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Deposits (Tables)
12 Months Ended
Dec. 31, 2012
Banking and Thrift [Abstract]  
Schedule Of Major Classifications Of Interest-Bearing Deposit

Major classifications of interest-bearing deposits are as follows:

 

    2012     2011     2010  
                   
NOW and SuperNOW   $ 31,699,734     $ 24,039,056     $ 23,683,375  
Money Market     20,734,875       18,084,117       16,710,611  
Savings     68,516,141       60,063,518       53,007,293  
Certificates of Deposit, $100,000 or more     28,213,893       31,414,705       30,885,936  
Other time deposits     98,835,758       105,003,802       102,101,454  
                         
    $ 248,000,401     $ 238,605,198     $ 226,388,669
Schedule Of Interest Expense On Deposit

Interest expense on deposits is as follows:

 

    2012     2011     2010  
                   
NOW and SuperNOW   $ 15,754     $ 28,819     $ 27,833  
Money Market     25,914       54,006       66,840  
Savings     106,424       160,446       147,998  
Certificates of Deposit, $100,000 or more     459,130       558,538       734,355  
Other time deposits     2,003,684       2,236,531       2,719,605  
                         
    $ 2,610,906     $ 3,038,340     $ 3,696,631  
Scheduled maturities of time deposits

At December 31, 2012, the scheduled maturities of time deposits are approximately as follows:

 

      2012  
         
  2013   $ 67,967,000  
  2014     22,448,000  
  2015     15,533,000  
  2016     13,705,000  
  2017     5,815,000  
  2018 and thereafter     1,582,000  
           
      $ 127,050,000