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Condensed Consolidated Statements Of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Interest income on:        
Loans, including fees $ 3,313 $ 3,492 $ 9,932 $ 10,488
U.S. Treasury and U.S. Government agency securities 240 407 705 1,160
State and municipal securities 428 408 1,283 1,191
Other 24 42 69 119
Total interest income 4,005 4,349 11,989 12,958
Interest expense on:        
Deposits 647 754 2,005 2,298
Short-term borrowings 1   2 4
Long-term borrowings 162 161 481 479
Total interest expense 810 915 2,488 2,781
Net interest income 3,195 3,434 9,501 10,177
Provision for credit losses 150 150 150 375
Net interest income after provision for credit losses 3,045 3,284 9,351 9,802
Other income:        
Service charges on deposit accounts 141 151 416 469
Other fees and commissions 225 235 603 631
Other non-interest income 5 (30) 14 (25)
Income on life insurance 63 60 185 180
Gains on investment securities 62 85 118 346
Total other income 496 501 1,336 1,601
Other expenses:        
Salaries and employee benefits 1,660 1,658 5,118 4,936
Occupancy 193 211 590 640
Impairment of securities and stocks       92
Other expenses 855 907 2,401 2,806
Total other expenses 2,708 2,776 8,109 8,474
Income before income taxes 833 1,009 2,578 2,929
Income tax expense 163 239 522 692
Net income $ 670 $ 770 $ 2,056 $ 2,237
Basic and diluted earnings per share of common stock $ 0.24 $ 0.29 $ 0.75 $ 0.83
Weighted average shares of common stock outstanding 2,729,928 2,712,882 2,726,258 2,707,944
Dividends declared per share of common stock $ 0.10 $ 0.10 $ 0.30 $ 0.30