<SEC-DOCUMENT>0000921895-25-000273.txt : 20250206
<SEC-HEADER>0000921895-25-000273.hdr.sgml : 20250206
<ACCEPTANCE-DATETIME>20250206160555
ACCESSION NUMBER:		0000921895-25-000273
CONFORMED SUBMISSION TYPE:	SCHEDULE 13D/A
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20250206
DATE AS OF CHANGE:		20250206

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FlexShopper, Inc.
		CENTRAL INDEX KEY:			0001397047
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-EQUIPMENT RENTAL & LEASING, NEC [7359]
		ORGANIZATION NAME:           	07 Trade & Services
		IRS NUMBER:				205456087
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13D/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-83480
		FILM NUMBER:		25597364

	BUSINESS ADDRESS:	
		STREET 1:		901 YAMATO ROAD
		STREET 2:		SUITE 260
		CITY:			BOCA RATON
		STATE:			FL
		ZIP:			33431
		BUSINESS PHONE:		(561) 367-1504

	MAIL ADDRESS:	
		STREET 1:		901 YAMATO ROAD
		STREET 2:		SUITE 260
		CITY:			BOCA RATON
		STATE:			FL
		ZIP:			33431

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Anchor Funding Services, Inc.
		DATE OF NAME CHANGE:	20070419

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Dvorkin Howard
		CENTRAL INDEX KEY:			0001569288
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13D/A

	MAIL ADDRESS:	
		STREET 1:		6360 NW 5 WAY
		CITY:			FORT LAUDERDALE
		STATE:			FL
		ZIP:			33309
</SEC-HEADER>
<DOCUMENT>
<TYPE>SCHEDULE 13D/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/schedule13D" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>SCHEDULE 13D/A</submissionType>
    <previousAccessionNumber>0001553350-19-000086</previousAccessionNumber>
    <filerInfo>
      <filer>
        <filerCredentials>
          <!-- Field: Pseudo-Tag; ID: Name; Data: Dvorkin Howard -->
          <cik>0001569288</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>


    </filerInfo>
  </headerData>
  <formData>
    <coverPageHeader>
      <amendmentNo>1</amendmentNo>
      <securitiesClassTitle>Common stock, par value $0.0001 per share</securitiesClassTitle>
      <dateOfEvent>01/16/2025</dateOfEvent>
      <previouslyFiledFlag>true</previouslyFiledFlag>
      <issuerInfo>
        <issuerCIK>0001397047</issuerCIK>
        <issuerCUSIP>33939J105</issuerCUSIP>
        <issuerName>FlexShopper, Inc.</issuerName>
        <address>
          <com:street1>901 YAMATO ROAD</com:street1>
          <com:street2>SUITE 260</com:street2>
          <com:city>BOCA RATON</com:city>
          <com:stateOrCountry>FL</com:stateOrCountry>
          <com:zipCode>33431</com:zipCode>
        </address>
      </issuerInfo>
      <authorizedPersons>
        <notificationInfo>
          <personName>Mr. Howard S. Dvorkin</personName>
          <personPhoneNum>855-353-9289</personPhoneNum>
          <personAddress>
            <com:street1>c/o FlexShopper, Inc.</com:street1>
            <com:street2>901 Yamato Rd, Suite 260</com:street2>
            <com:city>Boca Raton</com:city>
            <com:stateOrCountry>FL</com:stateOrCountry>
            <com:zipCode>33431</com:zipCode>
          </personAddress>
        </notificationInfo>
      </authorizedPersons>
    </coverPageHeader>
    <reportingPersons>
      <reportingPersonInfo>
        <reportingPersonCIK>0001569288</reportingPersonCIK>
        <reportingPersonNoCIK>N</reportingPersonNoCIK>
        <reportingPersonName>Dvorkin Howard</reportingPersonName>
        <fundType>OO</fundType>
        <legalProceedings>N</legalProceedings>
        <citizenshipOrOrganization>X1</citizenshipOrOrganization>
        <soleVotingPower>0.00</soleVotingPower>
        <sharedVotingPower>10591635.00</sharedVotingPower>
        <soleDispositivePower>0.00</soleDispositivePower>
        <sharedDispositivePower>10591635.00</sharedDispositivePower>
        <aggregateAmountOwned>10591635.00</aggregateAmountOwned>
        <isAggregateExcludeShares>N</isAggregateExcludeShares>
        <percentOfClass>36.0</percentOfClass>
        <typeOfReportingPerson>IN</typeOfReportingPerson>
        <commentContent>Percentage calculated based on an aggregate of 28,480,071 shares of common stock outstanding as of January 24, 2025, based on information furnished by the Issuer.</commentContent>
      </reportingPersonInfo>
      <reportingPersonInfo>
        <reportingPersonCIK>0002054409</reportingPersonCIK>
        <reportingPersonNoCIK>N</reportingPersonNoCIK>
        <reportingPersonName>NRNS Capital Holdings, LLC</reportingPersonName>
        <fundType>OO</fundType>
        <legalProceedings>N</legalProceedings>
        <citizenshipOrOrganization>FL</citizenshipOrOrganization>
        <soleVotingPower>0.00</soleVotingPower>
        <sharedVotingPower>3610689.00</sharedVotingPower>
        <soleDispositivePower>0.00</soleDispositivePower>
        <sharedDispositivePower>3610689.00</sharedDispositivePower>
        <aggregateAmountOwned>3610689.00</aggregateAmountOwned>
        <isAggregateExcludeShares>N</isAggregateExcludeShares>
        <percentOfClass>12.7</percentOfClass>
        <typeOfReportingPerson>OO</typeOfReportingPerson>
        <commentContent>Percentage calculated based on an aggregate of 28,480,071 shares of common stock outstanding as of January 24, 2025, based on information furnished by the Issuer.</commentContent>
      </reportingPersonInfo>
      <reportingPersonInfo>
        <reportingPersonCIK>0002054405</reportingPersonCIK>
        <reportingPersonNoCIK>N</reportingPersonNoCIK>
        <reportingPersonName>Beta Investment Group, Inc.</reportingPersonName>
        <fundType>OO</fundType>
        <legalProceedings>N</legalProceedings>
        <citizenshipOrOrganization>FL</citizenshipOrOrganization>
        <soleVotingPower>0.00</soleVotingPower>
        <sharedVotingPower>6031958.00</sharedVotingPower>
        <soleDispositivePower>0.00</soleDispositivePower>
        <sharedDispositivePower>6031958.00</sharedDispositivePower>
        <aggregateAmountOwned>6031958.00</aggregateAmountOwned>
        <isAggregateExcludeShares>N</isAggregateExcludeShares>
        <percentOfClass>21.2</percentOfClass>
        <typeOfReportingPerson>OO</typeOfReportingPerson>
        <commentContent>Percentage calculated based on an aggregate of 28,480,071 shares of common stock outstanding as of January 24, 2025, based on information furnished by the Issuer.</commentContent>
      </reportingPersonInfo>
      <reportingPersonInfo>
        <reportingPersonCIK>0001750477</reportingPersonCIK>
        <reportingPersonNoCIK>N</reportingPersonNoCIK>
        <reportingPersonName>PITA Holdings, LLC</reportingPersonName>
        <fundType>OO</fundType>
        <legalProceedings>N</legalProceedings>
        <citizenshipOrOrganization>DE</citizenshipOrOrganization>
        <soleVotingPower>0.00</soleVotingPower>
        <sharedVotingPower>6031958.00</sharedVotingPower>
        <soleDispositivePower>0.00</soleDispositivePower>
        <sharedDispositivePower>6031958.00</sharedDispositivePower>
        <aggregateAmountOwned>6031958.00</aggregateAmountOwned>
        <isAggregateExcludeShares>N</isAggregateExcludeShares>
        <percentOfClass>21.2</percentOfClass>
        <typeOfReportingPerson>OO</typeOfReportingPerson>
        <commentContent>Percentage calculated based on an aggregate of 28,480,071 shares of common stock outstanding as of January 24, 2025, based on information furnished by the Issuer.</commentContent>
      </reportingPersonInfo>
    </reportingPersons>
    <items1To7>
      <item1>
        <securityTitle>Common stock, par value $0.0001 per share</securityTitle>
        <issuerName>FlexShopper, Inc.</issuerName>
        <issuerPrincipalAddress>
          <com:street1>901 YAMATO ROAD</com:street1>
          <com:street2>SUITE 260</com:street2>
          <com:city>BOCA RATON</com:city>
          <com:stateOrCountry>FL</com:stateOrCountry>
          <com:zipCode>33431</com:zipCode>
        </issuerPrincipalAddress>
        <commentText>The following constitutes Amendment No. 1 to the Schedule 13D filed by the undersigned ("Amendment No. 1"). This Amendment No. 1 amends the Schedule 13D as specifically set forth herein. This Amendment No. 1 is being filed in order to add NRNS Capital Holdings, LLC, Beta Investment Group, Inc. and PITA Holdings, LLC as Reporting Persons. Capitalized terms used herein but not otherwise defined herein shall have the respective meanings ascribed thereto in the Schedule 13D as amended hereby.</commentText>
      </item1>
      <item2>
        <filingPersonName>Item 2 is hereby amended and restated as follows:

This Schedule 13D is filed by:

(i) Howard S. Dvorkin;

(ii) NRNS Capital Holdings, LLC ("NRNS");

(iii) Beta Investment Group, Inc.; and

(iii) PITA Holdings, LLC ("PITA").

Each of the foregoing is referred to as a "Reporting Person" and collectively as the "Reporting Persons." Each of the Reporting Persons is party to that certain Joint Filing Agreement, as further described in Item 6. Accordingly, the Reporting Persons are hereby filing a joint Schedule 13D.

Mr. Dvorkin is the sole manager of NRNS and in such position has the right to direct the vote and disposition of securities owned by NRNS. Mr. Dvorkin is the President of Beta, which is the manager of PITA, and in such position has the right to direct the vote and disposition of securities owned by PITA. There are no other directors or officers of Beta.</filingPersonName>
        <principalBusinessAddress>The business address of each Reporting Person is 6360 NW 5 Way, Fort Lauderdale, FL 33309.</principalBusinessAddress>
        <principalJob>The principal business of NRNS and PITA is investing in securities. The principal business of Beta is serving as the investment manager of PITA. Mr. Dvorkin serves as the Manager of NRNS and the President of Beta, which is the manager of PITA.</principalJob>
        <hasBeenConvicted>None of the Reporting Persons has, during the past five years, been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors).</hasBeenConvicted>
        <convictionDescription>None of the Reporting Persons has, during the past five years, been a party to a civil proceeding or a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoying future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws.</convictionDescription>
        <citizenship>Mr. Dvorkin is a citizen of the United States. NRNS is organized as a limited liability company under the laws of the State of Florida. Beta is organized as a corporation under the laws of the State of Florida. PITA is organized as a limited liability company under the laws of the State of Delaware.</citizenship>
      </item2>
      <item3>
        <fundsSource>Item 3 is hereby amended and restated as follows:

The shares of the Issuer purchased by NRNS and PITA were purchased with working capital in open market purchases, except as otherwise noted. 945,488 shares of the Issuer are issuable to Mr. Dvorkin pursuant to fully vested stock options pursuant to the Issuer's equity incentive plan. On January 16, 2025, in connection with the Issuer's rights offering (the "Rights Offering"), PITA acquired 1,470,000 shares and NRNS acquired 1,470,589 shares, pursuant to the exercise of subscription rights. As part of the Rights Offering, NRNS purchased $2.5 million of units through the contribution into units of a like amount of the outstanding principal and accrued interest under the subordinated promissory notes payable by the Issuer to NRNS.</fundsSource>
      </item3>
      <item4>
        <transactionPurpose>Item 4 is hereby amended and restated as follows:

The Reporting Persons purchased the shares based on the Reporting Persons' belief that the shares, when purchased, were undervalued and represented an attractive investment opportunity. Depending upon overall market conditions, other investment opportunities available to the Reporting Persons, and the availability of shares at prices that would make the purchase or sale of shares desirable, the Reporting Persons may endeavor to increase or decrease their position in the Issuer through, among other things, the purchase or sale of shares on the open market or in private transactions or otherwise, on such terms and at such times as the Reporting Persons may deem advisable.

On December 27, 2018, Mr. Dvorkin was appointed to the Issuer's Board of Directors.

No Reporting Person has any present plan or proposal which would relate to or result in any of the matters set forth in subparagraphs (a) - (j) of Item 4 of Schedule 13D except as set forth herein or such as would occur upon or in connection with completion of, or following, any of the actions discussed herein. The Reporting Persons intend to review their investment in the Issuer on a continuing basis. Depending on various factors including, without limitation, the Issuer's financial position and investment strategy, the price levels of the shares, conditions in the securities markets and general economic and industry conditions, the Reporting Persons may in the future take such actions with respect to their investment in the Issuer as they deem appropriate including, without limitation, engaging in additional communications with management and the Board of Directors of the Issuer, engaging in discussions with stockholders of the Issuer or other third parties about the Issuer and the Reporting Persons' investment, including potential business combinations or dispositions involving the Issuer or certain of its businesses, making recommendations or proposals to the Issuer concerning changes to the capitalization, ownership structure, board structure (including board composition), potential business combinations or dispositions involving the Issuer or certain of its businesses, or suggestions for improving the Issuer's financial and/or operational performance, purchasing additional shares, selling some or all of their shares, engaging in short selling of or any hedging or similar transaction with respect to the shares, including swaps and other derivative instruments, or changing their intention with respect to any and all matters referred to in Item 4.</transactionPurpose>
      </item4>
      <item5>
        <percentageOfClassSecurities>Item 5(a) is hereby amended and restated as follows:

The aggregate percentage of shares beneficially owned by each Reporting Person disclosed in this Amendment No. 1 is based on an aggregate of 28,480,071 shares of common stock outstanding as of January 24, 2025, based on information furnished by the Issuer.

The number of shares of the Issuer's common stock beneficially owned by the Reporting Persons includes:

(i) 945,488 shares issuable to Mr. Dvorkin pursuant to fully vested stock options, over which Mr. Dvorkin holds sole voting power;

(ii) 3,610,689 shares held of record by NRNS;

(ii) 6,031,958 shares held of record by PITA;

(iv) 3,000 shares owned directly by Scott Dvorkin, an adult child of Mr. Dvorkin, as to which Mr. Dvorkin may be deemed to exercise voting and investment power; and

(v) 500 shares owned directly by Carley Dvorkin, an adult child of Mr. Dvorkin, as to which Mr. Dvorkin may be deemed to exercise voting and investment power.</percentageOfClassSecurities>
        <numberOfShares>Item 5(b) is hereby amended and restated as follows:

Howard S. Dvorkin:

1. Sole power to vote or direct vote: 0
2. Shared power to vote or direct vote: 10,591,635
3. Sole power to dispose or direct the disposition: 0
4. Shared power to dispose or direct the disposition: 10,591,635

Percentage: 36.0%

NRNS:

1. Sole power to vote or direct vote: 0
2. Shared power to vote or direct vote: 3,610,689
3. Sole power to dispose or direct the disposition: 0
4. Shared power to dispose or direct the disposition: 3,610,689

Percentage: 12.7%

Beta:

1. Sole power to vote or direct vote: 0
2. Shared power to vote or direct vote: 6,031,958
3. Sole power to dispose or direct the disposition: 0
4. Shared power to dispose or direct the disposition: 6,031,958

Percentage: 21.2%

PITA:

1. Sole power to vote or direct vote: 0
2. Shared power to vote or direct vote: 6,031,958
3. Sole power to dispose or direct the disposition: 0
4. Shared power to dispose or direct the disposition: 6,031,958

Percentage: 21.2%

The number of shares of common stock beneficially owned excludes (i) 753,697 shares which are issuable to NRNS upon the exercise of common stock purchase warrants and (ii) 1,190,000 shares which are issuable to PITA upon the exercise of common stock purchase warrants. Under the terms of the warrants, the holder may not exercise the warrants to the extent such exercise would cause the holder, together with its affiliates, to beneficially own a number of shares of common stock which would exceed 4.99% of the Issuer's then outstanding shares of common stock following such exercise. This limitation may be increased to 9.99% at the holder's option upon 61 days' notice to the Issuer.

The filing of this Schedule 13D shall not be deemed an admission that the Reporting Persons are, for purposes of Section 13(d) of the Securities Exchange Act of 1934, as amended, the beneficial owners of any securities of the Issuer that he or it does not directly own. Each of the Reporting Persons specifically disclaims beneficial ownership of the securities reported herein that he or it does not directly own.</numberOfShares>
        <transactionDesc>Item 5(c) is hereby amended and restated as follows:

The transactions in the shares by the Reporting Persons during the past sixty days are set forth in Exhibit 1 and are incorporated herein by reference.</transactionDesc>
      </item5>
      <item6>
        <contractDescription>Item 6 is hereby amended and restated as follows:

On February 6, 2025, the Reporting Persons entered into a Joint Filing Agreement in which the parties agreed to the joint filing on behalf of each of them of statements on Schedule 13D with respect to the securities of the Issuer. A copy of the Joint Filing Agreement is attached as Exhibit 99.1 hereto and is incorporated herein by reference.

None, except as to the limitation on the ability of the Reporting Persons to dispose of an aggregate of 1,943,697 shares of the Issuer's common stock issuable to NRNS and PITA pursuant to common stock purchase warrants, as set forth in Item 5 hereof.</contractDescription>
      </item6>
      <item7>
        <filedExhibits>The following items are filed as exhibits:

1 - Transactions in Securities
99.1 - Joint Filing Agreement</filedExhibits>
      </item7>
    </items1To7>
    <signatureInfo>
      <signaturePerson>
        <signatureReportingPerson>Dvorkin Howard</signatureReportingPerson>
        <signatureDetails>
          <signature>/s/ Howard S. Dvorkin</signature>
          <title>Howard S. Dvorkin</title>
          <date>02/06/2025</date>
        </signatureDetails>
      </signaturePerson>
      <signaturePerson>
        <signatureReportingPerson>NRNS Capital Holdings, LLC</signatureReportingPerson>
        <signatureDetails>
          <signature>/s/ Howard S. Dvorkin</signature>
          <title>Howard S. Dvorkin, Manager</title>
          <date>02/06/2025</date>
        </signatureDetails>
      </signaturePerson>
      <signaturePerson>
        <signatureReportingPerson>Beta Investment Group, Inc.</signatureReportingPerson>
        <signatureDetails>
          <signature>/s/ Howard S. Dvorkin</signature>
          <title>Howard S. Dvorkin, President</title>
          <date>02/06/2025</date>
        </signatureDetails>
      </signaturePerson>
      <signaturePerson>
        <signatureReportingPerson>PITA Holdings, LLC</signatureReportingPerson>
        <signatureDetails>
          <signature>/s/ Howard S. Dvorkin</signature>
          <title>Howard S. Dvorkin, President of Beta Investment Group, Inc., its Manager</title>
          <date>02/06/2025</date>
        </signatureDetails>
      </signaturePerson>
    </signatureInfo>
  </formData>

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<DOCUMENT>
<TYPE>EX-1
<SEQUENCE>2
<FILENAME>ex1to13da112379008_020525.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: right">Exhibit 1</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center"><U>Transactions by the Reporting Person
in the Past 60 Days</U></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 33%; padding-right: 5.65pt; padding-left: 5.65pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 0.5pt solid">Shares of Common
    Stock<BR>
    Purchased/(Sold)</P></TD>
    <TD STYLE="white-space: nowrap; width: 33%; padding-right: 5.65pt; padding-left: 5.65pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 0.5pt solid">Price Per<BR>
    Share ($)</P></TD>
    <TD STYLE="width: 33%; padding-right: 5.65pt; padding-left: 5.65pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 0.5pt solid">Date of<BR>
    Purchase/Sale</P></TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">10,000<SUP>1</SUP></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">$1.54</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">12/26/2024</TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">10,000<SUP>1</SUP></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">$1.46</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">12/27/2024</TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">1,470,500<SUP>2</SUP></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">$1.70</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">01/16/2025</TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">1,470,589<SUP>3</SUP></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">$1.70<SUP>3</SUP></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 5.65pt; text-align: center">01/16/2025</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><SUP>1</SUP> Held of record by PITA Holdings, LLC
(&ldquo;PITA&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><SUP>2</SUP> Held of record by PITA. These shares
were purchased in the Issuer&rsquo;s rights offering (the &ldquo;Rights Offering&rdquo;) through PITA pursuant to the exercise of subscription
rights, as described in the issuer&rsquo;s prospectus, dated December 2, 2024 (the &ldquo;Prospectus&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><SUP>3</SUP> Held of record by NRNS Capital Holdings,
LLC (&ldquo;NRNS&rdquo;). NRNS, the manager of which is the Reporting Person, purchased $2.5 million of units in the Rights Offering through
the contribution into units of a like amount of the outstanding principal and accrued interest under the subordinated promissory notes
payable by the Issuer to NRNS.</P>

</BODY>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>ex991to13da112379008_020525.htm
<TEXT>
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     <TITLE></TITLE>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">Exhibit 99.1</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; background-color: white"><B><U>JOINT FILING AGREEMENT</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify; text-indent: 0.5in; background-color: white">In
accordance with Rule 13d-1(k)(1)(iii) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint
filing on behalf of each of them of a Statement on Schedule 13D (including additional amendments thereto) with respect to the shares of
Common Stock, par value $0.0001 per share, of FlexShopper, Inc. This Joint Filing Agreement shall be filed as an Exhibit to such Statement.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font-size: 10pt; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="font: 10pt Times New Roman, Times, Serif; padding-right: 1.45pt; padding-left: 1.45pt">Dvorkin Howard</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="font: 10pt Times New Roman, Times, Serif; padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; padding-right: 1.45pt; padding-left: 1.45pt; font: 10pt Times New Roman, Times, Serif">By:</TD>
    <TD STYLE="width: 45%; padding-right: 1.45pt; padding-left: 1.45pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; border-bottom: Black 0.5pt solid">/s/ Howard S. Dvorkin</P></TD>
    <TD STYLE="width: 50%; padding-right: 1.45pt; padding-left: 1.45pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding-right: 1.45pt; padding-left: 1.45pt">Howard S. Dvorkin</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-right: 1.45pt; padding-left: 1.45pt">Date:</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding-right: 1.45pt; padding-left: 1.45pt">02/06/2025</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">NRNS Capital Holdings, LLC</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; padding-right: 1.45pt; padding-left: 1.45pt">By:</TD>
    <TD STYLE="width: 45%; padding-right: 1.45pt; padding-left: 1.45pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; border-bottom: Black 0.5pt solid">/s/ Howard S. Dvorkin</P></TD>
    <TD STYLE="width: 50%; padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">Howard S. Dvorkin, Manager</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 1.45pt; padding-left: 1.45pt">Date:</TD>
    <TD COLSPAN="2" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">02/06/2025</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">Beta Investment Group, Inc.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; padding-right: 1.45pt; padding-left: 1.45pt">By:</TD>
    <TD STYLE="width: 45%; padding-right: 1.45pt; padding-left: 1.45pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; border-bottom: Black 0.5pt solid">/s/ Howard S. Dvorkin</P></TD>
    <TD STYLE="width: 50%; padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">Howard S. Dvorkin, President</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 1.45pt; padding-left: 1.45pt">Date:</TD>
    <TD COLSPAN="2" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">02/06/2025</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">PITA Holdings, LLC</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; padding-right: 1.45pt; padding-left: 1.45pt">By:</TD>
    <TD STYLE="width: 45%; padding-right: 1.45pt; padding-left: 1.45pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; border-bottom: Black 0.5pt solid">/s/ Howard S. Dvorkin</P></TD>
    <TD STYLE="width: 50%; padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 1.45pt; padding-left: 1.45pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">Howard S. Dvorkin, President of Beta Investment Group, Inc., its Manager</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 1.45pt; padding-left: 1.45pt">Date:</TD>
    <TD COLSPAN="2" STYLE="padding-right: 1.45pt; padding-left: 1.45pt">02/06/2025</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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