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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Interest income on:    
Loans, including fees $ 3,364 $ 3,510
U.S. Treasury and U.S. Government agency securities 254 341
State and municipal securities 417 384
Other 21 51
Total interest income 4,056 4,286
Interest expense on:    
Deposits 688 778
Short-term borrowings   3
Long-term borrowings 160 158
Junior subordinated debentures      
Total interest expense 848 939
Net interest income 3,208 3,347
Provision for credit losses   225
Net interest income after provision for credit losses 3,208 3,122
Other income:    
Service charges on deposit accounts 143 165
Other fees and commissions 187 194
Other non-interest income 5 3
Income on life insurance 60 61
Gains on investment securities 23 188
Total other income 418 611
Other expenses:    
Salaries and employee benefits 1,732 1,642
Occupancy 197 229
Impairment of securities and stocks   22
Other expenses 757 918
Total other expenses 2,686 2,811
Income before income taxes 940 922
Income tax expense 210 213
Net income $ 730 $ 709
Basic and diluted earnings per share of common stock $ 0.27 $ 0.26
Weighted average shares of common stock outstanding 2,722,419 2,702,604
Dividends declared per share of common stock $ 0.10 $ 0.10