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Commitments and Contingencies (Tables) | 12 Months Ended
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Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract] |
Schedule of outstanding loan commitments, unused lines of credit and letters of credit |
|  | 2014 |  |  | 2013 |  |  | 2012 |
Loan commitments: |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | - |  |  | $ | 1,561,000 |  |  | $ | 822,000 |
Other mortgage loans |  |  | 1,666,000 |  |  |  | 2,817,000 |  |  |  | 6,225,000 |
|  | $ | 1,666,000 |  |  | $ | 4,378,000 |  |  | $ | 7,047,000 |
Unused lines of credit: |  |  |  |  |  |  |  |  |  |  |  |
Home-equity lines |  | $ | 3,825,462 |  |  | $ | 11,067,236 |  |  | $ | 9,882,497 |
Commercial lines |  |  | 15,156,201 |  |  |  | 7,726,424 |  |  |  | 8,615,844 |
Secured consumer line |  |  | 50,000 |  |  |  | 24,043 |  |  |  | 3,002 |
Unsecured consumer lines |  |  | 674,429 |  |  |  | 673,123 |  |  |  | 687,173 |
|  | $ | 19,706,092 |  |  | $ | 19,490,826 |  |  | $ | 19,188,516 |
Letters of credit: |  | $ | 57,580 |  |  | $ | 32,000 |  |  | $ | 32,000 |

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