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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Interest income on:    
Loans, including fees$ 3,492$ 3,696$ 10,488$ 11,091
U.S. Treasury and U.S. Government agency securities4074821,1601,495
State and municipal securities4083631,1911,023
Other4267119183
Total interest income4,3494,60812,95813,792
Interest expense on:    
Deposits7549232,2982,867
Short-term borrowings  4 
Long-term borrowings161266479791
Junior subordinated debentures 208 648
Total interest expense9151,3972,7814,306
Net interest income3,4343,21110,1779,486
Provision for credit losses1503003751,050
Net interest income after provision for credit losses3,2842,9119,8028,436
Other income:    
Service charges on deposit accounts151162469480
Other fees and commissions235226631618
Other non-interest income(30)87(25)90
Income on life insurance6067180201
Gains on investment securities85176346176
Total other income5017181,6011,565
Other expenses:    
Salaries and employee benefits1,6581,6604,9365,009
Occupancy211207640627
Impairment of securities and stocks  9266
Other expenses9078622,8062,630
Total other expenses2,7762,7298,4748,332
Income before income taxes1,0099002,9291,669
Income tax expense239211692259
Net income$ 770$ 689$ 2,237$ 1,410
Basic and diluted earnings per share of common stock$ 0.29$ 0.25$ 0.83$ 0.52
Weighted average shares of common stock outstanding2,712,8822,692,3292,707,9442,687,724
Dividends declared per share of common stock$ 0.10$ 0.10$ 0.30$ 0.30