A) attaching copies of all consents, licenses and approvals required
in connection with the execution, delivery and performance by such Loan Party and the validity against such Loan Party of the Loan Documents
to which it is a party, and such consents, licenses and approvals shall be in full force and effect; or (B) stating that no such consents,
licenses or approvals are so required;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(viii)   a
certificate signed by a Responsible Officer of each Loan Party certifying that: (A) the conditions specified in <B>Section 4.02(a)</B>
and <B>Section 4.02(b)</B> have been satisfied; (B) since the date of the Financial Statements, there has been no event or circumstance
which, individually or in the aggregate with any other events or circumstances, that has had, or could be reasonably expected to have,
a Material Adverse Effect; (C) attached are true, correct and complete copies of the Financial Statements (and attaching the same thereto);
(D) attached are true, correct and complete executed copies of each of the Specified Subordinated Documents, together with any and all
amendments thereto (and attaching the same thereto); (E) attached are true, correct and complete copies of the Main Street Acquisition
Agreement and related documents, together with any and all amendments thereto (and attaching the same thereto); and (F) the Borrower and
all of the other Credit Parties have complied with the conditions precedent set forth in this <B>Section 4.01</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ix)   [intentionally
omitted];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(x)   a
certificate of solvency by the chief financial officer of the Borrower, in form and substance satisfactory to the Administrative Agent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(xi)   evidence
that all insurance required to be maintained pursuant to the Loan Documents has been obtained and is in effect, together with copies of
all endorsements required pursuant to <B>Section 6.07</B>, subject to the terms of <B>Section 6.15</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(xii)   a
Borrowing Base Certificate dated as of the Closing Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(xiii)   a
Data Field Certificate dated as of the Closing Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(xiv)   written
acknowledgement, in form and substance reasonably satisfactory to the Administrative Agent, that the Process Agent appointed pursuant
to <B>Section 10.19</B> has accepted such appointment; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(xv)   such
other assurances, certificates, documents, consents, reports or opinions as Administrative Agent or any Lender may reasonably require.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Repayment
of Motus Note. </B>The Administrative Agent shall have received evidence (including a payoff letter) satisfactory to it that concurrently
or substantially contemporaneously with the funding of the initial Loan hereunder, (i) all indebtedness and obligations of the Borrower
under the Motus Note shall be repaid in full, (ii) the Motus Note shall have been terminated, and (iii) all commitments, Liens, security
documents and guaranties in connection with the Motus Note shall have been terminated and released.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Termination
of Liens Securing Frontier Indebtedness</B>. The Administrative Agent shall have received evidence satisfactory to it (i) that the Security
Agreement, dated January 31, 2019, by and between Revolution Financial, LP (k/n/a Revolution Financial, Inc.) and the Frontier Creditor
has been terminated, and (ii) that all Liens securing the Frontier Indebtedness have been released and terminated, and the Administrative
Agent shall have received UCC termination statements and other instruments, in each case in proper form for recording, to release and
terminate of record the Liens securing the Frontier Indebtedness, as the Administrative Agent may request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Existing
WF Credit Facility</B>. The Administrative Agent shall have received evidence (including a payoff letter) satisfactory to it that concurrently
or substantially contemporaneously with the funding of the initial Loan hereunder (i) the Existing WF Credit Facility and related loan
documents shall have been terminated and all indebtedness and other obligations of ACAC, Quik Lend and Main Street thereunder shall be
paid in full, and (ii) all commitments, Liens, security documents and guaranties in connection with the Existing WF Credit Facility shall
have been terminated and released; and the Administrative Agent shall have received UCC termination statements and other instruments,
in each case in proper form for recording, to release and terminate of record the Liens securing the indebtedness and obligations in respect
of the Existing WF Credit Facility and related loan documents, as the Administrative Agent may request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)   </FONT><B>Consummation
of Transactions; Main Street Acquisition</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   The
Transactions and the consummation thereof shall be in compliance in all material respects with all applicable Laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   The
Main Street Acquisition shall have been (or shall be contemporaneously with or immediately following the making of the initial Loans hereunder)
consummated in a manner consistent with the Main Street Acquisition Agreement, unless otherwise consented to by the Administrative Agent
(such consent not to be unreasonably withheld or delayed). All conditions precedent to the consummation of the Main Street Acquisition,
as set forth in the Main Street Acquisition Agreement, shall have been satisfied in all material respects, and not otherwise waived in
any material respect except, in each case, with the consent of the Administrative Agent (such consent not to be unreasonably withheld
or delayed), to the satisfaction of the Administrative Agent. The Administrative Agent shall have been furnished true and complete copies
of the Main Street Acquisition Agreement (and related documents).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   The
Borrower and each other Credit Party shall have obtained all orders, approvals or consents of any Governmental Authority required in connection
with the Main Street Acquisition or the making and carrying out of this Agreement and the other Loan Documents, the making of the borrowings
pursuant hereto, and the execution and delivery of this Agreement and the other Loan Documents, and all applicable waiting periods and
appeal periods shall have expired, in each case without the imposition of any burdensome condition. The Credit Parties shall have obtained
all amendments or consents of any other Person under any applicable loan or financing agreement or other debt instrument of any of the
Credit Parties that are necessary or reasonably desirable to permit the consummation of (a) the Main Street Acquisition on the terms contemplated
by the Main Street Acquisition Agreement (and related documents) and (b) this Agreement and the other Loan Documents and the transactions
contemplated hereunder and thereunder on the terms contemplated hereby and thereby (including without limitation, the security arrangements
contemplated hereby), each of which amendments or consents shall be in form and substance satisfactory to the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f)   </FONT><B>Payment
of Fees</B>. The Borrower shall have paid: (i) all fees required to be paid to Administrative Agent and any Lender on or before the Closing
Date; and (ii) unless Administrative Agent shall have agreed in writing to any delay in such payment, all invoiced fees, charges and disbursements
of counsel to Administrative Agent, <I>plus</I> such additional amounts of such fees, charges and disbursements as shall constitute its
reasonable estimate of such fees, charges and disbursements incurred or to be incurred by it through the closing proceedings (<I>provided</I>
that such estimate shall not thereafter preclude a final billing by the Administrative Agent to the Borrower).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding anything to
the contrary contained herein, this Agreement shall not become effective or be binding on any party hereto unless all of the conditions
precedent to the effectiveness of this Agreement as specified in this <B>Section 4.01</B> are satisfied at or before 4:00 p.m. on September
2, 2020. Administrative Agent shall promptly notify each Loan Party and each Lender of the occurrence of the Closing Date, and such notice
shall be conclusive and binding on all parties hereto. For purposes of determining compliance with the conditions specified in this <B>Section
4.01</B> (but without limiting the generality of the provisions of <B>Section 9.04</B>), each Lender that has signed this Agreement shall
be deemed to have consented to, approved or accepted or become satisfied with, each document or other matter required hereunder to be
consented to or approved by or to be acceptable or satisfactory to a Lender unless Administrative Agent shall have received notice from
such Lender prior to the proposed Closing Date specifying its objection thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 4.02 CONDITIONS
TO ALL BORROWINGS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The obligation of each Lender
to make any extension of a Revolving Credit Loan hereunder or to honor any Notice of Borrowing (including, without limitation, the initial
Borrowing) is subject to the following conditions precedent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Truth
and Correctness of Representations and Warranties</B>. The representations and warranties of each Credit Party contained in <B>Article
V</B> or any other Loan Document, or that are contained in any document furnished at any time under or in connection herewith or therewith,
shall be true and correct in all material respects on and as of the date of such Borrowing, except to the extent that such representations
and warranties specifically refer to an earlier date, in which case such representations and warranties shall be true and correct in all
material respects as of such earlier date, and that any such representation or warranty which is subject to any materiality qualifier
shall be required to be true and correct in all respects, and except that for purposes of this <B>Section 4.02</B>, the representations
and warranties contained in subsections (a) and (b) of <B>Section 5.11</B> shall be deemed to refer to each of the Financial Statements
and the most recent statements furnished pursuant to subsections (a) and (b), respectively, of <B>Section 6.01</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>No
Event of Default, Cease Funding Event, Backup Servicing Trigger Event or Collateral Shortfall</B>. No Event of Default, Cease Funding
Event, Backup Servicing Trigger Event or Collateral Shortfall shall exist immediately before giving effect to, or shall result from, such
proposed Borrowing or from the application of the proceeds thereof or from the honoring of any Notice of Borrowing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Requests
for Borrowing</B>. Administrative Agent shall have received:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   the
applicable Notice of Borrowing;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   electronic
version of the Data Field Certificate for all existing loans pledged as collateral;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   electronic
version of the Data Field Certificate for all new loans being pledged as collateral;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv)   a
transaction file for all the loans pledged as collateral;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(v)   a
Borrowing Base Certificate as of the new Remittance/Funding Date;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(vi)   a
collateral report listing the location of the collateral; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(vii)   each
Consumer Receivable has been stamped placing a notification that the Consumer Receivable has been pledged to the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Notice of Borrowing submitted
by the Borrower shall be deemed to be a representation and warranty that the conditions specified in <B>Section 4.02(a)</B>, <B>Section
4.02(b)</B> and <B>Section 4.02(c)</B> have been satisfied on and as of the date of the making of the applicable Borrowing or the honoring
of the applicable Notice of Borrowing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">ARTICLE 5<BR>
REPRESENTATIONS AND WARRANTIES</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each of the Borrower and each
Subsidiary Guarantor represents and warrants to Administrative Agent and each Lender that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.01 CORPORATE
EXISTENCE AND POWER.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each of the Loan Parties and
their respective Subsidiaries: (a) is a corporation, partnership or limited liability company duly organized, validly existing and in
good standing under the Laws of the jurisdiction of its incorporation, organization or formation (subject to such changes after the date
hereof as are permitted under the Loan Documents); (b) has the power and authority and all governmental licenses, authorizations, consents
and approvals: (i) to own its assets and carry on its business, except to the extent that any failure to have any of the foregoing could
not reasonably be expected to have a Material Adverse Effect; and (ii) to execute, deliver, and perform its obligations under the Loan
Documents to which each is a party; and (c) is duly qualified as a foreign corporation, partnership or limited liability company, as applicable,
and is licensed (or, with respect to NewCo prior to the satisfaction of the Asset Transfer Release Conditions, will be), and in good standing
under the Laws of each jurisdiction where its ownership, leasing or operation of property or the conduct of its business requires such
qualification or license, except to the extent that the failure to do so could not reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.02 CORPORATE
AUTHORIZATION; NO CONTRAVENTION.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The execution and delivery
by each of the Loan Parties and their respective Subsidiaries, and the performance by each of the Loan Parties and their respective Subsidiaries
of its obligations under, each Loan Document to which such Person is party have been duly authorized by all necessary corporate or other
organizational action, and do not and will not: (a) contravene the terms of any of such Person&rsquo;s Organizational Documents; (b) conflict
with or result in any breach or contravention of, or the creation of any Lien under, or require any payment to be made under: (i) any
Contractual Obligation to which such Person is a party or affecting such Person or the properties of such Person or any Subsidiary thereof
or (ii) any order, injunction, writ or decree of any Governmental Authority or any arbitral award to which such Person or its property
is subject; or (c) violate any Law. Each of the Loan Parties and their respective Subsidiaries are in compliance with all Contractual
Obligations referred to in clause (b)(i), except to the extent that any failure to be in compliance could not reasonably be expected to
have a Material Adverse Effect. No Loan Party or any Subsidiary thereof is a party to or is bound by any Contractual Obligation, or is
subject to any restriction in any Organizational Document, or any requirement of Law, which could reasonably be expected to have a Material
Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.03 GOVERNMENTAL
AUTHORIZATION; COMPLIANCE WITH LAWS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Governmental
Authorizations</B>. No approval, consent, exemption, authorization, or other action by, or notice to, or filing with, any Governmental
Authority is necessary or required in connection with the execution and delivery by any Loan Party (or any Subsidiary thereof) of, or
the performance by any Loan Party (or any Subsidiary thereof) of its obligations under, any Loan Document to which it is a party other
than (i) such as have been obtained or made and are in full force and effect, (ii) filings necessary to perfect Liens created by the Loan
Documents or (iii) such consents and filings the failure to obtain, either individually or in the aggregate, could not reasonably be expected
to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Compliance
with Laws</B>. Each Loan Party and each Subsidiary thereof are in compliance in all material respects with the requirements of all Laws
and all orders, writs, injunctions and decrees applicable to it or to its properties, except in such instances in which such requirement
of Law or order, writ, injunction or decree is being contested in good faith by appropriate proceedings diligently conducted and the failure
to comply therewith, either individually or in the aggregate, could not reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.04 BINDING
EFFECT.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This Agreement has been, and
each other Loan Document (when delivered hereunder) will have been, duly executed and delivered by each Loan Party that is party thereto.
This Agreement and each other Loan Document to which any Loan Party is a party constitutes the legal, valid and binding obligations of
such Loan Party, enforceable against such Loan Party in accordance with their respective terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.05 LITIGATION.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Except as specifically disclosed
on <B>Schedule 5.05 </B>as of the Second Amendment Closing Date, there are no actions, suits, proceedings, claims, disputes or Regulatory
Actions pending, or to the best knowledge of the Borrower, threatened or contemplated, at law, in equity, in arbitration or before any
Governmental Authority, against any Loan Party or any Subsidiary of any Loan Party that: (a) purport to affect or pertain to any Loan
Document, or any of the transactions contemplated thereby; (b) could reasonably be expected to have a Material Adverse Effect; or (c)
purport to affect or pertain to the any of the Transactions. No injunction, writ, temporary restraining order or any order of any nature
has been issued by any court or other Governmental Authority purporting to enjoin or restrain the execution, delivery or performance of
any Loan Document, or directing that the transactions provided for therein not be consummated as therein provided, or purporting to enjoin
or restrain the consummation of Transactions. Since the Second Amendment Closing Date, there has been no change in the status of any matters
disclosed on <B>Schedule 5.05</B> that, individually or in the aggregate, has resulted in, or materially increased the likelihood of,
a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.06 NO
DEFAULTS, CEASE FUNDING EVENT OR BACKUP SERVICING TRIGGER EVENT.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">No Default, Event of Default,
Cease Funding Event or Backup Servicing Trigger Event exists or would result from the incurring of any Obligations by any Loan Party or
from the grant and perfection of the Liens upon the Collateral in favor of Administrative Agent. None of the Borrower, any other Loan
Party or any Subsidiary of any Loan Party is in default under or with respect to any Contractual Obligation in any respect that, individually
or together with all such defaults, could reasonably be expected to have a Material Adverse Effect, or that would, if such default had
occurred after the Closing Date, create an Event of Default under <B>Section 8.01(e)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.07 EMPLOYEE
BENEFIT PLANS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Compliance
with ERISA Generally</B>. The Borrower and each ERISA Affiliate are in compliance with the applicable provisions of ERISA, the Code and
other federal or state Law with respect to each Plan, except to the extent to which the failure to so comply could not reasonably be expected
to have a Material Adverse Effect. Each Plan which is intended to qualify under subsection 401(a) of the Code has received a favorable
determination letter from the IRS and nothing has occurred that would cause the loss of such qualification. The Borrower and each ERISA
Affiliate have made all required contributions to any Plan subject to Section 412 of the Code, and no application for a funding waiver
or an extension of any amortization period pursuant to Section 412 of the Code has been made with respect to any Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>No
Actions</B>. (i) There are no pending or, to the best knowledge of the Borrower, threatened claims, actions or lawsuits, or action by
any Governmental Authority, with respect to any Plan that has resulted or could reasonably be expected to result in a Material Adverse
Effect; and (ii) there has been no prohibited transaction or violation of the fiduciary responsibility rules with respect to any Plan
that has resulted or could reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Certain
Events</B>. (i) No ERISA Event has occurred or is reasonably expected to occur; (ii) neither the Borrower nor any ERISA Affiliate has
engaged in a transaction that could be subject to Section 4069(a) or 4212(c) of ERISA; and (iii) No event or circumstance has occurred
or exists that, if such event or circumstance had occurred or arisen after the Closing Date, would create an Event of Default under <B>Section
8.01(i)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.08 USE
OF PROCEEDS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower will use the
proceeds of the Loans solely for the purposes set forth in and as permitted by <B>Section 6.11</B> and <B>Section 7.10</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.09 TITLE
TO PROPERTIES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Loan Party and each Subsidiary
thereof have good record and marketable title in fee simple to, or valid leasehold interests in, or valid rights to use (including easements)
all real property necessary to the ordinary conduct of their respective businesses, except for such defects in title as could not, individually
or in the aggregate, reasonably be expected to have a Material Adverse Effect. All owned and leased real property of each Loan Party as
of the Second Amendment Closing Date is set forth on <B>Schedule 5.09</B> attached hereto, which describes the related Loan Party, the
location of the real property, and, with respect to any leased real property, whether a landlord subordination agreement has been delivered
with respect to such leased real property. The properties of each Loan Party and each Subsidiary thereof are subject to no Liens other
than Permitted Liens. None of Infinity of Nevada, Inc., Infinity Wage and Benefits, LLC, Infinity of Utah, Inc., or Infinity Loans of
Murray, Utah, LLC, in each case, own or lease any properties or assets of any kind. Except for the Equity Interests of Infinity of Nevada,
Inc. and Infinity Wage and Benefits, LLC, Infinity Holding Corporation does not own or lease any properties or assets of any kind.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.10 TAXES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Loan Party and each Subsidiary
thereof have filed all Federal and other material tax returns and reports required to be filed, and have paid prior to delinquency all
Federal and other material taxes, assessments, fees and other governmental charges levied or imposed upon them or their properties, income
or assets otherwise due and payable, except those that are being contested in good faith by appropriate proceedings timely instituted
and diligently conducted and for which such Person has set aside adequate reserves, if any, on its financial statements in accordance
with GAAP. There is no proposed tax assessment against any Loan Party or any Subsidiary thereof that would, if made, have a Material Adverse
Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.11 FINANCIAL
CONDITION.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Financial
Statements</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   [Intentionally
Omitted].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   The
Financial Statements (A) were prepared in accordance with GAAP consistently applied throughout the period covered thereby (excluding variable
interest entities), except as otherwise expressly noted therein; and (B) fairly present the consolidated financial condition of Revolution
as of the date thereof and their results of operations for the period covered thereby, subject, in the case of clauses (A) and (B) above,
to the absence of footnotes and to normal year end audit adjustments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>No
Material Adverse Effect</B>. Since the date of the Financial Statements, there has been no event or circumstance, either individually
or in the aggregate, that has had or could reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.12 ENVIRONMENTAL
MATTERS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Loan Party conducts in
the ordinary course of business a review of the effect of existing Environmental Laws and existing Environmental Claims on its business,
operations and properties, and as a result thereof each Loan Party has reasonably concluded that, except as specifically disclosed on
<B>Schedule&nbsp;5.12</B>, such Environmental Laws and Environmental Claims could not, individually or in the aggregate, reasonably be
expected to have a Material Adverse Effect. Since the Closing Date, there has been no change in the status of the any matters disclosed
on <B>Schedule 5.12</B> that, individually or in the aggregate, has resulted in, or materially increased the likelihood of, a Material
Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.13 MARGIN
REGULATIONS; REGULATED ENTITIES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Neither the Borrower nor any
Subsidiary thereof is engaged or will engage, principally or as one of its important activities, in the business of purchasing or carrying
margin stock (within the meaning of Regulation U issued by the FRB), or extending credit for the purpose of purchasing or carrying margin
stock. None of the Borrower, any Subsidiary thereof, any other Loan Party, or any Person controlling the Borrower (i) is an &ldquo;investment
company&rdquo; within the meaning of the Investment Company Act of 1940, as amended, or (ii) is required to be registered under the Investment
Company Act of 1940, as amended. None of the Borrower or any other Loan Party is subject to regulation under the Federal Power Act, any
state public utilities code or any other Federal or state statute or regulation limiting its ability to incur Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.14 SWAP
OBLIGATIONS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Neither the Borrower nor any
Subsidiary thereof has incurred any outstanding obligations under any Swap Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.15 INTELLECTUAL
PROPERTY.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower and each Subsidiary
thereof own or are licensed or otherwise have the right to use all of the patents, trademarks, service marks, trade names, copyrights,
contractual franchises, authorizations and other rights that are reasonably necessary for the operation of their respective businesses,
except for those the failure of which to own or license could not, individually or in the aggregate, reasonably be expected to have a
Material Adverse Effect. The use of such intellectual property by the Borrower and its Subsidiaries and the operation of their respective
businesses do not infringe any valid and enforceable intellectual property rights of any other Person, except to the extent any such infringement
could not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect. No slogan or other advertising
device, product, process, method, substance, part or other material now employed, or now contemplated to be employed, by the Borrower
or any Subsidiary thereof infringes upon any rights held by any other Person, except to the extent any such infringement could not, individually
or in the aggregate, reasonably be expected to have a Material Adverse Effect. Except as specifically disclosed on <B>Schedule&nbsp;5.05</B>,
no claim or litigation regarding any of the foregoing is pending or, to the Borrower&rsquo;s knowledge, threatened, and no patent, invention,
device, application, principle or any statute, Law, rule, regulation, standard or code is pending or, to the Borrower&rsquo;s knowledge,
proposed, which could, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.16 EQUITY
INTERESTS OWNED BY THE BORROWER AND ITS SUBSIDIARIES; EQUITY INTERESTS IN THE BORROWER.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT>As
of the Second Amendment Closing Date after giving effect to the Second Amendment: (i) the only Subsidiaries of the Borrower are those
listed in <B>Part A</B> of <B>Schedule 5.16</B>; and (ii) neither the Borrower nor any Subsidiary holds any Equity Interests in any other
Person other than those specifically disclosed on <B>Part B</B> of <B>Schedule 5.16</B>. <B>Part C</B> of <B>Schedule 5.16</B> sets forth,
as of the Second Amendment Closing Date after giving effect to the Second Amendment, the names and ownership interests of the shareholders
of the Borrower. All of the outstanding Equity Interests in the Borrower and in each Subsidiary thereof have been validly issued and are
fully paid and nonassessable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT>No
owner of any Equity Interests in the Borrower has voluntarily granted any security interest or Lien on such Equity Interests to any Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.17 INSURANCE.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The properties of each Loan
Party and each Subsidiary thereof are insured with financially sound and reputable insurance companies that are not Affiliates of any
of the Loan Parties, in such amounts, with such deductibles and covering such risks as are customarily carried by companies engaged in
similar businesses and owning similar properties in localities where such Loan Party or its Subsidiary operates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.18 COLLATERAL
AND COLLATERAL DOCUMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Enforceable
and Perfected Security Interest</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   The
Security Agreement and the FlexShopper Pledge Agreement create in favor of the Administrative Agent, for the benefit of the Secured Parties,
a legal, valid and enforceable security interest in the Collateral (as defined in the Security Agreement or FlexShopper Pledge Agreement,
as applicable) and the proceeds thereof (the &ldquo;<B><I>Security Interest</I></B>&rdquo;) and (i) when the Pledged Collateral (other
than Uncertificated Securities, Uncertificated Limited Liability Company Interests and Uncertificated Partnership Interests, each as defined
in the Security Agreement or FlexShopper Pledge Agreement, as applicable) are delivered to the Administrative Agent together with the
proper endorsements, the Security Interest therein shall be perfected, (ii) when each financing statement in the form attached to the
Perfection Certificate (each a &ldquo;<B><I>Financing Statement</I></B>&rdquo;) is filed in the applicable office set forth in <B>Schedule
5.18</B> as of the Second Amendment Closing Date, the Security Interest (other than with respect to certain Intellectual Property (as
defined in the Security Agreement) with respect to which additional filings may be necessary or desirable as described in <B>clause (ii)</B>
of this <B>Section 5.18(a)</B>) shall be perfected to the extent the Security Interest may be perfected by the filing of a UCC financing
statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   Upon
the recordation of the Security Agreement (or a short form security agreement in form and substance reasonably satisfactory to the Borrower
and the Administrative Agent) with the United States Patent and Trademark Office and the United States Copyright Office, and the filing
of each Financing Statement in the office indicated therein, the Security Interest in all of the Intellectual Property of the Borrower
and the other Loan Parties shall be perfected.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   Each
Account Control Agreement, deposit account control agreement and securities account deposit account control agreement perfects the Security
Interest in each Concentration Account, deposit account and securities account subject thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Truth
and Correctness of Representations and Warranties</B>. All representations and warranties of each Loan Party in each Collateral Document
are true and correct.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.19 LABOR
RELATIONS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">There are no strikes, lockouts
or other material labor disputes against the Borrower or any Subsidiary thereof, or to the Borrower&rsquo;s knowledge, threatened against
or affecting the Borrower or any Subsidiary thereof, and no significant unfair labor practice complaint is pending against the Borrower
or any Subsidiary thereof or, to the knowledge of the Borrower, threatened against any of them before any Governmental Authority. Except
as set forth on <B>Schedule 5.19</B>: (a) neither the Borrower nor any Affiliate or Subsidiary thereof are a party to any collective bargaining
agreements or contracts; and (b) no union representation exists and, to the knowledge of the Borrower, no union organizing activities
are taking place.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.20 SOLVENCY.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower, as well as each
Subsidiary thereof, taken as a whole, is Solvent. For purposes of the determination of Solvency of Revolution and each Subsidiary thereof,
it is expressly understood and agreed that all amounts outstanding under the Seller Note shall be considered to be capital investments
made by the Seller Creditor and not treated as Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.21 FULL
DISCLOSURE.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a) <FONT STYLE="font-size: 10pt">To
the best knowledge after due inquiry of any Responsible Officer of the Borrower, none of the representations or warranties made by any
related Loan Party in the Loan Documents as of the date such representations and warranties are made or deemed made, and neither the Perfection
Certificate nor any statements contained in any exhibit, report, statement or certificate furnished by or on behalf of any related Loan
Party in connection with the Loan Documents (including the offering and disclosure materials delivered by or on behalf of any Loan Party
to Administrative Agent and Lenders (or any of the foregoing Persons) prior to the Closing Date), contains any untrue statement of a material
fact or omits any material fact required to be stated therein or necessary to make the statements made therein, in light of the circumstances
under which they are made, not misleading as of the time when made or delivered; <I>provided</I> that with respect to projected financial
information, the Borrower represents only that such information was prepared in good faith based upon assumptions believed to be reasonable
at the time.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b) <FONT STYLE="font-size: 10pt">Each
of the representations and warranties contained in the Main Street Acquisition Agreement made by each of Revolution and Main Street and
their respective Subsidiaries therein are true and correct in all material respects when made and at and as of the Closing Date as if
made on and as of the Closing Date (unless expressly stated to relate to a specific earlier date, in which case such representations and
warranties shall be true and correct in all material respects as of such earlier date).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c) <FONT STYLE="font-size: 10pt">Each
of the representations and warranties contained in the Asset Purchase Agreement made by each of Revolution, its Subsidiaries party thereto
and NewCo therein are true and correct in all material respects when made and at and as of the Second Amendment Closing Date as if made
on and as of the Second Amendment Closing Date (unless expressly stated to relate to a specific earlier date, in which case such representations
and warranties shall be true and correct in all material respects as of such earlier date).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.22 CERTAIN
AGREEMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower has delivered
to the Administrative Agent true, accurate and correct copies of the in-force and in-effect Program Summary and the Underwriting Guidelines
of the Borrower and its Subsidiaries and of <B>Schedule 1.01</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.23 ANTI-CORRUPTION
LAWS AND SANCTIONS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each of the Borrower and its
Subsidiaries has implemented and maintains in effect policies and procedures reasonably designed to ensure compliance by the Borrower,
its Subsidiaries and their respective directors, officers, employees and agents with Anti-Corruption Laws and applicable Sanctions, and
the Borrower, its Subsidiaries and, to the knowledge of the Borrower, their respective officers, directors, employees and agents, are
in compliance with Anti-Corruption Laws and applicable Sanctions in all material respects. None of (a) the Borrower, any Subsidiary of
the Borrower, or, to the knowledge of the Borrower or such Subsidiary, any of their respective directors, officers or employees, or (b)
to the knowledge of the Borrower, any agent of the Borrower or any Subsidiary that will act in any capacity in connection with or benefit
from the credit facility established hereby, is a Sanctioned Person. No Transactions will violate any Anti-Corruption Law or applicable
Sanctions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 5.24 FORM
OF CONSUMER RECEIVABLE DOCUMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If and to the extent that
any Consumer Receivable Documents are in electronic format, the Consumer Receivable Documents are not intended to be a &ldquo;transferable
record&rdquo; as defined in applicable Law governing electronic documents or electronic transactions; <U>provided</U>, that if any such
Consumer Receivable Document is evidenced by an electronic record, the electronic original of the documents and/or instruments evidencing
the duty to repay each Consumer Receivable shall clearly indicate that: (i) the &ldquo;one, true promissory note, deferred presentment
agreement, title pledge agreement, line of credit or other contractual arrangement, as applicable, is retained electronically by a custodian,
servicer or other Person acceptable to the Administrative Agent and (ii) &ldquo;all other versions thereof, whether electronic or in tangible
format, constitute facsimiles or reproductions only&rdquo;. The Consumer Receivable Documents are substantially in the form of those attached
as exhibits to the regulatory opinion letters previously delivered by Hudson Cook, LLP to Revolution and the Administrative Agent and
shall have been used for all Consumer Receivables relating to Consumer Receivables subject to this Agreement and any other Loan Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">ARTICLE 6<BR>
AFFIRMATIVE COVENANTS</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">So long as the Discharge of
Secured Obligations shall not have occurred:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.01 FINANCIAL
STATEMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Unless any of the following
are waived by Administrative Agent from time to time in its sole discretion, the Borrower shall deliver to Administrative Agent a sufficient
number of copies for delivery by Administrative Agent to each Lender, in form and detail satisfactory to Administrative Agent and Required
Lenders:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT><B>Annual
Financial Statements</B>. As soon as available, but in any event within one hundred twenty (120) days after the end of each Fiscal Year
of FlexShopper, commencing with the Fiscal Year ending December 31, 2023, a consolidated balance sheet for FlexShopper and its Subsidiaries
as at the end of such Fiscal Year, and the related consolidated statements of income or operations, shareholders&rsquo; equity and cash
flows for such Fiscal Year, setting forth, in each case in comparative form, the figures for the previous Fiscal Year, all in reasonable
detail and prepared in accordance with GAAP; <U>provided</U> that such consolidated statements to be audited and accompanied by a report
and opinion of an Accounting Firm, which report and opinion shall be prepared in accordance with generally accepted auditing standards
and shall not be subject to any &ldquo;going concern&rdquo; or like qualification or exception or any qualification or exception as to
the scope of such audit other than for the exclusion of variable interest entities;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT><B>Fiscal
Period Financial Statements</B>. As soon as available, but in any event within forty-five (45) days after the end of each of the first
three Fiscal Periods in each Fiscal Year, commencing with the Fiscal Quarter ending June 30, 2023, a consolidated balance sheet for FlexShopper
and its Subsidiaries as at the end of such Fiscal Period, and the related consolidated statements of income or operations, shareholders&rsquo;
equity and cash flows for the portion of FlexShopper&rsquo;s Fiscal Year then ended, setting forth, in each case in comparative form,
the figures for the corresponding portion of the previous Fiscal Year, all in reasonable detail, such consolidated statements to be reviewed
by an Accounting Firm and certified by a Responsible Officer of FlexShopper as fairly presenting the financial condition, results of operations,
shareholders&rsquo; equity and cash flows of FlexShopper and its Subsidiaries in accordance with GAAP, subject only to normal year end
audit adjustments and the absence of footnotes and excluding variable interest entities;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT><B>Additional
Quarterly Reports</B>. Concurrently with the delivery of the financial statements pursuant to <B>Section 6.01(a)</B> and <B>Section 6.01(b)</B>,
as applicable, an operational summary report for the applicable Fiscal Period containing management commentary and additional available
information concerning the business and operation of the applicable Borrower and its Subsidiaries prepared by such Borrower in consultation
with the Administrative Agent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d) </FONT><B>Forecasts</B>.
Promptly (but in no event more than 10 Business Days (or such longer period of time as the Administrative Agent agrees in writing in its
sole discretion) after request thereof by the Administrative Agent, forecasts prepared by the management of NewCo, in form reasonably
satisfactory to the Administrative Agent, of consolidated balance sheets and statements of income or operations and cash flows for the
Borrower and its Subsidiaries for such periods as the Administrative Agent reasonably requests;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e) </FONT><B>Borrowing
Base Certificates</B>. No later than 11:00 a.m. EST on the Wednesday preceding each weekly Remittance/Funding Date (or the prior Business
Day if such day is not a Business Day, each a &ldquo;<B><I>Calculation Date</I></B>&rdquo;), the Borrower shall calculate a Borrowing
Base Certificate, which shall be delivered to Administrative Agent via electronic mail. For purposes of clarity, such Borrowing Base Certificate
shall be calculated based upon (i) the opening deposit account balances of Cash in Eligible Deposit Accounts for such Calculation Date
and (ii) the Eligible Principal Balance of all Eligible Consumer Receivables as of the end of the Monday preceding the Calculation Date
(or the prior Business Day if such day is not a Business Day);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f) </FONT><B>Monthly
Bank Statement/Reconciliation</B>. Not more than ten (10) Business Days after the end of each month, shall cause Concentration Account
Banks to deliver to Administrative Agent a copy of the bank statement and a bank reconciliation for each Concentration Account;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g) </FONT><B>Collateral
Reports</B>. The following reports shall be in the form of a digital file sent via Electronic Platform and shall be accompanied by such
other monthly reports and other information relating to the Collateral as shall reasonably be requested by Administrative Agent from time
to time<FONT STYLE="font-size: 10pt">:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i) <B>Weekly
Loan Summary</B>. As soon as available and in any event no later than 11:00 a.m. EST on the Wednesday of each week (or the next succeeding
Business Day if such day is not a Business Day), a report identifying all Eligible Consumer Receivables pledged to the Administrative
Agent, for the benefit of the Administrative Agent and the Lenders, as of the close of business on the preceding Business Day, which report
contains the applicable information for each of the data fields listed under &ldquo;Loan Summary File&rdquo; in <B>Exhibit 6.01(g)(i</B>)
to this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii) <B>Weekly
Transaction Summary</B>. As soon as available and in any event no later than 11:00 a.m. EST on the Wednesday of each week (or the next
succeeding Business Day if such day is not a Business Day), a report identifying the activity (e.g., Charge-Offs, Collections and other
changes) in respect of the Eligible Consumer Receivables pledged to the Administrative Agent, for the benefit of the Administrative Agent
and the Lenders, and setting forth the applicable information for each of the data fields listed under &ldquo;Transaction File&rdquo;
in <B>Exhibit 6.01(g)(ii)</B> to this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii) <B>Weekly
Contacts Summary</B>. As soon as available and in any event no later than 11:00 a.m. EST on the Wednesday of each week (or the next succeeding
Business Day if such day is not a Business Day), a report setting forth the applicable information for each Consumer Receivable Obligor
(but excluding all non-public personal information of such Consumer Receivable Obligor) in respect of the Eligible Consumer Receivables
pledged to the Administrative Agent, for the benefit of the Administrative Agent and the Lenders, containing the data fields listed under
&ldquo;Weekly Contacts File&rdquo; in <B>Exhibit 6.01(g)(iii)</B> to this Agreement; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv) <B>Daily
Summary</B>. As soon as available and in any event no later than 5:00 p.m. EST each day (or the next succeeding Business Day if such day
is not a Business Day), a report in form and substance satisfactory to the Administrative Agent, in its Permitted Discretion, which may
contain (x) a report identifying all Eligible Consumer Receivables pledged to the Administrative Agent, for the benefit of the Administrative
Agent and the Lenders, as of the close of business on the preceding Business Day, which report contains the applicable information for
each of the data fields listed under &ldquo;Loan Summary File&rdquo; in <B>Exhibit 6.01(g)(i)</B> to this Agreement; (y) a report identifying
the activity (e.g., Charge-Offs, Collections, Aggregate Cash-In-Store and other changes) in respect of the Eligible Consumer Receivables
pledged to the Administrative Agent, for the benefit of the Administrative Agent and the Lenders, and setting forth the applicable information
for each of the data fields listed under &ldquo;Transaction File&rdquo; in <B>Exhibit 6.01(g)(ii)</B> to this Agreement; and (z) a report
setting forth the applicable information for each Consumer Receivable Obligor (but excluding all non-public personal information of such
Consumer Receivable Obligor) in respect of the Eligible Consumer Receivables pledged to the Administrative Agent, for the benefit of the
Administrative Agent and the Lenders, containing the data fields listed under &ldquo;Weekly Contacts File&rdquo; in <B>Exhibit&nbsp;6.01(g)(iii)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.02 CERTIFICATES;
OTHER INFORMATION.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Unless any of the following
are waived by Administrative Agent from time to time in its sole discretion, the Borrower shall deliver to Administrative Agent a sufficient
number of copies for Administrative Agent to deliver to each Lender, in form and detail satisfactory to Administrative Agent and Required
Lenders:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT><B>Accountants&rsquo;
Certificate</B>. Concurrently with NewCo&rsquo;s delivery of the financial statements referred to in <B>Section 6.01(a)</B>, commencing
with the Fiscal Year ending December 31, 2023, a certificate of its Accounting Firm certifying and stating that, in connection with their
audit, nothing came to their attention that caused them to believe that NewCo failed to comply with the financial covenants of <B>Sections
6.12(a)</B>, <B>6.12(b)</B> and <B>6.12(c)</B>, but also noting that their audit was not directed primarily toward obtaining knowledge
of or noncompliance with <B>Sections 6.12(a)</B>, <B>6.12(b)</B>, and <B>6.12(c)</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT><B>Compliance
Certificate</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(i)<B> </B>Concurrently
with the delivery of the financial statements referred to in subsections <B>(a)(ii) </B>and <B>(b)</B> of <B>Section 6.01</B>, a duly
completed Compliance Certificate (including detailed calculations demonstrating whether or not (x) NewCo has complied with the financial
covenants of <B>Section 6.12</B> has occurred or (y) a Portfolio Trigger Event has occurred) signed by an appropriate Responsible Officer
of NewCo; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(ii) Within
to five (5) Business Days after the end of each calendar month, commencing the calendar month ending December 31, 2020, a completed Compliance
Certificate (but only with respect to Section 6.12(a) (Liquidity and Concentration Accounts Balance)) signed by an appropriate Responsible
Officer of NewCo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT><B>Additional
Accountant Reports</B>. Promptly after any request by Administrative Agent or any Lender, copies of any detailed audit reports, management
letters or recommendations submitted to the board of directors (or the audit committee of the board of directors) of FlexShopper by independent
accountants in connection with the accounts or books of FlexShopper or any Subsidiary thereof, or any audit of any of them;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d) </FONT><B>Equity
Interest Holder Reports and Certain Public Filings</B>. Promptly after the same are available, copies of each annual report, proxy or
financial statement or other report or communication sent to the holders of Equity Interests of NewCo and copies of all annual, regular,
periodic and special reports and registration statements that NewCo or may file or be required to file with the Securities and Exchange
Commission under Section 13 or Section 15(d) of the Exchange Act, and, in each case, not otherwise required to be delivered to Administrative
Agent pursuant hereto; provided that NewCo shall be deemed to have delivered any report, proxy, financial statement, or other communication
upon the filing of such report, proxy, financial statement or other communication on EDGAR;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e) </FONT><B>Debt
Holder Reports</B>. Promptly after the furnishing thereof, copies of any statement or report furnished to any holder of debt securities
of any Loan Party or any Subsidiary thereof pursuant to the terms of any indenture, loan or credit or similar agreement that are not otherwise
required to be furnished to Administrative Agent and Lenders pursuant to <B>Section 6.01</B> or any other clause of this <B>Section 6.02</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f) </FONT><B>Materials
from Governmental Authorities</B>. Promptly, and in any event within five Business Days after receipt thereof by any Loan Party or any
Subsidiary thereof, copies of each material notice or other correspondence received from any Governmental Authority concerning any investigation
or possible investigation or other inquiry by such agency regarding any material financial or other material operational results of any
Loan Party or any Subsidiary thereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g) </FONT><B>CSO
Agreements</B>. Promptly, and in any event within thirty (30) days after the execution and delivery thereof, copies of each credit services
organization and lender agreement or other similar agreement between any Loan Party and an unaffiliated, third-party lender in connection
with any credit services organization program implemented by such Loan Party and, at the request of the Administrative Agent, copies of
any other agreements related thereto; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h) </FONT><B>Additional
Information</B>. Promptly, such additional information regarding the business, financial or corporate affairs of any Loan Party or any
Subsidiary thereof or compliance with the terms of the Loan Documents, as Administrative Agent or any Lender may from time to time reasonably
request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.03 NOTICES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>Prior
to the implementation thereof, the Borrower shall promptly notify Administrative Agent of any proposed modification to any of the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i) the
Program Summary;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii) the
Underwriting Guidelines; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii) Schedule
1.01.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>The
Borrower shall promptly, and in any event within five (5) Business Days following the Borrower&rsquo;s knowledge thereof, notify Administrative
Agent and each Lender of:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i) <B>Defaults;
Events of Default</B>. The occurrence of any Default or Event of Default;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii) <B>Matters
Involving a Material Adverse Effect</B>. Any matter that has resulted or could reasonably be expected to result in a Material Adverse
Effect, including any such matter arising from: (i) any breach or non-performance of, or any default under, a Contractual Obligation of
any Loan Party or any Subsidiary thereof; (ii) any dispute, litigation, investigation, proceeding or suspension between any Loan Party
or any Subsidiary thereof and any Governmental Authority; or (iii) the commencement of, or any material development in, any litigation
or proceeding affecting any Loan Party or any Subsidiary thereof, including pursuant to any applicable Environmental Laws;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii) <B>ERISA
Events</B>. The occurrence of any ERISA Event;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv) <B>Certain
Acquisitions</B>. Any Acquisition, or the incurrence of any Contractual Obligations with respect to any Acquisition, by the Borrower or
any Subsidiary thereof if the aggregate cash and non cash consideration (including assumption of Debt) in connection with such Acquisition
is (or could reasonably be expected to become) $1,000,000.00 or more, which notice shall identify the related Acquiree(s), the anticipated
closing date of such Acquisition and the aggregate cash and non cash consideration (including assumption of Debt) to be paid in connection
with such Acquisition;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(v) <B>Certain
Asset Sales</B>. Any Asset Sale, other than pursuant to the Asset Purchase Agreement, or the incurrence of any Contractual Obligations
with respect to any Asset Sale, by the Borrower or any Subsidiary thereof if the aggregate cash and non cash consideration (including
assumption of Debt) in connection with such Asset Sale is (or could reasonably be expected to become) $250,000.00 or more, which notice
shall identify the related purchaser(s), the anticipated closing date of such Asset Sale and the aggregate cash and non cash consideration
(including assumption of Debt) to be paid in connection with such Asset Sale;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(vi) <B>Litigation</B>.
Any institution of any litigation involving an alleged liability of any Loan Party equal to or greater than $250,000, or any adverse determination
in any litigation against any Loan Party equal to or greater than $250,000, or any assertion of any allegation of fraud, criminal conduct,
misappropriation or other wrongful or illegal conduct on the part of any Loan Party;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(vii) <B>Regulatory
Action</B>. Any complaint, order, citation, notice, request for information or other written communication from a Governmental Authority
or any other Person delivered to any Loan Party with respect to, or if any officer of any Loan Party becomes aware of (i) any material
violation or alleged material violation by a Loan Party of any applicable Law, including, without limitation, the Law of any Applicable
State, or (ii) any Regulatory Action; provided, that the Borrower shall not be obligated to notify Administrative Agent or any Lender
of any Routine Inquiry more frequently than monthly;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(viii) <B>Financial
Matters</B>. Any material change in accounting policies or financial reporting practices by the Borrower or any Subsidiary thereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ix) <B>Specified
Subordinated Debt; Seller Indebtedness</B>. Any amendments, restatements, supplements, modifications or waivers of any provisions of any
of the Specified Subordinated Documents; and the occurrence of any default or event of default under any of the Specified Subordinated
Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(x) <B>Formation
of New Subsidiary</B>. Any Loan Party forms a new Subsidiary;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(xi) <B>Taxes</B>.
Any reports, notices, proceedings or investigations related to any material taxes and any other material reports or notices received by
any Loan Party from, or filed by any Loan Party with, any Governmental Authority;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(xii) <B>Liens</B>.
Any incurrence (whether voluntary or involuntary) of any Debt or Liens not permitted by the terms of this <B>Agreement</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(xiii) <B>Collateral
Shortfall, Cease Funding Event and Backup Servicing Trigger Event</B>. Any Loan Party obtaining knowledge of the occurrence of any Collateral
Shortfall, Cease Funding Event and/or Backup Servicing Trigger Event; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(xiv) <B>Amounts
Held At Each Store Bank Account</B>. Any material deviation from the Flow of Funds with respect to amounts maintained from time to time
in any store bank account (not subject to an Account Control Agreement) for daily operations or any material deviation from the Flow of
Funds with respect past practices in respect of amounts for operating expenses and/or check promotions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each notice pursuant to this
<B>Section 6.03</B> shall be accompanied by a statement of a Responsible Officer of the Borrower setting forth details of the occurrence
referred to therein and stating what action, if any, the Borrower (or the other applicable Person) has taken or proposes to take with
respect thereto. Each notice given pursuant to <B>Section 6.03</B> shall describe with particularity any and all provisions of this Agreement
and any other Loan Document that have been (or could reasonably be expected to be) breached or violated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.04 PAYMENT
OF CERTAIN OBLIGATIONS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower shall, and shall
cause each of its Subsidiaries to, pay and discharge prior to delinquency all material tax liabilities, assessments and governmental charges
or levies upon their respective properties, unless the same are being contested in good faith by appropriate proceedings timely instituted
and diligently conducted by the applicable Person and such Person has set aside adequate reserves, if any, on its financial statements
in accordance with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.05 PRESERVATION
OF EXISTENCE, ETC.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower shall, and shall
cause each of its Subsidiaries to: (a) preserve, renew and maintain in full force and effect their respective legal existence and good
standing under the Laws of the jurisdiction of their organization except in a transaction permitted by <B>Section 7.04</B> or <B>Section
7.05</B>; (b) take all reasonable action to maintain all rights, privileges, permits, licenses and franchises necessary or desirable in
the normal conduct of their respective businesses, except to the extent that the failure to do so could not reasonably be expected to
have a Material Adverse Effect; and (c) preserve or renew all of their respective registered patents, trademarks, trade names and service
marks and other intellectual property, the non preservation of which could reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.06 MAINTENANCE
OF PROPERTIES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower shall, and shall
cause each of its Subsidiaries to: (a) maintain, preserve and protect all of their respective material properties and equipment necessary
to the operation of their respective businesses in good working order and condition, ordinary wear and tear excepted; and (b) make all
necessary repairs thereto and renewals and replacements thereof; in each of the foregoing clauses (a) and (b), except where the failure
to do so could not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.07 MAINTENANCE
OF INSURANCE.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower shall, and shall
cause each of its Subsidiaries to maintain, with financially sound and reputable insurance companies not Affiliates of any Loan Party,
insurance (including hazard insurance where customary and business interruption insurance) with respect to their respective properties
and businesses against loss or damage of the kinds customarily insured against by Persons engaged in the same or similar business, of
such types and in such amounts (after giving effect to any self insurance compatible with the following standards) as are customarily
carried under similar circumstances by such other Persons.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.08 COMPLIANCE
WITH LAWS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower shall, and shall
cause each of its Subsidiaries to comply in all material respects with the requirements of all Laws and all orders, writs, injunctions
and decrees applicable to them or to their respective properties or businesses, except in such instances in which (a) such requirement
of Law or order, writ, injunction or decree is being contested in good faith by appropriate proceedings timely instituted and diligently
conducted; and (b) the failure to comply therewith could not reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.09 BOOKS
AND RECORDS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower shall, and shall
cause each of its Subsidiaries to: (a) maintain proper books of record and account, in which full, true and correct (in all material respects)
entries in conformity with GAAP consistently applied are made of all financial transactions and matters involving their respective properties
and businesses; (b) maintain such books of record and account in material conformity with all applicable requirements of any Governmental
Authority having regulatory jurisdiction over them, as the case may be; and (c) preserve the electronic form of all Consumer Receivable
Documents stored on servers and back-up systems in native format, together with all metadata and any other embedded data, all in accordance
with any written document management policies of the Borrower or such Subsidiary, as the case may be, which are satisfactory to the Administrative
Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.10 INSPECTION
RIGHTS; DATA ACCESS; BACK-UP SERVICER.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>The
Borrower shall, and shall cause each of its Subsidiaries to, permit representatives and independent contractors of Administrative Agent
and each Lender selected by the Administrative Agent or such Lender, as the case may be, in the exercise of their respective Permitted
Discretion, to visit and inspect any of their respective properties, to examine their corporate, financial and operating records, and
make copies thereof or abstracts therefrom, and to discuss their respective affairs, finances and accounts with their respective directors,
officers, members, managers and independent public accountants, at such reasonable times during normal business hours and as often as
may be reasonably desired, upon reasonable advance notice to the Borrower that is not less than five (5) Business Days; <I>provided</I>
that, unless an Event of Default exists, the cost of only two (2) such visits and inspections per calendar year shall be borne by the
Borrower and the aggregate amount of such costs shall not exceed $25,000; <I>provided further</I> that, when an Event of Default exists,
Administrative Agent or any Lender (or any of their respective representatives or independent contractors) may do any of the foregoing
at the expense of the Borrower at any time during normal business hours and without advance notice and as many times as Administrative
Agent or any Lender may require.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>The
Borrower shall, and shall cause each of its Subsidiaries to, permit representatives and independent contractors of Administrative Agent
to be provided with view only access to data and information through the applicable system of record in order to view, monitor and reconcile
(i) bank and transactional activity and the Collateral as may be deemed necessary or desirable by the Administrative Agent in its Permitted
Discretion, (ii) the Consumer Receivable Documents and all other credit and legal files evidencing or relating to the Consumer Receivables
and other Collateral and (iii) compliance with the terms of the Consumer Receivable Documents and the Loan Documents, including, without
limitation, all disbursement and payment activity in connection therewith.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>At
any time after the Closing Date, the Administrative Agent may appoint or cause the Borrower and each of its Subsidiaries to appoint a
Backup Servicing Agent upon not less than ten (10) Business Days&rsquo; advance written notice to the Borrower, which appointment shall
be made pursuant to a Backup Servicing Agreement. If so appointed, Administrative Agent shall have the right at any time after a Backup
Servicing Trigger Event, and in its Permitted Discretion to utilize the Backup Servicing Agent to maintain custody of any Collateral.
All custodial fees, and the costs and expenses of the Backup Servicing Agent then due and owing shall be paid by the Borrower from Collections
on each Remittance/Funding Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.11 USE
OF PROCEEDS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower shall use the
proceeds of the Revolving Credit Loans solely:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)  on
the Closing Date: (i) to finance in whole or in part the Main Street Acquisition; (ii) to repay a portion of the outstanding Frontier
Indebtedness in such amount as the Borrower and the Administrative Agent shall have mutually agreed upon; (iii) [intentionally omitted];
(iv) to repay in full all indebtedness and obligations of the Borrower under the Motus Note; and (v) to repay in full all indebtedness
and obligations of Main Street, ACAC and Quik Lend under and in respect of the Existing WF Credit Facility;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)  to
pay the costs and expenses associated with preparing and closing this Agreement and the Loan Documents; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c)  otherwise,
before and after giving effect to the calculation of the Borrowing Base and any Collateral Shortfall, (i) to make any payments on any
of the Specified Subordinated Debt, but only if and to the extent any such payments are expressly permitted under, and are made in accordance
with, <B>Section 7.04(c)(ii)</B> and (ii) for working capital and general corporate purposes not in contravention of any Law or of any
Loan Document, including the making of a Permitted Acquisition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.12 FINANCIAL
COVENANTS</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT><B>Liquidity
and Concentration Accounts Balance</B>. The Borrower shall not permit the aggregate Liquidity of the Borrower and the Subsidiary Guarantors
on a consolidated basis at any time to be less than an amount equal to 5.0% of the then current Borrowing Base. The Borrower shall not
permit Cash held in or credited to the Concentration Accounts at any time to be less than $200,000.00.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT><B>Tangible
Net Worth</B>. The Borrower shall not permit Tangible Net Worth of the Borrower and the Subsidiary Guarantors on a consolidated basis
at any time to be less than an amount equal to 10.0% of the then current Borrowing Base, tested as of the end of each Fiscal Quarter,
commencing with the Fiscal Quarter ending June 30, 2023.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT><B>Consolidated
Net Income</B>. The Borrower shall maintain a positive Consolidated Net Income of the Borrower for the current Fiscal Year as of the end
of each Fiscal Quarter, commencing with the Fiscal Quarter ending June 30, 2023.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; text-indent: 0pt">SECTION 6.13 CONCENTRATION
ACCOUNTS; COLLECTIONS; CASH MANAGEMENT; SERVICING AND ADMINISTRATION OF CONSUMER RECEIVABLES</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>The
Loan Parties shall take all actions necessary to maintain, preserve and protect the rights of the Administrative Agent, for the benefit
of itself and the Lenders, with respect to all proceeds of Collateral (in accordance with the Administrative Agent&rsquo;s first-priority
security interest).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>The
Loan Parties shall cause all Collections of Collateral (including, without limitation, all proceeds of Eligible Consumer Receivables)
to be deposited in strict compliance with the Flow of Funds, or, after the occurrence and during the continuance of an Event of Default,
as the Administrative Agent may otherwise direct in writing in its Permitted Discretion. With respect to any funds collected directly
by any Loan Party or any servicing agent or Backup Servicing Agent with respect to the Collateral (including, without limitation, all
proceeds of Eligible Consumer Receivables), such recipient shall cause all such funds to be processed in accordance with the Flow of Funds.
Each Loan Party shall cause all proceeds from all Charge-Offs to be deposited immediately into an Eligible Deposit Account or a Concentration
Account.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>The
Loan Parties shall cause any and all Processors to handle all Collections (including, without limitation, all proceeds of Eligible Consumer
Receivables) in strict compliance with the Flow of Funds and an applicable and in-force Processor Direction Letter. In furtherance and
not in limitation of the foregoing, the Loan Parties shall (A) not take any action to interfere with any Processor depositing Collections
received by such Processor in accordance with the Flow of Funds, and (B) not direct any Processor not to deposit all Collections received
by such Processor in accordance with the Flow of Funds.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d) </FONT>At
all times, each Concentration Account shall be subject to an Account Control Agreement. The Loan Parties and the Administrative Agent
shall have access to the statements and status of the Concentration Accounts and will be entitled to receive periodic account statements
with respect thereto. The Loan Parties shall take all steps reasonably requested by the Administrative Agent to ensure that the Administrative
Agent has full online access to view the Concentration Accounts, in the same manner as the applicable Loan Party has as a customer of
the applicable Concentration Account Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e) </FONT>With
respect to any Applicable State for which the Consumer Receivables owned by Revolution and its Subsidiaries are that are not being purchased
by NewCo, (i) Revolution or the applicable Subsidiary will maintain its servicing licenses to continue to service such Consumer Receivables
(which, for the avoidance of doubt, must Collateral hereunder) or (ii) if Revolution or the applicable Subsidiary is not maintaining its
servicing licenses in any such Applicable State, NewCo shall service such Consumer Receivables on behalf of Revolution and its Subsidiaries
in accordance with the terms hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f) </FONT>In
addition to and not in limitation of <B>Section 6.13(b)</B>, with respect to each of the Loan Parties&rsquo; Deposit Accounts that are
not Concentration Accounts, the Loan Parties shall ensure that to the extent that such Deposit Accounts at any time or from time to time
contain Collections of Collateral (including, without limitation, all proceeds of Eligible Consumer Receivables), the funds in excess
of operating cash levels therein in accordance with the Flow of Funds shall be swept to a Concentration Account in strict compliance with
the Flow of Funds. After the occurrence and during the continuation of an Event of Default or a Backup Servicing Trigger Event, the Administrative
Agent may request that the Loan Parties use commercially reasonable efforts to promptly, and in any event, within twenty (20) Business
Days of such request, furnish the Administrative Agent with executed Account Control Agreements with respect to the Deposit Accounts of
the Loan Parties that are not Concentration Accounts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g) </FONT>Each
Loan Party hereby irrevocably makes, constitutes and appoints the Administrative Agent (and all Persons designated by Administrative Agent
for that purpose, including any servicing agent or Backup Servicing Agent) as such Loan Party&rsquo;s true and lawful attorney and agent-in-fact,
to do any of the following at the Administrative Agent&rsquo;s sole election (and the Administrative Agent shall not have any obligations
to do so) after the occurrence and during the continuance of an Event of Default or a Backup Servicing Trigger Event: (i) to endorse the
name of such Loan Party upon all authorizations to transfer any funds out of the Concentration Accounts and any other Deposit Accounts
maintained by or on behalf of such Loan Party as contemplated by the Loan Documents, or upon any chattel paper, document, instrument,
invoice or similar document or agreement relating to any of the Collateral; (ii) to take control in any manner of any item of payment
or proceeds thereof relating to the Collateral; (iii) to have access to any lock box or postal box into which mail of such Loan Party
related to the Eligible Consumer Receivables financed by the Lenders is deposited; and (iv) to open and process all mail addressed to
such Loan Party and deposited therein related to the Eligible Consumer Receivables financed by the Lenders. The power of attorney granted
herein shall be deemed an agency, coupled with an interest and irrevocable, and not subject to termination without the consent of the
Administrative Agent. For the avoidance of doubt, the Administrative Agent covenants and agrees with the Loan Parties that it shall not
exercise the foregoing power of attorney referred to in this <B>Section 6.13(g)</B> unless an Event of Default or a Backup Servicing Trigger
Event has occurred and is continuing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h) </FONT>The
Borrower shall, or shall cause each of its Subsidiaries to, administer and service the Consumer Receivables in accordance with procedures
(including collection procedures) that comply with Laws and the accepted servicing practices of prudent lending institutions which service
and administer consumer loans of a type similar to the Consumer Receivables in the jurisdiction where the related Consumer Receivable
Obligor is located.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i) </FONT>If
an Event of Default has occurred and is continuing, the Borrower shall not, and shall not permit any other Loan Party to, withdraw or
transfer, or cause or permit to be withdrawn or transferred, any funds or other property held in or credited to any Eligible Deposit Account,
without the prior written consent of the Administrative Agent (which consent may be withheld in its sole discretion).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(j) </FONT>Each
Loan Party covenants, agrees and represents that, notwithstanding the maximum threshold amount set forth in the definition of Aggregate
Cash-in-Store, each Loan Party shall use commercially reasonable efforts to maintain Cash held in a Revolution Store&rsquo;s vault at
the minimum levels necessary to conduct its business and to cause all Collections in excess of such minimum levels to be deposited in,
or remain on deposit in, a Concentration Account.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.14 FURTHER
ASSURANCES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Promptly upon the written
request by Administrative Agent or Required Lenders, the Borrower shall, and shall cause each of its Subsidiaries to, take such further
acts (including the acknowledgement, execution, delivery, recordation, filing and registering of documents) as may reasonably be required
from time to time to: (a) carry out more effectively the purposes of this Agreement or any other Loan Document; (b) subject to the Liens
created by any of the Collateral Documents any of the properties, rights or interests covered by any of the Collateral Documents or any
other properties, rights or interests (including real property) acquired by the Borrower or any Subsidiary thereof following the Closing
Date; (c) perfect and maintain the validity, effectiveness and priority of the Liens created or intended to be created by any of the Loan
Documents; and (d) better assure, convey, grant, assign, transfer, preserve, protect and confirm to Administrative Agent and Lenders the
rights, remedies and privileges existing or granted or now or hereafter intended to be granted to such Persons under any Loan Document
or other document executed in connection therewith. Without limiting the generality of the foregoing, the Borrower hereby agrees that:
(A) within thirty (30) days after any Person becomes a Subsidiary of the Borrower following the Closing Date, the Borrower shall cause
such Subsidiary to (1) enter into a Joinder Agreement or otherwise deliver a Guaranty; and (2) enter into such Collateral Documents as
shall be required by Administrative Agent so as to create, perfect and protect a Lien in favor of Administrative Agent in all of the properties
of such Person which constitute Collateral; provided, that such Subsidiary shall not be obligated to deliver an Account Control Agreement
with respect to any Deposit Account that is not an Eligible Deposit Account or a Concentration Account except as required by the Administrative
Agent in its Permitted Discretion or the Flow of Funds otherwise requires; and (B) [intentionally omitted]; and (C) in connection with
the matters described in clause (A) above, the Borrower shall deliver or cause to be delivered to the Administrative Agent, such opinions,
certificates and other documents as the Administrative Agent shall reasonably require. In the event the Borrower or any of its Subsidiaries
maintains at least $200,000.00 or one percent (1.0%) of the Borrower&rsquo;s and its Subsidiaries&rsquo; total cash, whichever is less,
at any financial institution which has not executed an Account Control Agreement, deposit account control agreement or securities account
control agreement, as applicable, in favor of Administrative Agent, then upon Administrative Agent&rsquo;s request, the Borrower shall
promptly deliver or cause to be delivered to the Administrative Agent an Account Control Agreement, deposit account control agreement
or securities account control agreement, as applicable, in form and substance reasonably acceptable to Administrative Agent executed by
such financial institution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 6.15 POST-CLOSING
REQUIREMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Borrower shall, and shall
cause each of its Subsidiaries to, comply with the requirements set forth on <B>Schedule 6.15</B> in accordance with the terms thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">ARTICLE 7<BR>
NEGATIVE COVENANTS</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">So long as the Discharge of
Secured Obligations shall not have occurred, the Borrower will not, and will not permit any Subsidiary of the Borrower directly or indirectly
to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.01 LIENS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Create, incur, assume or suffer
to exist any Lien upon any of its property, assets or revenues, whether now owned or hereafter acquired, other than any of the following
(collectively, the &ldquo;<B><I>Permitted Liens</I></B>&rdquo;):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>any
Lien created under any Loan Document;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>any
Lien existing on the date hereof and listed on <B>Schedule 7.01</B> and any renewals or extensions thereof; <U>provided</U> that: (i)
the property covered thereby is not changed; (ii) the amount secured or benefited thereby is not increased; and (iii) the direct or any
contingent obligor with respect thereto is not changed;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>any
Lien for tax liabilities, assessments and governmental charges or levies arising in the ordinary course of business that are not yet due
or to the extent that non-payment thereof is permitted by <B>Section 6.04</B>, so long as (i) no notice of lien has been filed or recorded
under the Code, (ii) payment in respect of any such Lien is being properly contested in good faith by appropriate proceedings, and (iii)
such Liens could not reasonably be expected to cause, individually or in the aggregate, a Material Adverse Effect or a Cease Funding Event;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d) </FONT>any
landlord&rsquo;s, grower&rsquo;s, supplier&rsquo;s, producer&rsquo;s, carrier&rsquo;s, warehouseman&rsquo;s, mechanic&rsquo;s, materialman&rsquo;s,
repairman&rsquo;s or other like Lien arising in the ordinary course of business that is not overdue for a period of more than thirty (30)
days or that is being contested in good faith and by appropriate proceedings timely instituted and diligently conducted, if adequate reserves
with respect thereto, if any, in accordance with GAAP are set aside on the financial statements of the applicable Person;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e) </FONT>any
pledge or deposit in the ordinary course of business in connection with workers&rsquo; compensation, unemployment insurance and other
social security legislation, other than any Lien imposed by ERISA;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f) </FONT>any
deposit to secure the performance of bids, trade contracts or leases (other than Debt) or letters of credit issued in lieu of such deposits,
statutory obligations, surety bonds (other than bonds related to judgments or litigation), performance bonds and other obligations of
a like nature, in each case, incurred in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g) </FONT>any
lease, sublease, easement, right of way, encroachment, restriction or other similar encumbrance affecting real property that, when aggregated
with all other such Liens, is not substantial in amount, and that does not in any case materially detract from the value of the property
subject thereto or materially interfere with the ordinary conduct of the business of the applicable Person;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h) </FONT>any
Lien securing a judgment for the payment of money not constituting an Event of Default under <B>Section 8.01(h)</B> or securing an appeal
or other surety bond related to any such judgment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i) </FONT>any
Lien existing on any property prior to the acquisition thereof by the Borrower or any Subsidiary thereof or existing on any property of
any Person at the time such Person is merged into or consolidated with the Borrower or any Subsidiary of the Borrower; <U>provided</U>
that: (i) such Lien is not created in contemplation of or in connection with such acquisition or such Person being merged into or consolidated
with the Borrower or any Subsidiary of the Borrower, as the case may be; (ii) such Lien shall not apply to any other property or assets
of the Borrower or any Subsidiary thereof; and (iii) such Lien shall secure only those obligations which it secures on the date of such
acquisition or the date such Person is merged into or consolidated with the Borrower or any Subsidiary of the Borrower, as the case may
be;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(j) </FONT>any
Lien securing Debt permitted by <B>Section 7.03(f)</B> covering only the assets acquired with such Debt and directly related assets such
as proceeds (including insurance proceeds), products, replacements, substitutions and accessions thereto;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(k) </FONT>any
Lien arising solely by virtue of any statutory or common law provision relating to banker&rsquo;s liens, rights of set off or similar
rights and remedies as to deposit accounts or other funds maintained with a creditor depository institution; <U>provided</U> that: (i)
such deposit account is not a dedicated cash collateral account and is not subject to restrictions against access by the Borrower or any
Subsidiary thereof in excess of those set forth by regulations promulgated by the FRB; and (ii) such deposit account is not intended by
the Borrower or any Subsidiary thereof to provide collateral to the depository institution;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(l) </FONT>[intentionally
omitted];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(m) </FONT>the
right of a licensee under a license agreement entered into by the Borrower or any Subsidiary thereof, as licensor, in the ordinary course
of business for the use of intellectual property or other intangible assets of the Borrower or any such Subsidiary; <I>provided</I> that,
in the case of any such license granted by the Borrower or any such Subsidiary on an exclusive basis: (i) such Person shall have determined
in its reasonable business judgment that such intellectual property or other intangible assets are no longer useful in the ordinary course
of business; (ii) such license is for the use of intellectual property or other intangible assets in geographic regions in which the Borrower
or any Subsidiary thereof does not have material operations or in connection with the exploitation of any product not then produced or
planned to be produced by the Borrower or any Subsidiary thereof; or (iii) such license is granted in connection with a transaction otherwise
permitted by this Agreement in which a third party acquires the right to manufacture or sell any product covered by such intellectual
property or other intangible assets from the Borrower or such Subsidiary; <U>provided</U><I>, </I><U>further</U> that, in the case of
clauses (ii) and (iii) of this subsection (m), the Borrower or such Subsidiary has determined that it is in its best economic interest
to grant such license;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(n) </FONT>any
Liens in favor of the Borrower or any Subsidiary Guarantor;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(o) </FONT>any
customary banker&rsquo;s Liens in favor of banking institutions (including the right of setoff) encumbering Deposit Accounts maintained
at such banking institutions by the Borrower or any Subsidiaries of the Borrower into which any fees or commission paid to the Borrower
or any Subsidiary of the Borrower in connection with credit services organization program are required to be deposited by the lenders
of the related loans and that are within the general parameters in the banking industry or arising pursuant to such banking institution&rsquo;s
general terms and conditions;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(p) </FONT>any
Lien against a Third Party Financing SPV in connection with a Third Party Financing permitted by <B>Section 7.03(g)</B>; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(q) </FONT>Liens
arising from filings of Uniform Commercial Code financing statements (or similar documents) regarding operating leases entered into by
the Borrower or any of its Subsidiaries in the ordinary course of business, for precautionary purposes relating to arrangements not constituting
Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.02 INVESTMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Make any Investments, except:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>Investments
in cash and Cash Equivalents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>Investments
arising from transactions by the Borrower or any Subsidiary thereof with customers or suppliers in the ordinary course of business, including
Investments (including debt obligations) received in connection with the bankruptcy or reorganization of customers and suppliers and in
settlement of delinquent obligations of, and other disputes with, customers or suppliers arising in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>advances
to officers, directors, employees, shareholders, partners or members of the Borrower or any Subsidiary thereof for travel, entertainment,
relocation and analogous ordinary business purposes in a maximum aggregate amount at any time outstanding not to exceed $250,000;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d) </FONT>(i)
Investments of the Borrower in any Subsidiary of the Borrower that is a Subsidiary Guarantor; (ii) Investments of any Subsidiary of the
Borrower that is a Subsidiary Guarantor in any other Subsidiary of the Borrower that is a Subsidiary Guarantor; (iii) Investments of any
Subsidiary thereof in the Borrower; (iv) Investments of the Borrower or any Subsidiary thereof consisting of Equity Interests disclosed
on <B>Part A </B>of <B>Schedule 5.16</B>; (v) Investments permitted under <B>Section 7.03(i) </B>and (vi) Investments by NewCo pursuant
to the Asset Purchase Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e) </FONT>any
Permitted Acquisition;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f) </FONT>Investments
made for the benefit of employees of the Borrower or any Subsidiary thereof for the purposes of deferred compensation;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g) </FONT>Guarantees
permitted by <B>Section 7.03(a)</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h) </FONT>[intentionally
omitted];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i) </FONT>Investments
consisting of Capital Expenditures permitted by <B>Section 7.07</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(j) </FONT>[intentionally
omitted];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(k) </FONT>Investments
in a new Subsidiary of the Borrower; <U>provided</U> such new Subsidiary executes a Joinder Agreement and the Borrower and such new Subsidiary
comply with the requirements set forth in <B>Section 6.14</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(l) </FONT>any
Investment existing on the date of this Agreement or made pursuant to binding commitments in effect on the date of this Agreement or an
Investment consisting of any extension, modification or renewal of any Investment existing on the date of this Agreement; <I>provided</I>
that the amount of any such Investment may only be increased (x) as required by the terms of such Investment as in existence on the date
of this Agreement or (y) as otherwise permitted under this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(m) </FONT>Investments
in prepaid expenses, negotiable instruments held for collection and lease, utility and workers&rsquo; compensation, performance and other
similar deposits;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(n) </FONT>Investments
consisting of non-cash consideration received in the form of securities, notes or similar obligations in connection with dispositions
of obsolete or worn out assets permitted pursuant to this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(o) </FONT>any
credit services organization program that would otherwise constitute an Investment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(p) </FONT>Investments
consisting of obligations of officers and employees to the Borrower or its Subsidiaries in connection with such officers&rsquo; and employees&rsquo;
acquisition of Equity Interests in the Borrower (other than Disqualified Equity Interests) so long as no cash is actually advanced by
the Borrower or any of its Subsidiaries in connection with the acquisition of such obligations;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(q) </FONT>Investments
in any Third Party Financing SPV that are made in compliance with the terms of <B>Section 10.19</B> and are on terms and conditions acceptable
to the Administrative Agent in its Permitted Discretion, <I>provided</I> no Event of Default or Cease Funding Event exists immediately
prior to, or would exist immediately after, giving effect to such Investment in a Third Party Financing SPV; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(r) </FONT>other
Investments in any Person having an aggregate fair market value (measured on the date each such Investment was made and without giving
effect to subsequent changes in value), when taken together with all other Investments made pursuant to this clause (r) that are at the
time outstanding, not to exceed $250,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.03 DEBT.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Create, incur, assume or suffer
to exist any Debt, except:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>Debt
under the Loan Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>Debt
existing on the date hereof and set forth in <B>Schedule 7.03</B> and no extensions, renewals, refinancings and replacements of any such
Debt;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>[intentionally
omitted];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d) </FONT>[intentionally
omitted];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e) </FONT>[intentionally
omitted];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f) </FONT>Debt
in respect of: (i) capital leases; (ii) Synthetic Lease Obligations; and (iii) purchase money obligations for the purpose of financing
(or refinancing) all or any part of the purchase price or cost of construction or improvement of property (real or personal), plant or
equipment used in the business of the Borrower or such Subsidiary that, added to all other Debt permitted pursuant to this clause (f)
and then outstanding will not exceed (A) $500,000, so long as such Debt is incurred or issued at the date of such purchase, or completion
of such construction or improvement, or within 270 days thereafter, <U>plus</U> (B) the amount of any fees and expenses incurred in connection
with any financing transaction or refinancing;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g) </FONT>Debt
under any Third Party Financing permitted in accordance with <B>Section 10.19</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h) </FONT>Debt
in respect of: (i) workers&rsquo; compensation claims or obligations in respect of health, disability or other employee benefits; (ii)
property, casualty or liability insurance or self insurance; (iii) completion, bid, performance, appeal or surety bonds issued for the
account of the Borrower or any Subsidiary thereof; or (iv) bank guarantees, letters of credit, bankers&rsquo; acceptances and other similar
obligations not constituting Debt for borrowed money; in each of the foregoing cases, to the extent incurred in the ordinary course of
business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i) </FONT>intercompany
Debt of the Borrower or any Subsidiary thereof owing to and held by the Borrower or any Subsidiary thereof; <U>provided</U> that (i) if
the Borrower or any Subsidiary of the Borrower that is a Subsidiary Guarantor is the obligor on such Debt and any Subsidiary of the Borrower
(other than a Subsidiary of the Borrower that is a Subsidiary Guarantor) is the obligee thereof, such Debt must be acceptable to the Administrative
Agent in its Permitted Discretion and also be unsecured and expressly subordinated to the prior Discharge of Secured Obligations and the
prior satisfaction of all Obligations (including, with respect to any Subsidiary of the Borrower that is a Subsidiary Guarantor, its obligations
under <B>Section 10.14</B>), and (ii) Debt owed to the Borrower or any Subsidiary of the Borrower that is a Subsidiary Guarantor must
be evidenced by an unsubordinated promissory note pledged to the Administrative Agent under the applicable Collateral Document;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(j) </FONT>(i)
the Frontier Indebtedness outstanding on the Closing Date, and interest accruing thereon; <U>provided</U> that such Frontier Indebtedness
is subordinated in right of payment to the Obligations as and to the extent provided in the Frontier Subordination Agreement and is at
all times subject to the terms of the Frontier Subordination Agreement; and (ii) any other Permitted Subordinated Debt, but, in the case
of this clause (ii), only if the issuance of such Permitted Subordinated Debt is consented to by the Administrative Agent in writing in
advance in its sole and absolute discretion without any obligation to do so;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(k) </FONT>Debt
consisting of promissory notes or similar Debt issued by the Borrower or any Subsidiary of the Borrower to current, future or former officers,
directors and employees thereof, or to their respective estates, spouses or former spouses, in each case to finance the purchase or redemption
of Equity Interests of the Borrower or a Subsidiary of the Borrower to the extent described in clause (p) of <B>Section&nbsp;7.02</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(l) </FONT>Debt
arising from the honoring by a bank or other financial institution of a check, draft or similar instrument inadvertently (except in the
case of daylight overdrafts) drawn against insufficient funds in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(m) </FONT>Debt
arising from agreements of the Borrower or any of its Subsidiaries providing for indemnification, adjustment of purchase price, earnouts
or similar obligations, in each case, incurred in connection with the disposition of any business, assets or such Subsidiary, other than
guarantees of Debt incurred by any Person acquiring all or any portion of such business, assets or such Subsidiary for the purpose of
financing such acquisition; <U>provided</U> that the maximum aggregate liability in respect of all such Debt shall at no time exceed the
gross proceeds actually received by the Borrower or such Subsidiary in connection with such disposition; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(n) </FONT>Debt
arising under bonds issued by the Borrower or any Subsidiary of the Borrower solely in connection with obtaining and maintaining its lending
licensing requirements with applicable Governmental Authorities in the United States in the ordinary course of its business.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.04 FUNDAMENTAL
CHANGES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>Engage
in any material line of business substantially different from those lines of business conducted by the Borrower and its Subsidiaries on
the date hereof or any business substantially related or incidental thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>Merge,
dissolve, liquidate, consolidate with or into another Person, or Dispose of (whether in one transaction or in a series of transactions)
all or substantially all of its assets (whether now owned or hereafter acquired) to or in favor of any Person, except that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i) any
Subsidiary of the Borrower may merge with: (A) the Borrower, <I>provided</I> that the Borrower shall be the continuing or surviving Person;
or (B) any one or more other Subsidiaries of the Borrower, <I>provided</I> that all of the following conditions are met: (i) when any
wholly owned Subsidiary of the Borrower is merging with another Subsidiary of the Borrower, then another wholly owned Subsidiary of the
Borrower shall be the continuing or surviving Person and (ii) when the merger involves a Subsidiary of the Borrower that is a Subsidiary
Guarantor, then another Subsidiary of the Borrower that is a Subsidiary Guarantor shall be the continuing or surviving Person;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii) any
Subsidiary of the Borrower may Dispose of all or substantially all of its assets (upon voluntary liquidation or otherwise) to the Borrower
or to another Subsidiary of the Borrower; <I>provided</I> that if the transferor in such a transaction is a Subsidiary of the Borrower
that is a Subsidiary Guarantor or a wholly owned Subsidiary of the Borrower, then the transferee must either be the Borrower or a Subsidiary
of the Borrower that is a Subsidiary Guarantor;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii) the
Borrower or any Subsidiary thereof may consummate any Acquisition permitted under <B>Section 7.02(e)</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv) the
Borrower or any Subsidiary thereof may consummate or approve the consummation of the dissolution or winding down, as the case may be,
of any of the dormant or immaterial Subsidiaries set forth on <B>Schedule 7.04(b)(iv)</B> as of the Closing Date, provided that such election
is made in the exercise of their good faith business judgment and such dormant or immaterial Subsidiary of the Borrower (1) does not have
any Cash or other assets at the effective time of such dissolution or winding down or (2) all such Cash and/or assets of such Subsidiary
are transferred to a the related Borrower or any Subsidiary of the Borrower that is a Subsidiary Guarantor prior to or substantially concurrently
with such dissolution or winding down; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(v) Revolution,
and any Subsidiary of Revolution that is a Seller under the Asset Purchase Agreement, may dispose of substantially all of its assets to
NewCo pursuant to, and in accordance with, the Asset Purchase Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>Make
or agree to pay or make, directly or indirectly, any payment or other distribution (whether in cash, securities or other property) of
or in respect of principal of or interest on any Debt, or any payment or other distribution (whether in cash, securities or other property),
including any sinking fund or similar deposit, on account of the purchase, redemption, retirement, acquisition, cancellation or termination
of any Debt, except:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i) payment
of the Obligations in accordance with the Loan Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii) (A) payment
on the Closing Date of a portion of the Specified Subordinated Debt in such amount that is expressly permitted to be made under <B>Section
6.11(a)(ii)</B> and <B>6.11(a)(iii)</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; text-align: justify; text-indent: 0.75in">(B)  regularly
scheduled payments of interest in respect of any Specified Subordinated Debt that is expressly permitted to be incurred under <B>Section
7.03(j)</B>, on such dates and in such amounts as set forth on <B>Schedule 7.04(c)(ii)</B>; <U>provided</U> that, in each case, (1) no
Default or Event of Default has occurred and is continuing or would result from any such payment, (2) after giving pro forma effect to
the making of any such payment, the Borrower is in compliance with (x) the covenant contained in <B>Section 6.12(a)</B>, (y) the covenant
contained in <B>Section 6.12(b)</B>, and (z) the covenant contained in <B>Section 6.12(c)</B> as if, in the case of this subclause (z),
any such payment had been made on the last day of the Fiscal Quarter immediately preceding the making of such payment, (3) each such payment
is expressly permitted to be made pursuant to, and in accordance with, the terms of the applicable Specified Subordination Agreement,
(4) at least five (5) Business Days (or such shorter period of time as the Administrative Agent may agree in writing in its sole discretion)
prior to the making of any such payment, the Borrower shall have provided to the Administrative Agent a certificate of the chief financial
officer or controller of the Borrower evidencing compliance with subclause (2) above and certifying that the Borrower is and will be in
compliance with subclauses (1) and (3) above prior to and immediately after giving effect to such payment, and (5) other than the payment
that is expressly permitted to be made on the Closing Date under <B>Section 7.04(c)(ii)(A)</B>, no such payment shall be made at any time
between the period from and including the date hereof to and including December 31, 2020; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; text-align: justify; text-indent: 0.75in">(C) payments
of principal in respect of any Specified Subordinated Debt that is expressly permitted to be incurred under <B>Section 7.03(j)</B>; <U>provided</U>
that the Administrative Agent shall have consented in writing to the making of any such payment prior to the making thereof, which consent
may be given or withheld by the Administrative Agent in its sole discretion;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii) payments
of principal and interest paid-in-kind in respect of the Seller Indebtedness that is expressly permitted to be incurred under <B>Section
7.03(e)</B>; provided that the Administrative Agent shall have consented in writing to the making of any such payment prior to the making
thereof, which consent may be given or withheld by the Administrative Agent in its sole discretion; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv) with
respect to Debt permitted under <B>Section 7.03</B> (other than the Specified Subordinated Debt, the Seller Indebtedness and the Permitted
Subordinated Debt), payment of regularly scheduled interest and principal payments as and when due in respect of any such Debt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.05 DISPOSITIONS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Make any Disposition or enter
into any agreement to make any Disposition, except:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>Dispositions
of used, obsolete, surplus or worn out property, whether now owned or hereafter acquired, in the ordinary course of business and the abandonment
or other Disposition of intellectual property that is, in the reasonable judgment of the Borrower, no longer economically practicable
to maintain or useful in the conduct of the business of the Borrower and its Subsidiaries, taken as a whole;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>Dispositions
of inventory or Charge-Offs in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>Dispositions
of equipment or real property to the extent that: (i) such property is exchanged for credit against the purchase price of similar replacement
property; (ii) the proceeds of such Disposition are reasonably promptly applied to the purchase price of such replacement property; or
(iii) the proceeds of such Disposition are promptly deposited into a Concentration Account;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d) </FONT>Dispositions
of property by the Borrower or any Subsidiary thereof to the Borrower or to a wholly owned Subsidiary of the Borrower (including, for
the avoidance of doubt, pursuant to the Asset Purchase Agreement); provided that, if the transferor of such property is the Borrower or
a Subsidiary of the Borrower that is a Subsidiary Guarantor, the transferee thereof must be the Borrower or a Subsidiary of the Borrower
that is a Subsidiary Guarantor;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e) </FONT>Dispositions
permitted by <B>Section 7.04(b)(i)</B>, <B>Section 7.04(b)(ii)</B>, <B>Section 7.04(b)(iii)</B> or <B>Section 7.04(b)(iv)</B>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f) </FONT>Dispositions
of bad debt in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g) </FONT>(i)
[intentionally omitted]; (ii) to the extent permitted hereunder, Restricted Payments; and (iii) to the extent permitted hereunder and
otherwise constituting Dispositions, Investments;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h) </FONT>Dispositions
of cash and Cash Equivalents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i) </FONT>Dispositions
of Receivables to a Third Party Financing SPV; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(j) </FONT>Dispositions
of accounts receivable in connection with the compromise, settlement or collection thereof in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>provided</I> that any Disposition pursuant
to any of the foregoing subsections of this <B>Section 7.05</B> shall be for not less than fair market value unless otherwise agreed by
the Administrative Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.06 RESTRICTED
PAYMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Declare or make, directly
or indirectly, any Restricted Payment, or incur any obligation (contingent or otherwise) to do so, except:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>each
Subsidiary of any Loan Party may make Restricted Payments to such Loan Party at any time;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>so
long as no Event of Default arising under <B>Section 8.01(a)</B>, <B>Section 8.01(b)</B> (solely as a result of an Event of Default under
<B>Section 6.12</B> or <B>Section 6.13</B>), <B>Section 8.01(f)</B> or <B>Section&nbsp;8.01(g</B>) has occurred and is continuing (for
the avoidance of all doubt, in each case, after application of all applicable grace or cure periods, if any), provided that the Borrower
is then taxed as a partnership, &ldquo;S&rdquo; corporation or other entity with &ldquo;pass-through&rdquo; tax status for federal and
state income tax purposes, the Borrower may declare and pay dividends or, in the case of a pass-through entity, compensation with respect
to its Equity Interests (collectively, &ldquo;Compensation&rdquo;) in any Fiscal Year in an aggregate amount equal to the Pass-Through
Tax Liabilities, such Compensation to be payable at such time or times and in such amounts as will enable shareholders to avoid penalties
and interest otherwise payable on account of the failure to pay a sufficient amount of estimated taxes as required by Law and, without
duplication, income taxes for such Fiscal Year; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>the
Borrower may make Restricted Payments to the extent such payments are expressly permitted under, and are made in accordance with, <B>Section
7.04(c)(ii)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.07 CAPITAL
EXPENDITURES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Make (whether in one transaction
or a series of transactions) Capital Expenditures in an aggregate amount for the Borrower and its Subsidiaries in excess of $500,000 during
any Fiscal Year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.08 TRANSACTIONS
WITH AFFILIATES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Enter into any transaction
of any kind with any Affiliate of the Borrower, irrespective of whether in the ordinary course of business, other than on fair and reasonable
terms substantially as favorable to the Borrower or a Subsidiary of the Borrower as would be obtainable by such Person at the time in
a comparable arm&rsquo;s length transaction with a Person other than an Affiliate, provided that the foregoing restriction shall not apply
to: (a) transactions between or among the Borrower and any Guarantor (other than FlexShopper) or between or among Guarantors (other than
FlexShopper); (b) Restricted Payments permitted hereunder; (c) Guarantees permitted by <B>Section 7.03(a)</B>; (d)&nbsp;arrangements that
do not violate <B>Section 7.03(l)</B>; (e) Third Party Financings that are expressly permitted by <B>Section 7.03(g)</B>; (f) the Specified
Subordinated Debt that is expressly permitted by <B>Section 7.03(j)</B> and the Specified Subordination Agreements, and the payments of
such Specified Subordinated Debt in accordance with <B>Section 7.04(c)(ii)</B>; and (g) existing arrangements with variable interest entities
described on <B>Schedule 7.08</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding the forgoing
in this <B>Section 7.08, </B>if Borrower or any other Loan Party engages any Affiliate of the Borrower to service, administer, monitor
and/or otherwise provide other services with respect to Consumer Receivables or any other products of any of the Loan Parties, then the
terms and form of such engagement, including without limitation, any fees payable in respect thereof, shall be subject in all respects
to the prior written approval of the Administrative Agent in its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.09 BURDENSOME
AGREEMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Enter into any Contractual
Obligation (other than this Agreement or any other Loan Document) that: (a) limits the ability: (i) of any Subsidiary of the Borrower
to make Restricted Payments to the Borrower or any other Subsidiary or to otherwise transfer any of its property to the Borrower or any
other Subsidiary of the Borrower, other than any restrictions set forth in the Asset Purchase Agreement; (ii) of any Subsidiary of the
Borrower to Guarantee the Debt of the Borrower or any other Subsidiary; or (iii) of the Borrower or any Subsidiary thereof to create,
incur, assume or suffer to exist Liens on property of such Person, other than any restrictions set forth in the Asset Purchase Agreement;
or (b) requires the grant of a Lien to secure an obligation of such Person if a Lien is granted to secure another obligation of such Person;
<U>provided</U>, that this <B>Section 7.09</B> shall not apply to any a Subsidiary that is a Third Party Financing SPV.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.10 USE
OF PROCEEDS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Use the proceeds of any Revolving
Credit Loans, whether directly or indirectly, and whether immediately, incidentally or ultimately, to purchase or carry margin stock (within
the meaning of Regulation U of the FRB) or to extend credit to others for the purpose of purchasing or carrying margin stock or to refund
indebtedness originally incurred for such purpose. The Borrower agrees that it will not request any Revolving Credit Loans, and the Borrower
agrees that it shall not use, and shall procure that its Subsidiaries shall not use, the proceeds of any Revolving Credit Loans (i) in
furtherance of an offer, payment, promise to pay, or authorization of the payment or giving of money, or anything else of value, to any
Person in violation of any Anti-Corruption Laws, (ii) for the purpose of funding, financing or facilitating any activities, business or
transaction of or with any Sanctioned Person, or in any Sanctioned Country, except to the extent permitted for a Person to comply with
Sanctions, or (iii) in any manner that would result in the violation of any Sanctions applicable to any party hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.11 CERTAIN
GOVERNMENTAL REGULATIONS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a) Be or become subject at
any time to any Law, regulation, or list of any government agency (including the United States Office of Foreign Asset Control list) that
prohibits or limits any Lender from making any loans or extension of credit (including the Revolving Credit Loans) to any Loan Party or
from otherwise conducting business with any Loan Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b) Fail to provide documentary
and other evidence of any Loan Party&rsquo;s identity as may be requested by any Lender at any time to enable such Lender to verify any
Loan Party&rsquo;s identity or to comply with any applicable Law or regulation, including Section 326 of the Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c) The
Borrower furthermore agrees that is will not permit any Related Party of the Borrower to (a) be or become subject at any time to any Law,
regulation, or list of any government agency (including the United States Office of Foreign Asset Control list) that prohibits or limits
any Lender from making any loans or extension of credit (including the Revolving Credit Loans) to any Loan Party or from otherwise conducting
business with any Loan Party; or (b) fail to provide documentary and other evidence of any Loan Party&rsquo;s identity as may be requested
by any Lender at any time to enable such Lender to verify any Loan Party&rsquo;s identity or to comply with any applicable Law or regulation,
including Section 326 of the Act</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.12 AMENDMENT
OF MATERIAL DOCUMENTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>In
the case of the Borrower or any Subsidiary Guarantor, modify or restate its name unless the Administrative Agent receives notice of such
change promptly, but in any event within thirty (30) days&rsquo; after such change is effected, or reincorporate or reorganize under the
laws of any jurisdiction, and the Borrower shall deliver to the Administrative Agent Uniform Commercial Code financing statements and
other Collateral Documents as shall be required by the Administrative Agent in its Permitted Discretion to continue, create, perfect and
protect, as the case may be, a Lien in favor of the Administrative Agent in all of the properties of such Person which constitute Collateral,
together with such legal opinions confirming perfection, certificates and other documents as the Administrative Agent shall require in
its Permitted Discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>Amend,
supplement modify or waive any of its rights under its Organizational Documents, other than immaterial amendments, modifications or waivers
that could not reasonably be expected to adversely affect the Administrative Agent or the Lenders; <U>provided</U> that the Borrower shall
deliver or cause to be delivered to the Administrative Agent and each Lender a copy of each such amendment, modification or waiver promptly
after the execution and delivery thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>Amend,
modify, supplement, restate, replace, waive or otherwise change, or permit the amendment, modification, supplement, restatement, replacement,
waiver or change to or of, any of the terms, covenants, conditions or other provisions of any of the Specified Subordinated Documents,
if any such amendment, modification, supplement, restatement, replacement, waiver or change would be adverse to the interests of the Administrative
Agent or the Lenders. (For the avoidance of doubt, (A) any amendment, modification, supplement, restatement, replacement, waiver or change
to or of any of the terms, covenants, conditions or other provisions of any of the Specified Subordinated Documents that (i) increases
the principal amount of the Specified Subordinated Debt thereunder, (ii) increases the interest rate in respect of the Specified Subordinated
Debt thereunder, (iii) shortens the maturity in respect of the Specified Subordinated Debt thereunder or (iv) imposes additional fees
or otherwise increases the fees otherwise required thereunder, in each case shall require the prior written consent of the Required Lenders;
and (B) any amendment, modification, supplement, restatement, replacement, waiver or change to or of any of the terms, covenants, conditions
or other provisions of any of the Specified Subordinated Documents that extends the maturity of any of the Specified Subordinated Debt
thereunder shall not be deemed adverse to the interests of the Administrative Agent or the Lenders and shall not require the prior written
consent of any of the Lenders).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d) </FONT>Amend,
modify, supplement, restate, replace, waive or otherwise change, or permit the amendment, modification, supplement, restatement, replacement,
waiver or change to or of, any of the terms, covenants, conditions or other provisions of the Main Street Acquisition Agreement, if any
such amendment, modification, supplement, restatement, replacement, waiver or change would be adverse in any material respects to the
interests of the Administrative Agent and the Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e) </FONT>Amend,
modify, supplement, restate, replace, waive or otherwise change, or permit the amendment, modification, supplement, restatement, replacement,
waiver or change to or of, any of the terms, covenants, conditions or other provisions of the Asset Purchase Agreement or the Transition
Services Agreement (as such term is defined in the Asset Purchase Agreement), if any such amendment, modification, supplement, restatement,
replacement, waiver or change would be adverse in any material respects to the interests of the Administrative Agent and the Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.13 DISQUALIFIED
EQUITY INTERESTS</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>Issue
any Disqualified Equity Interests, or (b) be or become liable in respect of any obligation (contingent or otherwise) to purchase, redeem,
retire, acquire or make any other payment in respect of any Equity Interests of the Borrower or any Subsidiary of the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 7.14 FOREIGN
SUBSIDIARIES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Create, form, own, or acquire,
whether directly or indirectly, any Foreign Subsidiary of any Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">ARTICLE 8<BR>
EVENTS OF DEFAULT AND REMEDIES</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 8.01 EVENTS
OF DEFAULT</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each of the following shall
constitute an event of default hereunder (each, an &ldquo;<B><I>Event of Default</I></B>&rdquo;):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT><B>Non-Payment</B>.
The Borrower or any other Loan Party fails to pay: (i) when and as required to be paid herein, any amount of principal of any Loan; (ii)
within three (3) Business Days after the same becomes due, any interest on any Loan, or any fee due hereunder; or (iii) within five (5)
Business Days after the same becomes due, any other amount payable hereunder or under any other Loan Document; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT><B>Specific
Covenants</B>. (i) Any Loan Party fails to perform or observe any term, covenant or agreement contained in any of <B>Section 2.05(a)</B>,
<B>Section 6.01(e)</B>, <B>Section 6.01(f)</B>, <B>Section 6.01(g)</B>, <B>Section&nbsp;6.03, Section 6.05</B>, <B>Section 6.10</B>, <B>Section
6.11</B>, <B>Section 6.12, Section 6.15</B> or <B>Article VII</B>; <U>provided however</U>, at any time after the Second Amendment Closing
Date, any failure with respect to <B>Sections 6.05</B>, <B>Section 6.10</B> or <B>Article VII</B> by any Revolution Loan Party that no
longer owns any Collateral shall not constitute an Event of Default unless such failure has had, or could be reasonably expected to have,
a Material Adverse Effect; (ii) any Guarantor fails to perform or observe any term, covenant or agreement contained in its Guaranty; or
(iii) any Loan Party fails to deliver or cause to be delivered all Collections of Consumer Receivables pledged as Collateral to the Concentration
Accounts, in strict compliance with the Flow of Funds and <B>Section 6.13</B>, subject to the Permitted Grace Period; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT><B>Representations
and Warranties</B>. Any representation, warranty, certification or statement of fact made or deemed made by or on behalf of the Borrower
or any other Loan Party herein, in any other Loan Document or in any document delivered in connection herewith or therewith shall be incorrect
or misleading in any material respect when made or deemed made; <U>provided however</U>, at any time after the Second Amendment Closing
Date, any such misrepresentation by any Revolution Loan Party that no longer owns any Collateral shall not constitute an Event of Default
unless such misrepresentation has had, or could be reasonably expected to have, a Material Adverse Effect; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d) </FONT><B>Other
Defaults</B>. Any Loan Party fails to perform or observe any other covenant or agreement (not specified in <B>Section 8.01(a)</B>, <B>Section
8.01(b)</B> or <B>Section 8.01(c)</B>) contained in any Loan Document on its part to be performed or observed and such failure continues
for thirty (30) days (or, in the case of <B>Section 6.01(a)</B>, <B>Section 6.01(b)</B>, <B>Section 6.01(c)</B>, <B>Section 6.01(d)</B>,
<B>Section 6.02</B> or <B>Section 6.04</B>, within five (5) Business Days following the earlier of the Borrower&rsquo;s knowledge or receipt
of written notice of such failure); <U>provided however</U>, at any time after the Second Amendment Closing Date, any such failure by
any Revolution Loan Party that no longer owns any Collateral shall not constitute an Event of Default unless such failure has had, or
could be reasonably expected to have, a Material Adverse Effect; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e) </FONT><B>Cross-Default</B>.
(i) Any Loan Party or FlexShopper: (A) fails to make any payment when due (whether by scheduled maturity, required prepayment, acceleration,
demand, or otherwise) in respect of any Debt (other than (x) the Obligations and (y) Debt under Swap Contracts) having an aggregate principal
amount (including undrawn committed or available amounts and including amounts owing to all creditors under any combined or syndicated
credit arrangement) of more than (i) in the case of any Loan Party, the Threshold Amount or (ii) in the case of FlexShopper, $10,000,000
(clauses (i) and (ii), &ldquo;<B><I>Material Debt</I></B>&rdquo;); or (B) fails to observe or perform any other agreement or condition
relating to any such Material Debt or contained in any document evidencing, securing or relating to any of the foregoing, or any other
default or event occurs, the effect of which default or other event is to cause, or to permit the holder or holders of such Material Debt
(or a trustee or agent on behalf of such holder or holders) to cause, with the giving of notice if required, such Material Debt to be
demanded or to become due or to be repurchased, prepaid, defeased or redeemed (automatically or otherwise), or an offer to repurchase,
prepay, defease or redeem such Material Debt to be made, prior to its stated maturity; or (ii) there occurs under any Swap Contract an
Early Termination Date (as defined in such Swap Contract) resulting from: (A) any event of default under such Swap Contract as to which
the Borrower or any Subsidiary thereof is the Defaulting Party (as defined in such Swap Contract); or (B) any Termination Event (as so
defined) under such Swap Contract as to which the Borrower or any Subsidiary thereof is an Affected Party (as so defined) and, in either
event, the Swap Termination Value owed by the Borrower or any Subsidiary as a result thereof is greater than the Threshold Amount; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f) </FONT><B>Insolvency
Proceedings, Etc</B>. Any Loan Party or any Subsidiary thereof or FlexShopper institutes or consents to the institution of any proceeding
under any Bankruptcy Law, or makes an assignment for the benefit of creditors; or any Loan Party or any Subsidiary thereof or FlexShopper
applies for or consents to the appointment of any receiver, trustee, custodian, conservator, liquidator, rehabilitator or similar officer
for it or for all or any material part of its property; or any receiver, trustee, custodian, conservator, liquidator, rehabilitator or
similar officer is appointed without the application or consent of any Loan Party, any Subsidiary thereof or FlexShopper, and the appointment
continues undischarged or unstayed for sixty (60) calendar days; or any proceeding under any Bankruptcy Law relating to any Loan Party,
any Subsidiary thereof or FlexShopper or to all or any material part of its property is instituted without the consent of such Person
and continues undismissed or unstayed for sixty (60) calendar days, or an order for relief is entered in any such proceeding; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g) </FONT><B>Inability
to Pay Debts; Attachment</B>. (i) Any Loan Party or any Subsidiary thereof or FlexShopper becomes unable or admits in writing its inability
or fails generally to pay its debts as they become due; or (ii) any writ or warrant of attachment or execution or similar process is issued
or levied against all or any material part of the property of any such Person and is not released, vacated or fully bonded within thirty
(30) days after its issue or levy; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h) </FONT><B>Judgments</B>.
There is entered against any Loan Party or any Subsidiary thereof or FlexShopper: (i) a final, non-appealable judgment or order for the
payment of money in an aggregate amount exceeding (i) in the case of any Loan Party or any Subsidiary thereof, the Threshold Amount (to
the extent not covered by unaffiliated independent third-party insurance as to which the insurer does not dispute coverage) or (i) in
the case of FlexShopper, $1,000,000 (to the extent not covered by unaffiliated independent third-party insurance as to which the insurer
does not dispute coverage); or (ii) any one or more non-monetary final, non-appealable judgments that have, or could reasonably be expected
to have, individually or in the aggregate, a Material Adverse Effect and, in either case: (A) enforcement proceedings are commenced by
any creditor upon such judgment or order; or (B) there is a period of thirty (30) consecutive days during which a stay of enforcement
of such judgment, by reason of a pending appeal or otherwise, is not in effect; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i) </FONT><B>ERISA</B>.
(i) An ERISA Event occurs with respect to a Pension Plan or Multiemployer Plan which has resulted or could reasonably be expected to result
in liability of the Borrower under Title IV of ERISA to the Pension Plan, Multiemployer Plan or the PBGC in an aggregate amount in excess
of the Threshold Amount; or (ii) the Borrower or any ERISA Affiliate fails to pay when due, after the expiration of any applicable grace
period, any installment payment with respect to its Withdrawal Liability under Section 4201 of ERISA under a Multiemployer Plan in an
aggregate amount in excess of the Threshold Amount; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(j) </FONT><B>Invalidity
of Loan Documents</B>. Any Loan Document or any provision thereof, at any time after its execution and delivery and for any reason other
than as expressly permitted hereunder or thereunder or Discharge of Secured Obligations, ceases to be in full force and effect; or any
Credit Party contests in any manner the validity or enforceability of any Loan Document or any provision thereof; or any Credit Party
denies that it has any or further liability or obligation under any Loan Document, or purports to revoke, terminate or rescind any Loan
Document or any provision thereof; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(k) </FONT><B>Liens.</B>
Any Lien purported to be created under any Collateral Document shall cease to be, or shall be asserted by any Credit Party not to be,
a valid and perfected Lien on any Collateral (other than arising out of any absence of an Account Control Agreement with respect to any
Deposit Account that is not an Eligible Deposit Account or a Concentration Account except as otherwise specifically required herein),
with the priority required by the applicable Collateral Document, except (i) as a result of the sale or other disposition of the applicable
Collateral in a transaction permitted under the Loan Documents or (ii) as a result of the Administrative Agent&rsquo;s failure to maintain
possession of any stock certificates, promissory notes or other instruments delivered to it under the Security Agreement or the FlexShopper
Pledge Agreement; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(l) </FONT><B>Material
Adverse Effect</B>. There occurs a Material Adverse Effect (provided, however, that, Lender may, in its Permitted Discretion (and without
any obligation to do so), provide the Borrower with thirty (30) days to cure a Material Adverse Effect (to the extent susceptible to cure
as determined by the Administrative Agent in its sole discretion); or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(m) </FONT><B>Change
of Control</B>. There occurs a Change of Control; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(n) </FONT><B>Investment
Company Act</B>. Any Loan Party is required to register as an &ldquo;investment company&rdquo; under the Investment Company Act of 1940,
as amended; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(o) </FONT><B>Permitted
Subordinated Debt</B>. Any Loan Party: (A) fails to make any payment when due (whether by scheduled maturity, required prepayment, acceleration,
demand, or otherwise) in respect of any Permitted Subordinated Debt (which includes, for avoidance of doubt, the Specified Subordinated
Debt); or (B) fails to observe or perform any other agreement or condition relating to any such Permitted Subordinated Debt contained
in any document evidencing, securing or relating to any of the foregoing, or any other default or event occurs, the effect of which default
or other event is to cause, or to permit the holder or holders of such Permitted Subordinated Debt (or a trustee or agent on behalf of
such holder or holders) to cause, with the giving of notice if required, such Permitted Subordinated Debt to be demanded or to become
due or to be repurchased, prepaid, defeased or redeemed (automatically or otherwise), or an offer to repurchase, prepay, defease or redeem
such Permitted Subordinated Debt to be made, prior to its stated maturity; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(p) </FONT><B>Subordination
Agreement. </B>(i) The subordination provisions of any Subordination Agreement or other documents evidencing or governing any Permitted
Subordinated Debt (which includes, for avoidance of doubt, the Specified Subordinated Debt) (the &ldquo;<B><I>Subordination Provisions</I></B>&rdquo;)
shall, in whole or in part, terminate, cease to be effective or cease to be legally valid, binding and enforceable against any holder
of the applicable Permitted Subordinated Debt; or (ii) any Loan Party, any Affiliate of any Loan Party, any holder of any of the Permitted
Subordinated Debt or any representative, agent or trustee on behalf of such holder shall, directly or indirectly, disavow, contest or
challenge in any manner (A) the effectiveness, validity or enforceability of any of the Subordination Provisions, (B) that the Subordination
Provisions exist for the benefit of the Secured Parties, or (C) that all payments of principal of or premium and interest on or other
amounts on account of the applicable Permitted Subordinated Debt, or realized from the liquidation of any property of any Loan Party,
shall be subject to any of the Subordination Provisions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 8.02 REMEDIES
UPON EVENT OF DEFAULT.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If any Event of Default (other
than an event described in <B>Section 8.01(f)</B> or <B>Section 8.01(g)</B>), occurs and is continuing, Administrative Agent shall, at
the request of, or may, with the consent of, Required Lenders, take any or all of the following actions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT><B>Termination
of Commitments, Etc</B>. Declare, by written notice to the Borrower, the commitment of each Lender to make Loans to be terminated, whereupon
such commitments and obligation shall be terminated;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT><B>Acceleration
of Obligations</B>. Declare the Outstanding Legal Balance and all other Obligations payable hereunder or under any other Loan Document
to be immediately due and payable, without presentment, demand, protest or other notice of any kind, all of which are hereby expressly
waived by the Borrower; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">and in the case of any event described in <B>Section
8.01(f)</B> or <B>Section 8.01(g)</B>, the commitment of each Lender to make Loans shall automatically terminate and the Outstanding Legal
Balance and all other Obligations payable hereunder or under any other Loan Document shall automatically become due and payable, in each
case without presentment, demand, protest or other notice of any kind, all of which are hereby expressly waived by the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Upon the occurrence and during the continuance
of an Event of Default, the Administrative Agent may, and at the request of the Required Lenders shall, exercise on behalf of itself and
Lenders all rights and remedies available to it and Lenders under this Agreement (including, without limitation, <B>Section 6.13(f)</B>,
all other Loan Documents and all of the rights and remedies of a secured party under the Uniform Commercial Code or under other applicable
Law, and all other legal or equitable rights which the Administrative Agent, on behalf of itself and the Secured Parties, may be entitled
to under any of the Loan Documents, and to issue notices of exclusive control under any or all Account Control Agreements and/or all other
deposit account control agreements or security account control agreements, if any, all of which rights shall be cumulative and shall be
in addition to any other rights or remedies contained in this Agreement or any of the other Loan Documents, and none of which shall be
exclusive. Without limiting the generality of the foregoing, each Loan Party hereby authorizes the Administrative Agent (and each Consumer
Receivable Obligor is hereby directed and authorized to recognize such authorization), following the occurrence of an Event of Default
or a Backup Servicing Trigger Event, to direct any or all Consumer Receivable Obligors to make all further payments on Eligible Consumer
Receivables in accordance with the directions of the Administrative Agent. Following the occurrence of a Backup Servicing Trigger Event,
Administrative Agent shall have the right to require that all payments becoming due under such pledged Eligible Consumer Receivable be
paid directly to Administrative Agent, and Administrative Agent is hereby authorized to receive, collect, hold, and apply the same in
accordance with the provisions of this Agreement. In the event that following the occurrence of a Backup Servicing Trigger Event, Administrative
Agent does not receive any installment of principal or interest due and payable under any of such pledged Eligible Consumer Receivables
on or prior to the date upon which such installment becomes due, Administrative Agent may, at its election (but without any obligation
to do so), request Backup Servicing Agent to give notice of such event of default to the defaulting party or parties, and Administrative
Agent shall have the right (but not the obligation), subject to the terms of such instruments, to accelerate payment of the unpaid balance
of any of such pledged Eligible Consumer Receivables in default and to enforce any remedies available to the holder of such pledged Eligible
Consumer Receivables, with respect to such event of default. Each Loan Party hereby further authorizes, directs, and empowers Administrative
Agent (or any Person as may be designated by Administrative Agent in writing) to collect and receive all checks and drafts evidencing
such payments and to endorse such checks or drafts in the name of such Loan Party and, upon such endorsements, to collect and receive
the money therefor. Subject to applicable Laws, each Loan Party also authorizes Administrative Agent&rsquo;s agents and advisors to conduct
verifications of the pledged Eligible Consumer Receivables by contacting the related Consumer Receivable Obligors directly. The right
to endorse checks and drafts granted pursuant to the preceding sentence is irrevocable by the Loan Parties until such time as the Discharge
of Secured Obligations has occurred and this Agreement has terminated in accordance with <B>Section 10.05</B>, and the banks or banks
paying such checks or drafts upon such endorsements, as well as the signers of the same, shall be as fully protected as though the checks
or drafts had been endorsed by the Loan Parties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 8.03 APPLICATION
OF FUNDS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>At
all times other than following the commencement of the Amortization Period or following the occurrence of a Cease Funding Event, Portfolio
Trigger Event, an Event of Default or any exercise of remedies provided for in <B>Section 8.02</B> (or after the Loans have automatically
become immediately due and payable ), any amounts received by Administrative Agent on account of the Obligations shall be applied by Administrative
Agent, as the holder of the Notes, in reduction of the Outstanding Legal Balance of each Note, in the following order (on a <I>pro rata</I>
basis within each level of priority) and subject to the Flow of Funds in respect of operational expenses:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i) <B>First</B>,
to pay all costs and expenses incident to the enforcement of the Loan Documents or otherwise owing to Administrative Agent hereunder when
due, including all attorneys&rsquo; fees and costs and all compensation to any agents, sub-agents and contractors of Administrative Agent
and Lenders and all fees owing to any custodian and Backup Servicing Agent (pro-rata based on their then respective Outstanding Legal
Balance (including any such amounts that were previously due but unpaid);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii) <B>Second</B>,
to pay all accrued but unpaid interest (and yield maintenance fees, if applicable) on the Notes, <I>pro rata</I>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii) <B>Third</B>,
to pay the Outstanding Legal Balance of the Notes, <I>pro rata</I>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv) <B>Fourth</B>,
to pay (without duplication), all other Obligations when due; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(v) <B>Fifth</B>,
to pay the remainder, if any, to NewCo.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>Following
the commencement of the Amortization Period, at all times other than following the occurrence of a Cease Funding Event, Portfolio Trigger
Event, an Event of Default or any exercise of remedies provided for in <B>Section 8.02</B> (or after the Loans have automatically become
immediately due and payable), any amounts received by Administrative Agent on account of the Obligations shall be applied by Administrative
Agent, as the holder of the Notes, in reduction of the Outstanding Legal Balance of each Note, in the following order (on a <I>pro rata</I>
basis, within each level of priority) and subject to the Flow of Funds in respect of operational expenses:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i) <B>First</B>,
to pay all costs and expenses incident to the enforcement of the Loan Documents or otherwise owing to Administrative Agent hereunder when
due, including all attorneys&rsquo; fees and costs and all compensation to any agents, sub-agents and contractors of Administrative Agent
and Lenders and all fees owing to any custodian and Backup Servicing Agent (including any such amounts that were previously due but unpaid);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii) <B>Second</B>,
to pay all accrued but unpaid interest (and yield maintenance fees, if applicable) on the Notes, <I>pro rata</I>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii) <B>Third</B>,
to pay the Outstanding Legal Balance of each of Note, <I>pro rata</I>, when due;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv) <B>Fourth</B>,
to pay (without duplication), all other Obligations when due; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(v) <B>Sixth</B>,
to pay the remainder, if any, to NewCo.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>Following
the occurrence of a Cease Funding Event, Portfolio Trigger Event, an Event of Default or any exercise of remedies provided for in <B>Section
8.02</B> (or after the Loans have automatically become immediately due and payable), any amounts received by Administrative Agent on account
of the Obligations shall be applied by Administrative Agent, as the holder of the Notes, in reduction of the Outstanding Legal Balance
of each Note, in the following order (on a <I>pro rata</I> basis within each level of priority) and subject to the Flow of Funds in respect
of operational expenses:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i) <B>First</B>,
to pay all costs and expenses incident to the enforcement of the Loan Documents or otherwise owing to Administrative Agent hereunder when
due, including all attorneys&rsquo; fees and costs and all compensation to any agents, sub-agents and contractors of Administrative Agent
and Lenders and all fees owing to any custodian and Backup Servicing Agent (including any such amounts that were previously due but unpaid);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii) <B>Second</B>,
to pay the Outstanding Legal Balance of the Notes when due, (including, without limitation, a pro-rata portion of any yield maintenance
fees on the Loans evidenced by the Notes);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii) <B>Third</B>,
[reserved];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv) <B>Fourth</B>,
to pay all other Obligations when due; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(v) <B>Fifth</B>,
to pay the remainder, if any, to NewCo.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The allocations and other
provisions set forth in this <B>Section 8.03</B> are solely to determine the rights and priorities of Administrative Agent and Lenders
as among themselves and may be changed by Administrative Agent and Lenders without notice to or the consent or approval of the Borrower
or any other Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">ARTICLE 9<BR>
ADMINISTRATIVE AGENT</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.01 APPOINTMENT
OF AUTHORIZATION OF ADMINISTRATIVE AGENT.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Lender hereby irrevocably
appoints BP FUNDCO to act on its behalf as Administrative Agent hereunder and under the other Loan Documents. The Administrative Agent
may, and each Lender authorizes Administrative Agent to, enter into all Loan Documents to which the Administrative Agent is intended to
be a party and accept all Collateral Documents, and take such actions on its behalf and to exercise such powers as are delegated to Administrative
Agent by the terms hereof and thereof, together with such actions and powers as are reasonably incidental thereto. The provisions of this
<B>Article IX</B> are solely for the benefit of Administrative Agent and Lenders, and neither the Borrower nor any other Credit Party
shall have rights as a third party beneficiary of any of such provisions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.02 RIGHTS
AS A LENDER.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If the Person serving as Administrative
Agent hereunder is also a &ldquo;<B><I>Lender</I></B>,&rdquo; such Person shall have the same rights and powers in such capacity(ies)
as any other Person in such capacity(ies) and may exercise the same as though it were not Administrative Agent. Such Person and its Affiliates
may accept deposits from, lend money to, act as the financial advisor or in any other advisory capacity for and generally engage in any
kind of business with the Borrower or any Subsidiary or Affiliate of the Borrower as if such Person were not Administrative Agent hereunder
and without any duty to account therefor to any other Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.03 EXCULPATORY
PROVISIONS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Administrative Agent shall
not have any duties or obligations except those expressly set forth herein and in the other Loan Documents. Without limiting the generality
of the foregoing, Administrative Agent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT><B>No
Fiduciary Duties</B>. Shall not be subject to any fiduciary or other implied duties, regardless of whether a Default has occurred and
is continuing;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT><B>No
Obligations Regarding Certain Actions</B>. Shall not have any duty to take any discretionary action or exercise any discretionary powers,
except discretionary rights and powers expressly contemplated hereby or by the other Loan Documents that Administrative Agent is required
to exercise as directed in writing by Required Lenders (or such other number or percentage of Lenders as shall be expressly provided for
herein or in any other Loan Documents, as applicable); provided that Administrative Agent shall not be required to take any action that,
in its opinion or the opinion of its counsel, may expose Administrative Agent to liability or that is contrary to any Loan Document or
applicable Law; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT><B>Disclosure
Obligations</B>. Shall not, except as expressly set forth herein and in the other Loan Documents, have any duty to disclose, and shall
not be liable for the failure to disclose, any information relating to the Borrower or any of its Affiliates that is communicated to or
obtained by the Person serving as Administrative Agent or any of its Affiliates in any capacity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d) </FONT><B>Limitation
on Liability</B>. Shall not be liable for any action taken or not taken by it: (i) with the consent or at the request of Required Lenders
(or such other number or percentage of Lenders as shall be necessary, or as Administrative Agent shall believe in good faith shall be
necessary, under the circumstances as provided in <B>Section 8.02</B> and <B>Section 10.01</B>); or (ii) in the absence of its own gross
negligence or willful misconduct in the performance of its duties under the terms of the Loan Documents. Administrative Agent shall be
deemed not to have knowledge of any Default, unless and until the Borrower, any other Loan Party, or a Lender provides written notice
to Administrative Agent describing such Default.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e) </FONT><B>No
Further Inquiry</B>. Administrative Agent shall not be responsible for or have any duty to ascertain or inquire into: (A) any statement,
warranty or representation made in or in connection with this Agreement or any other Loan Document; (B) the contents of any certificate,
report or other document delivered hereunder or thereunder or in connection herewith or therewith; (C) the performance or observance of
any of the covenants, agreements or other terms or conditions set forth herein or therein or the occurrence of any Default; (D) the validity,
enforceability, effectiveness or genuineness of this Agreement, any other Loan Document or any other agreement, instrument or document;
or (E) the satisfaction of any condition set forth in <B>Article IV</B> or elsewhere herein, other than to confirm receipt of items expressly
required to be delivered to Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.04 RELIANCE
BY ADMINISTRATIVE AGENT.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Administrative Agent shall
be entitled to rely upon, and shall not incur any liability for relying upon, any notice, request, certificate, consent, statement, instrument,
document or other writing (including any electronic message, Internet or intranet website posting or other distribution) believed by it
to be genuine and to have been signed, sent or otherwise authenticated by the proper Person. Administrative Agent also may rely upon any
statement made to it orally or by telephone and believed by it to have been made by the proper Person and shall not incur any liability
for relying thereon. In determining compliance with any condition hereunder to the making of a Loan that by its terms must be fulfilled
to the satisfaction of a specified Lender, Administrative Agent may presume that such condition is satisfactory to such Lender, unless
Administrative Agent shall have received notice to the contrary from such Lender prior to the making of such Loan. Administrative Agent
may consult with legal counsel (who may be counsel for the Borrower), independent accountants and other experts it selects and shall not
be liable for any action it takes or does not take in accordance with the advice of any such counsel, accountants or experts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.05 DELEGATION
OF DUTIES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Administrative Agent may perform
any and all of its duties and exercise its rights and powers hereunder or under any other Loan Document by or through any one or more
sub agents it appoints. Administrative Agent and any such sub agent may perform any and all of its duties and exercise its rights and
powers by or through their respective Related Parties. The exculpatory provisions of this Article IX shall apply to any such sub agent
and to the Related Parties of Administrative Agent and any such sub agent and shall apply to their respective activities in connection
with the syndication of the credit facilities provided for herein, as well as activities as Administrative Agent. The Administrative Agent
shall not be liable for the actions or inactions of any sub agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.06 RESIGNATION
OF ADMINISTRATIVE AGENT.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a) </FONT>The
Administrative Agent may at any time give notice of its resignation to the Lenders and the Borrower. Upon receipt of any such notice of
resignation, the Required Lenders shall have the right, in consultation with the Borrower, to appoint a successor, which shall be a bank
with an office in New York, New York, or an Affiliate of any such bank with an office in New York, New York; <U>provided</U>, that no
consultation of the Borrower shall be required at any time after the occurrence and during the continuance of an Event of Default. If
no such successor shall have been so appointed by the Required Lenders and shall have accepted such appointment within thirty (30) days
after the retiring Administrative Agent gives notice of its resignation (or such earlier day as shall be agreed by the Required Lenders)
(the &ldquo;<B><I>Resignation Effective Date</I></B>&rdquo;), then the retiring Administrative Agent may (but shall not be obligated to),
on behalf of the Lenders, appoint a successor Administrative Agent meeting the qualifications set forth above. Whether or not a successor
has been appointed, such resignation shall become effective in accordance with such notice on the Resignation Effective Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b) </FONT>If
the Person serving as Administrative Agent is a Defaulting Lender pursuant to clause (d) of the definition thereof, the Required Lenders
may, to the extent permitted by applicable Law, by notice in writing to the Borrower and such Person remove such Person as Administrative
Agent and, in consultation with the Borrower, appoint a successor. If no such successor shall have been so appointed by the Required Lenders
and shall have accepted such appointment within thirty (30) days (or such earlier day as shall be agreed by the Required Lenders) (the
&ldquo;<B><I>Removal Effective Date</I></B>&rdquo;), then such removal shall nonetheless become effective in accordance with such notice
on the Removal Effective Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c) </FONT>With
effect from the Resignation Effective Date or the Removal Effective Date (as applicable) (1) the retiring or removed Administrative Agent
shall be discharged from its duties and obligations hereunder and under the other Loan Documents (except that in the case of any collateral
security held by the Administrative Agent on behalf of the Lenders under any of the Loan Documents, the retiring or removed Administrative
Agent shall continue to hold such collateral security until such time as a successor Administrative Agent is appointed) and (2) all payments,
communications and determinations provided to be made by, to or through the Administrative Agent shall instead be made by or to each Lender
directly, until such time, if any, as the Required Lenders appoint a successor Administrative Agent as provided for above. Upon the acceptance
of a successor&rsquo;s appointment as Administrative Agent hereunder, such successor shall succeed to and become vested with all of the
rights, powers, privileges and duties of the retiring or removed Administrative Agent, and the retiring or removed Administrative Agent
shall be discharged from all of its duties and obligations hereunder or under the other Loan Documents. The fees payable by the Borrower
to a successor Administrative Agent shall be the same as those payable to its predecessor unless otherwise agreed between the Borrower
and such successor. After the retiring or removed Administrative Agent&rsquo;s resignation or removal hereunder and under the other Loan
Documents, the provisions of this <B>Article</B> and <B>Section 10.04</B> shall continue in effect for the benefit of such retiring or
removed Administrative Agent, its sub agents and their respective Related Parties in respect of any actions taken or omitted to be taken
by any of them while the retiring or removed Administrative Agent was acting as Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.07 NON-RELIANCE
ON ADMINISTRATIVE AGENT AND OTHER LENDERS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Lender acknowledges that
it has, independently and without reliance upon Administrative Agent, any other Lender or any of their Related Parties and based on such
documents and information as it has deemed appropriate, made its own credit analysis and decision to enter into this Agreement. Each Lender
also acknowledges that it will, independently and without reliance upon Administrative Agent, any other Lender or any of their Related
Parties and based on such documents and information as it shall from time to time deem appropriate, continue to make its own decisions
in taking or not taking action under or based upon this Agreement, any other Loan Document or any related agreement or any document furnished
hereunder or thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.08 [INTENTIONALLY
OMITTED.]</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.09 ADMINISTRATIVE
AGENT MAY FILE PROOFS OF CLAIM.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In case of the pendency of
any receivership, insolvency, liquidation, bankruptcy, reorganization, arrangement, adjustment, composition or other judicial proceeding
relative to any Credit Party, Administrative Agent (irrespective of whether the principal of any Loan shall then be due and payable as
herein expressed or by declaration or otherwise and irrespective of whether Administrative Agent shall have made any demand on the Borrower)
shall be entitled and empowered, by intervention in such proceeding or otherwise: (a) to file and prove a claim for the whole amount of
the principal and interest owing and unpaid in respect of the Loans and all other Obligations that are owing and unpaid and to file such
other documents as may be necessary or advisable in order to have the claims of Lenders and Administrative Agent (including any claim
for the reasonable compensation, expenses, disbursements and advances of Lenders and Administrative Agent and their respective agents
and counsel and all other amounts due Lenders and Administrative Agent under <B>Section 2.09</B> and <B>Section 10.04</B>) allowed in
such judicial proceeding; and (b) to collect and receive any monies or other property payable or deliverable on any such claims and to
distribute the same; and any custodian, receiver, assignee, trustee, liquidator, sequestrator or other similar official in any such judicial
proceeding is hereby authorized by each Lender to make such payments to Administrative Agent and, in the event that Administrative Agent
shall consent to the making of such payments directly to Lenders, to pay to Administrative Agent any amount due for the reasonable compensation,
expenses, disbursements and advances of Administrative Agent and its agents and counsel, and any other amounts due Administrative Agent
under <B>Section 2.09</B> and <B>Section 10.04</B>. Nothing contained herein shall be deemed to authorize Administrative Agent to authorize
or consent to or accept or adopt on behalf of any Lender any plan of reorganization, arrangement, adjustment or composition affecting
the Obligations or the rights of any Lender or to authorize Administrative Agent to vote in respect of the claim of any Lender in any
such proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.10 GUARANTY
MATTERS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Lender hereby: (a) irrevocably
authorizes Administrative Agent, at its option and in its discretion, to release any Guarantor from its obligations under a Guaranty if
such Person ceases to be a Subsidiary as a result of a transaction permitted hereunder; and (b) agrees that, upon request by Administrative
Agent at any time, it will confirm in writing Administrative Agent&rsquo;s authority to release any such Guarantor pursuant to this <B>Section
9.10</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 9.11 COLLATERAL
MATTERS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Directions
by Lenders</B>. Each Lender hereby, irrevocably authorizes and directs Administrative Agent: (i) to enter into the Collateral Documents
for the benefit of such Person; (ii) without the necessity of any notice to or further consent from any such Person from time to time
prior to an Event of Default, to take any action with respect to any Collateral or Collateral Documents that may be necessary to perfect
and maintain perfected the Liens upon the Collateral granted pursuant to the Collateral Documents; (iii) to release any Lien on any property
granted to or held by Administrative Agent under any Loan Document: (A) upon the Discharge of Secured Obligations; (B) that is sold or
to be sold as part of or in connection with any Asset Sale or other Disposition permitted hereunder or under any other Loan Document;
(C) subject to <B>Section 10.01</B>, if approved, authorized or ratified in writing by Required Lenders; or (D) in connection with any
foreclosure sale or other disposition of Collateral after the occurrence of an Event of Default; (iv) to subordinate any Lien on any property
granted to or held by Administrative Agent under any Loan Document to the holder of any Lien on such property that is permitted by this
Agreement or any other Loan Document; and (v) upon satisfaction of the Asset Transfer Release Conditions, to release its Lien on Revolution
and its Subsidiaries and release Revolution and its Subsidiaries from its obligations under the Loan Documents. Upon request by Administrative
Agent at any time, each Lender will confirm in writing Administrative Agent&rsquo;s authority to release or subordinate its interest in
particular types or items of Collateral pursuant to this <B>Section 9.11</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Certain
Actions by Administrative Agent</B>. Subject to <B>Section 9.11(a)(iii)</B> and <B>Section&nbsp;9.11(a)(iv)</B>, Administrative Agent
shall (and is hereby irrevocably authorized by each Lender to) execute such documents as may be necessary to evidence the release or subordination
of Liens granted to Administrative Agent herein or pursuant hereto upon the applicable Collateral; <I>provided</I> that: (i)&nbsp;Administrative
Agent shall not be required to execute any such document on terms that, in Administrative Agent&rsquo;s opinion, would expose Administrative
Agent to or create any liability or entail any consequence other than the release or subordination of such Liens without recourse or warranty;
and (ii)&nbsp;such release or subordination shall not in any manner discharge, affect or impair the Obligations or any Liens upon (or
obligations of the Borrower or any other Credit Party in respect of) all interests retained by the Borrower or any other Credit Party,
including the proceeds of the sale, all of which shall continue to constitute part of the Collateral. In the event of any sale or transfer
of Collateral, or any foreclosure with respect to any of the Collateral, Administrative Agent shall be authorized to deduct all expenses
reasonably incurred by Administrative Agent from the proceeds of any such sale, transfer or foreclosure.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>No
Obligations Regarding Certain Actions</B>. Administrative Agent shall have no obligation whatsoever to any Lender or any other Person
to assure that the Collateral exists or is owned by the Borrower or any other Credit Party or is cared for, protected or insured or that
the Liens granted to Administrative Agent herein or in any of the Collateral Documents or pursuant hereto or thereto have been properly
or sufficiently or lawfully created, perfected, protected or enforced or are entitled to any particular priority, or to exercise or to
continue exercising at all or in any manner or under any duty of care, disclosure or fidelity any of the rights, authorities and powers
granted or available to Administrative Agent in this <B>Section 9.11</B> or in any of the Collateral Documents, it being understood and
agreed that in respect of the Collateral, or any act, omission or event related thereto, Administrative Agent may act in any manner it
may deem appropriate, in its sole discretion, given Administrative Agent&rsquo;s own interest in the Collateral as one of the Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Appointment
of Lenders as Agents</B>. Each Lender hereby appoints each other such Person as agent for the purpose of perfecting Administrative Agent&rsquo;s
or such Person&rsquo;s security interest in assets that, in accordance with Article 9 or Division 9 (as applicable) of the Uniform Commercial
Code, can be perfected only by possession. Should any such Person (other than Administrative Agent) obtain possession of any such Collateral,
such Person shall notify Administrative Agent thereof, and, promptly upon Administrative Agent&rsquo;s request therefor, shall deliver
such Collateral to Administrative Agent or in accordance with Administrative Agent&rsquo;s instructions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)   </FONT><B>Credit
Bidding</B>. The Lenders irrevocably authorize the Administrative Agent, at any time upon the direction of the Required Lenders, to credit
bid all or any portion of the Obligations in any foreclosure sale relating to the Collateral. Each Lender agrees that, except as otherwise
provided in any Loan Documents or with the written consent of Administrative Agent and Required Lenders, it will not take any Enforcement
Action, accelerate Obligations under any Loan Documents, or exercise any right that it might otherwise have under applicable Laws to credit
bid at foreclosure sales, UCC sales or other similar dispositions of Collateral.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f)   </FONT><B>Subordination
Agreement</B>. The Lenders irrevocably authorize the Administrative Agent, at its option and in its discretion, to enter into the Specified
Subordination Agreements and any other Subordination Agreement contemplated by <B>Section 7.03</B>, and to comply with the terms thereof,
and any such Specified Subordination Agreements or other Subordination Agreements shall be binding upon the Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">ARTICLE 10<BR>
GENERAL PROVISIONS</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.01 AMENDMENTS,
ETC.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">No amendment or waiver of
any provision of this Agreement or any other Loan Document, and no consent to any departure by the Borrower or any other Credit Party
therefrom, shall be effective unless in writing signed by Required Lenders (or Administrative Agent at the written request of Required
Lenders) and the Borrower or the applicable Credit Part(ies), as the case may be, with receipt acknowledged by Administrative Agent, and
each such waiver or consent shall be effective only in the specific instance and for the specific purpose for which given; <I>provided</I>
that no such amendment, waiver or consent shall:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Matters
Involving Each Revolving Credit Lender</B>. Unless in writing and signed by the Borrower, with receipt acknowledged by Administrative
Agent, do any of the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   increase,
or extend the expiry of, any Revolving Credit Commitment of any Revolving Credit Lender without the written consent of such Revolving
Credit Lender (or reinstate any such Commitment to the extent terminated pursuant to <B>Section 8.02</B>) without the written consent
of all Revolving Credit Lenders; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   postpone
or delay any date fixed by this Agreement or any other Loan Document for any payment of principal, interest, fees or other amounts due
to any Revolving Credit Lender hereunder or under any other Loan Document, including any prepayments specified under <B>Section&nbsp;2.05</B>,
or reduce the amount due to any Revolving Credit Lender on any such date, in each case without the written consent of such Revolving Credit
Lender; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   reduce
the principal of or the rate of interest specified herein on, any Revolving Credit Loan or any Revolving Credit Commitment or other amounts
payable to any Revolving Credit Lender hereunder or under any other Loan Document, in each case without the written consent of such Revolving
Credit Lender; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv)   amend
any provision herein providing for consent or other action by all Revolving Credit Lenders, without the written consent of all Revolving
Credit Lenders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Matters
Involving All Lenders</B>. Unless in writing and signed by all Lenders and the Borrower, with receipt acknowledged by Administrative Agent,
do any of the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   amend
this <B>Section 10.01</B>, or <B>Section 2.13</B>, or any provision herein providing for consent or other action by all Lenders; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   release
all or substantially all of the Collateral, except as otherwise expressly provided herein or in any of the Collateral Documents, or amend
the definition of the obligations secured by any of the Collateral Documents; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   release
or terminate any of the Guaranties except as otherwise expressly provided herein or in any of the Loan Documents; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv)   amend
the definition of &ldquo;<B><I>Required Lenders</I></B>&rdquo; contained in Section 1.01; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Matters
Involving Required Lenders</B>. No such waiver, amendment or consent to any representation, warranty, covenant, Event of Default or other
provision of any Loan Document shall be effective for purposes of <B>Section 4.02</B> with respect to the making of Revolving Credit Loans
after the Closing Date unless in writing and signed by Required Lenders and the Borrower, with receipt acknowledged by Administrative
Agent;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>provided further</I> that no amendment, waiver
or consent shall, unless in writing and signed by Administrative Agent in addition to such Lenders as are otherwise required by this Section
10.01, affect the rights or duties of Administrative Agent under this Agreement or any other Loan Document. Notwithstanding anything to
the contrary herein, no Lender who is at the time a Defaulting Lender shall have any right to approve or disapprove any amendment, waiver
or consent hereunder, except that the Commitment of such Lender may not be increased or extended without the consent of such Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.02 NOTICES;
EFFECTIVENESS; ELECTRONIC COMMUNICATIONS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Notices
Generally</B>. Except as provided in <B>Section 10.02(b)</B>, all notices and other communications provided for herein shall be in writing
and shall be delivered by hand or overnight courier service, mailed by certified or registered mail, sent by telefacsimile transmission
or sent by approved electronic communication in accordance with <B>Section 10.02(b)</B>, as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   if
to the Borrower, any Guarantor or Administrative Agent, to its respective address, telefacsimile number or e mail address specified for
such Person on <B>Schedule 10.02</B>; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   if
to any Lender, to its respective address, telefacsimile number or e mail address specified in its Administrative Detail Form.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notices sent by hand or overnight
courier service, or mailed by certified or registered mail, shall be deemed to have been given when received, and notices sent by telefacsimile
transmission or by means of approved electronic communication shall be deemed to have been given when sent (except that, if not given
during normal business hours for the recipient, shall be deemed to have been given at the opening of business on the next Business Day
for the recipient); <U>provided</U> that notices delivered through electronic communications to the extent provided by <B>Section 10.02(b)</B>
shall be effective as provided in such <B>Section&nbsp;10.02(b)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Electronic
Communications</B>. Each Lender agrees that notices and other communications to it hereunder may be delivered or furnished by electronic
communication (including e mail and Internet or intranet websites) pursuant to procedures approved by Administrative Agent; <U>provided</U>
that the foregoing shall not apply to notices to any Lender pursuant to <B>Article II</B> if such Lender has notified Administrative Agent
that it is incapable of receiving notices under <B>Article II</B> by electronic communication; <U>provided</U> further that, as of the
date hereof, each Lender who is a party hereto confirms that it is capable of receiving notices under <B>Article II</B> by electronic
communication. In furtherance of the foregoing, each Lender hereby agrees to notify Administrative Agent in writing, on or before the
date such Lender becomes a party to this Agreement, of such Lender&rsquo;s e mail address to which a notice may be sent (and from time
to time thereafter to ensure that Administrative Agent has on record an effective e mail address for such Lender). Each of Administrative
Agent and the Borrower may, in its discretion, agree to accept notices and other communications to it hereunder by means of electronic
communication pursuant to procedures approved by it; <I>provided</I> that approval of such procedures may be limited to particular notices
or communications.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.75in">Unless Administrative Agent
otherwise prescribes: (A) notices and other communications sent to an e mail address shall be deemed received upon the sender&rsquo;s
receipt of an acknowledgement from the intended recipient (such as by the &ldquo;return receipt requested&rdquo; function, as available,
return e mail or other written acknowledgement); <I>provided</I> that, if such notice or other communication is not sent during the normal
business hours of the recipient, such notice or communication shall be deemed to have been sent at the opening of business on the next
Business Day for the recipient; and (B) notices or communications posted to an Internet or intranet website shall be deemed received upon
the deemed receipt by the intended recipient at its e mail address as described in the foregoing clause (A) of notification that such
notice or communication is available and identifying the website address therefor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Change
of Address, Etc</B>. The Borrower and Administrative Agent may change their respective address(es) telefacsimile number(s) or e mail address(es)
for notices and other communications hereunder by notice to the other parties hereto. Each Lender may change its address(es), telefacsimile
number(s) or e mail address(es) for notices and other communications hereunder by notice to the Borrower and Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Reliance
by Administrative Agent and Lenders</B>. Administrative Agent and Lender shall be entitled to rely and act upon any notices (including
electronically delivered Notices of Borrowing) purportedly given by or on behalf of the Borrower even if: (i) such notices were not made
in a manner specified herein, were incomplete or were not preceded or followed by any other form of notice specified herein; or (ii) the
terms thereof, as understood by the recipient, varied from any confirmation thereof. The Borrower shall indemnify Administrative Agent
and each Lender and their respective Related Parties from all losses, costs, expenses and liabilities resulting from the reliance by such
Person on each notice purportedly given by or on behalf of the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)   </FONT><B>Platform</B>.
The Borrower hereby acknowledges that: (i) Administrative Agent may make available to Lenders Specified Materials by posting some or all
of the Specified Materials on an Electronic Platform; (ii) the distribution of materials and information through an electronic medium
is not necessarily secure and that there are confidentiality and other risks associated with any such distribution, the Electronic Platform
is provided and used on an &ldquo;AS IS,&rdquo; &ldquo;AS AVAILABLE&rdquo; basis; and (iii) neither Administrative Agent nor any of its
Affiliates warrants the accuracy, completeness, timeliness, sufficiency or sequencing of the Specified Materials posted on the Electronic
Platform. ADMINISTRATIVE AGENT, ON BEHALF OF ITSELF AND ITS AFFILIATES, EXPRESSLY AND SPECIFICALLY DISCLAIMS, WITH RESPECT TO THE ELECTRONIC
PLATFORM, DELAYS IN POSTING OR DELIVERY, OR PROBLEMS ACCESSING THE SPECIFIED MATERIALS POSTED ON THE ELECTRONIC PLATFORM, AND ANY LIABILITY
FOR ANY LOSSES, COSTS, EXPENSES OR LIABILITIES THAT MAY BE SUFFERED OR INCURRED IN CONNECTION WITH THE ELECTRONIC PLATFORM. NO WARRANTY
OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, INCLUDING ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSES, NON-INFRINGEMENT
OF THIRD PARTY RIGHTS OR FREEDOM FROM VIRUSES OR OTHER CODE DEFECTS, IS MADE BY ADMINISTRATIVE AGENT OR ANY OF ITS AFFILIATES IN CONNECTION
WITH THE ELECTRONIC PLATFORM.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Lender hereby agrees
that notice to it in accordance with <B>Section 10.02(a)(i)</B> specifying that any Specified Materials have been posted to the Electronic
Platform shall, for purposes of this Agreement, constitute effective delivery to such Lender of such Specified Materials.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">EACH LENDER: (1) ACKNOWLEDGES
THAT THE SPECIFIED MATERIALS, INCLUDING INFORMATION FURNISHED TO IT BY ANY CREDIT PARTY OR ADMINISTRATIVE AGENT PURSUANT TO, OR IN THE
COURSE OF ADMINISTERING, THE LOAN DOCUMENTS, MAY INCLUDE MATERIAL, NON PUBLIC INFORMATION CONCERNING ANY OF THE CREDIT PARTIES AND THEIR
RESPECTIVE SUBSIDIARIES OR AFFILIATES OR THEIR RESPECTIVE SECURITIES; AND (2) CONFIRMS THAT: (I) IT HAS DEVELOPED COMPLIANCE PROCEDURES
REGARDING THE USE OF MATERIAL, NON PUBLIC INFORMATION; (II) IT WILL HANDLE SUCH MATERIAL, NON PUBLIC INFORMATION IN ACCORDANCE WITH SUCH
PROCEDURES AND APPLICABLE LAWS, INCLUDE FEDERAL AND STATE SECURITIES LAWS; AND (III) IT HAS IDENTIFIED IN ITS ADMINISTRATIVE DETAIL FORM
A CONTACT PERSON WHO MAY RECEIVE SPECIFIED MATERIALS THAT MAY CONTAIN MATERIAL, NON PUBLIC INFORMATION IN ACCORDANCE WITH ITS COMPLIANCE
PROCEDURES AND APPLICABLE LAWS.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.03 NO
WAIVER; CUMULATIVE REMEDIES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">No failure by Administrative
Agent or any Lender to exercise, and no delay by any such Person in exercising, any right, remedy, power or privilege hereunder shall
operate as a waiver thereof; no single or partial exercise of any right, remedy, power or privilege hereunder shall preclude any other
or further exercise thereof or the exercise of any other right, remedy, power or privilege. The rights, remedies, powers and privileges
herein provided are cumulative and not exclusive of any rights, remedies, powers and privileges provided by Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.04 EXPENSES;
INDEMNITY; DAMAGE WAIVER.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Costs
and Expenses</B>. The Loan Parties shall pay: (i) all reasonable, documented out-of-pocket costs and expenses incurred by Administrative
Agent and its respective Affiliates (including the reasonable fees, charges and disbursements of counsel for Administrative Agent), in
connection with the syndication of the credit facilities provided for herein, the examination, review, due diligence investigation, preparation,
negotiation, documentation, execution, delivery and administration of this Agreement and the other Loan Documents or any amendments, modifications,
supplements, consents or waivers of the provisions hereof or thereof (whether or not the transactions contemplated hereby or thereby shall
be consummated) or any subsequent closings or other transactions pursuant to the terms hereof or thereof; (ii) all reasonable, documented
out-of-pocket costs and expenses incurred by Administrative Agent and its respective Affiliates in connection with external compliance,
management system and other audit fees and expenses, all reasonable third party collateral and portfolio management fees and expenses,
all reasonable, documented out-of-pocket costs and expenses incurred for credit investigations, and all reasonable, documented out-of-pocket
costs and expenses incurred for visits and inspections under <B>Section 6.10</B>; (iii) all reasonable, documented out-of-pocket costs
and expenses incurred by Administrative Agent and its respective Affiliates in connection with the administration of the Revolving Credit
Loans, including, without limitation, wire transfer fees and travel and other expenses incurred under <B>Section 6.10</B>; (iv) all documented
out-of-pocket costs and expenses of the Administrative Agent and its Affiliates in connection with the creation, perfection and maintenance
of the Liens contemplated by the Loan Documents and in connection with periodic public record searches conducted by the Administrative
Agent in its Permitted Discretion (including, without limitation, title investigations, Uniform Commercial Code searches, judgment, pending
litigation and tax lien searches and searches of applicable corporate, limited liability, partnership and related records concerning the
continued existence, organization and good standing of the Loan Parties; (v) all documented out-of-pocket costs, fees and expenses of
any financial institution providing services associated with the Concentration Accounts or any other Deposit Account of the Loan Parties
and all fees and expenses of any Processor and/or Backup Servicing Agent; and (vi) all reasonable, documented out-of-pocket expenses incurred
by Administrative Agent or any Lender (including the reasonable, documented fees, charges and disbursements of any counsel for Administrative
Agent or any Lender), in connection with the interpretation, enforcement or protection of its rights and remedies: (A) in connection with
this Agreement and the other Loan Documents, including its rights under this <B>Section 10.04</B>; (B) in connection with the Revolving
Credit Loans made hereunder, including all such reasonable, documented out-of-pocket expenses incurred during any workout, restructuring,
bankruptcy or other insolvency or enforcement proceeding (or negotiations in connection with the foregoing whether or not the transactions
contemplated thereby shall be consummated) in respect of such Revolving Credit Loans; (C) in connection with protecting, storing, insuring,
handling, maintaining or selling any Collateral; and (D) in connection with any litigation, dispute, suit or proceeding relating to any
Loan Document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Indemnification
by the Borrower and the other Loan Parties</B>. The Borrower, jointly and severally, and the other Loan Parties party hereto shall indemnify
each Indemnitee against, and hold each Indemnitee harmless from, any and all losses, claims, damages, liabilities and related expenses
(including the reasonable, documented fees, charges and disbursements of any counsel for any Indemnitee) incurred by any Indemnitee or
asserted against any Indemnitee by any third party or by the Borrower or any other Loan Party arising out of, in connection with, or as
a result of: (i) the execution or delivery of this Agreement, any other Loan Document or any document contemplated hereby or thereby,
the performance by the parties hereto of their respective obligations hereunder or thereunder or the consummation of the transactions
contemplated hereby or thereby (including the Transactions); (ii) any Loan or the use or proposed use of the proceeds therefrom; (iii)
any actual or alleged presence or release of Hazardous Materials on or from any property owned or operated by the Borrower, any Subsidiary
thereof or any other Credit Party, or any Environmental Claim or Environmental Liability related in any way to the Borrower, any Subsidiary
thereof or any other Credit Party; or (iv) any actual or prospective claim, litigation, investigation or proceeding relating to any of
the foregoing, whether based on contract, tort or any other theory, whether brought by a third party or by the Borrower, any Subsidiary
thereof or any other Credit Party, and regardless of whether any Indemnitee is a party thereto, in all cases, whether or not caused by
or arising, in whole or in part, out of the comparative, contributory or sole negligence of the Indemnitee; provided that such indemnity
shall not, as to any Indemnitee, be available to the extent that such losses, claims, damages, liabilities or related expenses resulted
from the gross negligence or willful misconduct of such Indemnitee in the performance of its respective duties under the Loan Documents
as determined by a final non-appealable judgment of a court of competent jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Reimbursement
by Lenders</B>. If the Borrower for any reason fails to pay when due any amount that it is required to pay under <B>Section 10.04(a)</B>
or <B>Section 10.04(b) </B>to Administrative Agent (or any sub-agent thereof) or any Related Party of Administrative Agent, each Lender
severally agrees to pay to Administrative Agent (or any such sub-agent) or such Related Party, as the case may be, such Lender&rsquo;s
pro rata share (based on its Percentage Shares (determined as of the time that the applicable unreimbursed expense or indemnity payment
is sought) of such unpaid amount; <I>provided</I> that the unreimbursed expense or indemnified loss, claim, damage, liability or related
expense, as the case may be, was incurred by or asserted against Administrative Agent (or any such sub-agent) or any Related Party of
any of Administrative Agent acting for Administrative Agent (or any such sub-agent) in connection with such capacity. The obligations
of Lenders under this subsection (c) are subject to the provisions of <B>Section 2.12(d)</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Waiver
of Consequential Damages, Etc</B>. To the fullest extent permitted by applicable Law, each Credit Party shall not assert, and hereby waives,
any claim against any Indemnitee, on any theory of liability, for special, indirect, consequential or punitive damages (as opposed to
direct or actual damages) arising out of, in connection with, or as a result of, this Agreement, any other Loan Document or any document
contemplated hereby, the transactions contemplated hereby or thereby, any Loan or the use of the proceeds thereof. No Indemnitee referred
to in <B>Section 10.04(b)</B> shall be liable for any damages arising from the use by unintended recipients of any information or other
materials distributed by it through telecommunications, electronic or other information transmission systems in connection with this Agreement
or the other Loan Documents or the transactions contemplated hereby or thereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)   </FONT><B>Payments</B>.
All amounts due under this <B>Section 10.04</B> shall be payable not later than three (3) Business Days after demand therefor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f)   </FONT><B>Survival.</B>
The agreements in this <B>Section 10.04</B> shall survive the resignation of Administrative Agent, the replacement of any Lender, the
termination of the Aggregate Commitments and the Discharge of Secured Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.05 MARSHALLING;
PAYMENTS SET ASIDE; RELEASES UPON DISCHARGE OF SECURED OBLIGATIONS</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT>Neither
Administrative Agent nor any Lender shall be under any obligation to marshal any asset in favor of the Borrower or any other Person or
against or in payment of any or all of the Obligations. To the extent that any payment by or on behalf of the Borrower or any other Credit
Party is made to Administrative Agent or any Lender, or Administrative Agent or any Lender exercises its right of setoff, and such payment
or the proceeds of such setoff or any part thereof is subsequently invalidated, declared to be fraudulent or preferential, set aside or
required (including pursuant to any settlement entered into by Administrative Agent or any Lender in such Person&rsquo;s discretion) to
be repaid to a trustee, receiver or any other party, in connection with any proceeding under any Bankruptcy Law or otherwise, then: (a)
to the extent of such recovery, the obligation or part thereof originally intended to be satisfied shall be revived and continued in full
force and effect as if such payment had not been made or such setoff had not occurred; and (b) each Lender severally agrees to pay to
Administrative Agent upon demand its applicable share (without duplication) of any amount so recovered from or repaid by Administrative
Agent <I>plus</I> interest thereon from the date of such demand to the date such payment is made at a rate per annum equal to the Federal
Funds Rate. The obligations of each Lender under clause (b) of the preceding sentence shall survive the Discharge of Secured Obligations
and the termination of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT>Subject
to <B>Section 10.04</B> and all other provisions of this Agreement and any other Loan Document that survive the Discharge of the Secured
Obligations in accordance with their terms, this Agreement shall continue in full force and effect until the Discharge of Secured Obligations
has occurred. Upon the occurrence of the Discharge of Secured Obligations, the Collateral shall be released from the Liens created by
the Collateral Documents, and, subject to Section 10.4 and all other provisions of this Agreement and any other Loan Document that survive
the Discharge of the Secured Obligations in accordance with their terms, all Obligations (other than those expressly stated to survive
such termination) shall terminate, all without delivery of any instrument or any further action by any party, and all rights to any Collateral
shall revert to the Borrower and the other Loan Parties, as applicable, all without recourse to or representation or warranty by Administrative
Agent or any Lender. At the reasonable request of the Borrower following any such termination, Administrative Agent shall deliver to the
Borrower, at the sole expense of the Borrower and the other Loan Parties, any Collateral held by the Lender pursuant to the Collateral
Documents, and shall execute and deliver to the Borrower, at the sole expense of the Borrower and the other Loan Parties, such documents
as the Borrower shall reasonably request to evidence such release and termination, all without recourse to or representation or warranty
by the Administrative Agent or any Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.06 SUCCESSORS
AND ASSIGNS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Successors
and Assigns Generally</B>. The provisions of this Agreement shall be binding upon and inure to the benefit of the parties hereto and their
respective successors and assigns permitted hereby, except that neither the Borrower nor any other Loan Party may assign or otherwise
transfer any of its rights or obligations hereunder without the prior written consent of Administrative Agent and each Lender, and no
Lender may assign or otherwise transfer any of its rights or obligations hereunder except: (i) to an Eligible Assignee in accordance with
the provisions of subsection (b) of this <B>Section 10.06</B>; (ii) by way of participation in accordance with the provisions of subsection
(d) of this <B>Section 10.06</B>; or (iii) by way of pledge or assignment of a security interest subject to the restrictions of subsection
(f) of this <B>Section 10.06</B> (and any other attempted assignment or transfer by any party hereto shall be null and void). Nothing
in this Agreement, expressed or implied, shall be construed to confer upon any Person (other than the parties hereto, their respective
successors and assigns permitted hereby, Participants to the extent provided in subsection (d) of this <B>Section 10.06</B> and, to the
extent expressly contemplated hereby, the Related Parties of each of Administrative Agent and each Lender) any legal or equitable right,
remedy or claim under or by reason of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Assignments
by any Lender</B>. Any Lender may at any time assign to one or more Eligible Assignees all or a portion of its rights and obligations
under this Agreement (including all or a portion of its Commitment(s) and the Revolving Credit Loans at the time owing to it); <I>provided</I>
that (i) except in the case of an assignment of the entire remaining amount of the assigning Lender&rsquo;s Commitment(s) and Revolving
Credit Loans at the time owing to it or in the case of an assignment to a Lender or an Affiliate of a Lender, the aggregate amount of
the Commitment(s) (which for this purpose includes Revolving Credit Loans outstanding thereunder) or, if any Commitment is not then in
effect, the Outstanding Legal Balance of the Revolving Credit Loans of the assigning Lender subject to each such assignment, determined
as of the date the Assignment and Assumption with respect to such assignment is delivered to Administrative Agent or, if a &ldquo;trade
date&rdquo; is specified in the Assignment and Assumption, as of such trade date, shall not be less than $1,000,000.00 unless Administrative
Agent otherwise consents in its sole discretion; (ii) each partial assignment shall be made as an assignment of a proportionate part of
all the assigning Lender&rsquo;s rights and obligations under this Agreement with respect to the Revolving Credit Loans or the Commitment
assigned; (iii) any assignment of a Commitment must be approved by Administrative Agent, unless the Person that is the proposed assignee
is itself a Lender (whether or not the proposed assignee would otherwise qualify as an Eligible Assignee); (iv) the Eligible Assignee,
if it is not then a Lender, shall deliver to Administrative Agent an Administrative Detail Form; (v) the parties to each assignment shall
execute and deliver to Administrative Agent an Assignment and Assumption, together with a processing and recordation fee of $3,500.00;
<I>provided</I> that Administrative Agent hereby waives such processing and recordation fee in connection with any assignment effected
pursuant to <B>Section 3.07(a)</B>; and (vi) no assignment shall require the prior written consent of the Borrower. Subject to acceptance
and recording thereof by Administrative Agent pursuant to subsection (c) of this <B>Section 10.06</B>, from and after the effective date
specified in each Assignment and Assumption, the Eligible Assignee thereunder shall be a party to this Agreement and, to the extent of
the interest assigned by such Assignment and Assumption, have the rights and obligations of Lender under this Agreement, and the assigning
Lender thereunder shall, to the extent of the interest assigned by such Assignment and Assumption, be released from its obligations under
this Agreement (and, in the case of an Assignment and Assumption covering all of the assigning Lender&rsquo;s rights and obligations under
this Agreement, such Lender shall cease to be a party hereto) but shall continue to be entitled to the benefits of <B>Section 3.01</B>,
<B>Section 3.04</B>, <B>Section 3.05</B> and <B>Section 10.04</B> with respect to facts and circumstances occurring prior to the effective
date of such assignment; and <I>provided, further</I>, that no Lender shall sell or assign any interest in portion of its Commitment(s)
and the Revolving Credit Loans to any competitor of the Borrower. Upon request, the Borrower (at its expense) shall execute and deliver
Notes to the assignee Lender. Any assignment or transfer by a Lender of rights or obligations under this Agreement that does not comply
with this subsection shall be treated for purposes of this Agreement as a sale by such Lender of a participation in such rights and obligations
in accordance with subsection (d) of this <B>Section 10.06</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Register</B>.
Administrative Agent, acting solely for this purpose as an non-fiduciary agent of the Borrower, shall maintain at the Administrative Agent&rsquo;s
Office a copy of each Assignment and Assumption delivered to it and a Register, which meets the requirements of U.S. Treasury Regulation
&sect; 5f.103-1(c). The entries in the Register shall be conclusive, and the Borrower, Administrative Agent and Lenders may treat each
Person whose name is recorded in the Register pursuant to the terms hereof as a Lender hereunder for all purposes of this Agreement, notwithstanding
notice to the contrary. The Register shall be available for inspection by the Borrower and any of the Lenders, at any reasonable time
and from time to time upon reasonable prior notice. In addition, at any time that a request for a consent for a material or substantive
change to the Loan Documents is pending, any Lender wishing to consult with other Lenders in connection therewith may request and receive
from Administrative Agent a copy of the Register.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Participations</B>.
Any Lender may at any time, without the consent of, or notice to, the Borrower or Administrative Agent, sell participations to any Participant
in all or a portion of such Person&rsquo;s rights and/or obligations under this Agreement (including all or a portion of its Commitment(s)
and/or the Revolving Credit Loans owing to it); <I>provided that</I>: (i) such Person&rsquo;s obligations under this Agreement shall remain
unchanged; (ii) such Person shall remain solely responsible to the other parties hereto for the performance of such obligations; and (iii)
the Borrower, Administrative Agent and Lenders shall continue to deal solely and directly with such Person in connection with such Person&rsquo;s
rights and obligations under this Agreement; and <I>provided, further</I>, that no Lender shall sell or assign a participation in any
portion of its Commitment(s) and the Revolving Credit Loans to any competitor of the Borrower. Any document pursuant to which a Lender
sells such a participation shall provide that such Person shall retain the sole right to enforce this Agreement and the other Loan Documents
and to approve any amendment, modification or waiver of any provision of this Agreement and the other Loan Documents; provided that such
document may provide that such Person will not, without the consent of the Participant, agree to any amendment, waiver or other modification
described in the first proviso to Section 10.01 that affects such Participant. Subject to subsection (e) of this <B>Section 10.06</B>,
the Borrower agrees that each Participant shall be entitled to the benefits of <B>Section 3.01</B>, <B>Section 3.04</B> and <B>Section
3.05</B> to the same extent as if it were a Lender hereunder and had acquired its interest by assignment pursuant to subsection (b) of
this <B>Section 10.06</B>. To the extent permitted by Law, each Participant also shall be entitled to the benefits of <B>Section 10.08</B>
as though it were a Lender, as long as such Participant agrees to be subject to <B>Section 2.13</B> as though it were a Lender. For the
avoidance of doubt, the Administrative Agent (in its capacity as Administrative Agent) shall have no responsibility for maintaining a
register of Participants.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)   </FONT><B>Limitations
upon Participant Rights</B>. A Participant shall not be entitled to receive any greater payment under <B>Section 3.04</B> than the applicable
Lender would have been entitled to receive with respect to the participation sold to such Participant, unless the sale of the participation
to such Participant is made with the Borrower&rsquo;s prior written consent. A Participant that would be a Foreign Lender if it were a
Lender shall not be entitled to the benefits of <B>Section 3.01</B> unless the Borrower is notified of the participation sold to such
Participant and such Participant agrees, for the benefit of the Borrower, to comply with <B>Section 3.01(e)</B> as though it were a Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f)   </FONT><B>Certain
Pledges</B>. Any Lender may at any time pledge or assign a security interest in all or any portion of its rights under this Agreement
(including under its Note, if any) to secure obligations of such Lender, including any pledge or assignment to secure obligations to a
Federal Reserve Bank; <I>provided </I>that no such pledge or assignment shall release such Lender from any of its obligations hereunder
or substitute any such pledgee or assignee for such Lender as a party hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.07 TREATMENT
OF CERTAIN INFORMATION; CONFIDENTIALITY.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Administrative Agent and each
Lender each agrees to maintain the confidentiality of the Information by exercising the same degree of care to maintain the confidentiality
of such Information as such Person would accord to its own confidential information in the ordinary course of business in accordance with
its customary practices, except that Information (as defined below) may be disclosed: (a) to its Affiliates and to its and its Affiliates&rsquo;
respective partners, directors, officers, trustees, partners, owners, employees, agents, advisors, attorneys, representatives and financing
sources (it being understood that the Persons to whom such disclosure is made will be informed of the confidential nature of such Information);
(b) to the extent requested by any regulatory authority, purporting to have jurisdiction over it (including any self-regulatory authority,
such as the National Association of Insurance Commissioners); (c) to the extent required by applicable Laws or regulations or by any investigative
process, subpoena or similar legal process; (d) to any other party hereto; (e) to any Person that provides statistical analysis and/or
information services to the Administrative Agent or Lenders (it being understood that the Persons to whom such disclosure is made will
be informed of the confidential nature of such Information); (f) in connection with the exercise of any remedies hereunder or under any
other Loan Document or any action or proceeding relating to this Agreement or any other Loan Document or the interpretation, preservation
or enforcement of rights hereunder or thereunder; (g) to: (i) any assignee of or Participant in, or any prospective assignee of or Participant
in, any of its rights or obligations under this Agreement; or (ii) any actual or prospective counterparty (or its advisors) to any swap
or derivative transaction relating to any Loan Party; <I>provided that</I>, in each case of this clause (g)(i) and (ii), the Persons to
whom such disclosure is made will be informed of the confidential nature of such Information; (h) to any other Person with the consent
of the Borrower; or (i) to the extent such Information: (i) becomes publicly available other than as a result of a breach of this <B>Section
10.07</B>; or (ii) becomes available to Administrative Agent, any Lender or any of their respective Affiliates on a non-confidential basis
from a source other than the Borrower or any Subsidiary thereof and not in contravention of this <B>Section 10.07</B>. For purposes of
this <B>Section 10.07</B>, &ldquo;<B><I>Information</I></B>&rdquo; means all information (including financial information) received from
the Loan Parties relating to the Loan Parties or any of their respective businesses and constituting financial information or other any
other information marked as &ldquo;CONFIDENTIAL&rdquo; when furnished, other than any such information whatsoever that is available to
Administrative Agent or any Lender on a nonconfidential basis, and not in contravention of this <B>Section 10.07</B>, prior to disclosure
by the Loan Parties thereof. Any Person required to maintain the confidentiality of Information as provided in this <B>Section 10.07</B>
shall be considered to have complied with its obligation to do so if such Person has exercised the same degree of care to maintain the
confidentiality of such Information as such Person would accord to its own confidential information in the ordinary course of business
in accordance with its customary practices. Notwithstanding the foregoing, the Loan Parties hereby agree that the Administrative Agent,
Lenders or any of their respective Affiliates may (i) disclose a general description of transactions arising under the Loan Documents
for advertising, marketing or other similar purposes and (ii) use the Loan Parties&rsquo; and/or FlexShopper&rsquo;s name, logo or other
indicia germane to such party in connection with such advertising, marketing or other similar purposes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.08 RIGHT
OF SETOFF.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If an Event of Default shall
have occurred and be continuing, each Lender and their respective Affiliates is hereby authorized at any time and from time to time, to
the fullest extent permitted by applicable Law, to set off and apply any and all deposits (general or special, time or demand, provisional
or final, in whatever currency) at any time held and other obligations (in whatever currency) at any time owing by such Lender to or for
the credit or the account of the Borrower or any other Loan Party against any and all of the Obligations to such Lender or such Affiliate,
irrespective of whether or not such Lender shall have made any demand under this Agreement or any other Loan Document and although such
obligations of the Borrower or such Loan Party may be contingent or unmatured or are owed to a branch or office of such Lender different
from the branch or office holding such deposit or obligated on such obligations. The rights of each Lender and its Affiliates under this
<B>Section 10.08</B> are in addition to other rights and remedies (including other rights of setoff) that such Lender or its Affiliates
may have. Each Lender agrees to notify the Borrower and Administrative Agent promptly after any such setoff and application; <I>provided</I>
that the failure to give such notice shall not affect the validity of such setoff and application. <FONT STYLE="font-variant: small-caps">Notwithstanding
the foregoing, no lender shall exercise, or attempt to exercise, any right of set-off, banker&rsquo;s lien, or the like, against any deposit
account or property of the borrower or any subsidiary thereof held or maintained by such lender without the prior written consent of administrative
agent.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.09 INTEREST
RATE LIMITATION.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding anything to
the contrary contained in any Loan Document, the interest paid or agreed to be paid under the Loan Documents shall not exceed the Maximum
Rate. If Administrative Agent or any Lender shall receive interest in an amount that exceeds the Maximum Rate, the excess interest shall
be applied to the principal of the Revolving Credit Loans or, if it exceeds such unpaid principal, refunded to the Borrower. In determining
whether the interest contracted for, charged, or received by Administrative Agent or a Lender exceeds the Maximum Rate, such Person may,
to the extent permitted by applicable Law: (a) characterize any payment that is not principal as an expense, fee, or premium rather than
interest; (b) exclude voluntary prepayments and the effects thereof; and (c) amortize, prorate, allocate, and spread in equal or unequal
parts the total amount of interest throughout the contemplated term of the Obligations hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.10 COUNTERPARTS;
INTEGRATION; EFFECTIVENESS; ELECTRONIC EXECUTION.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Counterparts;
Integration; Effectiveness</B>. This Agreement may be executed in counterparts (and by different parties hereto in different counterparts),
each of which shall constitute an original, but all of which when taken together shall constitute a single contract. This Agreement and
the other Loan Documents, and any separate letter agreements with respect to fees payable to the Administrative Agent, constitute the
entire contract among the parties relating to the subject matter hereof and supersede any and all previous agreements and understandings,
oral or written, relating to the subject matter hereof. Except as provided in <B>Section 4.01</B>, this Agreement shall become effective
when it shall have been executed by the Administrative Agent and when the Administrative Agent shall have received counterparts hereof
that, when taken together, bear the signatures of each of the other parties hereto. Delivery of an executed counterpart of a signature
page of this Agreement by facsimile or in electronic (i.e., &ldquo;pdf&rdquo; or &ldquo;tif&rdquo;) format shall be effective as delivery
of a manually executed counterpart of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Electronic
Execution of Loan Documents</B>. The words &ldquo;execution,&rdquo; &ldquo;signed,&rdquo; &ldquo;signature,&rdquo; and words of like import
in this Agreement and the other Loan Documents, including any Assignment and Assumption shall be deemed to include electronic signatures
or electronic records, or the keeping of records in electronic form, each of which shall be of the same legal effect, validity or enforceability
as a manually executed signature or the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for
in any applicable Law, including the Federal Electronic Signatures in Global and National Commerce Act, the New York State Electronic
Signatures and Records Act, or any other similar state Laws based on the Uniform Electronic Transactions Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.11 SURVIVAL
OF REPRESENTATIONS AND WARRANTIES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">All representations and warranties
made hereunder and in any other Loan Document or other document delivered pursuant hereto or thereto or in connection herewith or therewith
shall survive the execution and delivery hereof and thereof. Such representations and warranties have been or will be relied upon by Administrative
Agent and each Lender, regardless of any investigation made by Administrative Agent or any Lender or on their behalf and notwithstanding
that Administrative Agent or any Lender may have had notice or knowledge of any Default at the time of any Borrowing, and shall continue
in full force and effect as long as the Discharge of Secured Obligations has not occurred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.12 SEVERABILITY.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If any provision of this Agreement
or the other Loan Documents is held to be illegal, invalid or unenforceable, (a) the legality, validity and enforceability of the remaining
provisions of this Agreement and the other Loan Documents shall not be affected or impaired thereby and (b) the parties shall endeavor
in good faith negotiations to replace the illegal, invalid or unenforceable provisions with valid provisions the economic effect of which
comes as close as possible to that of the illegal, invalid or unenforceable provisions. The invalidity of a provision in a particular
jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.13 USA
PATRIOT ACT NOTICE.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Lender that is subject
to the Act and Administrative Agent (for itself and not on behalf of any Lender) hereby notify the Borrower that, pursuant to the requirements
of the Act, they are each required to obtain, verify and record information that identifies the Borrower and each other Credit Party,
which information includes the name and address of the Borrower and each other Credit Party and other information that will allow such
Lender or Administrative Agent, as applicable, to identify the Borrower and each other Credit Party in accordance with the Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.14 GUARANTY
BY SUBSIDIARIES.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT><B>Guaranty</B>.
Each Subsidiary of the Borrower (each, a &ldquo;<B><I>Subsidiary Guarantor</I></B>&rdquo;) unconditionally and irrevocably guarantees
to Administrative Agent and the other Secured Parties the full and prompt payment when due (whether at stated maturity, by required prepayment,
declaration, acceleration, demand or otherwise) and performance of the Obligations (the &ldquo;<B><I>Guaranteed Obligations</I></B>&rdquo;).
The Guaranteed Obligations include interest that, but for a proceeding under any Bankruptcy Law, would have accrued on such Guaranteed
Obligations, whether or not a claim is allowed against the Borrower for such interest in any such proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT><B>Separate
Obligation</B>. Each Subsidiary Guarantor acknowledges and agrees that: (i) the Guaranteed Obligations are separate and distinct from
any Debt arising under or in connection with any other document, including under any provision of this Agreement other than this <B>Section
10.14</B>, executed at any time by such Subsidiary Guarantor in favor of Administrative Agent or any Lender; and (ii) such Subsidiary
Guarantor shall pay and perform all of the Guaranteed Obligations as required under this <B>Section 10.14</B>, and Administrative Agent
and Lenders may enforce any and all of their respective rights and remedies hereunder, without regard to any other document, including
any provision of this Agreement other than this <B>Section 10.14</B>, at any time executed by such Subsidiary Guarantor in favor of Administrative
Agent or any Lenders, irrespective of whether any such other document, or any provision thereof or hereof, shall for any reason become
unenforceable or any of the Debt thereunder shall have been discharged, whether by performance, avoidance or otherwise. Each Subsidiary
Guarantor acknowledges that, in providing benefits to the Borrower, Administrative Agent and Lenders are relying upon the enforceability
of this <B>Section 10.14</B> and the Guaranteed Obligations as separate and distinct Debt of such Subsidiary Guarantor, and each Subsidiary
Guarantor agrees that Administrative Agent and Lenders would be denied the full benefit of their bargain if at any time this Section 10.14
or the Guaranteed Obligations were treated any differently. The fact that the guaranty is set forth in this Agreement rather than in a
separate guaranty document is for the convenience of the Borrower and Subsidiary Guarantors and shall in no way impair or adversely affect
the rights or benefits of Administrative Agent and Lenders under this <B>Section 10.14</B>. Each Subsidiary Guarantor agrees to execute
and deliver a separate document, immediately upon request at any time of Administrative Agent or any Lender, evidencing such Subsidiary
Guarantor&rsquo;s obligations under this <B>Section 10.14</B>. Upon the occurrence of any Event of Default, a separate action or actions
may be brought against such Subsidiary Guarantor, whether or not the Borrower, any other Subsidiary Guarantor or any other Person is joined
therein or a separate action or actions are brought against the Borrower, any such other Subsidiary Guarantor or any such other Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT><B>Limitation
of Guaranty</B>. To the extent that any court of competent jurisdiction shall impose by final judgment under applicable Law (including
the Uniform Fraudulent Transfer Act and Sections 544 and 548 of the Bankruptcy Code) any limitations on the amount of any Subsidiary Guarantor&rsquo;s
liability with respect to the Guaranteed Obligations that Administrative Agent or any Lender can enforce under this <B>Section 10.14</B>,
Administrative Agent and Lenders by their acceptance hereof accept such limitation on the amount of such Subsidiary Guarantor&rsquo;s
liability hereunder to the extent needed to make this <B>Section 10.14</B> fully enforceable and nonavoidable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT><B>Liability
of Subsidiary Guarantors</B>. The liability of any Subsidiary Guarantor under this <B>Section 10.14</B> shall be irrevocable, absolute,
independent and unconditional, and shall not be affected by any circumstance that might constitute a discharge of a surety or guarantor
other than the indefeasible payment and performance in full of all Guaranteed Obligations. In furtherance of the foregoing and without
limiting the generality thereof, each Subsidiary Guarantor agrees as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   such
Subsidiary Guarantor&rsquo;s liability hereunder shall be the immediate, direct, and primary obligation of such Subsidiary Guarantor and
shall not be contingent upon Administrative Agent&rsquo;s or any Lender&rsquo;s exercise or enforcement of any remedy it may have against
the Borrower or any other Person, or against any collateral or other security for any Guaranteed Obligations;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   this
Guaranty is a guaranty of payment when due and not merely of collectibility;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   Administrative
Agent and Lenders may enforce this <B>Section 10.14</B> upon the occurrence of an Event of Default notwithstanding the existence of any
dispute among Administrative Agent and Lenders, on the one hand, and the Borrower or any other Person, on the other hand, with respect
to the existence of such Event of Default;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv)   such
Subsidiary Guarantor&rsquo;s payment of a portion, but not all, of the Guaranteed Obligations shall in no way limit, affect, modify or
abridge such Subsidiary Guarantor&rsquo;s liability for any portion of the Guaranteed Obligations remaining unsatisfied; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(v)   such
Subsidiary Guarantor&rsquo;s liability with respect to the Guaranteed Obligations shall remain in full force and effect without regard
to, and shall not be impaired or affected by, nor shall such Subsidiary Guarantor be exonerated or discharged by, any of the following
events:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(A)   any
proceeding under any Bankruptcy Law;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(B)   any
limitation, discharge, or cessation of the liability of the Borrower or any other Person for any Guaranteed Obligations due to any statute,
regulation or rule of law, or any invalidity or unenforceability in whole or in part of any of the Guaranteed Obligations or the Loan
Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(C)   any
merger, acquisition, consolidation or change in structure of any Company or any other guarantor or Person, or any sale, lease, transfer
or other disposition of any or all of the assets or shares of the Borrower or any other Person;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(D)   any
assignment or other transfer, in whole or in part, of Administrative Agent&rsquo;s or any Lender&rsquo;s interests in and rights under
this Agreement (including this Section 10.14) or the other Loan Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(E)   any
claim, defense, counterclaim or setoff, other than that of prior performance, that the Borrower, such Subsidiary Guarantor, any other
Guarantor or any other Person may have or assert, including any defense of incapacity or lack of corporate or other authority to execute
any of the Loan Documents;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(F)   Administrative
Agent&rsquo;s or any Lenders&rsquo; amendment, modification, renewal, extension, cancellation or surrender of any Loan Document or any
Guaranteed Obligations;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(G)   Administrative
Agent&rsquo;s or any Lender&rsquo;s exercise or non-exercise of any power, right or remedy with respect to any Guaranteed Obligations
or any collateral;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(H)   Administrative
Agent&rsquo;s or any Lender&rsquo;s vote, claim, distribution, election, acceptance, action or inaction in any proceeding under any Bankruptcy
Law; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(I)   any
other guaranty, whether by such Subsidiary Guarantor or any other Person, of all or any part of the Guaranteed Obligations or any other
indebtedness, obligations or liabilities of the Borrower to Administrative Agent or any Lender.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)   </FONT><B>Consents
of Subsidiary Guarantors</B>. Each Subsidiary Guarantor hereby unconditionally consents and agrees that, without notice to or further
assent from such Subsidiary Guarantor:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   the
principal amount of the Guaranteed Obligations may be increased or decreased and additional indebtedness or obligations of the Borrower
under the Loan Documents may be incurred and the time, manner, place or terms of any payment under any Loan Document may be extended or
changed, by one or more amendments, modifications, renewals or extensions of any Loan Document or otherwise;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   the
time for the Borrower&rsquo;s (or any other Person&rsquo;s) performance of or compliance with any term, covenant or agreement on its part
to be performed or observed under any Loan Document may be extended, or such performance or compliance waived, or failure in or departure
from such performance or compliance consented to, all in such manner and upon such terms as Administrative Agent and Lenders (as applicable
under the relevant Loan Documents) may deem proper;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   Administrative
Agent and Lenders may request and accept other guaranties and may take and hold security as collateral for the Guaranteed Obligations,
and may, from time to time, in whole or in part, exchange, sell, surrender, release, subordinate, modify, waive, rescind, compromise or
extend such other guaranties or security and may permit or consent to any such action or the result of any such action, and may apply
such security and direct the order or manner of sale thereof; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv)   Administrative
Agent or Lenders may exercise, or waive or otherwise refrain from exercising, any other right, remedy, power or privilege even if the
exercise thereof affects or eliminates any right of subrogation or any other right of such Subsidiary Guarantor against the Borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(f)   </FONT><B>Subsidiary
Guarantor&rsquo;s Waivers</B>. Each Subsidiary Guarantor waives and agrees not to assert:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(i)   any
right to require Administrative Agent or any Lender to proceed against the Borrower, any other Guarantor or any other Person, or to pursue
any other right, remedy, power or privilege of Administrative Agent or any Lender whatsoever;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(ii)   the
defense of the statute of limitations in any action hereunder or for the collection or performance of the Guaranteed Obligations;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iii)   any
defense arising by reason of any lack of corporate or other authority or any other defense of the Borrower, such Guarantor or any other
Person;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(iv)   any
defense based upon Administrative Agent&rsquo;s or any Lender&rsquo;s errors or omissions in the administration of the Guaranteed Obligations;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(v)   any
rights to set-offs and counterclaims;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(vi)   without
limiting the generality of the foregoing, to the fullest extent permitted by Law, any defenses or benefits that may be derived from or
afforded by applicable Law limiting the liability of or exonerating guarantors or sureties, or that may conflict with the terms of this
<B>Section 10.14</B>; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(vii)   any
and all notice of the acceptance of this guaranty, and any and all notice of the creation, renewal, modification, extension or accrual
of the Guaranteed Obligations, or the reliance by Administrative Agent and Lenders upon this Guaranty, or the exercise of any right, power
or privilege hereunder. The Guaranteed Obligations shall conclusively be deemed to have been created, contracted, incurred and permitted
to exist in reliance upon this Guaranty. Each Subsidiary Guarantor waives promptness, diligence, presentment, protest, demand for payment,
notice of default, dishonor or nonpayment and all other notices to or upon the Borrower, each Guarantor or any other Person with respect
to the Guaranteed Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(g)   </FONT><B>Financial
Condition of the Borrower</B>. No Subsidiary Guarantor shall have any right to require Administrative Agent or any other Secured Party
to obtain or disclose any information with respect to: the financial condition or character of the Borrower or the ability of the Borrower
to pay and perform the Guaranteed Obligations; the Guaranteed Obligations; any collateral or other security for any or all of the Guaranteed
Obligations; the existence or nonexistence of any other guarantees of all or any part of the Guaranteed Obligations; any action or inaction
on the part of Administrative Agent or any Lender or any other Person; or any other matter, fact or occurrence whatsoever. Each Subsidiary
Guarantor hereby acknowledges that it has undertaken its own independent investigation of the financial condition of the Borrower and
all other matters pertaining to this Guaranty and further acknowledges that it is not relying in any manner upon any representation or
statement of Administrative Agent or any other Secured Party with respect thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(h)   </FONT><B>Subrogation</B>.
Until the Discharge of Secured Obligations has occurred, each Subsidiary Guarantor shall not have, and shall not directly or indirectly
exercise: (i) any rights that it may acquire by way of subrogation under this <B>Section 10.14</B>, by any payment hereunder or otherwise;
(ii) any rights of contribution, indemnification, reimbursement or similar suretyship claims arising out of this <B>Section 10.14</B>;
or (iii) any other right that it might otherwise have or acquire (in any way whatsoever) that could entitle it at any time to share or
participate in any right, remedy or security of Administrative Agent or any other Secured Party as against the Borrower or other Guarantors
or any other Person, whether in connection with this <B>Section 10.14</B>, any of the other Loan Documents or otherwise. If any amount
shall be paid to any Subsidiary Guarantor on account of the foregoing rights at any time when all the Guaranteed Obligations shall not
have been paid in full, such amount shall be held in trust for the benefit of Administrative Agent and Lenders and shall forthwith be
paid to Administrative Agent to be credited and applied to the Guaranteed Obligations, whether matured or unmatured, in accordance with
the terms of the Loan Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(i)   </FONT><B>Subordination</B>.
All payments on account of all indebtedness, liabilities and other obligations of the Borrower to any Subsidiary Guarantor, whether now
existing or hereafter arising, and whether due or to become due, absolute or contingent, liquidated or unliquidated, determined or undetermined
(the &ldquo;<B><I>Subsidiary Guarantor Subordinated Debt</I></B>&rdquo;) shall be subject, subordinate and junior in right of payment
and exercise of remedies, to the extent and in the manner set forth herein, to the prior payment in full in cash or cash equivalents of
the Guaranteed Obligations. So long as the Discharge of Secured Obligations has not occurred, each Subsidiary Guarantor shall not accept
or receive any payment or distribution by or on behalf of the Borrower or any other Subsidiary Guarantor, directly or indirectly, or assets
of the Borrower or any other Subsidiary Guarantor, of any kind or character, whether in cash, property or securities, including on account
of the purchase, redemption or other acquisition of Subsidiary Guarantor Subordinated Debt, as a result of any collection, sale or other
disposition of collateral, or by setoff, exchange or in any other manner, for or on account of the Subsidiary Guarantor Subordinated Debt
(&ldquo;<B><I>Subsidiary Guarantor Subordinated Debt Payments</I></B>&rdquo;), except that, so long as an Event of Default does not then
exist, any Subsidiary Guarantor shall be entitled to accept and receive payments on its Subsidiary Guarantor Subordinated Debt, in accordance
with past business practices of such Subsidiary Guarantor and the Borrower (or any other applicable Subsidiary Guarantor) and not in contravention
of any Law or the terms of the Loan Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If any Subsidiary Guarantor
Subordinated Debt Payments shall be received in contravention of this <B>Section 10.14</B>, such Subsidiary Guarantor Subordinated Debt
Payments shall be held in trust for the benefit of Administrative Agent and Lenders and shall be paid over or delivered to Administrative
Agent for application to the payment in full in cash or cash equivalents of all Guaranteed Obligations remaining unpaid to the extent
necessary to give effect to this <B>Section 10.14</B> after giving effect to any concurrent payments or distributions to Administrative
Agent and Lenders in respect of the Guaranteed Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(j)   </FONT><B>Continuing
Guaranty</B>. This Guaranty is a continuing guaranty and agreement of subordination and shall continue in effect and be binding upon each
Subsidiary Guarantor until termination of the Aggregate Commitments and payment and performance in full of the Guaranteed Obligations,
including Guaranteed Obligations which may exist continuously or which may arise from time to time under successive transactions, and
each Subsidiary Guarantor expressly acknowledges that this guaranty shall remain in full force and effect notwithstanding that there may
be periods in which no Guaranteed Obligations exist. This Guaranty shall continue in effect and be binding upon each Subsidiary Guarantor
until actual receipt by Administrative Agent of written notice from such Subsidiary Guarantor of its intention to discontinue this Guaranty
as to future transactions (which notice shall not be effective until noon on the day that is five (5) Business Days following such receipt);
<I>provided</I> that no revocation or termination of this guaranty shall affect in any way any rights of Administrative Agent, or any
Lender hereunder with respect to any Guaranteed Obligations arising or outstanding on the date of receipt of such notice, including any
subsequent continuation, extension, or renewal thereof, or change in the terms or conditions thereof, or any Guaranteed Obligations made
or created after such date to the extent made or created pursuant to a legally binding commitment of any Lender in existence as of the
date of such revocation (collectively, &ldquo;<B><I>Existing Guaranteed Obligations</I></B>&rdquo;), and the sole effect of such notice
shall be to exclude from this Guaranty Guaranteed Obligations thereafter arising which are unconnected to any Existing Guaranteed Obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(k)   </FONT><B>Reinstatement</B>.
This Guaranty shall continue to be effective or shall be reinstated and revived, as the case may be, if, for any reason, any payment of
any portion of the Guaranteed Obligations (including a payment effected through exercise of a right of setoff) by or on behalf of the
Borrower (or receipt of any proceeds of collateral) shall be rescinded, invalidated, declared to be fraudulent or preferential, set aside,
voided or otherwise required to be repaid to the Borrower, its estate, trustee, or receiver, or any other Person (including under any
Bankruptcy Law), or must otherwise be restored by Administrative Agent or any Lender, whether as a result of proceedings under any Bankruptcy
Law or otherwise. All losses, damages, costs and expenses that Administrative Agent, or any Lender may suffer or incur as a result of
any voided or otherwise set aside payments shall be specifically covered by the indemnity in favor of Administrative Agent and Lender
contained in <B>Section 10.04</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(l)   </FONT><B>Substantial
Benefits</B>. The Revolving Credit Loans provided to or for the benefit of the Borrower hereunder by Lenders have been and are to be contemporaneously
used for the benefit of the Borrower and each Subsidiary Guarantor. It is the position, intent and expectation of the parties that the
Borrower and each Subsidiary Guarantor have derived and will derive significant and substantial benefits from the Revolving Credit Loans
to be made available by Lenders under the Loan Documents. Each Subsidiary Guarantor has received at least &ldquo;reasonably equivalent
value&rdquo; (as such phrase is used in Section 548 of the Bankruptcy Code, and in comparable provisions of other applicable Law) and
more than sufficient consideration to support its obligations hereunder in respect of the Guaranteed Obligations. Immediately prior to
and after and giving effect to the incurrence of each Subsidiary Guarantor&rsquo;s obligations under this Guaranty, such Subsidiary Guarantor
will be solvent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(m)   </FONT><B>Knowing
and Explicit Waivers</B>. Each Subsidiary Guarantor acknowledges that it either has obtained the advice of legal counsel or has had the
opportunity to obtain such advice in connection with the terms and provisions of this <B>Section 10.14</B>. Each Subsidiary Guarantor
acknowledges and agrees that each of the waivers and consents set forth herein is made with full knowledge of its significance and consequences,
that all such waivers and consents herein are explicit and knowing and that each Subsidiary Guarantor expects such waivers and consents
to be fully enforceable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(n)   </FONT><B>Collect
on Subsidiary Guarantor Subordinated Debt</B>. If, while any Subsidiary Guarantor Subordinated Debt is outstanding, any proceeding under
any Bankruptcy Law is commenced by or against the Borrower or its property, Administrative Agent, when so instructed by Required Lenders,
is hereby irrevocably authorized and empowered (in the name of Lenders or in the name of any Subsidiary Guarantor or otherwise), but shall
have no obligation, to demand, sue for, collect and receive every payment or distribution in respect of all Subsidiary Guarantor Subordinated
Debt and give acquittances therefor and to file claims and proofs of claim and take such other action (including voting the Subsidiary
Guarantor Subordinated Debt) as it may deem necessary or advisable for the exercise or enforcement of any of the rights or interests of
Administrative Agent and Lenders; and each Subsidiary Guarantor shall promptly take such action as Administrative Agent (on instruction
from Required Lenders) may reasonably request: (A) to collect the Subsidiary Guarantor Subordinated Debt for the account of the Lenders
and to file appropriate claims or proofs of claim in respect of the Subsidiary Guarantor Subordinated Debt; (B) to execute and deliver
to Administrative Agent such powers of attorney, assignments and other instruments as it may request to enable it to enforce any and all
claims with respect to the Subsidiary Guarantor Subordinated Debt; and (C) to collect and receive any and all Subsidiary Guarantor Subordinated
Debt Payments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.15 GOVERNING
LAW; JURISDICTION; ETC.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-variant: small-caps">(a)   </FONT><FONT STYLE="font-variant: small-caps"><B>Governing
law</B>. This agreement shall be governed by, and construed in accordance with, the laws of the state of new york. </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-variant: small-caps"></FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-variant: small-caps">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-variant: small-caps">(b)   </FONT><FONT STYLE="font-variant: small-caps"><B>Submission
to jurisdiction</B>. The borrower and each other loan party party hereto each irrevocably and unconditionally submits, for itself and
its property, to the nonexclusive jurisdiction of the courts of any united states federal court sitting in or with direct or indirect
jurisdiction over the southern district of new york or any new york state or superior court sitting in new york, new york, in any action
or proceeding arising out of or relating to this agreement or any other loan document to which each is a party, or for recognition or
enforcement of any judgment, and each of the parties hereto irrevocably and unconditionally agrees that all claims in respect of any such
action or proceeding may be heard and determined in such state courts or, to the fullest extent permitted by applicable law, in such federal
courts. Each of the parties hereto agrees that a final judgment in any such action or proceeding shall be conclusive and may be enforced
in other jurisdictions by suit on the judgment or in any other manner provided by law. Nothing in this agreement or in any other loan
document shall affect any right that administrative agent or any lender may otherwise have to bring any action or proceeding relating
to this agreement or any other loan document against any loan party or any of its properties in the courts of any other jurisdiction.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-variant: small-caps">(c)   </FONT><FONT STYLE="font-variant: small-caps"><B>Waiver
of venue</B>. The borrower and each other loan party party hereto each hereby irrevocably and unconditionally waives, to the fullest extent
permitted by applicable law, any objection that it may now or hereafter have to the laying of venue of any action or proceeding arising
out of or relating to this agreement or any other loan document in any court referred to in subsection (b) of this section 10.15. Each
of the parties hereto hereby irrevocably waives, to the fullest extent permitted by applicable law, the defense of an inconvenient forum
to the maintenance of such action or proceeding in any such court.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-variant: small-caps">(d)   </FONT><FONT STYLE="font-variant: small-caps"><B>Service
of process</B>. The borrower and each other loan party party hereto irrevocably consents to service of process in the manner provided
for notices in section 10.02. Nothing in this agreement will affect the right of any party hereto to serve process in any other manner
permitted by applicable law.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.16 WAIVER
OF RIGHT TO JURY TRIAL.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">To
the extent permitted by applicable law, each of the parties hereto hereby waives its right to a jury trial of any claim. Each of the parties
hereto represents that each has reviewed this waiver and each knowingly and voluntarily waives its jury trial rights following consultation
with legal counsel on such matters. In the event of litigation, a copy of this agreement may be filed as a written consent to a trial
by the court.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.17 APPOINTMENT
OF PROCESS AGENT.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each Loan Party party hereto
hereby designates, appoints and empowers Corporation Service Company, with an office on the date hereof at 1180 Avenue of the Americas,
Suite 201, New York, New York 10036-8401, as such Loan Party&rsquo;s authorized agent (such Person or any successor Person so designated,
appointed and empowered by such Loan Party to be its authorized agent for purposes set forth in this <B>Section 10.17</B>, the &ldquo;<B><I>Process
Agent</I></B>&rdquo;) to receive on its behalf service of the summons and complaint and any other process which may be served in any action,
suit or proceeding arising out of or relating to this Agreement or any other Loan Document in any of the courts in and of the State of
New York. Such service may be made by mailing or delivering a copy of such process to the applicable Loan Party party hereto in care of
the Process Agent at the Process Agent&rsquo;s address and such Loan Party hereby irrevocably authorizes and directs the Process Agent
to accept such service on its behalf and agrees that the failure of the Process Agent to give any notice of any such service to such Loan
Party shall not impair or affect the validity of such service or of any judgment rendered in any action, suit or proceeding based thereon.
As an alternative method of service, each Loan Party party hereto also irrevocably consents to the service of any and all process in any
such action or proceeding by the mailing of copies of such process to such Loan Party at its address specified in <B>Section 10.02</B>.
If for any reason the then existing Process Agent shall cease to act as Process Agent, then each Loan Party party hereto shall appoint
forthwith, in the manner provided for herein, a successor Process Agent qualified to act as an agent for service of process with respect
to all courts in and of the State of New York and reasonable acceptable to the Administrative Agent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.18 INDEPENDENCE
OF COVENANTS.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each covenant contained in
this Agreement shall be construed (absent express provision to the contrary) as being independent of each other covenant contained in
this Agreement, so that compliance with one covenant shall not (absent such an express contrary provision) be deemed to excuse compliance
with any other covenant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.19 EXCLUSIVITY.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Unless and until the Draw
Period (as extended, if applicable) has terminated or the date the Borrower has requested, and the Lenders have declined, to increase
the Revolving Credit Availability in accordance with the terms of <B>Section 2.01(c)</B> of this Agreement, the Lenders shall have the
exclusive right (but not the obligation) to provide the Borrower and the other Loan Parties with all financing secured by assets or property
of the Borrower or other Loan Parties that is similar in type to the Collateral securing the Obligations; <I>provided</I> that notwithstanding
the foregoing the Borrower may utilize third party financing (&ldquo;<B><I>Third Party Financing</I></B>&rdquo;) to meet such additional
funding requirements of the Borrower that the Lenders are unwilling to provide:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT>(i)
if Revolving Credit Availability is fully drawn, and the Lenders are unwilling or unable to increase Revolving Credit Availability in
accordance with the terms of <B>Section 2.01(c)</B> of this Agreement to meet the Borrower&rsquo;s funding request; (ii) if the Borrower
has requested, and the Lenders have declined, to extend the Draw Period (as extended, if applicable) in accordance with the terms of <B>Section
2.01(b)</B> and such Third Party Financing has pricing more favorable to the Borrower than any pricing offered by the Lenders in connection
with the Borrower&rsquo;s request pursuant to <B>Section 2.01(b)</B>; and/or (iii) to the extent of any Consumer Receivables that have
been rejected and determined not to constitute &ldquo;Eligible Consumer Receivables&rdquo; by the Administrative Agent and Lenders in
accordance with the terms of this Agreement; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT>to
the extent such Third Party Financing is not secured by any Eligible Consumer Receivables that are included in the Borrowing Base, or
by any other Collateral for the Obligations, and any and all recourse to the Borrower shall be subject to such written subordination,
standstill and other provisions in favor of the Administrative Agent, for the benefit of the Administrative Agent and the Lenders, as
are acceptable to the Administrative Agent and the Required Lenders in the exercise of their Permitted Discretion;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>provided, further</I>, that to the extent that
such Third Party Financing is secured by Consumer Receivables (the &ldquo;<B><I>Third Party Collateral Pool</I></B>&rdquo;), and provided
no Default exists immediately prior to, or would exist immediately after, giving effect to such release, the Administrative Agent shall,
at the request of the Person(s) providing the Third Party Financing (the &ldquo;<B><I>Third Party Lender</I></B>&rdquo;), release its
Lien in such Consumer Receivables in connection with the sale thereof to a separate special purpose Subsidiary (a &ldquo;<B><I>Third Party
Financing SPV</I></B>&rdquo;) established by a Loan Party and into which the Third Party Collateral Pool may be transferred so that such
Third Party Financing SPV may act as the borrower under the Third Party Financing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.20 NOT
A SECURITY.&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each party hereto hereby represents
and warrants to the other party hereto that: (a) each party does not consider the rights and obligations under this Agreement, any of
the Notes, or any other Loan Document to constitute the &ldquo;purchase&rdquo; or &ldquo;sale&rdquo; of a &ldquo;security&rdquo; within
the meaning of the Securities Act of 1933, the Securities Exchange Act of 1934 or Rule l0b-5 promulgated thereunder, the Trust Indenture
Act of 1939, or any other applicable securities statute or law, as amended and in effect from time to time, or any rule or regulation
under any of the foregoing; (b) each party has no expectation that it will derive profits from the efforts of the other party or any third
party in respect of the rights and obligations under this Agreement, any of the Notes, or any other Loan Document, and (c) this Agreement,
the Notes, and the other Loan Documents merely constitute a commercial lending transaction by such party with the other party and do not
represent an &ldquo;investment&rdquo; (as that term is commonly understood) in the other party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">SECTION 10.21 <FONT STYLE="font-family: Times New Roman, Times, Serif">JOINT
AND SEVERAL LIABILITY OF BORROWER</FONT></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(a)   </FONT>All
Obligations are the joint and several Obligations of each of Revolution and NewCo, and each of Revolution and NewCo must make payment
upon the maturity of the Obligations by acceleration or otherwise, and this obligation and liability on the part of each of Revolution
and NewCo is not affected by any extensions, renewals, and forbearance granted by Administrative Agent to any of Revolution or NewCo,
Administrative Agent&rsquo;s failure to give Revolution or NewCo notice of borrowing or any other notice, Administrative Agent&rsquo;s
failure to pursue or preserve its rights against Revolution or NewCo, the release of any Collateral now or hereafter acquired from Revolution
or NewCo, and any agreement by Revolution or NewCo to pay upon any notice issued pursuant thereto is unconditional and unaffected by prior
recourse by Administrative Agent to any of Revolution or NewCo or any Collateral for each of Revolution&rsquo;s or NewCo&rsquo;s respective
obligations or the lack thereof. Each of Revolution and NewCo waives all suretyship defenses. Without limiting the generality of the foregoing,
each of Revolution and NewCo acknowledges and agrees that any and all actions, inactions, or omissions by either or both Revolution and
NewCo in connection with, related to, or otherwise affecting any Loan Document are the obligations of, and inure to and are binding upon,
both Revolution and NewCo, jointly and severally.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(b)   </FONT>Each
covenant, agreement, obligation, representation and warranty of Borrower, Revolution or NewCo contained in this Agreement is the joint
and several undertaking of each of Revolution and NewCo. Each of Revolution and NewCo acknowledges that its obligations undertaken herein
might be construed to consist, at least in part, of the guarantee of Obligations of the other hereunder and, in full recognition of that
fact, each of Revolution and NewCo consents and agrees that Administrative Agent may, at any time and from time-to-time without notice
or demand, whether before or after any actual or purported termination, repudiation, or revocation of this Agreement by either Revolution
or NewCo, and without affecting the enforceability or continuing effectiveness of this Agreement as to Revolution or NewCo: (i) supplement,
restate, modify, amend, increase, decrease, extend, renew, or otherwise change the time for payment or the terms of this Agreement or
any part thereof, including any increase or decrease of the rate(s) of interest thereon; (ii) supplement, restate, modify, amend, increase,
decrease or waive, or enter into or give any agreement, approval or consent with respect to, this Agreement or any part thereof, or any
of the Loan Documents, or any condition, covenant, default, remedy, right, representation, or term thereof or thereunder; (iii) accept
partial payments; (iv) during the continuance of an Event of Default, release, reconvey, terminate, waive, abandon, fail to perfect, subordinate,
exchange, substitute, transfer or enforce any security or guarantees, and apply any security and direct the order or manner of sale thereof
as Administrative Agent, in its sole discretion determines; (v) release any Person or entity from any personal liability with respect
to this Agreement or any part thereof; (vi) during the continuance of an Event of Default, settle, release on terms satisfactory to Administrative
Agent or by operation of applicable law or otherwise liquidate or enforce any security or guaranty in any manner, consent to the transfer
of any security and bid and purchase at any sale; or (vii) consent to the merger, change or any other restructuring or termination of
the corporate or partnership existence of either Revolution or NewCo, or any other Person or entity, and correspondingly restructure the
Obligations, and any merger, change, restructuring or termination does not affect the liability of Revolution or NewCo, as applicable,
or the continuing effectiveness of this Agreement, or the enforceability of this Agreement with respect to all or any part of the Obligations.
For the avoidance of doubt, this <B>Section 10.21(b)</B> shall not supersede any requirement to obtain the consent of, or provide notice
to, NewCo expressly contained elsewhere herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)   </FONT>Each
of Revolution and NewCo states and acknowledges that: (i) under this Agreement, Revolution and NewCo, as Borrower, desire to utilize their
borrowing potential on a consolidated basis to the same extent possible as if they were merged into a single corporate entity and that
this Agreement reflects the establishment of credit facilities that would not otherwise be available to Revolution and NewCo if each of
them were not jointly and severally liable for payment of the Obligations; (ii) it has determined that it will benefit specifically and
materially from the advances of credit contemplated by this Agreement; (iii) it is both a condition precedent to Administrative Agent&rsquo;s
obligations hereunder and a desire of each of Revolution and NewCo that each of them execute and deliver to Administrative Agent the Second
Amendment; and (iv) each of Revolution and NewCo have requested and bargained for the structure and terms of and security for the advances
contemplated by the Second Amendment and this Agreement. Each of Revolution and NewCo agrees if its joint and several liability hereunder,
or if any security interests securing the joint and several liability, would, but for the application of this Section, be unenforceable
under applicable Law, then the joint and several liability and each security interests is valid and enforceable to the maximum extent
that would not cause the joint and several liability or security interests to be unenforceable under applicable Law, and the joint and
several liability and the security interest is treated as having been automatically amended accordingly at all relevant times.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(d)   </FONT>To
the extent that Revolution or NewCo (as used in this clause (d), the &ldquo;<B><I>Applicable Borrower</I></B>&rdquo;), under this Agreement
as a joint and several obligor, repays any of the Obligations constituting Loans made to the other Applicable Borrower or other Obligations
incurred directly and primarily by the other Applicable Borrower (an &ldquo;<B><I>Accommodation Payment</I></B>&rdquo;), then the Applicable
Borrower making an Accommodation Payment is entitled to contribution and indemnification from, and, be reimbursed by, each other Applicable
Borrower in an amount, for each other Applicable Borrower, equal to a fraction of the Accommodation Payment, the numerator of which fraction
is the other Applicable Borrower&rsquo;s &ldquo;Allocable Amount&rdquo; (as defined below) and the denominator of which is the sum of
the Allocable Amounts of all Applicable Borrowers. As of any date of determination, the &ldquo;<B><I>Allocable Amount</I></B>&rdquo; of
each Applicable Borrower is equal to the maximum amount of liability for Accommodation Payments that could be asserted against that Applicable
Borrower hereunder without (i) rendering that Applicable Borrower &ldquo;insolvent&rdquo; within the meaning of Section 101(31) of the
Bankruptcy Code, Section 2 of the Uniform Fraudulent Transfer Act (&ldquo;<B><I>UFTA</I></B>&rdquo;) or Section 2 of the Uniform Fraudulent
Conveyance Act (&ldquo;<B><I>UFCA</I></B>&rdquo;), (ii) leaving that Applicable Borrower with unreasonably small capital or assets, within
the meaning of Section 548 of the Bankruptcy Code, Section 4 of the UFTA, or (iii) leaving that Applicable Borrower unable to pay its
debts as they become due within the meaning of Section 548 of the Bankruptcy Code or Section 4 of the UFTA, or Section 5 of the UFCA.
All rights and claims of contribution, indemnification, and reimbursement under this Section are subordinate in right of payment to the
prior payment in full of the Obligations. The provisions of this Section, to the extent expressly inconsistent with any provision in any
Loan Document, supersede the inconsistent provision.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(e)   </FONT>Upon
the release of Revolution from its obligations under the Loan Documents pursuant to <B>Section 9.11(a)</B>, each reference in this Agreement
and the other Loan Documents to &ldquo;Borrower&rdquo; shall be a reference solely to NewCo.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[<FONT STYLE="font-variant: small-caps">SIGNATURE
PAGES FOLLOW</FONT>.]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">In Witness
Whereof</FONT>, the parties hereto have caused this Agreement to be duly executed as of the date first written above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3.5in"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>BORROWER</U></B>:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">REVOLUTION FINANCIAL, INC.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%">&nbsp;</TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; width: 35%"></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Ghazi Dakik</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Chief Executive Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">FLEX REVOLUTION, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid"></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: </FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>SUBSIDIARY GUARANTORS</U></B>:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">BLUESKY ACQUIRE, INC.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY HOLDING CORPORATION</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY OF NEVADA, INC.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY OF UTAH, INC.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY OF NEW MEXICO, INC.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MAIN ST. PERSONAL FINANCE, INC.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ACAC, INC.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">QUIK LEND, INC.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">For each of the foregoing entities:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid"></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Ghazi Dakik</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Chief Executive Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">FIRST MONEY IN, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF DEMING, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF SUNLAND PARK,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NEW MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">For each of the foregoing entities:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid"></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:&nbsp;</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Michael Brent Turner</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Authorized Signatory</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3.5in; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[Signature page to Credit Agreement (Revolution
Financial, Inc.)]</P>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 123 -->
    <DIV STYLE="border-bottom: Black 1.5pt solid; margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF NEW MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF IDAHO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY WAGE AND BENEFITS, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in">INFINITY
    LOANS OF MURRAY, UTAH, <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in">INFINITY
    LOANS OF WEST VALLEY, <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">UTAH, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF ESPANOLA II, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF ALBUQUERQUE,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NEW MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF ALBUQUERQUE II,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NEW MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF ALBUQUERQUE III,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NEW MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF CARLSBAD, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF CHAPARRAL, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF CLOVIS, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF ESPANOLA, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF FARMINGTON, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF GALLUP, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF ALBUQUERQUE IV,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NEW MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF LAS CRUCES, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF LAS VEGAS, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF LOS LUNAS, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF RIO RANCHO, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF ROSWELL, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS OF SANTA FE, NEW</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MEXICO, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">INFINITY LOANS ONLINE, LLC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">For each of the foregoing entities:</FONT></TD></TR>
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    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 0.25in; text-indent: -0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%">&nbsp;</TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; width: 35%">             </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Michael Brent Turner</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Manager</FONT></TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3.5in; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[Signature page to Credit Agreement (Revolution
Financial, Inc.)]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3.5in"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>ADMINISTRATIVE AGENT:</U></B></FONT></TD></TR>
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    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">BP FUNDCO LLC,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">as Administrative Agent</FONT></TD></TR>
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    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%">&nbsp;</TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; width: 35%">             </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Eric J. Schneider</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Manager</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>LENDERS:</U></B></FONT></TD></TR>
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    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">BP FUNDCO LLC,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">as a Lender and holder of Promissory Note A</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid"></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Eric J. Schneider</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Manager</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">BP FUNDCO LLC,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">as a Lender and holder of Promissory Note B</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid"></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Eric J. Schneider</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Manager</FONT></TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[Signature page to Credit Agreement (Revolution
Financial, Inc.)]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPrimarySicNumber" xlink:label="dei_EntityPrimarySicNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPrimarySicNumber" xlink:to="dei_EntityPrimarySicNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPrimarySicNumber_lbl" xml:lang="en-US">Entity Primary SIC Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>fpay-20230607_pre.xml
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<TYPE>XML
<SEQUENCE>7
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.23.1</span><table class="report" border="0" cellspacing="2" id="idm140080587524096">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Jun. 07, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jun.  07,  2023<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-37945<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">FLEXSHOPPER, INC.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001397047<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">20-5456087<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">901 Yamato Road<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">Suite 260<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Boca Raton<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">FL<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">33431<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">855<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">353-9289<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, par value $0.0001 per share<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FPAY<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
