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Consolidated Statements of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Cash flows from operating activities:      
Net income $ 2,614,177 $ 2,665,080 $ 2,993,093
Adjustments to reconcile net income to net cash provided by operating activities      
Depreciation, amortization, and accretion 1,187,689 1,716,701 1,310,578
Provision for credit losses 260,000 250,000 663,000
Deferred income tax benefits, net 35,252 38,359 (214,529)
Gains on disposals of assets, net (321,443) (161,999) (421,217)
Provision on losses of other real estate owned 5,695   40,000
Impairment losses on investment securities 15,581   91,928
Income on investment in life insurance (234,298) (247,364) (479,093)
Changes in assets and liabilities:      
(Increase) decrease in accrued interest receivable (58,917) 91,198 (2,636)
Decrease (increase) in other assets 637,425 (246,288) 632,311
Increase (decrease) in accrued interest payable 158 (19,736) (7,030)
(Decrease) increase in other liabilities (29,556) 3,222 (199,013)
Net cash provided by operating activities 4,111,763 4,089,173 4,407,392
Cash flows from investing activities:      
Maturities of available for sale mortgage-backed securities 15,171,085 18,762,583 14,206,384
Sales of available for sale debt securities 25,626,845 18,656,622 21,796,185
Purchases of available for sale mortgage-backed securities (16,920,333) (26,023,938) (39,052,520)
Purchases of other available for sale investment securities (4,185,719) (9,097,291) (8,306,325)
Purchase of FHLB stock (4,900) 72,400 224,700
(Increase) decrease in loans, net (22,295,595) (17,401,804) (4,853,572)
Proceeds from sales of other real estate 273,121 887,042 371,507
Proceeds from sales of premises and equipment     15,932
Purchases of premises and equipment (262,598) (182,548) (411,804)
Net cash used by investing activities (2,598,094) (14,326,934) (16,009,513)
Cash flows from financing activities:      
Increase in noninterest-bearing deposits, NOW accounts, money market accounts, and savings accounts, net 2,459,040 10,949,022 5,283,304
Increase (decrease) in time deposits, net (10,944,570) 9,395,203 12,216,529
(Decrease) increase in short-term borrowings   (254,749) (4,019,199)
Cash dividends paid (822,073) (1,363,093) (1,043,839)
Common stock dividends reinvested 118,821 186,370 118,613
Net cash (used) provided by financing activities (9,188,782) 18,912,753 12,555,408
(Decrease) increase in cash and cash equivalents (7,675,113) 8,674,992 953,287
Cash and cash equivalents, beginning of year 18,628,582 9,953,590 9,000,303
Cash and cash equivalents, end of year 10,953,469 18,628,582 9,953,590
Supplementary Cash Flow Information:      
Interest paid 2,661,647 3,274,832 3,689,610
Income taxes paid 525,000 925,000 900,000
Total (increase) decrease in unrealized depreciation on available for sale securities (6,045,150) 1,023,972 4,733,133
Supplementary Noncash Investing Activities:      
Loans converted to other real estate $ 983,000 $ 254,536 $ 1,307,203