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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Interest income on:        
Loans, including fees $ 3,023 $ 3,048 $ 6,129 $ 6,051
U.S. Treasury and U.S. Government agency securities 175 215 391 402
State and municipal securities 339 426 669 844
Other 23 19 46 41
Total interest income 3,560 3,708 7,235 7,338
Interest expense on:        
Deposits 468 539 898 1,098
Long-term borrowings 160 160 318 318
Total interest expense 628 699 1,216 1,416
Net interest income 2,932 3,009 6,019 5,922
Provision for credit losses 112   150  
Net interest income after provision for credit losses 2,820 3,009 5,869 5,922
Other income:        
Service charges on deposit accounts 113 132 237 270
Other fees and commissions 190 186 361 361
Other non-interest income 10 4 14 10
Income on life insurance 56 58 111 116
Gains on investment securities 141 122 220 124
Total other income 510 502 943 881
Other expenses:        
Salaries and employee benefits 1,669 1,673 3,346 3,328
Occupancy 205 195 427 397
Other expenses 958 855 1,974 1,683
Total other expenses 2,832 2,723 5,747 5,408
Income before income taxes 498 788 1,065 1,395
Income tax expense 63 148 157 226
Net income $ 435 $ 640 $ 908 $ 1,169
Basic and diluted earnings per share of common stock (in dollars per share) $ 0.16 $ 0.24 $ 0.33 $ 0.43
Weighted average shares of common stock outstanding (in shares) 2,754,079 2,740,132 2,753,943 2,740,132
Dividends declared per share of common stock (in dollars per share) $ 0.10 $ 0.10 $ 0.20 $ 0.20