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Consolidated Statements of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Cash flows from operating activities:      
Net income $ 2,993,093 $ 2,064,785 $ 1,262,462
Adjustments to reconcile net income to net cash provided by operating activities      
Depreciation, amortization, and accretion 1,310,578 1,001,488 652,780
Provision for credit losses 663,000 1,050,000 2,442,976
Deferred income tax benefits, net (214,529) (240,485) (658,719)
Gains on disposals of assets, net (421,217) (248,221) (569,428)
Provision on losses of other real estate owned 40,000    
Impairment losses on investment securities 91,928 262,208 76,779
Income on investment in life insurance (479,093) (251,406) (268,083)
Changes in assets and liabilities:      
(Increase) decrease in accrued interest receivable (2,636) 87,909 53,600
Decrease (increase) in other assets 632,311 869,991 (1,838,514)
(Decrease) increase in accrued interest payable (7,030) (228,986) (26,980)
(Decrease) increase in other liabilities (199,013) 623,809 (167,572)
Net cash provided by operating activities 4,407,392 4,991,092 959,301
Cash flows from investing activities:      
Maturities of available for sale mortgage-backed securities 14,206,384 13,219,687 7,612,135
Sales of available for sale debt securities 21,796,185 9,073,406 24,920,635
Purchases of available for sale mortgage-backed securities (39,052,520) (18,958,955) (54,787,147)
Purchases of other available for sale investment securities (8,306,325) (6,748,849) (4,456,293)
Purchase of FHLB stock 224,700 113,200 (90,700)
Redemption of common stock in the Glen Burnie Staturtory Trust I   155,000  
(Increase) decrease in loans, net (4,853,572) 4,469,727 (3,218,217)
Proceeds from sales of other real estate 371,507 450,827 548,994
Proceeds from sales of premises and equipment 15,932    
Purchases of premises and equipment (411,804) (377,912) (1,398,320)
Net cash (used) provided by investing activities (16,009,513) 1,396,131 (30,868,913)
Cash flows from financing activities:      
Increase (decrease) in noninterest-bearing deposits, NOW accounts, money market accounts, and savings accounts, net 5,283,304 248,460 4,268,940
Increase (decrease) in time deposits, net 12,216,529 (161,469) 20,321,299
(Decrease) increase in short-term borrowings (4,019,199) 4,192,658 (548,565)
Repayments of long-term borrowings   (7,033,711) (38,001)
Cash dividends paid (1,043,839) (1,074,655) (1,236,100)
Common stock dividends reinvested 118,613 162,975 173,667
Redemption of guaranteed preferred beneficial interests in Glen Burnie Bancorp junior subordinated debentures   (5,155,000)  
Repurchase and retirement of common stock     (2,835,709)
Net cash provided (used) by financing activities 12,555,408 (8,820,742) 20,105,531
Increase (decrease) in cash and cash equivalents 953,287 (2,433,519) (9,804,081)
Cash and cash equivalents, beginning of year 9,000,303 11,433,822 21,237,903
Cash and cash equivalents, end of year 9,953,590 9,000,303 11,433,822
Supplementary Cash Flow Information:      
Interest paid 3,689,610 5,527,941 6,569,490
Income taxes paid 900,000 275,000 1,125,000
Total decrease (increase) in unrealized depreciation on available for sale securities 4,733,133 52,659 (463,192)
Supplementary Noncash Investing Activities:      
Loans converted to other real estate $ 1,307,203 $ 512,247 $ 25,000