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RELATED PARTY TRANSACTIONS (Details Narrative) - USD ($)
3 Months Ended 9 Months Ended
Sep. 11, 2023
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Mar. 11, 2024
Dec. 31, 2023
Related Party Transaction [Line Items]              
Premiums receivable, net   $ 1,365,000   $ 1,365,000     $ 977,000
Deferred policy acquisition cost   175,000   175,000     101,000
Unearned premiums   1,586,000   1,586,000     $ 915,000
Change in unearned premium reserve       388,000 $ 1,183,000    
Underwriting expenses   66,000 $ 60,000 188,000 $ 80,000    
Policy loans receivable   100,000   100,000      
Redemption of notes payable           $ 141,000  
Reinsurance Agreement [Member]              
Related Party Transaction [Line Items]              
Premiums receivable, net   918,000   918,000      
Deferred policy acquisition cost   101,000   101,000      
Unearned premiums   917,000   917,000      
Change in unearned premium reserve   1,004,000   1,004,000      
Policy acquisition costs   211,000   211,000      
Underwriting expenses   $ 87,000   $ 87,000      
Bridge Agreement [Member] | Investor [Member]              
Related Party Transaction [Line Items]              
Short-term bridge funds $ 500,000            
Debt face amount $ 625,000            
Percentage of original issue discount 20.00%            
Notes interest rate 5.00%            
Debt instrument, maturity date Mar. 11, 2024            
Debt, description Notes with 100% of the proceeds of any equity or debt financing at a redemption premium of 110% of the principal amount of the Notes.            
Mr Jay Madhu [Member]              
Related Party Transaction [Line Items]              
Number of shares issued       9,245      
Shares issued, price per share   $ 10.00   $ 10.00      
Aggregate purchase price       $ 92,447