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Consolidated Balance Sheets (USD $)
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Assets      
Cash and due from banks $ 9,214,503 $ 9,332,087 $ 6,877,110
Interest-bearing deposits in other financial institutions 1,636,194 6,627,394 2,422,579
Federal funds sold 102,772 2,669,101 653,901
Cash and cash equivalents 10,953,469 18,628,582 9,953,590
Investment securities available for sale, at fair value 74,313,682 100,490,267 102,866,555
Federal Home Loan Bank stock, at cost 1,452,900 1,448,000 1,520,400
Maryland Financial Bank stock 30,000 30,000 30,000
Ground rents, at cost 169,200 175,200 175,200
Loans, less allowance for credit losses 2013 $2,972,019; 2012 $3,307,920; 2011 $3,930,924; 270,684,120 249,631,525 232,734,257
Premises and equipment, at cost, less accumulated depreciation 3,696,772 3,873,002 4,107,707
Accrued interest receivable on loans and investment securities 1,509,238 1,450,321 1,541,519
Deferred income tax benefits 3,604,461 1,235,255 1,680,899
Other real estate owned 1,170,773 478,190 1,110,696
Cash value of life insurance 8,914,817 8,680,519 8,433,155
Other assets 694,142 1,317,408 1,106,285
Total assets 377,193,574 387,438,269 365,260,263
Deposits:      
Noninterest-bearing 86,747,525 84,288,485 73,339,463
Interest-bearing 237,055,831 248,000,401 238,605,198
Total deposits 323,803,356 332,288,886 311,944,661
Short-term borrowings     254,749
Long-term borrowings 20,000,000 20,000,000 20,000,000
Dividends payable 274,737   271,791
Accrued interest payable on deposits 28,523 28,365 48,101
Other liabilities 1,503,797 1,533,353 1,530,131
Total liabilities 345,610,413 353,850,604 334,049,433
Commitments and contingencies         
Stockholders' equity:      
Common stock, par value $1, authorized 15,000,000 shares; issued and outstanding 2013 2,747,370 shares; 2012 2,736,978; 2011 2,717,909 shares; 2,747,370 2,736,978 2,717,909
Surplus 9,713,335 9,604,906 9,437,605
Retained earnings 20,300,531 18,783,164 17,209,386
Accumulated other comprehensive (loss) income, net of tax (1,178,075) 2,462,617 1,845,930
Total stockholders' equity 31,583,161 33,587,665 31,210,830
Total liabilities and stockholders' equity $ 377,193,574 $ 387,438,269 $ 365,260,263