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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest income on:    
Loans, including fees $ 3,106 $ 3,003
U.S. Treasury and U.S. Government agency securities 216 187
State and municipal securities 330 418
Other 23 22
Total interest income 3,675 3,630
Interest expense on:    
Deposits 430 559
Long-term borrowings 158 158
Total interest expense 588 717
Net interest income 3,087 2,913
Provision for credit losses 38  
Net interest income after provision for credit losses 3,049 2,913
Other income:    
Service charges on deposit accounts 124 138
Other fees and commissions 171 175
Other non-interest income 4 6
Income on life insurance 55 58
Gains on investment securities 79 2
Total other income 433 379
Other expenses:    
Salaries and employee benefits 1,677 1,655
Occupancy 222 202
Other expenses 1,016 828
Total other expenses 2,915 2,685
Income before income taxes 567 607
Income tax expense 94 78
Net income $ 473 $ 529
Basic and diluted earnings per share of common stock (in dollars per share) $ 0.17 $ 0.19
Weighted average shares of common stock outstanding (in shares) 2,750,603 2,736,978
Dividends declared per share of common stock (in dollars per share) $ 0.10 $ 0.10