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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net loss $ (1,817,238) $ (5,527,870)
Adjustments to reconcile net loss to net cash (used in)/ provided by operating activities:    
Depreciation and impairment of lease merchandise 28,534,788 29,831,205
Other depreciation and amortization 4,698,213 3,710,703
Amortization of debt issuance costs 509,797 182,174
Amortization of discount on the promissory note related to acquisition 118,476
Compensation expense related to stock-based compensation 371,998 864,548
Provision for doubtful accounts 17,290,476 22,085,828
Deferred income tax (1,302,963) (1,457,740)
Net changes in the fair value of loans receivables at fair value (4,898,876) 837,048
Changes in operating assets and liabilities:    
Lease receivables (29,646,513) (25,773,184)
Loans receivables at fair value 607,510 6,990,410
Prepaid expenses and other assets (1,208,258) 412,391
Lease merchandise (25,259,890) (22,878,600)
Purchase consideration payable related to acquisition 208,921
Lease liabilities (19,329) (12,243)
Accounts payable (3,328,538) (2,506,724)
Accrued payroll and related taxes (196,268) (11,079)
Accrued expenses (233,202) (1,603,202)
Net cash (used in)/ provided by operating activities (15,898,293) 5,471,062
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of property and equipment, including capitalized software costs (3,207,307) (3,114,534)
Purchases of data costs (944,313) (343,428)
Net cash used in investing activities (4,151,620) (3,457,962)
CASH FLOWS FROM FINANCING ACTIVITIES    
Proceeds from loan payable under credit agreement 22,361,690 2,750,000
Repayment of loan payable under credit agreement (2,795,000)
Repayment of loan payable under Basepoint credit agreement (1,500,000)
Debt issuance related costs (1,523,100) (115,403)
Proceeds from exercise of stock options 1,185
Principal payment under finance lease obligation (4,601) (4,917)
Repayment of purchase consideration payable related to acquisition (143,330)
Tax payments associated with equity-based compensation transactions (103,488)
Purchase of treasury stock (200,806)
Net cash provided by/ (used in) financing activities 20,529,695 (1,807,465)
INCREASE IN CASH 479,782 205,635
CASH, beginning of period 4,413,130 6,173,349
CASH, end of period 4,892,912 6,378,984
Supplemental cash flow information:    
Interest paid 9,414,926 8,453,511
Noncash investing and financing activities    
Due date extension of warrants $ 917,581