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Commitments and Contingencies (Tables) | 12 Months Ended
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Dec. 31, 2012
Commitments and Contingencies Disclosure [Abstract] |
Loan Commitments Unused Lines Of Credit and Letters Of Credit Outstanding | Outstanding loan commitments, unused lines of credit and letters of credit are as follows:
|  | 2012 |  |  | 2011 |  |  | 2010 |
Loan commitments: |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 822,000 |  |  | $ | 260,000 |  |  | $ | - |
Other mortgage loans |  |  | 6,225,000 |  |  |  | 3,070,000 |  |  |  | 2,013,000 |
|  | $ | 7,047,000 |  |  | $ | 3,330,000 |  |  | $ | 2,013,000 |
Unused lines of credit: |  |  |  |  |  |  |  |  |  |  |  |
Home-equity lines |  | $ | 9,882,497 |  |  | $ | 9,232,242 |  |  | $ | 8,130,179 |
Commercial lines |  |  | 8,615,844 |  |  |  | 9,368,770 |  |  |  | 10,738,826 |
Secured consumer line |  |  | 3,002 |  |  |  | 19,175 |  |  |  | - |
Unsecured consumer lines |  |  | 687,173 |  |  |  | 753,845 |  |  |  | 808,053 |
|  | $ | 19,188,516 |  |  | $ | 19,374,032 |  |  | $ | 19,677,058 |
Letters of credit: |  | $ | 32,000 |  |  | $ | 32,000 |  |  | $ | 71,762 |

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