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Consolidated Statements of Cash Flows - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net (loss)/ income $ (4,233,617) $ 13,631,719
Adjustments to reconcile net (loss)/ income to net cash used in operating activities:    
Depreciation and impairment of lease merchandise 56,288,128 72,556,431
Other depreciation and amortization 7,881,110 4,769,614
Amortization of debt issuance costs 571,538 228,843
Amortization of discount on the promissory note related to acquisition 236,952 19,747
Compensation expense related to stock-based compensation 1,677,708 997,830
Provision for doubtful accounts 42,505,647 57,420,480
Interest in kind added to promissory notes balance 155,093
Deferred income tax (929,533) (17,282,364)
Net change in fair value of promissory note related to acquisiton (3,678,689)
Gain on bargain purchase (14,461,274)
Net changes in the fair value of loan receivables at fair value (10,217,854) 9,559,979
Changes in operating assets and liabilities, net of effects of acquisition:    
Lease receivables (51,760,694) (67,487,369)
Loan receivables at fair value 7,356,068 (25,612,049)
Prepaid expenses and other assets 177,169 (1,670,836)
Lease merchandise (53,869,127) (63,164,760)
Purchase consideration payable related to acquisition 208,921 164,102
Promissory note related to acquisition 283,266
Lease liabilities (30,268) (14,488)
Accounts payable 627,905 (1,976,844)
Accrued payroll and related taxes 267,377 (80,258)
Accrued expenses (26,527) 1,009,468
Net cash used in operating activities (6,664,520) (31,236,936)
CASH FLOWS FROM INVESTING ACTIVITIES    
Cash acquired in business combination 2,938,355
Purchases of property and equipment, including capitalized software costs (6,335,276) (6,498,115)
Purchases of data costs (1,225,983) (1,640,885)
Net cash used in investing activities (7,561,259) (5,200,645)
CASH FLOWS FROM FINANCING ACTIVITIES    
Proceeds from loan payable under credit agreement 18,050,000 36,455,000
Repayment of loan payable under credit agreement (2,795,000) (5,730,000)
Repayment of loan payable under Basepoint credit agreement (1,500,000)
Repayment of promissory notes to related parties (1,000,000)
Debt issuance related costs (115,403) (166,745)
Proceeds from exercise of stock options 1,185 261,505
Proceeds from promissory notes to related parties 7,000,000
Principal payment under finance lease obligation (8,465) (11,184)
Repayment of purchase consideration payable related to acquisition (283,266)
Repayment of installment loan (9,022)
Purchases of Treasury Stock (166,757)
Net cash provided by financing activities 12,465,560 37,516,288
(DECREASE)/ INCREASE IN CASH and RESTRICTED CASH (1,760,219) 1,078,707
CASH and RESTRICTED CASH, beginning of period 6,173,349 5,094,642
CASH and RESTRICTED CASH, end of period 4,413,130 6,173,349
Supplemental cash flow information:    
Interest paid 17,337,292 10,289,334
Due date extension of warrants 917,581
Acquisition of loan receivables at fair value 13,320,326
Acquisition of property and equipment 136,249
Acquisition of intangible assets 15,307,894
Acquisition of purchase consideration payable related to acquisition 8,539,582
Acquisition of accounts payable 506,607
Acquisition of deferred tax liability 4,773,370
Issuance of promissory note related to acquisition $ 3,421,991