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Consolidated Statements of Income (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest income on:      
Loans, including fees $ 12,673,230 $ 13,123,595 $ 13,898,411
U.S. Government agency securities 871,287 894,024 1,488,467
State and municipal securities 1,656,670 1,705,789 1,605,648
Corporate trust preferred securities 33,428 57,660 114,312
Federal funds sold 3,027 4,438 5,705
Other 44,223 31,724 19,422
Total interest income 15,281,865 15,817,230 17,131,965
Interest expense on:      
Deposits 2,014,327 2,610,906 3,038,340
Short-term borrowings 7,004 1,962 3,764
Long-term borrowings 640,474 642,228 640,476
Total interest expense 2,661,805 3,255,096 3,682,580
Net interest income 12,620,060 12,562,134 13,449,385
Provision for credit losses 260,000 250,000 663,000
Net interest income after provision for credit losses 12,360,060 12,312,134 12,786,385
Other income:      
Service charges on deposit accounts 595,729 575,049 626,935
Other fees and commissions 825,859 837,065 814,425
Gains on investment securities, net 345,331 162,594 408,646
Income on life insurance 234,297 247,364 239,524
Total other income 2,001,216 1,822,072 2,089,530
Other expenses:      
Salaries and wages 4,963,600 4,996,518 4,931,266
Employee benefits 1,788,995 1,815,599 1,643,581
Occupancy 785,850 804,012 846,591
Furniture and equipment 842,099 792,725 814,006
Other expenses 2,717,119 2,386,465 2,788,040
Total impairment losses on investment securities 124,984   291,943
Portion of impairment losses recognized in other comprehensive income (before taxes) (109,403)   (200,015)
Net impairment loss on investment securities 15,581   91,928
Total other expenses 11,113,244 10,795,319 11,115,412
Income before income taxes 3,248,032 3,338,887 3,760,503
Federal and state income taxes 633,855 673,807 767,410
Net income $ 2,614,177 $ 2,665,080 $ 2,993,093
Basic and diluted earnings per share of common stock (in dollars per share) $ 0.95 $ 0.98 $ 1.10