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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income on:    
Loans, including fees $ 3,003 $ 3,364
U.S. Treasury and U.S. Government agency securities 187 254
State and municipal securities 418 417
Other 22 21
Total interest income 3,630 4,056
Interest expense on:    
Deposits 559 688
Long-term borrowings 158 160
Total interest expense 717 848
Net interest income 2,913 3,208
Provision for credit losses 0 0
Net interest income after provision for credit losses 2,913 3,208
Other income:    
Service charges on deposit accounts 138 143
Other fees and commissions 175 187
Other non-interest income 6 5
Income on life insurance 58 60
Gains on investment securities 2 23
Total other income 379 418
Other expenses:    
Salaries and employee benefits 1,655 1,732
Occupancy 202 197
Other expenses 828 757
Total other expenses 2,685 2,686
Income before income taxes 607 940
Income tax expense 78 210
Net income $ 529 $ 730
Basic and diluted earnings per share of common stock $ 0.19 $ 0.27
Weighted average shares of common stock outstanding 2,736,978 2,722,419
Dividends declared per share of common stock $ 0.10 $ 0.10